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2024-03-31-accounts

Mrs Jane Cart's Trust (Including linked charity Jane Cart's Almshouses) Accounts for tne year 1st April 2023 to 31st March 2024

Mrs Jane Carys Trust lincluding link•d eharity Mrn Jano Carvs Almshouses) For the year ended 31st March 2024 Contents Page Referencel Adrninistrative lftformation Report of Ihe Trustees Strncture, Govemance and Management statsfrnnt of Trust8es Responsibililies Report of the Independent AuditOT statenwnt of Finanoal Adivities 12 Balarte Sheet 13 Notes lo thè Accounts 14

Mrs Jane Carvs Trust (Includlng Ilnked ¢harlty Mr4 Jane Carfs Almshouses) For the yearendod 315t March 2024 R•fernn¢¢ and Administrative Inft>rn*tion Registered Chardy Nurrtw 200166 Trustees Mr Jereny H M (Chair) Rt Rev Flchard Alkinson OBE, Bishop of B Mrs Caroline L E M Bewes Mrs Cynthia M Gtesham Mrs Cressyda E Rayner Mr EdmurNJ M W0￿j Mr5 Jane E IAhitbread Mr ArKlrvw Brthvn OBE Ckrk lo the Trustees Karen Perfar￿ rjo Bedfo￿re and Luton corn￿￿1￿￿ Foundalion Correspondence address clo Bedfordshire atvj Lulon COm￿n￿Y FouTrJalion Ente￿riSe House w￿St Park Silsoe 8edfordshire MK45 4HS Audltors HIAI As50¢>ates Llnlted Portnill House Portmill Lane Hitchin SG5 1DJ Bankers BaTcTays Bank PLC 28 George Street Luton LU12 Scdtish ￿ Bank PLC PO Box 12757 67 Morrison Street Edinburgh EH3 8YJ Inwstment Manage Sarasin and Partners LLP Juxon House 100 St Paul's Churchyard Lonfbn EC4M 8BU

Mrs Jane Carv$ Trust (includlng Ilnked charfty MrJ Jano Carys AlmshouwJ> Report of the Trustees for the yearended 318t March 2024 The TnBtees wesert thelr anr￿1 report togeth8r th8 ￿regated a￿lited accounts for the year ended 31" March 21Y24 for Jane Cart¥ Trust and its Inked charity Mrs Jane Carvs Alrrtshouses. They are we¥ored in a(%ord8nce wrth the accountiw Wia8s set out in note 2 to the a¢xx)unts and compty Y￿th trK)th chaiilies, daeds. the chaliti￿ Ad 2011 arK5 Ac¥xJuntiTrJ and Reporting Charities: staten￿nt of Re¢>Jnnend￿I Fjractice applcable to thaiities wepariNJ their arxounis in acMTdaftce ￿1th Ihe Finaniial Rewwling s￿￿la￿d aFplcablg in tha IM WKI Rewblc of Ireland (FRS102} (effethe 1"January X119) (as amer￿ ty Urthte BuWiTrs 1 aNJ 2 in Qdober 2018). Objects and Aetivilies M Ja e CaTVs TTUSt Th8 principal objects of the rknity The relief of POOT dergy. thetrsw)uses, ThidoThE. and dependents. The upkeep of a rfftjnumgnt and ¢k)ck in DUl￿atrA￿ parish chur(. A sermon to bg preached in Durthble parish Ghurth; and reNef of poormemtMs ofthe Church of Eryland re8MJent in t￿nStaI￿a aither in git8 in bind or grants of Tho wincipal durirvJ Ih&year has b8en paymnts in the fonn ofwts to such beneficiaries. Mrs Jane Tho p¥indpal ctyrt of Ihe ch8nty is wovthi of housrtg ￿0￿7￿8150n kn poor SI￿18 w(Mnen and ￿idOwS in DuDsta￿e atKI ¢rt8in sutrounding parish8S. OT the makiTrJ of grants or paymgnts to suth benefi￿arleS or )thef tAxli8svtho provide a55islanr to those ID nwl. The A1￿house5 were sold kn 2006 ar¥J Ihe catAtai value been rel￿e5￿ In stock exchange secJJiilies. Public ben•frt The TFuslees havè refwwd to the guKlanr (¥)ntained in the Charity CO￿￿SS￿,S general guidance on benefft when r￿le￿I￿j aims and otqeclve5 a￿1 in planning fubjre athibe5. In pBrlicutar. the TnBtee5 consider hutry pknned acbvtbes wlll contiiLMJte tothe and dle(aive5 they have set. The wblic b8nefft achiv•&l by the Ch8rfty is In the fonn of 1rK￿v￿Ual grants given to mèrnbeTS of the Church of Eroland dergy or theiT der￿jants, to alknate hartship ar¥J supwrt their ￿4n￿ty. This n cover a variety of ¢1rcurnstanr85 such a5 the athjitional G￿ bome UPDn retirement or M￿lea1 expenses. Indhti1ua￿ apr* for a gtart through a fo￿ whith detai& their financial circumStar￿ and the roason they are ¥1 hardship. MtsJa Mrs Jane Carvs Alr6lvJuses nwkes grants to other arKI housSru pr<Nldots supp)rtirwJ F¥)or &ngle women.

