2025-12-31-accounts - The Parochial Church Council Of The Ecclesiaistical Parish Of Holy Cross Sarratt

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THE CHURCH OF THE HOLY CROSS SARRATT

ANNUAL MEETINGS SUNDAY 26TH APRIL 2026 AT 12.00PM

THIS BOOKLET CONTAINS THE PCC’S ANNUAL CHURCH REPORT TO 25TH APRIL 2026

AND ACCOUNTS FOR THE YEAR ENDING 31[st] DECEMBER 2025

Growing in Faith, Serving in Love

CONTENTS

Agenda

Welcome, opening prayers and apologies for absence for both meetings

Annual Meeting of Parishioners

Minutes of AMOP held on 20[th] May 2025
Election of Churchwardens

Annual Parochial Church Meeting

Minutes of APCM held on 20th May 2025
and matters arising
Rectors Report
Churchwardens’ Report inc. Building, Fabric and Churchyard.
Additional Reports
Financial Review
Annual Report and Accounts
Safeguarding
Deanery Synod
Sidesperson Report
Report of the PCC meetings
Youth
Pints of View (POV)
Friends of Holy Cross (FOHC)

Elections

Election of 1 Deanery Synod representative.
Election of any new members to the Parochial Church
Council.
Appointment of Independent Examiner recommended by
PCC:

Concluding Business

Questions and AOB
Date of Next APCM.

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ANNUAL REPORT AND ACCOUNTS

AIM AND PURPOSE

Holy Cross Parochial Church Council (PCC) has the responsibility of cooperating with the incumbent, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical.

Our Mission Statement

Growing in Faith, Serving in Love

Our Vision

We aspire to be prayerful, supportive and welcoming churches, reflecting Christ’s love in our daily lives.

We invite all to grow with us in faith and friendship actively serving our communities and bringing God’s heart to all.

Our Priorities

Develop a mission and outreach team. Develop a welcome pack. Employ a children and families worker
To encourage families to join us more regularly and to encourage those new to the church and early in their faith journeys to become more involved in everyday church life.
To continue to raise churches profiles in our communities through how we market ourselves and our outreach into the communities.

The PCC is also specifically responsible for the maintenance of the Church building and churchyard situated on Church Lane, Sarratt, Hertfordshire WD3 6HE.

RECTORS REPORT FOR 2025/26

Benefice Rector’s Report APCM 2025 to 2026 Holy Cross

Church Life

Our past twelve months have seen much to celebrate and also given us much to reflect upon as we move forward in growing the love of Christ in our communities.

We have sadly lost some of our family and have gained some new family and through it all it has been a pleasure and encouragement to see the continuation of loving support and care shown towards each other.

I would firstly like to thank the many of you who work tirelessly in both supporting me and the work of the churches in our benefice which enables

them to continue to be the heartbeat of our communities, there are so many of you and I am grateful to each and every one of you. I would like to give special thanks to our churchwarden Neil and treasurers Colin and Sarah who work so hard behind the scenes to keep our churches running smoothly, our readers and choir who support me in the services and with funerals, our flower ladies and cleaners who keep our churches looking so welcoming, our sides people and those who provide refreshments making our churches so welcoming to those who come through our doors and all those who lead prayer groups and evening services making the ways in which we can meet with and engage with God wide and varied for all. I would also like to share my appreciation towards the ‘Friends of Holy Cross’ for their dedication to raising funds for the upkeep of our beautiful church.

I would like to thank those who have been working hard this past 12 months to try to engage with the youth of our communities across the benefice for their commitment and dedication to reaching out to our young people.

Yvonne Collette for her commitment and dedication to teaching in the benefice as she has prepared bible studies, an Advent course and a Lent course for all over the past year whilst continuing her studies to become our benefice Discipleship Enabler.

I am pleased to say that all our policies and procedures are now in place across the benefice so we are compliant with the expectations of the diocese and national church but above all, we have spent considerable time and energy on ensuring all our volunteers and church members are safe in the roles they carry out and we will be committed to continuing in holding those who give so much our care and consideration.

