Company ￿l$tratIon number CE033231 Charity reBistratton number: 1204334 Mandem Meetup Communlty Interest OwBJnlytlon Annu•l Report #nd Flnaftclal St8tements Hnanclal Stst•ments forthe Year Ended 30 ￿0￿mber 2024 The Moffatts Partnershlp LLP Sulte 1.1. Flrst Floor Jackson House Slbson Road Sale M33 7RR Mandem Meetup Content$ Reference and Admlnlstratlve Deta115 Trustees, ReF4)rt 2to8 Independert Examlnees Rewjrt ststement of FInanc￿l Actlvltl Iotoii 8•lance Sheet Not•s to the Flnandal Ststements 13to19 Refer•Ke and Administratlve Detslb Trustees MrJay4 Slr¥h Takhar Miss J¢nnrferAnne6￿e Mr Garry Mdeod Bukk Mtss ￿Thd$eY Gaee 1204334 CharSty Reglstradon 14urnber CE033231 The char*y rs in E￿nd &Wale5. Unit 17 Bre1v￿ Yard Saiford M3 788 lndepeb￿n¢ ex#rnlner The Moffatts Partnership LLP Sur£e 1.1. Firrt Fk)or Jackson House Sibson Road Sale M33 7RR Page I Mandem Meetup Trustees. Report The trustees, who are dlrectors for the purposts of company law, present the annual report to¥ether wth the flnarKial Statements of the charltable company forthe year ended 30 November 2024. Obl•rtl¥4s and •¢thiltl•% Obltcts amlwlmj Mandem Meetup promotes and protects the mental health of men experlenclng ¢hallenge5 that ne8atfvety Impact thelr well-belng. By offerln8 pSychc￿￿(la1 Interventlon5, 5UPPOrt, 6uSd8rKe, and practlcal advlce. the charlty removes stlgma around men's mental health through fO￿erIng brotherhood and communlty. The Advancement Of Health Or Savlng Of ObJtctl¥e4 Jtrqteqles ondurtlvlths Mandem Meetup provldes fw artlvltles that reduce Isol•tlon and empow•r men to Improve theli physlcèl and mentsl well-belng: M4ndem Outdoors.. Bl8 hlkes, local walls, bushciaft, and wlld campln8. • M3ndem Traln.. Footb811. callsthenlcs, WorklNIWorkOVT, gym sesslons, Hyrox, yela, Indoor rock c14m￿n& blke rldln& Br8zSll•n JI￿1[tsU. Mandem Leam.. T•nslon and Trauma Release Exerclses, Medltatlon, chess club. photO8raphy, poetry, workshops M¥ndem Help.. Outreach l¢lothe5 and e55entlals for thos* In needl, commvnlty tldy-up5, Iree communlty events. • Mandèm T•lk.. T4lkln8 Clrcles across nlne locatlons In Manchester ?rbd Wolverhampton. Pr150Tr Work.. Supportlng Outspoken stsff at We Are Survlvors to ensurè dlents on thelr waltlng Ilst lor Tr•umi therapy re¢elved peer 511PPOrt and more. Mandem Outdows Funded by Sport England Attendees 620- New fa¢e$ 127 Over the J2 months we took the men to 12 dSfferent le see. Your klndness and deterrrAMtkn are Imme•surnble ¥KI ￿11 be mnembered by many of whom, IW you hjve toKhed." Athlw•m•nts •nd P•rlryrnqnc• K￿ HIghl￿ts Otth• Past Year o Sufylvor Ally camp¥l8n. o Sleep0￿ 2023 £7.l￿O. o Natlonal Lottery Comrnun￿ fund lorovtreath. o Sport En6land funded our818 Mlkes and Local Walks o Slckl Festlval artfv•ted our Harpurheyand Moston Talklrl Ordes o MarKhester Lcul Care Lknanbsatbons fvnded Wlthlffjm prclects nte o Grew Snto a new clly. wo1￿1h•mp¢0n o Expanded work In prlsons wlth partners s￿h ￿ Wekn 5thy￿)rs arbj St Glles Trust. o Grew into new are￿01 Manthestor Palt 4 Mandem Meetup Coll*boraflons and Partner5hSp> o Partnered v•ith The For¢ 1rna81￿ FOuThj￿10n, Greater Manchester Comblned Authorities Vk)lence Aeduttion Un¢ We Are Survivw. St &les Trusl MarKhester lcd Care (wni￿10￿, West Midlands Vlokn Redurtion Partnershlp. o Corpornte cdlaborntlonswith Jaguar