MrB Jane Carvs Trust lineludlng Ilnked charlty Mrs Jane Carvs Almshouses) Report of the Trustees for the year ended 31At March 2024 (Con11n￿d) Achievements al￿ Perfornwnce The Truste8s h￿8 uThJertakan a of %xn8 of their opwaknal and 8tratsgc d¥8cti¥es vAth a vmvto faiilttaliro greater a¢¢ess to theSr fundng. Gr￿ts were pwd Jano Carfs Trust to tnefft and 1h&T de￿ndants totalliro £100,472 to 72 pE￿Orts Q023 £101,500 to 75 perswts). Grants were eko p8kl trj thrgy in the St Attyans t¥ocese to help wtth th8 cost of uUllties, wlth payments tots11i￿ £&3.250 made to 265 c1. pif23 £92,500 beneffttir¥J 370 deTgy). Grants were a150 mad& to ourtal￿e Parnh Church of £15.￿0 and to St AILn$ t￿e5¢ £15,112 for sut4y)rtwith the energy effi(ierrt healiro paT50nages. Grants were paid totalfjThJ £7.880 by Jane Carvs AIn￿D￿Se5 during 2¢f24 12023 £31,315). Paymgrts were to Lthon IAtrJrrn s Aid and As1ttL￿ Alr￿. Plans for future periods The Jang Cart Tntst is ¢ontinuW revith4iw tho iNWen%nlatron aThJ 6ffi¢acy of its particularty in vi8w ofits Ot4ects. Financial Revigw The resuN5 of ts tharfty forthe year are set out In the Ststement of Flnandal Adlvhles page 12. ResepM$ Policy P8rrnanent EThJwimgnt The trtEtees have exerlxsed the Fth¥er grarted urKJeF sedion 104A (2) of thg charilies A( 2011 aF¥J adorrt￿ a total retwn poilcy for tth Mrs Jane Carts Tn￿t aThJ Mrs Jane Cart's AJn￿oU￿. The initsal vaths of the tru& for investFnent 8nd tho initial valuo of the U￿F.8￿ total rgturn wgre estsblished on 31st March 2Wf2. Th8 trustees have apwov8d a r￿M of 3% of total iNestmert as of 31" Decembgr 2022 to bg appl'ed from 1* Ayil 2023 forthg yearto 31st 2024.

Mrs Jane Carvs Trust (including linked charity Mrs Jano Carvs Almshouses) Report of the Trustees for year ended 31$1 Mareh 2024 (conlinued> stnACture, Governance and Management Govern￿9 documents Mts Jane Carvs Tntst Wd5 FInc]￿llY fouThlad ty D￿lS of Lease and Release rrAde ty Mrs Jane Cart on the 22nd and 23rt June 1736. It ts currentty regulat￿1 by a Scheme rrAth ty the Charity Comrrissionersdat&J 1fP February 1992. The governi￿ dovJmgnt of Jane Carvs A1ffBhC￿ Is a Scheme made by the Chaiity com￿NsSionerS da￿ tr Jw 2002. Appointment of Tnjsteos Both ch8rlU IMve the saTh Tnth￿. Th8y are by a Tosolulion of the exing Twstees of the tharity passed * a S￿LIa1 I￿{1￿J of vthich nol 18ss than iweity-on? days, notice has been given. Organlsatlon Th8 nam85 ofthe Tn￿lee&v￿￿• duriw th& y8ar and upto the date of sigxng the report are sat on page 3. T￿￿ Thetir￿ are h8hl regukty Ilwee times a year. The finance COW￿l11ee also m88t three times a year aTrfJ the ￿ maling ccqmittte meel t%￿¢¢ a year. Day-t041ay running of the organisa1ion 15 haNIW ty Bedfordshlra and Luton CoNrnuth Foundallon, ith ThBior iietn5 of axp￿￿￿e b8iTrJ refe￿￿j to the T￿￿tePs. Risk MaThagennt The T￿￿tee$ (xry out an annual review of the risks which the charilies may face, have estabtshed systerrts and FKocaJurg5 to nilW6 any iis&s iden*fi8d aThl ninimtse any impaGt strwld any identified risk5 trAteriats8.

