## **Trustees’ Annual Report for the period**
**From 30[th] August 2024 - 30[th] August 2025**
**Charity name: The Southend Care Bank**
**Charity registration number: 1204532**
## **Objectives and Activities**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|**The objectives of the CIO is the**
**alleviation of the effects of hygiene**
**poverty by way of operating a personal**
**care and hygiene bank in the City of**
**Southend-on-Sea.**|
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.|Para 1.17 and
1.19|**The Care Bank will serve the community**
**primarily, but not exclusively, by**
**providing free personal hygiene and**
**household products for adults and**
**children on a self-referral basis.**|
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|**The trustees present their report together**
**with the financial statements of the**
**charity for the period 30 August 2024 to**
**30 August 2025. The financial statements**
**comply with the charity’s governing**
**document, Charity Commission guidance**
**on receipts and payments accounts, and**
**applicable law.**|
## **Additional information (optional)** You may choose to include further statements where relevant about:
SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers
Other
## **Achievements and Performance**
||SORP reference||
|---|---|---|
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|**The charity provided for 24 sessions**
**during this period, 2 a month, which is**
**the usual schedule we have committed**
**to.**
**We also provided hygiene bags to local**
**primary schools for school holidays over**
**this period, a summary of which is:**
**-**
**200 bags provided in December**
**2024**
**-**
**401 bags provided prior to the**
**2025 summer holidays**
**During this period we increased the**
**number of schools that we work with to**
**offer free toiletry bags to, and offered a**
**significantly larger number of these. We**
**also reduced activities outside of our**
**core service (such as toys and coats) to**
**protect our culture and volunteer**
**capacities.**
**The charity’s work has made a significant**
**difference to many families to alleviate**
**the impacts of hygiene poverty.**|
## **Additional information (optional)** You may choose to include further statements where relevant about:
|Achievements against
objectives set|Para 1.41||
|---|---|---|
|Performance of fundraising
activities against objectives
set|Para 1.41||
|Investment performance
against objectives|Para 1.41||
|Other|||
## **Financial Review**
|**Financial Review**|||
|---|---|---|
|Review of the charity’s
financial position at the end
of the period|Para 1.21|**The charity has made a surplus of**
**£28,297 in its second year of being**
**constituted.**|
|Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|**We will endeavour to have enough**
**reserves to cover 6 months of sessions**
**at their current levels and some minor**
**operational costs, therefore around**
**£11,000.**
**In addition, to provide for the school**
**holiday bags, this project costs around**
**£4,000 per annum annually at present.**
**When there has been a consistent**
**surplus (and this we would define as a**
**running balance of over £15,000 for a**
**period of 6 consecutive months), we will**
**look to consider:**
**Adding additional products to the**
**range of services we can offer at**
**existing sessions**
**Adding further sessions in other**
**locations to expand the service**
**users we can reach**
**Extending the school outreach**
**programme to a wider reach of**
**schools in the highest deprivation**
**areas**|
|Amount of reserves held|Para 1.22|**The free reserves held as at 30th August**
**2025 was £44,001.**|
|Reasons for holding zero
reserves|Para 1.22||
|Details of fund materially in
deficit|Para 1.24||
|Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|**The trustees consider that there are no**
**material uncertainties about the charity's**
**ability to continue as a going concern.**|
## **Additional information (optional)** You may choose to include further statements where relevant about:
The charity’s principal sources of funds (including Para 1.47 any fundraising) Investment policy and objectives including any Para 1.46 social investment policy adopted
Para 1.46 A description of the principal risks facing the charity Other
## **Structure, Governance and Management**
|Description of charity’s
trusts:|||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|**The charity is governed by a constitution.**|
|How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|**The charity is a CIO.**|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|**Apart from the first charity trustees,**
**every trustee must be appointed [for a**
**term of three years] by a resolution**
**passed at a properly convened meeting**
**of the charity trustees.**
**In selecting individuals for appointment**
**as charity trustees, the charity trustees**
**must have regard to the skills, knowledge**
**and experience needed for the effective**
**administration of the CIO.**|
## **Additional information (optional)**
You may choose to include further statements where relevant about:
Policies and procedures adopted for the induction and Para 1.51 training of trustees The charity’s organisational structure and any wider Para 1.51 network with which the charity works Relationship with any related Para 1.51 parties Other
## **Reference and Administrative details**
Charity name Other name the charity uses Registered charity number Charity’s principal address
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|
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– Corporate trustees names of the directors at the date the report was approved **Director name**
Name of trustees holding title to property belonging to the charity
**Trustee name Dates acted if not for whole year**
## **Funds held as custodian trustees on behalf of others**
Description of the assets held in this capacity
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
## **Additional information (optional)**
## **Names and addresses of advisers (Optional information)**
**Type of Name Address adviser**
## **Name of chief executive or names of senior staff members (Optional information)**
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
## **Other optional information**
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s)**
**Full name(s)**
**Position (eg Secretary, Chair, etc)**
**Date**
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **THE SOUTHEND CARE BANK ACCOUNTS**
**FOR THE YEAR ENDED**
**30TH AUGUST 2025**
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **Trustees' Annual Report for the Year Ending 30th August 2025**
## **The Southend Care Bank**
## **Contact details**
The Southend Care Bank 28 Westbourne Grove, Wescliff, Essex, SS0 9TQ
## **Registered Charity Number:** 1204532
## **Trustees**
Lauren Mittell Jayne Clark-Denyer Mx Ruth Hazel Keri Jarvis
The trustees present their report together with the financial statements of the charity for the period 31 August 2024 to 30 August 2025
The financial statements comply with the charity’s governing document, Charity Commission guidance on receipts and payments accounts, and applicable law.
