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2025-12-31-accounts

saint stephen’s

Saint Stephen’s Church, Prittlewell 90 Alton Gardens, Prittlewell, Southend-on-sea, Essex. SS2 6QZ

Annual Report and Financial Statements of the Parochial Church Council for the Year Ended 31st December 2025

Incumbent:

Revd Colin S Baldwin 26 Eastbourne Grove Westcliff-on-sea Essex SS0 0QF

Bank: Barclays Bank 127 High Street Southend-on-sea SS1 1JS

Independent Examiner: Mr Danny Keech

Administrative Information:

Saint Stephen’s Church is situated in the Parish of Saint Stephen, Prittlewell. It is part of the Diocese of Southend within the Church of England. The Parochial Church Council is a body corporate (PCC Powers Measure 1956 and Church Representation Rules 2006). Saint Stephen's is a registered Charity " THE PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF PRITTLEWELL ST STEPHEN"

Charity Number: 1207522.

The church currently operates from within the former vicarage at 213 Manners Way, in what is referred to as the 213 project, or just "213."

PCC members who have served at any time from APCM 2025 until the date this report was approved are:

Aims and Purposes:

Saint Stephen’s Parochial Church Council has the responsibility to co-operate with the incumbent, Revd Colin Baldwin, in promoting in the parish the whole mission of the church, pastoral, evangelistic, social and ecumenical. The PCC also have the responsibility for the maintenance and care of the church buildings, 213 Manners Way and associated land, including the adjacent play space. We value story, relationships, scripture, mission, worship, creativity, respect and integrity, inclusivity, generosity, play and promoting a life balance of rest, work, play, worship quiet and prayer.

AGENDA

Structure, Governance and management:

1.00 Preliminaries

2.00 Electoral Roll - Report on revised roll

The electoral roll has been duly revised and displayedin accordance with the Church Representation Rules. There has been one addition to the roll. There are therefore 14 people on the roll for 2026.

3.00 Annual report on the proceedings of PCC

ObjectiveS : PErformance : Activities

The method of appointment of PCC members at Saint Stephen’s is in accordance with the Church Representation Rules. At Saint Stephen’s the membership of the PCC consists of the incumbent, curate, churchwardens and those elected by members on the electoral roll. Saint Stephen’s actively encourages all eligible members to register on the electoral roll and stand for election in order to reflect our small but diverse congregation.

We have experimented with the other churches in the group to hold joint PCC meetings, enabling clearer communication and understanding whilst maintaining the integrity of each separate PCC.

Our aim is to provide a place for the community; creating an environment that is both supportive and encouraging; where peace and the relevance of God throughout life can be found for all people - of faith or of none.

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PCC take extremely seriously Safeguarding, Health and Safety and environmental issues and review the relevant policies annually.

Health and Safety issues have been dealt with on a case by case basis, records of any accidents are recorded and action taken appropriately.

We continue to struggle with the condition of the hall which has fallen into disrepair despite different ideas to refurbish it. The costs however, far outweigh the ability to fund-raise for it. A proposal to use the premises for a day nursery was put forward and negotiations were successful however to bring the building up to Ofsted standards means, according to the builders, a full demolition and replacement of the building. Southend Council agree that it is a good location and could provide good facilities. We will look into funding for this during 2026.

Following some vandalism during the year the PCC has managed to replace a couple of windows on the rear of the church with a view to bringing these rooms back into use.

The PCC aims to refurbish the toilets in early 2026, providing accessible facilities as the start of further works bringing the building back to full time usage. Plans are for some community groups including those for youth and children.

The main objectives for the PCC, were to:

The PCC is aware of the Charity Commission’s guidance on public benefit. The PCC believes

it provides a benefit to the public by:

4.00 Financial statements of the PCC

Headlines and accounting

General Fund shows surplus of £3397.88 however the Outreach Fund shows a deficit of £4206.50. Although all other funds show a surplus, some of which are restricted funds, in essence the church is balancing the books, the income largely due to generous giving together with rental from the flat, church and office.

ANNUAL INCOME 2025

Giving and donations

Giving - Giving direct to the bank (gift-aided) has increased by 19% (£7103) but there have been no one-off (non-gift-aided) donations identified. Last year there were £6225.

Loose plate collections are significantly down due to the fact that the Friday evening services were halted for the year.

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Gift Aid was recovered during 2025 in the sum of £5348.54; this covered two years. Other income was generally in line with last year.

Community Café/Coffeehouse income shows an increase of around £800 from £5423. 42 in 2024 to £6048.87. Expenditure though has also increased by £655 from £2772.95 to £3428.09. The success/effectiveness of this project shouldn't be judged upon income and expenditure but it does more than cover its cost, aside from the salary of the Project Leader which has been grant funded.

General personal giving is roughly in line with last year.

ANNUAL EXPENDITURE 2025

We continue to meet our Parish Share in full £13994.64, a slight rise from last year. We do receive a small discount as we pay the diocese by direct debit.

Energy costs at 213 have been significantly reduced to a large degree because of the insulation installed in the roof during the summer.

We have carried out more major capital works during 2025 for 213, amounting to £3265.31

Central staffing costs have been reduced due to the changes in staffing arrangements.

SUMMARY

Overall income and expenditure is skewed due to grants being received in one year and being spent in the next. The accounts therefore show that income fell by £63043 when compared to 2024, whilst expenditure was reduced by £11640 compared to 2024.

The PCC hold no significant reserves, because

all monies are allocated to funds for use during the next year. Paid staff are funded contractually using grant funding. Clergy are financed by the Church of England. The buildings and site are owned by Chelmsford Diocese. The PCC regularly monitors the cash flow and ensure that funds are raised before being committed to spend and reviews the policy annually.

CONCLUSION

The church is in a stable condition financially, however we do not have the funds to redevelop the hall, nor refurbish the church. We will continue to fund-raise for both these projects during 2026.

We are grateful for KMAC, Church of Pentecost and income from the tenants of the flat to ensure that the finances of the church remain stable.

Please refer to examined accounts pages 13-25

Accounts listed in this report are: Receipts and Payments by Report Group Analysis of Receipts and Payments Statement of Assets and Liabilities by fund Fund Movement Summary Balance Sheet Monthly Income and Expenditure

5.00 Churchwardens’ report including Fabric, goods and ornaments

The church has seen significant improvements this year. We now (2026) have a newly refurbished disabled toilet which means that we can now use the church building for services in the future. It is hoped that we can now resume our regular Friday evening services in the summer and hold our four weekly midweek communion in the church.