Mrn Jane Carvs Trust (includlng Ilnked charity Mrs Jane Carts Almshouses) Report of the Trustees for the year ended 31st March 2024 (Continued) Statement of TA￿tee5. Responslbllits The ch81ity trustees are resrnnsibb for we￿ring a tntste88' annual roport and accounts in a¢cordan¢e wilh apklicablg law a￿1 United lfjtydom Accounting Sta)Jards (Uiuled I(￿d0M Generahy A￿ttsj Al￿•ur￿lrQ Pradice). Tha law applcat4e to chaiiti85 in Erolarvj aThJ Wales req￿re$ the chaHty Truste&s to pr8pare accounts for each finanrAal year wF#ch gve a true and fair viert of the stats of affairs of the charity and of the incowiro fa%xxrces and a￿lcallOn of resour￿ for that ￿rtrAI. In weparirwJ those aGMunts. tho TnBlees are reqiir&l to: SeleGt SLit8bl8 8¢￿Urrtlng W￿cleS and then ap￿¥ them con5iStentty' ot6ervo the mgthods and ￿)n(￿p1s8 in the Ch8fities SORP., Make ju&JemBnts and estimates that are Feasoneble w43ert state whether 8PPtcoble arAX)unling staThJatds have ten folkn￿l, to any rrnterial departures that ￿5t bg (sd059d arKI ex￿.[￿1 in Ihe 8ccount8,' and Prepare Ihe acewnls on the going con¢em ba515 unless it is in8PW0F￿ate to assume that thè chanty o)nlirth in 0￿ra110n. The Trustees are r8srKtrnsible for k8epirwJ 8d￿uats a￿￿nI1￿￿ recoTd5 that are sufficient to show and eXI￿aIn the charity's transaclions and ths¢k)se with reasonabl8 accuracy at any tlm2 the ffinarKi81 sition of the thaiity a￿1 to wBurg that the a(xouts (￿)rty ￿1th Charilies Act 2011, statements of Re￿r(Mend￿l Praikn and the provisions of thè trI￿t deed. They are akn responsible for safeguarding the assets of Ih? charity atvj hence for taFaw reas(￿able steps for the rxevention arnl detedion of fralwj a￿ other i￿j￿Ill]es. Underthe Ctharlies Ara 2011. aslhe (thri￿S Tntsle8s. wtr • th. So far as wa are 8war8, there is no Tdovant a￿st inf0M￿On ofwhich the ¢o1ity A￿￿110[S are unaware" aThJ As the Trustee5 01 the tharity. w• havo tsken al the steps Ihat we ought to have taken In order to mak8 oursetr48s aware of ary relevant awjlt InfomHtion and to 851a1￿ that the charitys a￿]#o[S aT8 aware of inf0m￿li1￿. Approv&J bythe Tntstees on I%NOvert￿r2024 Arml sign￿1 on tr￿1r bthaifby.. Jere￿ry H M N Chalr um cjo Bedford5trMre and Luton Communlty FoundatM)n Enterprise House. Iht8St Pa SiL80e, BwJford$hirg MK45 4HS

Indep¢rHlent Audltovs Report to the Trustees of Mrs Jane Carvs Trust (including Ilnked charity Jane Carvs Almshouses) forthe year ended 31st March 2024 Opinion We have audilgd finandal statements of Mfs J8n8 Cart's Trust for th8 year end￿1 316t March 2024 whith cJ)mprw the State￿￿￿t of FinatKaal Adivitses. ahe BalaTTr Sheet and notes to the ffnanc4al statern8nts, incluthng a summary of significant accounlirvJ p)Ic48s. The firAnaal reportsr framework that has ten app&gd in their pr4wratton is appr1￿ble law and Uthtgj Kingdom AccountirvJ Standards. Inc￿([1￿ Financia1 Rewbng Standard 102 The FinaT￿la1 Rewjrtiro Standard apph'Gable in the UK arKI Republic of Ir￿ftd (Urlt6d Klngdom Generally Ac¢eMed Practice). In our opiThon thg ffinan(¥al S1er￿￿. give 8 aml fair view of the state of th& ¢liarity's affairn as at 31 March W24 aThJ of ils incowllng resources and aNAicabon of iesources, forthe yearthgn gnded" have been prormty prepared in accoTdanc& wilh UTMW Kirydi>m Generalty A￿pted AcGounts"w Practs.￿" and Basls for oplnion We conduded our audit in a¢¢ordance with Intemation81 SlarKSath on JJdrtiThJ (UK) VSAS (UK)) and appficable law. Our respo¥￿IkA￿lIas urwj8rtho￿ standards are further dawbed In the A￿lt0￿5 regponsitllities forthe autht of the fin8nci¥l st8tem8nts seclion of our report We are independent of tha charity in a(£otdance with the ethic81 rwl1re￿nts that aro relevantto our audrt ofthe financial statements ifi the UK Ind￿lIr0 Ihe FRC'S Etr￿￿1 Standard. and we have fvlfilt&J our other ethi(£l respo￿lt￿litIeS in aGcNdance with these requiremgnts. We b8lieve that the au(It evidorKe we have obtained Is suffic4ent a[PTo￿l￿ta provvje a ba515 for our OFinion. Con¢lusions relatlng to going concern In au(lknryJ the ffinanLxal statements, we have Gonduded thatthg tru5ts85' 4Fe of the g01r￿ ca)ncoTn Si5 ofacwuntirvJ in the wep8r8tion ofthe financial statem&nts is appro￿at0. 8as&J on the work we have [￿f￿n￿d. ￿ have notident1fi￿j any material uncert8inties relalirwJ to events or condiliorts that, 1nthWdu￿ or cdlBctivdy, cast significant doubt on tha chaiity's atrAbty to ￿ntinue as a golrg con(xn fora witJJ of at least 12 rrnnlhsfromvthen the financial statements are authorised fcff issue. Our resp)nsibilitie5 arKI the reSpry￿iLlIt1￿s of the wtth restdto gung o)ncm are described in the rel8vantsedions of this re￿￿L Other infornwtion The other inf0m￿tiOn ￿MprISes the infor￿tiOn induded in the trustees. annual report, otherthan the nanu81 stater￿￿ aTrJ a￿lIt￿S retxjrt thereon. The tnjstees are reswrtsitrle for the olher infomwtion. Our OF¥nion on the fitMn(xal statem8rts (h)8s not covw the other InfomOon and, except to tha exterrt otheNkn extthtty &ated in our TetM)T¢ we do ex[￿esS any form of assurance nclusion thereon. Our responsit4Ity is to the other informalion aryl. in rkning so. Gonsider Ythether the other information is mat￿lallY inconsistsnt with the ffinaniial statementy or our knowledge obtslned in Ihe audlt or otherwise appeaTS to be maknith ￿M￿stated. If we iden1ify 5uth material inGorr6istenc4e5 C apporent material rri￿n￿nts. we are requiraj to d8ternMne vthetherthere gives ti59 to a material latement in tho ￿Tra￿al statoments ther1￿e$. If. Lwsed cffi the work we have perf0m￿a, w& conclivje that there is a mthial nis*tenwrt of this other informakn, we are reqLir•J to fep)rt that faGt have TKthiru io rwt in this waTd.