Landro¥er. Aeropress. Gregory Bxkpacks. OD HarnTThx￿ and others. Ke¥ Events and Int￿￿￿$ . Hosted events: Summer Cfy)kout. Vlrthineton Street Ra¥e. and Q>ld Dlp. . lrttroduced new proietts.. Mandem Footy. Chess aub, Mandem Mwes and the Wolverhampton Alh)tment Project. • Engaged thecommunity in events as We Irwentsd theWeek•nd. Wrthlw l¥ide. arml Men'5 Heafth Event. Awards and Retognttlons . High Shedff Special ReCOgni￿On Awa • Forever Manchester Awardtor"Connectin8 CommuTNtiÉs." . Kendal Fllm Festyval-Game Char8ers- Award forthe documentsry Mandeffl. How the Chafws Work Pmided a Public 8eneft Mandem Meetup addresses ui¢K•l ￿ThIal health and T**ll-bew¥ Chal*￿ a￿￿ mern partlrAAarty those who are Marginal￿ or underrepresented. Actsvths as Talking fj￿eS. hiki￿ and creative workshops foster resilience, reduce ilolation. and improve mentsl and physlcal hea￿h. For tyample, the Through the Gate progTrm in prisons offer5 OPPOrtunilies for men to transition from custoty to coMmL￿lty aidln8 rehabiliiatlon and red￿1[ recidlvlsm. Compliarfè with the Putyk Benefft Re(wirement • Artes￿bilItY. Open to all men, re8ardie55 of sotioemmk 5￿t￿4 LY back8rwnd, with taryeted outrea¢h to vulnerable groups. • Community Erewient: 8eneftlarles a￿ kM*ed in plannin8 and delrffj. *wJrin8 ser¥w meet community 0 3,940 IndNidual interactlons wtth our inter¥enkn in 2024 0 441 sessions dell¥Ered in 2024 0 852 member5 in our Whatsapp groups The trurtees confirm that they compliBd with the requirements of sthin 17 of the Charities Act 2011 to have due re8ard to the pU￿1C benefft guidarte publlsl*d bythe Charty ComrrMs50n fOrE￿￿d and Wales. Mandem Meeti Trustees, Report Striiciure. 8o¥em•n¢•artd m•na¢*ne RlslL Mana8emeiit The Risk Goveman¢e TfU5tees reports to Board as a staThllng agtrth item and the Chief Exttutfve Offke presents an over¥iew of any changes within the Risk Register. In addit￿Trto tNs a fvll annual revlv* of rtsk iscarried 0￿ bydfKers of the Board. The Treasurw. Chief ExecytrE Ofter also meet, as part of F￿ar￿la1 Risk Mana8ement and GovemarKe. to review accounts. cross cash fiow. and identify any IS$L￿ t)n the horizon. The sub 8roups are then reported back to the board at eath board meeifjn6. Kw risks include lack of experierthl Trustee4 fina￿￿ sustainability. gfeKuardir& and operational thalleng*. These are mltwed through rottht poltles reeular and trustee o¥Èrsikht. Challenges F IncreasSn8 demand for required ￿eath￿ appmad*s to malimlse irrprt while opwatln8 wlthln budget cor*sirtints. a150 hl8hll8hts need for nb)re trnwrt optlons. • Trustees.. Jae &n8h IChairl.Jenny Ga8e (Dewtychairl. Garry B￿ck ltreaswerj, Julie 8￿e$ Isecreiaryl . Executi￿ Team.. Jamle Dennis ICIHef EKecuti¥e Officer). • Olrectots.. Ben Rutter (Brand and CommunKatiOn51. Jam* Lewis & Chi5tian Oenthn IWolverhamr*onl. • ￿aff. Tom Rodgets (Admin). James Polbck (Bookkeeperl. TheoAarnn5 Medo). • Fac￿ltatOrs. Kane Rkhafds. Jamie Marrin. Edward5. F￿er HUM￿rie& LKa 8alur*>Jon4 Frank Mann Volunteercontrlbutlons Volunteers played a critital role in outreath. football SeSsk)￿, and tornmunlty supwt. EKamples i￿l￿de. • Mickael Rockson's tlreless outreach work and Sup[￿fOr Execut￿ te . Mlchelle Baiws impjctfvl fundraising efforts. • Klm Lvwls's admlntstrative 511PPOrt. • Mike Higgin5 forrunnln8 football sessKYLS • Lei8h Edward5for tireless 5VPPOrtwith