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Financially we are stable, largely due to rental incomes and proceeds from the Coffee House.

Thanks are due to Colin for keeping our account in order.

The Coffee House at 213 continues to thrive. Regular events are held for children during half-terms and holidays. We also had a very successful “Carols rounds the fire” with a BBQ. Several schools now use us for work experience and others to provide their pupils the opportunity to try something different.

We are very grateful to Dawn and Janine for their running of the Coffee House and the garden. We also thank our volunteers who help every week. They help to keep everything smoothly.

funding from the Mission Opportunities Fund for use by Deanery to which churches can apply. This may be relevant for Saint Stephen's in the future

7.00 Election of representatives for PCC

Sophie Matthews has been nominated to serve on PCC

8.00 Appoint independent examiner

Proposal - Mr Danny Keech has agreed to stand as Independent Examiner for next year.

9.00 Reports

9:01 VICAR"S REPORT

Quinquennial Inspection

Several items on the QI report have been covered including works to trees, gutters, gullies, overflow pipes, replacement of fences, replaced safety glass. as well as ongoing maintenance and path clearance.

Other areas of work will be covered during refurbishment phase. Further details are available upon request.

There has been no change in terms of silverware, ornaments and furnishings

Allan Lassam and Sue Reynolds - Churchwardens

6.00 Report on the proceedings of the Deanery Synod

Area Dean Louise Williams continues to lead the Deanery. There have been discussions upon theological and local topics, such as housing, youth and children’s work. Perhaps most significantly has been the allocation of

I started 2025 with a three month sabbatical, taking the opportunity to travel to Fiji and Hong Kong/China. The initial month was intense study of Art Therapy, developing plans to use those skills within the church environment. During the last month I followed an artistic passion and developed new skills experimenting with fluid art. This was most satisfying, although expensive! I realised how I needed this break from the norm. It also served as a nudge to plan for future retirement.

The churches managed worship during this time with some musicians coming from Southend Christian Fellowship - many thanks to Pete Burgess for 'lending' out musicians and to them personally for all they did to help.

Thanks especially go to Revd Jenny Dunlop who took responsibility and led many services. God's timing is astonishing sometimes!

We re-established home groups (Klema), ran another Alpha Course amongst other events.

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I was overwhelmed by the response to the Art Exhibition (October), run jointly with Jill Ridge (silk painting artist). There were over 90 visitors and nearly 30 paintings sold. Most of the money raised through the sale of the artwork went directly to Saint Stephen's building fund. Links were made with other artists, some of whom are Christian.

I began to create a sculpture in the contemplative area in the garden at 213, entitled 'Wholeness through brokenness' and hope to complete the work during 2026.

The garden developed and looked most colourful through the seasons, vegetables were grown, contacts in the community to expand and develop the work. Janine Watts has made a super effort; so many people have been blessed by her work. Thanks to all the volunteers who have helped over the year. Janine's contract was split so that she didn't work in the garden over the winter period but will restart in the spring 2026. We need to apply for further funding to maintain and expand her work.

The Coffeehouse seems to be busier, however much of the works seems to go unnoticed, such as supporting volunteers on a weekly basis who have anxieties or additional needs. Dawn is very good with managing staff, volunteers and visitors with a complex range of needs.

Over a period of time we discussed plans to develop a children's day nursery in the hall. The expected funding applied for by 'Happy Faces' Nursery did not materialise. Unfortunately over the next few months the building deteriorated so much that the builders who came to give estimates reported that there was too much that needed to be

carried out to comply with current regulations to make the scheme feasible. We will look at alternatives in 2026.

Unfortunately some local youths were regularly climbing the roofs of the church and hall, despite being told it was dangerous. They made a hole in the roof and trashed the hall and attempted to set fire to the premises. We had a clear up, made the hall safe and secure but this remains a difficult problem to overcome - the cost just to demolish the hall is in the region of £25k.

We created a prayer labyrinth for Thy Kingdom Come week, which attracted quite a number of visitors who engaged with the whole concept of the prayer journey.

A small group went to New Wine Festival, which was possibly the best one. They have taken it into a new direction which is even more family friendly. I would recommend it to everyone.

In September Mary was Ordained Deacon at Chelmsford Cathedral. She had arrived previously in July to settle in and obtain places for her children in the appropriate schools/nursery. Mary is full time Curate, on an Incumbents pathway and should be with us for three to four years. She is focussing some time at Saint Cedd's, preaching, pastoral visiting, leading a Klema (home) group and Puddleducks whilst continuing on the IME course run by the diocese.

Volunteers from Saint Christopher's school have experienced various types of work at Saint Stephen's, not only in the garden but also painting the walls of the church.

The Light party on 31st October was the most well attended, loads of fun for the children and

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adults who took part. Many thanks to Oksana for the bubble show.

I went to the National Youth Ministry Weekend at Birmingham. It was most informative at very different levels, looking at research into youth trends to resources for youth groups etc. We have used these at Lunchbites - a weekly group at Chase School for a short time for Christians and others.

My annual retreat, on the way back from NYMW was shorter than usual, taken at St Stephen's theological college in Oxford. The time of quiet was very valuable, in silence, reading, praying and exercising.

The usual Advent and Christmas events took place at all three churches and parishes. This included special schools, nursery, 250 students from Chase school, carols around the fire 38 people, almost twice as many than at equivalent services before. Revd Jenny Dunlop organised a 'Blue Christmas' service, expanding our usual blue tree and quiet area. This had a big impact for quite a number of people.

It has been another full and exciting year at Lifestreams, we are grateful to our staff and volunteers, all who have supported us and also to the various trusts who have granted us some funding - with grateful thanks; they include:

Church members and individual local donors Norman Garon Trustees

National Lottery Community Fund Mission Opportunities Fund (Chelmsford Diocese)

Nineveh Charitable Trust

Essex Community Foundation

Avenue Trust Waitrose

We continue the online ministry with Daily Prayer at 8am and Night Prayer at 8pm throughout the year. There is still a significant 'audience' alongside the regular 10-15 people who participate most days. This continues to be a valuable ministry that reaches across the world with occasional visitors and regular families connected with Lifestreams.

