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2025-12-31-accounts

St Andrew’s Church Althorne Essex CM3 6BZ

Date: 14 May 2026

Annual Report to the Charity Commission

St Andrew’s church is the parish church of Althorne in the county of Essex. It is a 14[th] century grade 2* listed building, it is currently closed due to major subsidence issues and services are currently being held in the church hall.

The nave and the chancel of the church will need to be underpinned using deep piling as soil sampling has proved that the clay base accepts water to a depth of two metres. Extensive repairs to the interior of the church will follow.

We are seeking grants to enable us to carry out the structural work and restoration needed. We have completed the development phase of a National Lottery Heritage Fund grant and we are now waiting to see if we can successfully move to the delivery phase. Notification is expected in the summer of 2026. The current value of this project currently stands at £1.7m. and the work is expected to take 3yrs to complete.

We have encountered various setbacks during the course of the development phase, the first of which was the government abolishing the listed places of worship scheme, which enabled churches to recover VAT on capital works. This is being replaced with a grant scheme to offset VAT costs but to date we do not know how this will work and whether we will qualify.

There has also been continued ground movement, which has worsened the structural defects resulting in a complete redesign of the piling process. We have also had to erect temporary buttressing to support the south wall of the nave.

In the meantime, we continue to raise money to reach our match funding requirement of £100,000 to date we have raised over £80,000. We have a shortfall of approximately £150,000 for the project and we have made representations to various providers to cover this amount. Unfortunately, most providers of large grants will not consider the application until the National Lottery funding has been secured.

Althorne is a small rural village with very few amenities and the ancient church of St. Andrew stands proud on a hilltop overlooking two rivers. It is very important to the local community. Not only as a place of worship but as the focal point of the village. To that end it is intended, when the restoration is complete to open the church on a daily basis, as a local heritage centre and a place of quiet reflection.

St. Andrew’s Church raises funds in different ways, through regular giving, fund raising events, and donations. The church has a hall, which is its main income stream and is used for church events as well as being hired to the public.

We run four bank accounts

Church , funded largely by regular giving by parishioners.

Hall , funded by events and hiring, provides income for the church and its own upkeep. Fabric Fund , which is a ring-fenced account for the upkeep of the church building. It is within this account that our match funding is held. Fundraising , this is a trading account with a relatively small balance. Funds can be directed to where they are most needed, generally the fabric fund. In the event that the account is closed, any final balance would be transferred to the Fabric Fund.

Each account with the exception of the Fundraising account has a CCLA investment account, which holds higher balances.

The church is a giving church, although it does not make direct financial contributions to any other organisation, it does hold events on behalf of some local charities (i.e. RNLI and British Legion)

Peter Ingram St Andrews PCC

ST.ANDREWS CHURCH ALTHORNE

Receipts and Payments Account for the Year ended 31st December 2025

Receipts
Church Collectons
Donatons
Planned Giving
Income Tax Reclaimed
Fundraising Events
Fees
Field Rent
Electricity Grant & Refunds
Interest Received
VAT Grant
Other Grants
Friends Subscriptons
Lotery Grant
Total Receipts
Payments
Loter Expenditure
Church Insurance
Church Electricity
Churchyard Maintenance
Vicarage Electricity
Google Cloud
Ground Testng
Church Maintenance
Ionos Cloud
Architects Fees
Statonery, Altar, Books etc
Diocesan Fees
Funeral Expenses
Parish Share
Donatons
Routne Expenses
Fundraising Expenses
Purchase of a Gazebo
Transfer to Church Hall
Transfer to Steeple PCC
Transfer to Creeksea PCC
Transfer to Fabric Fund
Total Payments
Net of receipts(-payments)
Cash funds last year end
Cash funds this year end
Unrestricted
Funds
£
1668
2090
1732
1047
Restricted
Fabric Fund
£
14927
2037
Restricted
Fundraising
Account
Total
2024
Funds
£
£
1668
1211
17017
12785
1732
1997
3084
3355
6537
4135
228
150
96
16964
10124
779
545
43728
4165 23501
19348
18424
10723
228
1704
150
150
145
875
587
1477
400
545
390
43728
72880
11146 72140 4165 87451
107804
1525
1412
1260
317
130
154
94
3600
50
362
2730
125287 See note 1
168
1275
1800
515
935
1435
125287
7042
1525
1479
1412
792
1260
1800
317
2226
168
180
452
130
2490
154
338
94
769
289
3600
3600
50
362
257
5805
3047
876
3175
515
1173
935
1173
1435
11634 126730
4685
143049
31158
-488 -54590
-520
-55598
76646
17437 113168
2922
133527
56881
16949 58578
2402
77929
133527

