TRusfEFS* ANNUAL REPORT AccouNtS YEAR ENDED JI- DECEMBER 2025
for the year ended 31# December 2025 Tru8te¢s' 8miual report Independent exalljiller's report on the accoullts Receipts and payments account Notes to receipts and Panellts account Statem¢nt of &ss¢ts and liabilities
THE ROCHFORD CHARITIES TRUSTEES, ANNUAL BEPORT for the year ended 31st December 2025 Legg1 ¥4nd adDiinfistrative iDforniation Charity nm¢ The charity is known by th¢ name The Rochford Charities and was previously known as Lord Ryche's Almshouses. Ch7ty Commission registsrednumber 1204913 Ch4rity'sprindpdl address The &ddress used for all Co)nd¢ec is that of the Honordry ClerL Mts S Fa I I l Alexandra Road Greatwakering Southend on Sea Essex SS3 OGX Governing docwNen¢ The cEity is govmied by the regulations set out in the ChaTity CommissioDets' Scbeme of 1922 as amended in 1979. 1985 and 2001 which is bascd on the Will of Lord Ry¢he of Rhf0rd maik in 1571. Charity's objects The Charity owns six a]mshouses for the and benefit of l(KaL needy alld agal tenants. l. Trustees and governanee Tr#slees The current trustees. and those who acted during the year covered by this report are as follows: _ MrCJaark - Tnte¢ - Vi¢e£haiTma Mrs F &]uier - TDJstee - Tn¢¢ (resigned Jan 2025) M5 C Tabor - Trustee (&ppointed Jan 2025) - Trustee (appointed April 2025) Mr J H Howard Mr D J Cottis Mr J R A Jackson Mr J P Smwthy Mr R Whittingbam - TTUStee Unless stated otheTWiS¢. all th¢ members acted thrbout the year ended 31. Decemb¢r 2025. Pagell
TRUSTEES. ANTr4UAL REPORT for the y¢ar eodtsj 31#December 2if25 2. Actlvities and acbievements Principal adtvitses The prAllcÉpal actiwty of the tnlst is the wovision of long-term housing for six ICUL needy and aged persons. Fuijding strqte Costs arc fundcd by investment inc4)me al amonthty cOntritiOn from each teDaDL Maintenance Maintsnance of. and repaits to. the AllltslAQUS¢S 15 arranged by the Truste Costs include exterior window cleaning and gardening. Ach1Ments in 21125 This ye&r saw the introduction of a line of new garthn shed8 as well as Teinforcement WO on the 1950s back wall of tILe gard¢n. 3. Policies Reserves Tbe tn, policy is to n)ainlain illcome tbaft eitkr exc¢e& or matchas th¢ )Sts incled ID the orKrntion of the clwity. As at 31st De¢eJnbcr 2025. reserves tot8ll¢d £266481 (2024: £256051). 4. Slgnature and dec1¥4rntion I declare, in my Capacity of chaTity tnLStee. that: The truste&8 have apE0Ved the Report set out ab)v The trustees have compliedwith their duty as per section 4 of the 2(M)6 Act to have due regard to guidance on public benefit published by the c4)MMioI and The tru8tees have authoriwj me to sign it on theirbehalf. J P Smoothy- Trnstee & Treasurer For and on beJ)alf of th¢ TneeS of Th¢ R(Khford ajaritics Page12
THE ROCHFORD CHAIUTIES INDEPENDEwf EXAMtNER'S REPORT ON THE AccoirKrs Report to the trustees of The RochfoTd Charities on the Receipts and Payments Accounts for the yeaT eDded 31 December 2025. set out on pagcs 4 to 6. Re5pecdve responsibilitiu of trnstees and examioer The charity's trnstees arc responsible for the preparation of the accounts. The ¢hariWs lrnstee5 consider that an audit is not required for tkns pcriod and that an indep¢ndcnt examination is needed (undeT section 144 of the ChaTities A¢t 2011 (th¢ Charities Act)). It is my responsibility to: examine the aOllts (under section 145 of the chariti Act)" follow tlke procethjres laid down in the general Directions given bythe CbaTity Conllnission (under section 145(5)(b) of the Cbarities Act)" aDd state whether particular matters have come to my attention. B1$ of illdependent emIller's stalenient My ¢amInation was caTri¢d out in accoTdallce