Thanks to Graham Boosey and Revd Mary Namubiru for their regular contributions.

We had to say goodbye to Andreas Botzios after serving Lifestreams for seven years. We continue to pray for him and thank him for all his hard work. Katie Yerlett has been employed as Operations Manager serving the three churches, with a larger portfolio of responsibilities. This role is covered by donations from the congregations. She has settled into the role well and I express my grateful thanks to her for her hard work.

There are quite a number of 'Lifestreams' events that include the three churches, of which Saint Stephen's is a part. It is hard to include all of them in this report so please refer to the Saint Peter's and Saint Cedd's reports too for a more complete picture of all that we do.

The PCC would like to extend its thanks to our churchwardens Sue Reynolds and Alan Lassam for their hard work and support.

This report has been approved by Saint Stephen’s Parochial Church Council and is signed on its behalf by Revd Colin Steven Baldwin, Vicar and Chair of PCC.

Let me finally thanks many unnamed people who carry out lots of tasks around the three churches - I can’t name them all here, you know who you are. I appreciate all that you do.

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9.02 PRoject Reports

Project Leader's Report - Dawn Gilbert 2025 has been another busy year!

Community Fridge

Our community fridge has remained popular this year with many new people visiting to see what we have available. Thank you to Co-op Rochford Road for their daily donations which keeps our fridge supplied. To limit the amount of waste that we throw away at the weekend, we send excess foods to Saint Peter’s on Friday morning, this is then offered to hall hirers and those using the other coffeehouse. Our stocks for the larder area are currently quite low; however, we are grateful to those who have made donations and dropped items off for others to make use of.

The Community Fridge has saved the following amounts from landfill: January: 84kg February: 100kg March: 57kg April: 132kg May: 100kg June: 129kg July: 127kg August: 53kg September: 131kg October: 188kg November: 103kg December:101kg

Coffeehouse

The coffeehouse at 213 has had a busy year. We regularly meet new customers, and we also have a regular customer base. We are at our busiest during the spring/summer months when the garden is accessible with friends

meeting and socialising with refreshments in the warmer weather. This winter has been busier than the previous year as our regular customer base grows. We made some small price increases in September 2024, and due to rising costs, we may need to look at some more increases in the coming months.

Community Garden

(see also Janine's report page 9)

Janine Watts joined 213 in March/April 2025 as our garden project leader. With her experience and knowledge, she has moved the garden forward, adding a variety of plants which provide colour and movement to the garden. A new group of Saint Christopher’s year 10 students used the garden in the autumn term for the second year running as part of their outdoor learning. They worked extremely hard helping the garden look its best, clearing a huge amount of rubbish from around the church building at the bottom of the garden.

Lancaster School have also been visiting when they are able. They have been planting seeds and bulbs and doing some weeding. A big Thank you to Ronnie Havis who has donated many hours sorting out our fishpond getting it clean and creating a better environment for the fish.

Groups

Project 49 are still attending regularly on a Tuesday Morning; they either participate in some gardening activities or play games in the lounge.

Stepping Stones run by Carol runs from 11-1 on the 2nd and 4th Monday of the month. Anyone who has been affected by a stroke including family members or carers are

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welcome to attend to share their experiences and difficulties in a safe and welcoming environment.

If anyone has an activity that you would like to run but need a venue, please do get in touch and we would be happy to facilitate this.

Events

We held several events over the year which were all well attended. These included, a Mother’s Day crafting session, an easter egg hunt, a teddy bears picnic, autumn craft and scavenger hunt, Christmas activity morning and carols around the firepit.

We are looking forward to organising activities for the coming year, starting with our annual Easter Egg hunt in a few weeks’ time. Work Experience and Volunteers We continue to host work experience placements for students through the year from a variety of schools in the area, all of which have been very successful for both LifeStreams and the student. We are looking forward to helping more students with placements in the months ahead.

A huge Thank You to our volunteers, Keith, David, Claire, Suzanne, Joe, Wendy, Summer and Rebecca and Graham for all that they do to help it would not be possible to run 213 without them. Thank you also to the Churchwardens and The PCC for supporting our projects.

Garden Project Leader's Report - Janine Watts

Since beginning my post as Garden Project Lead in the spring of 2025, it has been a labour of love fulfilling my role at 213 Manners Way and contributing to the wider work of Lifestreams Churches.

Building on the firm foundations previously laid by church staff and volunteers, I’ve witnessed a wonderful transformation in the garden and a growing sense of community.

It has been deeply satisfying to see people relaxing, enjoying the space and finding comfort in the beauty and sense of connection to be found here. It’s been a real joy working with such a diverse range of people to enable the benefits of our community garden to be shared.

Initially my work focused on learning how the garden was working, what needed to be developed, curating a collection of plants that would be suitable for the garden conditions and getting crops going in the polytunnel – a somewhat daunting challenge given the size of the space! However, I need not have feared as I was by no means alone and prayers were certainly answered. God certainly works in mysterious ways, and I’ve consistently marveled at the generosity and abundance of people and of the garden itself.

With donations ranging from large quantities of soil (replenishing the earth with nutrients for all that growing), through to an incredible range of seeds, plants and vegetables for the polytunnel and the generous gift of people volunteering their time to help with projects, this has been a humbling and uplifting experience - embodying community.

...continues on p12

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A small sample of the hard work and reward that comes from working in the community garden at 213 - with many thanks to all who contributed.

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LIFESTREAMS.. 'LIVING LIFE TO THE FULL. pa9e11

I draw parallels between the support processes in a thriving community and those that happen in the Wood Wide Web - the vast underground web of mychorrhizal fungi that connect and sustain healthy woodlands. Resource sharing and developing networks is crucial and in true community garden style I have certainly not gardened alone.

This is a garden for sharing and so it has been especially heartening to have people from the local community visit and return to the garden – often with a spade or a cabbage in hand ready to plant! It has been incredible to be involved in education, for example helping young people realise the significance of insect pollination for the vegetable crops that we enjoy through to hearing delighted visitors picking their own vegetables remarking ‘the community garden is feeding the community!’.

In addition to my heartfelt gratitude to all those people who have generously donated their time, I am grateful to the garden itself and all the non-human forms of life. God’s creation provides a constant source of solace, uplift, wonder, awe and beauty for all who visit.

