MOW COP COMMUNITY CHURCH TRUSTEES’ ANNUAL REPORT FOR 2025
OBJECTIVES
Mow Cop Community Church is a CIO registered with The Charity Commission for England and Wales (registration number 120773).
The church purposes, set out in its Constitution, are:
-
the advancement of the Christian faith in accordance with the Basis of Faith primarily but not exclusively within Mow Cop and the surrounding neighbourhood; and
-
such other charitable purposes as shall, in the opinion of the charity trustees, put into practice the Christian faith in accordance with the Basis of Faith, including but not limited to: the prevention and relief of need, hardship and sickness; the advancement of education; and the provision of facilities in the interests of social welfare for recreation or other leisure time occupation of individuals who have need of such facilities by reason of their youth, age, infirmity or disability, financial hardship or social circumstances with the object of improving their conditions of life.
ACTIVITIES
The church seeks to fulfil the above objectives by means of:-
-
Weekly corporate gatherings for worship, preaching, prayer and mutual encouragement.
-
Weekly corporate gatherings for Bible Study and prayer.
-
Weekly age-appropriate Christian teaching for primary school children.
-
Bi-weekly Saturday afternoon Craft Club.
-
Monthly (approximately) after church communal lunches and fellowship time on a Sunday.
-
Monthly mums and tots group.
-
Visits to local primary schools to share in their school assembly and/or lessons as and when invited by the school.
-
Regular financial giving to individuals and charities with the same objectives
All of the activities are provided by volunteers who are either members or attendees of the church and the Trustees are grateful for their dedication and commitment to their work. Volunteers are given appropriate training and are DBS checked where necessary.
All of the above activities are accessible free of charge to members of the general public and are promoted through notices outside the church, the church website, local social media postings, and via word of mouth by members and attendees of the church.
PUBLIC BENEFIT
The Trustees have regard to the requirement for the charity to have public benefit.
In addition to the public benefit noted above, the Trustees make the church premises available to:-
- The Mow Cop Killer Mile organisation as the HQ for the race, usually involving several hundred competitors.
MOW COP COMMUNITY CHURCH TRUSTEES’ ANNUAL REPORT FOR 2025
-
PCSO for ‘beat surgeries’
-
Local and National Government for use as a Polling Station.
-
A local home education group for group teaching and recreation sessions.
-
Home Educators as an accredited Exam centre for the Cambridge International Exam Board facilitating O Level, GCSE and IGCSE examinations.
No charge is made for use of the premises but donations to cover running costs are gratefully accepted.
ACHIEVEMENT OF OBJECTIVES
The Trustees have been encouraged to see an increase in attendance at regular meetings, with new people from the community becoming involved and benefitting spiritually and practically.
The bi-weekly craft club has continued to see good attendance and involvement. Thanks are given to those who run the club.
The church members benefitted from a weekend away in Shropshire, subsidised by church funds.
There was collaboration with the local Methodist Chapel for worship on Easter morning, and a family club in Autumn.
The bi-weekly ‘Criss-Cross’ club concluded at the end of 2024 due to dwindling numbers and key volunteers moving on.
The traditional Christmas Eve carol service and choir concert were aimed at village attendance.
reporting, and paper records of all transactions. The records are reconciled to the bank accounts on a monthly basis and are scrutinised annually by an Independent Examiner..
FINANCIAL REVIEW
The Church maintains its financial records on a receipt and Payment basis in accordance with the requirements of the Charity Commission.
The financial records are kept in a simple PC-based accounting package supplemented by a spreadsheet workbook to enable public the Church’s objectives.
The church is greatly encouraged by receiving gifts from neighbouring churches, and considerable donations from church members, and an increase of people. We are grateful for God’s goodness in providing adequate funds to enable the Church’s ministry to continue.
INCOME
70% of the Church’s income in 2025 came from donations made by church members, and those attending church services and other church activities.
The Church does not engage in fund raising from the general public.
The Church premises are not hired out but are occasionally used by individuals or groups on a donation basis provided such use does not conflict with or compromise
MOW COP COMMUNITY CHURCH TRUSTEES’ ANNUAL REPORT FOR 2025
EXPENDITURE
Expenditure on direct ministry to fulfil the church objectives was 57% of total expenditure, with the remaining 43% of expenditure covering running costs for the church building and compliance with legal obligations.
CURRENT FINANCIAL POSITION
The year- end balance in the current account amounts to £16,226.
The other cash assets in the savings account and 5 year bond amount to £13,063, giving a grand total liquid asset of £29,289.
In the view of the Trustees these funds give adequate reserves for the charity to continue fulfilling its objectives for the next 12 months.
The value of the church building in the accounts has been shown as £490,000.
BUDGET FOR 2026
A budget for 2026 has been set and agreed by the Trustees and was presented for approval of the church members at the church AGM in April.
The budget has been drawn up based on the current level of regular donations and as a continued measure focuses on non-discretionary items of expenditure. This means that the ministry of the church will major on low-cost options to fulfil the church’s objectives, building up on the previous year’s net surplus, enabling some fiscal relaxation.
The budget can only reflect known or anticipated circumstances and it is therefore managed on a monthly basis, by curtailing discretionary expenditure if income falls short of the budgeted amount
As from 1 January 2025 the Pastor is a part time employee of the church.
SAFEGUARDING
The church has an up to date safeguarding policy and appointed Safeguarding Co-Ordinator and Deputy Co-ordinator. Advice and guidance on safeguarding matters is taken from the advisory group Thirty-one:Eight (Charity number 1004490).
There were no safeguarding incidents in the period 01-01-2024 to 31-12-2024 which required reporting to the Charity Commission.
STRUCTURE, GOVERNANCE AND MANAGEMENT
This year, Mow Cop Community Church transitioned from being a CUA charity (registration 1052515) to a CIO (registration 1207731).
With the services of Edward Connor Solicitors, a new Church Constitution and Handbook were created, these being adopted at a members’ meeting on 17[th] March 2024.
The new CIO was established on 4[th] April 2025. The church members voted (23[rd] June 2025) and trustees resolved (14[th] July 2025) to transfer all the CUA’s assets into the CIO once given approval by the Charity Commission, which took place on 23[rd] September 2024.
The members and trustees of CUA charity became first members and trustees of CIO charity.
The CUA charity was deregistered on 22[nd] November 2025.
MOW COP COMMUNITY CHURCH TRUSTEES’ ANNUAL REPORT FOR 2025
Thanks are given especially to Chris Brook for leading the work on changing our charity structure.
Pastor Matthew Coster is to be taken on as an employee of the Church, commencing 1[st] January 2025.
| Trustee name | Office (if any) | Dates acted if not **for whole year ** |
Name of person (or body) entitled to appoint trustee (ifany) |
|---|---|---|---|
| Matthew Coster | Pastor / Chair | Whole duration | Church Council |
| Christopher Gordon Brook |
Elder / Assistant treasurer |
Whole duration | As Above |
| Sheila Walton | Treasurer | Whole duration | As Above |
Sheila Walton took over the Treasurer’s role in 2024.
Christopher Brook will be moving out of the area in 2025, but has agreed to remain in his capacities for up to one year until a replacement has been found.
The Church are eager to appoint a suitable replacement in role of Elder and Trustee.
The church is a member of the Fellowship of Independent Evangelical Churches (FIEC), charity number 1168037.
