St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
**Annual Report and Financial Statements of the Parochial Church Council of The Parish of St George’s Newcastle Under Lyme**
## **For the year ended 31[st] December 2025**
Charity registration number: 1206560
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
# **The Parochial Church Council of The Parish of St George’s Newcastle Under Lyme Trustees’ Annual Report for the year ended 31[st] December 2025**
# _**Charity registration number: 1206560**_
## **Objectives and Activities**
The Parochial Church Council of The Parish of St George’s Newcastle Under Lyme (the PCC) has the responsibility of co-operating with the incumbent, the Reverend Martin Ball, in promoting in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelical, social and ecumenical. The PCC is also spiritually responsible for the maintenance of the church
The PCC is committed to enabling as many people as possible to worship at our church and to become part of our parish community at St George’s Newcastle Under Lyme. The PCC maintains an overview of worship throughout the parish and makes suggestions on how our services can involve the many groups that live within our parish. Our services and worship put faith into practice through prayer, scripture, music and sacrament. Also, through non sacramental activities of hospitality and fellowship we aim to reach non churched members of the community.
## **Public Benefit**
The trustees of the Charity are aware of the Charity Commission’s guidance on public benefit in The Advancement of Religion for the Public Benefit and have had regard to it in their administration of the Charity. The trustees believe that, by promoting the work of the Church of England in the Ecclesiastical Parish of St George’s Newcastle Under Lyme, it helps to promote the whole mission of the Church (pastoral, evangelistic, social and ecumenical) more effectively, within the Ecclesiastical Parish, and that in doing so it provides a benefit to the public by:
• Providing facilities for public worship, pastoral care and spiritual, moral and intellectual development, both for its members and for anyone who wishes to benefit from what the Church offers; and
• Promoting Christian values and service by members of the Church in and to their communities, to the benefit of individuals and society as a whole.
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Achievements and Performance**
## _**Mission or Vision Statement**_
Our vision is to:
## **Love God, Build Community and Transform Lives.**
We are continuing to build on the previously identified Lichfield Diocesan mission themes (under the heading of ‘Going for Growth’) as the vision basis for moving the church into growth.
## **• Discovering the heart of God • Growing disciples • Reaching new generations • Transforming communities • Practicing generosity**
## **Mission**
Reverend Martin Ball came to St George’s in 2011 with the aim of building a strong local church that is evangelical and charismatic in nature. It is continuing to grow into multi-generational and multi-ethnic church, drawing from a wider area than just the local parish. In 2017 the church became more fully part of the HTB network of churches and in 2024 part of the Alliance. (an Orthodox network of churches).
## **Connecting & Outreach:**
## **Connect Groups**
The church runs midweek Connect Groups which meet in homes. Connect Groups comprise of a wide mix of ages, socio-economic and cultural backgrounds with around 50% of the church as participants. These groups allow for more integration, relational building, encouragement, the ability to meet pastoral needs, accountability, the opportunity to practicalize what is spoken about on Sundays, along with encouraging personal growth. This has been an important way of keeping the church together and establishing a stronger community.
## **Alpha**
We ran Alpha during the autumn term, and had the largest group attend we have ever had. Almost all participants are now attending the church and many also decided to get baptised. 2025 was the first year we piloted and ran Alpha online at the same time as the in-person course. This gave the opportunity for people to access the course who otherwise, due to work or childcare schedules, could not attend the course in person. The online group and in-person group did combine though for the Saturday Alpha day away.
## **Kids Church & Youth**
Kids church is continuing to grow, and the children are becoming established in their personal faith. Hosted in St George’s Centre on a Sunday morning, we have consistent numbers from week to week of varying ages and needs. We have four groups for Kids church: Creche (Babies), Supertots (toddlers & pre-school), Heroes (Reception-Year 3) and Champions (Year 4-6). Three Sundays a month our Youth (Year 7 & up) also meet led by a wonderful team. On the fourth Sunday of the month the Youth either attend the service or are part of an appropriate team. All our leaders have completed DBS checks and all team follow the Safeguarding Policy at all times. Kids Church & Youth is constantly growing and adapting creatively to deal with the variety of children’s needs we have on site.
## **Women and Men**
Our **Women’s Ministry – RISE** and **Men’s Ministry – FORGE –** continued to meet this year with the purpose of providing a forum specifically for men and women to be built up, strengthened and encouraged. Both Rise and Forge hosted a variety of social and spiritual events throughout the year including special Christmas events.
**Focus Festival** is an annual ‘long weekend’ summer camping festival organised by the HTB Network at which about 8,000 people attend. This year more people - about 41 people from St George’s attended this, with 40 camping. It was a hugely encouraging time away both spiritually and growing as a community.
**The Light Party** is our alternative Halloween event, which continued to build on the momentum of previous years, welcoming in children of pre-school & primary aged and their families. We had 92 in attendance, and our team curated a brilliant evening where families engaged with crafts, games and heard about Jesus. Our team worked hard to create a safe, fun and light filled night for all those who came and there continues to be positive feedback from the event.
**The Bonfire** was held again on site for church families, friends and direct contacts that we have as a church in our community, with 218 people in attendance. With a bonfire, fireworks and lots of treats foodwise, it continues to be an encouraging community building event. It was a helpful link to the Light Party held the week before and we had many who have graduated from Tots & Dots also attend. The teamwork involved in putting it on was brilliant and a good-sized group of volunteers who worked with very stringent safety procedures did a wonderful job ensuring it was a safe and fun evening for all.
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Christmas**
Our **RISE** women’s event saw around 45 ladies in attendance. This was a wonderful opportunity to gather and catch one’s breath by being able to get creative together and enjoy fellowship in a quality environment, before all the Christmas activities.
The **Donkey (Living Nativity)** service was our largest attended yet with 254 people in attendance. The donkey is always a fun and much loved part by all who come. This service has been a great, fun way of presenting the Christmas Story through song and drama, effectively connecting with those who otherwise may not come on a Sunday or know the Christmas story.
