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2024-12-31-accounts

Sera’s Report for the 2025 APCM, in Two Parts

Part 1: Last Year’s Activities:

Two Reference Points to frame my review of the year.

Our church values

Two years ago, the PCC identified three values that continue to underpin and shape all that we do and all that we are at St Denys. A) Growing as friends and followers of Jesus, B) Enriching communities near and far, C) Caring well for each other and our resources.

The Global Church’s Five Marks of Mission

A reference point for many churches across the globe (including the Church of England and the Anglican Communion are the following Five Marks of Mission. ‘The mission of the Church is the mission of Christ

‘The first Mark of Mission, identified with personal evangelism at the Anglican Consultative Council in 1984 (ACC-6) is a summary of what all mission is about, because it is based on Jesus’ own summary of his mission. This should be the key statement about everything we do in mission. ’ (From the Anglican Communion Office, 2025)

By combining these two elements, we get a good lens through which to look at the last year:

Growing as Friends and Followers of Jesus (#1Tell and #2 Tend)

Enriching Communities Near and Far (#3 Tend and #4 Transform in the Five Marks of Mission)

Caring Well for Each Other (#5 Treasure in the Five Marks of Mission)

For information about our Safeguarding, Finances & Site Stewardship please see the other reports of the APCM.

Part 2: Looking Ahead:

Opportunities

The Start Course : We have test run the Start Course, a 6 session course that explores life, purpose, identity, and God. It’s enjoyable, thoughtful, accessible and was described by one participant as ‘simple yet profound’. We have the resources to help anyone run it, (Laptop, short videos, A4 handouts & leaders notes). Have a think if there’s a group you’re part of that you could run it with, and contact Sera.

Grant & Funding Opportunities : We have been invited to apply for grants

through the Diocese which could provide some funding for three years to grow in mission. Simon, Hannah, Andrew, Marion and Sera are leading this process, and we are looking at how it could help with small developments in the church (such as fixed refreshment area) and also with staffing. In addition we have also applied for a grant to help us make adaptations to reduce our energy consumption and move to Net Zero.

Curacy : In late June, Paul, Jen and their teenage children will be joining us as Paul begins his three-four year curacy with us. They each bring their gifts, skills, insights and friendship, and it will be great to see the shape of things as they become part of the church family.

Anchors:

As we look ahead we recognise that there are opportunities but also many unknowns. It is vital that we remain anchored in God. And I believe that there are three anchors that can help us individually and collectively:

Our Values : The three values identified by the PCC can help keep us in balance individually and collectively: a) Growing as friends and followers of Jesus, b) enriching communities near and far, c) Caring well for one another and our resources

Question: How is the balance in your life at the moment ?

Our Habits: We are all creatures of habit. The thing to consider is what those habits are. I suggest that having habits that weave three strands into our life are really important to keep us anchored: Scripture (the Bible), Sacraments (Communion & Baptism) and Prayer (in its many forms)

You might want to take stock of your habit at the moment: where and how do you weave in the Bible, communion, remembering your baptism, and prayer?

Our Verse for the Year 2025: Whilst it can be tempting to focus on what we are doing (or not doing), at the heart of the matter is where are we dwelling and who are we anchored to? Louise, Tim, Hannah and I felt it was important that we are reminded of that call to be with Christ, and so are verse is this:

Jesus told his friends and followers:

‘Abide in me as I abide in you. Just as the branch cannot bear fruit by itself unless it abides in the vine, neither can you unless you abide in me . John 15:4

You might want to consider these synonymns for ‘abide’ as you reflect on our verse for the year: remain, dwell, stay, wait, stick around, hold on, hang on, dawdle. Which resonates with you?