Independent Audltorfs Report to the Trustees of Mrg Jane Carvs Trust (including linked ¢harity Mrs Jan• Carfs Almshouses) for the year ended 31t March 2024 (contin￿d) Oplnlorr4 on other matt•Ys prescribed by the Charities (accounts and Reports) R¢gulation• 2008 In OUT opinion. bas&1 on tha woth uTrJertakgn in lh8 course ofthe audit.. . the Irrf(xThRti(m in the Ints￿. retth. wyred forth8 WryN)58s ofGharfty law. forthé finanaal year for whlch the knarK481 state￿￿15 aTe weparwl 15 con5i5tent wilh Ihe ffinanoal statements; aTrJ Ilatters on which wé arn required to rnport by exception In the light ofthe kr￿9 and und815tandtng ofthe conyany and its environment 0Edaln￿j in the co￿se of thè au¢lt, we have not idèntified TrAtthial Nlsst8t8m8nts in I￿trUste&s, report. We have nothiru to rel￿ in respect of the fokniryro matter3 in relation to which the Charthes (acrAwnts R8pots) Regula11￿ts 2(X)8 wuires u5 to rep)rtto yw if. in our oFinion: the infornTrtion gven In the fknanc¥al Stat&Tr￿S is in￿J[BiS1ent In any respxt wlth adequate and proper accounting recards have not been kept OT the financaal statements are not in agF88￿￿ntW1th the aox)unting reo)rds and retur￿.. or we have not rec￿ed ailthe Infl￿￿10n and explanat￿￿5 we re￿ir0 for s￿lit Responsibilities of trustses As expkTrn&J ffKJFe fulty in the tnEtees' rw)nsitiMi8S Stat￿nert set oui on pyoe 7. the tr￿tee$ are responsible fDrthe prep8ration ofthe finarn?al statements end for being satisfi￿1 that they give a true and fair viBw, aThJ for such internal corrtrd as the tntsteos detwffine is ne(￿ary to enable the prerAration of financial Statem￿ that ale free from r￿erial rrdsStateTr￿￿, whether due to fraud or error. In prepariThJ the financAal statemenis. Iha trltstees are resp)r￿Ible for assessing charity's atribty to onlinu& as a gI￿r￿j Con(￿rn, rfwlosiffj, as app￿ble, matt8rs rela￿ to g(ing concem and usir the going Con￿ basi5 of #cu￿nI1￿j unl8ss the t￿￿tee5 either irtend to hqimdats the tharlty or to ase 0[￿ra110n5, or have no realsttc a￿native tArt to do so. Audito¢s r•sponsibilities for audit of the financlal statements Our olyethv8s are to o￿aIn rea50nabl8 as5uranc8 ab)utwhethwthe financlal statements as a vthrAe 8r8 free from MOt￿la1 Thls%tater￿rt, whether due to fra￿j or error, and to ￿SU8 an audf(orfs Teport that includes OFir#on. ReaS(￿8b18 a5surarTh is a high lov81 of assuRn¢% Ixrt is not a guarantee that an audit conduthd in accordance with ISAS (UK) will always delect a fflaterlal nlsstatement when it exists. Mbsststements ¢￿ arise from fraud or error and are cortsiderpJJ mateiial rf, individual or in the awregate, they o)ukl rea50￿tty b8 to infiuence the e￿no￿nC defisions of users tak8n on the basis ofthese fin8nual stknntsn IT[￿￿kIllI¢S. ind￿li￿j tra￿1. insta￿eS rA nD[Fr￿anCe with laws 8Th1 ￿u￿li0ns. We dessgn procedures in Ine ￿ i)ur TesPt)nsibilib'es. outlined alx)ve, to detect matsri81 nisstatements in respeL* of iffegulHrities. including taud. Tho Extent to wlich our procedures are CaPa￿e of detsrAiry irregularilies, is delaiied below.