The **Advent season** saw over 2640 people coming through our doors attending services! We also had our largest ever Christmas Eve service with 382 in attendance which meant we had to opened up the balcony for additional seating. Our Christmas Day service was also our largest with 71 in attendance. It was a season filled with hard work but lots of joy.
## **Family Essentials**
St George’s is continuing to run its charity project called ‘Family Essentials’ under the nationwide ‘Love Your Neighbour’ ethos, in partnership with our local church school. We have widened the opportunity to another school in the area as well. The aim of the project is to provide personal hygiene and washing products for families who for example would use Food Bank and/or fall though the benefit cracks, as they work but cannot access benefits.
## **Tots & Dots**
Our Tots and Dots parent and toddler group is fully subscribed. The group has a reputation as a high-quality toddler group in the community. A number of the families attend the various outreach events that the church puts on, and strong relationships have been built. Some are now even attending church services too which is encouraging.
## **Schools & College**
The vicar does regular assemblies for St Giles’ & St George’s CofE Academy, along with some joint assemblies with the rector of St Giles Church. The school also comes to St George’s for certain events.
The vicar is chaplain to the local Further Education College (NSGC), with the main influence currently experienced during the Christmas season where they hold their annual carol service in St George’s, and at which the vicar preaches.
We continue to host the Newcastle under Lyme School (NULS) for their annual Founders Day service with 700+ in attendance, at which the vicar preaches.
St Giles & St George’s Academy visited the school for a Christmas service.
## **Ten Days of Prayer:**
St George’s gathered for ten nights of prayer (30[th] May – 8[th] June) after launching with 24 hours of continual prayer on 30[th] May hosted in the church building. This was a significant time in the lead up to Pentecost Sunday with a large number of the church involved.
## **Churches Together (local churches) Joint Services**
St George’s continues to be a part of the local network of churches, especially helping in the joint Easter town centre service.
## **Services:**
## **Online**
Sunday talks are put online each week, maintaining an online presence. This is especially valuable for people who might be serving in the children’s ministry or not able to come through work commitments etc.
## **Attendance**
In 2025, we saw an average attendance consistently over 120 adults and children on Sunday mornings. Encounter is our monthly informal service and continues to be well attended.
Midweek Connect groups are also growing in number which is encouraging with around 50% of the church in participation.
## **Easter:**
**Good Friday 2025 –** We had a service with 60 in attendance. From there we then went and helped lead and participate in the ‘Churches Together Act of Witness’ in the town centre, with about 150 in attendance from local churches. **Easter Day 2025 –** had an attendance of 132 for Easter Sunday.
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Christmas:**
**Living Nativity 2025 –** saw 254 in attendance (177 adults & 77 kids) **Christmas Eve 2025 –** saw 382 in attendance (292 adults & 90 kids) **Christmas Day 2025 –** saw 71 in attendance (52 adults & 19 kids)
Through the **Advent** period, including other events in the church, we had about 2648 people though the doors.
**Weddings - 0 Funerals – 7 Baptisms –11 Baby Blessings - 4**
## **Giving**
We continue to offer Contactless, Online or Cash giving as a church and are encouraged at the generosity of our congregation.
## **Grounds**
**Volunteers** are now regularly taking care of needs in the church grounds. We have been encouraged by our regular weekly volunteer help from individuals.
## **Financial Review**
Net Total Assets: £187,454_2025 [£185,974 2024]
Excess: £1,595_2025 - Unrestricted Excess: £20,973 - Restricted Deficit: (£16,818) [Deficit: (£12,821) 2024]
Overall Income has Increased from £100,913 2024 to £140,314_2025. The most notable differences being increases in 0101 Gift aid collections, 0550 donations and 0601 Tax recoverable.
With the hard work of Paulo we have been able to submit claims for Tax recoverable dating back to 2021. This has resulted in an increase in 0601 Tax recoverable on Gift Aid from £4,147 2024 to £23,653_2025. This of course will reduce in 2026 to what should be normal levels.
Expenditure has increased/decreased from £113,734 2024 to £138,719_2025. The most notable differences being increases in 2701 and 2710 Church major repairs. All other areas have seen slight increases or reductions.
The General fund is currently £6,987. The recommendation is that the PCC transfer all of the designated funds of £23,632 to the General fund. The position would then show a fund of £30,619. The PCC intend to open a new designated fund ‘Love thy Neighbour’ the recommendation is not to and to concentrate on ensuring that the General fund is built up to ensure there is a sustainable reserve fund.
Thanks go to Melody for her continued support and hard work during the year and to Paulo for all his hard work with ensuring all Gift aid on donations was claimed.
## **Reserves Policy**
It is PCC policy to try to maintain a balance on free reserves (net current assets) which equates to at least three months unrestricted payments. This is equivalent to £29,282_2025 [£28,214 2024]. It is held to smooth out fluctuations in cash flow and to meet emergencies. The balance of the free reserves at the year-end was £6,987_2025 [(£12,864) 2024] however the PCC holds designated funds of £23,632_2025 [£26,290 2024] which can be transferred back to General funds. The overall total is therefore £30,619_2025 [£13,426 2024] which is marginally higher than this target. This could give rise to the question as to whether Newcastle St George remain a going concern. The PCC are aware of this and will look at the income and expenditure from the General funds, ensuring that expenditure is recorded against restricted funds if it is appropriate.
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Investment Policy**
The charity is granted power to invest in suitable investments under the PCC Powers Measure 1956 and the Trustees Act 2000. As a charity, the Trustees have a duty of care to take such advice as is appropriate before investments are undertaken. This advice is sought from the Central Board of Finance (CCLA) in London.
The charity’s investment policies are based on two key principles: -
- Ethical Investment – this includes ensuring that investments are held in companies which have high standards of corporate governance and act in a responsible way towards stakeholders.
- Long-term responsibilities – the trustees are aware of their long-term responsibilities in respect of the Restricted and Unrestricted reserves and as a result follow a prudent approach to investment decisions.