O￿TeaCh • Kane Rlchards continualty drlvln8 commurmty thr￿h iniliatr¥ts of ￿ and his own Inttlatl¥eldesire to 5kn1 support for5eNce users • Edd Dawes massNe dribpto helpth￿ in need Paee 6 Mandem Meetup Trustees, Report Planslorthe Future Prolects Pl•nned forthe Upcom5n8Y•ar Launchln8 new TalkinB Clrcle5 In Tamesld& Trafford laddlctSon.specmcl, and Gorton. . A tstsyear coniract Starting January 2025 forThrouBh Ihefjate seth In Northwest p￿$0￿5. Contlnued prlson work in the Mldlands. Growih Go•ls Target annual Income of E250.000. Develop partnefship5 wlth prlvate buslnesses and expand work In prlsons. Hlre the charlty'5 flr5t employee. Fln•n¢l•l Initrum•nti Obltttlves cndpoNdes The charltrfs actlvltles expose It to ¥ number of fIn8￿1•1 rlsks Includlna credlt rlsK ush flow rlsk and Ilquldlty rlsk. The use of flnanclal deTlvat4ves Is 8ovemed by the Chart￿$ pollcles approved by the lJo•rd of tru#ees, whkh provlde wrStten prlnclples on the use of Ilnanclal derlv•tIV￿ to man4e these rlsk5. The charty does not u dertvatlve fln4nclal Instruments for 5peculatlve purp05e5. Coshfvw rtsk The chartty's #rtlvllles •xpose It prfm¥rlly to th• fbnancl•l r15k3 of ch¥n8es Interest r•tes. Interest bearfns ￿setS •nd Ilabll￿1es •re held at￿ed r•te to ensure cert¥lnty of ￿$h flows. Credlt rts The charlvs prlnclpal fln4n¢lal assets are bpnk balances 4nd cash, trade Ind other recelv•t>les. and In￿StMentS. The chaflty's credlt rlsk Is prlmarlfy •ttrfbutable to Its trBde recelvabbes. The •mtsunts presented In ihe balarKe sheet are Thet of èllowance5 for doubrful recelvables. An allowaftce for Impalmi*nt Is made where there 15 an Identffled loss event whl¢h. b•sed on prevlous experlenc4 li •vlden¢e of a reductlon In thè recovorablllty of the cash flows. The ¢redlt rlsk on Ilquld fundg and derIvatI￿ flnarKlal Instrument515 I¢m￿ed because the counterpartles arn banks wlth hllh credlt-raiings assl8ned by Internatlonal cr•dlt-ratln8 ggtncles. The charlty has no sl8nlfi¢ant ￿fiCentratIOn of credlt rfsk, wlth e¥posur• spread over a larye number of counterplrtles and customers. rtsk In order to malntaln Ilquldlty to ensurè thai sufflclent lunds are avall¥blé for on8oln8 Oper￿10n1 and future developments. the charlty uses a mlxture of lon8.term and short-term debt finance. Further detalls re8ardlThK Ilquldlty rlsk can be found In the Statement of ac£ountln8 polbcles In the IbnarKbal statements. Pa6e 7 Mandem Meetup Trustees, Report Statement oftrustee¢ Mspon￿b￿tlts The trustees Iwho are also the dirertors of Mandem Meetup forthe purposes of company lawl are responsible for preparln8ihe trusiees, report and the financial statements in accordance w￿h appllcable law and United Kingdom Accounting Standards Iunited Ksn8dom Generally Accepted Accounting Practice), including FRS 102 "The Flnandal Reporttng Standard applicable in the UK and Republlc of Ireland" Company law requlres the trustees to preparè financial statements for each finarKlal year. Under company law the trustees must not approve the financial statements unless they are 5?t15fied that they 8ive a true and fair view of Ihe state of affairs of the charitable company and of the incomln8 resources and applic4tion of resources, includin8 its Income and expendlture, of the ¢harhtable company for that perfod. In preparlnB these fbnaft¢ial