CHARITY REGISTRATION NUMBER: 1213058 The Care Hub Millbrook Unaudited Financial Statements 31 October 2025 WILL BINGLE PARTNERS LLP Chartered accountants St Denys House 22 Easl Hill St Austell Cornwall PL25 4TR The Care Hub Millbrook Financial Slatements Year ended 31 October 2025 Page Trustees, annual report Chartered accountant's report to The Care Hub Millbrook on the unaudited financial information Statement of financial activities Statement of financial poswtion Notes to the financial statements The following pages do not form part ol the financial slatements Detailed statement of financial activities 13 The Care Hub Millbrook Trustees. Annual Report Year ended 31 October 2025 The trustees present their rpport and the unaudited financial statements of the charity for the year ended 31 October 2025. Reference and admlnlstrative detaFIs Reglstered ¢harlty name The Care Hub MillbroDk Charity registration number 1213058 Principal office 1 Wesi Quay Thè Old Bank Millbrook Cornwall The trustees Mrs EA Pow&ll Mrs M Shillaker SM Riggs (Apwinted 24 April 20251 (Appointed 24 April 20251 (Appointed 24 April 20251 Accountants Wills Bingley Partnèrs LLP Chartered accountants St Denys House 22 East Hill St Auslell Cornwall PL25 4TR The Care Hub Millbrook Trustees. Annual Report (contlnu¢dJ Year ended 31 October 2025 Structu￿. govemanee and management Trustees Emma Powell, Chair.. Emma moved to the Rame Peninsula in 1999. She is a sp9cl￿1st in Business Administration and IT. she workèd lulllime as an fT Support Analyst lor both Wimpey Construction and then the Institute ol Chartered Accountants England & WalÈs. Since moving lo the area, Emma has supported several small businesses and charities with her wide and varied experience and knowledge. Having been a carer lor a close family member herself, she is passionate in supporting others who are u)r may have been in a sitnilar Fosition. Mandy Shillaker, Company Secretary= Mandy worked for the Departrnenl ol Work and Pensions, formerly the DHSS and DSS lor 37 112 years. retiring as an Executive Officer. She has a wealth ol experience in we￿are benefits, particularly pension-related beneltts such as Attendan¢e Allowance, and provides direct support to those needing help in our community. Mandy has been a volunièer al the charity shop lor the last 9 years. Sarah Riggs. Trustee= Sarah came ID the Ramè Peninsula over 30 years ago to run her own business. She has a volunteering background as a Schc)Dl Govemor, Parish CoLJncillor and First Responder- Sarah was a Justice of the Peace in Adult, Youth and Family Courts lor over 10 years. She is currenly working at thè local Foodbank. Sarah ha5 a particular interest in the support of carers due to her own personal experiences. Sarah Riggs. Trustee.. Sarah came to the Rame Peninsula over 30 years ago lo run her own business. She has a volunteering ba¢kgroLtnd a5 a School Governor, Parish GDuncillor and First Responder. Sarah was a Justice ol the Peace in Adutt, YoLrth and Family Courts for over 10 years. She is currently working al the local Foodbank. Sarah has a particular interest in the stjpport ol carers due to her own personal &xperiences. Staff Members Michelle Maunder, Project Coordinator- Michelle has a background of wrvcing grant applications and projects along wrth Coordinating and managing various grant based projects both locally and in Europe. The content has ranged from inlernalional exchanges lor Senior Volunteers lo the creation of major new training and support packa9es', all Iransf&rable skills which fil immediately into the work al the Care Hub. Tracey Leggett. Volunteer Coordinator and Support Worker-. Tracey has had numerous years ol working in the care sector. Initially, working in elderly home care for 3 years and then as a care worker in a nursing home mainly working in end-ol-life care. She thèn moved into a role as a senior support worker in a hostèl lor homèless adults, whers most ol the residents had is8u8s with alcohol and drug addiction. Oblectlves and activitieg At The Care Hub Millbrook, we aim to create a supporhve environment where carers can connect, learn, and access ess&nlial services. Our fixus is on enhancing the well-being ol carers through meaningful connèctions and practical support. The Care Hub Millbrook is a cofftmunty-driven initiative focused on providing essential support and resources to carers in need. We strive to empower carers through connection. education, and praciieal assistance. Many péople care for a partner, fami member or friend but mosl do not think of themselves as carers and therefore do not ask for the help and support that is available lo thern. The Care Hub Millbrook Trustees, Annual Report (etsnfy"nuedJ Year end&d 31 October 2025 Achievements and perfoman¢e With the SLJPPOrt ol our community, we were officially registered as a CIO Icharilable Incorporated Organisaiionl witrh the Charty Commission on 24th April 2025 as The Care Hub Millbrook. We are lucky enough lo have been able to repurpose 1-2 Wesl Quay lo become an informalionlsupport point lor ¢ar&rs and families