MARLOW
Glade Road, Marlow, SL7 IDX
BAPTIST
www.marlowbaptistchurch.orE.uk
CHURCH
email: marlowbc@yahoo.com
TRUSTEES, ANNUAL REPORT FOR THE PERIOD IJANUARYTO 31 DECEMBER 2025
Section A: Reference and admlnistration details
Marlow Baptist Church, formerly an excepted charity under Section 3012llbl of the Charities Act
2011, became a registered charity on 26 June 2025. Its registered charity number is 1213827.
Names oftheTrustees who mana
e the Church
Trustee Name
Office lif any)
Date5 acted if not for
whole year
Rev. john Billett
Rev. Kenneth Claassen
Mr Matthew Bar
Mrs Heather Baxter
Mr Alan Fox
Mr Robert Payne
Chair of Trustees
Minister
Deacon
Treasurer/Secretar
Deatron
Deacon
1.1.25 - 2.7.25
Inde
endent Examiner.. Mr Mark Richardson
Sectton B: Structure. governance and management
Descri
tion of the charit
's trusts
Type of governing document
Constitution based on the Approved Governing Document
for FIEC churches
How 15 the charity constituted
Unincorporated association affiliated to the FIEC
Trustee selection methods
Proposed by Managing Trustees and approved by members
voting at church meeting
Settion C: Objectives and actlvltles
Summary of the purposes of the charity as set out in the Constitution:
The advancement of the Christian faith in accordance with the Basis of Faith primarily but
not exclusively within Marlow and the surrounding neighbourhood, and
Such other charitable purposes as shall, In the opinion of the members of the Church in
Eeneral meeting further the work of the Church.
To achleve the principal objective, the church provides varlous opportunltles for all those attending
to grow in their faith and trust in the Lord Jesus ChrisL The church also seeks to reach out to
unbelievers in Marlow and the surrounding areas.

Central to the work and witness of the Church is the provision of regular public services of Christian
worship. These services take place each Sunday at 10.30am and also on Good Friday and Christmas
Day. Full details of services and weekday meetings are available on the church website and
Facebook. Details of the services and special events are displayed on notice boards at the front of
the church throughout the year. Services are live streamed to our YouTube Channel. Details of the
church are on the following web sites.. www.fiec.org.uk, www.affinity.org.uk, www.pwmi.org,
www.mymarlow.co.uk and www.directory.buckinghamshire.gov.uk.
Sunday School for our children is also a very important mlnlstry for the church. The children are
wFth their parents in the church for the early part of the Sunday services and then go to the Main
Hall for their time together with leaders and helpers. The leaders use 'Generations of Grace,
teaching materials. A Light Party tor the children is usually held around 31 October and the children
take part in a Family Service in De￿rnber. A monthly Friday evening club for the children plus a
rnonthly youth discipleshlp get-together for our old young people started this year. These events
provide opportunities for new families to join with us. The church operates systems to ensure all
those volunteering to work with children are appropriately checked by the Disclosure and Barring
Service.
The church encourages the fellowship to join one of the Home Groups which meei regularly in
homes, at the church and on Zoom. Bible Studies led by our pastor are held on Zoom on Thursday
evenings and 8t the church on Friday afternoons. Fellowship breakfasts for ladies and men are held
on a number of Saturdays during the year. A new bi-weekly coffee morning on Thursday5 at the
church started in October which is open to the fellowship and the community.
Sermons, talks and Bible Studies are recorded and posted regularly to the church's YouTube Channel
and website.
The Trustees have read the Charity Commission guidance on public benefit and are satisfied that the
activities outlined above clearly demonstrate that the charity is providing a benefit to the public.
Vision and Values of the Church-
The church 15 here to fulfil the calling that God gives the church in His Word. We seek to
bring God glory. proclaim the gospel of the Lord Jesus Christ and love each other. We
honnijr God and express our gratitiide to Chriqt by serving Him. We do so through sharino
the gospel and a faithful Christian witness. Our values are based on our trust in God's Word
as our authority on all matters of the church and the Christian life. We acknowledge our
complete dependence on God, therefore prayer is a vital part of our church life.
Values
To bring glory to God
Trust in the sufficiency of the Word of God
Share the gospel and exclL151Vlty of our Lord Jesus Christ
To love God, one another and our neighbours
Vision
To reach others with the wonderful message of our Lord Jesus Christ
To encourage Christians to grow in their faith and live lives honouring God
To eqiiiy the church through fal"LP,ful teaching and diligent study of the Word of God
To fur)ction as a body of believer5 that serves God and each other.
To be relevant in our community and to show love and care towards all those we meet