Aatements, the tn￿tee5 are requlred to.. sele¢t 5Uitable accountin8 policles and applythem con51stentty,' observe the method5 and prtnclples in the Charities SORP,. make judgemènts and è*imate5 that are reasonable and prudenL' state whether applicable accounting Standards, comprising FRS 102 have been followed 5ublect to any materfal departures disclosed and explained in the tlnanclal statements- and prepare the financlal ￿8temerrt5 on the golng Co￿er￿ bays unless It is Inapproprf4te to presume that the charltable company will contlnue In busines The trustees are responsible for keepi￿ proper accounting records that can disclose wlth reasonable accurdcv at anytirne the financlal positlon of the charitable company and enable them to èn511re that the financial statemer comply with the Companles Act 2006. They are also respjnsible for safeguarding the assets of the charitable companyand hence for tsking reasonable steps forthe preveniron and detectjon of fraud and other irregularftles. The trustees are responslb1e for the rnaintenance and integrSty of the corporate and fInar￿la1 infomiation Included on the tharitable companls website. Legislation 8o¥èmin8 the preparation and dissemination of finan¢iil ststements may dI￿rfroM le85slatlon In other jurisdictions. 015closure of informatlon toaudltor Each trustee has tsken steps that they ought to have taken as a trustee in order to make themselve5 aware of any relevant audit informatton and to establt5h that the tharity's a￿d￿r is aware of thai infomat*)n. The trustees confirn) thatthere Is relevant infomtstion thatthey know of and of whith they know the auditor 15 unaware. Tr* annual rep)rt was approved by the trustees of thecharftyon 3 Sèptember 2025 and signed on Its behalfbv.. Miss lennlfer Anne Gage Trustee P4è8 Mandem Meetup IndepeThlent Examinees Report to the1n￿tee$ of Mandem Meetup {*he Company,) I rEp￿[tO the￿ar￿¥tr￿tQ￿ OD eXarnM￿l￿ of the ￿0)¥￿% oftheCOmp•tyforthe￿ar 30 Navemb¥2024. ResptyNlblllll¢s and basls otitport As the charity's trustees of the Company larnl al￿ Its d*ectots for pury*M5 of trynp￿ rtspottsible for the pryrntkn of1￿3CcoUntI In3wd*rte w￿hthe ofthecryn￿*e$lLl 21ffj61'thE ?￿Arfl. Havin8sat1511ed myeWth* the oftheComPtrrya￿ requlred to bt a￿lIted urthr Part 16 ofthe I[￿ Art aDd are ell￿ble for in*ndeni examlnat*Jffj I rEPryt in resF*rt of my examllwtthm of )Y¥w tharws Kroufvts as carrled out under seulon 145 01 the Chaddes kr 20111.the 2011 *xYI. In my tmamlnafjon I ha%E (dknied ￿ Threttths Oven bv the Charitycornm￿ ￿￿ersett￿ 14515Mblofthe 2011 kL IrmkP￿dontWrn1n￿S Statement 8th"n8 me ¢aiiseto befivrt: i. accwntkn8 recllrdswere ￿ kem in re5PErt tsfmand￿ *tty•5 wIWed b¥ seckn 386ofthe 2￿6￿rt or 2. the K)rnted In ElWa￿l & Woie5. and Consequent￿ does have s￿le capltal. EKh of the trustees Is Ilable to contrlbjte an arnount not exceed1￿ £1 t All flnarKSal assets and liabilities are in1￿31￿ rn￿$￿[ed at price IM)dudire tran$att￿n c05ts1. ￿tept for those finantial assets classified as at fair value th￿0￿h profft or k)ss whkh are initslty measured at falr value Iwhich 15 norrnally the trans&w)n price excluthng tsafisact￿n costs). unless the arrangement constitsJtes a rinancing trnn58￿I0n. If an arrangement con5tiiutes a fin&￿Ing tyansactlon, the finantial asset or fI￿r￿101 liability is measured at the present ￿alue of the future payments discounted at a market rnte of inter￿t for a similar debt instrument. FinHncial assets al￿ liaknlitie5 are onty offset in the siatemwrt of finJrKial p)sition *￿n, and onty when there exists a iegalty enforceable r¥ht to set off the rttc8rdsed amounts and the eharity intends either to settle a net basfi¥ orto ￿liSe the 455et arwj settle liabllttysimultaw)u$￿. Flnancial assets are derecogni5ed when and onty when al the coniractual rights to thefash flow5 fromthe financlal asset expl￿ CK are setued. bl the d￿rity trnnsfers to another party 5ubsiantlalty all of the risks and reward5 of ownership of the financial asse¢ or cl the Charity, despff(e havin8 rÈtain&J som4 but not all, swificant risks and reward5 ofownersNp, ha5 iransferred control of theasset to arthr partv. FI￿nCIal Ilabilitie$ are dertt(%nised On￿ the oblig￿n ¥eofled in the contrau Ls dlxharye4 fartcelled or explre5. Mandem Meetup Notes to the Flnan¢lal Ststem¢nts forthe Year Ended 30 November 2024 3 Inwm•frDm donatlon$4nd1•8acI Unr•strfct¢d funds General Tot•1 funds Donatlons and leoo¢les,' Oonatlons from Indlvlduals Grnnts, Ir*ludlng ￿PItal 8r?nts' Grdnts from other ch¥rltles 42.968 42.968 137,574 137,574 Tot•1 for2024 180.542 180,542 Tot•1 for 2023 103.424 103,424 4 Otherlnwnq Unr•strfrt¢d lunds fjon•r•l Tot•1 2024 Fé•$ •nd supplles 383 383 Unr•strfrted funds G•n•ral Tot•1 2023 Fees and supplles 83 83 Pale 16 Mandem Meetup Note5 to the Finan¢ial Slatements forthe Year Ended 30 November 2024 5 Expendlturt On thathabl• adi¥ltles fund5 Totsl fund5 Office Expenses Advert￿Ing Bank Charges Computer Software and Maintenante Costs Charitable Donations Equlpment Repair5 and Rene•MIs Le8al and Profe55ional Fees Travel and ￿b$IstenCe 4.935 3.216 130 3.ia6 2.10) 4?35 3,216 130 3.136 2.ILYI 91,426 3,413 1358 1038 1733 614 91.426 3.413 1,358 2.038 2.733 614 Irtsurance Purchase5 Motor Expenses PrInts￿ wjstsge and statK)nery Sundry Expenses Telephone and Fax Furmlraising Costs 499 499 6.822 6￿22 Totsl for2024 132,145 132.145 Totsl for 2023 77.059 77,059 In addition to the expenditu￿ anatysed 3b(Ne. there area150 swn3￿e costs of £229312023- £Nill wthich relate direcllyto d)ariiableactlvlli¥. See ￿ 6 forfurther daa 6 Anaty45 gfgo¥eman¢• and suppwt fvnds General Totsl fwids Other governance costs 2.293 2.293 Tot•llor2024 2.293 2293 P4e 17 Mandem Meetup Notes to the Flnandal Ststements for the Year Ended 30 November 2024 7 Tax•tlon Th* ch•r5ty 1$ 4 reglstered charityand Is therefore exempt from taxatlon. 8 Debti> 2024 Otherdabtors 2,500 9 Cath •nd uih •4¥fvil•nu 2024 2023 Cjsh at bank 76,079 30.092 10 Cr•dltorn arnountihlllni du• ¥Athln on• ywr A¢¢ru•ls 2.000 11 Funth Bal4n¢• at 30 Nov•mb•r 2024 8•lanc• •t i O•C•M￿r 2023 Intoffll Attourc•s •xpend•d r•wur¢ Unr•#rfrt•d fundi Gen•T41 30,092 180.925 134,438 76,579 Balanc• ai 30 N0￿mber 2023 Incomln r•soure•s Rèsoyr(qs expend D•c•mb•r 2022 Unr•rtrfrt•Olundi fjeneral 103507 77,059 30.092 P•8e 18 Mandem Meetup Notes to the Flnandal Statements forthe Year Ended 30 November 2024 Unrestrkted lunds Totsl lunts at Current assets 78.579 12,0001 78,579 I2.OC￿l Current liabilths Total net assèts 76,579 76579 Total funds at >) November fvnd$ General Cvrrent assets 30,092 30.092 13 Analysls of funds Cash at bank arbd ￿ hand 30.C82 ￿87 30.r132 45.987 76,079 Net debt 