with genera] Directions given by the Charity Commission. An examination includes a review of the accounting Tecords kept by the cbaTity and a comparison of the accounts presented with those rerds. It also in¢ludrs considcration of any unusual items or disclosurcs in the accounts and seeking explanatlODS from th¢ trustees concen)ing any such matters. The procedures undertaken do not provide all the evidence that would be rcquired in an audiL and consequently no Opinion is given os to wbether the accounts present a 'truc and fairf view the report is limAted to those matt¢rs set out in th¢ statement below. Independent examiner's statement In connection with my exan)inO no matter has come to my attentiori (l) which gives m¢ reasonable cawse to belIe that in any matcriai respect the requir1]ents. to ke accoullting re¢ords in accordance with section 130 of th¢ ChaTities Act. and to prepare accounts which accord with the accounting records and comply with the a¢counting requir¢D*ots of the Clwiti¢s Act have not becn meL or (2) to which, in my OPiDiOD. attentioD should be drawn in der to enable J proper wideTStanding of the accounts to be reached. 2q JuDe 21f26 David Stapleton Bsc FCA Howard & St4ileton 26-28 West Street Rochford Essex, SS4 IAJ Page 13
forthe yc8r ended 31 Dllber 2025 2025 2024 Uwe5tricted Restricted Unr¢stricted Funds Fwids Ft4nd% Resfftcted FuRd Notes Receipts Donations. Icgacies and other similar receipts Operating activities to furtber charity's objects to genernte fimds Grants received 3350 3450 43000 334 Other recetpts terest aod divid¢nds 47220 50978 46684 Payments Payments for generating fimds Cliaritsblc payments: grants paid charitable activites support costs manAgement and administration 12776 3401 24371 8562 1399 27480 oth paymwtts 37441 Non-cash movements Profit on disposal of iy)vestrnents Transfer betwe¢0 fiwds 44667 (44667) 44667 Net Receiptsl(Psyments) For period Surplus fimds brought fornTd As at 31 Dccember 2025 53910 202141 (44667) 44667 10430 2561151 256051 266481 The notes (In page S form part of these accounts Page14
for the Ye ended 31 December 2025 2025 2024 Unrestrirted ResÉricted Urtricted Restiieted Funds Funds Donatlons, legacies and other similar re¢eipts Donations restrictsd UDrestriLtrJ Legactes Gift Aid tax refim(is 3450 3350 3450 3350 2. Gr*nts reteived Roehford District Council 3. Other receipts Residents, contributions 47220 43000 47220 430(10 4. Interest and divldends Deposit accoutit inter&qt 334 308 334 S. Support sts Utilities 1378 1399 1214 1292 6066 Maintenanc£ Council tsx 12776 8562 7. Assets The trustees do not hold auy &8sets aside fro {1) cash a¢¢umu18ted and held in the bank. (2) thc freehold18nd and buildings comprising the six alboUseS with a current V8lue of £1250,IM)O, the cost of which is indetenninable. 8. Transfer between funds In 2024, the trustees received confirntioD from the CbaTity Bank that the loaD and corrwonding a88et did llot n¢ed to be list¢d &8 Testricted funds and couldlK moved to wjrestricted funds. A full trnn5fcr took ple in 2024 alld from 2026 onwards only UDrestricted funds will be showD in the fll]ancial statements. Pagels
STATEMEwf OF ASSETS A14D LIABIIITIES &8 at 31 Decemt*r 2025 2025 Unrestri¢ted Restricted Fwids 2024 Unrestricfed Fund¥ RoYtrict£d Fut Totsl Total Assets Almshouses costs Casb fimds.. 534677 534677 179276 355401 2401 4427 22407 4427 22407 Deposit Ullt Assets retained for the charity's own use Transf¢rbetween fimds 355401 (355401) 561511 561511 Liabilities Charity bank loan 305460 305460 298963 Transferbctween funds 305460 (305400) 298963 298963 305460 305460 Signed on behalf of the tTUStees J H Howard- Tnlstee and Chainnan Page16