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2025-12-31-accounts

Charity Registration No. 1205106 (England and Wales)

THE CRANBROOK FOUNDATION

REPORT & UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

THE CRANBROOK FOUNDATION

CONTENTS

Page
Legal and Administrative Information 1
Trustees’ Report 2 – 4
Independent Examiner’s Report 5
Statement of Financial Activities 6
Balance Sheet 7
Statement of Cash Flows 8
Notes on Financial Statements 9 – 14

THE CRANBROOK FOUNDATION

LEGAL AND ADMINISTRATIVE INFORMATION

Charity status Registered in England and Wales
Charity number 1205106
Address 82 Stanhope Mews East
London
SW7 5QT
Trustees Jennifer Khoo Carmichael
Julia Kaye Bruce Carmichael
Edith Tess Bruce Carmichael
Independent examiner Daniel Burke FCA
Lewis Golden LLP
40 Queen Anne Street
London W1G 9EL
Accountants Lewis Golden LLP
40 Queen Anne Street
London W1G 9EL

1

THE CRANBROOK FOUNDATION

TRUSTEES’ REPORT FOR THE YEAR ENDED 31 DECEMBER 2025

The financial statements have been prepared in accordance with the accounting policies set out in note 2 to the financial statements and comply with the charity's governing document, the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)".

Objectives and activities

The Foundation’s objects are such charitable purposes (according to the law of England and Wales) as the Trustees see fit from time to time, including:

both in the United Kingdom and elsewhere in the world.

The Trustees have paid due regard to guidance on public benefit issued by the Charities Commission in deciding what activities the Foundation should undertake.

In October 2025 the Foundation received a grant of unrestricted funds from Mrs Jennifer Khoo Carmichael of £500,000. The Foundation has sufficient funds to continue to make donations in accordance with the aims and objectives of the Foundation.

Achievements and performance

The Foundation made a number of grants in the current year.

Brooke £69,000
Child’s Dream Association, Myanmar Earthquake Appeal £10,021
Child’s Dream Foundation, Seng Lay School (USD 71,187) £54,417
Frimley Health Charity £2,000
Great Ormond Street Hospital Children’s Charity £100,000
London Air Ambulance Charity £120,000
Meningitis NOW £10,000
Noah’s Ark Children’s Hospice £100,000
Therapet (Canine Concern Scotland Trust) £2,000

The amount paid to Great Ormond Street Hospital Children’s Charity was committed to in the previous period. Post year end, the Foundation made a further payment of £100,000 in line with the commitment.

The donations made by the Foundation were all consistent with the aims of the charity, as set out above.

2

TRUSTEES’ REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

THE CRANBROOK FOUNDATION

Financial review

During the period, the charity generated total income of £520,170 (2024: £1,435,726) and total expenditure totalled £373,876 (2024: £499,546). The period end net fund position was fully unrestricted and amounted to a surplus of £1,082,474 (2024: £936,180).

At the period end the charity is acting in line with its reserves policy outlined below. Grant expenditure furthered the charity’s objectives by funding aligned causes. On this basis the Trustees deem the activities of the period to be a success.

Reserves policy

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six months’ expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities whilst consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the period.

Grant policy

The Trustees will review the Foundation’s financial position and grant spend at each meeting prior to the awarding of new grants. Recipients of larger grants will be required to agree to terms and conditions set out by the Trustees.

Financial risk

The Trustees have assessed the major risks to which the Foundation is exposed and are satisfied that systems are in place to mitigate exposure to the major risks. The Foundation ensures that it has sufficient cash resources to meet the grants that are made.

Structure, governance and management

The Cranbrook Foundation was established by a Deed dated 17 August 2021. The charity was registered with the Charity Commission on 9 October 2023, with registered number 1205106.

The following individuals served as Trustees throughout the year and up to the date of signature:

Jennifer Khoo Carmichael

Edith Tess Bruce Carmichael

Julia Kaye Bruce Carmichael

No further Trustees are currently being recruited. The Trustees are aware of their responsibilities and have been trained accordingly. The Trustees handle the day to day management of the charity.

Plans for future periods

The Trustees plan to continue ongoing support for the charity to further its objectives outlined above by providing grants to entities who conduct related charitable work.

3

THE CRANBROOK FOUNDATION

TRUSTEES’ REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

Statement of Trustees’ responsibilities

The Trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and regulations.

The law applicable to charities in England & Wales requires the trustees to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). The trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period.

In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

This report was approved and signed on behalf of the Trustees by:

……………………………..