Investment policy for long-term funds is aimed primarily at generating a sustainable income, with due regard to the need for the preservation of capital value, and the possible need to realise investments to meet operational needs. The charity does not have a policy of generating income at excessive or high risk – known as “purchasing income”, where high returns are guaranteed at the expense of capital.
In summary, the charity has an overall policy to maximise income while preserving the real value of its funds. Due to the nature of the charity, an ethical investment policy is taken into consideration when investments are made:
The charity follows the Ethical Investment Advisory policy as recommended by the Lichfield Diocese which includes the following:
- “We aim to invest in companies that:
- will develop their business in the interests of shareholders;
- demonstrate responsible employment practices;
- are conscientious concerning issues of corporate governance, the environment and human rights;
- are sensitive to the community in which they operate.”
Planned giving, collections and donations are the main sources of fund raising along with tax recoverable.
## **Safeguarding**
The PCC believe they have fulfilled their duty under section 5 of the Safeguarding and Clergy Discipline Measure 2016 (duty to have due regard to House of Bishops’ guidance on safeguarding children and vulnerable adults).
## **Reporting Serious Incidents**
A Serious Incident is an adverse event, whether actual or alleged, which results in or risks significant harm to the charity’s beneficiaries, employees, office holders, volunteers or to others who come into contact with the charity through its work, loss of the charity’s money or assets, damage to the charity’s property or harm to the charity’s work or reputation.
The trustees are not aware of any Serious Incidents in the last year
## **Fundraising**
The PCC takes its fundraising responsibilities seriously and is very grateful to all donors – whether regular or occasional – for their support of the church and church events. PCC supporters are never taken for granted. The PCC take full responsibility for fundraising and do not use commercial organisations or professional fundraisers. All money raised is either by donations, fundraising events, special appeals or legacies for which the PCC are most grateful.
## **Volunteers**
The members of the PCC would like to thank all of the 41 volunteers who work so hard to make our Church a lively and vibrant community. Our special thanks go to Paulo Sardinha, and Martin Ball, who has helped us all understand the church’s accounts and its finances.
## **Risk Management**
Martin Ball and Melody Ball carry out regular Health and Safety Reviews and regularly inspect premises for potential hazards. We have safeguarding policies in place for child protection and for work with vulnerable adults, including rigorous DBS checking of staff and volunteers. Our insurances are reviewed annually to ensure adequate cover. An informal review of any new risks which may impact the work of the Church in the Parish is ongoing.
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Structure, Governance and Management**
The PCC is a Body Corporate established by the Church of England and is a Charity registered with the Charity Commission. The PCC is governed by the Parochial Church Council Powers Measure (1956) as amended that came into effect on 2[nd] January 1957, and the Church Representation Rules (contained in Schedule 3 to the Synodical Government Measure 1969 as amended).
The method of appointment of the PCC members is set out in the Church Representation Rules. The Council comprises the Incumbent, the Churchwardens, a representative of the Readers, those elected to the Deanery Synod, and other members who are elected at the Annual Parochial Church Meeting, by those on the Electoral Roll. The PCC members receive training from courses run by the Diocese. Members of the congregation are always urged to join the Electoral Roll, and to stand for election to the PCC.
The PCC members are responsible for making decisions on all matters of general concern and importance in the parish, and for all financial matters. The PCC met 5 times during the year.
## **Related Parties**
The PCC employs Melody Ball who is the daughter of Revd Martin Ball. The PCC discussed the appointment some years ago without Revd Ball present and decided that she was the best candidate for the job. Melody joined the PCC during 2021
## **Donations from Related Parties**
Donations from 4 related parties [PCC members} during the year totalled £17,423_2025 [£21,488 2024]. All these donations were received without conditions.
## **Remuneration paid to Trustees**
One of the trustees has been paid remuneration of £28,485_2025 [£27,990 2024].
## **Expenses paid to Trustees**
One trustee was reimbursed £612_2025 [£647 2024] for travel and subsistence during the year.
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Reference and Administrative Details**
**Charity Name:** The Parochial Church Council of the Ecclesiastical Parish of St George’s Newcastle Under Lyme
**Other names the charity is known by:** N/A **Registered Charity Number** : 1206560
**Charity’s principal address:** St George’s Church Queen Street Newcastle Under Lyme ST5 2UB **Correspondence address:** St George’s Church and Centre Cherry Orchard Newcastle Under Lyme ST5 2UB **Website address:** https://www.stgn.org
## **PCC Members: Who Served from 1 January 2025 to the date this report was approved**
|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**period**|
|---|---|---|
|**Ex-Officio**|||
|Revd Martin Ball|Chairperson||
|David Murray|Churchwarden||
||||
|**Elected Members**|||
|Paulo Sardinha|Gift Aid Secretary||
|Steven Edge|||
|Melody Ball|||
|Simone Bouwer|PCC Secretary||
|Andre Rabbi Tarroni Barbosa|||
|Lorrany De Oliveira Gomes
Tarroni|||
|Abigail Wong|||
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
|**Bank**|National Westminster 75 High Street Newcastle ST5 1PN|
|---|---|
|**Investment**|CCLA|
|**Managers**|1 Angel Ln London EC4R 3AB|
|**Independent**||
|**Examiner**|Lichfield Diocesan Board of Finance|
||St Marys House, The Close, Lichfield. WS13 7LD|
Approved by the PCC on 17.03.26 and signed on its behalf by:
………………………………. Revd Martin Ball
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Independent Examiner’s report to the trustees/members of The PCC of The Parish of St George’s Newcastle Under Lyme**
Charity registration number: 1206560
I report on the accounts for the year ended 31[st] December 2025 which are set out on the following pages.
## **Respective responsibilities of the Trustees and Independent Examiner**
The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under Section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.
## It is my responsibility
- to examine the accounts under section 145 of the Charities Act,
- to follow the procedures laid down in the General Directions given by the Charity Commission
- (under section 145(5)(b) of the Charities Act, and
- to state whether particular matters have come to my attention.
