music as therapy
international
Annual Report
2025
39

## **Music as Therapy International** 

Charity Number 1208086 

www.musicastherapy.org 

Current trustees: John Ellis, Sana Gujral, Rebecca Huttly, Makeda Mitchell, Charlotte Surun OBE, Lucy Swanson 

This year our activities have been overseen by the Board members listed above and three additional Trustees who have recently moved on to pastures new. 

We are grateful to Karina Brown, Dr. Hannah Reid and Jane Robbie for their incredible collective 46 years of service to the charity. 

This year saw caregivers turning to our proven activities in larger numbers than ever. 

## **380** : **850 25,900** 

In 2025, music has helped more than: 

**places providing care and education** 

**people working at the heart of care** 

**children and adults in vulnerable situations** 



**2025 marks 30 years of supporting caregivers around the world to use music to strengthen the care they provide. It’s a milestone of which I’m deeply proud.** 


’ In this report, you ll hear from people working at the heart of care ’ ’ about the difference music is making. You ll see it s about so much more than just the figures on the page opposite. From children building confidence to communicate when language is difficult, through to people living with dementia having the chance to share memories and moments of joy with the people around them. Their stories never cease to inspire me. 

Music, together with the insight you can gain from musical interactions, really does help caregivers, teachers and activity leaders to feel more confident in how they help those they support to thrive. 

Towards the end of this report you can see how we intend to take our work forward. But, as for so many charities, this year has been financially tough for us. With unprecedented fundraising challenges and costs still rising, securing funds is taking longer and is critical before we can develop the projects we have in the pipeline for the next three years. 

So on the final pages of this report you'll see how we urgently need your help to establish a new Response Fund. Your support will make ’ sure we don t keep people giving and receiving care waiting. 

Thank you. 


Alexia Quin OBE Director 



**The practitioners involved“ have fallen in love with music again and their confidence to lead small group sessions with music as a focus has increased.** Primary Advantage, UK 



## **Inspiring caregivers** 

Social media and external communications give us targeted ways to inspire caregivers at every step of their journey. In 2025 this helped us attract new caregivers to our training and reach more than 160 of our existing Partners as they embed music into care around the world. 

**7% of enrolees on Music Helps UK were inspired to do so by our social media posts** 

Some turned to us to refresh their musical instrument collections (Romania); we collaborated with our Partners on a ‘music in education’ resource (Ethiopia), and we brought others together to share experiences of using music (Georgia). 

**119** 

**new care providers and influencers championing best care practice discovered our work through social media** 

A highlight was developing connections where our work has been disrupted by conflict: We heard from two Partners still using music in Palestine despite the escalation of violence in the region, and from a teacher in Myanmar, with whom we shared our Burmese guidance on using music with children with disabilities. 

**“      Thank you for your information and especially for the value placed on the work I have done. I am very happy to read about my journey on your various social networks.** 

Health & care professional Democratic Republic of the Congo 



**Kasia is one of 19 Early Years practitioners we trained this year. Her story embodies the way using music can boost a individual’s confidence in their abilities.** 


**“** I have always been eager to learn new skills and gain new knowledge. So, when I got the chance to study the Interactive MusicMaking course I took it. I had determination and a willingness to step outside my comfort zone. 

’ There were moments of challenges. Times my sessions didn t flow as planned, or when I struggled to engage a child in the way I hoped. But these experiences became lessons. They pushed me to adapt, to experiment with new techniques, and to reflect deeply on my own ’ practice. Growth! Even when the path wasn t clear. 

One of the families I worked with taught me that music is an important tool for emotional expression and social connection. 

Through musical interactions and positive encouragement, I supported a quiet, anxious child to begin to find her voice. Not through words at first, but through rhythm, laughter and singing. 

I’m proud of the progress I’ve made on this course. Much of the confidence and self-belief that I gained through Interactive MusicMaking training inspired me to further my studies in September 2025. 

I’m proud of the role I can now play in supporting children’s development within my sessions at Babyzone. 



## **Equipping caregivers** 

- This year we drew on our tried and-tested approaches to equip 24 caregivers of young children (UK), 173 caring for people living with dementia (UK and India), and 53 supporting children with disabilities (Georgia, Romania and Jordan). We also responded to requests from Partners in Ethiopia, Moldova, Palestine, India, Rwanda and the UK, helping them keep the benefits of music available to the children and adults in their care. 

New for us in 2025 was extending our work into Kenya, where we offered on-site skillsharing to equip staff to use music with 200 children at Bombolulu School of Promise, Mombasa. 

**I found that music can be“ a great way to break down barriers, as a shy child can express themselves through playing or clapping instead of singing... I had to find the best way for each child to get the most out of it.** Professional caregiver, Jordan 

**“      I learnt that looking, waiting and listening are very key during the session as they allow space for group members to express themselves and interact freely.** 

Educator, Kenya 

**I learned about“ patience in working with children, focusing not on progress, but on connection.** 

**“      I gained a clearer understanding of how to musically connect with the beneficiary... how to build more trust.** Professional caregiver, Georgia 

Educator, Romania 



## **Entrusting others** 

In 2025, entrusting others to compliment the skills of our team strengthened our activities and helped us extend our reach: 

**Mulțumesc** 

11 translators helped us connect across cultures, languages and communities (like Ildephonse who worked on Alphonsine's story opposite). 

