Three Counties churches of Christ
Reports & Accounts
Financial Year Ending 3111212024
Contents
Legal & AdministratNe Details
Trustees Report
Independenl Examiners Report
Receipts & Paymerrts Ststement
Asset & Liability Slateffent
Notes lo Ihe Accounts
Created using ExpensePIus

Legal & Administrative Details
Charty Name:
Three Counties churches of Christ
Charity Number.
1207942
Charty Address:
8 Ludlow Way
Crox
VID33SH
Truslees..
Malcolm Cox (Appoirrted 22104120241
Penny Cox (Appointed 22104120241
Charl Olibller {Appointed 22104r20241
Bronwen Olivier IApp)inled 22103120241
Becky Makinson (Appointed 22104r20241
Dan Ma￿nsOn (Apwnted 22104120241
Independent Examiner." Tunde Odediran
16. Repton Way, Croxley Green, VdD3 3PW

Trustees Report
Objects of the charity
The objecls of the CIO are..
To advance the Christian faf(h for the benefft of the pUt￿lC in ￿ance with Chnstian principles.
This will be done through prayer meetings. worship and leaching services. and children-focused
events. The aim is lo encourage the living out of Christian p￿r￿Se5. Ihe imrtaiion of Christ. and the
showing of his love on earth to all people.
The fundamenlal of our farth is that we belEve in one God and that. through His tremendous
sacrificial love for us, we can have a pwsonal relationship with him. Our reS￿nSe is to setve him
and those around us.
Summary of the charity's main activities and achievements
To further the above obpcls and vision, the chantyts main &tNrtEs and &hievemenls were as
follows..
Summary of Main Activrties and ACh￿VeMents (First Six Months of 2024IThe charty ￿mMenCed
operations in 2024The ICCM provided initial funding of £94.295. representing donations from
members of the ¢ongregalion to support the establishment of the charity's work.The trustees were
appointed from Ihe existing leadership team, ensuring conlinuty of governance and oversight.
Malcolm Cox conlinued in his role as part-lime minister. and the charity conlinued the rental
agreernenl wrth Wesl Walford Free Church to FKOVKle surtable premises lor worship and ministy
activities.
The first xtNitEs were to set up the infrastrudure of the charity including:
Processes and p)Iwies
I i Financial aspects like a bank account. HMRC accounts and contracts
f Other governance matters like safeguarding arrangements and insurance
In accordance with ils charitable objective lo ajvance Ihe Christian farth for the benefft of the public
in accordance wrth Christian principles, the charity continued the consislent pattem of worship and
teaching. Weekty Sunday services continued to be held. complemented by men's and women's
mini51ry events and a children's church catering for a range of age groups from four years
upwards.
During this period. the facl1rt￿S were used for a numtw of athrties. a Welkbeing Conferen￿, one
off leaching evenls. social events designed to er￿rage fellowship and connections and evenls
which provided opportunities for leaching. fellowship. and the promotion of spiritual and emotional
hearth. The charity maintained strong Connections with the w¢der communty of asswated
churches, hosting visrting speaker5 and encouraging GollatK)ration and mutual support across
congregations. Malcolm also contributed to this ¥￿der fellowship through speaking engagements at
other churches.

Throughout its initial six frKMths. the charity's aCtiVrt￿ have focused on encouraging the practical
expression of Chrislian farth, fostering discipleship. and demonstrating the love of Chnsl wrthin the
congregation and the wider communty.
Plans for the Next PenodLooking ahead. the charity plans to deepen its tsus on family and
parenting support through the introduction of the Good Enough Parenting course, dessned lo
strengthen family relationships and equip parents with biblicalty based Principles for nurturing their
children. Particular emphasis will be placed on supporting parents of teens and pre-leens.
recognising the importance of fartl￿baSed guidance during this fOrn￿tIVe stage of developmenl.
In addition. the Injstees intend to revigH and develop a mediurTrtemi staffing ptan to ensure the
continued effecttveness and su$tainabilty of the charrty's nNnislry. This wll indude consKleralion of
future leadership and ministry needs as the chanty grows. alOngs￿e the ongoing development of
volunteer teams and administrative support.
In planning the activrties, the trustees have 8ppIEd the guidan* on public benefft issued by the
Charity Commission.
Financial Review
Financial Review for the PeTiod Ended 31 December 2024
The year 2024 represented the chanty's first perNJd of operation following its eslablishment in April
but operation from Juty 2024.
The charty began the year with an initial inllow of £94.295 from the ICCM. This amount
represented the Iransfer of contribulions previousty made by members of the Watford
Congregation of that charty. fomiing the chanty's opening fvnds and providing a strong financial
foundation for its activities.
During the period, the charrty received £19.397 in nEmber oyrtributions refiecting the generosty
and ongoing commitment of rts member5 and supporters.
Totsl income for the per￿ therefore arrKJunted lo £113,692.
An amount of £4.849 is due fr¢)m HMRC for Grfi AKJ for the year wh￿h was not received {and not
accounted for In the receipts and payments).
Total eXpendr(U￿ paid in the sarrE penc*J comwises administratrve costs- £1.484, detailed as
follows..
Accounting software- £105
Insurance - £320
Bank charge5- £25
Catering- £209
Children's ministry- £235
Event costs - £201
Safeguarding- £389
Addrtional key costs which a￿ accrued Iso shown as a Irat)ilty at 31 Decernber 2024} include..