Independent Auditorfs Report to the Truste•s of Mrs Jano Carvs Trust {Including linked charity Mrs Jane Carvs Almshouses) for year ended 31Bt March 2024 {¢￿tinued> The extent to which tho audit was considwed capabl• of deteding irregularities Including frnud In identifyiThJ and assessirvJ the risks of ntsal wi$stat￿ent in Fwect of irragulaiilies. inc1￿￿ing fraud aThJ noTr(xMWan(x vfith I￿ aThJ regula11c￿s. ￿ ￿)rtsId￿r&I the folhjviw" The nature of the iThlusty sethr. ryjntwl envivjnnwrt and yyJ51n￿ performanc InclLKliro the deslgn of the reT￿neral10n polldes. key drlvers for trustse remunoration. bon￿ levels aTMI p8rformance targets: resulis of our enquiries of Managewrt I1￿[r ¢x¥n identificalion aThJ assessment of the of irregulwilies. ary matters we Identifi￿ having obtained aThJ review￿ Ihe charity's doGuwntallon of their pJli(ie5 and I￿O¢edureS relaknro to: Identifying. evaluati￿ aYKI with laws ar￿ reD￿ation and whdher they were aware of ary Instan￿ of n0￿C￿lm[￿lance,. deteding and r6spondiNJ to the iisks of fraud and whether they have knowledge of any acknal. swgGtsd alfjged ftaud", the Intemal o)ntrots astsNISh￿ to Nlttgato iisks of fra￿1 or non-cixwlance with lav4B and r￿J￿ati the aThKJng thg audfi engagement team regardlrg how and whère fraud pht OLur in the fjrHn(xal &atemBnts and eny wtenlial irKI(aor8 of frawl. As a resur( of these woc&Jures, we ￿nsidered th& Op￿￿￿nitIeS aThJ incenlives that may exist within th8 ¢Kganisalion for fraud. In commcfft wilh all audits undèr l&qs (UK). w• are also r8quired to perform 8peufic rKocedur8Sto resFK)Nl tothe risk of Trnag8m8nt OV8rNJ8. W8 atso otéainvAI an undathn(fjw of the legat and reguknry framthwrks th the charity OFArates in. fo(xsro on w￿lS1On$ of thrtse laws arKI tegulaions that had a dirert eff9rt on the deteminalion of rmierfal aTTh)urts and (ti5drffjures in the finanaal state￿nts. The key laws and regulation5 we consKlered in this context Incl￿1￿j Ihe UK Clwilies A In addition, we ctmidered prcwFsions of other afKJ regulatio￿ that do not have a dired effect on the financial $￿ten￿ts bth ￿M￿lanC¢ wilh which rrAy be frJN18mental to the abiliiy to operate orto avoid a matthial pènaty. These i￿1￿led Ihg ErWymont law. Audit response to risks identifd To addr85S tho iisk of tra￿1 tlwh W¢anage￿nt tias and overybje of controb, we: perfDrmed ￿&1y1Th1 w(xxluresto id&nbfy any ￿uSUal ¢x Unex￿ relalionshirffj. last￿ joumal erthiBS 10 Id￿ urntsual trawL*ons' 10

