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REGISTERED CHARifY NUMBER: 1206076
REPORT OF THE TRUSTEES AND
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
FOR
ST MARYTHE VIRGIN CHURCH BEARWOOD
Prime
Chartered Accountants
Comer Oak
1 Homer Roa
Solihull
B91 3QG

ST MARY THE VIRGIN CHURCH BEARWOOD
CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
Page
R8port of the Trustees
Independènt Examln•rfs Rèport
Ststsment of Financial Activities
Balan¢• Shoet
Notè¥ to tho Fln•n¢lal Statements
5 10 11
Dotslled Ststem•nt of Flnan¢lal A¢tlvltlo•
12 10 13

ST klARY THE VNiGIN CHUR¢H BEARWOOD
REPORT OF THE TRUSTEE8
FOR THE YEAR EldDED 31 DECEIIBER 2024
31 Decemb¢r2024. The trustees have the ol Acemting aTrJ Rep)rW by Ch8riti•B.'
Fln8ndd St•ndud owkat4• In tr* UK wwj of (FRS 1021 1 Jonuwy
20191.
STRUCTURE QOVERNAIKE AND IIANAGaAEirr
Go¥•rnlno docum•nt
mmn•gwn•nt
Th• truiteès have • to ithrtlfy •nd mlyAT IM tsk• to the th•rity li ryOB•d •ThJ to •n•w•
REFERENCE AP4D ADMIN18TPAThE DETAU
R•gl•t•rnl Ch•rfty numb•r
1208078
P￿￿￿paI •ddrM•
8••r*ffjod Road
Smet
W¢•t M￿¥
B86 48X
TYu•t•
Rev. B gak•r
Ind•p•nd•nt Ex￿In•f
Pdme
Comef Oak
1 Homer Ro•d
SolShull
8913QG
•xl W on by..
Tru8tee
FoJ8 ((IAIR OF Pcc

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
ST MARY THE VIRGIN CHURCH BEARWOOD
Independent examinerfs report to the trustees of St Mary the Wirgin Church BeaThvood
I report Its the charty Iruslees on my examination of the a¢¢ounls of St Mary the Virgin Church Bearwood
Ithe Trust) for the year ended 31 December 2024.
Responsibilities and basis of report
As the charity trustees of the Trust you are responsible for the preparat¥)n of the accounts in accordance
with the requirements of the Charits'es Act 2011 {'the Acf).
I report in respect of my examinaliM of the Trusfs accounts carrie(l out under Section 145 of the Act and in
carrying out my examination I have followed all applicable Directs'ons given by the Charity Commission under
Section 14515llbl of the Act.
Indapandent examinerfs statèment
I have completed my examination. I confirni that no material matter5 have come to my attention in
connection with the examinth.on giving me ¢ause to believe that in any material respect..
accounting records were not kept in respect of the Trust as required by Section 130 of the Act., or
the accounts do not accord wth those ￿CordS. or
the accounts do not compty wrth the applicab￿ requirements conceming the form and content of
accounts set out in the Chariknes IAccounts and Reports) Regulations 2008 other than any
requirement that the accounts give a true and fair view which is not a matter considered as part of an
independent examination.
I have no concerns and hove come across no other matters in connection wrth the examination lo which
attention should be drawn in this report in order to enable a proper understsnding of the accounts lo be
reached.
Jeremy Kilson FCA
Prime
Charte￿￿ Accounlanls
Corner Oak
1 Homer Road
Solihull
B913QG
Date..
0110412025
Page 2

ST MARY THE VIRGIN CHURCH BEARWOOD
STATEMENT OF FINANCIAL ACTIVITIES
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
Total
funds
2023
Total
funds
Unrestn"¢ted
fvnds
Restricted
funds
Note3
INCOME AND ENDOWMENTS FROM
Donations and legacies
172.707
13,399
186.106
268,140
Charltable a¢tlvltlo$
Charitable activf(ies
13.340
13.340
4,145
Investment income
Total
194.S65
13.399
207.964
274,730
EXPENDITURE ON
Charitabl8 activiti8$
charitab￿ activrties
123.S84
8.118
131.702
135,867
Other
4.454
4.454
1,440
Total
136 156
137,307
NET INCOME
Transfers betWOon fund#
66,527
5,281
71,808
137,423
Not movement In fvnds
66,81S
4,993
71.808
137.423
RECONCILIATION OF FUNDS
Total funds brought forward
235,339
288
235.627
98,204
TOTAL FUNDS CARRIED FORWARD
307 435
235.627
The notes fomi part of these financial statements
Page 3