## **Basis of Independent Examiner's Statement**
My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the account and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a “true and fair” view and the report is limited to those matters set out in the statement below.
## **Independent Examiner's Statement**
In connection with my examination, no material matters have come to my attention which gives me cause to believe that in any material respect:
- accounting records were not kept in accordance with section 130 of the Charities Act or
- the accounts do not accord with the accounting records
I have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Lichfield Diocesan Board of Finance
St Mary’s House, The Close, Lichfield WS13 7LD
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **The Parish of St George’s Newcastle Under Lyme Notes to the Financial Statements**
For the year ended 31[st] December 2025
The Financial statements of the PCC have been prepared in accordance with the Church Accounting Regulations 2006 using the Receipts and Payments basis.
There may be minor discrepancies in the totals as the pence are not being shown.
The financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant notes to these accounts. The financial statements include all transactions, assets and liabilities for which the PCC is responsible in law. They do not include the accounts of church groups that owe their main affiliation to another body nor those that are informal gatherings of Church members.
## **Cashflow Statement**
The Charity has taken advantage of the exemption in FRS102 from the requirement to produce a cashflow statement on the grounds that the income does not exceed £500,000.
## **Going Concern**
It is PCC policy to try to maintain a balance on free reserves (net current assets) which equates to at least three months unrestricted payments. This is equivalent to £29,282_2025 [£28,214 2024]. It is held to smooth out fluctuations in cash flow and to meet emergencies. The balance of the free reserves at the year-end was £6,987_2025 [(£12,864) 2024] however the PCC holds designated funds of £23,632_2025 [£26,290_2024] which can be transferred back to General funds. The overall total is therefore £30,619_2025 [£13,426 2024] which is marginally higher than this target. This could give rise to the question as to whether Newcastle St George remain a going concern. The PCC are aware of this and will look at the income and expenditure from the General funds, ensuring that expenditure is recorded against restricted funds if it is appropriate.
## **Accounting Estimates and Prior Year Errors**
No changes to accounting estimates have occurred in the reporting period. No material prior year errors have been identified in the reporting period
## **Description of Funds**
**Unrestricted funds** are income funds of the PCC that are available for spending on the general purposes of the PCC, including amounts designated by the PCC for fixed assets for its own use or for spending on a future project and which are therefore not included in its "free reserves" as disclosed in the trustees' annual report.
An explanation of purpose of each Designated fund are as follows:
- Fabric Fund – Funds set aside for the upkeep of the Fabric of the building
- Love thy Neighbour – Set aside for Family essentials. PCC to agree to this fund in 2026. Have recommended this fund is not opened and the PCC investigate as to whether the Dutton Fund could be used for this initiative.
- Tots & Dots – Funds set aside for the Mother and Baby group
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
**Restricted funds** comprise of two elements :-
- a) income from trusts or endowments which may be expended only on those restricted objects provided in the terms of the trust or bequest
- b) donations or grants received for a specific object or invited by the PCC for a specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of each year must be carried forward as a balance on that fund. The PCC does not usually invest separately for each fund. Where there is no separate investment, interest is apportioned to individual funds on an average balance basis.
An explanation of purpose of each Restricted fund are as follows:
- Dutton – AV Dutton for the Poor – This was an historical legacy to be used for the prevention or relief of poverty for elderly people by providing grants. This is registered with Charity commission in its own right. Charity number: 216094
- Fab1262 – Fabric Trust 1262 Fund – An historic legacy that was to used for refurbishment and or repair of the fabric of the Church
- Fabric – Restricted to the upkeep of the Fabric of the building
- Transform – Grant from Church Revitalise Trust for transform – Overdrawn £1,077.38 transferred from General to bring to nil and close. £800 received 31.03.23 but posted to 0550 General.
**Endowment funds** are restricted funds that must be retained as trust capital either permanently or subject to a discretionary power to spend capital as income, and where the use of any income or other benefit derived from the capital may be restricted or unrestricted. Full details of all their restrictions are shown in the notes to the accounts.
An explanation of purpose of each Endowment fund are as follows:
- Dutton – AV Dutton for the Poor – This was an historical legacy to be used for the prevention or relief of poverty for elderly people by providing grants. This is registered with Charity commission in its own right. Charity number: 216094
## **Incoming Resources**
Planned giving, collections and donations are recognised when received or when the PCC becomes entitled to the resource and the monetary value can be measured with sufficient reliability. Tax refunds are recognised when the incoming resource to which they relate is received. Grants and Legacies are accounted for when the PCC is legally entitled to the amounts due and the monetary value can be measured with sufficient reliability. Dividends are accounted for when receivable, interest is accrued. All other income is recognised when it is receivable. All incoming resources are accounted for gross.
## **Resources Expended**
Grants and donations are accounted for when paid over, or when awarded, if that award creates a binding or constructive obligation on the PCC. The diocesan parish share is accounted for when due. Amounts received specifically for mission are dealt with as restricted funds. All other expenditure is generally recognised when it is incurred and is accounted for gross.
## **Governance and Support Costs**
Support costs should be allocated between governance costs and other support. Governance costs comprise all costs involving public accountability of the PCC and its compliance with regulation and good practice.
Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of resources eg by allocating staff costs by time spent and other costs by their usage.
## **Fixed Assets**
Consecrated and benefice property is not included in the accounts by s.10(2)(a)&(C) of the Charities Act 2011.
Moveable church furnishings held by the Vicar and Churchwardens on special trust for the PCC and which require a faculty for disposal are inalienable property, listed in the Church’s inventory, which can be inspected (at any reasonable time). For anything acquired prior to 2000 there is insufficient cost information available and therefore such assets are not valued in the financial statements.
No depreciation is provided on buildings as the currently estimated residual value of the properties is not less than their carrying value and the remaining useful life of these assets exceeds 50 years, so that any depreciation charges would be immaterial. Other tangible fixed assets are valued at cost. The depreciation rates and methods used are 50% per annum.