Independent Auditofs Report to tho Trnstees of Mrn Jane Carv$ Trust (including linked charity Mrs Jane Carvs Almshouses) for thè year ended 311 March 2024 (continue assessed whether jtynwnts arma aSsUn￿or￿ m&Jo in d•tomHIMng the a(￿Unti￿d esttmates were irKJi¢ative of pcthitial Ixas; and Invesbgated th& rationale beNnd tIfi￿nt or unusual tratsa¢lion8. In resFortse to the risk of I￿&jU1811tle5 aThl noTrcoTryhnc8 wilh laws arvj regulaions, we d&8igned pro(dur&s whith incI￿led. but were not lirrAted to". agreeiThJ finanrAal statement dlsd05ure5 to underfying SUFWrting do(yJmèntation', reading the rvAnute5 of ￿etiry5 of those charg¥J Mrylh g(wemance", a￿1 enquiring of managemènt as tr) artual and Wènlal Illigafjon and da1￿. There are inhererrt Initattons in our Procedur￿ described above. The rr￿0 removed that lav￿ arKI rfjgulation5 are fr¢Nn )I￿ar￿la1 transa￿on8. the Igss Ilkety St is that we woutd b8oome of nOn-com￿lanCe. Audhing standards also the au¢lt wocedures requirgd to identify nonwComtth'8n￿ knlih lavts arKI rngulations to enquiry of the (fjrectors and other management and the Ins￿110￿ of r￿ulatOry and18gal corresF¥jnde￿e, Ifany. Matwial nisstaknts that aiise due to fraud can bo harder to d8tort than tIw)58 that arise from error as nw ddbwale or Coll￿10n. A furtherdesctiFlion of our r8sFMSitiliti8s is available ¢)n the Financial Rwbng Council w&bsite aL" mvw.fraoTg.ukla￿rrt￿5respDn5lb]lI1ies. This descirption fortr6 of our auditorfs r9rnrL Use of our report Tlus r&p)rt so181y to the trustees, as a bxty, in accordance with Part 4 of the Charities <A￿)Unts s￿1 Reports) Regulalions 2008. (Xw a￿t has been urKlert8ken so that Wg night to the charity's trothes those matters we are reqiur￿ to state to thom in an 8tttlito¢s report and for no other purpose. To the full&%t exient pernitted ty law. we do not accept or assume reyn$ibllty to anyone other than the chaiity a￿1 Ihg chaiity's tnthes a5 a Lxyfy, for our authl work. fortlxs repo¢ cf frjrthe oFinion5 we have fomwd. HW Assoc&atos Limlt•d Chartered Ac¢ountants and statutory Auditors Port￿#11 House portr￿]1 Lana Hitthin, Herts, SG5 1 DJ

Mrs Jano Carvs Trust (including Ilnked charity Mrs Ja￿ Cart Alrrffjhou8e$) Slatoment of Financial A¢liviti•s for th• y￿r •nded 31at March 2024 2023 Tolal Funds fuAds Fix15 Fund5 Cart's Trusi •rt'sTnwl Carys note 3 Imesiment Income dents Intèr83t PropèTty surrAu8lllo￿I (In gde of inveslments Total Income E￿ndItUre on.. P2151ng FuFNIg: Invostment management f88S Charllabla tlvltOas: Grantsto derg￿ and their deFendants 178,299 22.393 181.270 1311 416 I2￿) 178.425 21427 2W.852 184,581 41211 (7￿) 3,418 1￿.722 1￿.722 200,118 3),112 7,880 37,992 31,315 Admlnlstralon ￿rf1 managemont Glerk's fees Govemance c¢6ts-Au(ItFeg 17,285 4,321 21.606 4,660 20.521 3.420 Legal and wofessional legs InsuTant Mscdlane 3,818 3.818 403 1.196 617 2.121 7¢tal exwKlllure 4.211 (795) 223,165 11Z32 239,813 Net gains 111058081 on Inveslm9rtts 337.605 IS60.402) 451751 165 Total Return allord to Income m¢)vwth￿t In funds 1154,672> {21172) 154,672 2Z1n 297,079 81,118 168,493) &940 298.844 1640,313) Totalfvn(ts brouBhtfoNwrd 1stAw(I kl)23 4.T28,C63 668,640 7SA405 74587 6.23&885 8,878,gY8 Total funds earvledlorwatd 31st March 2024 &(r2&132 729.758 893.912 527 6,537.329 6,236.685 12

Mrs Jane Carvs Trust Ilneludlng Ilnked charity Mrs Janè Carts Alrnhoums ) Balance Sheet 31st March 2024 2•r. IrNe3trnents Cash at t*nk 220.761 e[J￿rg amounls Mfftng duè lithin one year 6,537,329 8,238.68S Funds End￿￿nent1Und3. rg Jam C8rts Tr￿t Mrs JO￿ CarY$AMsho￿5 5.02S,132 4.728,OSI Restrtthl fuNI5: Mrs Jane Carfs AnBh(xBe Unre5tr1thd Funds: Mrs Jane Carf8 Tfust 893.912 6,537a29 6,2316&5 Approved by the Trustees on l¢b November2024 and signed on thelr behalf by.. rJHM ewsum ) Trustees 13