Report by Rev Sera Rumble, Priest in Charge, St Denys

Jesus told hi5 friend5 and followers: 'Abide in me as I abide in you Just as the branch cannot bear f ruit by itself unless it. abides in the vine, neither c you unless you abide i John I f[

Income & Expenditure

St Denys PCC

For the year ended 31 December 2024
Account Fund Category 2024
Income Column1 £
Bank interest General Income-Other 125.92
Bids and funding Restricted-CommunityFoodProj 1,620.00
Charity Donation received-Church Ordination F General Income-Giving 0.00
Charity Donation Received-Macmillan Designated-GivingTo Charities (non-tithe) 251.41
Charity Donation Received-Macmillan General Income-Giving 48.69
Charity Donation received-Children's Society Designated-GivingTo Charities (non-tithe) 367.14
Charity Donation received-Christian Aid Donatio RestrictedIncome-Christian Aidnontithe 335.62
Charity Donation received-Embrace Middle Eas tGeneral Income-Giving 38.36
Charity Donation received-Embrace Middle Eas tDesignated-GivingTo Charities (non-tithe) 361.92
Contribution to General Refreshments General Income-Giving 197.39
Flood insurance payment General - Maintenance 4,732.04
Giving-ChurchDesk (non-allocated or for discipl General Income-Giving 6,351.43
Giving-Direct into Bank General Income-Giving 4,046.51
Giving-Gift Aid-From HMRC and other misc General Income-Giving 3,125.58
Giving-Parish Giving Scheme General Income-Giving 46,389.08
Giving-Service Collection-cash & cheques General Income-Giving 3,949.09
Giving-Service Collection-cash & cheques Designated-GivingTo Charities (non-tithe) 182.74
Giving-using Payaz and Non-designated Sumu pGeneral Income-Giving 2,069.13
Group-Coffee & Cake Contribution Designated-Coffee& Cake 724.99
Group-Creation Contributions Designated-Creation 95.22
Group-Drumbeats Contribution Designated- Drumbeats 952.43
Group-Friendles Contribuitions Restricted- Friendlies 290.11
Group-Messy Church Contribution General Income-Giving 36.72
Group-Stay & Play Contributions General Income- Rent 212.43
Life Event-Funerals Designated- Parochials 912.00
Life event-Marriage & Banns Designated- Parochials 667.00
Project Giving-Contribution for Community Foo dRestricted-CommunityFood 2,603.43
Project Giving-Contribution for Community Foo dGeneral Income-Giving 179.26
Project Giving-Contribution to Site Project General Income-Giving 968.53
Project Giving-Contribution to Site Project Designated-Specific SiteTask 603.28
Refunds and reimbursements General Expenses- Maintenance 347.50
Refunds and reimbursements General Expenses- Payroll 130.88
Refunds and reimbursements General Expenses- running costs 822.02
Refunds and reimbursements Designated-Specific SiteTask 22.80
Refunds and reimbursements General Income-Other 2,269.55
Site-Rooms for Hire General Income- Rent 36,959.65
Special Event-Church Fundraising and/or Socia General Income-GivingReceived 1,363.42
Restricted Fund-Historic Allocation General Income-GivingReceived (assigned asH 3,812.98
Total Income 128,166.25
Expenditure £
Charity Donation Paid from Church-(non-tithe) Designated-GivingTo Charities (non-tithe) 883.12
Charity Donation Paid from Church-(non-tithe) Restricted-Christian Aid 335.62
Charity Money Paid from Church-Children's So cDesignated-GivingTo Charities (non-tithe) 118.00
Church refreshment supplies-non-allocated General Expense- Ministry 223.84
Church refreshment supplies-non-allocated General Expense- Running Costs 6.00
Church Service resources General Expense- Ministry 258.46
CofE-Common Mission Fund General Expense- ParishShare 24,425.00
CofE-Parochial Fees Designated- Parochials 2,471.00
CofE Other Life Events Costs Designated- Parochials 100.00
Discipleship Resources-Small Groups & Prayer General Expense- Ministry 642.98
Finance-administrative costs General Expense- Running Costs 349.47
Flood damage costs General Expense- Maintenance 5,047.38
Group Expense-Coffee & Cake Designated-Coffee& Cake 291.89
Group Expense-Denys Friendlies Restricted- Friendlies 388.33
Group Expense-Drumbeats Designated- Drumbeats 221.57
Group Expense-Mustard Seeds & Messy Churc General Expense- Ministry 279.61
Mission-Clergy Discretionary Pot Designated- Tithing 615.00
