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2025-10-31-accounts

Charity number: 1210383

BUTTERFLY EFFECT WELLBEING

Trustees’ Report and Unaudited Financial Statements

For The Year Ended 31 October 2025

Mansell & Co Chartered Certified Accountants 5 Ducketts Wharf South Street Bishops’ Stortford Hertfordshire CM23 3AR

BUTTERFLY EFFECT WELLBEING

Contents

Page
Reference and Administration Information 1
Chief Executive Officers Report 2-5
Trustees’ Annual Report 6-10
Independent Examiners Report 11
Statement of Financial Activities 12
Balance Sheet 13
Notes to the Unaudited Financial Statements 14-17

BUTTERFLY EFFECT WELLBEING

Reference and Administration Information

Trustees Jane Pitt Simran Foote Jed Smith Sam Hurley Emma Thomas

Charity registration number 1210383

Business address

The Bungalow Latton Bush Centre Southern Way Harlow Essex CM18 7BL

Website www.butterflyeffectwellbeing.com

Bankers

The Co-operative Bank PO Box 4931 Swindon SN4 4PL

Independent examiner

Wilton Lyndon Ltd T/A Mansell & Co. Chartered Certified Accountants 5 Ducketts Wharf South Street Bishop’s Stortford Herts CM23 3AR

Page 1

BUTTERFLY EFFECT WELLBEING

Chief Executive Officers Report for the Year Ended 31 October 2025

Introduction

Butterfly Effect Wellbeing is a non-judgemental peer support charity dedicated to helping individuals experiencing mental ill health and suicidal ideation. Since opening our new centre in December 2023, we have provided a safe space for those in crisis, offering daily support groups, meals, and activities. In October 2024, we became a Charitable Incorporated Organisation (CIO), strengthening our governance and ability to serve the community.

Our mission remains clear: to provide immediate, compassionate support and reduce the number of lives lost to suicide in Harlow and surrounding areas.

Achievements in 2025

Page 2

BUTTERFLY EFFECT WELLBEING

Chief Executive Officers Report for the Year Ended 31 October 2025

Financial Overview

We are deeply grateful for the generosity of our funders and sponsors. Their support has enabled us to sustain and expand our services.

Grants and Funding Received

Corporate Sponsorship

These contributions have been vital in funding our centre operations, staff, and wellbeing activities.

Challenges

Page 3

BUTTERFLY EFFECT WELLBEING

Chief Executive Officers Report for the Year Ended 31 October 2025

Future Plans for 2026

Acknowledgements

We extend heartfelt thanks to:

Together, we are creating a butterfly effect of hope and resilience.

Closing Statement

2025 has been a year of growth and impact for Butterfly Effect Wellbeing. With continued support, we will strive to save more lives, provide compassionate care, and build a stronger, healthier community.

Chief Executive Statement – Angie Hannibal

At Butterfly Effect Wellbeing, our mission is simple yet profound: to provide a safe, non-judgemental space where individuals struggling with mental ill health and suicidal ideation can find hope, support, and community. We have supported over 400 individuals—each one a testament to the power of compassion and connection.

Becoming a Charitable Incorporated Organisation in October 2024 marked a significant milestone in our journey. It strengthened our ability to collaborate with local health services and expand our reach to those who need us most, including individuals facing long NHS wait times. Every day, our centre offers peer support groups, warm meals, and crisis intervention, ensuring that no one must face their darkest moments alone.

Page 4

BUTTERFLY EFFECT WELLBEING

Chief Executive Officers Report for the Year Ended 31 October 2025

As demand for our services grows, so does our commitment. We are actively working to extend our opening hours and enhance our programs, but we cannot do this without the continued support of our community and partners. Your contributions—whether through fundraising, volunteering, or advocacy—are vital in helping us sustain and expand this lifeline.

I would like to extend my heartfelt thanks to our dedicated staff and volunteers. Your compassion, commitment, and tireless efforts are the foundation of everything we achieve. Without your passion and resilience, none of this would be possible.

Looking to the year ahead already looks exciting! We are bringing in an operations Manager to oversee the centre, which will free up time for me to lead on strategy and our three-year business plan. We want to do more—we are being asked to provide more—and I am confident that, with the incredible support of our local community, we will find a way to make this happen.

Together, we can create a BUTTERFLY effect of hope and healing. Thank you for standing with us as we strive to make a lasting difference in the lives of those who need it most.

Angela Jane Hannibal (May 1, 2026 09:19:39 GMT+1)

Angie Hannibal

Chief Executive Officer Butterfly Effect Wellbeing Date: 1[st] May 2026

Page 5

BUTTERFLY EFFECT WELLBEING

Trustees’ Annual Report for the Year Ended 31 October 2025

The Trustees present their annual report together with the financial statements of the charity for the year 1 November 2024 to 31 October 2025 and confirm they comply with the requirements of the Charities Act 2011, the trust deed and the Charities SORP.

Trustees who served during the financial year (1 November 2024 – 31 October 2025):

Emma Thomas James Griggs Resigned 2nd December 2025 Joanne Revitt Resigned 2nd December 2025 Suzanne Fox Resigned 2nd December 2025 Kerrie Eastman Resigned 2nd December 2025 Michelle Dunn Resigned 27th June 2025

The following trustees were appointed in December 2025 as part of strengthening the Board’s governance and oversight:

Simran Foote 3rd December 2025 Sam Hurley 12th December 2025 Jane Pitt 12th December 2025 Jed Smith 12th December 2025

Introduction

On behalf of the Board of Trustees, we are proud to present the annual report for Butterfly Effect Wellbeing. This year has been one of growth, resilience, and deep impact. What began as a grassroots peer-support initiative has continued to evolve into an essential community lifeline for individuals experiencing mental ill health, crisis, and suicidal ideation.

Our mission remains unchanged: to provide a safe, non-judgemental, and compassionate environment where individuals can find understanding, connection, and support at their most vulnerable moments.

Public Benefit Statement

Butterfly Effect Wellbeing provides inclusive, compassionate, and empowering support services aimed at improving the wellbeing, resilience, and opportunities for those experiencing loneliness, mental health challenges, social isolation or risk of suicide.

Our Impact

2025 has been our most transformative year to date.

Service Reach

Daily Support & Crisis Intervention

Page 6

BUTTERFLY EFFECT WELLBEING

Trustees’ Annual Report for the Year Ended 31 October 2025

Community Safety

The centre has directly ensured the safety and survival of individuals in acute crisis. Each life supported reinforces the vital role Butterfly Effect Wellbeing now plays within our local community.

Organisational Development

Becoming a CIO

In October 2024, Butterfly Effect Wellbeing formally became a CIO—an important milestone that strengthens governance, safeguards our operations, and supports long-term sustainability.

Following the year end, the charity undertook a significant programme of trustee recruitment to strengthen governance capacity and support the organisation’s continued growth.

Staffing & Volunteers

Training & Safeguarding

Due to the vulnerable nature of many individuals accessing the service, safeguarding remains a core priority. The charity operates safeguarding procedures aligned with local authority guidance and staff and volunteers receive appropriate safeguarding training.

We continue to prioritise:

This enhances both safety and confidence across the whole team.

Partnerships & Community Engagement

We have strengthened our collaboration with:

These relationships have resulted in smoother referrals, better support pathways, and increased community visibility.

Page 7

BUTTERFLY EFFECT WELLBEING

Trustees’ Annual Report for the Year Ended 31 October 2025

Challenges Faced

Like many small charities, Butterfly Effect Wellbeing has faced significant pressures this year, including:

Despite these challenges, the team has remained unwavering in their dedication, compassion, and professionalism.

Fundraising & Financial Overview

2025 saw a mixture of community-driven fundraising, small grants, local donations, and grassroots support. However, as demand grows, so does the financial responsibility.

Key priorities for future funding include:

Securing long-term funding is now essential to ensure continuity of service.

Looking Ahead to 2026

Our goals for the coming year include:

Gratitude & Acknowledgements

The Trustees extend heartfelt appreciation to:

Butterfly Effect Wellbeing exists because of compassion, commitment, and community spirit. Every meal served, every conversation held, and every life supported is a testament to the power of peer-led care.

Page 8

BUTTERFLY EFFECT WELLBEING

Trustees’ Annual Report for the Year Ended 31 October 2025

Closing Statement from the Trustees

This year has proven both the necessity and the impact of Butterfly Effect Wellbeing. As statutory services continue to struggle with capacity, our centre has become a vital sanctuary—somewhere people can be heard, supported, and kept safe.

We look forward to another year of growth, learning, and meaningful change.

Financial Overview

Going concern

The Trustees have assessed our finances and operations for the coming year. Cash flow forecasts and budget projections have been reviewed, and the Board of Trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, it continues to adopt the going-concern basis in preparing the financial statements.

Reserves policy

The trustees regularly review the financial position of the charity to ensure it has sufficient reserves to maintain services in the event of a short-term fall in income, or, in a worst-case scenario, to ensure an orderly closure of the organisation. The trustees aim to maintain a minimum level of unrestricted reserves equivalent to three months of operating costs in order to manage cashflow fluctuations and ensure the charity can continue supporting beneficiaries during periods of reduced funding.

