## **Trustees’ Annual Return** 

**Period** : 1st January 2025 to 31st December 2025 

**Name of Charity** : RUDDINGTON BAPTIST CHURCH 

## **Charity Registration Number** : 1204128 

**Address** : 62 Musters Road, Ruddington, Nottinghamshire, NG11 6HW 

**Names of Trustees** : Mark Andrew Bairstow (Treasurer) Christopher Greenhalgh Rosemary Ruth Molyneux Rachel Frances Elizabeth Third Anthony Whitton (Secretary) Trustees are elected from and by the Church Membership. 

**Governing Document:** Church Constitution. Document 12901789-4 dated 28/06/2022 

**Purpose:** The principal purpose of Ruddington Baptist Church is the advancement of the Christian faith according to the principles of the Baptist Denomination. The church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world. 

## **Activities:** 

In fulfilling the Purpose the Church will engage in a range of activities, either on its own or with others, that will vary from time to time, with activities being initiated, expanded or closed as appropriate. 

The activities may include but are not restricted to: 

- Regular public worship, prayer, Bible study, preaching and teaching, 

- Baptism, as defined in the Baptist Union’s Declaration of Principle, 

- The Communion of the Lord’s Supper, which shall be observed at least once a month, 

- Evangelism and mission, locally, regionally, nationally and internationally, 

- The teaching, encouragement, welcome and inclusion of young people, 

- Nurture and growth of Christian disciples, 

- Education and training for Christian and community service, 

- Giving and encouraging pastoral care, 

- Supporting and encouraging charitable social action in the United Kingdom and abroad, 

- Encouraging relationships with and supporting Baptists and other Christians. 

The Trustees of Ruddington Baptist Church consider that they have complied with the duty to operate with regard to public benefit. 

## **Achievements** 

During 2025 three people applied to be the Minister of Ruddington Baptist Church (RBC). None of these were a good fit and so we continued through the year without a Minister. 



Despite this, RBC continued to function well. There was no sense of marking time, as we continued to move forward. Services were held on Most Sundays with a range of people from within and outside RBC leading and preaching. 

Community Sundays morphed into lighter touch, all age services on the first week of the month. 

The “Stand” reflective and prayer gatherings were held at The Hub during those months when we did not have a Church Members’ Meeting. 

Church Services and Small Groups explored the Psalms, the Holy Spirit, Hosea and Advent during the year. 

Our “Verse for the Year” was taken from 2 Chronicles 7:14: “If my people, who are called by my name, will humble themselves and pray and seek my face and turn from their wicked ways, then I will hear from heaven and I will forgive their sin and will heal their land.” 

Three members left as they moved away from the area and three people were welcomed into membership. We had one baptism and the dedication of a very young person. 

Safeguarding of children, young people and vulnerable adults remains key at RBC. The Safeguarding Policy was reviewed, as it is every year and any appropriate amendments or additions made. 

Nappuccinos, a group for mums and their under ones, remained very popular and much appreciated, as a place where the highs and lows of motherhood can be shared, in a safe and welcoming environment, with coffee and cake. 

First Steps, a group for mums and carers with toddlers, is a classic example of churches working together to bless the community; RBC working with The Methodist and Rock churches. 

At the local junior school, the children were guided through the Easter Story by members of RBC and St Peter’s Anglican Church. 

RBC’s Renew Green Spaces at the Allotment and Renew Café at The Hub, places where it is “ok not to be ok”, continued to meet weekly. Numbers remain small but those who come along love it. 

A number of RBC members help to serve at The Honeycomb Charity Shop. 

Joint Services were held with St Peter’s Anglican Church on Pentecost Sunday and Remembrance Sunday. 

In 2024 the Charity Commission gave the go-ahead for RBC funds to be used alongside those of private investors to purchase a house for the pursuit of charitable aims. During 2025 a suitable house was identified, purchased and refurbished to a good standard. It was hoped that a suitable tenant family would be found in early 2026. 

During the Christmas period, the wreath making Sunday was very well attended and appreciated. 

Beer and Carols at the local pub was very popular and has become a regular and highly anticipated event, effectively heralding the arrival of the Christmas season in Ruddington. 

Once again, as RBC did not have a Minister, we were able to support charitable projects with sizeable financial contributions, whilst adhering to our reserves policy. 



## **Reserves Policy** 

The reserves policy of Ruddington Baptist Church is to hold between one and three months of all expenditure, to allow the church to adapt to any changes in the income and expenditure of the church. The trustees will report back to members annually on the reserves position and if required, advise on any proposed actions to return the church to the agreed reserve limits. The policy will be reviewed every three years. If the trustees identify future significant committed funds or designated funds then they are excluded from the reserves calculation. All restricted funds would also be excluded because the church cannot use them on normal expenditure. 

## **Bank Details** 

CAF Bank 25 Kings Hill Avenue Kings Hill West Malling ME19 4JQ 

This Trustees’ Report has been read and approved by all Trustees. It is submitted on their behalf by Anthony Whitton (Church Secretary) 

Dated: 31/03/2026 



RUDINNGTON BAPTIST CHURCH
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECBABER 2025
GENERAL RECEIPTS & PAYMEIITS ACCOUNT
Unrestrictsd Funds
2025
2024
R•c•lpts:
Offering5 & Standing Orders
Donations & Olhw Income
Income tax retx)vered on gifts
Bank ￿terest
Speryfic gift H
3rd party refft c¢nt
56.627_00
2,884.50
14.011.4t
3,825.56
4.(KK).00
17.423.50
98,772.37
59,8eiJ.03
2,426.
13,360.28
5,8SI.78
0.00
0.00
81.301.43
Pa￿nts.
Ministy
Mi55iOll
Upkeep ofchurth premises
Adminisirntson
House refrt and costs
Purchase of Hou$e
Aw)roved18gals Hrf4 House
3,544.46
36.617.57
7.838.91
1.938.87
36,475.73
151,619.20
12.098.20
250,132.94
3,759.43
35,049.72
8.195.65
4,513.95
2.699.34
0.00
54,218.09
Sulplus Ideficitl for the year
Balance broughtlor*ard
Closure of speofi¢ dr￿at￿n5 fuTrJ
Transfertrom HIAIM•se fijnd
Transfer to HIAIManse fund
Transfer to House PurL*ase
Transfer to Property Rentsl
Transfer from Property Refital
Balance carwied fornard
(151,360.57)
27.￿3.34
16.688.
16,468.70
213.99
135.96
127.(XX).C()1 (27,LM)O.001
12.098.20
0.00
151,619.20
0.00
(21.424.￿lI
36.475.73
17.309.65
0.00
16,688.00
CHURCH WORKER FUND
Do$1gnotrd Fund5
2025
2024
Balance broughl loMard
Transfer to General Fund
Balance ¢anled fonvanl
8,949.21
8.949.21
8,949.21
8.￿9.21
EAST MIDLAND BAPTIST TRUST COIIPANY RECEIPTS AND PAYIIENTS ACCOUNT
2025
2024
Uwtrrt5tr1¢ted Fund8
Balance brought for4Yard
Interest
To wr4)erty purLtha5e
Balanco Cattl•d tsrward
96.C69.04
0.00
,099.04
0.00
91,318.87
4,780.17
9Q099.04
Restricted Funds
Balance brouglrt foMaYd
Interest
To property purthase
Balan¢e Carried forwaTd
122,471.2S
416.07
122.887.32
119,742.63
2,728.62
122,471.25
Totsl Funds
218,570.29

CHURCH GENERAL FUND
202S
2024
Balan¢e Brought Fomard
CoBt incurred
8alan¢e Canied FornTa
975.IX)
975.110
975.
975.00
SPECIFIC DONATIONS FU14D (NEW ESTATES)
2025
2024
Balance brought f0Th￿d
Cost incurwl
Balance ￿Tried fonvard
213.99
1213.991
349.95
I135.￿)
213.99
CHURCH HIA I MANSE FUND
2024
Balance broughtforward
PayThents agreed from fund
Transfers to fund
Balanre rAttied lo￿ard
42tN)).00
112,098.201
27.IXK).(K
56,901.80
15,(￿.
27.(KK).(K)
42,0fy).CKI
2025
2024
HIA Property Relrtal kcount
Opening balance
3rd Party Contiibutiong
R8¢ ¢ontrfbution•
HIA refft cts5ts
HIA running costs
HIA balance canled forward
21,424.90
20.870.11
135.844.gJl
631.23
5,819.28
0.00
0.00
0.00
RUDDINGTON BAPTIST CHURCH
STATEMENT OF ASSETS & LIABILrrEs AT 31ST DECEIIIBER 2025
2025
2024
ASSErs:
Current assets
Bank & other cash bala￿e5
Non monetary assets The H
on monetary assets HotE House
6,311.77
301.553.64
500,000.00
0.00
807.865.41
142,425.17
585.(KKJ.IX)
151,619.20
879,¢)88.37
LIABSLITIES=
Current liabiKb"es
t5,￿.20
15,538.20
27.153.31
27,153.31
NOTES TO T+IE Accoui¥rs:
1. 8asFS of accoun
These a¢cwnts have been prepared cn a r￿￿Pts P￿ents basis
th $.745 Charitses Ad 2011 for2 thathy wilh inwme exCeed￿g £25,CO) and ur*Jer£2￿),CoJ.
2026
2024
2. DDnations & othpr inu>rne-
Contrilxrtkyrs Irom NapwthNklS
ConlritrAJtirm5 wrrB
Easy FuTrthal￿ng
265.45
668.00
101.04
398.10
1.￿.00