## **Structure, Governance and Management**
Southend Care Bank is a registered Charity (CIO) with the Charity Commission governed by a constituion.
Apart from the first charity trustees, every trustee must be appointed [for a term of three years] by a resolution passed at a properly convened meeting of the charity trustees.
In selecting individuals for appointment as charity trustees, the charity trustees must have regard to the skills, knowledge and experience needed for the effective administration of the CIO.
## **Objectives and activities**
The objectives of the CIO is the alleviation of the effects of hygiene poverty by way of operating a personal care and hygiene bank in the City of Southend-on-Sea.
The Care Bank will serve the community primarily, but not exclusively, by providing free personal hygiene and household products for adults and children on a self-referral basis.
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **Achievements and Performance**
The charity provided for 24 sessions during this period, 2 a month, which is the usual schedule we have committed to.
We also provided hygiene bags to local primary schools for school holidays over this period, a summary of which is:
- 200 bags provided in December 2024
- 401 bags provided prior to the 2025 school holidays
During this period we increased the number of schools that we work with to offer free toiletry bags to, and offered a significantly larger number of these. We also reduced activities outside of our core service (such as toys and coats) to protect our culture and volunteer capacities.
The charity’s work has made a significant difference to many families to alleviate the impacts of hygiene poverty.
## **Financial review**
The charity has made a surplus of £28,297 in its second year of being constituted.
We will endeavour to have enough reserves to cover 6 months of sessions at their current levels and some minor operational costs, therefore around £11,000.
In addition, to provide for the school holiday bags, this project costs around £4,000 per annum annually at present.
When there has been a consistent surplus (and this we would define as a running balance of over £15,000 for a period of 6 consecutive months), we will look to consider:
Adding additional products to the range of services we can offer at existing sessions. Adding further sessions in other locations to expand the service users we can reach. Extending the school outreach programme to a wider reach of schools in the highest deprivation areas.
The free reserves held as at 30[th] August 2025 were £44,001.
The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **Declaration**
The trustees declare that they have approved the trustees' report above.
Signed on behalf on the charity's trustees
Full name Keri Jarvis Position Trustee Date Apr-26
28/5/2026
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
**The Southend Care Bank 1204532 Receipts and payments accounts CC16a For the period** 31/08/2024 30/08/2025 **To from**
**----- Start of picture text -----**
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest
to the nearest £ to the nearest £ to the nearest £ to the nearest £
£
A1 Receipts
Donations (Stripe & cheque) 5,365 - - 5,365 9,926
Vinted Sales of donated items 279 - - 279 782
Fundraising 465 465 1,250
PayPal Donations 3,535 - - 3,535 2,790
PayPal Giving 200 - - 200 157
Bank Interest 394 394 165
Unity donations 2,062 - - 2,062 423
Grants 21,079 - - 21,079 13,133
Rosca Grant 5,000 - - 5,000 5,000
Main Grants 20,000 20,000 10,000
- - -
- - - -
Sub total (Gross income for
58,380 - - 58,380 43,626
AR)
A2 Asset and investment sales,
(see table).