Settion D.. Achievements and performance
Motto Text for 2025.. So thenfuith comesfrom hearing, and hearing by the word of God.
Romans 10.. 17
The church has continued to be blessed with the ministry and leadership of our pastor, Kenneth
C1335sen. Sunday preaching series have included.. Rlghtly dividing the Word of Truth,.
Joy in Christ- Philippians,. The cries from the cross,. The Glory & Gospel of Gra£e- Galatlan5,'
Defending the Faith,. What the Bible says about.. . The Journey of the King- Advent.
The 'Foundational Theology, studies concluded in February wlth 2 Saturday mornings looking at
Ecclesiology & Esthatology. Prayer meetings have been held monthly on Zoom. The Home Groups
have been important times for times for learning, sharing and praying with eath other. A new
'Growing in Christ, course was held monthly on Zoom during the year and this was well attended by
the fellowship and some new people exploring faith. The well attended Bible Studie5 led by Kenneth
on Thursday evenings and Friday afternoons have continued in the Gospel of John.
On 10 May and 20 September, Newfield Community Church in Marlow used the bapt15try and on
l August Penn Free Methodist Church held a baptismal service. On 21 September a member of
another local church went through the waters of baptism. Gifts of food and other essential items
brought to our Harvest Thanksgiving Service on 14 September were given to the One Can Trust. The
mayor of Marlow visited the church in August. On three Sundays in November, parents brought
their Children for dedication. Kenneth officiated at a wedding and also conducted three funeral
services during the year.
Our care for each other and comrnunication is important to us as a church. A monthly Newsletter is
provided for the fellowship. A Programme Card is produced every 4 months giving details of the
Preachlng Plan together with events and special services. On Sundays we have enjoyed fellowship
over refreshments after services, together with monthly lunches. These have been good times to
get to know new people and those visiting the church. We ensure all newcomers are warmly
welcomed,. our pastor vi51t5 new people in their homes and everyone is encouraged to join a home
group. Pastoral phone calls and visits are made which include those who are not able to come
regularly due to age or illness.
We have been greatly encouraged with new people and visitors coming to our services during the
year.
Average attendance
Jan- Mar
50 adults, 14 children
Apr-june
54 adLtIts, 12 children
July- Sept
50 adults, 13 children
Ort-Dec
53 adults, 15 children
In addition, each Sunday a number of people joined our services live on our YouTube channel
including members of Faith in Christ Fellowship in Droitwich. During the year the church had
8700 YouTube views and 301 subscribers.
At the end of the year there were 37 members, a decrease of 2 on the previous year.
The refurbishment ofthe main church was completed in March and we now have a contemporary,
welcoming space for our regular attenders and those we are seeking to reach out and minister to.