Risk Management Statement

We, in collaboration with the Chief Executive Officer, continue to assess, review and plan for all risks the organisation may face now and in the future. All new projects and activities developed and run by Butterfly Effect Wellbeing undergo a risk assessment before they begin. This process highlights awareness to the potential risks faced and will assist with the development of robust contingency plans.

The trustees have identified the risks to which the charity is exposed and have implemented procedures to manage those risks. The risks of the charity are reviewed at Trustee meetings on a regular basis.

Examples of key risks:

Compliance with Governing Document

The charity operated throughout the year in accordance with its governing document, the Constitution of Butterfly Effect Wellbeing, and complied with the requirements of the Charities Act 2011. The trustees confirm they have discharged their legal duties and acted in the best interests of the charity and its beneficiaries.

Page 9

BUTTERFLY EFFECT WELLBEING

Trustees’ Annual Report for the Year Ended 31 October 2025

Statement of Trustees’ Responsibilities

The trustees are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

The law applicable to charities in England & Wales requires the trustees to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). The trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed: Emma Thomas (May 1, 2026 13:06:06 GMT+1) ______

Emma Thomas Trustee Date: 1[st] May 2026

Page 10

BUTTERFLY EFFECT WELLBEING

Independent Examiner’s Unqualified Report for the Year Ended 31 October 2025

Independent examiner’s report to the Trustees of Butterfly Effect Wellbeing

I report to the trustees on my examination of the financial statements of Butterfly Effect Wellbeing (‘the charity’) for the year ended 31 October 2025 which comprise the Statement of Financial Activities, the Balance Sheet and related notes.

This report is made solely to the charity’s trustees, as a body, in accordance with section 145 of the Charities Act 2011. My work has been undertaken so that I might state to the charity’s trustees those matters I am required to state to them in this report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for my work, for this report, or for the opinions I have formed.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

An independent examination does not involve gathering all the evidence that would be required in an audit and consequently does not cover all the matters that an auditor considers in giving their opinion on the financial statements. The planning and conduct of an audit goes beyond the limited assurance that an independent examination can provide. Consequently I express no opinion as to whether the financial statements present a ‘true and fair’ view and my report is limited to those specific matters set out in the independent examiner’s statement.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Darren White Mansell & Co Chartered Certified Accountants 5 Ducketts Wharf South Street Bishop's Stortford Hertfordshire CM23 3AR

Date: 1[st] May 2026

Page 11

BUTTERFLY EFFECT WELLBEING

Statement of Financial Activities (including Income & Expenditure Account)

for the Year Ended 31 October 2025

Income from:
Donations and grants
Total income
Expenditure on:
Charitable activities
Total expenditure
Net income / (expenditure)
Transfers between funds
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward		 31.10.25
Unrestricted
Restricted
Total
funds
funds
funds
Notes
£
£
£
2
64,375
_
36,923
_
101,298
_
64,375
_
36,923
_
101,298
_
3
(43,578)
_
(25,029)
_
(68,607)
_
(43,578)
_
(25,029)
_
(68,607)
_
20,797
11,894
32,691
8
-
_
-
_
-
_
20,797
11,894
32,691
-
_
-
_
-
_
20,797
======
11,894
======
32,691
======

The above results were derived from continuing operations.

The charity has no recognised gains or losses for the year other than the results above.

Page 12

BUTTERFLY EFFECT WELLBEING

Balance Sheet as at 31 October 2025

Current assets
Debtors
Cash at bank and in hand
Creditors:Amounts falling due within one year
Net current assets
Net assets
Charity funds
Unrestricted funds
Restricted funds
Total funds		 2025
Notes
£
£
6
-
63,858
_
63,858
7
(2,416)
_
61,442
_
61,442
======
8
49,548
11,894
_
61,442
======

Approved and authorised by the Board of Trustees on 9[th] April 2026 and signed on its behalf by:

Emma Thomas - Trustee

Page 13

BUTTERFLY EFFECT WELLBEING

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

1. Accounting policies

Summary of significant accounting policies and key accounting estimates

The principle accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

The charity is a public benefit entity and these financial statements have been prepared in accordance with ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Second Edition)’ and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011 and UK Generally Accepted Practice.

Basis of preparation

The financial statements have been prepared using the historic cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Income

All income is recognised once the charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably. The following policies are applied to particular categories of income:

Grants are included in the Statement of Financial Activities on a receivable basis. The balance of income received for specific purposes but not expended during the period is shown in the relevant funds on the Balance Sheet. Where income is received in advance of entitlement of receipt, its recognition is deferred and included in creditors as deferred income. Where entitlement occurs before income is received, the income is accrued.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings, they have been allocated to activities on a basis consistent with the use of resources.

Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred.