So many organisations have stepped up to support us in our work, including SAVS and the local allotment holders, Essex Wildlife Trust, the RHS, Garon Park, Waitrose, Scott’s of Southend, Potash Garden Centre and generous individual donors who arrived just when we needed them.

The community garden truly is an inclusive place and it has been especially satisfying to see people with additional needs or people who have been marginalized by society come and find a sense of belonging and happiness here.

We continue to build networks with wider organisations including Writtle college and the local public services and to develop the garden in a way that is friendly to humans and wildlife - supporting biodiversity in our endeavors and remembering that we are custodians of this precious planet and all the inhabitants.

I want to thank Rev Colin for his belief in me and giving me the scope to develop the garden as well as the many, many people who have come to share in the garden in 2025.

May you thrive and find peace, comfort and connection through God’s creation and we hope to see you in the garden in 2026.

Janine Watts

Safeguarding Report 2025

Safeguarding is crucial, taken very seriously in supporting and providing a safe environment within our Churches and the communities we serve.

Training and awareness sessions are ongoing to commensurate with responsibilities (Basic to Advanced and Management). All individuals (volunteering and paid staff) have completed the Basic Training.

We continue to follow the Safer Recruitment process, Management and DBS checks as outlined within the Church of England Safer Recruitment guidance. This is to ensure our Churches are Safe for all, including those using our premises.

Yinka Tayo (PSR Lifestreams Churches)

10.00 Any other business

11.00 Date and time of next meeting

Saturday 18th April 2027, TBC 10:30am

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Independent examiner's report to the PCC of Prittlewell, Saint Stephen I report on the accounts of the PCC for the year ended 31 December 2025, which ale attached. Respective responsibilities of the PCC and the examiner The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to Examine the accounts under section 145 of the 2011 Act. Follow procedures laid down in the general directions given by the Charity Commissioners section 145(5)(b) of the 2011 Act: and State whether particular matters have come to my attention. Basis of Independent Examiners Statement. My examination was carried out remotely this year and in accordance with th¢ General Directions given by thc Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts Presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the management committee concerning any such matters. The procedures undertaken do not provide all the evidenc¢ that would be required in a ￿11 audit, and consequently I do not express an opinion on the accounts. Independent examiner's statement In connection with my examination, no matter bas come to my attention: (i) which gives me reasonable cause to believe that in any material Tespect the requirements to keep accounting records in accordance with s.130 of the 201 l Act: or to prepare accounts, which accord with these accounting records have not been (2) to which, in unde t ding of opinion, attention should be drawn in order to enable a proper accounts to ￿ reached. Danny Keech 38 Shepard Close Leigh on Sea SS9 SYR 3 February 2026 LIFESTREAMS.. 'LIVING LIFE TO THE FULL. pa9e13

Lwestrea￿.8aintSlephtn.s atysL8 of Receipts and Paynmts Selected period.. 01 January2025 to31 December2025 Tot81 Goneral Des1gnot•d Restrl¢ted Endowment Th1$ ￿r Lastyear Rec•ipts Planned glvlng 01DI-OftAd-tIR&lnbBank Q102-IJRAd.OJheaLh 63)31X) 7.103m S.72TJY) 23)DJ 1￿.00 0115-GftPdd-CPFKxthe 0201.m￿LIffAd.ETh￿￿0peS 02.N￿r)IA&Oeth o3)3.NonQftAd.fi￿&ty8y 540.00 Plnn•d giving Totals 7,333.00 780.00 1,180.00 9393.OD 8,147.00 Coll•¢tlon$ and other glvlng 01.LLv)soFI 292n4 0401-R8gul¥(SIOa 0sD1.Q￿￿D￿3tt&￿Gftf￿y.￿￿ADED 5,72Sm sw. l•thions and other glvlttg Totals 292.Q4 7,861.61 oth&rvoluntaryre¢elpts 0541.c￿e$￿LtshIp2o?2 0￿).[￿￿￿￿(￿S SwdalÈpw8dE 51.gtsfurkn￿treanI 0701.Lwie5 a￿). 3,rm. IDM.00 72￿ 75,9D8.00 Othervoluntaryro¢olpt¥ Totals 8.QQQ.fM) 11.0011.QO Oift 4d recovered 0601.T¥xR￿mIeLkn(￿￿d 5N8.54 S￿.54 Glft Pld r•crtvfjrgd Totals 5.348.54 S.348.54 Olherre¢elplg 1.424.78 1K4.78 I320-￿￿￿￿&S￿OSc¥￿￿dl66e 13eo.ththgJ3 PIWl.Fbtye05h Ot￿r ro¢olpts Totals 1.4x78 1N24.78 PFthw XQ61.10pm}Pè> 1 rf5 LIFESTREAMS.. 'LIVING LIFE TO THE FULL. pa9e14

Total neral DeGl9nated Reslrl¢t•d Eth￿Dw￿Tht Th15 ￿or Ivlties for generatln9 fund¥ 1.CtsrFLv¥Js¢ngRtsd.Fundrthh (BIo.thb￿,Fe￿5￿-￿Ma￿11F￿l￿llIn l￿o.￿s&￿S￿lEs.￿t4)tFt¥naryR&JS 1240.ChuthHall Letyr¥> 1￿.￿￿￿￿8 Inc4meltherf91r 12W.ParfshNtsarS3 493 120.43 1,4764S 120.43 25 8.W.LY) 9.125 tivities lor generatlng fund8 Tot$l$ 9,1164a3 842.55 111,IM6.88 ,730.03 Imfgstrnent In￿rn 1fpj1.ri￿￿rI 102o.BankA￿￿￿Id[E￿dytrts￿8l 1￿.Reni￿rffi 14.164.rx) 14.le4. 13.79). Investrnent Income Totsl$ I4.1￿￿0 14.1M.DD 13,750.00 Recelpls from 17287-ChlldMkl¥41es 7com 12288.Pduttkiiles 1229.CommnityCa8qDfvKW9 1230.￿U[￿H811 6M48.87 .87 5243.42 1281.k1AMn-ikeU￿￿Eq1IP￿JF1￿l 1340.E Recelpls fromchurch 8¢ll¥llh$ Totsis 6,828.87 6,828.87 6,D44A2 Steps StepsTotalG Recelpts Grand T¢)tals 44,455.56 3,780￿0 10.162.55 58,398.11 121A41.06 Paynnts Cost of gerberattng funds 1701-fthts FeefvDtsssi(wl Fu￿r￿A￿er$ 171O-fA)9ts4￿yrwJFQrG¥n 44.10 44.10 InD.thts FwNJrarsit¥J&wls-Feb5Ek 1740.cwts 48.47 46A7 147.7T (2 ￿￿.10 wnlP¥2d5 LIFESTREAMS.. 'LIVING LIFE TO THE FULL. pa9e15

