2025-09-30-accounts

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The Bramhall Village WI

Charity number: 1209902

Trustees Lynn Grant President Sarah Thompson Vice President Shirley Jones Treasurer Belinda Brunt Secretary Jane Sorrell Diane Bamford Georgina Foot Liz Hitch Sally Merry

Trustee report and financial statements For the year ended 30 September 2025

Structure, governance and management ....................................................................................3 Strategic report .............................................................................................................................3 Financial review ............................................................................................................................4 Turnover .....................................................................................................................................4 Income ........................................................................................................................................4 Expenses ...................................................................................................................................4 Other activities ..........................................................................................................................4 Reserves policy .........................................................................................................................4 Financial Statements ....................................................................................................................5 Receipts and Payments for the period 01/10/24-30/09/25 .......................................................5 Statement of assets and liabilities at year end ........................................................................6 Notes to the financial statements .............................................................................................7 Independent Financial Examiners Report ...................................................................................8 Respective responsibilities of trustees and examiner ............................................................8 Basis of Independent Examiner's report .................................................................................8 Independent Examiner's Statement .........................................................................................8

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Trustee report and financial statements For the year ended 30 September 2025

Structure, governance and management

The Bramhall Village Women’s Institute (BVWI) is an unincorporated association that is part of the wider network of Women’s Institute(s) (WI) across the UK. The BVWI registered as a charity in 2024.

The charity adopted the constitution of the National Federation of Women’s Institutes in September 2022 on its inauguration. The Trustees are appointed from the membership annually at the Annual General Meeting held in November.

Membership of the BVWI is open to women from the age of 18 upwards with the object to further the purpose of the WI organisation.

Strategic report

The WI organisation is based on the ideals of fellowship, truth, tolerance and justice. All women who are interested in the values and purposes of the WI may join, no matter what their views or politics may be. The aim is for the WI to be an organisation of choice, inspiring and enriching the lives of all women and girls who wish to play an active role in their communities, widen their horizons and learn new skills.

The main WI purposes are:

To advance the education of women and girls for the public benefit in all areas.
To promote sustainable development for the public benefit.
To advance health for the public benefit.
To advance citizenship for the public benefit by the promotion of civic responsibility and volunteering.

BVWI works towards these goals giving women the opportunity to gain knowledge and skills, and to work together to change and improve the conditions in their community.

Our strategic aims mirror those of the National Federation of WIs:

Bold and inspiring : This year we have worked on developing our charity work and
outreach in the community. This has been very successful where we partner with many charities and other organisations to support their activities including our charity of the year, Stockport Women’s Centre and HM Styal Prison where we have just set up a book group.
Growing and relevant : The membership is full and our waiting list is currently closed due to the number of women who want to join BVWI.
Inclusive : During 2025 we had a very successful year with a wide variety of speakers, a growth in our specialist activity groups with many activities and events organised for and by members based on current and new areas of interest members have requested or

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Trustee report and financial statements For the year ended 30 September 2025

suggested themselves. We carry out a survey each year to gauge the success of the WI and any gaps members feel we have.

Flexible : We promote the NFWI resolutions in our speaker programme and events

promoting awareness. Women on the waiting list are regularly invited to take part in the main meetings and listen to our range of speakers.

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Trustee report and financial statements For the year ended 30 September 2025

Financial review

At the end of the financial year BVWI remained in a strong financial position overall with adequate reserves.

Turnover

Turnover, higher than 2024 by 140%, consists of membership subscriptions and payments by members for events and activities. It is only the income received for membership subscriptions and from other income that is available for the WI to spend as per the income section below. The remainder is from members to pay for any activities they take part in.

Income

The BVWI currently has 99 members, with the membership at capacity, 80% of the income available for the monthly meetings is from the associated membership subscriptions.

Other income is raised from guest donations, refreshments and raffles and this has been invested in buying items for the use of BVWI such as membership badges and hot water canteens.

Expenses

Our main expense is for speakers at the monthly meetings. During the year we have enjoyed a wide range of interesting and varied speakers including our local MP discussing his role, the CEO from our chosen charity alongside other charities either raising awareness of women’s issues, first aid, or other areas of interest for our members. Other speakers talked about health issues such as skin health and the role of reflexology.

Other activities

As well as our monthly meetings there is a range of sub-groups such as crafts, knitting and sewing, book groups, theatre and music group, walking group, a food appreciation group and a gardening group. A local history group is just being set up.

During 2025 we set up a charity group with the purpose of further developing our focus on our community. Through this group we have forged links with many local charities and other organisations such as Bare Necessities (providing hygiene products to those in need) and HM Styal Prison. Stockport Women’s Centre became our chosen charity for 2025 and 2026. During 2025 we raised £1200 for the charity from a cream tea event and we continue to raise money for our chosen charity through quizzes, raffles and reselling used books.

Reserves policy

The charity requires reserves to allow it to continue to work to promote the interests of women in accordance with the charity’s objects in the event of unforeseen disruption to its income streams. We currently hold around £1500.00 for this purpose.

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Trustee report and financial statements For the year ended 30 September 2025

Financial Statements

Receipts and Payments for the period 01/10/24-30/09/25

Receipts and Payments for the period 01/10/24-30/09/25	Receipts and Payments for the period 01/10/24-30/09/25	Receipts and Payments for the period 01/10/24-30/09/25	Receipts and Payments for the period 01/10/24-30/09/25	Receipts and Payments for the period 01/10/24-30/09/25
Section A Receipts and Payments
A1 Receipts	Total £	Last year £	A2 Payments Payments		Total £	Last year £
Receipts at meetings 510.87 Subscriptions (WI share) 2,590.70 Activities & events 21,561.77 WI fundraising 1,741.84 Interest received Paid into current account - Paid into deposit account Grants and donations - Other income -		487.22 2,199.20 8,976.10	Meeting expenses Committee Members' expenses Activities & events WI fundraising Insurance Donations made Other payments		1,428.46 - 20,629.36 539.00 73.20 400.00 637.61	2,644.28 7,157.08 71.20 817.47
Total Receipts	26,405.18	11,662.52	Total Payments		23,707.63	10,690.03

A3 *Restricted funds* *included in total* *receipts*	343.82	-	A4	*Restricted funds included in* *total payments*	-	-
Total Receipts less Total Payments (Surplus/Deficit for the year) A5 Total cash funds brought forward from last year_(equals last year's total at B1_) A6 Total cash funds carried forward at this year endequals total at B1.6 overleaf A7 *Total restricted funds at year end included in total cash funds above*
					2,697.55
					4,1 62.05
					6,8 59.60

					343.82

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Trustee report and financial statements For the year ended 30 September 2025

Financial Statements (continued)

Statement of assets and liabilities at year end

Cash funds	Cash funds	Cash funds	Total £ £ Last year	Total £ £ Last year
Final bank balance as per Account Book, including uncleared items			6,871.05	4,197.90
*Reconciliation of final bank balance from Accou*		6,871.05 - - - 6,871.05 *nt Book to bank statement*
	Less cheques written but not cleared Less any cheques still uncleared from last year *Total(should equal balance at B1.1)*** Bank statement total at year end Plus amounts paid in to bank but not cleared	6,871.05 - - -
		6,871.05

Savings / deposit account balance
Petty cash in hand
Less any funds held as agent for federation/NFWI, i.e subscriptions received but not yet paid over enter as a negative amount			11.45 -	35.85 -
Total cash fundsequals total at A6			6,859.60	4,162.05
Investments(if any) Other monetary assets(e.g. any money owed to the WI) Other assets held by the WI e.g. WI owned hall, other equipment



			Value (optional) Original cost (optional)**
None
Liabilities Payments due immediately but not paid, or due at a future date, e.g. loans			Date due (optional) Amount due (optional)**
None

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Trustee report and financial statements For the year ended 30 September 2025

Financial Statements (continued)

Notes to the financial statements

C1	Funds received and paid as agent Any balance from Receipts Payments previous year this year this year £ £ £ Complete this section with total amounts received and paid over to the federation in the year held at year end £ Any balance	Funds received and paid as agent Any balance from Receipts Payments previous year this year this year £ £ £ Complete this section with total amounts received and paid over to the federation in the year held at year end £ Any balance	Funds received and paid as agent Any balance from Receipts Payments previous year this year this year £ £ £ Complete this section with total amounts received and paid over to the federation in the year held at year end £ Any balance	Funds received and paid as agent Any balance from Receipts Payments previous year this year this year £ £ £ Complete this section with total amounts received and paid over to the federation in the year held at year end £ Any balance	Funds received and paid as agent Any balance from Receipts Payments previous year this year this year £ £ £ Complete this section with total amounts received and paid over to the federation in the year held at year end £ Any balance
	Federation / NFWI share of subscriptions Federation event bookings by individual members NFWI and / or federation raffle	35.85	2,648.00 - -	2,672.40 - -	- - 11.45 -
	Total	35.85	2,648.00	2,672.40	11.45

Details of restricted funds Receipts this year £ Complete this section if the WI had any restricted funds during the year	Details of restricted funds Receipts this year £ Complete this section if the WI had any restricted funds during the year	Payments this year £ Any balance held at year end £	Payments this year £ Any balance held at year end £
Name or description of restricted fund:
Total	-	-	-
Further details of WI activities /fundraising /other Include additional details that would be helpful to WI members or other readers of the financial statement		Receipts this year £ Payments this year £
Brook Garden Total WI activities Deposit walking holiday 2026 NECG Bradford trip Kerry Daynes NECG At the Kitchen Food event Dahlia Café Harrogate Flower show Cream Tea event Cheshire Peaks Floral talk Walking holiday 2025 Sally Kettle talk NECG Visit to the Clink Activities & events (description) CFWI+I Golf event History Wardrobe Chatsworth visit Aviator meal		- 70.00 40.00 550.00 704.00 980.00 35.00 60.00 9,080.00 186.45 286.00 71.50 4,725.00 66.00 2,009.00 29.00	71.50 4,725.00 29.00 337.50 286.00 66.00 260.00 220.00 575.00 1,280.00 595.00 35.00 60.00 9,080.00 186.45
		18,891.95	17,806.45

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Trustee report and financial statements For the year ended 30 September 2025

Independent Financial Examiners Report

I report on the Receipts and Payments Accounts set out on the attached Financial Statement pages 5-7 for the above-named WI for the year ended 30 September 2025.

Respective responsibilities of trustees and examiner

The trustees are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

Having satisfied myself that the charity is eligible for independent examination, it is my responsibility to:

examine the accounts under section 145 of the 2011 Act;
follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and
state whether any particular matters have come to my attention.

Basis of Independent Examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the next statement.

Independent Examiner's Statement

In connection with my examination no matter has come to my attention,

which gives me reasonable cause to believe that, in any material respect, the requirements:
to keep accounting records in accordance with Section 130 of the Charities Act 2011; and
to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act

have not been met; or

to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Gary Wood, FCCA G J Wood & Co Ltd Hub 11 Pepper House 1 Pepper Road Hazel Grove Stockport SK7 5DP

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The Bramhall Village WI

Table of Contents

Structure, governance and management

Strategic report

Financial review

Turnover

Income

Expenses

Other activities

Reserves policy

Financial Statements

Receipts and Payments for the period 01/10/24-30/09/25

Financial Statements (continued)

Statement of assets and liabilities at year end

Financial Statements (continued)

Notes to the financial statements

Independent Financial Examiners Report

Respective responsibilities of trustees and examiner

Basis of Independent Examiner's report

Independent Examiner's Statement