REFERENCE AND ADMINISTRATIVE DETAILS
| Charity name | Mow Cop Community Church |
|---|---|
| Other name the charity uses | Until 2004 known as‘Mow Cop Pentecostal Church’ |
| Registered charitynumber | 1207731(Formerly1052515) |
| Charity’s principal address | Top Station Road Mow Cop Stoke-on-Trent Staffordshire ST7 3NY |
DECLARATIONS
The trustees declare that they approve the above Trustees’ Report Signed on behalf of the charity trustees:
MOW COP COMMUNITY CHURCH
TRUSTEES’ ANNUAL REPORT FOR 2025
| Signature | ||
|---|---|---|
| Full Name | SHEILA WALTON | MATTHEW COSTER |
| Position | Treasurer | Chair |
| Date | 27thApril 2026 | 27thApril 2026 |
Mow Cop Community Church CIO Charity No 1207731 Closing Summary for 1 January to 31 December 2025
| Closing | Summary for 1 January to 31 December 2025 | Summary for 1 January to 31 December 2025 | Summary for 1 January to 31 December 2025 | Summary for 1 January to 31 December 2025 | Summary for 1 January to 31 December 2025 | ||
|---|---|---|---|---|---|---|---|
| ACCOUNTS | |||||||
| ITEM | CASH | COOP BANK | KINGDOM BANK SAVINGS |
KINGDOM BANK BOND |
TOTAL FOR PERIOD |
||
| OPENING BALANCES: | |||||||
| Balance at bank on 31 December 2024 | £0.00 | £12,497.40 | £7,786.92 | £5,135.25 | £25,419.57 | ||
| Reimbursements due | £1,375.36 | £1,375.36 | |||||
| Payments not cleared | -£150.00 | -£150.00 | |||||
| Actual balance on 31 December 2024 | £0.00 | £13,722.76 | **£7,786.92 ** | £5,135.25 | £26,644.93 | ||
| INCOME: | |||||||
| Donatons - Gif Aided | £550.00 | £15,958.71 | £0.00 | £0.00 | £16,508.71 | ||
| Oferings - Gif Aided | £3,901.96 | £178.00 | £0.00 | £0.00 | £4,079.96 | ||
| Craf Club - Gif Aided | £326.48 | £0.00 | £0.00 | £0.00 | £326.48 | ||
| Restricted Funds - Gif Aided | £350.00 | £0.00 | £0.00 | £0.00 | £350.00 | ||
| Donatons - Non Gif Aided | £0.00 | £8,079.64 | £0.00 | £0.00 | £8,079.64 | ||
| Oferings - Non Gif Aided | £5.25 | £4.62 | £0.00 | £0.00 | £9.87 | ||
| Restricted Funds - Non Gif Aided | £4,159.90 | £1,612.91 | £0.00 | £0.00 | £5,772.81 | ||
| Tax Reclaim | £0.00 | £3,819.64 | £0.00 | £0.00 | £3,819.64 | ||
| Bank Interest | £0.00 | £0.00 | £25.25 | £115.54 | £140.79 | ||
| Sale of Goods | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | ||
| Room Use Donatons | £0.00 | £1,550.00 | £0.00 | £0.00 | £1,550.00 | ||
| SundryDonatons | £604.97 | £0.00 | £0.00 | £0.00 | £604.97 | ||
| TOTAL INCOME | £9,898.56 | £31,203.52 | £25.25 | £115.54 | £41,242.87 | ||
| EXPENDITURE: | |||||||
| Ministry Costs: | |||||||
| Adult Outreach | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | ||
| Childrens & Youth Work | £0.00 | -£118.38 | £0.00 | £0.00 | -£118.38 | ||
| Christan Resources | £0.00 | -£322.41 | £0.00 | £0.00 | -£322.41 | ||
| Craf Club Materials | £0.00 | -£65.17 | £0.00 | £0.00 | -£65.17 | ||
| Employee Net Salaries | £0.00 | -£10,042.48 | £0.00 | £0.00 | -£10,042.48 | ||
| Employee Pension Contributons | £0.00 | -£224.72 | £0.00 | £0.00 | -£224.72 | ||
| Employee Tax Deductons | £0.00 | -£1,878.00 | £0.00 | £0.00 | -£1,878.00 | ||
| Employer Pension Contributons | £0.00 | -£143.34 | £0.00 | £0.00 | -£143.34 | ||
| Employer Natonal Insurance | £0.00 | -£450.00 | £0.00 | £0.00 | -£450.00 | ||
| Payroll Processing | £0.00 | -£355.00 | £0.00 | £0.00 | -£355.00 | ||
| MinistryPayments | £0.00 | -£1,150.00 | £0.00 | £0.00 | -£1,150.00 | ||
| MissionaryGifs | £0.00 | -£1,130.00 | £0.00 | £0.00 | -£1,130.00 | ||
| Pastoral Expenses | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | ||
| Refreshments | £0.00 | -£468.10 | £0.00 | £0.00 | -£468.10 | ||