Special thanks must go to Sue Walker our benefice safeguarding officer who has supported me on the couple of safeguarding issues we have had, ensured we have been compliant with growing our culture of safeguarding in our churches and undertaken regular meetings and training of her own.

We now have a documented and approved Mission Action Plan submitted to the diocese which lays out our priorities for the next 2-5 years in how we will be intentionally working toward growing our churches deeper in the knowledge and love of Christ and outwardly in mission to reach those both on the margins of our churches and those who currently feel we cannot provide a way for them to engage with God. As a leadership team we have recently met and agreed a new pattern for worship which provides the space and opportunities to grow a mixed ecology of church where both the traditional and new can be respectfully offered and encouraged to widen our invitation to those in our communities.

I have almost completed an overhaul of all our liturgy in the past year with the aim of making these more accessible to all.

This past year we also made the decision to take down the old website, mostly due to ease of updating and how accessible we are to those searching for a church. We are now on ‘A Church Near You’ and our footfall and engagement has increased. Many thanks go to Sonya for all her work on this who as you all know has now moved on to ventures new. We have welcomed our new Benefice administrator Anita, who at this point of writing is still settling in, so please all hold her in your prayers.

Outreach & Community Engagement

I am delighted to say that we have secured funding for the first 3 years of employing a Children and Families Worker, which will be split three ways with both churches and the diocese. This role will be to aid me in schools work, toddlers, a new Forest Church and family outreach into our villages.

I continue to have good relationships with the schools. In Sarratt, a day was spent with the children opening their new memorial garden and helping the children to use this as a meditative space through differing prayer activities. I have taken more assemblies this past year over reading time with the children, We had a lovely leavers service in the church and a great walking Nativity where the children produced artwork and sang songs which as they introduced it told the story of the ‘real’ Nativity story, helping the children to engage with the bible through the lens of the world they are growing up in.

Knatty Knitters continues to be a great group for those across both villages and those in our communities. The big project they worked on this past year was producing nearly 2500 poppies which was made into a waterfall from the bell tower at St Paul’s. There were many people who came to admire this. The competition we ran to ‘Guess the final poppy count’ did not have much up take and I will not run this again when it is displayed at Holy Cross this year.

We had really positive feedback from villagers about both Remembrance services and my special thanks go to Angela for leading on this.

Inspire ladies group has continued to grow and to be a welcome space to those across both villages and further afield. Many thanks go to Fay Dent and her team for leading on this. There have been a wide and varied programme of speakers sharing their stories and activities which have ranged from Charis Tiwali which led to fund raising support for the charity to a walk through the Bluebells.

Toddler group is thriving and although we were concerned last summer as our first cohort of children were coming to an age of moving on, we have had an

influx of new mums and babies. I cannot thank both Liz Smith and Diane Strawbridge enough for the loving care and support they show to our mums and children and their commitment each week to the extra work behind the scenes. Our team has also grown and I thank Elaine Dean and Jacky Simmonds who brings such valued support to our mums through her expertise as a retired midwife and breast feeding support advisor.

We have completed another Bereavement Journey Course and again have people waiting for our next one due to start in May. A big thank you to Linda Clough and Diane Strawbridge for leading tables this year and all the emotional support that goes with this.

Services and Occasional Offices

The numbers attending on Sunday mornings have slightly increased since last year and both churches have seen new and returning members to church which has been such a blessing.

The evening lay led evening Compline headed up by Jenny Roberts and John Guy continues – my thanks go to both of them for their commitment to this valued evening service.

The All Soul’s service at Holy Cross this year was very poorly attended. I am not sure why as we have had the same timings in the past and had a very good number.

It was lovely to see more families join us from the schools for our Christingle this year and our Crib service was bursting at the seams. Conversations have taken place regarding this coming year where we will either need to provide an extra service, pre-book free tickets or hold a different type of service. Our Carol service was well attended and very special, so a big thank you to all those in our choir and the community who joined for this special event.

In each of our Christmas services there was growth in numbers from the same service held the previous year.

We held the deanery Ascension service in the Benefice this year, which was very well attended.

BCP continues to be popular with a small group and as such conversations have taken place which will see this service increase when we introduce our new service pattern.

For your information the numbers of occasional offices across the benefice are below.

Weddings – 4 Baptisms – 9 Funerals or burial of ashes – 26

Confirmations - 3

As always, if you have any questions, suggestions, or concerns about the missional work of our churches please never hesitate to contact me for a chat. Once again, thank you so much to each and every person who has worked so hard this year to support the growth of our churches and the relationships we have with each other and our communities.

Revd Sarah

CHURCHWARDENS REPORT 2025-2026

Since August 2025 when Jenny Roberts stepped down I have been the sole Church Warden.I am grateful for the assistance and encouragement given to me by Elizabeth Smith on a number of occasions. Sue Clark has been heavily involved with building and churchyard matters for which many thanks are also due.

Building, Fabric and Churchyard

The new heating has now been installed for a year and it has proved to be a great success with the ability to heat up the church quickly. My preliminary analysis of the electricity bills are that the new system has been a bit cheaper to run than the old one but we need to bear in mind that we now have a 24 hour minimum temperature to protect the fabric and a comfortable level when we use the church

We have recently had the car park re surfaced which means we no longer have to navigate puddles and sludge. It will now be maintained on a regular basis to clear leaves and to rake the gravel

We installed a defibrillator on the outside wall of the toilet. This is available for anyone to use. It was funded jointly by British Heart Foundation, Sarratt Parish Council and Friends of Holy Cross

This year we had our Quinquennial Inspection (QI) report carried out which, as expected, found little fault with our buildings. We have however some timber infestation works to be carried out shortly

Usually, we receive a grant from Sarratt Parish Council for the maintenance of the Churchyard. And that was received for 2025/20026 At the time of writing we have not had the grant amount confirmed for 2026/2027. Andrew

Whitewood has the contract to strim and mow the grass regularly together with attention to hedges. We have carried out a lot of tidying up to the rear

boundary hedge which is a great improvement. We are hoping to have some more substantial tree works carried out this year to lift the crowns and to shape the trees which have got out of control

We rely on a team of volunteers to clean the church and to provide flowers and are very grateful to them. The church always looks good not only on Sundays but during the week

Holy Cross is open every day from 9.00am until 4.00pm. This has been made possible by Liz Heike, who unlocks and locks up each day. We are very grateful to Liz for doing this as it enables a large number of visitors to visit Holy Cross, either for private prayer or to look around the building.

There was a period in the summer when the car park at The Cock was not available to us but now the pub is open again we are grateful to be able to use it again, subject to events being held there which take obviously priority. Sue and Richard have provided welcome overflow parking at Goldingtons for larger events.

Our grateful thanks go to the Friends of Holy Cross whose remit is to raise funds for the upkeep of our lovely church. They also create awareness of Holy Cross and bring it into the heart of the Sarratt community and beyond through the events they organise. We thank the committee and all those who get involved at the various events. There is a great team behind scenes making these events a huge success

Our Church Family

Holy Cross is part of a wider Benefice that includes St Paul’s Chipperfield and we are blessed to have Sarah Miles as our Rector, and she is supported by our readers Phil Waine and Angela Coakley.

We are fortunate to have a team of bell ringers, headed up by David Reece. They can be heard calling us to worship on Sunday mornings and ringing for weddings and other events.

I would like to add my thanks Sonya Tolmie, our Benefice Administrator until recently and to welcome Anita Ayrey to the role

Adele Mynard has continued this year as PCC Secretary and does a great job of making sure the PCC is up to date and runs smoothly.

I also wish to thank John Guy who, very often behind the scenes, deals with many aspects of church life. A big thank to all those on the coffee rota, those who read the lessons, our sides people and our vergers. Thank you for the warm welcome we receive each week

Finally, the Parochial Church Council (PCC). Their support is invaluable, and special thanks go to Colin Plummer our Treasurer, supported by Sarah Altman, who look after our finances.