Venue hire- £1,8CKi
Conlraclor costs- £7,350
Camp sUbS￿les- £225
Benevolence support- £175
On an accruals basis Ihis resulted in a net surplus of £107.506 for the perirml, which has been
carried foThvard to support fvture rninistry. teaching. and communty engagement inrtiattves.
Cash Receipts.. £113.692
Cash EXpendrtu￿.' £1.485
Closin9 Balance.. £112.207
A¢crued receipts (Grft AKII: £4,849
Accrued expendrture." £9.550
Closing reserve". £107.506
Funds in Deficlt
Reserves Policy
The trustees have considered the level of reserves Ihat the charity should maintain to ensure the
continuty of rts activttEs and the effective delivery of Tts charrtable objectives. As Ihe chanty is in its
first year of operation. a cautious approach has been alopted to establish a secure financial
foundation for future grTh•rth.
Al 31 December 2024, the chanty held reserves of £107,506, representing the surplus of income
over expendlture for the penod These fvnds are held in the chanty's deS￿nated bank accounts
and a￿ available lo meet short- and medium-tern C￿MItMentS, including venue hire, staffing,
and programme costs.
The trustees intend lo maintain sufficient reserves to cover at least Six n￿nthS of operating
expendrture, providing stabilty in the event of income fluctuations or unforeseen ¢ircumstances. A
portion of the reseryes may be designated in future years to support ministry initkgtives,
including family and youih progfammes. leadership development, and communty outreach.
The truslees review the reserves PK)51tion on a regular basis to ensure that funds a￿ held at an
appropriate level, in accordance wrth the chanty's finanaal strategy and its commrtment lo good
stewardship of resources entnjsted for the advancement of the Chrislian faith.

Signature
This report was approved by the trustees, and is SKJned on their behaw by..
Name
Jowl C'iikni
Sigttatt
Dale
Izlioliois

Receipts & Payments Statement
lknaliOrlS & Leg￿tlÉS
10.J¥T
19.J¥T
Gfft Aio
Evqm
Bank Intere¥
R•ntd
SthofFIx•oAu*J
Tr•75ferifj ICCM
94
C•nng
Cc4ti
x*i
nay
1185
Cash Brmht
112JT
112207

Asset & Liability Statement
Cash Assets
Yèar
1123)7
Other Monetary Assets
Ploir-4
Fixed Assets
NrAv%
E51pKroi
8 Bwlu*ryl
M￿& PA
& rr
Fumrtu
V8h￿
Liabilities
P4ntC-9
HMRC P•
9.550
Signaturn
These accounts have been appr¢)ved by the Irustees. aTrJ afe signed on their behalf by..
Name
wen Oli¥iel
Date
11
iolzozs

Notes to the Accounts
Accounting Policies
The accounts have been prepared on a receipts and payments basis and comprise a ststemenl
that shows the chaty's receipts and payments. a statement that summarises the charty's assets
and liabiltties and related notes. The accountancy profession have determined that only accounts
prepared in accordance with applicable accounling standards p￿Sent a 'true and fairf view and, as
these receipts and payments accounts have not land cannot) be prepared in accordance with
accounting standards. these accounts do not present land are nol intended lo present) a 'true and
fairf view of the d)anty's finanaal actNities and slate of affairs.
General funds are unrestricted funds wh¢h are available for use at the discretion of the trustees in
furtherance of Ihe general objectives of the charity. DesNJnated funds Comprise Un￿$t￿lcted funds
that have been sel aside by the trustees for partbcular purwses. Restricted funds are donations
which are lo be used in accordance with specffic festrictions imposed by donors., they include
donation5 receNed from appeals for specific activityas or Projects.
Transactions to Related Parties
One of the Trustees serves as the minister. self employed and paKI on a mntractor basis {part
lime).
Although no payments were made in the period. £7.350 is ￿Ued in the I￿bil￿1eS for the year for
2024.
There were no other transactions with related parties during Ihe accounting penod.
Movement of Funds lu¥h basis
FiinJ NAM
Gen•ra (Unr•th￿•d)
113$92
112207
1485
17J.f*Z
Movement ol Funds (accrual basis)
Ftrnd NJth¢
GenEY*.UYr￿￿tsBa,
118 54.
107
110541
11.035

Independent Examiners Report
311
rt to Ihe tru5tee5 on my examlnatM)n tyf the ￿Counts01Th*¢e C￿r￿e5 cMwche5 01 Ch￿t (Yhe thanty'l for the ye•rended
2r2024.
ResponsibilitlÈ$ 3nd 80515 of Report
As the trustees of the chanty you are re5PmsiD* forV* prep¥akn rfthe acctyJTts In accordance wrth the ofthe
Cha•￿eS Art 2011 1.the 2011 Act'l.
I report In respect ol my exarninan￿ of the ch¥Jty's acc￿MIs carried rArt undef sectim 145 of the 2011 Art and th ¢atyn
examinabon I have Idlowed all the apt4table gwi by the Chanty Commsyon ul￿r secbon 1451511bl of the 2
out my
IiArt
Independent ￿aMi￿*S Statwnent
I have compjered m examinaton. I conllrn that nD ma¢tri•l mottu5 my attentsrn in crmnection with the exam1￿knOn
giving me cause to
¢ve that In any materi311Èspett'.
l. acipuntyng ￿cordS were not kept In accordance *?th section 130 of 2011 *£L'
2. the occounts do not actorf with the acctyJnbr¥J rKord
I have no concerns arNI htyve come acr055 no 01￿ matter5 in c￿ne￿lOn *rth Èx•rninat¥￿ to atrèntsw should be drawn in
order to enabFe a proper ￿lErStand1T￿4 of the accowr5 EO ￿ ￿￿h¢￿.
Independent Examinerfs Detsi
Name.
Tunde Odethran
C4r
ress.
16, Way. Croxky Green. WD3 3nY
X- IK) -