8T IAARY ThEbryR¢IN CHURCH BEAR¥II)OD
BALAIICE SME
310ECE¥BER 2024
2023
fvn
FIXEDAS8ET8
11,370
CURRENT A88Ef8
Debtor¥
C•th at
16hS3
2•0 261
33A54
214336 229,760
14An)
144rn
15.5011
NEf CURRENT A•8ET8
1 2TI 86• 224 249
TOTAL AS8Ef8 LE88 CURRENT
LIABILmE8
107N31 236.627
NEf AUErs
l 235 827
FUNOI
Unr•itrktsd
Rethctsd fundi
202.164
236.339
288
TOTAL FUNDS
S 236 e27

ST MARY THE VIRGIN CHURCH BEARWOOD
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
ACCOUNTING POLICIES
Basis of preparing the financial statsments
The financial statements of the charity, which is a publ￿ benefft entty under FRS 102, have been
prepared in accordance wth the Charities SORP IFRS 1021 'Accounting and Reporting by Charities..
Slalement of Recommended Practice applicable to charib"e5 preparing their accounts in accordance
with the Financial Reporting Stsndard appI￿atyle in the UK and Republic of Ireland IFRS 1021
leffective 1 January 20191., Financial Reporting Standard 102 The Financial Reporting Standard
applicable in the UK and Republic of Ireland, and the Charities Act 2011. The financial statements
have been prepared under the historical cost convention.
Income
All income Is recognised in the Statement of Financial Acb"vilies once the charity has enlillernent lo the
funds. il is probable that the income will be ￿Ceived and the amounl can be measured reliably.
Expendltur•
Liabilities are recognised as expendf(ure as scon as there is a legal ¢y constructive obligation
committing the charity to that expendrture, it is probable that a transfer of economic benefits will be
required in settlernenl and the amount of the obligation can be measured reliably. Expenditure is
accounted for on an accruals basis and has been classifieil under headings that aggregate all cost
related lo the category. Where costs cannot be dire¢lly attributed lo particular headings they have
been allocated to activities on a basis consistent wth the use of resources.
Tanglble fix•d assets
Depreciation is provided at the follow'ng annual rates in order to write off each asset over its
eslimaled useful lrfe.
Fixtures and fittin93
20% on cost
Taxotlon
The charity is exempt from tsx on its charitable ath'vities.
Fund accountlng
Unrestricted fvnds can be used in accordance wrth the charrtable objectives at the discretion of the
Iruslees.
Restricted funds can only be used for particular restricted purposes ￿thIn the objects of the charity.
Restrictions arise vthen specrfjed by the donor or %then fijnds are raised for particular restricted
purposes.
Further explanation of the nature and purpose of each fund is induded in the notes to the financial
slalemenls.
Page 5
continued...

ST MARY THE VIRGIN CHURCH BEARWOOD
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31 DECEMBER 2024
INVESTMENT INCOME
2024
2023
Deposit account interest
8.518
2,445
TRUSTEES. REMUNERATION ANO BENEFITS
There were no Iruslees, ￿munera￿.(m1 or other beneffts for the year ended 31 December 2024 nor for
the year ended 31 December 2023.
Trust¢•$' •xp•n$•s
There were no trustees. expenses paid for the year ended 31 December 2024 nor for the year ended
31 December 2023.
COMPARATIVES FOR THE STATEMEMT OF FINANCIAL ACTIVITIES
Unrestricted
fvnds
Restricted
fund
Total
funds
INCOME AND ENDOWMENTS FROM
Donations and legacies
268.140
268,140
Charltabl• actlvltlos
Charitable activities
4,145
4,145
Investment income
2445
Total
274 730
274 730
EXPENDITURE ON
Charitablo activit1•$
Charitable activities
135,867
135,867
Other
Total
137,307
137,307
NET INCOME
137,423
137,423
RECONCILIA TION OF FUNDS
Total funds brought forward
97,916
288
98,204
TOTAL FUNDS CARRIED FORWARD
235,339
288
235,627
Page 6
continued...

ST MARY THE VIRGIN CHURCH BEARWOOD
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31 DECEMBER 2024
TANGIBLE FIXED ASSETS
Fixtures
and
fitb'ngs
COST
Al 1 January 2024
Additions
12,818
22,652
At 31 December 2024
DEPRECIA TION
At 1 January 2024
Charge for year
1,440
Al 31 December 2024
NET 800K VALUE
Al 31 December 2024
Al 31 Deeember 2023
11.378
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024
2023
Trade debtors
Prepayments and accrL*d incorr
16,453
29,443
4,011
33,454
CREDITORS.. AMOUNTS FALLING DUEWITHIN ONE YEAR
2024
2023
Other credrtors
5.501
Page 7
continued...