- - - -
- - - - -
Sub total - - - - -
Total receipts 58,380 - - 58,380 43,626
A3 Payments
Purchases 28,892 - - 28,892 29,410
Insurance 224 - - 224 268
General 35 - - 35 35
Staff Training 25 - 25 147
Computer 44 - - 44 96
PayPal Fees 65 - - 65 80
PayPal Purchases - - - 292
Bank Charges 77 77 53
Accountancy 720 - - 720
- - -
Sub total [ 30,083 ] - - 30,083 30,381
A4 Asset and investment
purchases, (see table)
Equipment - - -
- - - -
Sub total [ - ] - - -
Total payments 30,083 - - 30,083 30,381
Net of receipts/(payments) 28,297 - - 28,297 13,244
A5 Transfers between funds - - - - -
A6 Cash funds last year end 15,704 - - 15,704 2,460
Cash funds this year end 44,001 - - 44,001 15,704
**----- End of picture text -----**
5
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**||
|---|---|---|---|---|
|**Categories**
**B5 Liabilities**
**B3 Investment assets**
**B4 Assets retained for the**
**charity’s own use**
**B2 Other monetary assets**
**B1 Cash funds**|**Details**
**Details**
**Details**
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
Cash at bank
Paypal balance
Accountancy fees|**Unrestricted**
**funds**
**to nearest £**
**43,523**
**478**
**-**
**44,001**
OK
**Unrestricted**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Fund to which**
**asset belongs**
**Fund to which**
**liability relates**
Unrestricted|**Restricted**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
OK
**Restricted**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**
**-**
**Amount due**
**(optional)**
**480**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**|
|||||**-**|
|||||OK|
|||||**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**When due**
**(optional)**|
6
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
_**The company was entitled to exemption from audit under s477 of the Companies Act 2006 relating to small companies.**_
_**The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.**_
_**The directors acknowledge their responsibilities for complying with the requirements of the Companies Act with respect to accounting records and the preparation of accounts.**_
_**These accounts have been prepared in accordance with the provisions applicable to small companies subject to the small companies regime and in accordance with FRS102 SORP.**_
|Signed by one or two trustees on
behalf of all the trustees|Signature|Print Name
Keri Jarvis|Date of
approval
28/5/2026|
|---|---|---|---|
7
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **Independent Examiner's Report on the Accounts Report to the trustees of Southend Care Bank (Charity no. 1204532) for the year ended 30th August 2025**
I report to the trustees on my examination of the accounts of the above charity ("the Trust") for the year ended 30th August 2025.
## **Responsibilities and basis of report**
As the charity trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").
I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
- accounting records were not kept in accordance with section 130 of the Act or
- the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
**Thompson Accountancy Services Certified Chartered Accountants Suite 9, Hadleigh Business Centre 351 London Road Benfleet Essex SS7 2BT**
**Date:** April 2026
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **THE SOUTHEND CARE BANK ACCOUNTS**
**FOR THE YEAR ENDED**
**30TH AUGUST 2025**
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **Trustees' Annual Report for the Year Ending 30th August 2025**
## **The Southend Care Bank**
## **Contact details**
The Southend Care Bank 28 Westbourne Grove, Wescliff, Essex, SS0 9TQ
## **Registered Charity Number:** 1204532
## **Trustees**
Lauren Mittell Jayne Clark-Denyer Mx Ruth Hazel Keri Jarvis
The trustees present their report together with the financial statements of the charity for the period 31 August 2024 to 30 August 2025
The financial statements comply with the charity’s governing document, Charity Commission guidance on receipts and payments accounts, and applicable law.
## **Structure, Governance and Management**
Southend Care Bank is a registered Charity (CIO) with the Charity Commission governed by a constituion.
Apart from the first charity trustees, every trustee must be appointed [for a term of three years] by a resolution passed at a properly convened meeting of the charity trustees.
In selecting individuals for appointment as charity trustees, the charity trustees must have regard to the skills, knowledge and experience needed for the effective administration of the CIO.
## **Objectives and activities**
The objectives of the CIO is the alleviation of the effects of hygiene poverty by way of operating a personal care and hygiene bank in the City of Southend-on-Sea.
The Care Bank will serve the community primarily, but not exclusively, by providing free personal hygiene and household products for adults and children on a self-referral basis.
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **Achievements and Performance**
The charity provided for 24 sessions during this period, 2 a month, which is the usual schedule we have committed to.
We also provided hygiene bags to local primary schools for school holidays over this period, a summary of which is:
- 200 bags provided in December 2024
- 401 bags provided prior to the 2025 school holidays
During this period we increased the number of schools that we work with to offer free toiletry bags to, and offered a significantly larger number of these. We also reduced activities outside of our core service (such as toys and coats) to protect our culture and volunteer capacities.
The charity’s work has made a significant difference to many families to alleviate the impacts of hygiene poverty.
## **Financial review**
The charity has made a surplus of £28,297 in its second year of being constituted.
We will endeavour to have enough reserves to cover 6 months of sessions at their current levels and some minor operational costs, therefore around £11,000.
