BWG Swansea CAP, a Charitable Incorporated Organisation (CIO) registered number 1203810 Annual Report for 2025, presented to the 2026 AGM.
BWG Swansea CAP, which during 2025 celebrated its tenth anniversary, exists to relieve poverty in Swansea and district. During the year 2025 it has continued to work by providing debt advice with the professional help of the national charity Christians Against Poverty. The two volunteers trained to deliver Money Courses started in January 2025, and were able to deliver courses over 4 weeks in Gendros and twice in St Thomas. The one day course was run in Grace Church, Clase successfully.
During 2025 one debt adviser was employed part time. She was able to visit some 30 new clients for the first time, continued supporting those in the process, and be instrumental in bringing about 10 the relief and delight of debt-free status – figures similar to 2024. The Christian character of the organisation was shown as several people accepted invitations to evangelistic and fellowship events, but the same debt help was offered to all without discrimination.
We are glad to report that we now have six sponsoring churches making regular contributions, as well as well as other churches and individuals. We received grants from a number of sources: Community Fund Wales, the Austin Bailey Foundation, and a generous sum as a ministry in the Bridgend area was wound up, as well as a grant for Tackling Food poverty. We are grateful to all these donors, without whom our work would not be possible, as well as to volunteers who are equally essential.
We have continued to work as a charitable CIO, steered by trustees and a committee. No fundraisers or commercial partners were involved, and there were no operations, income or expenditure outside the UK. Office space is rented in York Place Baptist Church, but much work with clients is done in their homes, and Money Courses are hosted in various venues around Swansea. There are no assets owned by the charity, and no loans or debts (other than accounting for working expenses from time to time). There were no serious incidents to report. The charity has adopted an Equality and Diversity Policy, and those who work with clients are DBS checked.
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