Neil Altman

PROCEEDINGS OF HOLY CROSS PCC MEETINGS

The PCC met 5 times during 2025/26.

We started the year with a proposal for a change from separate parish PCC’s to a combined Benefice PCC model. Following several discussions, we are seeking advice from the diocese prior to approval. Once approved by both PCC’s the details will be shared at the following APCM.

Some of the main agenda items included policy sign off, MAP and vision agreement, update of the Church sound system, and more recently we looked at areas of development and fundraising ideas.

The state of our church finances was discussed at every meeting. It is of concern that we are unable to pay our full Parish Share, however the diocese have reduced next year's parish share for all.

As you will see from the safeguarding report we had focused discussions regarding the 5 standards during several PCC meetings, identifying any areas of action required with a plan for compliance. We are grateful to Sue Walker, our Benefice Safeguarding Officer for ensuring that the PCC is kept informed of all Safeguarding issues. (See separate report)

Members of the PCC and Deanery Synod representative

Neil Altman (Church warden 2026), Colin Plummer (co-opted as Treasurer) Adele Mynard (secretary, renewal due 2027), Sue Clarke (renewal due 2026), Sarah Altman (renewal due 2026), Elizabeth Smith (renewal due 2027), Linda Clough (renewal due 2027), Angela Coakley (renewal due 2027).

Sadly Jenny Roberts stepped down from her Church warden role and the PCC in September 2025. We would like to thank Jenny for her support. We therefore are running below the minimum number of members required for the PCC according to our electoral roll, we would like to invite new members to join us at the APCM.

We currently also have a vacancy for a deanery synod representative. Susan Turner kindly shares information from this meeting to the two parishes, however it would be beneficial to have a Holy Cross representative too. Please speak to either reverend Sarah or Adele if you are interested in this role.

ELECTORAL ROLL REPORT 2025/26

Previously there were 55 names on the Roll. There has been 1 addition so the roll now stands at 56 people.

Anyone who would like to be added to the Roll can contact me at any time during the year.

Jeannie Poulton - Electoral Roll Officer

SAFEGUARDING

The PCC is committed to following the Diocesan guidance on Safeguarding and have approved a number of policies in this regard. The report from Sue Walker, the Benefice Safeguarding Co-ordinator is included.

DEANERY SYNOD REPORT

DEANERY SYNOD ANNUAL REPORT

Rev Charles Burch continues as Rural Dean. Rev Dr Mark Harris was appointed at the end of last year in the parish of Mill End and Heronsgate with West Hyde & St Oswald’s, Croxley Green is currently awaiting the arrival of a

new vicar. Emma Robarts is the diocese’s newly elected lay member in the General Synod.

Deanery Synod invites speakers from in and around the diocese to address the Synod meetings. This year Rev Canon Dr Tim Bull spoke about faith and AI, explaining its many uses, including ChatGPT, whilst warning of the shortcomings and dangers of unthinking use. Amongst his guiding principles for the use of AI are “be wise in the use of it”, “keep alert for truths“ and don’t expect it to save the world”.

Parishes were asked to report on Achievements and Challenges during the year. Time and Team unsurprisingly proved to be the main challenges across the board, together with thinking up new ways to attract more families and young people and to identify the needs of the community. On the plus side, parishes reported thriving new groups and courses, along with various fundraising and outreach ideas such as welcome cafes, away days and flower or Christmas tree festivals.

The Trinity Project, which is the Deanery’s mental health project, continues to support children in year 6\7 as they transition to secondary school. They can benefit from a counselling service, run by Charlotte Barton and various after school activities such as The Donut and Hot Dog clubs.

Susan Turner Deanery Synod Rep. St Paul’s, Chipperfield

SIDESPEOPLE 2025/2026

We are grateful to everyone who volunteers as a sidesperson, helping in the smooth running of our services at Holy Cross. Joanna Staughton and Jean Machin retired as sidespeople at the end of December, having served in the role for many years. Fortunately, both of them continue as lesson readers. Our thanks to Diane and Philip Wade for taking over from Joanna and Jean. More sidespeople would be appreciated, so that we can be sure of providing cover during holidays and at busy times in the church year such as at Christmas, Holy Week and Easter. If you are interested in becoming a sidesperson please speak to John Guy.