essentially a singl8.loeus community centre in the heart of Millbrook village, serving the whole ol the Ram& Peninsula. The charity12ases the building in which ffc resides and has a succossful well established charity shop on the ground floor. Millbrook has been ranked by the LOSA 11.299 out of 32,844 LSOA'S in England. This is amongst the 4QO/o most deprnred neighbourhoods in the country. According lo the ONS census 2001, the highest propDtion of the population ol adults in the Rarne Peninsula are aged over 75. The proportion of the population in SE Cornwall are over the age 0165, which is higher that the England average 118.5P/o [ 2Tr/.1. With an aging popuiation, the pressures on the already fragile care system will only increase. While Iwing bnger is considered a pos(tNe, the lime spent living with a long-teTrn illness or disability is increasing. The number of people with dementia is expected to risg by 49 /0 over the next 15 years= although not a normal part of aging, irs prevalencè increas&s with age. cur￿ntlY 11.9Qk ol Comwall's residents lapprox. 68,000 people) PTovide unpaid care to a family member, friend, or neighbour. The disprDPOrtionale impact in Cornwall ol an increasing population, with a higher and highèr average age will only increase the need for care and further impact on local families and the wider loc￿ community Residents are living lor longer and unfortunately there are not &nough paid carers to support our elderly residents. More and more family members are caring lor loved ones withL)Ut physical and emotional support. We want to empower carers by providing them with support and resourcos to improve their qualty of life and develop the skills necessary to become more confident in their caring role. The Care Hub is working extremely hard on a major ¢ri5is affecting our community.. adult social care. Through the Hub we are currently offering various activities aimed al supporting carers and older residents SLJch as: Ireo training lor carersllamily members, volunteer befriending sÈrvico. access lo advice and counselling. benefits and form filling, health and wellbeing, peer support groups, emolionai support. We are aware that there is no other provider ol the ser￿iCe we aim lo offer locally and residents of Millbrook and the Rame Peninsula have poor CDnneclivity to healthcare services. Through consultation with our local GP 112,0Tr0 registered) we are aware that many carer s are visiting the surgery lor their physical and mentat health and we aim to reduce the number of visits throLJgh our vital work. Support for carers and those being cared for is crttical in order to reduce the impact on the NHS and Adult Social Services. The Care Hub also are working Dn developing community solutiDns lo the bed- blo¢king crisis that damages our NHS immensely. Immediate support through our stall and volunteers can Dller the help that enables people back into their homes and out ol hospital. We are in det￿led discussions with GP Surgeries, The Integrated Care Bcjard, our local NHS Hospital along with the Primary Care Nefv40rk and have full support from these organisatiDns. The Charity Shop is located on the ground floor ol our building in Millbrook. Opening times are Monday to Friday 9-.30am lo 4=OOpm and Saturday 9.'30am lo 12:30pm. Flnanclal rèview The charity hDlds reserves sufficient to wver 3 tnonths operating expenses. The Care Hub Millbrook Trustees. Annual Report (contsnuod) Year ended 31 October 2025 The trustees. annual report was approved on 29 April 2D26 and signed on behalf ol the board of Iruslees by.. Mrs EA Powell Trustee The Care Hub Millbrook Chartered Accountant's Report to The Care Hub Mlllbrook on the Unaudited Finanoial Information of The Care Hub Millbrook Year ended 31 October 2025 ln accordance with the engagement letter dated 29 April 2026, we have prepared tor your approval the financial information ol The Care Hub Millbrook lor the year ended 31 October 2025. whieh comprise the statement ol financial a¢livilies, slaloment of f1nancial position ancj the related notes from thè charitys accounting records and from information and explanations you have given us. As a practising memb8r firm of the Institutè of Chartered Accountants in England and Wales IICAEWI we are subject lo its ethical and other professional requirements which are detailed al www.icaew.comJen/memberslregulations-slandards-and-guidance. This report is ￿ade solely to the board DI Iruslees of The Care Hub Millbrook, as a body, in accordance with the terms of our engagement letter dated 29 April 2026. Our work has bèen undertaken solely to prepare for your approval the financial statements ol The Care Hub Millbrook and state thosè matters that we have agreed to state to you, as a body, in this report in accordance with ICAEW Technical Release TECHQ8116AAF as detailed al www.ica8w.comlcompilation. To the fullest extent permitted by law, we do not accept or assume rÉsponsibility lo anyone oth&r than The Care Hub Millbrook and its board ol trustees, as a body, lor our work or for this report. You have approved the financial