In addition, to provide for the school holiday bags, this project costs around £4,000 per annum annually at present.
When there has been a consistent surplus (and this we would define as a running balance of over £15,000 for a period of 6 consecutive months), we will look to consider:
Adding additional products to the range of services we can offer at existing sessions. Adding further sessions in other locations to expand the service users we can reach. Extending the school outreach programme to a wider reach of schools in the highest deprivation areas.
The free reserves held as at 30[th] August 2025 were £44,001.
The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **Declaration**
The trustees declare that they have approved the trustees' report above.
Signed on behalf on the charity's trustees
Full name Keri Jarvis Position Trustee Date Apr-26
28/5/2026
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
**The Southend Care Bank 1204532 Receipts and payments accounts CC16a For the period** 31/08/2024 30/08/2025 **To from**
**----- Start of picture text -----**
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest
to the nearest £ to the nearest £ to the nearest £ to the nearest £
£
A1 Receipts
Donations (Stripe & cheque) 5,365 - - 5,365 9,926
Vinted Sales of donated items 279 - - 279 782
Fundraising 465 465 1,250
PayPal Donations 3,535 - - 3,535 2,790
PayPal Giving 200 - - 200 157
Bank Interest 394 394 165
Unity donations 2,062 - - 2,062 423
Grants 21,079 - - 21,079 13,133
Rosca Grant 5,000 - - 5,000 5,000
Main Grants 20,000 20,000 10,000
- - -
- - - -
Sub total (Gross income for
58,380 - - 58,380 43,626
AR)
A2 Asset and investment sales,
(see table).
- - - -
- - - - -
Sub total - - - - -
Total receipts 58,380 - - 58,380 43,626
A3 Payments
Purchases 28,892 - - 28,892 29,410
Insurance 224 - - 224 268
General 35 - - 35 35
Staff Training 25 - 25 147
Computer 44 - - 44 96
PayPal Fees 65 - - 65 80
PayPal Purchases - - - 292
Bank Charges 77 77 53
Accountancy 720 - - 720
- - -
Sub total [ 30,083 ] - - 30,083 30,381
A4 Asset and investment
purchases, (see table)
Equipment - - -
- - - -
Sub total [ - ] - - -
Total payments 30,083 - - 30,083 30,381
Net of receipts/(payments) 28,297 - - 28,297 13,244
A5 Transfers between funds - - - - -
A6 Cash funds last year end 15,704 - - 15,704 2,460
Cash funds this year end 44,001 - - 44,001 15,704
**----- End of picture text -----**
5
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**||
|---|---|---|---|---|
|**Categories**
**B5 Liabilities**
**B3 Investment assets**
**B4 Assets retained for the**
**charity’s own use**
**B2 Other monetary assets**
**B1 Cash funds**|**Details**
**Details**
**Details**
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
Cash at bank
Paypal balance
Accountancy fees|**Unrestricted**
**funds**
**to nearest £**
**43,523**
**478**
**-**
**44,001**
OK
**Unrestricted**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Fund to which**
**asset belongs**
**Fund to which**
**liability relates**
Unrestricted|**Restricted**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
OK
**Restricted**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**
**-**
**Amount due**
**(optional)**
**480**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**|
|||||**-**|
|||||OK|
|||||**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**When due**
**(optional)**|
6
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
_**The company was entitled to exemption from audit under s477 of the Companies Act 2006 relating to small companies.**_
_**The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.**_
_**The directors acknowledge their responsibilities for complying with the requirements of the Companies Act with respect to accounting records and the preparation of accounts.**_
_**These accounts have been prepared in accordance with the provisions applicable to small companies subject to the small companies regime and in accordance with FRS102 SORP.**_
|Signed by one or two trustees on
behalf of all the trustees|Signature|Print Name
Keri Jarvis|Date of
approval
28/5/2026|
|---|---|---|---|
7
Docusign Envelope ID: DC67CF1B-8E03-8AF5-8203-D08B1BEC9A18
## **Independent Examiner's Report on the Accounts Report to the trustees of Southend Care Bank (Charity no. 1204532) for the year ended 30th August 2025**
I report to the trustees on my examination of the accounts of the above charity ("the Trust") for the year ended 30th August 2025.
## **Responsibilities and basis of report**
As the charity trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ("the Act").
I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
- accounting records were not kept in accordance with section 130 of the Act or
- the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
**Thompson Accountancy Services Certified Chartered Accountants Suite 9, Hadleigh Business Centre 351 London Road Benfleet Essex SS7 2BT**
**Date:** April 2026