Mission-Tithe Giving to Mission Partners Designated- Tithing 3,718.61
Office & Site-general supplies & equipment General Expenses- running costs 5,239.73
Office & Site-Subscriptions, Insurance & Licenc eGeneral Expenses- running costs 8,093.69
Office & Site-Subscriptions, Insurance & Licenc eGeneral Expense- Ministry 75.00
Project Expense-Community Food Project Restricted-CommunityFood 1,545.59
Site-Electricity for CENTRE (redundant since J aGeneral Expenses-Utilities 136.30
Site-Electricity for THE CHURCH (redundant si nGeneral Expenses-Utilities 109.84
Site-Gas bill-whole site General Expenses-Utilities 8,699.34
Site-Inspection reports General Expenses- maintenance 780.00
Site-Inspection reports General Expenses- Running Costs 815.71
Site-Landline and Broadband General Expenses-Utilities 751.28
Site-Let the Be Light Designated-Specific SiteTask 222.20
Site-Maintenance and Improvement General Expense- Maintenance 13,014.70
Site-Maintenance and Improvement General Expense- Running Costs 125.00
Site-Maintenance and IMprovement Restricted- BuildingIcon 125.00
Site-Water Rates General Expenses-Utilities 1,424.02
Site Project Expense-misc Designated-Specific SiteTask 420.00
Site Project Expense-Toilets Designated-Specific SiteTask 430.00
Site-Scheduled Service Providers & Contractors General Expense- Maintenance 375.50
Site-Scheduled Service Providers & Contractors General Expense- Running Costs 6,280.44
Site-Electricity whole site General Expenses-Utilities 4,028.06
Special Event-Expense General Expense- Fundraising & Socials 194.28
Special Event-Expense General Expense- Ministry 24.52
Staff-Payroll & Pension Contributions General Expense- Payroll 24757.74
Team-Clergy, Staff & Volunteer Equipment Cos General Expense- Running Costs 408.00
Team-Clergy, Staff & volunteer training General Expense- Running Costs 288.00
Total Expenditure 118,739.82
Operating excess/loss 9,426.43
Report 2: Income by Account and Fund Report 2: Income by Account and Fund
Account Category Co dFund Amount Fund Totals
Column1 Col uColumn2 Column3 Column 4
Group- Stay& PlayContributions A1 General Income - Rent 212.43
Site - Rooms for Hire A1 General Income - Rent 36,959.65 37,172.08
Project Giving- Contribution to Site Project A2 General Income - Giving 968.53
Special Event - Church Fundraisingand/or Social A2 General Income - Giving 1,363.42
CharityDonation received - Church Ordination Fund A2 General Income- Giving -
CharityDonation Received - Macmillan A2 General Income- Giving 48.69
CharityDonation received- Embrace Middle East A2 General Income- Giving 38.36
Contribution to General Refreshments A2 General Income- Giving 197.39
Giving- ChurchDesk(non-allocated or for discipleship A2 General Income- Giving 6,351.43
Giving- Direct into Bank A2 General Income- Giving 4,046.51
Giving- Gift Aid- From HMRC and other misc A2 General Income- Giving 3,125.58
Giving- Parish GivingScheme A2 General Income- Giving 46,389.08
Giving- Service Collection - cash & cheques A2 General Income- Giving 3,949.09
Giving- usingPayaz and Non-designated Sumup A2 General Income- Giving 2,069.13
Group- MessyChurch Contribution A2 General Income- Giving 36.72
Project Giving- Contribution for CommunityFood Pro A2 General Income- Giving 179.26 68,763.19
Bank interest A3 General Income - Other 125.92
Refunds and reimbursements A3 General Income - Other 2,269.55 2,395.47
Restricted Fund - Historic Allocation A4 Received (assigned as
Historical Allocation)
3,812.98 3,812.98
Flood insurancepayment A6 General - Maintenance 4,732.04
Refunds and reimbursements A6 General Expenses - Mainte 347.50 5,079.54
Refunds and reimbursements A8 General Expenses - Payroll 130.88 130.88
Refunds and reimbursements A9 General Expenses - runnin g
822.02
822.02
Group- Coffee & Cake Contribution D1 Designated - Coffee& Cake
724.99
724.99
Group- Creation Contributions D2 Designated - Creation 95.22 95.22
Group- Drumbeats Contribution D3 Designated - Drumbeats 952.43 952.43
CharityDonation Received - Macmillan D4 Designated - GivingTo Cha
251.41
CharityDonation received- Children's Society D4 Designated - GivingTo Cha
367.14
CharityDonation received- Embrace Middle East D4 Designated - GivingTo Cha
361.92