Mrs Jane Carvs TNst (including Ilnked charity Mrs Jane Carvs Almshouses) Noles to the Accounts for the year ended 31 ¥t Mareh 2024 1. Trust InfomMIioYt Mrs Jane Cartb Trust was prfnopalty founrkd by Detyts of Lease aThl Release made by Mts Jan& Cart on the Tr aThl 23m June 1736. It is curr8ntEy regula￿ by a Scheme m8de by thp Charity Comnissionets dated 10th Febwary 1W2.The governing document of Mrs Jane Cart's Al￿ShoUSe$ is a Schem8 rrAde tythe Charity Conrssionws dat￿ 201h June 2(M)2. Both chariti8s are based at BJfDNlshire and Luion ComThwrMty Fouthtion, En￿￿[159 House, Wrest ParK SiLsoe, Be4th>rdshire, l Accountlng pollcies a. Basis of preparation The accounts have bpen pr8par•J underthe listoric81 (#)st b￿S exce￿ for the modificdon5 to a fair value basis for investmoni Fxoperty and inve5tfnènts as speafied in the accounling policies ￿le￿¥. The ffirwn(xal statern￿ have bBen preparod in accordance ￿1th the statement of RecOMnw￿ Pradice A(uJuntiro and Reporfing by Chaiites pre￿ri￿ thdr accounts in accordance %%ith the Financaal Rep)rtiTrJ Standard ap￿￿ble in the UK arKI Republc of Iraland (FRS 102) (effectiva 1st January 2019) (a5 ameNJed tty Utxlate BU￿4n 1 aMI 2 in 06lober 2018> ¥ThJ the Chaffties 2011. The charity meets the dafintlion ol a pubSc benefft ￿tity under FRS 101 Assds and liabifrfies 8Fe initialty recognised at historical cctst unless 0th8TNvtse &Xated in the ￿leVaTht a(xountrng nots. b. Going ¢on¢om The tnth are confthnt that the thwlty ¢xKrfinue to meet its Eatmlities as thoy fall due for the foreseeable futute aTrJ that the acciwnts shoubj be preFored on a gLMW con(rn basis. ¢. A¢counling for finknd charity The linked rthathty Mrs Jane CwfsAlThthouse5 has bgon treated as a branch Df the rep)￿.ng charity Mrs Jane Carys Tr￿st The accumulated fvnds of Mts Jane Cart's Al￿￿h0￿9S oiiginally ¢xJn5titthed lu￿lS within Ihese 8￿rega￿ ac￿uTrts of Mts Jane Cart's Trust The trustees have 0stsblish￿ a total ratum policy wl¥ch InchJd￿ Mrs Jane Cart AlrrEtrKJu5es and ts base value ofthe restiithd fiJThJ on 31st Mard) 2022 has t￿On 85 the inrlial investm8nt valug. Tho are rx)w (Isdosed as pem￿nent ￿K1<y￿rt. d. Fund aG¢ounllng Unfestrided funds 8Te available for use at th& iknetion of the Tn￿ in furtherance of the general objediyeg of thè d)arity aThl wlxch havè not been d￿nat￿j for othgr purpctses. tjesignated funts are furth setaside for S[￿￿C purrThes bythe tru5tee5. imFM)sed don0￿ cf vlhich have been rais￿ the charity for particular purFws. The cost of rai5iw aThJ adnJr¥St￿Iw such funds are charg&J ￿81n8t the spadfic fi*KI. TNS irKlud6s gtant funds which ate given for wufic wrp)5￿. 14

Mrs Jarn Carvs Trust (In¢ludlng Ilnked charity Mrs Jane Carys Almshouses) Notes to Ihe Accounts far thè year ended 31st March 2024 ErKlohwnert funds are ￿ndS of cata181 whiL must b& malntaTned: tho trustees have adopted a total retum poliLy ftorn 315t March 2022 wlth the inilial value aKI the unapplgd total rot￿￿ estabtished at this date. e. Income recognltlon from wopeFty. inveslThnts a￿1 deposits are a￿1r￿ed for on a r￿e1vable IM818. f. Expendilur• rn¢ognilion l expendibjre is a￿JUnted for on an tA and has b8en under hèathngs that aggrwe all ¢0sts reted to Ihe category. Chaiitabl8 ex￿nthture cornp￿ those o)sts irKurred by the charity li the deliv8ry of its adivitios a￿1 So￿1¢@S br ils bonefiExaries. Apwoved grants are accounted for when paid. It includ8s IKrth o)sts that can be alk￿ated dlr• to suth aclivilies arKI costs of an indirect nature necessary to supkNI them. Governance ¢osts In¢l￿th(￿Se cos15 asso(iated wilh meellng Ihe ¢onsbttrtioMI aThJ statutory requirements of Ihe chathi aThl incl￿18 thg audk fe08 arKI 4))sts Inked to tho strateg nag8merrt oflhe charity. All costs are alto(2ted bèiween the expendSture categortes of the Sternent of Finanaal Acbvibeg on a bags d9sign￿l to refiert the use ofthe res￿￿. Costs relatiTrJ to 8 prbcular aclivity ar8 altocaaj direc•. Investments are stat￿1 at mid-market valu8. Gains and k)5ses on revalualton are taken to the statement of Finar￿181 ktsvibes as they atise. Unreah'sed ￿n5 and lo&￿ are rAlculated as the diff&renGe 1th98n the fairv81ue at thè year er￿ aThJ their carrying value. The investment otr4ecli¥e of th8 prthlos Is to athiwo temi I￿[￿81 arKI ino)me growih, ahead of inllation, taryeting UK CPI +4%, net of costs, over rolliro 5 year periLKls. ft intended that trms will be by investment in a brO￿ty diversified global p)rifolio ovgring the worhJS wincipal stocK t)nd. 8rKJ cU￿encY ￿￿rkets, togetherv￿lh inveslments in 15