ST MARY THE VIRGIN CHURCH BEARWOOD
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31 DECEMBER 2024
MOVEMENT IN FUNDS
Net
movement
in funds
Transfers
be￿en
funds
Al
31.12.24
At 1.1.24
Unrestricted funds
General fund
Designated - Chairs fijnd
Designated - Boiler bjnd
Designated - LED lighting
Designated Church plant
Designated - Panty income
Designated - Staff costs Irom Sl Johns
Designated - Building projects costs
202,452
17.887
15,000
64.030
183.5751
{17,8871
182,907
15,000
1,943
30,000
554
35,000
1,943
30,000
$54
35.000
235,339
66,527
288
302.154
Re¥td¢tod fvnds
Choir vestry seating
Warm rooms grant
Pantry grant- food
Pantry 9rant- other
288
12881
442
1,276
442
1,276
TOTAL FUNDS
235 627
307 435
Net movement in funds, include(1 in Ihe above are as follows..
Incoming
resources
Restsurce8
expended
Movement
in funds
Unreytricted funds
General fund
Designated - LEO lighting
Designated - Panty income
192,068
1,943
$54
{128.038)
64,030
1,943
554
194,565
1128,0381
66.527
Restrfct8d funds
Warm rooms grant
Pantry grant- food
Pantry grant- other
soo
2,000
442
1,276
1724
TOTAL FUNDS
207.964
136.1561
71,808
Page 8
continued...

ST MARY THE VIRGIN CHURCH BEARWOOD
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31 DECEMBER 2024
MOVEMENT IN FUNDS - ¢ontlnu•d
Comparatives for movement in funds
Net
movement
in funds
Al
31.12.23
Al 1.1.23
Unrestricted funds
General fund
Designated - Chairs fvnd
Designated - Boiler fvnd
82.916
119.536
17,887
202.452
17,887
15,000
15,000
97.916
137,423
235,339
R￿triCt•d funds
Choir vestry seating
288
288
TOTAL FUNDS
98,204
137.423
235,627
Comparatwe net movement in frJnds, included in the above are as follows..
Incoming
resources
Resources
expended
Movement
in funds
Unrestrlct•d funds
General fund
Designated - Chairs fund
256.843
17.8B7
{137,307)
119.538
274.730
137,307
137,423
TOTAL FUNDS
274.730
137 3071
137,423
Page 9
continued...

ST MARY THE VIRGIN CHURCH BEARWOOD
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31 DECEMBER 2024
MOVEMENT IN FUNDS - ¢ontlnu•d
A current year 12 months and prior year 12 months cornbined poSit￿n is as follows..
Net
movement
in fvnds
Transfers
be￿en
fvnds
Al
31.12.24
At 1.1.23
Unrestricted funds
General fund
Designated - Chairs fvnd
Designated - Boiler fvnd
Designated - LEO lighting
Designated Church plant
Designated - Pantry income
Designated - Staff costs Irom St Johns
Designated - Building projects costs
82.916
183.566
17,887
183.5751
117,8871
182.907
15,000
15,000
1.943
30,000
554
35.000
36,750
1,943
30.000
554
35.000
36,750
97,916
203.950
288
302,154
Rtsstrl¢t•d funds
Choir vestry seating
Warni rooms grant
Pantry grant- food
Pantry grant- other
288
12881
442
1.276
3,563
442
1.276
3,563
5,281
288
5,281
TOTAL FUNDS
96.204
209.231
307.435
A current year 12 months and prior year 12 months combined net movement in funds, included in the
above are as follows..
Incoming
re$our¢e$
Resources
expended
Movement
in funds
Unr•$trl¢ted funds
General fund
Designated - Chairs fund
Designated - LED lighting
Designated - Panty income
448.911
17.887
1,943
554
{265,3451
183.586
17,887
1,943
554
469,295
1265,3451
203,950
Restricted funds
Wami rooms grant
Pantry grant- food
Pantry grant- other
500
2,000
10,899
1581
17241
7,336
442
1,276
3,563
13.399
8.118
TOTAL FUNDS
482,694
273,4631
209,231
Page 10
continued...