76.079 At30 Nvlember 2023 At l Dffembv Fkn•ndrq wh flry Cash at bank and in hand 26,448 30,092 Net debt 26,448 30,092 Durin8 the year the thawlty madethe folbwin8 related p8rrytra1￿acf￿￿ts: Mrjamle Dennls Dtsrln8the yearthè amounts receNÈd by Mrjamle Dennis was E34￿53 {2023- £17.9481. At thE balatKe sheet date the arnount duetolfrom MrJam* Demis t*as £Nil12023- £Nill. P¥e 19 Mandèm Meetup Statement of Flnanclal Actlvltles by fund for the Year Ended 30 November 2024 Unrestrlcted Funds Total Total Unre5trfrt¢d Unrestrfrt Funds Funds In¢Dffle ¥nd Endowments Irom: Oonatlon5 and lelaclès Other Snwme 180,542 383 103.424 83 Totsl Income 180,92S 103,507 Expendlturn Dn: Charltable 8ctlvltl•i 1134.4381 177,0591 Totsl expendlture 134,438 177,059 Net Income 46,487 26,448 Net movement In funds 46,487 26,448 R•conclllatlon of fvndi Total funds broughtforword 30,092 3,644 Total funds carrled fo￿•(d 76,579 30,092 Thls p?8e does not form part oftht Stat￿ory￿nIn¢lOl statements. Page 20 Mandem Meetup Detslled Statement of Flnanclal Actlvltles for the Year Ended 30 November 2024 Totsi 2024 Total 2023 Inrome and Endowmentsfrom: Donations and legacles lanalysed belowl Other Income lanaly5ed below) 180,542 383 103A24 83 Totsl intt*me 180,925 103.507 Expendlture on: Charltable artlvltle5 lanalysèd belowl 1134,4381 177.0591 Total expÈJKliture 1134.4381 177,0591 Net incorne 46,487 26.448 Net movement In funds 46,487 26,448 Reconclllatlon otfvnds Total funds brou8ht forward 30,092 Total funds carried forward 76.579 30,092 Thls page does not fom partofthe statutoryffinanclal statsmen Page 21 Mandem Meetup Detslkd Statement of Flnandal Artivltles forthe Year Ended 30 November Z024 Total 2024 Total Don•tlons ondkwles Appeals and donations Grdnts- otheragencies 31554 71￿70 137.574 180,542 103,424 Otherkncome Sales of purchased goods 383 83 383 83 Clwrftoble acdvltlts FundraisinB Costs Purchase5 Legal and prof￿[￿al fees Insurance 16,8221 12.0381 191.4261 11,3581 19.6851 1401 14,9351 13.1361 16141 12,1001 14991 12.7331 13,4131 13.2161 11301 12931 12.0001 12,2071 13,0741 145,9191 Equlpment repalrs and renewals Tdepl¥)ne and fax Office expenses Computer software and malntenance costs Prfntin& posts8e and sthtionery Charitable donatlons Sundry expenses MotorexpeAses Travel and subsisten Advertlslng Bank char8es Accountanryfees lThdependent examlner's feè 12,8041 11.9311 13,0001 14591 11401 14,6991 li*UI 14,2021 18,0971 13831 1134,4381 177.0591 Thls page doe5 not forni part of the 5tatutoryfinancial stsiements. Page 22 ## Mandem Meetup Charity Accounts 30.11.24 - SIGNED ## Final Audit Report 2025-09-23 Created: 2025-09-23 By: Jamie Dennis (jamie@mandemmeetup.org) Status: Signed Transaction ID: CBJCHBCAABAA_XEUg4wH11c-8vJOkyraMSEOfXdGEiAT ## "Mandem Meetup Charity Accounts 30.11.24 -SIGNED" History ## Document created by Jamie Dennis (jamie@mandemmeetup.org) 2025-09-23 - 11:25:15 AM GMT Document emailed to gage.jenny@gmail.com for signature 2025-09-23 - 11:26:51 AM GMT ## Email viewed by gage.jenny@gmail.com 2025-09-23 - 9:28:08 PM GMT Signer gage.jenny@gmail.com entered name at signing as Jennifer Gage - 2025-09-23 - 9:32:02 PM GMT Document e-signed by Jennifer Gage (gage.jenny@gmail.com) Signature Date: 2025-09-23 - 9:32:04 PM GMT - Time Source: server ## Agreement completed. 2025-09-23 - 9:32:04 PM GMT