Mrs Jane Carf8 Trust (including linked chaiity Mrs Jane Carvs Almshouses) Notes to the Accounts for thè year ended 31st Mar¢h 2024 (continued) Funds FwvJ$ sthinE MrsJane Jano Mrs Jane Incomefrom: Inv48tmgntln¢o Interest 159.556 21.714 742 181.270 3.311 161125 184,581 Rai5iTh3 luml5". Investment Man8￿mentIe8B 5.7 6,380 Grants Ckrgy & dèwndènls Grants to Icta organisalions 2￿.118 200,118 31,315 31,315 Administration and Management: erk'sfees Governance cc6ts. Authtfee Insurance "scdlanwus 16,416 2,736 617 4.105 20.521 3.420 617 2,121 Tt)tsI ow4)wditu Net IoB6 on investfflents 151114ei (48,256) {560.4￿) Net Income l (Ex￿lid[trjYe> {355.7641 {26,43n 1221.91Q) I￿.2￿) (640.313) Totd retum allocatedto Incomè (174.21ti) 12301) I74,￿0 25,301 Net n￿VeMent In funts ¥Otalfvnd$ broughtforward 1" Awll 2022 5,258,017 810,115 SYJ.488 6.878,9 Total funds ￿Tri*l ftsn¥ard 31•t March 2023 4,n8.053 79,587 Q238,685

Mrs Jane Carvs Trust fineluding linked ¢harity Mrs Jan• Carts Almshouses) Notes to the Accounts for the year ended 31 ¥t March 2024 (contlnued Other Inve51ments lQuot•dt. 2024 Valuatlon Ineome VaEuation Income Sarasin and Partners Porfdio 5 987 278 184 5B1 Summary Market value at 1st Wl 20fJ Management fee5 AddOorB during the year Unrealised Surplus on revolual.on Markat value at 31*March 2tY24 5.987.278 13,41 2.501 20Z3 InVeStmer￿ at 318t Marth 2Q4 Cr￿￿13￿. qulvies Fi%éd irttèrest swiib8s i.878.388 FJH465 3.Ot3.551 676.743 storicd 8 565 165 6565 185 & Crediiors: arn￿nts falllngdueTMHhln oney Accr￿5 and deferred Pgrnaft¢nt Furvjs FuTrJ8 Totsl five￿rnents Ctstsent asséts CuThent 5.754.8 .078 1Y2,234 .4W) 6.323,968 220,761 17.4rKI) 88.527 Ngt at 315t Marth 2024 5,754,8 693.912 6,537,329 17

ttArs Jane Cares Trust (Including linked charity Mrs Jane Carv$ Almslwuw) Notes tè the Aecounts for the yèftr ended 31Ai March 2024 (continued) 7. Total Teturn appMh lo Inves1n￿l rA Demianenteiiooww Mrs Janè Carts Tnot TNstf LknapF4iedTthal inv8sknent Rebjrn Mrn Jane Carts Amshou8e8 Tnstf UFwwlied Total Total En¢knnent investment Rebjm 11 ANII 2023 R component of the S,258,017 720,378 5,978,395 UnapFAi8d totsl relurn (529.964) 151.7381 (581.7021 rotd 5 258 017 Investment Rebyrr. viden¢ts Intsrest Iwesthient rgtum.. realised and uTrreafBed gai and (losses) Lass." Inv•8tm8nt management 178.425 21427 14,211) 13.4161 UrrapF4ied tot return allocatedto inwme in the repth.ryq p8nod Ne￿0￿￿￿￿￿1S for the year 31•T March X124 Gift component Gl the permanent éndovdment LInap￿1￿1 td retum {154.6T21 (211721 1176,8441 297.079 61.118 358.197 5.258.017 720.378 5.978,395 (23Z885) 1223,5051 TrAal 5258017 18

Jane Carvs Tnrnt lincluding Ilnked charfty Jane Carvs Alm8hou8u) N¢>tss to the Accounts for the year 8ndad 311t Mareh 2023 (eontlftuod) 6. DIS¢k￿urQ delalls ot9r Mad0)h￿l¥llhth •md Inst*thons '"dvlOJaS qrants trtstilub.onal wants i otsl gmnts IfftT22 2CO.118 None of the truste06 recqved any rgrnuneT?tion frorn the chanty duringthe y8aT12U23£nil). C GT88hw receNed r￿M￿Jr8emenI of amountingto£ Nil120T3.' £7￿). 19