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St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Investments**
Investments in quoted shares, traded bonds and similar investments are valued initially at cost and subsequently at market value at the year end. Investments held for re-sale are treated as current asset investments.
## **Debtors**
Debtors are measured on initial recognition at settlement amount. Subsequently they are measured as cash expected to be received
## **Creditors and Accruals**
Creditors are measured at settlement amounts less any trade discounts. Accruals are measured on best estimate of the amount required to settle the obligation at the reporting date.
_Page 13_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## _**The Parish of Newcastle – St George year ending 2025**_
## **Receipts and Payments Account 2025**
||**Unrestricted**
**funds**
**Designated**
**funds**
**Restricted**
**funds**
**Endowment**
**funds**
**2025**
**2024**|
|---|---|
|**Receipts**
Donations and legacies
Income from charitable activities
Other trading activities
Investments
Other income
**Total income**
**Payments**
Raising funds
Expenditure on charitable activities
Other expenditure
**Total expenditure**
**Net income / (expenditure) resources before transfer**
**Transfers**
Gross transfers between funds - in
Gross transfers between funds - out
**Other recognised gains / losses**
Gains/losses on investment assets
Gains on revaluation, fixed assets, charity's own use
**Net movement in funds**
**Reconciliation of funds**
**Total funds brought forward**
**Total funds carried forward**|115,417
1,030
-
-
116,447 73,590
3,436
-
-
-
3,436
4,414
18,694
-
-
-
18,694
21,511
557
12
1,166
-
1,737
1,398
-
-
-
-
-
-|
||**138,104**
**1,043**
**1,166**
**-**
**140,314 100,913**
4,643
683
-
-
5,327
6,520
112,487
2,919
17,984
-
133,392 107,213
-
-
-
-
-
-|
||**117,131**
**3,603**
**17,984**
**-**
**138,719 113,734**|
||**20,973**
**(2,561)**
**(16,818)**
**-**
**1,595**
**(12,821)**
30,250
30,727
2,044
-
63,022
10,000
(31,372)
(30,826)
(825)
-
(63,023) (10,000)
-
-
1,693
(1,809)
(116)
3,463
-
-
-
-
-
-|
||**19,851**
**(2,658)**
**(13,905)**
**(1,809)**
**1,479**
**(9,357)**|
||**(12,864)**
**26,290**
**134,762**
**37,786**
**185,974 195,331**|
||**6,987**
**23,632**
**120,857**
**35,977**
**187,454 185,974**|
_Page 14_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Statement of assets and liabilities 2025**
|**Class and nominal code**|**General Designated**
**Restricted Endowment**
**2025**
**2024**|
|---|---|
|**Fixed Asset - Investments**
C03058249: CCLA AV Dutton
CB3008569: CCLA Newcastle S.George TN1262
**Total**
**Current Asset - Cash At Bank And In Hand**
08137153: Bank current a/c NatWest
13023802: Bank deposit a/c NatWest
6590: Petty Cash_General & Love Thy Neighbour
6591: Petty Cash_Dutton
CB3008561: CBF Lichfield Trust - Caddick
ZZ00018384: Bank current a/c CAF
ZZ00094989: Bank deposit a/c CAF
ZZ5095135039: CAF 90 Day Access Account
**Total**
**Liability - Agency Accounts**
6699: Agency collections
**Total**
**Net total assets**|-
-
-
35,977
35,977
37,786
-
-
119,165
-
119,165 117,471|
||**-**
**-**
**119,165**
**35,977**
**155,142 155,257**
6,932
3,990
(5,481)
-
5,442
1,836
-
18,994
5,726
-
24,720
11,375
55
648
-
-
703
141
-
-
551
-
551
-
-
-
1,207
-
1,207
1,097
-
-
-
-
-
48
-
-
-
-
-
912
-
-
-
-
-
15,480|
||**6,987**
**23,632**
**2,004**
**-**
**32,624**
**30,891**
-
-
312
-
312
174|
||**-**
**-**
**312**
**-**
**312**
**174**|
||**6,987**
**23,632**
**120,857**
**35,977**
**187,454 185,974**|
Approved by the PCC on 17.03.26 and signed on its behalf by:
……………………………….
Revd Martin Ball
_Page 15_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Statement of assets and liabilities 2024**
|**Class and nominal code**|**General**
**Designated**
**Restricted**
**Endowment**
**2024**
**2023**|
|---|---|
|**Fixed Asset - Investments**
C03058249: CCLA AV Dutton 360900001T
CB3008569: CCLA Newcastle S.George TN1262
Total
**Current Asset - Cash At Bank And In Hand**
00018384: Bank current a/c CAF
00094989: Bank deposit a/c CAF
08137153: Bank current a/c NatWest
13023802: Bank deposit a/c NatWest
5095135039: CAF 90 Day Access Account
6590: Cash in hand
CB3008561: CBF Lichfield Trust - Caddick
Total
**Liability - Agency Accounts**
6699: Agency collections
Total
**Net total assets**|-
-
-
37,786
37,786
36,951
-
-
117,471
-
117,471 114,843|
||-
-
117,471
37,786
155,257 151,794
40
8
-
-
48
8
(90)
1,001
-
-
912
989
10,024
(9,545)
1,356
-
1,836
(148)
(7,938)
13,317
5,995
-
11,375
22,172
(15,099) 21,507
9,071
-
15,480
19,326
55
-
86
-
141
141
141
-
955
-
1,097
1,097|
||(12,864) 26,290
17,464
-
30,891
43,587
-
-
174
-
174
50|
||-
-
174
-
174
50|
||**(12,864) 26,290**
**134,762**
**37,786**
**185,974 195,331**|
_Page 16_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Analysis of receipts and payments 2025**
|**Analysis of receipts and payments 2025**||
|---|---|
||**Unrestricted**
**Designated**
**Restricted**
**Endowment**
**2025**
**2024**|
|**RECEIPTS**
**Donations and legacies**
0101 - Gift Aid Collections
0201 - Non Gift Aid Collections
0301 - Loose plate collections
0303 - Contactless
0550 - Donations
0601 - Tax recoverable on Gift Aid
0701 - Legacies
0901 - Other funds generated
**Donations and legacies Totals**
**Income from charitable activities**
0902 - Heating - Weddings&Funerals
1101 - Fees for weddings and funerals
1230 - Church hall lettings - objectives
**Income from charitable activities Totals**
**Other trading activities**
1225 - Car park receipts
ZZ1301 - Fetes and events
**Other trading activities Totals**
**Investments**
1001 - Dividends
1020 - Bank/Building soc/CBF interest
**Investments Totals**
**Receipts Grand totals**
**PAYMENTS**
**Raising funds**
1730 - Costs of fetes & other events
1740 - Bank Charges
**Raising funds Totals**
**Expenditure on charitable activities**
1731 - Hospitality
1801 - Giving to missionary societies
1850 - Home mission
1910 - Common Fund
2001 - Cleaner
2050 - Salary of parish administrator
2101 - Working expenses of incumbent
2150 - Vicar's telephone
2170 - Education
2201 - Parish training and mission
2301 - Church running - insurance
2310 - Church office - telephone
2320 - Organ / piano tuning
2330 - Church maintenance
2331 - Cleaning
2340 - Upkeep of services
2350 - Upkeep of churchyard
2360 - Administration
2370 - Visiting speakers / locums
2440 - Church running - heating and lighting
2560 - Hall running - maintenance|42,734
-
-
-
42,734
16,803
21,289
-
-
-
21,289
22,021
3,008
-
-
-
3,008
4,217
6,935
415
-
-
7,350
19,675
11,154
-
-
-
11,154
6,237
23,653
-
-
-
23,653
4,147
5,000
-
-
-
5,000
-
1,642
614
-
-
2,257
488|
||**115,417**
**1,030**
**-**
**-**
**116,447 73,590**
180
-
-
-
180
120
471
-
-
-
471
104
2,785
-
-
-
2,785
4,190|
||**3,436**
**-**
**-**
**-**
**3,436**
**4,414**
18,694
-
-
-
18,694
19,900
-
-
-
-
-
1,611|
||**18,694**
**-**
**-**
**-**
**18,694**
**21,511**
-
-
1,056
-
1,056
1,028
557
12
110
-
680
369|
||**557**
**12**
**1,166**
**-**
**1,737**
**1,398**|
||**138,104**
**1,043**
**1,166**
**-**
**140,314 100,913**|
||4,588
683
-
-
5,272
6,460
54
-
-
-
54
60|
||**4,643**
**683**
**-**
**-**
**5,327**
**6,520**
2,088
-
-
-
2,088
1,441
1,933
-
-
-
1,933
1,400
38
351
859
-
1,250
301
33,601
-
-
-
33,601
32,001
4,609
-
-
-
4,609
3,771
32,462
-
-
-
32,462
31,249
612
-
-
-
612
647
-
-
-
-
-
255
2,350
900
-
-
3,251
2,925
2,891
-
-
-
2,891
2,868
7,838
-
-
-
7,838
7,595
806
-
-
-
806
697
90
-
-
-
90
408
706
1,658
484
-
2,849
2,024
2,476
-
-
-
2,476
2,049
59
-
-
-
59
3,060
1,148
-
-
-
1,148
493
4,833
8
-
-
4,842
6,589
-
-
-
-
-
9
8,629
-
-
-
8,629
6,095
4,884
-
-
-
4,884
-|
_Page 17_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
|2701 - Church major repairs - structure|-|-|14,140|-|14,140|-|
|---|---|---|---|---|---|---|
|2710 - Church major repairs - installation|-|-|2,500|-|2,500|-|
|2840 - Other PCC property upkeep|423|-|-|-|423|-|
|ZZ2561 - Equipment purchased|-|-|-|-|-|1,330|
|**Expenditure on charitable activities Totals**|**112,487**|**2,919**|**17,984**|**-**|**133,392**|**107,213**|
|**Payments Grand totals**|**117,131**|**3,603**|**17,984**|**-**|**138,719**|**113,734**|
## **Fund movement by type 2025**
|**Fund**|**Opening**
**Incoming**
**Outgoing**
**Transfers**
**Gains/Losses**
**Journals**
**Closing**|
|---|---|
|**Dutton**
Restricted
Endowment
**Sub-totals**
**Fabres**
Restricted
**Sub-totals**
**Love Thy Neigbour**
Designated
**Sub-totals**
**Tots.Dots**
Designated
**Sub-totals**
**Transform**
Restricted
**Sub-totals**
**General**
Unrestricted
**Sub-totals**
**Fabric**
Designated
**Sub-totals**
**Fab1262**
Restricted
**Sub-totals**|6,081
1,056
859
-
-
-
6,277
37,786
-
-
-
(1,809)
-
35,977|
||**43,867**
**1,056**
**859**
**-**
**(1,809)**
**-**
**42,254**
955
110
484
141
-
-
722|
||**955**
**110**
**484**
**141**
**-**
**-**
**722**
-
-
351
-
-
-
(352)|
||**-**
**-**
**351**
**-**
**-**
**-**
**(352)**
3,443
1,030
1,593
-
-
-
2,880|
||**3,443**
**1,030**
**1,593**
**-**
**-**
**-**
**2,880**
(1,078)
-
-
1,077
-
-
-|
||**(1,078)**
**-**
**-**
**1,077**
**-**
**-**
**-**
(12,864)
138,104
117,131
(1,122)
-
-
6,987|
||**(12,864)**
**138,104**
**117,131**
**(1,122)**
**-**
**-**
**6,987**
22,846
12
1,658
(98)
-
-
21,104|
||**22,846**
**12**
**1,658**
**(98)**
**-**
**-**
**21,104**
128,803
-
16,640
-
1,693
-
113,857|
||**128,803**
**-**
**16,640**
**-**
**1,693**
**-**
**113,857**|
|**Totals**|**185,974**
**140,314**
**138,719**
**-**
**(116)**
**-**
**187,454**|
_Page 18_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Fund movement by type 2024**
|**Fund**|**Opening**
**Incoming**
**Outgoing**
**Transfers**
**Gains/Losses**
**Journals**
**Closing**|
|---|---|
|Dutton
Restricted
Endowment
Sub-totals
Tots.Dots
Designated
Sub-totals
Transform
Restricted
Sub-totals
General
Unrestricted
Sub-totals
Fabric
Designated
Sub-totals
Fab1262
Restricted
Sub-totals
Fabres
Restricted
Sub-totals|5,932
1,028
880
-
-
-
6,081
36,951
-
-
-
834
-
37,786|
||42,883
1,028
880
-
834
-
43,867
2,450
992
-
-
-
-
3,443|
||2,450
992
-
-
-
-
3,443
(1,078)
-
-
-
-
-
(1,078)|
||(1,078)
-
-
-
-
-
(1,078)
1,109
98,881
112,854
-
-
-
(12,864)|
||1,109
98,881
112,854
-
-
-
(12,864)
12,835
11
-
10,000
-
-
22,846|
||12,835
11
-
10,000
-
-
22,846
126,175
-
-
-
2,628
-
128,803|
||126,175
-
-
-
2,628
-
128,803
10,955
-
-
(10,000)
-
-
955|
||10,955
-
-
(10,000)
-
-
955|
|**Totals**|**195,331**
**100,913**
**113,734**
**-**
**3,463**
**-**
**185,974**|
_Page 19_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Staff Costs**
||**2025**
**£**|**2024**
**£**|
|---|---|---|
||||
|Wages & Salaries|£33,094|£32,414|
|Social Securitycosts|£ 3,310|£ 2,607|
|Average number of
Employees|2|2|
During the year the PCC employed an administrator and a church cleaner, one part-time and one full- time. Not all payments were large enough to attract social security costs.
There were no employee benefits to key management personnel in the previous or current year. However, the vicars wife was employed as the Church cleaner and paid £2,724.
Melody Ball is employed as the Church administrator and has been since 2015. This was discussed by the PCC without Rev Martin Ball present and decided that she was the best candidate for the job. She joined as a PCC trustee in 2021. This was discussed again by the PCC without Rev Martin Ball or Melody Ball present and decided that she could add value to the PCC in addition to retaining her position as Church administrator.
The PCC uses the National Employment Savings Trust [Nest] via the Diocesan Payroll Scheme, for its pension payments £667 2025 [£652 2024]
## **Trustees’ Remuneration & Expenses**
One of the trustees has been paid remuneration of £28,485 2025 [£27,990 2024]
One Trustee has been reimbursed £612_2025 [£647 2024] [for travel and subsistence during the year
## **Related Parties**
No other expenses were paid to any other PCC member, persons closely connected to them, or related parties.
Donations from 6 related parties [PCC members} during the year totalled £17,423_2025 [£21,488 2024]. All these donations were received without conditions.
## **Fees for the Examination of Accounts**
||**2025**
**£**|**2024**
**£**|
|---|---|---|
||||
|Independent Examiner’s
fees|210|150|
||||
|Other fees (eg accountancy
services) paid to the
Independent Examiner|990|935|
|**Total**|**1,200**|**1,085**|
_Page 20_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Analysis of Transfer between Funds 2025**
|**Debit**|**Credit**|**Description**|**Fund**|**Fund Type **|
|---|---|---|---|---|
|-|1,077.38|Tfr from General to Transform to bring to nil and close.
£800 donation 0550 received 31.03.23 but posted to
general|General|Unr|
|1,077.38|-|Tfr from General to Transform to bring to nil and close.
£800 donation 0550 received 31.03.23 but posted to
general|Transform|Res|
|-|12,988.08|Tfr from General to Fabric designated 08137153 and
from Fabric designated to general 13023802 contra to tidy
up|General|Unr|
|12,988.08|-|Tfr from General to Fabric designated 08137153 and
from Fabric designated to general 13023802 contra to tidy
up|Fabric|Des|
|-|124.96|Tfr from General to AV Dutton 08137153 contra in
13023802|General|Unr|
|124.96|-|Tfr from General to AV Dutton 08137153 contra in
13023802|Dutton|Res|
|-|19,849.47|Tfr from Fabric to General in 08137153 contra in
13023802|Fabric|Des|
|19,849.47|-|Tfr from Fabric to General in 08137153 contra in
13023802|General|Unr|
|-|-19,849.47|Tfr from Fabric to General in 08137153 contra in
13023802|Fabric|Des|
|-19,849.47|-|Tfr from Fabric to General in 08137153 contra in
13023802|General|Unr|
|-|17,039.57|Tfr from Fabric to General in 08137153 contra in
13023802|Fabric|Des|
|17,039.57|-|Tfr from Fabric to General in 08137153 contra in
13023802|General|Unr|
|-|700|Tfr from Fabric to AV Dutton in 08137153 contra in
13023802|Fabric|Des|
|700|-|Tfr from Fabric to AV Dutton in 08137153 contra in
13023802|Dutton|Res|
|-|12,988.08|Tfr from General to Fabric designated 08137153 and
from Fabric designated to general 13023802 contra to tidy
up|Fabric|Des|
|12,988.08|-|Tfr from General to Fabric designated 08137153 and
from Fabric designated to general 13023802 contra to tidy
up|General|Unr|
|-|124.96|Tfr from General to AV Dutton 08137153 contra in
13023802|Dutton|Res|
|124.96|-|Tfr from General to AV Dutton 08137153 contra in
13023802|General|Unr|
|-|17,039.57|Tfr from Fabric to General in 08137153 contra in
13023802|General|Unr|
|17,039.57|-|Tfr from Fabric to General in 08137153 contra in