Yotsl General Deslgnated Rostrlcted End0%￿Ent Thls year 1481 yaar 1750.Costs ROgukrG￿rg 2510.Tradiry-&thtsl 2999.EyrNlibJre&Jsp8rBg Co$t of generatlng funds Total$ 40AN) 90.57 90.57 187.77 Mis$lonaryat)d Chitle Glvlng 1801-(l￿T0￿s5￿Thry$O￿knmM9 183o-(airyToRdiefkndDthelo￿ent8nQo le￿-￿t￿ne Ms5icffl PorloF)(X1￿￿QfIn[Urne 1870-ge￿I£rCh3TrO8s Foffo￿ ID%UkK￿e Mi551onary and Charitable Glvlng Totals Parl$h Share 1WI.Sfjrendsiknts 1910.CIoLwePai&hSh¥e 11994.64 13.994.64 13.994.64 13.994.64 13F98ffj4 13.598.fj4 Parish Share Totsls Clorgyarbd Staffing costs 2fy)1-S8laryI6s￿lantwcc6l0 20W.S8laryF(¥gdLer 20￿-s1a￿P4nSh￿M￿nIStr8 2101-kwmLwlrses 2120.ao￿EyrGe3 2130.HuJ5iryEyrw I￿rnb￿rIne 2370.P(0￿$1￿￿￿A£$￿eak￿sEtr Clergyond Staffithg costs Total$ 793.17 793.17 23,216.28 4,216.69 619.9) 722D.¥O 15,787.$8 3,120.IJ) 87284 2321628 4216.69 619.9) 6,218.43 23,21828 29,436.71 27,000.72 Church RunnlTr9 Expon8es 217D. &urationar￿trallWry 1.MsBKJnFcpJB& Educb¢rlTrdirdr 401B7 nA1 40137 73A1 314.07 101.70 537.78 314n7 101.70 2724.Kds C 2Z25.T(Iz 2227.Yryth¢￿p.￿ttbaS (21.L￿) 1153.431 22287-H￿￿3yaub 2L9.ThIen￿ 3A28llg 133 3,428.LB 13328 1773.95 179.98 14.875.97 26llO 2240.Ewts 225).&rdBnproie&yer 2260.Wurle2LS 2270-thlldren Mrusty 22￿.Y￿￿mr18ty 1.7S5. 1,755ts7 42 42. 137AS ?301-￿u￿ P￿￿lIV￿. Insufdn 2310.Cthuth ￿n￿lIV#.Tdephrrf￿t￿nd 232O.P[￿lBVjn(xS2pA￿.￿Ityt 2P32.19 734.40 2,032.19 734.40 1.998A4 734.40 2026 3."10pnlPy3d5 LIFESTREAMS.. 'LIVING LIFE TO THE FULL. pa9e16

Total Gon•ral ￿SIgnaled Réstsl¢tod Endowinent Last ￿ar 4￿.12 51.$9 4.659.12 51 132.70 2M10.56 185 141.73 233I.chuthFtyn￿￿-Qean￿rVj 2340.FknlBM(X&ni￿.upkÈfjP 2341.{>￿￿PJnIt￿.Eq￿it￿nt iY2.70 288 1011Ag 3￿11.￿9 337.29 311. 421 23UO-Tethc05ts 2401-Ctruth Lknlityae 2410.LYuth LMIIt .07 1W.OD 1N9. 1046 2420.Quth L￿11t￿NI 242D-213￿￿ty-09thl 0.213USIty-&s 2450-213uiity-vrder 2￿1.Tr8dlw.N¥AathÈ 1W8.65 1￿19.09 1,70284 1,176 2,TJ8.77 3,613￿8 P1.241 1 J19.09 1.702fi4 Church Runnlng Expenses T¢)ts 21,281.63 1,755.57 314.07 23,351.27 34M91.08 Hall Running Costs 2530-TrallwHall-Sethty 2510.TrddlryHall.(s 2550.Tra1lrwJHdl.Ins￿￿K 4C&24 4e6A6 181.27 159.58 2W.TMdiffjHdl.Wthr 52538 Hall Runnlng Costs Toi41$ 1,421. 1.421.4B 1.542.96 Church Repalrs & Malntettan¢o 2710.CApitsI.l>uth￿￿I[YRV￿ry64￿e1 164031 afj4031 1hfXJ fjZ5 Church Repalrs & Maln*&nan¢o Totsis 3.265.31 3.2fj5.31 1,565.00 11 ￿PaIrS & Malntenance 2W1.CaFWd.Hall ￿E40TRepalI3thknR￿xffj 2￿.C2￿.H£11 ￿￿OrDE￿r Hall Repalrs & Molntenanc• Tdal$ 100.110 100.ou Npw Buildlng work 1.73).00 w Bulldlng work Totals 5,552.00 Governance Costs 2fjul.QMrna￿&￿ts-￿I1FeÈ Gov•manc• Cost6 Totals 80.00 .00 55.00 '10rmlPs>4dS LIFESTREAMS.. 'LIVING LIFE TO THE FULL. pa9e17

Total Ceneral Deslgn&ted R•stri¢tod ERdow7nenl Thi$ sar Last yeAr Paynnts Grand Tola 4W2.06 1,755.57 23,53225 71,719.98 84,513.17 .%0￿nIPa￿e5￿S J,1 LIFESTREAMS.. 'LIVING LIFE TO THE FULL. pa9e18