The Trustees are so grateful to all those who have Eiven of their time, energy and giftings to the
fellowship during the year. Thanks must be given to all those who serve in the Sunday School each
week particularly during the church refurbishment when so many adjustments had to be made.
Thanks must also be recorded for all the practical help given by the fellowship to enable the smooth
running of the church on Sundays- the stewards, musicians, AV team, Communion preparers,
refreshfflent servers, cake providers, those who provide flowers and decoratlons, those who open
up the church and tidy up afterwards. A number in the fellowship gave much thought and time to
the church refurbishment for whith we have been so grateful. We would also like to thank our
Administrator for all the work he continues to do behind the S￿neS.
Sectlon E: Flffiancial revlew
With the main church, rear premises and manse to maintain, there is a constant list of outstanding
premises work Larger projects are prioritised and undertaken subject to availability of funds and
grants.
The main church refurblshment C05t £51,994.84 in 2024 and £26,081.32 in 2025 (Total- £78,076.16)
During the year, the church expressed its part in the life of the wider church by making donations
totalling £3,565 to national and international Christian organisations with Christian aims and
objectives compatible with the church's own charitable purpose.
The church is heavily dependent on the fellowship working as volunteers in all asperts of the
Church's activities, many of which run with little or no impact on the church's expenditure, but
nevertheless contribute substantially to the achievement of the church's objectives.
The Trustees are so grateful to the Lord for HIS financial provision for the Church during this year.
Refurbishment of the church manse 15 due to take place in 2026 and Restrirted fund5 of £62,337 and
Unrestricted funds of £50,000 totalling £112,337 have been set aslde for this project.
ststement of the church's
on reserves
The Trustees have established a Reserves Policy to enable the church to funrtion effectively and
meet its obllgations in the event of a decline in income or an unexpected major cost.
Having considered the relevant risks of changes in Income and expenditure, the Twstees have
determined that the appropriate level of reserves is in the range of £20,000- É21,000. As at 31
December 2025, the church held total reserves of £20,488.44 which are held in a 95-day notice
account.
Sectlon G: Declaration
The Trustees declare that they have approved the Trustee's report above.
Signed on behalf of the Church
Signature..
Position:
Chair of Trustees
Full Name..
John William Billett
Date:

MARLOW
Gladè Road, Marlow, SL7 IDX
BAPTIST
wvww.marlowbaptistchurch.or8.uk
CHURCH
email: marlowbc@yahoo.com
FINANaAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2025
SEcfioN A.. RECEIPTS AND PAYMENT ACCOUNT
Notes
2025
Designated
Funds
2024
Total
Unrestrlcted
Funds
Restricted
Funds
Total
Recei
ts
Offerin
Donations and other
income
Stewardship Services
Grants
Stewardship Services
Grants- Reclaimed tax
Grants
8ank Interest
Total iecel ts
13433.48
680.00
13433.48
2440.00
12164.20
6559.88
1760.00
38328.01
4000.00
42328.01
52404.97
7302.34
850.00
8152.34
9718.96
64500.00
64500.00
2343.27
133197.10
75500.00
1298.64
157646.55
2343.27
62087.10
71110.00
Payments
Ministry
Missions & other causes
Outreach
Sunda
School
Upkeep ofchurch
premises and Manse
Administration
32914.89
3565.00
32914.89
4190.00
1628.47
344.70
40653.81
28983.23
4729.00
2320.51
153.62
86492.53
625.00
1628.47
344.70
33094.32
7559.49
3297.30
3297.30
2216.00
Total
ments
47336.68
1628.47
34064.02
83029.17
124894.89
Net rece￿[ tslpa
ments
Transfers betweet) Funds
Cash balance at 31.12.24
Cash balante at 31.12.25
14750.42
-52617.00
78889.66
41023.08
-1628.47
52617.00
1167.56
52156.09
37045.98
50167.93
32751.76
26081.32
63127.30
106138.54
156306.47
Notes:
l.Basis of aecounls
These accounts have been prepared on the Receipts and Payments basis and in accordance with
5ectlon 133 Charities Act 2011.