| Statoneryand Printng | £0.00 | -£392.94 | £0.00 | £0.00 | -£392.94 | ||
| Other | £0.00 | -£1,471.45 | £0.00 | £0.00 | -£1,471.45 | ||
| Running Costs: | |||||||
| BuildingMaintenance | £0.00 | -£121.97 | £0.00 | £0.00 | -£121.97 | ||
| Compliance | £0.00 | -£5,026.59 | £0.00 | £0.00 | -£5,026.59 | ||
| Consumables | £0.00 | -£415.75 | £0.00 | £0.00 | -£415.75 | ||
| Garden Maintenance | £0.00 | -£69.00 | £0.00 | £0.00 | -£69.00 | ||
| Heatng | £0.00 | -£1,790.03 | £0.00 | £0.00 | -£1,790.03 | ||
| Telephone and Internet | £0.00 | -£847.34 | £0.00 | £0.00 | -£847.34 | ||
| Power | £0.00 | -£1,034.68 | £0.00 | £0.00 | -£1,034.68 | ||
| Repairs and Renewals | £0.00 | -£3,225.93 | £0.00 | £0.00 | -£3,225.93 | ||
| SundryExpense | £0.00 | -£43.48 | £0.00 | £0.00 | -£43.48 | ||
| Water | £0.00 | -£247.76 | £0.00 | £0.00 | -£247.76 | ||
| Unknown | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | ||
| One Of Costs: | |||||||
| Additonal Equipment | £0.00 | -£872.67 | £0.00 | £0.00 | -£872.67 | ||
| BuildingAlteratons | £0.00 | £0.00 | £0.00 | £0.00 | £0.00 | ||
| Restricted Funds: Expenditure | £0.00 | -£6,691.42 | £0.00 | £0.00 | -£6,691.42 | ||
| TOTAL EXPENDITURE | £0.00 | -£38,598.61 | £0.00 | £0.00 | -£38,598.61 | ||
| SURPLUS/-DEFICIT | £9,898.56 | -£7,395.09 | £25.25 | £115.54 | £2,644.26 | ||
| TRANSFERS BETWEEN ACCOUNTS: | |||||||
| From Cash to Coop | -£9,898.56 | £9,898.56 | |||||
| From Kingdom Bank to Coop | |||||||
| From Kingdom Bank Bond to KB Savings | |||||||
| From Coopto Cash | |||||||
| TOTAL TRANSFERS | -£9,898.56 | £9,898.56 | £0.00 | £0.00 | £0.00 | ||
| CLOSING BALANCES: | |||||||
| Actual Balance at 31/12/2025 | £0.00 | £16,226.23 | £7,812.17 | £5,250.79 | £29,289.19 | ||
| Comprising:- | |||||||
| Balance at Bank on 31/12/25 | £0.00 | £16,226.23 | £7,812.17 | £5,250.79 | £29,289.19 | ||
| Plus Reimbursements due | £0.00 | ||||||
| Less Payments not cleared | £0.00 | ||||||
| Actual Balance at 31/12/2025 | £0.00 | £16,226.23 | **£7,812.17 ** | £5,250.79 | £29,289.19 | ||
INCOME:
Donations - Gift Aided Donations - GA Offerings - Gift Aided Offerings - GA Craft Club - Gift Aided Craft Club - GA Restricted Funds - Gift Aided Restricted Funds - GA Donations - Non Gift Aided Donations - non GA Offerings - Non Gift Aided Offerings - non GA Restricted Funds - Non Gift Aided Restricted Funds - non GA Tax Reclaim Tax Reclaim Bank Interest Bank Interest Sale of Goods Sale of Goods Room Use Donations Room Use Donations Sundry Donations Sundry Donations EXPENDITURE: Ministry Costs: Adult Outreach Adult Outreach Childrens & Youth Work Childrens and Youth Work Christian Resources Christian Resources Craft Club Materials Craft Club Materials Employee Net Salaries Employee Net Salaries Employee Pension Contributions Employee Pension Contributions Employee Tax Deductions Employee Tax Deductions Employer Pension Contributions Employer Pension Contributions Employer Natonal Insurance Employer Natonal Insurance Payroll Processing Payroll Processing QRPay Transaction Fees QRPay Transaction Fees Ministry Payments Ministry Payments Missionary Gifts Missionary Gifts Pastoral Expenses Pastoral Expenses Refreshments Refreshments Stationery and Printing Stationery Postage & Printing Toddler Group Toddler Group Other Other Running Costs: Building Maintenance Building Maintenance Compliance Compliance Consumables Consumables Garden Maintenance Garden Maintenance Heating Heating Telephone and Internet Phone and Internet Power Power Repairs and Renewals Repairs & Renewals Sundry Expense Sundry Expense Water Water Unknown Unknown One Off Costs: Additional Equipment Additional Equipment Building Alterations Building Alterations Restricted Funds: Expenditure Restricted Funds Expenditure TRANSFERS:
From Cash to Coop From Kingdom Bank to Coop From Coop to Cash Transfer to CIO 1207731
Transfer to Coop
Transfer to CIO 1207731
| DATE | PAYEE | CATEGORY | SUB CATEGORY | REF No. | AMOUNT | WITHDRAWL | DEPOSIT | BALANCE | STATUS | NOTES | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1/31/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -800 | 800 | 14330.37 | Payroll for month 10 (06/01/25 - 05/02/25 | Withdrawal | |||
| 2/27/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 13056.87 | Payroll for month 10 (06/01/25 - 05/01/25)\nEmployer/EmployeeWithdrawal | ||||
| 2/27/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 13037.67 | Payroll for month 10 (06/01/25 - 05/02/25)\nEmployer/EmployeeWithdrawal | ||||
| 2/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -761.6 | 761.6 | 12356.21 | Withdrawal | ||||
| 3/7/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 13380.23 | payroll for month 11 (06/02/25 - 05/03/25)\nEmployer/EmployeeWithdrawal | ||||
| 3/7/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 13333.05 | Payroll month 11 (06/02/25 - 05/03/25) | Withdrawal | |||
| 3/14/2025 | HMRC - Cumbernauld | Ministry Costs | Employee Tax Deductons | -600 | 600 | 12874.99 | Period from 06/01/25-05/04/25\nRef: 120PZ033985762512 | Withdrawal | |||
| 3/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -780.8 | 780.8 | 13372.75 | Withdrawal | ||||
| 4/10/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 14360.54 | Month 1 April 2025 | Withdrawal | |||
| 4/10/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 14346.14 | Month 1 April 2025 | Withdrawal | |||
| 4/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -780.8 | 780.8 | 13590.95 | Withdrawal | ||||
| 5/2/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -0.88 | 0.88 | 13414.99 | U/payment | Withdrawal | |||
| 5/14/2025 | Nest | Ministry Costs | Employer Pension Contributons | -13.74 | 13.74 | 15564.58 | Withdrawal | ||||
| 5/14/2025 | Nest | Ministry Costs | Employee Pension Contributons | -18.32 | 18.32 | 15546.26 | Withdrawal | ||||
| 5/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -780.8 | 780.8 | 14746.1 | Withdrawal | ||||
| 6/12/2025 | Nest | Ministry Costs | Employee Pension Contributons | -14.4 | 14.4 | 15202.39 | Withdrawal | ||||
| 6/12/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 15183.19 | Withdrawal | ||||
| 6/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -780.8 | 780.8 | 14541.94 | Withdrawal | ||||
| 6/30/2025 | HMRC - Cumbernauld | Ministry Costs | Employee Tax Deductons | -600 | 600 | 14044.94 | Withdrawal | ||||
| 7/10/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 14488 | Withdrawal | ||||
| 7/10/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 14473.6 | Withdrawal | ||||
| 7/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -780.8 | 780.8 | 14718.16 | Withdrawal | ||||
| 8/13/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 18625.23 | Withdrawal | ||||
| 8/13/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 18610.83 | Withdrawal | ||||
| 8/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -780.8 | 780.8 | 19207.43 | Withdrawal | ||||
| 9/11/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 20521.3 | Withdrawal | ||||
| 9/11/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 20502.1 | Withdrawal | ||||
| 9/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -948.8 | 948.8 | 17361.97 | Withdrawal | ||||