Hub renVgrft5
1.850.01
2,884.50
910.02
2,426.34
2025
2024
3. Ministy
Children & Families wL¥k
Senrice resourtesltraym￿refr&hrnen1￿
Other ministry costs
395.09
2.SYJ9.37
240.(K)
3,544.46
911.84
2,572.59
275.00
3.7￿.43
4. Mission
BMS Worfd Mi55ion
EMBA Home Mission
Reftjgee Roots
AIM
Evangelical
Evangdi5m
Renew Ruddington
Nappuchinos Inew mother5 in R￿Idingtr￿I,
Leadership DiscretiLWHry
Training and u)nfer￿£t$
Pa$tordl
9,119.48
12.960.56
6.(MJ).CK)
6.(JJ).
9.119.48
11.360.56
12,rK)D.00
0.00
50.00
563.96
671.84
442.41
631.45
338.25
1,068.55
13.
69.26
36,617.57
443.18
93.39
35,049.72
Upkeep of church pMil8ea
Heating, ligming & power
Insurance
Repairs & rnaintenanc8
Council tsx & water rates
St Peters Rr￿fflS - renta + expenses
1,158.29
804.14
2,406.35
1.128.82
2.698.05
8.195.65
2,943.62
1.297.52
2.609.17
7.838.91
8. Adrnlnlstratlo
Administration expetEses
HIA Costs linc £151.619.20 purthase costs)
Website and Marketing Expenses
A￿dt￿VI5Ua1
Refreshments Idoes nol indude serbit* refre8hments ithled
1,605.35
200,193.13
224.26
2.738.50
2.699.34
158.41
1.513.80
103.24
7,213.29
104.26
201132.U)
7. Current Assets
Income due trKrt unp*d by 31 tknmbw2025
2025
2024
6,311.77
6,311.77
44.00
. Bank & othercash b•lAn¢
Bank ujrrent acwunl
Bank derKsrt account
Bank HIA Prowty Rental aethunt
EMBT Fund
Baptists Togeiher Fund
Petty ￿$h 04ub Gwb. Nap[￿￿11￿. S(Miaf)
2026
4,￿.46
131.932.49
5.819.28
2024
8,283.19
55.535.91
0.00
122,471.25
115.082.55
180.74
301,553.64
0.00
107.94
142.425.17
2026
2024
The c*urth 55 the benef￿￿al (y+mer sutiectto Ihe reknnt tru&s ofThe H￿>
82 Mu5teTs Road RUddingt(￿. the legal bue lo whK* is held by the thurth's bustee
the East Midlands Baptist Assth>ation
The Hub, 62 Muster5 Road. Rudd1￿9￿)
585,(NJO.00 5(KJ,c￿.cxJ
585,LYJO.00 5LXJ.UX).00

'The Hub. was purchased in 2￿7 ￿ £265.CO) (x)5ts
Improvements costs.ng aFvoyimat* £59.((￿ {2(￿n, £26,622(2(thl and £4.1￿2(2£4391.
The £585.¢](K) value of the Hub ss as per Thoma5 James valuation in 2025
The fixtures, fijmilure and equipment k8 assumed to be of linsted resale value
2025
2024
Hope Htyjse wrchased 04104r25-RBtrs (&rfr￿"CYy was £151.619.20
Refft cost51£36.475.7312025to rneet Sta￿d3¥d$. No fwdluatic￿ aljwed fcffj.
151.fj19.20
10. Cttyr•nt UabElftles
Olher labilibes In￿rred but unp8id by31 Dec*th 2025
2025
15.538.20
15.538.20
2024
27.153.31
27,1￿.31
The accounts and slatrmpnts of assets and liabllilies Set above FElating to the year pndlng 31st
December 2025 as appro748d by the Leaderdhip Team and TTra8ur•r.
Slgned:
MaFk 8airstow
REPORT OF THE INDepENDeNT EXAWNER TO TrfE LEADERSHIP AND MEMBERS OF
RUDDINGTON BAPTIST CHURCH
In accordance wth the pmi%ons of Secbon 145 of Ihe Charities A(a 2011. 1 l¢ve exami￿￿ the receipts
aThl payments acwJnt and statemern ofassets aThJ 1rd￿"t￿*S of RLhldingtofi Baptist ChuTth Set out a￿)Ve
reL3ting to the year endsThJ 31st December 2025. This examination did not extend to a 9)Mprehen￿
au¢rt of such arxxwnts or statemenL l ¢))Trtm? that Ihe a¢xounts and statwnen¢ ao>Yd with the ac(xyJntiThJ
record5 of the thurch and that SLth records Satisfy Ite requiremerts of the Act 5ubJed to note 1.
l am not aw8re of any matterto whith needs to be (trawn in iyderto c4rtain a
undeTStaDding of the acrnunts.
Signed
Gareth thyen