# With Love Emma Trustees Annual Report For Year Ending 15 March 2025
## Trustees' Annual Report (CIO)
## Charity Details
With Love Emma, registration number 1204716, is a charity registered in England & Wales whose registered address is 7 Harvest Lane, Loughton, Essex IG10 4PN
## Reporting Period
This annual report covers from the 15 March 2024 to 14 March 2025
## Trustees
During the reporting period, trustees were:
Barclay Creasey Victoria Bartley Briony Creasey Laura Lumpkin Stephen Smith
## Structure, Governance and Management
The charity is registered as a Charitable Incorporated Organisation under the Charities Act 2006 and is governed by its constitution document signed on 12/09/2023.
## Appointment of Trustees:
Trustees are appointed according to the constitution and receive an induction outlining their duties.
## Introduction
The trustees of With Love Emma are honoured to share our annual report for this year. Everything we do is guided by one purpose: to support families whose lives have been turned upside down by a brain tumour diagnosis.
Behind every grant, every message, and every fundraiser is a family trying their best to stay strong during an unimaginably difficult time. Our aim is to ease that journey in any way we can - through practical help, emotional support, and moments of joy that bring comfort when families need it most.
## Objectives & Activites
For the public benefit, the relief of those in need who have been diagnosed with a Brain Tumour and their families in England and Wales, in particular but without limitation through the provisions of:
## 1) Everyday Grants
These grants offer practical help with day-to-day costs associated with a brain tumour diagnosis. This includes travel expenses, food costs, hospital parking, and other essential spending. The aim is to relieve some of the financial and emotional pressure families face during treatment.
## 2) Medical Grants
These grants help families reach the treatments they need, whether at hospitals, specialist centres, or private clinics. This includes support for travel to appointments and access to private treatments/specialist doctors and alternative therapies.
## 3) Making Memories
We believe that even during the toughest times, families deserve moments of happiness. Our Making Memories programme arranges special trips, days out, and treats that allow families to make beautiful memories together - memories that truly matter.
## What We Achieved This Year
This year has been filled with kindness, determination, and incredible community support.
Fundraising and Donations
We received £27,897.00 in external donations from people who organised their own fundraisers - each one done in honour of the families we support. These included:
## The Three Peaks Challenge
##
Half marathons
A Sunday Roast fundraiser
It means the world to us that people push themselves, gather their friends, or open their homes to raise money. Every single effort helps a family feel less alone.
We were also incredibly grateful to receive $10,000 (£7914) from the BGC Charity Day. This support will allow us to reach even more families.
We want our supporters to know that every pound donated truly makes a difference. None of our trustees or volunteers receive wages, meaning all funds raised go straight to helping the families we support.
## Growing Our Reach
We launched a brand-new website this year - a big step forward in helping families find us quickly and easily, and in sharing our mission with more people.
## Families We Supported
Thanks to the generosity of our donors, we were able to help many families in meaningful and personal ways. This year we provided:
- 5 Everyday Grants to help cover the essential costs of treatment
- Access to HBOT therapy to support recovery
- Spa days, including relaxing visits to Sopwell House
- Family breaks, including Center Parcs and a special holiday to Turkey
- Other beautiful treats and experiences tailored to what each family needed most
Seeing the relief, happiness, and connection these moments bring is the reason our work matters so deeply.
## Financial Overview
This year’s income came primarily from community fundraising. Our spending was focused directly on supporting families through grants, therapies, and memory-making experiences.
The trustees are confident that the charity remains financially stable and well-positioned to continue its work in the year ahead.
## Risk Management
The trustees have assessed the major risks to which the charity is exposed and are satisfied that the necessary controls are in place to mitigate exposure to the major risks.
## Details of Organisational Structure
The trustees are ultimately legally responsible for the charity and meet formally when necessary/yearly to discuss and agree key matters and informally when the need arises.
The charity is managed on a day-to-day basis by the trustees.
## Looking Ahead
In the coming year, we hope to:
Support more families through our Everyday and Medical Grants
Expand access to therapies and rehabilitation
Create even more meaningful memory-making opportunities
Grow awareness through our new website and continued community fundraising
We remain committed to bringing comfort, dignity, and moments of joy to families facing the hardest of times.
## Thank You
To every fundraiser, donor, volunteer, and supporter - thank you.
Your kindness becomes hope.
Your effort becomes relief.
And your generosity becomes memories that families carry forever.
We are deeply grateful for every single person who helped make this year possible.
## Approval
This report was approved by the charity’s trustees on 01/12/2025 and signed on their behalf by Victoria Bartley (Trustee)
|**With Love Emma**|||**1204716**||
|---|---|---|---|---|
|**Receipts and payments accounts**||||**CC16a**|
|**For the period**
**from**|15/03/2024|**To**|14/03/2025||
## **Section A Receipts and payments**
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**35,811**
**1,500**
**1,251**
**13**
**-**
**-**
**-**
**-**
**38,574**
**-**
**-**
**-**
**38,574**
**3,500**
**1,750**
**9,868**
**458**
**1,394**
**1,512**
**-**
**-**
**-**
**18,482**
**-**
**-**
**-**
**18,482**
**20,092**
**-**
**76,336**
**96,428**|**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Total funds**
**to the nearest £**
**35,811**
**1,500**
**1,251**
**13**
**-**
**-**
**-**
**-**
**38,574**
**-**
**-**
**-**
**38,574**
**3,500**
**1,750**
**9,868**
**458**
**1,394**
**1,512**
**-**
**-**
**-**
**18,482**
**-**
**-**
**-**
**18,482**
**20,092**|**Total funds**
**to the nearest £**
**35,811**
**1,500**
**1,251**
**13**
**-**
**-**
**-**
**-**
**38,574**
**-**
**-**
**-**
**38,574**
**3,500**
**1,750**
**9,868**
**458**
**1,394**
**1,512**
**-**
**-**
**-**
**18,482**
**-**
**-**
**-**
**18,482**
**20,092**|**Last year**
**to the nearest £**|
|---|---|---|---|---|---|---|
|Donations|**35,811**|||||**-**|
|Donations from Other Chartities|**1,500**|||||**-**|
|Bank Interest|**1,251**|||||**-**|
|Other|**13**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
|**_Sub total_**_(Gross income for_
_AR)_|**38,574**|||||**97,606**|
||||||||
|**A2 Asset and investment sales,**
**(see table).**|||||||
||**-**||||||
||**-**|||||**-**|
|**_Sub total_**|**-**|||||**-**|
|**_Total receipts_**
**A3 Payments**|||||||
|||||||**97,606**|
||||||||
|
Medical Grants|**3,500**|||||**-**|
|EverydayGrants|**1,750**|||||**-**|
|MakingMemories Payments|**9,868**|||||**-**|
|Other Gifts to Families|**458**|||||**-**|
|Costs of RaisingFunds|**1,394**|||||**-**|
|Website Costs|**1,512**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
|**_Sub total_ **|**18,482**|||||**21,269**|
||||||||
|**A4 Asset and investment**
**purchases (see table)**|||||||
|**,**|**-**||||||
||**-**||||||
|**_Sub total_ **|**-**|||||**-**|
|**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|||||||
|||||||**21,269**|
||||||||
||**20,092**|**-**|**-**|
**20,092**||**76,336**|
||**-**|**-**|**-**|**-**||**-**|
||**76,336**|**-**|**-**|**76,336**||**-**|
||**96,428**|**-**|**-**|**96,428**||**76,336**|
CCXX R1 accounts (SS)
05/01/2026
1
## **Section B Statement of assets and liabilities at the end of the period**
|**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B5 Liabilities**
**B3 Investment assets**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B1 Cash funds**|Natwest CA 0961
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
Natwest CA 1133
Natwest BR 1141
Natwest BR 0988
**Details**
**Details**
**Details**
Signature|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**230**
**-**
**10**
**-**
**83**
**96,106**
**-**
**96,428**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
Victoria Bartley|**Endowment**
**funds**
**to nearest £**|
|---|---|---|---|
||||**-**|
||||**-**|
|||||
||||**-**|
||||**-**|
||||OK|
||||**Endowment**
**funds**
**to nearest £**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**Current value**
**(optional)**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**-**|
||||**When due**
**(optional)**|
|||||
|||||
|||||
|||||
|||||
|||||
||||Date of
approval|
|||Victoria Bartley|01/12/2025|
|||||
CCXX R2 accounts (SS)
05/01/2026
2
## **Independent examiner's report on the accounts**
**Section A Independent Examiner’s Report**
**Report to the trustees/** Charity Name With Love Emma **members of On accounts for the year** 14/03/2025 **Charity no** 1204716 **ended (if any) Set out on pages** (remember to include the page numbers of additional sheets)
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **14/ 03 / 2025** .
- **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
- accounting records were not kept in accordance with section 130 of the Act or
- the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
* _Please delete the words in the brackets if they do not apply._
**Signed:**
**Date:** 31/12/2025
**Name:** Angela Molina
**Relevant professional** 15 years’ experience as finance manager and credit controller **qualification(s) or body (if any):**
**Address:** 55 Panavia Court London NW9 4BS
## **Section B Disclosure**
Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
1
**October 2018**
**IER**
**Give here brief details of any items that the examiner wishes to disclose** .
2
**October 2018**
**IER**