Lrfèstream5. Satnt Stephen.. Slatement ofAssets and Liabilities Ibyfund) As at.. 31 December2025 Balance Previous balan¢0 Tanglble Asset5 9000.. Freehold Church Hall IL4r&Sfu￿(CaF4Ia7l $5.((K).cK) 55XKX)n) 55.000.00 55.000.00 Tanglble ss.ooD.00 55,000.00 Cash Barbk And In Hand 6501- Bank Currènt G￿MunItyFrid￿￿ Ftqeo213 llEga￿en ithtrean5 ProlecLeadwSa twalfu FbsknLted Resthc OBsignated 6098.Z4 1.674.43 12,871AS 3,372h7 1,6B7.71 15094211 1128324 16.W3.31 7.54281 l.W.71 I1.191.￿} 283A9 329. (203.881 8.783.05 3072 203.e3 On1 UnresthLd Designatsd ResM Desigr Resm 329.93 1976.12 10.725. 3.872 203. 0.01 ild￿0FuTrd bjild￿gF￿d (5¥1rKJthty￿Trj SIGFU DesIg￿ted Resm MJ5icFu R¢skn(tsd 39.302.59 52.624.46 PIOO.. P8ttyCash 1 rrwl tuThJ thFL Urn5trc*d 2521 (21.211 I4.[￿)) 2521 121211 14n)I IltlngFund Dgsiwat Cash ￿ Bank And In HaThd 39,302.59 S2,624A6 Grand Total 94.302.59 107,624.46 2)26 11..(6 IF￿1(11 LIFESTREAMS.. 'LIVING LIFE TO THE FULL. pa9e19

Lifestreams - Saint Stephen's Receipts & Payments by Report Group For the period from 01 January 2025 to 31 December 2025 T<al 5tYear rkneiKts Plann￿9￿1 )T¢Aalf¥ar￿d￿￿r 7233.Crt) 7J33JJQ 292n4 9293.00 9293J)D 292 8.147.CQ 8,147 7B6161 761.61 29204 11,rM)D. 11.00Tr.00 5,34854 5y854 1.424.78 1A2478 10,046.88 10.04&B8 14.164.00 CffiBr￿￿Èryfe￿Ip SAIIT<allJJr￿4L￿￿ryr￿¢{pts 13nlidreu)w&1 3,(lY). 8,WD.CIJ 719)MO &34&54 4348.54 1N24.78 1A24.78 9,OFA33 rr￿lpL¥ daifthrrttei&ts Pcth¥ities ￿gen￿ting￿ndS 982. 9.73￿ 9,nD.D3 11750A)O 14,16UO 13,750ffj0 780.(X) 8OinO 6W.87 5243.42 6￿8T 6WU2 982$5 14,164. 14161 e.(M8.87 6￿28￿7 44A55 178ULh) 10.16ZSS 5V9&11 121A41.06 CostclgenFriwfirts TLtslC¢Btd￿rW￿￿rQ1IlN Mssknn3ry￿¢tr￿riÈL￿eG￿4￿ &+T<éal )57 57 187.77 167.77 ParishSF 13.934.e4 72￿91￿4 6218.43 13P34.64 13￿64 621843 23,21828 29A3N71 IQ167h1 5.183.66 13￿64 13W&64 11,21&14 1S,787.58 27,wty.r2 17,$41.16 17.449S2 34.991ffj8 1A42. TfÈl P•r￿h%￿re lJergy8ndStsffingL¥Jsts 232182B 2321828 Al)T¢aiaryarAIWrwJ¢céts 6218A3 17053.54 3.428 21281.63 1,421.48 1A21A6 3265.31 314.07 I.7￿7 1.Y55.57 31407 23￿5127 1A21.48 1421 3285.31 Hall P￿nrlrOcOsts SLbT(tsl Fkll knyro(t6ts Churth Rep3ilS &Ktsin13trarn ¥rt+TdaiaxTchFirs&MahoMrto l R￿￿[s&￿￿e￿al 1S.( 100. IOD.DO New￿11￿[n9￿ lJYclalhkntWlthr¥wcrf* .00 60.00 46All 1,75&$7 23￿32￿5 71.n9.98 84,513.17 {1,976￿) ID24A3 11W9JOI 111321.B71 36.927Ag lo￿n)￿l￿2