Analysis of Fund Movements for the year
lil UNRESTRICTED FUNDS may be used by the church for any of its ordinary purposes. The
movements in the fund are shown in the Receipts and Payments Account.
lill DESIGNATED FUNDS represent sums set aslde, out of unrestricted funds, for specific designated
purposes, but they can be transferred back into unrestricted funds at any time.
Fund Name
Fund Purpose
Balan
1.1.25
Receipts
TIF in
from U/R
Funds
1521.00
Payments
Balance
31.12.25
Mission to Marlow
Outreach,
advertising &
on-line ministry
Funds set aside for
missions and other
1167.56
1628.47
1060.09
Missions
1096.00
1096.00
causes
Mange
Refurbishment of
Refurbishment
the manse
Totals (per Recelpts & Payments Account)
50000.00
50000.00
1167.56
52617.00
1628.47
52156.09
Note= The church gives IOOA of Its offerings to missions. With so many people living in Marlow and
the surrounding area not knowing the Lord, it has been policy during the year to place 2.5% of this
tithe into a Designated Fund 'Mission to marlo￿ and funds have been used for outreach, advertising
and development of our on-line ministrv.
liiil RESTRICTED FUNDS represent donations received or Invited for a specific purpose. The funds
may only be spent on the specific purpose for which they were given. Any balance remaining
unspent must be carried forward as a balance on that fund and cannot be absorbed into unrestricted
funds.
Fund Name
Fund Purpose
Balance
1.1.25
26081.32
Receipts
Payments
Balance
31.12.25
NIL
Church
Refurblshment
Refurbishment
of the maln
church
Refurbishment
ofthe manse
Refurbishment
of the church
toilet5
For One Can
Trust
For Sunday
School
Equipment
Church
For church
Premises
premises
Maintenance
maintenance
Totals (per Receipts &
Payments Account)
26081.32
Manse
Refurbishment
Church Toilet5
refurbishment
64500.00
2163.00
62337.00
625.00
625.00
Other Causes
625.00
625.00
NIL
Sunday School
Equlpinent
510.00
344.70
165.30
4850.00
4850.00
NIL
26081.32
71110.00
34064.02
63127.30

2.Donatlons and other income
2025
2024
3000.00
565.00
3565.00
Legacy
Other Donations
Total donations and other income
680.00
680.00
3. Mlnlst
2025
25836.00
2570.00
60.90
269.00
4178.99
32914.89
2024
22700.00
2237.90
54.00
212.45
3778.88
28983.23
Ministerfs stipend
Pensi(>n contributions
Ministerfs ex
Pulplt Fees
Manse Costs (Council Tax, water, broadband)
Total Minlst
enses
Kenneth Claassen acts as one of the church'5 Trustees and re￿iVeS remuneration and other benefits
in respert of his services as Minister, including the provision of manse accommodation owned by the
churth. He was enrolled into the church's Auto-Enrolment pension scheme from I September 2019.
Under the church's defined contribution Auto-Enrolment pension scheme, the church pays fixed
contributions into a separate entity. Once the contribution5 have been paid, the church has no
further payment obligations. The contributions are recognised as an expense when they are due.
Amounts not paid are shown under Current Liabilities. The assets of the plan are held separately
from the church in an independently administered fund.
The church claims the Employment Allowance of up to £10,500 in respect of employels national
insurance contributions.
4. Mlsslons & Other Causes
2025
1521.00
785.00
787.00
372.00
loo.00
2024
1543.00
Wycliffe Bible Translators
'Ararat-Rainier East-We5t Fellowship
Life in Christ Fellowshlp Isle of Man
Faith in Christ Fellowship Droitwich
Llghthouse Marlow
European Mission Fellowship
Pioneers via Arab World Mlnistries
Total Missions & Other Causes
1200.00
loo.00
1149.00
737.00
4729.00
3565.00
*Further £734 to be given in 2026 from Missions Designated fund