ST MARY THE VIRGIN CHURCH BEARWOOD
NOTES TO THE FINANCIAL STATEMENTS- continued
FOR THE YEAR ENDED 31 DECEMBER 2024
MOVEMENT IN FUNDS - ¢ontlnu•d
Transfers between funds
Durin9 the year £288 was transferred from restricted funds lo unrestr￿ted fijnds. This represented
fund5 that were donated for choir vestry sealing and was moved to pay for chairs which have been
PtJr¢hased from the general ftjnd. Similady. the amount of £17.887 designated for the new ¢hairs was
transferred to the general fund.
RELATED PARTY DISCLOSURES
There were no related party transactions for the year ended 31 December 2024.
Page11

ST MARY THE VIRGIN CHURCH BEARWOOD
DETAILED STATEMENT OF FINANCIAL AcT￿lEs
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
2023
INCOME AND ENDOWMENTS
Donations and legaci8S
Planned giving
Fundraising and appeals
Grft aid
Grants
Pantry income
Other income
134.597
1,353
25,988
20,039
554
3.575
118,294
19.633
26,520
95,003
8,690
186,106
268,140
Inv8stm8nt incom•
Deposit account interest
8.518
2,445
Charitablo actlvltlos
Hall income
Weddings & funerals
11.165
3,500
845
4,145
Total Incomlng resourcos
207.964
274,730
EXPENDITURE
Charltablo actlvltles
Common luntj
Donation5
Cleaning
Expenditure
Health & Safely
Insurance
IT Running costs
Sundry
Printing & stationary
Telephone & broadband
20.000
14,699
4,674
6.OS9
430
5,097
3,095
224
1.221
697
10,941
978
12,051
35,835
625
1,133
10.282
661
20,000
12,920
4,756
5,726
1,039
4,610
3,027
387
695
8,495
7,155
31,347
21,637
1,666
914
6,776
529
Professional fees
Repairs and renewals
Staff costs
Communications
Arts and crafts
Event costs
Gardening
128,702
132,267
This page does not fomi part of the statutory financial statements
Page 12

ST MARY THE VIRGIN CHURCH BEARWOOD
DETAILED STATEMENT OF FINANCIAL AcT￿lEs
FOR THE YEAR ENDED 31 DECEMBER 2024
2024
2023
Charitabl8 activities
Other
Fixtures and fittings
4,454
1,440
Support costs
Governance costs
Accountancy and legal fees
3.000
3,600
Totsl resources expended
136 156
137.307
Not income
71.808
137,423
This page does not fomi part of the statutory financial statements
Page 13

Structure, Governance and Management
Structure and Purpose
The Parochial Church Council (PCC) is a corporate body established by the Church
of England. It is governed by the Parochial Church Council (Powers) Measure 1956
as amended and the Church Representation Rules. The PCC was registered with
the Charity Commission on 61h December 2023.
The purpose of the charity, as stated in the governing documents, is to co-operate
with the vicar in promobng the whole mission of the church. pastoral. evangelistic
and ecumenical, in the parish.
Charity details
The Parochial Church Council of The Ecclesiastical Parish of St. Mary the Virgin,
Bea￿00d (also known as St Mary's. Bearwood, or SMBI is a registered charity,
number 1206076. The church's registered office is St Mary's Church, Bearwood
Road, Bea￿00d, Smethwck. West Midlands B66 4BX.
Public benefit
The PCC fvlfils the Charity Commission's guidance on public benefit, 'The
advancement of religion for the Public Benefit, and has regard to this in its planning
and administration of church acts'vities.
The PCC believes that by promots'ng the Christian faith it provides a benefit to the
public by..
Providing facilities for and activities of worship, pastoral care and spiritual
developmenl, both for existing church members and for anyone who wishes to
benefit from what the church offers in the community, and
Promoting Christian values, and service by members ofthe church in and to
their communities, to the benefit of individuals and society as a whole.
It also provides benefit to the public through the provision grants. use of facilities and
partnership with other charities, churches and agencies that also demonstrale public
benefit in line with our mission.
The church's ath'vities and the ServI￿S it offers are available to all within the parish,
regardless of race, ethnicity, nationality, religious belief (or none), genderlgender
identity, or sexuality. All are welcome.
Govemance
The charity is govemed by the members ofthe Parochial Church Council {PCCI,
who are also its trustees.
The appointment of PCC members is set out in the Church Representats'on Rules.
The PCC comprises all clergy li￿nSed to the pansh, 2 elected churchwardens,
12