| 9/30/2025 | HMRC - Cumbernauld | Ministry Costs | Employee Tax Deductons | -582 | 582 | 16930.18 | Withdrawal | ||||
| 10/10/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 19062.12 | Part of £33.60 | Withdrawal | |||
| 10/10/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 19047.72 | Part of £33.60 | Withdrawal | |||
| 10/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -948.8 | 948.8 | 19292.41 | Withdrawal | ||||
| 11/12/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 20266.98 | Withdrawal | ||||
| 11/12/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 20252.58 | Withdrawal | ||||
| 11/28/2025 | Mat Coster | Ministry Costs | Employee Net Salaries | -948.8 | 948.8 | 18285.24 | Withdrawal | ||||
| 12/11/2025 | Nest | Ministry Costs | Employer Pension Contributons | -14.4 | 14.4 | 20243.54 | Withdrawal | ||||
| 12/11/2025 | Nest | Ministry Costs | Employee Pension Contributons | -19.2 | 19.2 | 20224.34 | Withdrawal | ||||
| 12/28/2025 | Mathew Coster | Ministry Costs | Employee Net Salaries | -948.8 | 948.8 | 16566.2 | Withdrawal | ||||
| 12/28/2025 | HMRC | Ministry Costs | Employer Natonal Insurance | -450 | 450 | 16116.2 | payroll period 06/10/25 - 05/01/26 \n\nE.N.I £450Withdrawal | ||||
| 12/28/2025 | HMRC | Ministry Costs | Employee Tax Deductons | -96 | 96 | 16020.2 | Payroll Period 06/10/25 - 05/01/26 | Withdrawal |
-12738.54
DATE PAYEE
CATEGORY
SUB CATEGORY
REF No. AMOUNT WITHDRAWL DEPOSIT BALANCE STATUS NOTES
| 1/19/2025 | Jean Boon | Restricted Funds | Restricted Funds - non GA | J3 | £7.50 | £7.50 | £15.88 | Towards deflrillator | Deposit | |
|---|---|---|---|---|---|---|---|---|---|---|
| 2/12/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | £428.00 | £428.00 | £428.00 | donatons from congregaton for Chris and Beth's leaving gif | Deposit | ||
| 3/2/2025 | Jean Boon | Restricted Funds | Restricted Funds - non GA | M1 | £11.00 | £11.00 | £76.00 | Towards Defbrillator | Deposit | |
| 3/16/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | M3 | £870.84 | £870.84 | £944.20 | Donatons from book stall sales for Church defbrulator) | Deposit | |
| 3/23/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | £335.00 | £335.00 | £442.90 | Donatons towards Defbrulator | Deposit | ||
| 4/1/2025 | Congregaton members | Restricted Funds | Restricted Funds - non GA | £370.00 | £370.00 | £370.00 | deposits paid for Cloverly Hall Weekend of £220 + £150 paid in full from Jean Boon. Deposit | |||
| 4/6/2025 | Jean Boon | Restricted Funds | Restricted Funds - non GA | A1 | £11.00 | £11.00 | £60.05 | Towrds Defbrillator | Deposit | |
| 4/6/2025 | Joanne Hopkinson | Restricted Funds | Restricted Funds - non GA | A2 | £80.00 | £80.00 | £340.05 | Cloverley hall trip | Deposit | |
| 4/6/2025 | Jean Winterton | Restricted Funds | Restricted Funds - non GA | A2 | £20.00 | £20.00 | £360.05 | Cloverley hall trip | Deposit | |
| 4/20/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | A3 | £500.00 | £500.00 | £526.00 | Unknown donaton towards new kitchen cooker | Deposit | |
| 4/28/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | A4 | £6.56 | £6.56 | £51.56 | towards Defbrilator | Deposit | |
| 5/11/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | M2 | £8.00 | £8.00 | £96.00 | donatons from book stall - towards defbrillator | Deposit | |
| 5/18/2025 | Joanne Hopkinson | Restricted Funds | Restricted Funds - non GA | M3 | £40.00 | £40.00 | £102.00 | For cloverley Hall Trip | Deposit | |