5. U keep of Church
remises and M4nse
2025
1906.16
1258.33
2024
2466.29
1187.10
Elertric, Gas & Water (Church)
Insurance Ichurch & Mansel
Repairs & Maintenance..
Church
Manse
Total Maintenance
7817.10
962.55
8779.65
28921.88
Equipment (Church)
465.35
1922.42
Main church refurbishment
Manse refurbishment
Total Upkeep of Church premlses
and Manse
26081.32
2163.00
40653.81
51994.84
86492.53
6. Administratlon
2025
1224.00
584.25
280.00
2024
720.00
569.30
260.00
FIEC Donations
Stewardship Pa
roll Fees
BaptlSt Union Corporation Holding
Deeds Fees
Independent Examlners Fee
other Administration
Total Adminlstration
250.00
959.05
3297.30
250.00
416.70
2216.00
SEcfioN B: STATEMENT OF ASSETS AND LIA81UTIES AS AT 31 OECEMBER 2025
Bank balance
Lloyds Bank Maidenhead
Charlty Account
Commercial Instant Access
Deposit Account
32 Day Notice Deposit Account
95 Day Notice Deposit Account
Total
31.12.25'. £14,579.88
31.12.24: £13,756.49
31.12.25: £26,571.39
31.12.25: £94,666.76
31.12.25'. £20,488.44
31.12.25- £156,306.47
31.12.24.. £72,341.36
31.12.24'. £20,040.69
31.12.24.' £106,138,54

Current Uablllties
2025
2024
l.Mlnister's Pension..
Fmplr>yeps' ¢ontributlon for
December (received from
Stewardship Services)
Employers, contribution for
December
Paid by Direct Debit- 7.1.26
2. Church refurbishment
al Alpha Furni5hings- deposlt
paid for chairs. balance paid on
delivery 27.1.25
bl Estimates agreed for
Installation of monitors, flooring
and high-level cleaning- work
completed in Jan/Feb and paid
for
Total Current Llabllltles
E17?.24
EJ61.36
£215.30
£201.70
£7,305.38
£15,245.88
£387.54
£22,91432
Assets held for the Church's own use
The church15 the beneficial owner (subject to the relevant trusts) of the following assets, the legal
title to which is held by the Church's custodian trustee, the Baptist Union Corporatlon Ltd:
Church premises valued in the accounts at £1,619,761 based on insured value (rebuilding
costl. Adopted Into the Baptist Union Corporation Fairbairn Trusts since 1964.
Church manse valued in the accounts at £470,702 based on insured value (rebuilding costl.
Market valuation of E650,000 by Ballard5 in February 2018. Adopted into the Baptist Union
Corporation Holborn Trusts since 1987.
The church also owns tIMtur&s, furniture and equipmont with an insured value of £55,169.
Trustees Expenses
The Trjjstees dld not receive any expenses durlng the year in respect of their being Trustees of the
Church.
The accounts and statement of assets and liabilities set out on pages 5- 9 relating to the year ending
31 December 2025 are a5 approved by the Trustees.
Signed..
John Blllett
Date-.

INDEPENDENT EXAMINER'S REPORTTO THE TRUSTEES AND MEMBERS OF MARLOW BAPTIST
CHURCH
I report to the trustees on my examirlatton of the actounts of the Church for the year ended 31
Detember 2024, which are set out on pages 5 to 9.
Responslbility and basis of report
As the charily's trustees, you 8re respon85ble for the prepAration of the accounts In ÈccordAnce
with the requirements of the Charities Act 20111"the Act"l.
I report in respect of my examination of the Trust's accounts carried out und8r s8Ction 145 of
the 2011 Act and in carrying out my examination. I have followgd all the applicable Directions
Eiven bythe Charity Commission under s6Ction 14515llbl of the Act.
Independent Examlner's Ststement
I have completed my examination. I confirm that no material matters have come to my attention in
connecfjon wlth the examlnatfon whlch glves me cause to believe that in, any material respect:
the accounting records were not kept in actordance with section 130 of the Charities Act,.
or the accounts did not accord with the actounting records,.
or the accounts dld not comply with the applicable requirements concerning the form and
content of accounts set out In the charl￿e$ IAccounts and Reports) Regulafjons 2008 other
thèn any requirement that the accounts give a 'true and fair, view which is not a matter
considered as p3rt of an independent examination.
I have no concerns and have come across no other matters In connectlon with the examlnafjon to
whith attention should be drawn in this report in order to enable a proper understsndin8 of the
accounts to be reached.
Mark Rlchardson, ACA
IS April 2026