elected members oflhe electoral roll serving on Deanery. Diocesan or General
Synod, and 9 further lay members elected at the APCM. The PCC has the right to
co-opt members.
Upon joining the PCC, new members receive an induction pack which ir)cludes
among other supporting papers, 'The Essential Trustee, published by the Charity
Commission, our most recent annual report. our annual budget and PCC minutes for
the last 12 months. We also offer an annual training meetsng for PCC members.
PCC meetings
The PCC met 11 times in 2024. At its first meeting following the APCM, the PCC
elected the Standing Committee comprising the clergy, church wardens, lay-chair,
secrelary and treasurer. The Standing Committee met a fvrther 3 times during 2024
to continue PCC business be￿een PCC meetings. with the minutes of these
meetings circulated to all PCC members.
Risk Assessment
A regular review is undertaken by the PCC of principal risks and Un￿rtaIntieS that
the charity fa￿$. The charity has established policies. systems, and procedures
to mitigate risks identified in its reviews relating to safeguarding, health & safety,
data protectson, financial and other issues.
Safeguarding
The PCC are committed to ensuring all activities and groups are organised in
accordance wilh the Church of England House of Bishops, Safeguarding Policy and
Practice Guidan￿. Safeguarding update reports are provided each meeting by our
Parish Safeguarding Officer, Alison Carter. Alison, with the parish safeguarding
team, meet regularly to review compliance. concerns and safer recruitment. This
team includes the incumbent Rev Ben Baker. During 2023 Caroline Fereday step
down from the team and Becca Dawkins joined it.
Staff and volunteers
Clergy, lay employed staff and key volunteers are responsible for the various
ministries and administration of the church and submit regular reports to the PCC.
As of 31st December, we have 2 employees (1 full-time and 1 part-time, and 1
voluntary staff role, in addl￿.on to licensed clergy, who are paid by Church of
England, Bimiingham.
The following list records those who Se￿ed as members of the PCC during the year..
The PCC
Rev. Benjamin Baker
Rev. Sarah Down
Benjamin Prentice
Francis Herbert
Chair. dergy (ex-officio)
Clergy licensed (ex-officio).
Churchwarden lex-officio)
Churchwarden {ex-officio)
13

Ajison Carter
Bemard de Vvaal
Laura Gityead
Benjamin Tucker
lan Thorfey
John Reynolds
Victona Fasham
Helen Snow
Eric Ngugi
John Bamford
Chris Midgety
Lay Chair & Parish SafeguardirwJ Olficer
Treasurer
Deanery Synod Rep {ex-offido). Sec¥etary
Deanery Synod Rep (ex-Offi￿o)
- Deanery Syl￿d Rep (ex-offiao)
- Temi finished April 2024
- Eknted Aprl 2024
Electoral roll officer Yasmin Bawngton 18 not part ofthe PCC.
Statement of responsibilities of the trustees
The PCC are responsible for prepariThJ the Annual Report and finanpial statements
in accordance wth applicable law arKI Unitsd lQngdom Gonerolty Accepted
Accounting Practi(x.
Charity law requires th8 PCC to prepare ffinan¢ial statements for 88th finan￿￿1 yoar
that give a tnje and fair view of Ihe stale of affairs of the ¢￿￿r¢h of the in¢¢)ming
resources and application of resources of thanty fty that period. In preparing
these finanoal Statements, the PCC 18 requir&1 to..
Salec* suitable a¢&)￿￿ng poli¢i05 arvj then apply thom ￿ng1Stantly.
Observe the methods and prin￿pieS in the Charib'es SORP 2015 IFRS 102).,
Make judgements and estimates that are reasonable and prudent.
State vthether appll¢able a¢¢ountOng standards have boen folkhved, subject to
any materlal departures dlgdo8ed and eWair*d n the finanaal statements:
and
Prepare the fin•ncial statemenis Ihe goiThJ ¢onc8m bas18 Un￿8$ it IJ
inappropnate thai the charity wil conts'nue in op8rnti0n.
The PCC is responstble for keeplng prrmer a￿)untIng records that dlsdose
reasonable accuracrf at any time the financial posibon ol the charity and enable them
to ensure the finanaal statements comply with the Chanlies Act 2011 and Ihe
Charities (Accounts and Reports) Regulations 2008. They ar8 also responsible for
safeguardlng the assets of the Charity and hence for t8￿ng reasonable steps for the
prevents'on and detecb'on of fraud and other irregularitses.
Approved ty the PCC of St Mary tho Virgin, Bear￿￿K)d on .2 51312
and slgn6d on it8 behaw on ...2¥1 g I z
by.R6w. E.
14