At present, Holy Cross sidespeople are:

Philip Buller Elizabeth Smith Alan Poulton Jeannie Poulton Diane Wade Philip Wade Graham Peiser John Guy Jenny Roberts Neil Altman Sarah Altman

There are many ways in which members of our congregation can help in the services – not only as sidespeople, but also as intercessors, lesson readers, coffee servers, choristers, bell ringers, and vergers for weddings and funerals. And there is always a need for more volunteers for help with cleaning the church, flower arranging, brass polishing, washing & ironing altar linen, and maintenance of the building and churchyard. So, volunteers would be most welcome for one or more of these activities!

FINANCIAL REVIEW 2025

The accounts for the year to 31[st] December 2025 have been approved by the PCC for presentation at the APCM and have been independently reviewed by Jackie Youell.

Our income this year is £121,804 (£241,220 in 2024). 2024 figures included a one of receipt from The Sarratt Mission Trust of £ 129,464 and £36,250 for the New Heating Project. In 2025 we received an additional £52,584 for the Heating Project which is now completed.

Our unrestricted giving this year was £66,507 (£70,254 in 2024), a decrease of £3,747. The decrease in giving was offset partially by good returns on our investments this year which increased from £3,3831 in 2024 to £7,791 in 2025. The PCC have discussed in detail how we might encourage people to give regularly and to use the Parish Giving Scheme and how we can increase our fundraising through events and activities.

Expenditure this year, excluding the heating project was £70,303 (£67,607 in 2024). This reflects a general increase in costs over the year. We continue to pay a reduced Parish Share but have which enables us to meet all of our other expenditure without drawing on our unrestricted reserves.

The PCC will be discussing ways in which we can utilise the restricted funds going forward.

As always, we are particularly thankful to the Friends of Holy Cross who pay for all the repairs and maintenance for our beautiful building and to the team who work so energetically on raising funds.

We are also thankful to Sarratt Parish Council who continue to help fund the costs of producing Spotlight and for maintaining the Graveyard.

As ever we continue to rely on the faithfulness of God to provide for our financial needs at Holy Cross as he has done for more than 800 years. Sarah Altman

HOLY CROSS CHURCH SARRATT Financial Statements Year ended 31 December 2025

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STRUCTURE GOVERNANCE AND MANAGEMENT

The Church of the Holy Cross is part of the Benefice of Holy Cross, Sarratt and St Paul’s, Chipperfield.

Each parish church has its own independent governing body, the Parochial Church Council (PCC) that meets regularly and separately. Joint PCC meetings occur occasionally. Churchwardens of both churches meet regularly together with the incumbent.

The Parochial Church Council (PCC) is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. The PCC is a Registered Charity exempt from registration with the Charity Commission.

The appointment of PCC members is governed by and set out in the Church Representation Rules. All those who regularly attend church are encouraged to register on the Electoral Roll and stand for election to the PCC or as a Churchwarden. The roll is completely renewed every six years. Everyone is encouraged to check that their name is on the electoral roll.

The PCC members are responsible for reviewing matters of concern and importance, for making decisions and adopting policies that contribute to the governance and wellbeing of the parish including deciding on how the funds of the PCC are to be spent. PCC members attend safeguarding training.

Other Holy Cross committees are the Standing Committee, comprising the incumbent, churchwardens, secretary and treasurer. A member of the PCC serves as a Sarratt School governor and another is a representative of the PCC on the Village Hall Committee.

ADMINISTRATIVE INFORMATION

Holy Cross Church is part of the Benefice of Sarratt and Chipperfield located in Rickmansworth Deanery and Hertford Archdeaconry in the Diocese of St Albans within the Church of England. The church building is situated in Church Lane, Sarratt, Hertfordshire WD3 6HE. The correspondence address Holy Cross and St Paul’s Church Office, Sarratt Village Hall, The Green, Sarratt, WD3 6AS; or holycrossstpauls@outlook.com

PCC members who have served during the year beginning 21 May 2025:

Incumbent:	Revd Sarah Miles
Churchwardens:	Jenny Roberts (until Sept 2025)
	Neil Altman
Representative of
the Deanery Synod:	Susan Turner on behalf of the Benefice
Ex-officio	Angela Coakley (Reader)
Elected members:	Jenny Roberts (until Sept 2025)
	Sue Clark
	Neil Altman
	Sarah Altman
	Elizabeth Smith
	Linda Clough
PCC Secretary:	Adele Mynard
Treasurer:	Colin Plummer (co-opted)
Parish Safeguarding
Officer:	Sue Walker, Benefice (St. Paul’s Chipperfield)

Youth Report

Thank you all for your prayers this year.

Youth -This year has seen both fuller numbers and age groups at the beginning, tapering to a smaller similar aged group, who are quite committed to attending each week with different activities events and themes catered for a smaller group which is both a safe space and a place for conversation and has included trips.

Mid-year, we said goodbye to Jeannie who was an inspirational support to all at establishing protocols and management as leader. Her vision and prayerful commitment to both the young people attending and helpers was appreciated.

During the Early Summer, it was agreed to seek the vision pray fully of Youth Club and our community with our Rector and so, from September Youth was relaunched with the existing team; to create a safe space for Youth of the villages with games, craft and community.

Becky who stepped down; as a weekly leader is assisting on occasions, to which we are so thankful, especially with crafting.

Our Autumn term continued into Christmas with Ian Ann Garry with the challenge to in late spring to promote the group to the year 6[th] in the Parish Primary schools as we continue Gods vision for community.

PINTS OF VIEW

Pints of View (POV) is an informal forum in which to consider topical matters, moral issues and ethical dilemmas. We meet at The Boot in Sarratt at 8pm on the 3rd Monday of most months. Details of upcoming POV get-togethers are published in Spotlight and Chipperfield News. Meetings are open to everyone. In the year May 2025/ April 2026 we have considered topics relating to free speech; democracy; children’s news sources; digital ID schemes; the future of the BBC; China’s new ‘silk roads’; conflict in the Middle East, and - in April 26 – positive steps being taken to sustain the environment.

Many thanks to all who come to POV, especially those who choose topics and lead our discussions.

John Guy

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Holy Cross Parish Prayer

Glorious God, nurture in us your self-giving love; give us wisdom, courage and humility to seek you in all things.

Jesus our saviour, be our cornerstone. Guide and protect us in the truth of your word and lead us to be a vital, passionate community.

Holy Spirit, stir, inspire, and equip us to make new disciples; teach us to live in the freedom of your love.

May our unity in Christ strengthen us to serve with joyful, open hearts to the glory of God for the sake of his kingdom.

Amen

Holy Cross Church Sarratt

Independent Examiner’s Report to the Trustees of Holy Cross Church, Sarratt Parochial Church Council

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31[st] December 2025.

Responsibilities and basis of report

As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

the accounting records were not kept in accordance with section 130 of the Charities Act; or

the accounts did not accord with the accounting records; or

the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jackie Youell ACA 4 The Briars Sarratt WD3 6AU

Date:

Holy Cross Church Sarratt Sofa Separate Designated For the period from 01 January 2025 to 31 December 2025

		Unrestricted		Designated		Restricted		Total		Prior year
		funds		funds		funds		funds		total funds
Income and endowments from:
Donations and legacies		34,053	-			11,379		45,432		175,095
Income from charitable activities		19,588	-			2,500		22,088		56,384
Other trading activities		4,930	-		-			4,930		5,039
Investments		7,791	-			213		8,004		4,084
Other income		145	-			41,206		41,351		618
Total income		66,507		-		55,298		121,804		241,220
Expenditure on:
Raising funds		3,436	-		-			3,436		1,306
Expenditure on charitable activities		65,587		1,204	-			66,791		70,446
Other expenditure		76	-			73,242		73,317		23,710
Total expenditure		69,099		1,204		73,242		143,545		95,462
Net income / (expenditure) resources before transfer	-	2,592	-	1,204	-	17,944	-	21,740		145,758
Transfers:
Gross transfers between funds - in		15,267	-		-			15,267		10,000
Gross transfers between funds - out	-		-		-	15,267	-	15,267	-	10,000
Gains/losses on investment assets	-		-		-		-		-
Gains on revaluation, fixed assets, charity's own use	-		-		-		-		-
Net movement in funds		12,675	-	1,204	-	33,211	-	21,740		145,758
Reconciliation of funds
Total funds brought forward		39,398		2,709		175,897		218,004		72,246
Total funds carried forward		52,073		1,505		142,686		196,264		218,004

Holy Cross Church Sarratt Balance Sheet As at 31.12.25

	General Designated Restricted At 31.12.25 At 31.12.24 £ £
Current assets Debtors Cash At Bank And In Hand Liabilities Creditors: Amounts Falling Due In One Year Net current assets less current liabilities Total assets less current liabilities Liabilities Total net assets less liabilities Represented by Unrestricted Unrestricted - General Fund Designated Designated - DC Organ Fund Restricted Restricted - NEW HEATING FUND Restricted - Other Restricted Restricted - Margaret Royle Fund Totals	1,726 - - 1,726 3,180 50,347 1,505 142,686 194,537 214,823
	52,073 1,505 142,686 196,264 218,004
	- - - - -
	- - - - -

	52,073 1,505 142,686 196,264 218,004

	52,073 1,505 142,686 196,264 218,004

	52,073 1,505 142,686 196,264 218,004
	52,073 - - 52,073 39,398 - - 1,505 - 1,505 2,709 - - - 2,937 2,937 36,148 - - 134,749 134,749 134,749 - - 5,000 5,000 5,000
	52,073 1,505 142,686 196,264 218,004

Approved by the Parochial Church Council on

Signed

Mr Colin Plummer Hon. Treasurer

Neil Altman Church Warden

Holy Cross Church Sarratt Year ended 31st December 2025

( Registered charity no: 1209286 )

1. ACCOUNTING POLICIES

The Financial Statements have been prepared in accordance with the Church Accounting Regulations 2006

2. Income from: Donations and legacies Income from charitable activities Totals Other trading activities Investments Other income Totals	General Designated Restricted 2025 2024 £ £ £ £ £ 34,053 11,379 45,432 175,095 19,588 2,500 22,088 56,384 4,930 4,930 5,039 7,791 213 8,004 4,084 145 41,206 41,351 618
	66,507 - 55,298 121,804 241,220

During the year £5,000 was receieved from Friends of Holy Cross as a donation from the proceeds of the Flower Festival ( £5,000 2024 )

3. Expenditure on: Raising funds Cost of Events Raising funds Totals Expenditure on charitable activities Giving to missionary societies Ministry parish share etc Diocesion Fees Parish Administrator Rector's expenses Parish Office Expences Organ / piano tuning Churchyard Expenditure see note 3f Service expenses Utilities & Cleaning Spotlight expenses see note 3e Governance & Professionalcosts Repairs & maintenance Expenditure on charitable activities Totals Other expenditure Heating Project Finance charges Reordering costs Other expenditure Totals Expenditure Grand totals	General Designated Restricted 2025 2024 £ £ £ £ £ 3,436 - - 3,436 1,306
	3,436 - - 3,436 1,306
	- 982 982 2,447 27,735 27,735 27,600 4,478 4,478 2,923 5,735 5,735 6,866 359 359 801 9,353 9,353 10,071 1,204 1,204 688 8,027 8,027 5,480 730 730 689 2,905 2,905 3,413 3,156 3,156 3,218 720 720 - 1,409 1,409 6,600
	65,587 1,204 - 66,791 93,289
	73,242 73,242 22,492 76 76 867 - -
	76 - 73,242 73,317 867
	- -
	69,099 1,204 73,242 143,545 95,462

HOLY CROSS CHURCH SARRATT Year Ended 31st December 2025