information lor the yèar and have acknowledged your responsibility for IL lor the appropriateness of the financial reporting framework adopted and lor provKling all informations and explanations necessary lor its CDmpilation. We have not verified the accuracy or completeness ol the accounting records or information and explanations you have gtven to us and we do not, therefore, express any opinion on th& financial inlgrmalion. WILLS BINGLEY PARTNERS LLP Ghartered accountants St Denys House 22 East Hill St Austell Cornwall PL25 4TR 29 April 2026 The Care Hub Millbrook Statement of Flnancial Activities Year ended 31 October 2025 2025 Unrestricted funds Total funds Note Income and 8ndowments Donations and legacies Other trading aclivil(es Total income 2.194 21.317 23,511 2,194 21,317 23,511 Expenditure Expenditure on charEtable activities Total expenditure 13,480 13.480 13,480 13,480 Net income and ntrt movement in funds 1Q,031 10,031 Reconciliation of funds Total funds brought forward Total funds carried fonvard 10,031 10,031 The statement ol financial activities includes all gains and loss&s recognisèd in the year. All income and expenditure derive from continuing activities. The r￿trS on pages 8 to 11 lonn part of these financial staternents. The Care Hub Millbrook Statement of Financial Posltlon 31 October 2025 2025 Current assgts Cash at bank and in hand 10.031 Net current assets 10,031 Total assets less curr8nt liabiltties 10,031 Funds of the charity Unrèstricted funds 10,031 10,031 Totsl charity funds 10 These financial statements were approved by the board ol trusteès and aulhorised for issue c)n 29 April 2026. and are signed on behalf of the board by.. LL Mrs EA Powell TTUStee The notè$ ort pagÈ$ 8 to 11 fomi part of these financial statements. The Care Hub Millbrook Notes to the Flnancial Statements Year ended 31 October 2025 General inforniation The charity is a public benefit enlily and a registered charity in England and Wales and IÈ unincorporated. The address ol the princip* office is 1 West Quay, Millbrook, TORPOINT. PL10 1AS. Statement of compliance These financial statemènts have been preparèd in ¢ompliance with FRS 102. The Financial Reporting Standard applicable in the UK and the Republie ol Ireland,, the &alerneftt of Recommended Practice appli¢able to charities preparing their accounts in accordance wffih the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 Icharilies SORP IFRS 10211 and thè Charrf£ies A¢t 2011. Accounting policies Basis of preparation The flnanti& statements have been prepared on the historical cost basis, as modified by the revaluation ol certain financial asse15 and liabilities and investment properties measured at lar value through income or expenditure. The financial sla18ments are prepared in sterling, which the tunctional currpncy of the entity. Going concern There are no material uncertainties about the Charity's abilty lo continue. Judgemènts and key Sources of estimatlon uncertainty Currently there are no estimates or judgements preparing the statements in the current reporting peric)d. Fund accounting Unrèstricted funds are available lor use al the discretion of the trustees to further any ol the charitys purposes. Designated funds are unrestrictèd funds earmarked by the trustees for pa￿'Cular future project or comrnitment. Restricted funds are subjected to restridions Dn their Èxpenditure declared by the donor or through the terms of an appeal, atvj fatl into one of two sub-classes: resiricled income funds Dr endowment funds. The Care Hub Millbrook Notes lo Ihe Financlal Statements I￿ntInUeLl? Year ended 31 October 2025 Aecounting policies (eonrinu8d) Incoming resources All incoming resouroes are included in the statement of financial actNlties when entitlement has Pass￿ lo the charity- il is probable that the economic benefits associated with the transaction will flow to th8 charity and the amount can be reliably measured. The following specrfic policies are applied lo particular categories ol income.. income from dDnalions or grants is recognised whèn there is evidence of enlitlemenl to the gift, receipt is probable and its amount can mèasured reliably. legacy income is recognised when receipt is probable and entttlemenl is eslablished. income Irom donated goods is measured at the lair value of the goods unless this is impractical to measure reliably, in whi¢h case the value is derived from Ihe cost to the donor or the eslimaled resale value. Donated facilities and sèrvi¢?s arè recognised in the accounts when received if th& value can b& rÈliably measured. No amounts a￿ includgd lor the contribution of general volunteers. Incomè from contracts lor the supply of services is recognised with the delivery of the ¢onlracted seNice. This ig classified as unreslricled funds unless there is a contractual requiremonl lor il to be spent on a particular purpose and returned if unspent. in which case it may be regarded as restricted. Resources expended Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure inGludes any VAT which cannot be fully T￿0vered. and is