| 5/25/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | M4 | £5.00 | £5.00 | £90.00 | Donatons book stall - difbrilator | Deposit | |
| 5/25/2025 | Jean Winterton | Restricted Funds | Restricted Funds - non GA | M4 | £20.00 | £20.00 | £110.00 | Installment Cloverley Hall | Deposit | |
| 6/15/2025 | Jean Winterton | Restricted Funds | Restricted Funds - non GA | J3 | £10.00 | £10.00 | £118.00 | Installment cloverley Hall Trip | Deposit | |
| 6/30/2025 | Jean Winterton | Restricted Funds | Restricted Funds - non GA | J5 | £20.00 | £20.00 | £81.00 | Cloverley Hall | Deposit | |
| 8/10/2025 | Joanne Hopkinson | Restricted Funds | Restricted Funds - non GA | Aug-02 | £70.00 | £70.00 | £397.00 | Cloverley Hall | Deposit | |
| 8/31/2025 | Joanne Hopkinson | Restricted Funds | Restricted Funds - non GA | £50.00 | £50.00 | £232.00 | Cloverley Hall | Deposit | ||
| 8/31/2025 | Jean Winterton | Restricted Funds | Restricted Funds - non GA | £80.00 | £80.00 | £312.00 | Cloverley Hall | Deposit | ||
| 9/7/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | S1 | £730.00 | £730.00 | £730.00 | Donatons for the two families in Mow Cop who lost their homes to fre | Deposit | |
| 9/7/2025 | Peter Finney | Restricted Funds | Restricted Funds - non GA | S1 | £170.00 | £170.00 | £900.00 | Full payment for Cloverley Hall weekend | Deposit | |
| 10/5/2025 | Joanne Hopkinson | Restricted Funds | Restricted Funds - non GA | O1 | £60.00 | £60.00 | £100.00 | Remainder owed for Cloverley Hall | Deposit | |
| 11/9/2025 | Unknown | Restricted Funds | Restricted Funds - non GA | N3 | £215.00 | £215.00 | £247.00 | Donatons towards a cooker for a members brother | Deposit | |
| 11/22/2025 | Tear Fund | Restricted Funds | Restricted Funds - non GA | N4 | £42.00 | £42.00 | £42.00 | Tear fund quiz - donatons | Deposit |
CATEGORY Bank Interest
DATE PAYEE
12/31/2025 Kingdom Bank
| SUB CATEGORY | REF No. | AMOUNT | WITHDRAWL | DEPOSIT | BALANCE | |
|---|---|---|---|---|---|---|
| Bank Interest | 25.25 | 25.25 | 7812.17 |
STATUS NOTES
DATE PAYEE CATEGORY Bank Interest
9/22/2025 Kingdom Bank
SUB CATEGORY REF No. AMOUNT WITHDRAWL DEPOSIT BALANCE STATUS NOTES Bank Interest 115.54 115.54 5250.79 R
MOW COP COMMUNITY CHURCH CIO CHARITY NUMBER 1207731 Accounts for the period 1/01/2025 to 31/12/2025
Income and Expenditure
| 2025 | 2024 (Mainly 23/9/24 to 31/12/24) | 2024 (Mainly 23/9/24 to 31/12/24) | ||||
|---|---|---|---|---|---|---|
| £ | £ | £ | £ | |||
| Tithes & offerings | 8,090 | 1,271 | ||||
| Total Covenants/Gift Aid | 20,915 | 5,435 | ||||
| Tax Reclaim | 3,820 | 1,308 | ||||
| Sundry & Room use donations | 2,155 | 1,040 | ||||
| Sale of Goods | - | - | ||||
| Interest received | 141 | 19 | ||||
| Church events & refreshments | - | |||||
| Restricted Funds | 6,123 | 815 | ||||
| Total income | 41,243 | 9,888 | ||||
| Employment | 12,739 | 2,780 | ||||
| Ministry Payments | 1,150 | 330 | ||||
| Missionary gifts | 1,130 | 370 | ||||
| Outreach | 118 | 22 | ||||
| Christian Resources | 322 | 100 | ||||
| Refreshments, Housekeeping & Mtce | 1,006 | 571 | ||||
| Building alterations & gardens | 69 | 59 | ||||
| Repairs, Renewals & New Equipt | 7,947 | |||||
| Light, heat & Water | 3,072 | 713 | ||||
| Compliance/Insurance | 1,534 | 571 | ||||
| Stationery & Printing | 393 | 89 | ||||
| Telephone/Internet | 847 | 148 | ||||
| Sundry expenses | 1,580 | 101 | ||||
| Restricted Funds | 6,691 | 85 | ||||
| Total expenses | 38,599 | 5,939 | ||||
| Net surplus/(deficit) | 2,644 | 3,949 |
MOW COP COMMUNITY CHURCH CIO CHARITY NUMBER 1207731 Balance Sheet as at 12/31/2025