13023802|Fabric|Des|
|-|700|Tfr from Fabric to AV Dutton in 08137153 contra in
13023802|Dutton|Res|
|700|-|Tfr from Fabric to AV Dutton in 08137153 contra in
13023802|Fabric|Des|
_Page 21_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
|-|141.98|Tfr from General to Fabric restricted to correct. Interest
posted togeneral in error|General|Unr|
|---|---|---|---|---|
|141.98|-|Tfr from General to Fabric restricted to correct. Interest
posted togeneral in error|Fabres|Res|
|-|8.51|Tfr from Fabric designated to General 00018384 to
correct.|Fabric|Des|
|8.51|-|Tfr from Fabric designated to General 00018384 to
correct.|General|Unr|
|-|89.05|Tfr from Fabric designated to General 0009489 to
correct. Monthly account fee posted to general in previous
years|Fabric|Des|
|89.05|-|Tfr from Fabric designated to General 0009489 to
correct. Monthly account fee posted to general in previous
years|General|Unr|
## **Analysis of Transfer between Funds 2024**
**----- Start of picture text -----**
Reference Debit Credit Description Fund Fund Type
Tfr from Fabric restricted to Fabric Tfr from Fabric restricted to Fabric
designated - 10,000.00 designated Fabres Res
Tfr from Fabric restricted to Fabric Tfr from Fabric restricted to Fabric
designated 10,000.00 - designated Fabric Des
**----- End of picture text -----**
## **Fixed Assets**
Fixed Asset Investments
||**At 1 Jan**
**£**|**Additions**
**£**|**Disposals**
**£**|**Transfers**
**£**|**Change in**
**Market**
**Value**
**£**|**At 31**
**Dec**
**£**|
|---|---|---|---|---|---|---|
|Restricted Funds|||||||
|Investments|117,471|-|-|-|1,693|119,165|
||||||||
|Endowment Fund|||||||
|Investments|37,786|-|-|-|-1,808|35,977|
||||||||
||||||||
|**Total**|**155,257**|**-**|**-**|**-**|**-116**|**155,142**|
CB3008569 CCLA (CBF) St Georges NUL – Fabric Trust 1262 – Restricted £119,165_2025 [£117,471 2024] CB3058249 – CCLA A V Dutton – Endowment - £35,977_2025 [£37,786 2024]
_Page 22_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Summary of Assets by Fund 2025**
|General (Unrestricted)
Designated - Fabric
Designated - Love Thy Neigbour
Designated - Tots.Dots
Restricted - Dutton
Restricted - Fab1262
Restricted - Fabres
Restricted - Transform
Endowment - Dutton
**Total**|**Unrestricted**
**Designated**
**Restricted**
**Endowment**
**2025**
**2024**
6,987
-
-
-
6,987
(12,864)
-
21,104
-
-
21,104
22,846
-
(352)
-
-
(352)
-
-
2,880
-
-
2,880
3,443
-
-
6,277
-
6,277
6,081
-
-
113,857
-
113,857
128,803
-
-
722
-
722
955
-
-
-
-
-
(1,078)
-
-
-
35,977
35,977
37,786|
|---|---|
||**6,987**
**23,632**
**120,857**
**35,977**
**187,454**
**185,974**|
## **Summary of Assets by Fund 2024**
|General (Unrestricted)
Designated - Fabric
Designated - Tots.Dots
Restricted - Dutton
Restricted - Fab1262
Restricted - Fabres
Restricted - Transform
Endowment - Dutton
**Total**|**Unrestricted**
**Designated**
**Restricted**
**Endowment**
**2024**
**2023**
(12,864)
-
-
-
(12,864)
1,109
-
22,846
-
-
22,846
12,835
-
3,443
-
-
3,443
2,450
-
-
6,081
-
6,081
5,932
-
-
128,803
-
128,803
126,175
-
-
955
-
955
10,955
-
-
(1,078)
-
(1,078)
(1,078)
-
-
-
37,786
37,786
36,951|
|---|---|
||**(12,864)**
**26,290**
**134,762**
**37,786**
**185,974**
**195,331**|
_Page 23_
St George’s – Newcastle Under Lyme – TAR (Trustees Annual Report) – Year Ending 2025
## **Receipts & Payments Comparatives Previous Year 2024**
## **Receipts and Payments Account 2024**
||**Unrestricted**
**funds**
**Designated**
**funds**
**Restricted**
**funds**
**Endowment**
**funds**
**2024**
**2023**|
|---|---|
|**Receipts**
Donations and legacies
Income from charitable activities
Other trading activities
Investments
Other income
**Total income**
**Payments**
Raising funds
Expenditure on charitable activities
Other expenditure
**Total expenditure**
**Net income / (expenditure) resources before transfer**
**Transfers**
Gross transfers between funds - in
Gross transfers between funds - out
**Other recognised gains / losses**
Gains/losses on investment assets
Gains on revaluation, fixed assets, charity's own use
**Net movement in funds**
**Reconciliation of funds**
**Total funds brought forward**
**Total funds carried forward**|73,114
475
-
-
73,590
71,598
4,414
-
-
-
4,414
6,013
20,994
517
-
-
21,511
23,902
358
11
1,028
-
1,398
2,738
-
-
-
-
-
-|
||**98,881**
**1,004**
**1,028**
**-**
**100,913 104,252**
6,520
-
-
-
6,520
3,739
106,333
-
880
-
107,213 110,543
-
-
-
-
-
-|
||**112,854**
**-**
**880**
**-**
**113,734 114,283**|
||**(13,973)**
**1,004**
**148**
**-**
**(12,821) (10,031)**
-
10,000
-
-
10,000
493
-
-
(10,000)
-
(10,000) (494)
-
-
2,628
834
3,463
15,930
-
-
-
-
-
-|
||**(13,973)**
**11,004**
**(7,223)**
**834**
**(9,357)**
**5,899**|
||**1,109**
**15,286**
**141,985**
**36,951**
**195,331 189,432**|
||**(12,864)**
**26,290**
**134,762**
**37,786**
**185,974 195,331**|
_Page 24_