Giving- Service Collection - cash & cheques D4 Designated - GivingTo Cha
182.74
1,163.21
Life Event - Funerals D5 Designated - Parochials 912.00
Life event - Marriage & Banns D5 Designated - Parochials 667.00 1,579.00
Project Giving- Contribution to Site Project D6 Designated - Specific Site T
603.28
Refunds and reimbursements D6 Designated - Specific Site T
22.80
626.08
Project Giving- Contribution for CommunityFood Pro R3 Restricted - CommunityFo o
2,603.43
Bids and funding R3 Restricted - CommunityFo o
1,620.00
4,223.43
Group- Friendles Contribuitions R4 Restricted - Friendlies 290.11 290.11
CharityDonation received- Christian Aid Donations(n R5 Restricted Income- Christia 335.62 335.62
Total Income 128,166.25 128,166.25
Report 3: Expenditure by Account and Fund Report 3: Expenditure by Account and Fund Report 3: Expenditure by Account and Fund
Account Category Cod eFund Amount Fund Totals
Column 1 Col uColumn 2 Column 3 Column 4
Special Event-Expense A1 General Expense- Fundraising 194.28 194.28
Flood damage costs A2 General Expense- Maintenanc 5,047.38
Site-Maintenance and Improvement A2 General Expense- Maintenanc 13,014.70
Site-Scheduled Service Providers & Contractors A2 General Expense- Maintenanc 375.50
Site-Inspection reports A2 General Expenses- maintenan 780.00 19,217.58
Church refreshment supplies-non-allocated A3 General Expense- Ministry 223.84
Church Service resources A3 General Expense- Ministry 258.46
Discipleship Resources-Small Groups & Prayer A3 General Expense- Ministry 642.98
Group Expense-Mustard Seeds & Messy Churc A3 General Expense- Ministry 279.61
Office & Site-Subscriptions, Insurance & Licenc eA3 General Expense- Ministry 75.00
Special Event-Expense A3 General Expense- Ministry 24.52 1,504.41
CofE-Common Mission Fund A4 General Expense- ParishShar 24,425.00 24,425.00
Staff-Payroll & Pension Contributions A5 General Expense- Payroll 24757.74 24757.74
Church refreshment supplies-non-allocated A6 General Expense- Running Co 6.00
Finance-administrative costs A6 General Expense- Running Co 349.47
Site-Maintenance and Improvement A6 General Expense- Running Co 125.00
Site-Scheduled Service Providers & Contractors A6 General Expense- Running Co 6,280.44
Team-Clergy, Staff & Volunteer Equipment Cos A6 General Expense- Running Co 408.00
Team-Clergy, Staff & volunteer training A6 General Expense- Running Co 288.00
Office & Site-general supplies & equipment A7 General Expenses- running co 5,239.73
Office & Site-Subscriptions, Insurance & Licenc eA7 General Expenses- running co 8,093.69
Site-Inspection reports A7 General Expenses- Running C 815.71 21,606.04
Site-Electricity for CENTRE (redundant since J aA8 General Expenses-Utilities 136.30
Site-Electricity for THE CHURCH (redundant si nA8 General Expenses-Utilities 109.84
Site-Gas bill-whole site A8 General Expenses-Utilities 8,699.34
Site-Landline and Broadband A8 General Expenses-Utilities 751.28
Site-Water Rates A8 General Expenses-Utilities 1,424.02
Site-Electricity whole site A8 General Expenses-Utilities 4,028.06 15,148.84
Group Expense-Coffee & Cake D1 Designated-Coffee& Cake 291.89 291.89
Group Expense-Drumbeats D3 Designated- Drumbeats 221.57 221.57
Charity Donation Paid from Church-(non-tithe) D4 Designated-GivingTo Charitie 883.12
Charity Money Paid from Church-Children's Soc D4 Designated-GivingTo Charitie 118.00 1,001.12
CofE-Parochial Fees D5 Designated- Parochials 2,471.00
CofE Other Life Events Costs D5 Designated- Parochials 100.00 2,571.00
Site-Let the Be Light D6 Designated-Specific SiteTask 222.20
Site Project Expense-misc D6 Designated-Specific SiteTask 420.00
Site Project Expense-Toilets D6 Designated-Specific SiteTask 430.00 1,072.20
Mission-Clergy Discretionary Pot D7 Designated- Tithing 615.00
Mission-Tithe Giving to Mission Partners D7 Designated- Tithing 3,718.61 4,333.61
Project Expense-Community Food Project R3 Restricted-CommunityFood 1,545.59 1,545.59
Group Expense-Denys Friendlies R4 Restricted- Friendlies 388.33 388.33
Charity Donation Paid from Church-(non-tithe) R5 Restricted-Christian Aid 335.62 335.62
Site-Maintenance and IMprovement R6 Restricted- BuildingIcon 125.00 125.00
Total Expenditure 118,739.82 118,739.82