Office equipment

Expenditure on office equipment is written off in the year in which it is incurred. The trustees are of the opinion that such expenditure has no commercial resale value and that in view of this and the nature of the organisation, such costs should not be capitalised.

Operating leases

Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor, are charged against income as incurred.

Tax

The charity is exempt from corporation tax on its charitable activities.

Debtors

Trade and other debtors are recognised at the settlement amount. Prepayments are valued at the amount prepaid.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Page 14

BUTTERFLY EFFECT WELLBEING

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

Creditors

Creditors are recognised where the charity has a present obligation resulting from a past event that will result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors are recognised at their settlement amount.

Going concern

The trustees consider that there are no material uncertainties about the charity’s ability to continue as a going concern.

The trustees do not consider that there are any sources of estimation uncertainty at the reporting date that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next reporting period.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular purposes within the objectives of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Investment income, gains and losses are allocated to the appropriate fund.

2. Donations

Donations
Grants		 31.10.25
Unrestricted
Restricted
Total
funds
funds
funds
£
£
£
64,375
36,923
101,298
-
-
-
64,375
36,923
101,298

3. Total Resources Expended

Wages
Group facilitators
Telephone and internet
Light and heat
Insurance
Printing, postage and stationery
Repairs and projects
Transport
Food and drink
Events and entertainment
Governance Costs
Accountancy and legal fees		 31.10.25
Unrestricted
Restricted
Total
resources
resources
resources
£
£
£
30,117
20,629
50,746
2,594
2,400
4,994
747
-
747
1,400
-
1,400
1,049
-
1,049
169
-
169
2,439
-
2,439
2,192
-
2,192
368
2,000
2,368
103
-
103
2,400
-
2,400
43,578
25,029
68,607

Page 15

BUTTERFLY EFFECT WELLBEING

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

4. Trustees’ remuneration and benefits

There were no Trustees’ remuneration or other benefits for the year ended 31 October 2025.

Trustees’ expenses

There were no Trustees’ expenses paid for the year ended 31 October 2025.

Key management personnel

The charity considers its key management personnel to consist of the Trustees and Chief Executive Officer. Key personnel remuneration consisted of gross pay £9,110, employer’s NI contribution £nil and employer’s pension contribution £nil.

5. Staff costs

5.
Staff costs
2025
£
Wages and salaries 50,746
Social security costs -
Otherpension costs -
50,746
The average monthly number of employees during the year was as follows:

2025
Full-time equivalents 4
No employee received emoluments in excess of £60,000.

6. Debtors

Debtors: amounts falling due within one year

Debtors: amounts falling due within one year
2025
£
Trade debtors -
Other debtors -
-
7.
Creditors

Creditors: amounts falling due within one year

Creditors: amounts falling due within one year
2025
£
Due within one year
Taxation and social security 16
Accruals 2,400
2,416

Page 16

BUTTERFLY EFFECT WELLBEING

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

8. Movement in funds

8.
Movement in funds
Net
Transfers
Balance at
movement
between
Balance at
01.11.24
in funds
funds
31.10.25
£
£
£
£
Unrestricted funds
Donations 28,751
20,797
-
49,548
28,751
20,797
-
49,548
Restricted funds
Ecco -
-
-
-
Essex county council -
5,000
-
5,000
Essex community foundation -
4,000
-
4,000
Harlow heath care trust -
-
-
-
Places forpeople -
2,894
-
2,894
-
11,894
-
11,894
Total funds 28,751
32,691
-
61,442

The balance brought forward was due to the charity changing its status from a Community Interest Company (CIC) (Company Number 12709734) to a Charitable Incorporated Organisation (CIO) on the 8[th] October 2024.

Net movement in funds, included in the above are as follows:

Net
Incoming
Resources
movement
resources
expended
in funds
£

£
£
Unrestricted funds
Donations 64,375
(43,578)
20,797
64,375
(43,578)
20,797
Restricted funds
Ecco 2,000
(2,000)
-
Essex county council 10,000
(5,000)
5,000
Essex community foundation 5,000
(1,000)
4,000
Harlow heath care trust 10,000
(10,000)
-
Places forpeople 9,923
(7,029)
2,894
36,923
(25,029)
11,894
Total funds 101,298
(68,607)
32,691

9. Related party transactions

There were no related party transactions for the year ended 31 October 2025.

Page 17

Butterfly Effect Wellbeing - Final Accounts 31 October 2025

Final Audit Report

2026-05-01

Created: 2026-05-01 By: Darren White (DARREN@MANSELLANDCO.ORG) Status: Signed Transaction ID: CBJCHBCAABAAnGY9a0sOJGUd_DYbpJpBsiFvZYojmXwC

"Butterfly Effect Wellbeing - Final Accounts 31 October 2025" Hi story

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