Jennifer Khoo Carmichael Trustee

Date: 01/06/2026

4

THE CRANBROOK FOUNDATION INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 DECEMBER 2025 I report to the Trustees on my examonatron of the financlal ststernents ol The Cranbrook Foundation {￿e Charl￿) for the year ended 31 December 202S whlch comprise the Statement of Financial Activities. the Balance Shee¢ the Ststement of Cash Flow5. and related nore5. This report Is made solely to the charlty's Trustees, as a body, In accordance with section 145 of the Charities Att 2011. My wor* ha5 been undertaken so that I might stats to the charity's Trustees those matters l am required to state to thèm in this report and for no other purpose. To the fullest e￿nt pertnittsd by law, I do not accept or assume responsiblllty to inyone other than the charlty 3nd the charl￿5 TrLbsTres as a body. for my w¢rt for this reporL or for the opinions I have formed. Responyibilitles and b￿1• of report As the Trustres of the Charity you are responslble for the preparndon ofthe flnanclal sratements In accordance with thè requirements of the Charlties Art 2011 {'the Act). I report in respect of my examlnation of the Charity's financial statements carried under 5ectlon 145 of the Act and in carrying out my examinatyon I have followed all the applicable Directions Oven by the Charity Commission under section 14515)Ibl olthe Acc An independent examlnation does not involve gatherlng all the ¢￿dence that would be required an audit and consequendy does not cover all the rnatters thit an auditor considers ¥vlng thelr opinion on the financial 5r2tements. The platlnlng and condurt of an audtt goe5 beyond the limited assurance that an independent examination can provsde. Con5equentlys l expres5 no opinion as to whether the financial statements present i'true and lairf vlew and my report Is limlted ¢0 those specific matters Set out in the independent examiner's statemenL Independent examiDePs statement Since the trust'$ gross Sncome exceed £250,000 your examiner must be a member of a body listed In 5ectson 145 of the Charityes Acc 2011. I confirm that l arn qualified to underrake the eXamIna￿0n because l am a member of the ICAEW, whlch Is one of the Ilsred bodies. I haye completed my examlnadon. I confirm that no maTrrlal matters have come to my attÈntlon In connectlon with the examlnatlon ￿VIng me cause to believe that in any material respecL- accounting records were not kept In respett of the charity as required by section 130 tsf the A¢ or the financlal Statements do not accord with those record& or the flnanclal stataments do not comply wSth the ¥Jplicable requlrements concerning the form and cgntent of accounts set ouc In the Charitles (Atcounts and Reports) Reguladons 2008 other than any requirement that the accounts &4ve a 'true and fair. view which is rKJt a matter considered a5 part of an Independeni examlnafjon. I have no concerns and have come icross no other matters in connection with the examinatlon to which attendon should be drawn in thls report In order to enable a proper understsnding of the nnlncial Statements to be reached. Danitl Burke FCA Lewls Golden LLP Chartered Accountants and Statutory Audltors 40 Queen Anne Street London WIG 9EL 0210612026 Dat& .

THE CRANBROOK FOUNDATION

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2025

Notes
Income and endowments from:
Donations and legacies
Investments
4
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net income and movement in funds
Reconciliation of funds:
Total funds at 1 January 2025
Total funds at 31 December 2025
Unrestricted
Funds
Year ended 31
December
2025
£
500,000
20,170
520,170
(373,876)
(373,876)
146,294
936,180
1,082,474
Unrestricted
Funds
Period from
10 July 2023
to 31
December
2024
£
1,405,000
30,726
1,435,726
(499,546)
(499,546)
936,180
-
936,180

6

Charity Registration No. 1205106 (England and Wales)

THE CRANBROOK FOUNDATION

BALANCE SHEET AS AT 31 DECEMBER 2025

Notes
Current assets
Cash at bank and in hand
Creditors: amounts falling due within
one year
12
Net current assets
Creditors: amounts falling due after
more than one year
Total net assets
Funds of the Charity
Unrestricted Funds
13
Total Charity funds
2025
£
£
1,201,564
(119,090)
1,082,474
-
1,082,474
1,082,474
1,082,474
2024
£
£
1,148,780
(112,600)
1,036,180
(100,000)
936,180
936,180
936,180
2024
£
£
1,148,780
(112,600)
1,036,180
(100,000)
936,180
936,180
936,180
936,180
936,180
936,180

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

……………………………..

Jennifer Carmichael

Trustee

Date: 01/06/2026

The notes on pages 9 to 14 form part of these financial statements.

7

THE CRANBROOK FOUNDATION

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 DECEMBER 2025

Notes
Cash flows from operating activities
Cash generated from operations
16
Investing activities
Investment income received
Net cash generated from investing
activities
Net cash generated from financing
activities
Net increase in cash and cash
equivalents
Cash and cash equivalents at beginning of
period
Cash and cash equivalents at end of
period
Year ended
31 December
2025
£
£
32,614
20,170
20,170
-
52,784
1,148,780
1,201,564
Period from 10 July
2023 to 31 December
2024
£
£
1,118,054
30,726
30,726
-
1,148,780
-
1,148,780
Period from 10 July
2023 to 31 December
2024
£
£
1,118,054
30,726
30,726
-
1,148,780
-
1,148,780
1,148,780
-
1,148,780

8

THE CRANBROOK FOUNDATION

NOTES ON FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025

1 General information

The Cranbrook Foundation is a charity incorporated by trust deed on 17 August 2021 and registered with the Charity Commission on 9 October 2023 with charity number 1205106. The registered address is 82 Stanhope Mews East, London, SW7 5QT.

2 Accounting policies

2.1 Basis of preparation

The financial statements have been prepared in accordance with the charity's governing document, the Charities Act 2011, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102))". The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements have been prepared to give a ‘true and fair’ view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view’. This departure has involved following ‘Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Second Edition)’rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The comparative period figures cover the period from the date of the Foundation’s first transaction, 10 July 2023 to 31 December 2024.

2.2 Accounting convention

The financial statements have been prepared in accordance with applicable accounting standards under the historical cost convention.

2.3 Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

2.4 Charitable funds

All of the Foundation's funds are unrestricted funds, which are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

2.5 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

9

THE CRANBROOK FOUNDATION

NOTES ON FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

2 Accounting policies (continued)

2.6 Expenditure

Resources expended are recognised in the period to which they relate.

All costs which can be directly attributed to charitable activities are allocated to the relevant activity. Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably.

2.7 Cash and cash equivalents

Cash and cash equivalents are represented by cash in hand, deposits held at call with financial institutions and other short term highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

2.8 Foreign currency

Transactions in foreign currencies are recorded at the rate ruling at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are translated at the rate of exchange ruling at the balance sheet date. All differences are taken to the Statement of Financial Activities.

2.9 Financial instruments

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

10

THE CRANBROOK FOUNDATION

NOTES ON FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

3 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

The Trustees do not believe there to be any judgements or estimates that would be considered critical to the financial statements.

4 Income from donations and legacies

ncome from investments
xpenditure on charitable activities
Donations and gifts
Interest receivable
Direct costs
Grant funding of activities (see note 7)
Share of support and governance costs (see
note 8)
Support
Governance
Analysis by fund
Unrestricted funds
Unrestricted
funds
2025
£
500,000
Unrestricted
funds
2025
£
20,170
Unrestricted
funds
2025
£
367,438
-
6,438
373,876
373,876
Unrestricted
funds
2024
£
1,405,000
Unrestricted
funds
2024
£
30,726
Unrestricted
funds
2024
£
465,120
59
34,367
499,546
499,546

5 Income from investments

6 Expenditure on charitable activities

11

THE CRANBROOK FOUNDATION

NOTES ON FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

7
Grants payable
8
Support costs
Grants to institutions:
Brooke
Child’s Dream Association, Myanmar Earthquake Appeal
Child’s Dream Foundation, Seng Lay School
Frimley Health Charity
Great Ormond Street Hospital Children’s Charity
London Air Ambulance Charity
Meningitis NOW
Noah’s Ark Children’s Hospice
Prostate Cancer UK
The Save the Children Fund
The Smile Train UK
The United Kingdom Committee for UNICEF
Therapet (Canine Concern Scotland Trust)
University College London
Support
costs
£
Bank charges
-
Audit fees
-
Accountancy and independent
examination
-
Legal and professional
-
-
Governance
costs
£
-
-
6,438
-
2025
£
69,000
10,021
54,417
2,000
-
120,000
10,000
100,000
-
-
-
-
2,000
-
367,438
2025
£
-
-
6,438
-
6,438
2024
£
50,448
69,672
-
10,000
200,000
-
-
-
10,000
5,000
3,000
15,000
2,000
100,000
465,120
2024
£
59
9,600
3,000
21,767
34,426
6,438

Governance costs includes £6,000 in the current year, being amounts paid to the independent examiner for the independent examination and accountancy fees. In the prior period, governance costs included audit fees of £9,600, and £3,000 relating to non-audit work undertaken by the auditor.

9 Trustees

During the current and prior year, no Trustee, or persons connected with them, received any remuneration or received any other benefits from an employment with the Foundation or received any reimbursed expenses.

10 Employees

There were no employees during the current year or prior period.

12

THE CRANBROOK FOUNDATION

NOTES ON FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

11 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

12 Creditors: amounts falling due within one year

Trade creditors
Other creditors
Accruals and deferred income
2025
£
3,090
110,000
6,000
119,090
2024
£
-
100,000
12,600
112,600

13 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the Trustees for specific purposes.

General funds
General funds
At 1
January
2025
£
936,180
At 10 July
2023
£
-
Incoming
resources
£
520,170
Incoming
resources
£
1,435,726
Resources
expended
At 31
December
2025
£
£
(373,876)
1,082,474
Resources
expended
At 31
December
2024
£
£
(499,546)
936,180

14 Related party transactions

During the period, Trustee Jennifer Khoo Carmichael donated £500,000 (2024: £1,405,000) to the Foundation. There were no conditions attached to the donation.

15 Analysis of changes in net funds/(debt)

The charity had no debt during the year or prior period.

13

THE CRANBROOK FOUNDATION

NOTES ON FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2025

16 Cash generated from operations

ash generated from operations
Surplus for the period
Adjustments for:
Investment income recognised in statement of financial
activities
Movements in working capital:
Increase/(decrease) in creditors
Cash generated from operations
2025
£
146,294
(20,170)
(93,510)
32,614
2024
£
936,180
(30,726)
212,600
1,118,054

17 Control

The Trustees consider there to be no ultimate controlling party.

14