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2025-07-04-accounts

Trustees’ Annual Report for the period

From 05 July 2024 To 04 July 2025

Charity name: The Future Echo Charitable Trust Charity registration number: 1205366

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document		 Para 1.17 To hold the capital and income upon trust to
apply the income and all or such parts of the
capital at such time or times and in such a
manner to or for the benefit of such
exclusively charitable objects and purposes
in any part of the world as the Trustees may
in their absolute discretion think fit.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.		 Para 1.17 and
1.19		 In furtherance of the charity’s objects for the
public benefit the trustees provide grants. In
determining the charity’s activities, the
trustees have had regard to the Charity
Commission’s guidance on public benefit.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit		 Para 1.18 In determining the charity’s activities the
trustees have had regard to the Charity
Commission’s guidance on public benefit.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Policy on grant making Para 1.38 Policy on social investment Para 1.38 including program related investment Contribution made by Para 1.38 volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.		 Para 1.20 During the year under review the charity
made grants to the following charities
totalling £40,000.00
•
Appeer Community Interest
Company
•
The Rainbow Trust Children's
Charity
•
Save the Children
•
The Honeypot Children's Charity

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set		 Para 1.41
Performance of fundraising
activities against objectives
set		 Para 1.41
Investment performance
against objectives		 Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period		 Para 1.21 In addition to the free reserves the charity
has bank balances of £94,561 (2024:
£132,870) and investments valued at
£642,142 within the expendable endowment
fund which can be released to support the
activities of the charity.
Statement explaining the
policy for holding reserves
stating why they are held		 Para 1.22 The Trustees pursue a policy of maintaining
a free reserve available to be spent in the
furtherance of the charity’s objectives as
well as covering future needs, opportunities,
contingencies and risks.
Amount of reserves held Para 1.22 At the end of the reporting period the charity
had free reserves of £21,533 (2024:
£13,371).
Reasons for holding zero
reserves		 Para 1.22 N/A
Details of fund materially in
deficit		 Para 1.24 No funds in deficit
Explanation of any
uncertainties about the
charity continuing as a going
concern		 Para 1.23 N/A
Additional information (optional)
You may choose to include further statements where relevant about:		 Additional information (optional)
You may choose to include further statements where relevant about:		 Additional information (optional)
You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)		 Para 1.47
Investment policy and
objectives including any
social investment policy
adopted		 Para 1.46
A description of the principal
risks facing the charity		 Para 1.46
Other Expendable endowment funds are those
which are required to be invested to produce
income, but which may be transferred to
unrestricted funds at the discretion of the
trustees in order that they may be expended
in furtherance of the charity’s objectives.
Unrestricted income funds are available for
use at the discretion of the trustees in
furtherance of the general objectives of the
charity and which have not been designated
for other purposes.

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document Para 1.25 Trust deed dated 05 July 2023
How is the charity
constituted?		 Para 1.25 Trust
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees		 Para 1.25 Trustees are appointed by the settlors
during their lifetime and subject to this by the
trustees from time to time
Additional information (optional)
You may choose to include further statements where relevant about:		 Additional information (optional)
You may choose to include further statements where relevant about:		 Additional information (optional)
You may choose to include further statements where relevant about:
Policies and procedures
adopted for the induction
and training of trustees		 Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works		 Para 1.51
Relationship with any related
parties		 Para 1.51 No trustee received any remuneration or
was reimbursed any expenses in the year
under review.
Ludlow was paid £6,520 (2024: £5,543) for
trust administration and cash management
fees during the year under review. These
fees are authorised under clause 9 of the
trust deed.
The trustee Tamsin O’Luanaigh declared
she has an indirect interest in Appeer– CIC
and would not therefore take part in
consideration
of
the
proposed
grant.
Similarly, Patrick O’ Luanaigh, as spouse of
Tamsin
O’Luanaigh,
and
Charlotte
O’Luanaigh, as the daughter of Tamsin
O’Luanaigh, were also conflicted. This was
approved by Ludlow Trust Company.
Other

Reference and Administrative details

Charity name The Future Echo Charitable Trust
Other name the charity uses None
Registered charity number 1205366
Charity’s principal address Ludlow Trust Co Ltd, Tower Wharf, Cheese Lane, Bristol,
BS2 0JJ