ﻟﻚ ﺷﻜﺮًا **Murakoze** მადლობა 

**አመሰግናለሁ** 

20 music therapists, care providers, psychologists and programme leaders worked with us to deliver training tailored to specific groups of caregivers. 

धन्यवाद 

**ధన�వాదాలు** 

**Merci** 

**Thank you** 

30 volunteers and one brilliant web developer all played a vital role in helping us drive forward our mission. 


















**Alphonsine is one of the 38 individuals in seven countries around the world we entrust to deliver training. Her story captures the experience of pioneering music-based care in Rwanda.** 


**“** I have been using music since 2010. Music helps me in my daily work with 50 students with mental, physical, hearing and speech disabilities, and there are changes because they are changing, in their studies and in their daily lives. 

You can teach a child to be a great person and to have confidence in their singing, playing, and showing others with no shame. I strive for every child to be confident in themselves. 

I am confident in myself in everything I do because of music as therapy. My knowledge can educate others according to how it has helped me. I will never give up, I will keep on providing training to old persons and youth. 

A strong lesson is that you could think things can’t change but if you keep on, you find music as therapy leads to positive changes and you need not to give up. 

Even if I have no means, my vision is to bring music as therapy to all levels until district level, invite all beneficiaries, train them and showing them the benefits of music and what they can gain from it, because music is important. 



## **Focusing on impact** 

The driving motivation behind everything we do is the genuine, lasting impact it has for people in vulnerable situations and those who provide their care. 

This was as important as ever when we extended our online training course Music Helps this year to reach caregivers in the UK as well as India. 

**“      I realised that people with dementia can still experience joy, creativity, and connection through music... I understood the importance of focusing on the individual’s preferences and life story rather than just symptoms.** 

Professional caregiver, UK 

**I discovered that“ even when verbal communication becomes difficult, music can still reach the person in deep and meaningful ways.** Community musician, UK 

**“      The course has not only brought therapeutic value to our residents and staffs but also strengthened the emotional connection between staff and residents.** 

Professional caregiver, India 




**Gill is one of more than 400 people worldwide who accessed Music Helps in 2025. Her story beautifully illustrates how exploring music can support people caring for a family member.** 

**“** It prompted me to reflect on my own relationship to music... The key moment for me was the photo album journey and the link through ' music to the important moment s in her life. As the songs were playing I was thinking of my Mom and the ways in which music has been a constant in our family life. The idea that music is a way we can perhaps find a connection as her disease progresses brings me hope. 

Throughout the examples and videos, I was reflecting on similar moments with my Mom and thinking about how I will change my approach next time... I do think it changed my thinking and gave me ideas on how to communicate more effectively. 

Over the last year I have been learning to play guitar with the aim of playing alongside my Dad in the hopes that my Mom will join in and feel included as we tackle some favourite family songs together. Most recently we all enjoyed a singalong to Neil Diamond's ‘Sweet ' Caroline’, an old favourite of my Mom s. 

She seemed to come alive and the pieces of her we have lost fell away. She remembered the words, was singing, and actually danced a little. It was such a joyous moment for us all... really, the most important thing is the emotional connection we can build in those moments. 



## **Learning from others** 

Reflecting on our 30th 

anniversary, we believe our work endures because of the way our approach evolves with every year that passes. Listening to our Partners, learning from sector experts, using their insight and the experiences of others all shaped our activities and thinking this year. 


**----- Start of picture text -----**<br>
More than<br>160<br>**----- End of picture text -----**<br>


**team hours spent actively learning from webinars, networking events, discovery calls and research** 

The consultation we undertook with our Advisory Panel in January was key to our learning. Comprising 24 music therapists, the Panel’s diverse professional experiences, knowledge and range of perspectives helped hone our focus as we concluded our current strategic period and prepared for our next chapter. 

**“      The Panel brings experience... a sounding board for the charity to test out new ideas and thoughts, to gain clarity and also have a sense of accountability.** 

Advisory Panel member since 1999 

**“      The Advisory Panel helps the organisation stay connected to reality and ensure its work** 

**remains relevant, practical, and responsive.** 

**“      There are always rich discussions... voices which question, challenge and help to shed light.** Advisory Panel member since 2014 

Advisory Panel member since 2018 



**Recognising our position as a UK charity,“ located in a country which has very complex histories with some of the countries we work in, we’re aware of the risk of power imbalances. We always seek to address this by asking questions, listening and learning from those we collaborate with, so we can avoid imposing our way of thinking and practices.** Makeda, International Programme Manager / Trustee 



## **2024 Accounts - Income** 


**----- Start of picture text -----**<br>
Gift Aid Other<br>5% 2%<br>Corporate sponsorship<br>24%<br>Income by<br>source<br>Trusts<br>1%<br>Individual giving<br>68%<br>**----- End of picture text -----**<br>



**----- Start of picture text -----**<br>
  Income GBP (£)<br>**----- End of picture text -----**<br>


||**Income**|**GBP (£)**||
|---|---|---|---|
|||||
||Unrestricted<br>Income|112,098||
||Restricted<br>Income|53,385||
||Activity<br>Generated<br>Income|1,690||
||Total cash<br>income|167,173||



## **Notes** 

These are the 2024 accounts for Music as Therapy International (Charity No. 1070760). In 2025 Music as Therapy International became a Charitable Incorporated Organisation (Charity Number 1208086), taking on all the assets and operations of the originating organisation. 



## **2024 Accounts - Expenditure** 


**----- Start of picture text -----**<br>
EthiopiaDRC<br>4% 2%<br>Jordan<br>8%<br>UK<br>31%<br>Int P Dev<br>9%<br>Activities<br>by country<br>India<br>12%<br>Rwanda<br>2%<br>Georgia<br>Romania<br>12%<br>20%<br>Expenditure GBP (£)<br>Alongside the generosity of<br>more than 80 individual Charitable<br>activities 149,033<br>, and Gifts in Kind from and Gifts in Kind from<br>five project partners, we were, we were we were<br>grateful for the support of Core costs            26,516<br>Capital Group, Cupsmith Ltd,, Cupsmith Ltd, Cupsmith Ltd,,<br>Fundraising 15,658<br>Eleanor Rathbone Charitable<br>, The Fineman Trust, The Fineman Trust,, Total cash<br>Gordon Fraser Charitable Trust,, expenditure 191,207<br>The Syncona Foundation, and, and and<br>Vanneck Ltd in 2024-25.-25.25.. Surplus/Deficit -24,034<br>**----- End of picture text -----**<br>


## **With thanks** 

Alongside the generosity of more than 80 individual donors, and Gifts in Kind from and Gifts in Kind from five project partners, we were, we were we were grateful for the support of Capital Group, Cupsmith Ltd,, Cupsmith Ltd, Cupsmith Ltd,, Eleanor Rathbone Charitable Trust, The Fineman Trust, The Fineman Trust,, Gordon Fraser Charitable Trust,, The Syncona Foundation, and, and and Vanneck Ltd in 2024-25.-25.25.. 











**We’ve been strengthening care with music for 30 years...** 














## **What’s next?** 

Our strategy for the next three years sets out a coherent plan so we ’ can invest our resources for the greatest possible impact. We re going to take all the best parts of our work forward with us, and make ’ them even better. With your help, we ll create a lasting legacy of change. 

## **Our goals:** 

Extend our reach by training new caregivers to improve care for more people in more places. 

Evolve with the times to upgrade our proven training models and increase our organisational capacity. 

Secure the future use of music in care for people in vulnerable situations worldwide. 

**“      Reflecting on 30 years of impact inspires us to keep going. Challenges inevitably lie ahead, but with strategic clarity and the support of those who share our vision, we can face the next chapter with confidence.** 

John Ellis, Chair of the Board of Trustees 



## **Support our response** 

Over the past 30 years we’ve grown from one project for staff and children in a single orphanage in Romania, to a portfolio of activities spanning 11 countries and involving hundreds of caregivers every year. 

’ Securing funding for them all takes time. We ve submitted over 20 funding applications this year, but with competition for funding in the sector fiercer than ever, responses can take months, and may never come. 

The hardest thing about this is that while we wait, the caregivers who have reached out for help are waiting, too. 

Caregivers like those at TAFTA, a non-profit care provider in South Africa asking for our help to embed music into their care of over 4,000 elderly people, many of whom are struggling with dementia. 


And while these caregivers are waiting, the needs of the people living ’ with dementia are increasing as the condition progresses. Time isn t on their side. 

’ This is why we re appealing to you now. Will you help us establish a Response Fund, so we don’t have to keep these caregivers – and many more like them – waiting? 

’ We need to raise £30,000 to create this new fund. It s not a small amount, but we know we can do it if everyone pitches in to help. 

Our Response Fund will introduce music into care practice in ways ’ we know make a lasting difference. Let s not keep them waiting. 



## **Yes, I’ll help you establish a Response Fund!** 

I have enclosed my cheque, payable to: Music as Therapy International for the amount of: 


**----- Start of picture text -----**<br>
£50 £200 £1,000 £ ______________<br>Other amount<br>**----- End of picture text -----**<br>


## **Give on a regular basis** 


**----- Start of picture text -----**<br>
I would like to make a regular Direct Debit donation of £ __________<br>Monthly Quarterly Annually<br>Commencing on: 01 / ____ / ____  or 15 / ____ / ____ (Please complete)<br>Name of account holder(s):<br>Address:<br>Postcode:<br>Bank account information<br>Name of bank/building society:<br>Bank address:<br>Postcode:<br>Sort code: Account number:<br>Signature: Date:<br>I am a UK taxpayer and understand that if I pay less Income Tax and/or<br>Capital Gains Tax than the amount of Gift Aid claimed on all my<br>donations in that tax year it is my responsibility to pay any difference.<br>**----- End of picture text -----**<br>


## **Prefer to give online?** 

**Visit our website or scan the QR code:** 

www.musicastherapy.org/response-fund 




Music as Therapy International Mowll Street Studios 11 Mowll Street London, SW9 6BG 

Tel: 020 7735 3231 Email: info@musicastherapy.org 

**Registered Charity No: 1208086** 

Additional historic Charity Commission records and accounts for the original registered charity (Music as Therapy, charity number 1070760) can be found on the register of merged charities. 

www.gov.uk/government/publications/ register-of-merged-charities 



## **MUSIC AS THERAPY INTERNATIONAL ANNUAL ACCOUNTS 2025** 

|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|**Statement of Assets and Liabilities as at 31st December 2025**<br>**2023**<br>**2024**<br>**2025**<br>**GBP £**<br>**GBP £**<br>**GBP £**<br>**Current Assets**<br>Funds in Cafcash Account<br>91,796<br>154,037<br>64,742<br>Funds in120-Day Notice Account<br>92,819<br>0<br>73,249<br>Petty Cash<br>355<br>323<br>291<br>**Outstanding Lodgements**<br>Due receipt<br>0<br>0<br>0<br>**Current Liabilities**<br>Due payments<br>(6,577)<br>0<br>0<br>**Net Assets**<br>**178,394**<br>**154,360**<br>**138,282**|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|**Analysis of Charity Funds**|**Unrestricted**<br>**Funds**|**Restricted Funds**|||||||||||**Activity Generated (Designated) Funds**<br>_(See Note 3)_|||**Total**|
|||**Romania**|**Rwanda**|**UK**|**Palestine**|**India**|**Georgia**|**Ethiopia**|**Democratic**<br>**Republic of**<br>**the Congo**|**Jordan**|**Kenya**|**Restricted**<br>**donation:**<br>**Salary Costs**|**UK**|**ROMANIA**|**GEORGIA**||
|Opening balance at 1st January 2025<br>Cash income in year<br>Cash expenditure in year_(See Note 2)_<br>Contribution to Project Support Costs met from Unrestricted Funds_(See Note 4)_<br>Expenditure designated for particular areas of work from Unrestricted Funds_(See Note 1)_|136,738<br>212,730<br>(69,202)<br>(70,117)<br>(74,103)|0<br>0<br>(29,204)<br>13,561<br>15,643|0<br>0<br>(1,388)<br>627<br>762|0<br>9,004<br>(65,581)<br>30,087<br>26,489|0<br>0<br>(473)<br>214<br>260|0<br>0<br>(8,147)<br>3,677<br>4,470|0<br>0<br>(17,913)<br>8,609<br>10,465|0<br>0<br>(2,254)<br>1,017<br>1,237|0<br>0<br>(812)<br>367<br>446|0<br>0<br>(2,144)<br>968<br>1,177|0<br>203<br>(24,349)<br>10,990<br>13,156|17,172<br>0<br>(17,172)<br>0<br>0|450<br>1,703<br>(1,078)<br>0<br>0|0<br>840<br>(840)<br>0<br>0|0<br>1,161<br>(1,161)<br>0<br>0|**154,360**<br>**225,642**<br>(241,720)<br>0<br>0|
|ClosingBalance at 31st December 2025|136,046|0|0|0|0|0|1,160|0|0|0|0|0|1,075|0|0|138,282|
|**Summary**<br>**2025**<br>**2024**<br>**2023**<br>Cash balance at 1st January<br>154,360<br>178,394<br>182,930<br>Gain/Loss<br>(16,078)<br>(24,034)<br>(4,537)<br>Cash balance at 31st December<br>138,282<br>154,360<br>178,394|||||||||||||||||





## **MUSIC AS THERAPY INTERNATIONAL ANNUAL ACCOUNTS 2025 Income Statement** 

|||**2023**|**2024**|**2025**|**2022**|**2021**|**2020**|**2019**|**2018**|**2017**|**2016**|**2015**|**2014**|**2013**|**2012**|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|||**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP £**|**GBP  £**|**GBP  £**|
|**Cash Income**||||||||||||||||
||**Unrestricted Income**|**160,067**|**112,098**|**212,730**|90,372|115,002|144,078|146,863|93,830|78,603|108,721|146,028|76,919|45,796|62,243|
||**Restricted Income**|||||||||||||||
||_Romania_|-|-|-|6,652|924|10|467|6,295|356|1,658|1,173|477|9,655|1,493|
||_Georgia_|2,000|-|-|2,000|-|-|150|1,088|1,000|2,200|1,100|7,115|1,126|452|
||_Rwanda_|-|15|-|22,000|-|-|-|2,860|740|2,240|4,572|12,687|3,377|11,627|
||_United Kingdom_|16,765|25,000|9,004|22,500|6,789|5,000|21,189|33,298|31,090|1,265|11,255|600|18,775|525|
||_India_|-|-|-|1,416|4,558|-|-|-|-|1,000|1,159|-|-|-|
||_Palestine_|-|-|-|-|-|-|-|58|4,000|-|70|1,737|1,693|4,595|
||_Ethiopia_|-|-|-|2,298|5,663|-|3,000|3,750|-|-|-|-|-|-|
||_Myanmar_|-|-|-|-|-|2,000|-|-|-|-|-|-|1,325|-|
||_Democratic Republic of the Congo_|-|-|-|-|-|-|-|-|-|-|-|-|-|-|
||_Jordan_|-|-|-|6,250|-|-|-|-|-|-|-|-|-|-|
||_Kenya_|-|-|203|-|-|-|-|-|-|-|-|-|-|-|
||_Peru_|-|-|-|-|-|-|-|-|-|-|-|-|-|821|
||_Restricted contribution to salary costs_|-|28,370|-|-|-|-|-|-|-|-|-|-|-|-|
||Activity Generated Income|2,629|1,690|3,704|1,141|11,225|4,266|-|-|-|-|-|-|-|-|
||**Total Cash Income for period**|**181,461**|**167,173**|**225,642**|**154,629**|**144,161**|**155,354**|**171,669**|**141,179**|**115,789**|**117,084**|**165,357**|**99,534**|**81,747**|**81,756**|
|**Cash Expenditure**||||||||||||||||
||Core Costs|24,925|26,516|32,461|23,620|26,072|12,324|58,228|65,095|57,337|52,944|38,445|40,666|33,178|31,616|
||Fundraising|18,972|15,658|23,970|17,877|10,925|10,455|18,083||_Historically_|_captured within MasT International (Unrestricted) expenditure_|||||
|See Note 2|Activities in Romania|26,596|30,274|30,044|19,890|15,825|12,672|8,652|8,055|9,830|9,634|19,824|15,019|20,412|13,202|
||Activities in Rwanda|11,393|2,370|1,388|7,532|9,430|11,551|1,069|5,907|23,700|9,433|11,804|10,394|15,648|1,526|
||Activities in the UK|45,455|46,106|66,660|45,432|47,217|35,549|32,509|22,874|32,726|19,518|15,044|15,232|8,116|9,143|
||Activities in Palestine|1,359|80|473|53|817|2,097|12,736|9,173|4,533|2,651|1,339|1,180|3,951|5,020|
||Activities in Georgia|14,780|18,087|19,074|11,923|1,362|466|2,024|2,771|705|5,095|2,908|10,785|1,936|995|
||Activities in Ethiopia|8,188|6,110|2,254|15,803|679|976|3,417|13,240|-|-|-|-|-|-|
|See Note 2|Activities in India|5,095|17,279|8,147|12,471|17,593|10,671|364|863|581|2,472|6,020|-|-|-|
||Activities in Myanmar|185|71|-|25|448|6,893|5,428|-|-|-|-|1,124|3,801|-|
||Activities in the Democratic Republic of the Congo|3,186|3,307|812|461|-|-|-|-|-|-|-|-|-|-|
||Activities in Jordan|12,439|11,196|2,144|8,276|-|-|-|-|-|-|-|-|-|-|
||Activities in Kenya|-|-|24,349|-|-|-|-|-|-|-|-|-|-|-|
||International Programme Development|13,424|14,153|29,942|9,357|13,926|17,781|-|-|-|-|-|-|-|-|
||Charity Development|-|-|-|-|9,555|-|-|-|-|-|-|-|-|-|
||**Total Cash Expenditure for period**|**185,998**|**191,206**|**241,720**|**172,720**|**153,849**|**103,654**|**142,510**|**127,977**|**129,411**|**101,746**|**95,384**|**94,400**|**87,043**|**61,846**|
||**Gain/Loss**|**(4,537)**|**(24,034)**|**(16,078)**|**(18,091)**|**(9,688)**|**51,700**|**29,159**|**13,202**|**(13,622)**|**15,338**|**69,973**|**5,134**|**(5,297)**|**19,910**|





## **Income Statement for January to December 2025 (12 months)** 

## **Income Analysis** 

|**Unrestricted Income** Regular Donations<br>20,663<br>Individuals (Unrestricted)<br>4,788<br>Major Donors (Unrestricted)<br>96,540<br>Community Fundraising (Unrestricted)<br>879<br>Individual Giving: Legacies (Unrestricted)<br>10,000<br>Trusts (Unrestricted)<br>25,000<br>Corporate (Unrestricted)<br>40,750<br>Gift Aid<br>7,025<br>Other<br>7,086<br>**Restricted Income** United Kingdom<br>9,004<br>Kenya<br>203<br>**Activity Generated Income** Romania<br>840<br>_(See Note 3)_ UK<br>1,703<br>Georgia<br>1,161<br>**Total Cash Income for theperiod**<br>**Expenditure Analysis**<br>**Fundraising** Fundraising<br>**Core Costs** Governance & Compliance<br>16,300<br>Charity Development<br>16,161<br>**Activities in Romania** Distance Learning 2024<br>295<br>_(See Note 2)_ Distance Learning 2025<br>13,190<br>Distance Learning Programme Development<br>255<br>Sharing Good Practice<br>70<br>INSPIRE caregivers to explore the ways music can<br>strengthen care<br>1,080<br>Local Partner Support<br>1,180<br>Strategy, Planning and Evaluation<br>413<br>Support Costs _(See Note 4)_<br>13,561<br>**Activities in Rwanda** INSPIRE caregivers to explore the ways music can<br>strengthen care<br>618<br>_(See Note 2)_ Strategy, Planning and Evaluation<br>144<br>Support Costs _(See Note 4)_<br>627<br>**Activities in the United Kingdom** Interactive Music-Making 2024-25<br>3,811<br>Interactive Music-Making 2025-26<br>7,783<br>ENTRUST Interactive Music Making<br>3,601<br>Music Helps (UK)<br>13,999<br>UK Partner Support (Motivation Programme)<br>879<br>UK Programme Development<br>2,046<br>Strategy, Planning and Evaluation<br>4,452<br>Support Costs _(See Note 4)_<br>30,087|**Unrestricted Income** Regular Donations<br>20,663<br>Individuals (Unrestricted)<br>4,788<br>Major Donors (Unrestricted)<br>96,540<br>Community Fundraising (Unrestricted)<br>879<br>Individual Giving: Legacies (Unrestricted)<br>10,000<br>Trusts (Unrestricted)<br>25,000<br>Corporate (Unrestricted)<br>40,750<br>Gift Aid<br>7,025<br>Other<br>7,086<br>**Restricted Income** United Kingdom<br>9,004<br>Kenya<br>203<br>**Activity Generated Income** Romania<br>840<br>_(See Note 3)_ UK<br>1,703<br>Georgia<br>1,161<br>**Total Cash Income for theperiod**<br>**Expenditure Analysis**<br>**Fundraising** Fundraising<br>**Core Costs** Governance & Compliance<br>16,300<br>Charity Development<br>16,161<br>**Activities in Romania** Distance Learning 2024<br>295<br>_(See Note 2)_ Distance Learning 2025<br>13,190<br>Distance Learning Programme Development<br>255<br>Sharing Good Practice<br>70<br>INSPIRE caregivers to explore the ways music can<br>strengthen care<br>1,080<br>Local Partner Support<br>1,180<br>Strategy, Planning and Evaluation<br>413<br>Support Costs _(See Note 4)_<br>13,561<br>**Activities in Rwanda** INSPIRE caregivers to explore the ways music can<br>strengthen care<br>618<br>_(See Note 2)_ Strategy, Planning and Evaluation<br>144<br>Support Costs _(See Note 4)_<br>627<br>**Activities in the United Kingdom** Interactive Music-Making 2024-25<br>3,811<br>Interactive Music-Making 2025-26<br>7,783<br>ENTRUST Interactive Music Making<br>3,601<br>Music Helps (UK)<br>13,999<br>UK Partner Support (Motivation Programme)<br>879<br>UK Programme Development<br>2,046<br>Strategy, Planning and Evaluation<br>4,452<br>Support Costs _(See Note 4)_<br>30,087|**TOTAL (GBP)**|
|---|---|---|
|||**212,730**|
||||
|||**9,207**|
||||
|||**3,704**|
||||
||**Total Cash Income for theperiod**|**225,642**|
|||**TOTAL(GBP)**|
|||**23,970**|
||||
|||**32,461**|
||||
|||**30,044**|
||||
|||**1,388**|
||||
|||**66,660**|