Lifestreams - Saint Stephen's Monthly Income / Expenditure totals - Details

As at: 31 December 2025

Nominal code Jan_25
Feb_25
Mar_25
Apr_25
May_25
Jun_25
Jul_25
Aug_25
Sep_25
Oct_25
Nov_25
Dec_25
Code total
Income
0101: Gift Aid - Direct Into Bank
0102: Gift Aid - Outreach
0110: Gift Aid - Envelopes
0203: Non Gift Aid - Direct to Bank
0301: Loose Plate
0601: Tax Recoverable On Gift Aid
08A1: Non Recurring One Off Grants
0901: Other Funds Generated - Fundraising
0910: Jumble,Fetes Etc - Primary Is Fundraisin
1030: Rent From Lands and Buildings
1229: Community Cafe -coffeehouse
1230: Church Hall Lettings church activities
1240: Church Hall Lettings
1310: Insurance Claims
Income total
Expenditure
1710: Costs Applying For Grants
1730: Costs Fundraising Events-Fetes Etc
1910: Diocese Parish Share
2001: Salary Assistant Staff Costs
2020: Salary Project Leader
2050: Salary Parish Administrator
2101: Incumbent Expenses
2120: Clergy Expenses
2170: Education and training
2201: Mission Focused Education/Training
2202: Mission Focused Exp-Outreach
2223: Alpha
2230: Community Cafe - coffeehouse
2240: Events
2250: Garden project general
2270: Children's Ministry
2280: Youth Ministry
2301: Church Running - Insurance
2310: Church Running - Telephone/Broadband
2330: Church Running - Maintenance Inc Grounds
2331: Church Running - Cleaning
2340: Provision Of Services - Upkeep		 489.00
504.00
474.00
474.00
493.00
1,458.00
658.00
516.00
508.00
613.00
458.00
458.00
7,103.00
50.00
50.00
50.00
110.00
70.00
50.00
90.00
50.00
90.00
70.00
50.00
90.00
820.00
-
-
-
260.00
80.00
-
-
-
180.00
80.00
-
180.00
780.00
45.00
45.00
45.00
45.00
45.00
95.00
45.00
45.00
45.00
45.00
45.00
45.00
590.00
-
-
-
-
10.00
40.00
5.00
-
-
35.00
29.74
172.30
292.04
-
-
-
-
-
-
5,348.54
-
-
-
-
-
5,348.54
-
-
-
-
-
-
-
-
-
-
-
11,000.00
11,000.00
59.66
16.85
-
-
-
-
-
73.10
-
982.55
114.35
229.94
1,476.45
-
-
-
-
-
-
-
-
-
-
120.43
-
120.43
1,150.00 1,150.00
1,150.00 1,150.00
1,150.00
1,150.00
1,150.00
1,150.00
1,178.50
1,428.50
1,178.50
1,178.50
14,164.00
209.41
241.06
293.71
314.34
457.53
273.73
1,088.78
579.43
824.43
870.61
211.90
683.94
6,048.87
-
-
-
-
-
-
-
-
780.00
-
-
-
780.00
625.00
825.00
1,375.00
625.00
625.00
625.00
625.00
625.00
625.00
625.00
625.00
625.00
8,450.00
-
-
-
-
-
-
-
-
-
-
1,424.78
-
1,424.78
s
2,628.07 2,831.91
3,387.71 2,978.34
2,930.53
3,691.73
9,010.32
3,038.53
4,230.93
4,749.66
4,257.70
14,662.68
58,398.11
-
-
-
-
44.10
-
-
-
-
-
-
-
44.10
-
-
-
-
-
-
-
-
-
-
46.47
-
46.47
1,166.22 1,166.22
1,166.22 1,166.22
1,166.22
1,166.22
1,166.22
1,166.22
1,166.22
1,166.22
1,166.22
1,166.22
13,994.64
376.50
-
-
-
416.67
-
-
-
-
-
-
-
793.17
1,343.45 1,343.65
1,652.64 2,217.25
2,217.25
2,202.90
2,227.87
2,227.87
2,536.66
2,315.61
1,280.68
1,652.45
23,218.28
260.00
260.00
260.00
260.00
260.00
416.67
416.67
416.67
416.67
416.67
416.67
416.67
4,216.69
-
-
-
-
-
-
-
277.36
-
-
342.54
-
619.90
-
-
-
-
-
386.60
-
-
-
-
-
202.07
588.67
-
-
-
-
-
125.00
-
-
60.00
216.87
-
-
401.87
-
-
-
-
-
-
-
-
-
73.41
-
-
73.41
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
204.07
10.00
314.07
-
-
-
-
-
-
-
-
101.70
-
-
-
101.70
163.07
217.13
128.56
41.60
245.50
94.79
1,112.26
129.51
531.98
450.50
73.97
239.22
3,428.09
-
-
-
-
-
-
-
-
-
52.68
23.14
57.46
133.28
-
-
-
336.24
402.01
49.81
253.98
78.79
72.85
461.89
-
100.00
1,755.57
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
42.00
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
3.50
42.00
-
-
-
-
-
-
-
2,032.19
-
-
-
-
2,032.19
61.20
61.20
61.20
61.20
61.20
61.20
61.20
61.20
61.20
61.20
61.20
61.20
734.40
96.00
734.00
57.62
146.97
1,593.13
-
147.00
595.00
-
1,289.40
-
-
4,659.12
51.59
-
-
-
-
-
-
-
-
-
-
-
51.59
8.98
9.98
4.99
4.99
4.99
4.99
12.97
28.93
12.97
4.99
28.93
4.99
132.70

2341: Church Running - Equipment
2360: Church Running - Administration
2361: Church shares - St Peters
2362: Church shares - St. Cedd's
2380: Tech costs
2401: Church Utility -Electric
2420: Church Utility-Water
2430: 213 Utility - Electric
2440: 213 Utility - Gas
2530: Trading Hall - Electricity
2540: Trading Hall - Gas
2580: Trading Hall - Water
2601: Governance Costs-Audit Fee
2710: Capital - Church Major Repairs-Replace I
2801: Capital - Hall Major Repairs-Non Routine
2840: Old Vicarage repairs
Expenditure total		 -
-
-
-
-
-
116.96
-
138.00
-
31.99
-
286.95
23.40
23.40
203.40
93.91
747.25
113.40
1,130.79
178.76
312.93
39.88
29.88
114.89
3,011.89
10.50
10.50
10.50
139.53
10.50
10.50
10.50
10.50
10.50
10.50
10.50
54.46
298.99
23,166.50
3.50
(23,159.50)
3.50
10,003.50
(9,996.50)
3.50
3.50
3.50
3.50
3.50
3.50
42.00
-
-
-
-
-
-
77.08
-
-
12.99
-
-
90.07
57.32
496.90
156.20
293.33
96.46
49.71
33.13
28.04
-
72.91
128.69
236.31
1,649.00
61.00
61.00
61.00
(14.65)
59.00
257.02
59.00
59.00
59.00
59.00
55.00
273.28
1,048.65
300.00
197.34
100.35
100.00
100.00
100.00
70.35
150.35
(99.65)
100.00
100.00
100.35
1,319.09
370.89
150.00
150.00
150.35
150.35
150.35
180.00
100.00
(150.00)
150.35
150.35
150.00
1,702.64
-
-
76.17
-
52.43
32.88
26.27
23.37
46.95
31.78
57.92
61.47
409.24
21.02
21.02
18.98
21.02
20.34
21.02
65.38
60.40
60.40
58.44
60.40
58.44
486.86
46.84
-
-
53.18
53.17
53.17
53.17
53.17
53.17
53.17
53.17
53.17
525.38
60.00
-
-
-
-
-
-
-
-
-
-
-
60.00
-
-
-
-
-
-
-
450.00
-
-
-
2,190.31
2,640.31
-
-
-
-
-
-
100.00
-
-
-
-
-
100.00
-
-
-
-
-
-
-
-
-
625.00
-
-
625.00
s
27,661.48 4,772.84
(19,034.67) 5,091.64
17,721.07
(4,683.27)
7,341.30
8,147.83
5,412.05
7,743.96
4,332.29
7,213.46
71,719.98

Balance (income - expenditure) (13,321.87)