ST. ANDREWS CHURCH, ALTHORNE

Statement of Assets and Liabilities

Balances as at 31st December 2025

Cash Funds
Barclays Current Account
Barclays Fabric Fund
Barclays Business Premium Account
Barclays Fundraising Account
Church of England CBF Deposit Account
Unrestricted
Funds
2215
14734
Restricted
Fund
FabricFund
29991
90
28497
Restricted
Fund
Fundraising Fund
2402
Restricted
Fund
Fundraising Fund
2402
Total
Funds
2215
29991
90
2402
43231
16949 58578 2402 77929

NOTE 1 LOTTERY EXPENDITURE

LOTTERY EXPENDITURE
£
Consultants 72339
Contractors 45991
Courses 2409
Promotng Project Events 2506
Equipment& Statonery 1458
Sufolk Water 167
Pay Back Scheme 180
Drone Survey 200
Google Cloud 37
Total 125287

ST. ANDREWS CHURCH HALL ALTHORNE

Receipts and Payments Account for Year Ended 31st December 2025

Receipts
Letjgs
Electric Meter/Refund
Fund Raising Events
Grant
Interest Received
Transfer from Church Fund
Total Receipts
Payments
Internet
Electricity
Inspectons fees/Mtce
Water Rates
Insurance
Consumables
Donatons
Total Payments
Net Receipts (-payments)
Cash Funds last year end
Cash Funds this year end
Unrestricted
Fund
2025
4000
578
1637
83
2024
3502
680
2050
183
92
3175
6298 9682
466
429
809
346
887
279
621
3837
228
2887
347
1006
147
963
5578
2461 4104
13059 8955
15520
13059

ST.ANDREWS CHURCH HALL ALTHORNE

Statement of Assets and Liabilities

Balances as at 31st December 2025

Cash Funds
Barclays Current Account
Church of England CBF Deposit Account
Unrestricted
Total
Funds
Funds
£
£
13607
13607
1913
1913
15520
15520

Inde ndent Examingrfs Re rt to the PCC of St Andrews Church Althome. report on the accounts of the PCC of St. Andrews Church ATthome for the year ending 31st December 2025 which are set out on the 4 pages attached. Res ctive res onsibilities of the PCC and the examiner As members of the PCC you are responsible for the preparation of the accounts" you consider that an aL￿¥t is not required for this year under Section 144(2) of the Charities Act 2011 (the 2011 Act) and that an Independent Examination is needed. It is my responsibility to Examine the accounts under section 145 of the 2011 A¢ Follow procedures laKJ down in the general directions given by the Charwty Commissioners section 145(5)(b) of the 2011 Act" and State whether particular matters have come to my attention. Basis of Inde ndent Examinefs StatemenL My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the PCC and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees conceming any such matters. The procedures undertaken do not provide all the eviden￿ that would be required in an audit, and consequently I do not express an audil opinion on the accounts. Inde endent Examiner's statement In connection with my examination no matter has come to my attention: (1) which gives me reasonable cause to believe that in any material respect the requiremenls: to keep accounting records in accordan￿ with S130 of the 2011Act" or to prepare accounts which accord with accounting records have not been met,. or (2) to which in my opinion attention should be drawn in order to enable a proper understanding of the accounts to be reached. Signed R J COUSINS FCCA Address: 12 POPLAR GROVE, BURNHAM ON CROUCH Date: - £a2ipZ