| Building Cost Current Assets Income tax recoverable Prepayments & accrued income 2 Year Bond Short term deposits Bank balance Cash in hand Current Liabilities Accruals Other creditors Net Current Assets Total Net Assets FINANCED BY Capital Account Balance at start of year Surplus/(Deficit) for the year Adj to Receipts and Payments Basis Balance at end of year |
2 £ - 5,251 7,812 16,226 - |
025 £ 165,418 29,289 194,707 191,941 2,644 122 194,707 |
2 £ - 5,135 7,787 13,723 - |
024 £ 165,418 26,523 |
|---|---|---|---|---|
| 29,289 | 26,645 | |||
| - | 122 - |
|||
| - | 122 | |||
| 191,941 | ||||
| 187,992 3,949 |
||||
| 191,941 |
Notes
| Fixed Assets Cost At 1 January 2003 Additions Disposals At 31 December 2003 Depreciation At 1 January 2003 Charge for the year Disposals At 31 December 2003 Net book value At 31 December 2003 At 31 December 2002 |
Freehold land & buildings 165,418 9,048 165,418 9,048 - 9,048 - 9,048 165,418- 165,418- Fixtures & fittings |
Total 174,466 - |
|---|---|---|
| 174,466 | ||
| 9,048 - |
||
| 9,048 | ||
| 165,418 | ||
| 165,418 |
The building is now insured for a rebuilding value of £490,038.
Independent examiner's report on the accounts
| Report to the trustees/ members of On accounts for the period ended Set out on pages Respective responsibilities of trustees and examiner Basis of independent examiner’s statement Independent examiner's statement Signed: Name: Relevant professional qualification(s) or body (if any): Address: |
MOW COP COMMUNITY CHURCH | ||
|---|---|---|---|
| 31 DECEMBER 2025 Charity no (if any) |
|||
| 1207731 | |||
| 1-2 | |||
| The charity's trustees consider that an audit is not required for this year (under section 43(2) of the Charities Act 1993 (the Act)) and that an independent examination is needed. It is my responsibility to • examine the accounts (under section 43 of the Act), • to follow the procedures laid down in the General Directions given by the Charity Commission (under section 43(7)(b) of the Act), and • to state whether particular matters have come to my attention. My examination was carried out in accordance with General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the accounts. In the course of my examination, no matter has come to my attention (other than that disclosed below ) 1. which gives me reasonable cause to believe that in, any material respect, the trustees have not met the requirements to ensure that: • proper accounting records are kept (in accordance with section 41 of the Act); and • accounts are prepared which agree with the accounting records and comply with the accounting requirements of the Act; or 2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Please delete the words in the brackets if they do not apply. S.A.M. Corcoran Date:March 2026 |
|||
| March 2026 | |||
| S.A.M. CORCORAN | |||
| INSTITUTE OF CHARTERED ACCOUNTANTS IN ENGLAND & WALES | |||
| ACHILLES ACCOUNTANCY LTD | |||
| 7 RADBROKE CLOSE | |||
| SANDBACH | |||
| CHESHIRE CW11 1YT |
1
December 2005
IER
Disclosure section
Only complete if the examiner needs to highlight material problems.
Give here brief details of any items that the examiner wishes to disclose .
In September 2024 the assets of Mow Cop Community Church charity number 1052515 were transferred to Mow Cop Community Church CIO 120773. The bank account for Mow Cop Community Church charity number 1052515 was then closed.
In 2025 £1255 was raised for the purchase of a defibrillator, with much of the income coming from book sales. A defibrillator was purchased and installed at a cost of £1096. The balance of £159 was used for related purposes.
2
December 2005
IER