L ~~ifestreams...‘living life to the full’~~

page 21 (11 March 2026 4:12 pm) Page 2 of 2

Fund Movement Summary

Lifestreams - Saint Stephen's
Fund movement summary
Selected period: 01 January 2025 to 31 December 2025		 Fund
Fund balances
brought forward
Incoming
Resources
Outgoing
Resources
Transfers
Gains and
Losses
Journal
Entries
Fund balances
Carried forward		 ComFrg
Restricted
300.00
-
-
-
-
-
300.00		 Sub-totals
300.00
-
-
-
-
-
300.00		 GardenProj
Restricted
11,283.24
-
5,185.00
800.00
-
-
6,898.24		 Sub-totals
11,283.24
-
5,185.00
800.00
-
-
6,898.24		 gdn
Designated
3,430.00
-
1,755.57
-
-
-
1,674.43		 Sub-totals
3,430.00
-
1,755.57
-
-
-
1,674.43		 PL Salary
Restricted
16,903.31
8,000.00
12,031.46
-
-
-
12,871.85		 Sub-totals
16,903.31
8,000.00
12,031.46
-
-
-
12,871.85		 General
Unrestricted
7,568.02
44,455.56
46,432.06
(2,193.64)
-
-
3,397.88		 Sub-totals
7,568.02
44,455.56
46,432.06
(2,193.64)
-
-
3,397.88		 Outreach
Designated
1,087.71
600.00
-
-
-
-
1,687.71
Restricted
(1,191.96)
220.00
6,315.89
1,393.64
-
-
(5,894.21)		 Sub-totals
(104.25)
820.00
6,315.89
1,393.64
-
-
(4,206.50)		 Youth
Designated
262.68
-
-
-
-
-
262.68
Restricted
329.99
-
-
-
-
-
329.99		 Sub-totals
592.67
-
-
-
-
-
592.67

Lifestreams...‘living life to the full’

page 22

Fund
Fund balances
brought forward
Incoming
Resources
Outgoing
Resources
Transfers
Gains and
Losses
Journal
Entries
Fund balances
Carried forward		 Bldg
Designated
(207.88)
3,180.00
-
-
-
-
2,972.12
Restricted
8,783.05
1,942.55
-
-
-
-
10,725.60		 Sub-totals
8,575.17
5,122.55
-
-
-
-
13,697.72		 GivingAway
Designated
3,872.66
-
-
-
-
-
3,872.66		 Sub-totals
3,872.66
-
-
-
-
-
3,872.66		 Music
Designated
203.63
-
-
-
-
-
203.63
Restricted
0.01
-
-
-
-
-
0.01		 Sub-totals
203.64
-
-
-
-
-
203.64		 Buildings
Designated
55,000.00
-
-
-
-
-
55,000.00		 Sub-totals
55,000.00
-
-
-
-
-
55,000.00		 Totals
107,624.46
58,398.11
71,719.98
-
-
-
94,302.59

Lifestreams...‘living life to the full’

page 23

Fund
Fund balances
brought forward
Incoming
Resources
Outgoing
Resources
Transfers
Gains and
Losses
Journal Entries
Fund balances
Carried forward		 ComFrg - Community Fridge
300.00
-
-
-
-
-
300.00
GardenProj - Garden Project 213
11,283.24
-
5,185.00
800.00
-
-
6,898.24
gdn - thegarden@lifestreams
3,430.00
-
1,755.57
-
-
-
1,674.43
PL Salary - Project Leader Salary
16,903.31
8,000.00
12,031.46
-
-
-
12,871.85
General - General fund
7,568.02
44,455.56
46,432.06
(2,193.64)
-
-
3,397.88
Outreach - Outreach Fund
(104.25)
820.00
6,315.89
1,393.64
-
-
(4,206.50)
Youth - Youth Fund
592.67
-
-
-
-
-
592.67
Bldg - Building Fund
8,575.17
5,122.55
-
-
-
-
13,697.72
GivingAway - Giving Away Fund
3,872.66
-
-
-
-
-
3,872.66
Music - Music Fund
203.64
-
-
-
-
-
203.64
Buildings - Buildings fund (Capital)
55,000.00
-
-
-
-
-
55,000.00		 Totals
107,624.46
58,398.11
71,719.98
-
-
-
94,302.59

Lifestreams...‘living life to the full’

page 24

Lifestreams - Saint Stephen's

Balance Sheet (Summary)

As at
31/12/2025		 As at
31/12/2024
Fixed assets
Tangible Assets
Current assets
Cash At Bank And In Hand
Liabilities
Net current assets less current liabilities
Total assets less current liabilities
Liabilities
Total net assets less liabilities
Represented by
Unrestricted
Unrestricted - General Funds
Designated
Designated - Building Fund
Designated - Buildings fund (Capital)
Designated - Giving Away Fund
Designated - Music Fund
Designated - Outreach Fund
Designated - thegarden@lifestreams
Designated - Youth Fund
Restricted
Restricted - Building Fund
Restricted - Community Fridge
Restricted - Garden Project 213
Restricted - Music Fund
Restricted - Outreach Fund
Restricted - Project Leader Salary
Restricted - Youth Fund
Fund Totals		 55,000.00
55,000.00
39,302.59
39,302.59
-
39,302.59
94,302.59
-
94,302.59
3,397.88
2,972.12
55,000.00
3,872.66
203.63
1,687.71
1,674.43
262.68
10,725.60
300.00
6,898.24
0.01
(5,894.21)
12,871.85
329.99
94,302.59		 55,000.00
55,000.00
52,624.46
52,624.46
-
52,624.46
107,624.46
-
107,624.46
7,568.02
(207.88)
55,000.00
3,872.66
203.63
1,087.71
3,430.00
262.68
8,783.05
300.00
11,283.24
0.01
(1,191.96)
16,903.31
329.99
107,624.46

(2 February 2026 3:12 pm) Page 1 of 1

Lifestreams...‘living life to the full’

page 25

masses of colour in the garden

----- Start of picture text -----
crochet poppies on the pier
----- End of picture text -----

Can you spot Saint Stephen's (clue... in orange letters) at New Wine

Lifestreams...‘living life to the full’

page 26

JUST A FEW PICTURES FROM THE YEAR

Colin paints during sabbatical and sells paintings to raise funds for Saint vandalism Stephen's in the hall and elsewhere

Mary, Ordained Deacon in September

Lifestreams...‘living life to the full’

page 27

Annual Meeting of Annual Parochial Church Parishioners Meeting 21st MARCH 2026 10:30Am 21st March 2026 10:35Am 1.00 1.00 Preliminaries Welcome/apologies/attending: 1.01 Prayer 1.02 Attending and apologies 2.00 1.03 Approval of Minutes of last Appointment/election of year’s meeting Churchwardens 1.04 Matters arising from last year’s meeting 3.00 Close of meeting 2.00 Electoral Roll - Report on changes/new roll Prayer 3.00 Annual report on the proceedings of PCC

11.00 Date and time of next meeting

Prayers

Lifestreams...‘living life to the full’

page 28