**Activities in Palestine** Strategy, Planning and Evaluation 260 



|_(See Note 2)_ Support Costs _(See Note 4)_<br>214<br>**Activities in Georgia** Local Partner Support<br>2,646<br>_(See Note 2)_ Distance Learning 2024-25<br>2,719<br>Distance Learning 2025-26<br>4,622<br>Distance Learning Programme Development<br>101<br>Sharing good practice<br>75<br>Strategy, Planning and Evaluation<br>302<br>Support Costs _(See Note 4)_<br>8,609<br>**Activities in Ethiopia** Local Partner Support<br>1,156<br>_(See Note 2)_ Strategy, Planning and Evaluation<br>80<br>Support Costs _(See Note 4)_<br>1,017<br>**Activities in India** Music Helps (India)<br>2,870<br>_(See Note 2)_ Local Partner Support<br>38<br>Strategy, Planning and Evaluation<br>1,561<br>Support Costs _(See Note 4)_<br>3,677<br>**Activities in Democratic Republic of the Congo** EQUIP  Training for Trainers<br>36<br>_(See Note 2)_ Local Partner Support<br>390<br>Strategy, Planning and Evaluation<br>20<br>Support Costs _(See Note 4)_<br>367<br>**Activities in Jordan** Distance Learning 2024<br>566<br>_(See Note 2)_ Local Partner Support<br>563<br>Strategy, Planning and Evaluation<br>48<br>Support Costs _(See Note 4)_<br>968<br>**Activities in Kenya** Introductory Training (Bombolulu School of<br>Promise)<br>13,125<br>_(See Note 2)_ Strategy, Planning and Evaluation<br>(with a FOCUS on impact)<br>233<br>Support Costs _(See Note 4)_<br>10,990<br>**International Programme Development** Sharing Good Practice<br>5,159<br>International Programme Development<br>3,376<br>EMBRACE a culture of continuous improvement<br>(with an emphasis on learning from others)<br>3,260<br>Strategy, Planning and Evaluation<br>4,632<br>Support Costs _(See Note 4)_<br>13,515<br>**Total Cash expenditure for theperiod**<br>**Surplus/(Deficit)**|_(See Note 2)_ Support Costs _(See Note 4)_<br>214<br>**Activities in Georgia** Local Partner Support<br>2,646<br>_(See Note 2)_ Distance Learning 2024-25<br>2,719<br>Distance Learning 2025-26<br>4,622<br>Distance Learning Programme Development<br>101<br>Sharing good practice<br>75<br>Strategy, Planning and Evaluation<br>302<br>Support Costs _(See Note 4)_<br>8,609<br>**Activities in Ethiopia** Local Partner Support<br>1,156<br>_(See Note 2)_ Strategy, Planning and Evaluation<br>80<br>Support Costs _(See Note 4)_<br>1,017<br>**Activities in India** Music Helps (India)<br>2,870<br>_(See Note 2)_ Local Partner Support<br>38<br>Strategy, Planning and Evaluation<br>1,561<br>Support Costs _(See Note 4)_<br>3,677<br>**Activities in Democratic Republic of the Congo** EQUIP  Training for Trainers<br>36<br>_(See Note 2)_ Local Partner Support<br>390<br>Strategy, Planning and Evaluation<br>20<br>Support Costs _(See Note 4)_<br>367<br>**Activities in Jordan** Distance Learning 2024<br>566<br>_(See Note 2)_ Local Partner Support<br>563<br>Strategy, Planning and Evaluation<br>48<br>Support Costs _(See Note 4)_<br>968<br>**Activities in Kenya** Introductory Training (Bombolulu School of<br>Promise)<br>13,125<br>_(See Note 2)_ Strategy, Planning and Evaluation<br>(with a FOCUS on impact)<br>233<br>Support Costs _(See Note 4)_<br>10,990<br>**International Programme Development** Sharing Good Practice<br>5,159<br>International Programme Development<br>3,376<br>EMBRACE a culture of continuous improvement<br>(with an emphasis on learning from others)<br>3,260<br>Strategy, Planning and Evaluation<br>4,632<br>Support Costs _(See Note 4)_<br>13,515<br>**Total Cash expenditure for theperiod**<br>**Surplus/(Deficit)**||
|---|---|---|
|||**473**|
||||
|||**19,074**|
||||
|||**2,254**|
||||
|||**8,147**|
||||
|||**812**|
||||
|||**2,144**|
||||
|||**24,349**|
||||
|||**29,942**|
||||
||**Total Cash expenditure for theperiod**|**241,720**|
||||
||**Surplus/(Deficit)**|**(16,078)**|





## **Note 1:  Restricted Funds** 

Throughout the year the Trustees monitor the expenditure against each project,  country programme and/or area of operation.  These funds are recorded in individual Memo Accounts and reported on in our quarterly accounts.  For management purposes it is helpful to track all income and expenditure throughout the year against each country programme or Activity Generated Income Fund, which means a cumulative deficit may be recorded.  This is an indication to the Trustees when our investment in particular area of our work exceeds the restricted or designated funds held, and the extent to which we are drawing on our Unrestricted Funds for the delivery of our activities. At the end of any given year, any residual Restricted or Activity Generated Funds are carried forward and any cumulative deficit is offset through an internal process of reallocating Unrestricted Funds.  The exception to this in 2025 was the fund restricted to cover salaried costs for the charity's Operations Officer, the depletion of which was similary tracked monthly in a Memo Account but, due to the complexity of extrapolating the salary from individual aspects of expenditure, its depletion was recorded in the Management Accounts at year end only. 

|end only.||||||||
|---|---|---|---|---|---|---|---|
||**Opening Balance**|**Q1**|**Q2**|**Q3**|**Q4**|**Reallocation of**<br>**unrestricted funds**|**Closing Balance**|
|**UK**|0|(5,093)|(14,148)|(18,614)|(26,489)|26,489|0|
|**Georgia**|0|(2,137)|(3,729)|(6,732)|(10,465)|10,465|0|
|**Rwanda**|0|(33)|(233)|(395)|(762)|762|0|
|**Romania**|0|(1,855)|(4,668)|(7,663)|(15,643)|15,643|0|
|**Palestine**|0|(4)|(20)|(143)|(260)|260|0|
|**India**|0|(1,434)|(2,577)|(3,707)|(4,470)|4,470|0|
|**Ethiopia**|0|(533)|(585)|(846)|(1,237)|1,237|0|
|**Democratic Republic of the Congo**|0|(10)|(44)|(368)|(446)|446|0|
|**Jordan**|0|(194)|(626)|(1,127)|(1,177)|1,177|0|
|**Kenya**|0|(1,830)|(10,243)|(12,905)|(13,156)|13,156|0|
|**Restricted contribution to salary costs**|17,172|17,172|17,172|17,172|17,172|(17,172)|0|