Report 4: Balance Sheet 2023 to 2024 Closing Balances

Cash at bank and in hand

31st Dec 2024 31st Dec 2023
Bank Accounts
HSBC 8,474.89
£
28,712.51
£
HSBC #2 0.09
£
0.09
£
Lloyds 42,887.34
£
13,637.26
£
CCLA 1,506.39
£
1,430.47
£
Friendlies Tin -
£
7.88
£
PettyCash 83.53
£
3.78
£
Total Bank&Cash 52,952.24
£
43,791.99
£

Independent Examiner Report 2023 listed CCLA closing balance in 2023 as £1403.60, however, CCLA bank records show it to be £1,430.47. So a manual adjustment was made in Xero.

Note*

IER 2023 - closing balance

As of 31/12/2023 Examiner Report (IER)
From Independent
28,712.51
£
0.09
£
13,637.26
£
1,403.60
£
7.88
£
3.78
£
43,765.12
£

Treasurer’s Report for Annual Meeting on Sunday 11 May 2025

Written by Robert Saunders (Treasurer)

I am pleased to present a summary of the accounts for the financial year ending 31[st] December 2024.

The accounts for 2024 will be the first that we are required to submit to the Charity Commission and which will be published on the public website.

Firstly, a huge thank you to those who have made regular and one-off financial gifts to the ministry and mission of the church both locally and internationally. Secondly, thank you to the staff team and all volunteers who have wisely spent our money to make positive changes to people’s lives.

Income

I am pleased to report that total income for 2024 was £128,166 which is an increase of 5.1% on 2023.

Total unrestricted giving totalled £68,763 (2023: £67,537)

Total income received from room and equipment hire was £ 37,172 (2023: £36,573)

This year the PCC has successfully reclaimed £400 in VAT incurred for maintenance work to the church. The PCC is also now claiming Gift Aid (GASDS) on small undeclared donations made via. Contactless card readers.(GASDS).

Expenditure

The total expenditure for 2024 was £118,739 which is an increase of 21.1% on 2023.

The total excess income over expenditure was £9,160 (2023: £23,861)

The total funds at bank and cash as of 31/12/2024 was: £52,925.

Following last year’s APCM damage was caused to the church centre by flooding. This incurred costs of £5,046, of which £4,730 was recovered in insurance payments.

Our total contribution to the wider work of the diocese through the Parish Share was £24,425 (2023: £19,525).

Our commitment to other organisations and individuals through tithing (including clergy discretionary pot) was £4,333 (2023: £2,615).

Total cost of utilities for 2024 was: £15,148 (2023: £18,200) This equates to an 16.7% reduction in costs which is testament to the work of the site and environment working groups which has gained both local and national recognition.

Other

The PCC has not been affected by recent changes to employer’s NI contributions as we received an annual rebate of £5,000. This means we are unlikely to reach the threshold to be liable to make contributions.

The proposed tithe for 2025 measured as 7% of total giving is £5,450 (2024: £5,334).

The Finance Group are exploring options for moving from our existing accounting software, Xero, to ExpensePlus. Xero has many benefits but is more targeted towards business use rather than third/charity.

Finally, a personal thank you to Sera, Ana, Andy Coley and Tim Nickels who have all given considerable time to preparing the accounts for independent examination.