classified under hoadings of the statement ol financial activities to whlch fc relates-. expenditure on raising funds includes the costs of al fundraising aaniities, events, non- charitable trading activities, and the s￿& of donated goods. expenditure on charitable activities includes all costs incurred by a charity in undertaking a¢tivities that further És charitable aims for thÈ benefit of its beneficiari&s, including those SUPPDrt costs and costs relating to the governance ol the charity apportioned lo charitable activities. other expenditure includes all expènditure that is neither related to raising funds for the charity nor part of its expenditLJre on charitable actrifjties. All costs are allocated to expenditur8 categories reflecting the use of thg resource. Direct costs attribijtable to a single activity are alloealed directly to that aclivty. Shared costs are appo￿oned between th8 aclivili&s they contribute lo on a reasonable, justifiable and consistenl basis. Flnancial instruments A financial asset or a financial liability is recognised only when the charity becomes a paty to the conlraclual provisions of the insirumenL Basic financial instruments are initially recognised al the amount re￿1vable Dr payable including any related transactton costs. The Care Hub Millbrook Notes to the Flnancial Stalements (conlinued} Year ended 31 October 2025 Accounting policies (GontlnL¢ed) Financial instruments (conlrnued) Current assets and current liabilities are subsequently measLJred at the cash or other Consideration expected to be paid or received and not discounted. Debt instruments are subsequenuy measured al amortrsed cost. Where investments in shares are publicly traded or their fair V￿￿e can otherwise be mgasurod reliably, the investment is subsequently measur8d at fair value with changes in fair value recognised in income and expenditure. All other such investmènts subsequently méasured at ost jess impairm&nl. Other financial instruments, including derivatives, are initially reeDgnis&d at fair value, unless paym&nl for an asset is deferred beyond nDrmal business terms or financed at a ratè ol interest that is nDI a market rate, in which case the asset is measured al the present value of the futLJre payments discounted al a market rate DI interest for a similar debt instrument. Other finaneial instruments are subsequenly measured at lair value, with any changes re¢ognised in the statement of financial aclivilies, with the exception of hedging instruments in a designated hedging relationship. Financial assels that are measured at CDSI or amortised cost are reviewed lor objectme evidence of impaiment at the end of each reporting dale. 11 there is objective evidence of impairment. an impairment loss is recDgnised under the apprc>priale hèading in the statement of linanGi activities in whlch ihe initial gain was recognised. For all equity instruments regardless of significance, and other financial assets thai are individually significant, these are assessed individually lor impairmènt. Other financial assets are either assessed indtvidually or grouped on the basis of similar credit risk characteristics. Any reversaL8 01 impairment are r@cognised immediaiely, to the extent that the reversal dtses not result in a carrying amount Of the financial asset that exceeds what the carrwng amount would have been had thè impairment not previously been Tecognised. Donations and legacies Unreslricled Total Funds Funds 2025 Donations Donations type 1 2,194 2,194 Other trading activities Unrestricted Total Funds Funds 2025 Shop income 21,317 21,317 10 The Care Hub Millbrook Noles lo th8 Financial Statements (coiTrtinuedJ Year ended 31 October 2025 Expenditure on charltable activities by fund type Unrestricted Tolal Funds Funds 2025 Activty type 1 13,480 13,480 Expenditure on oharltabk activities by activity type Activities undertaken Total funds directly 2025 Acltvty type 1 13,48D 13,480 Staff costs The total staff costs attj &mployee benÈfils lor the repo￿ng period arè analysed as follDWS= 2025 Wages and saiaries 2,381 The average head count of employees during the year was 1. No employee recèNed Èmployee bènelils ol more than £60,000 during the year12024'. Nill- Trustee remunèration and expenses No remuneration or other benefits from employment with the charity or a related entity were rÈceThied by the trusiees 10. Analysis of ¢haritable fund$ Unrestricted funds Al 1 November2 024 At 31 October 2 025 Income Expenditure General funds 23.511 173,4801 10.031 11 The Care Hub Millbrook Management Information Year ended 31 October 2025 The followlng pages do not form part ot the financial statements. 12 The Care Hub Millbrook Delailed Slalement of Financial Activities Year ended 31 October 2025 2025 Income and endowments Donations and legacies Donations type 1 2,194 Othèr trading activities Shop income 21,317 Total income 23,511 Expèndrture Expenditure on charltable activÉties Wages and salaries Rènt Rates and water ght and heat Telephone Othèr ollice costs 2,381 10,000 437 39 123 500 13,480 Total expenditure 13,480 Net Income 10.031 13