Names of the charity trustees who manage the charity

1
2
3
4		 Trustee name
Ludlow Trust
CompanyLimited
Patrick Gavin
O'Luanaigh
Charlotte Faith
O'Luanaigh
Tamsin Patricia
O'Luanaigh		 Office (if any) Office (if any) Dates acted if not for whole
year		 Dates acted if not for whole
year		 Name of person (or body) entitled
to appoint trustee (ifany)
Corporate trustees– names of the directors at the date the report was approved
charity
others
Director name
Gary St John Collins
Walter Duncan Coxon
Ali Reza Sarikhani
Ziba Christina Sakine
Sarikhani
Christopher Ian Thurlow
Matthew John Wickers
John Stephen Dennis Resigned on 25/10/2024
Name of trustees holding title to property belonging to the
Trustee name Dates acted if not for whole year
Funds held as custodian trustees on behalf of
Description of the assets
held in this capacity		 N/A
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects		 N/A
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own assets		 N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of adviser
Name
Address
Investment Managers Coutts & Co Coutts & Co, 440 Strand, London WC2R
0QS
Bankers Coutts & Co Coutts & Co, 440 Strand, London WC2R
0QS
Accountants Charter Tax Consulting
Limited		 8th Floor, 1 Southampton Street, London
WC2R 0LR
Independent
examinator		 James O’Rourke Blue Spire Limited, Cawley Priory, South
Pallant, Chichester, PO19 1SY

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Nikki Image Position (eg Secretary, On behalf of Ludlow Trust Chair, etc) Company Ltd (Trustee) Date 18 March 2026

The Future Echo Charitable Trust The Future Echo Charitable Trust The Future Echo Charitable Trust 1205366
Receipts andpayments accounts
For the period
from		 05/07/2024 To 04/07/2025

CC16a

Section A Receipts and payments Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest £
3,566
4,515
489
-
8,570
-
-
-
8,570
40,000
-
600
6,344
180
175
-
-
47,299
-
-
-
47,299
- 38,729
46,911
13,371
21,553		 Restricted
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 Endowment funds
to the nearest £
-
-
-
-
-
628,598
-
628,598
628,598
-
288
-
-
-
-
-
-
288
619,708
-
619,708
619,996
8,602
- 46,911
132,870
94,561		 Total funds
to the nearest £
3,566
4,515
489
-
8,570
628,598
-
628,598
637,168
40,000
288
600
6,344
180
175
-
-
47,587
619,708
-
619,708
667,295
- 30,127
-
146,241
116,113		 Last year
to the nearest £
Income from investments 3,566 -
Interest received 4,515 14,184
Other Income - Compensation 489 -
HMRC Gift Aid 150,000
Additions - 600,000
Sub total(Gross income for
AR)		 8,570 764,184
A2 Asset and investment sales,
(see table).
Sale of investments - -
- -
Sub total - -
Total receipts
A3 Payments
764,184
Grants awarded 40,000 10,000
Investment Manager Fees - -
Accountancy 600 -
Trust administration fees 6,344 4,974
Independent Examiners fees 180 -
Cash Management Charges 175 569
Coutts Advice Fee - 2,400
- -
**Sub total ** 47,299 17,943
A4 Asset and investment
purchases, (see table)
Investmentpurchases - 600,000
-
**Sub total ** - 600,000
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
617,943
- 38,729 - 8,602 - 30,127 146,241
46,911 - 46,911 - -
13,371 132,870 146,241 -
21,553 - 94,561 116,113 146,241

CCXX R1 accounts (SS)

18/03/2026

1

Section B Statement of assets and liabilities at the end of the period Section B Statement of assets and liabilities at the end of the period Section B Statement of assets and liabilities at the end of the period Section B Statement of assets and liabilities at the end of the period Section B Statement of assets and liabilities at the end of the period
Categories
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B1 Cash funds		 Details
Investment portfolio
Details
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Capital account
Income account
Signature		 Unrestricted funds
to nearest £
-
21,553
-
21,553
OK
Unrestricted funds
to nearest £
-
-
-
-
-
-
Fund to which asset
belongs
Endowment
Fund to which asset
belongs
Fund to which liability
relates		 Restricted
funds
to nearest £
-
-
-
-
OK
Restricted
funds
to nearest £
-
-
-
-
-
-
Cost (optional)
-
-
-
-
-
Cost (optional)
-
-
-
-
-
-
-
-
-
Amount due
(optional)
-
-
-
-		 Endowment
funds
to nearest £
94,561
-
-
94,561
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
642,142
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Print Name
Nikki Image on behalf of Ludlow Trust
CompanyLtd(Trustee)		 Date of
approval		 6
Nikki Image on behalf of Ludlow Trust
CompanyLtd(Trustee)		 18 March 202
Print Name Date of
approval
Nikki Image on behalf of Ludlow Trust 18 March 2026
CompanyLtd(Trustee)

CCXX R2 accounts (SS)

18/03/2026

2

Independent Examiner's Report to the Trustees of The Future Echo Charitable Trust

I report to the charity trustees on my examination of the accounts of the charity for the year ended 4 July 2025

Responsibilities and basis of report

As the charity’s trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the charity’s accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

James O’Rourke FCA Date 19 March 2026 Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY