
**Trustees’ Report** and Financial Statements for the Year Ended 31st August 2025 



**Contents** 

**2** 

**3** 

**6** 

**8** 

**10** 

**15** 

**20** 

## **Objects & Activities** 

**Chair’s Statement** Adrian Melrose (Chair of Trustees) 

**Director’s Report** Maria Dobing (Founding Director) 

**Trustees’ Report** 

**Structure & Governance** 

**Financial Statements** 



**Objects & Activities** 

**3** 

## **Equality** in Music Education 


**----- Start of picture text -----**<br>
Raise<br>aspirations<br>**----- End of picture text -----**<br>



**----- Start of picture text -----**<br>
Strengthen<br>Develop<br>communities talent<br>**----- End of picture text -----**<br>



MORABE **Guiding Principles** 


## **engage** 


**enable** 


**empower** 

Talent is everywhere, but opportunities are not. MORABE Rural Music bridges this gap by removing financial and geographical barriers, ensuring that rural state sector pupils and their communities receive high-quality music education. We are nurturing communities and the next generation, making sure talent is discovered, supported, and given the chance to thrive. 

## **Music** as a Catalyst 

We believe in the transformative power of music to uplift individuals, strengthen community ties, and create opportunities for social mobility. 

Our guiding principles shape everything we do-from the first Mini Music session to the final bow at Snape Maltings. We break down financial, geographic, and social barriers to make high-quality music education a lifelong reality for all. 

rooted in community, we build trust and connection where opportunity has been scarce. We create space for all ages to begin their musical journey. 

through high-quality education, infrastructure, and partnerships, we remove systemic barriers and make music a real, sustainable part of rural life. 

we nurture talent, support progression, and measure meaningful impact to uplift individuals and entire communities. 



**Objects & Activities** 

**4** 

## MORABE Rural Music exists to: 

**advance education through music,** by providing high-quality, progressive music education within rural primary schools and their surrounding communities, removing financial and geographical barriers to participation; 

- **strengthen community connection and wellbeing,** through shared music-making that brings together children, families and residents across generations; 

- **relieve isolation and improve wellbeing,** particularly in rural contexts, through inclusive, intergenerational cultural engagement that fosters belonging, confidence and social connection. 

## Activities and delivery model 

The charity delivers its mission through two complementary strands: 

## Schools Pathway 

Curriculum music, choirs, string access schemes, ensembles and individual tuition embedded within rural primary schools, ensuring high-quality provision regardless of family income or geography. 

## Community Pathway 

Inclusive programmes beyond the school day, including Mini Music (0–4s), Community Choir, parent volunteer opportunities, and intergenerational wellbeing initiatives. 

Guided by the values Engage, Enable, Empower, MORABE embeds music into everyday rural life while nurturing talent, confidence and aspiration. 

The Trustees have had due regard to the Charity Commission's guidance on public benefit in accordance with section 17 of the Charities Act 2011 when making decisions, ensuring our activities remain focused on delivering measurable positive outcomes for the community we serve, with all resources dedicated to our charitable aims. 



**Chair’s Statement Adrian Melrose (Chair of Trustees)** 

**6** 


**The past year represents a significant stage in the development of MORABE Rural Music, marking the transition from an early, values-led initiative into a more established organisation with growing reach and responsibility.** 

During the year, the Charity has focused on strengthening the foundations required to support sustainable growth. This has included the development of new school partnerships, positioning MORABE to extend its work beyond its founding community and into additional rural areas. This progress reflects both the demand for high-quality music education in rural contexts and the confidence placed in MORABE by schools, families, partners and funders. 

The impact of this work is evident in the progression of participants, the quality of musical outcomes achieved, and the strengthening of community engagement around shared music-making. MORABE continues to demonstrate that when access barriers are removed and provision is embedded within everyday community life, children and adults alike are able to participate, progress and contribute with confidence. 

Alongside programme development, the Trustees have given careful attention to governance, financial oversight and organisational resilience. During the year, financial management and forecasting were strengthened, unrestricted funding was secured to support core activity, and further steps were taken to ensure that policies, systems and decision-making processes remain proportionate, transparent and robust. These developments are essential to ensuring that growth is managed responsibly and in alignment with the charity’s charitable objectives. 

The Trustees are grateful to all those who have supported MORABE Rural Music during the year, including our funders, donors and sponsors, whose generosity underpins the organisation’s work. We also wish to thank the volunteers, teachers and delivery partners whose commitment and professionalism continue to shape the quality and reach of our programmes. 

I would like to acknowledge in particular the dedication of our Founding Director, Maria Dobing. Her leadership, clarity of vision and continued commitment to excellence have been instrumental in guiding MORABE through this period of development and into its next phase. 

Looking ahead, the Trustees view the coming year as one of consolidation and sustainability. Priorities include embedding provision across partner schools, strengthening unrestricted income, refining monitoring and evaluation, and piloting new initiatives in a way that remains aligned with MORABE’s mission and responsive to community need. The organisation enters this next stage with strong foundations, a clear sense of purpose, and a continued commitment to integrity and impact. 

On behalf of the Board of Trustees, I thank all those who have contributed to MORABE Rural Music’s progress over the past year and who continue to support its work within rural communities. 


**Adrian Melrose** Chair of Trustees 



**Director’s Report** Maria Dobing (Founding Director) 

**8** 


## **2024–25 marked a turning point for MORABE Rural Music.** 

**What began as a small values-led pilot project, has now grown into an organisation with a clear model, proven demand, and growing responsibility to the communities it serves.** 

This year marked a significant moment for MORABE, as we embedded the foundations for expansion from one founding school to three partner schools in Eyke, Melton and Orford. The focus was on partnership development and detailed planning ahead of programme delivery from September 2025, with the aim of increasing weekly reach from around 100 to over 400 children and community members. 

At the centre of MORABE’s approach is a belief that access to music should not depend on geography, income or a family’s access to cultural opportunities. In rural communities, these barriers are often invisible but deeply felt. This year reaffirmed that when high-quality music education is embedded within the school day and extended into community life, children do more than participate: they progress, they perform, take ownership and begin to see themselves differently. 

As MORABE has grown, my role has increasingly shifted towards organisational leadership rather than founder-led delivery. This includes ensuring that the systems behind the scenes develop in step with the work itself, and that growth is held without compromising intimacy, trust or quality. Expansion has been approached deliberately, with integrity, excellence and community kept firmly at the centre. 

Looking ahead, the priority is consolidation. The coming year will focus on stabilising core delivery, growing unrestricted income, strengthening monitoring and evaluation, and deepening partnerships already in place. New initiatives, including the Singing Mamas maternal wellbeing programme, will be piloted carefully, ensuring they are properly resourced, aligned with MORABE’s wider mission and responsive to community need. 

MORABE remains a young organisation, but it is no longer experimental. The work is grounded, the need is clear, and the foundations are strengthening. My focus is on stewarding MORABE into its next phase with integrity, ambition and care. 


**Maria Dobing** Founding Director 



1111

**Trustees’ Report** 

**10** 

## **Overview of the Year** 

## **Organisational Development and Consolidation** 

2024-25 marked a decisive year in MORABE Rural Music’s development, as the organisation moved from pilot delivery into a more established phase of operation. During this period, MORABE consolidated its core model while strengthening governance and financial foundations, supporting a shift from early proof of concept towards longer-term organisational stability. 

Through its Schools Pathway and Community Pathway, MORABE progressed from working with a single founding school at Eyke Church of England Primary School to securing partnerships with Melton Primary School and Orford Church of England Primary School. This work focused on relationship-building, shared planning and alignment, establishing a stable platform for delivery across three schools and their surrounding rural communities. From September 2025, this platform will support a planned weekly reach of approximately 400 children and community members. 

Access and inclusion remained embedded within MORABE’s approach throughout the year. Many participants were supported through bursaries or scholarships, and all instrumental learning continued to be underpinned by free access to instruments and ensembles. This model responds directly to patterns of rural inequality identified in _Suffolk Community Foundation’s Hidden Needs Report_ research, helping ensure that children and families who might otherwise face barriers to participation are able to engage fully. 

To support focused and responsible growth, MORABE began working towards the _Community Action Suffolk Quality Standard_ , a recognised organisational framework for governance, financial management and operational good practice. This work will strengthen governance, policies and organisational systems, and reflects a clear commitment to accountability and long-term sustainability. 

Alongside this, MORABE strengthened its financial position by securing multi-year unrestricted funding to contribute towards core operating costs. While this funding does not yet meet the organisation’s full core cost base, it represents an important step towards greater financial stability and reduced reliance on short-term, projectrestricted income. In parallel, MORABE strengthened financial oversight through the appointment of a volunteer with extensive financial experience and the appointment of a Treasurer to the Board. Together, this has been transformational in improving financial clarity, forecasting and planning, and will continue to support more robust decision-making as the organisation grows. 

Looking ahead, MORABE will build on this period of momentum by embedding sustainability across the organisation, developing a more resilient funding model and ensuring that growth in the coming phase remains deliberate, well-supported and aligned with the organisation’s core principles. 



**Trustees’ Report** 

**11** 

## **Strategic Development and Partnerships** 

During the year, MORABE strengthened its strategic positioning within the local and regional cultural landscape, moving beyond delivery-focused partnerships towards a clearer role as a place-based leader in rural music education. 

Key partnerships were deepened with organisations including Britten Pears Arts, Suffolk Artlink, Pomegranate Creative Therapies, Suffolk County Music Service and local authorities, contributing to shared learning and the continued development of MORABE’s work within the wider sector context. 

MORABE was invited to act as a Lead Partner organisation for the Norfolk and Suffolk Music Hub, recognising the organisation’s growing contribution to inclusive, place-based music provision across the region. 

In parallel, MORABE published its first Impact Report, strengthening its evidence base and articulating clear outcomes for children, families and rural communities. 

## **Quality and progression** 

MORABE’s commitment to quality and progression was reflected during the year through learner progression, professional-level opportunities and external recognition. 

12 ABRSM exam entries resulted in 9 Distinctions and 3 Merits; 

- One pupil was appointed Leader of the County String Ensemble, with a further three participating as ensemble members; 

- Pupils performed alongside professional musicians and community members at the Summer Showcase at Seckford Theatre; 

- MORABE’s short film was awarded Bronze (People’s Choice, Under £100k) at the Smiley Charity Film Awards 2025 

## **Plans for the Future** 

The Trustees view 2025–26 as a year of consolidation and sustainability. Priorities include: 

- growing unrestricted income to secure core delivery and build reserves; embedding provision within additional rural schools; 

- launching the Singing Mamas Maternal Wellbeing programme; 

- complete the Community Action Suffolk Quality Standard to strengthen governance and organisational sustainability; 

- develop Board capacity and establish an advisory panel to support oversight and strategy; 

- build staff capacity to enable a more distributed and sustainable leadership model; strengthening monitoring, evaluation and learning; refining fundraising, marketing and financial strategies 



**Trustees’ Report** 

**12** 

## **Risk Management** 

The Trustees regularly review the principal risks facing the charity, including financial sustainability, staffing capacity and safeguarding. Appropriate controls and mitigation strategies are in place, and risks are reviewed at Board level at least annually. 

## **Trustees’ Responsibilities** 

The Trustees are responsible for preparing this report and the financial statements in accordance with applicable law and regulations, including the Charities SORP (FRS 102). 

## **Financial Review** 

The charity’s total income for the year was £99,103 of which £15,500 came from restricted donations. Notably, this includes a generous donation of £50,00 towards core funding, for which we are extremely grateful. 

Total expenditure for the year was £96,857, with £84,060 allocated to freelance staff and teachers. 

The charity ended its second year with a net surplus of £140,879 which includes £75,671 restricted funding for the Morabe Bursary Fund. The unrestricted funds surplus at yearend was £50,014 including £25,000 designated for 2025/6 core costs, £18,993 designated for fixed asset depreciation and £3,862 designated for bursaries. 





**Trustees’ Report** 

**12** 

## **Reserves Policy** 

## 1. Purpose 

The purpose of this policy is to ensure that MORABE Rural Music maintains an appropriate level of unrestricted reserves to safeguard its operations, manage financial risk, and ensure the charity can continue to deliver its aims and objectives in the event of unforeseen circumstances. 

## 2. Context 

MORABE Rural Music believes in the power of music to enrich lives, raise ambition and achievement, and promote community cohesion. Through the depth and quality of its music education programmes it widens participation, develops talent, and supports rural communities. By providing music tuition, instruments and performance opportunities, MORABE uses music to energise schools and communities, raise aspirations, and enable individuals to become agents for positive change. 

## 3. Policy Statement 

MORABE actively seeks funding to achieve and maintain the desired level of reserves to mitigate the risk of unforeseen costs and temporary cash-flow shortfalls. This policy is actively monitored and reviewed by the Director and Trustees every twelve months, as part of the annual budget and risk-management process. 

## 4. Target Level of Reserves 

The Trustees have set a target reserve level equivalent to three months of operating costs (currently £16,000) as an appropriate level to ensure financial stability and sustainability. This level aligns with MORABE’s risk register and helps manage potential interruptions to income, unexpected expenditure, or essential asset replacement. 





**Trustees’ Report** 

**13** 

## 5. Reserves Components 

|**Unrestricted Funds represented by:**|**Desired**<br>**Reserves**|**Balance as at**<br>**31st August**<br>**2025**|**Description of Funds**|
|---|---|---|---|
|General purpose reserve fund|£4,000|£2,160|Funds to provide to meet unforeseen expenses, for<br>example an unexpected day-to-day running cost or<br>requiring funding for an urgent project.|
|Non-renewal of Grant Income|£4,000|-|Funds to provide cash flow if Grant Income is not<br>renewed.|
|Cash Flow|£2,000|-|The need to fund short-term deficits in a cash budget, for<br>example money may need to be spent before funding is<br>received.|
|Asset Replacement|£1,000|-|Provision to replace musical instruments as required.|
|Staff Continuity / Leadership Cover|£5,000|-|To maintain core activity and operations in the event<br>of staff illness, absence, or transition (e.g. maternity<br>leave or change in leadership).|
|**Total**|**£16,000**|**£2,160**||



## 6. Monitoring and Review 

- The Finance Volunteer & Director monitors reserves quarterly and reports to the Board of Trustees. 

- The Board reviews the reserves position and this policy annually alongside the budget. If reserves fall below the target level, trustees will agree a plan to rebuild them over time. 

If reserves exceed the target, trustees will consider how best to invest or spend the surplus to advance MORABE’s charitable objectives. 

## 7. Approval and Review Cycle 

This policy was approved by the Board of Trustees in **November 2025** and will be reviewed annually or sooner if there is a significant change in MORABE’s financial position or risk profile. 

Approved by the Trustees on 10th February 2026 and signed on their behalf: 


**Adrian Melrose** Chair of Trustees 



**Structure & Governance** 

**15** 

## **Structure** 

The charity is registered as a Charitable Incorporated Organisation (CIO), and established under a Constitution, which dates back to 1st September 2023. 

The CIO model was created by the Commission in response to requests from the charitable sector. It is a new incorporated form of charity which is not a limited company or subject to company regulation. 

The Charities Act 2011 creates the basic legal framework for the CIO. This framework is completed under the following regulations: 

The Charitable Incorporated Organisations (General) Regulations 2012 (‘General Regulations’) The Charitable Incorporated Organisations (Insolvency and Dissolution) Regulations 2012 ('Dissolution Regulations’). 

The CIO model to which the charity is established is the Foundation Model, whereby its only voting members are the charity’s trustees. There is no wider membership, and as of 31st August, there were two trustee members. Anyone over the age of sixteen can become a member of the charity. If the CIO is wound up, the members of the CIO have no liability to contribute to its assets and no personal responsibility for settling its debts and liabilities. 

## **Governance** 

The Board of Trustees is responsible for the overall governance and strategic direction of the charity, ensuring that MORABE Rural Music is well-run, financially sound and compliant with its charitable obligations. The Trustees administer the affairs of the CIO and exercise its powers in accordance with the governing document. 

In appointing new Trustees, the Board gives careful consideration to the mix of skills, knowledge and experience required for the effective governance and long-term sustainability of the organisation. 

Board meetings are held electronically, minimising travel costs and enabling regular oversight and timely decision-making throughout the year. 

The Board of Trustees provides strategic oversight, governance and financial accountability. Day-to-day operations are led by the Founding Director, supported by an Operations Lead, a Finance Volunteer, parent volunteers and specialist partners. 

During the year, governance and compliance were strengthened through: 

onboarding to the Community Action Suffolk Quality Standard (with completion scheduled for July 2026); 

review and updating of safeguarding, risk, reserves and GDPR policies; achievement of Living Wage accreditation; and 

the appointment of a Board Treasurer and a Finance Volunteer through the REACH platform. 



**Structure & Governance** 

**16** 

## **Reference and Administration Details** 

## Status 

Morabe Rural Music is a UK Charity registered on 1st September 2023. 

## Governing Document 

The charity was registered as a Charitable Incorporated Organisation (CIO), established under the Foundation Model Constitution; a legal document which sets out the objects and powers of the charity, and how these will be administered. 

## Charity Registered Number 

1204558 

## Board of Trustees 

Adrian Melrose (Chair) Lucie Sibylla Fairweather Jennifer Jonas (resigned 10th March 2025) Roland Seregi (appointed 18th November 2025) 

## Founding Director 

Maria Dobing 

## Registered Address 

The Old School House The Street Eyke Woodbridge IP12 2QW 


## Website: www.morabe.org.uk 

Email address: music@morabe.org.uk 



**Independent Examiner’s Report** 

**19** 

## **Report to the trustees of MORABE Rural Music** 

## **Responsibilities and basis of report** 

I report to the trustees on my examination of the accounts of the above charity for the period 1st September 2024 to 31st August 2025.  As the charity trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. 

## **Independent examiner's statement** 

I confirm that I have the requisite skills and experience to conduct the Independent Examination for this charity to the standards required as set out in Appendix 5 of CC32. Although retired from practice as an accountant and as a member of a listed professional accountancy body, I continue to conduct a number of examinations on a voluntary basis every year. I also confirm that I am independent of the charity as set out in Direction 2 of CC32. I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect: 

1) accounting records were not kept in accordance with section 130 of the Act; or 2) the accounts do not accord with the accounting records; or 3) the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. 

Signed: 


**Andrew Moore** 

Date: 11th February 2026 

Blaenpentre, Swyddffynnon, Ystrad Meurig, SY25 6AW 




**Financial Statements** for the Year Ended 31st August 2025 



Financial Statements
21
stat•m•nt ol fir￿nCIal Actlvitl•s
Morabe Rural Muslc
For Ihe year 8nded 31 August 2025
Total
2024
c*)notrJn9 ond granta
90,520
21081
•oi
16.500
106,020
21081
189,223
12931
111114
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1975
91773
••.741
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90223
1550
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.•
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Fund bEknceg ot 31 Auwit XJ26
31.193
Il1•7
107.440
.s•o
mi.••?
.•*J
"lryF-

**Financial Statements** 

**22** 


The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by: 


**Adrian Melrose** Chair 

th 

Date:  10 February 2026 

The notes on pages 23 to 26 form part of these financial statements. 



Financial Statements
23
Morab•Rural Muilc
For the year Onded 31 August 2025
Notes to tho Accounts
i) Accountlng pollcl•8
BosF•olA¢countlng
Accounting and R8POrtlng by ChoFltle8.' Stai8m8nt of Recommended Pracrice opplScable120191 to charirses
reparing thelr
accounts in accoidance wlth the Flnancial Reporting Standard applicable In the UK and Republlc ot Ireland
FRS1021
leff8Ctive January 20221. and the Flnan¢lal Reportlng Stondard appllcoble in the UK and Republlc of Iroland IFRS1021.
Donatl•ns, grantsand•lmll4r Sn¢•m•
All incom$ 1$ racognised In the Stotem8nl ol Financial A¢tivitie$ once the charlty hog ontltlement tothe resourco9,' rocelpt Is
probablo., and the monorory valu¥ con be measur8<1 with 8ulflclent rdlabllity.
Ex￿￿1￿1•
Expendliuie15 recognisod on an accruals ba818 os a lioblllty 1$ Incurrod.
d) Odnycone•rn
Thè Trustèès hovè oi th• Ilm8 ol opprovlng Ihtr Ilnonclol Èiotèm&nis o rtsosonoblè 8xpèctQllon thot thé charity ho8
odèquotè rèsouic8$ to contSnu8 In operotionol 8xlstènc& lor thé for•s6eobl8 futuré. Thus, thay adopt th6 9oln9 cone6rn
ba819 ol occountlng In prèparlng thè Ilnonclol 6totemeni&.
Tunglbl•llx•d•i••ti
Dèprèclotion Is provldad 01 rho Idlowln9 annual rot•s In ordortowrlte off aaeh astet ovar It8 8gtlmat•d usolul Ilfe.
Muslcol Instrumenrg- uselul Illa 5 years
Fund oce￿ntIng
Unresirict8d funds con be used in accordonce wlth tho charltoble obl8ctSves ￿ the dlscretlon ol the Iru81886. R881rlct8d
funds con only be used for portlcular re$trScled purpose8 wllhln the objects ol the chorlry. R8strlctlons ar180 when 8pecllled
by th8 donor or when funds are rolsed loi porilcular reslricied purposes. Further 84Dlonatlon ol the nature and purpo80 of
each fund18 Included in th8 notes to th8 Ilnonclol stot8ment8.
Tqxqllon
Tho chality15 not Iloblo to corpoiotlon taK coplial galn8 tax or Income lox on Its charltable actlvltles. Irrocoverable VAT IB
Included In the asset c08t or the expense to whl¢h 1¢ relotos,
Co*hui bunkund In I￿nd
ea$h at btsnk ond in hond comprl$ès cosh ond $horttsrm Investment8￿th o ghort moturty of12 months or1818from tha
dot8 ol ocqulsltlon or opènlng of thè doposlt or slmllor account.
crftkol a¢e•Untlng••￿mut￿4ThI•i•q••l1￿dYM•nt
In the opplleoiion of tho ¢harlty6 accouniing polS¢lès. the Trustees are requlred to moke ludgm8nt& ostSm￿88 and
assumptions obout the carrylng omouni ol ossets and Ilabillll88 that are noi r8odlly oppoi8ni from other sources. The
8Stimaies ond associated assumpiions are bosed on hlsiorlcol 8xperSenc8 Olhei factors ihat or8 consldered to be
relevant. Actual rosutts moy dlflor Irom th860 O$llmutès. Th8 èStimui8s und undorlying a$sumptlon8 ar8 r•vl&wod on on
ongolng bo$S$. Revlslons io aecountlng 8Stlmate$ are recognisod In the perlod in which the ?stSmai8 Is r8vIs8d wher8 Ihe
revlslon allecis only thai peilod. or In the perlod ol re￿$10Th and futur8 p8rlod8 wh8re the re￿￿10Th affects both curront and
future p8riods. Th8re were no crltlcal accounting 88tlmates made Sn 2024125

Financial Statements
24
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11471
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Financial Statements
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Financial Statements
26
Y•ar•ndMI IIIOIPS
11A￿%•
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