## **Note 2:  International Expenditure** 

Our activities extend to a number of countries overseas.  Typically the delivery of these activities requires investment of funds in the UK relating to co-ordination, the development of resources, planning and preparation.  In some instances, but not all, expenditure is also incurred in the country itself.  In compliance with our Financial Management and Procedures Policy, our overseas expenditure on activities in Georgia, Rwanda, Romania, India, Ethiopia, Kenya and Jordan in 2025 was recorded and reported to the Trustees, including details of to whom any direct transfer of funds were made overseas and how this transfer was made.  Our expenditure on activities in Palestine and the Democratic Republic of the Congo was incurred solely in the UK. 

## **Note 3:  Activity Generated (Designated) Funds** 

The Trustees separate income generated from the delivery of some of our activities from our Restricted Funds.  As these activities are developed and delivered, the funds are drawn down.  When an activity is complete, any residual funds are then released to our Unrestricted Funds (from which they contribute to Programme Support Costs for the relevant country). 

||**Opening Balance **|**Income 2025 **|**Expenditure 2025**|**Contribution to**<br>**Programme**<br>**and/or Support**<br>**Costs**|**Closing Balance**|
|---|---|---|---|---|---|
|**Activity Generated Income (UK)**|450|<br>1,703|<br>(1,078)|0|1075|
|**Activity Generated Income (Romania)**|0|<br>840|<br>(840)|0|0|
|**Activity Generated Income(Georgia)**|0|<br>1,161|<br>(1,161)|0|0|
|**TOTAL**|**450**|**3,704**|**(3,079)**|**0**|**1,075**|



## **Note 4:  Support Costs** 

We attribute Support Costs to our projects, comprising identified aspects of exenditure which can be legitimately apportioned to our different country programmes, at a level congruent to our wider investment in country-specific activities.  The table below shows the areas of expenditure comprising our Support Costs in 2025: 

|**Office costs**|10,179|
|---|---|
|**Commissioned admin services**|587|
|**Bank charges**|63|
|**Admin hours**|7,791|
|**Personnel**|58,187|
|**Website Hosting and Dev't**|1,918|
|**Corporate costs**|4,906|
|**TOTAL**|**83,632**|



From the total Support Costs apportionable, the following allocations were made: 

||**Project Costs**|_Proportion_|**Support Costs**|**Total Costs**|
|---|---|---|---|---|
|**Activities in Romania**|16,483|_16.21_|13,561|**30,044**|
|**Activities in Rwanda**|762|_0.75_|627|**1,388**|
|**Activities in United Kingdom**|36,572|_35.98_|30,087|**66,660**|
|**Activities in Palestine**|260|_0.26_|214|**473**|
|**Activities in Georgia**|10,465|_10.29_|8,609|**19,074**|
|**Activities in Ethiopia**|1,237|_1.22_|1,017|**2,254**|
|**Activities in India**|4,470|_4.40_|3,677|**8,147**|
|**Activities in the Democratic Republic of the Congo**|446|_0.44_|367|**812**|
|**Activities in Jordan**|1,177|_1.16_|968|**2,144**|
|**Activities in Kenya**|13,359|_13.14_|10,990|**24,349**|
|**International Programme Dev't**|16,427|_16.16_|13,515|**29,942**|
||**101,656**|-|**83,632**|**185,288**|





## **Annual Accounts 2025** 

These accounts report on the financial activity of Music as Therapy International from 1st January 2024 to 31st December 2025. 

Signed for and on behalf of the Trustees, 

John Ellis Chair of the Trustees 

5[th] June 2026 



Independent examine￿5 repwt to the trustees of P•knir 3sTherapy lrtemaormwl
I report to the trustees on my examination of the accounts of Music as Therdpy International (the
Charityl for the year ended 31 December 2025.
Responslbilttle5 and basts of rep)rt
As the trustees of the Charity you are responsible forthe preparation of the accounts in accordance
with the reQUi￿rnents of the Chaiities Act 2011 (the Act).
I report in respect of my examination of the Charivs accounts carried out under 5ertion 145 of the
2011 Act and in carrying out my examination I have followed all the applirable directions given by
the Chartty Commisston under section 14515){b} of the Act.
Independent eyaminerfs slatement
I have completed my examination. I confimi that no material matters have tome to my attention in
connection with the examination giving me cause to believe that in any material respect:
l. accounting records were not kept in respect of the charity as required by section 130 of the Act:
or
2. the accounts do not accord with those records.
I have no concerns and have come across no ot￿r matters in connertion with the examination to
which attention should be drawn in this ￿port in order to enable a proper understanding of the
accounts to be reached.
Mr Patrick Camey MA ACA
Institute of Chartered Accountants in England and Wales 8725238
Merstham. Surrey. RHI 3AE