
## **Trustees’ Annual Report for the period** 

## **From  01/04/2024                            To 31/03/2025** 

## **Charity name: Ethnic Food Bank** 

## **Charity registration number: 1203329** 

## **Objectives and Activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes<br>of the charity as set out in<br>its governing document|Para 1.17|To relieve persons in Bedford who are<br>in financial hardship in such ways as<br>the trustees from time to time think fit, in<br>particular, but not exclusively by: (1)<br>Providing emergency food of ethnic<br>origin. (2) Signposting to relevant<br>information and advisory services.|
|Summary of the main<br>activities in relation to<br>those purposes for the<br>public benefit, in<br>particular, the activities,<br>projects or services<br>identified in the accounts.|Para 1.17<br>and 1.19|1) We have 100+ referrers from<br>different organisations.<br>2) Clients not only get the food<br>parcels, but also advice from the<br>Citizen’s advisor onsite to help<br>them come out of their crisis.<br>3) The grants money gives us a<br>stability by having enough funds<br>to buy the ethnic food, when the<br>donations were very low.<br>4) We had stalls at local charity<br>events in Bedford to raise<br>awareness and raise funds.|
|Statement confirming<br>whether the trustees have<br>had regard to the<br>guidance issued by the<br>Charity Commission on<br>public benefit|Para 1.18|All the trustees agree with the ongoing<br>charity work and have no concerns in<br>the last AGM.|



Additional information (optional) You may choose to include further statements where relevant about: 

||SORP<br>reference||
|---|---|---|
|Policy on grant making|Para 1.38|Not applicable|





|Policy on social<br>investment including<br>program related<br>investment|Para 1.38|Not applicable|
|---|---|---|
|Contribution made by<br>volunteers|Para 1.38|Volunteers have helped in collection of<br>the food donations, sorting food<br>donations, parcel making and<br>distribution of the food parcels.<br>Helping the clients with heavy parcels.<br>They have also helped in fundraising.|
|Other||Not applicable|



## Achievements and Performance 


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SORP<br>reference<br>**----- End of picture text -----**<br>


|SORP<br>reference|SORP<br>reference|SORP<br>reference|SORP<br>reference|
|---|---|---|---|
|||||
|Summary of the main<br>achievements of the<br>charity, identifying the<br>difference the charity’s<br>work has made to the<br>circumstances of its<br>beneficiaries and any<br>wider benefits to society<br>as a whole.|Para 1.20||**_2233_**_individuals were provided_<br>_with 3 meals a day for at least_<br>_7days each amounting to_**48252**<br>_total meal parcels for the clients_<br>_across Bedfordshire._<br>_Home | Ethnic Food Bank_|



Additional information (optional) You may choose to include further statements where relevant about: 

|Achievements against<br>objectives set|Para 1.41|1)Actively trying to raise awareness to<br>increase the uptake of the Ethnic food<br>bank.<br>2) The chair of the Ethnic Food bank<br>regularly attends the food providers<br>meetings arranged by CVS and this has<br>helped us and improved our<br>collaboration/working in partnership with<br>other agencies.|
|---|---|---|






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4) The clients speak to the Citizens<br>advisor about their hardship and are<br>signposted appropriately.<br>5) Having accurate data helps to<br>monitor whether all the multiethnic<br>population is accessing the food bank<br>or not and if not, then trying to find out<br>the reasons and address them.<br>6) I have contacted the big<br>supermarkets and so far, no luck in<br>gaining a space to keep our donation<br>boxes. Tesco declined our request. I<br>need to persevere in raising awareness<br>and find a way to increase the food<br>donations, so that we don’t have to buy<br>food.<br>The fundraising has been adequate so<br>Performance of  far and the plan is to do more<br>fundraising activities  fundraising events and raise<br>against objectives set  Para 1.41  awareness.<br>None<br>Investment performance<br>against objectives  Para 1.41<br>None<br>Other<br>**----- End of picture text -----**<br>




Financial Review 

|Review of the charity’s<br>financial position at the<br>end of the period|Para 1.21|Annual accounts will be filed by an<br>accountant|
|---|---|---|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|All the grants received are used as per<br>the application and mid and final grant<br>reports are sent before the deadlines.|
|Amount of reserves held|Para 1.22|Around £5000|
|Reasons for holding zero<br>reserves|Para 1.22|To buy food if the grant money runs<br>out.|
|Details of fund materially<br>in deficit|Para 1.24|None|
|Explanation of any<br>uncertainties about the<br>charity continuing as a<br>going concern|Para 1.23|None|



Additional information (optional) You may choose to include further statements where relevant about: 

|The charity’s principal<br>sources of funds<br>(including any<br>fundraising)|Para 1.47|The grants have been by application to<br>the organisations like Harpur trust,<br>Bedford Borough council.<br>Fundraising was by setting up just<br>giving page, stalls at Eid festival and<br>other local charity events.|
|---|---|---|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46|None|
|A description of the<br>principal risks facing the<br>charity|Para 1.46|Lack of space and still awaiting<br>permission from the community centre<br>new committee for getting a Portacabin<br>through BPHA.|
|Other||None|





Structure, Governance and Management 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing<br>document<br>(trust deed, royal charter)|Para 1.25||
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|It is a Charity incorporated Organisation|
|Trustee selection<br>methods including details<br>of any constitutional<br>provisions e.g. election to<br>post or name of any<br>person or body entitled to<br>appoint one or more<br>trustees|Para 1.25|The trustees are appointed by<br>discussion and decision of the board of<br>trustees.|



Additional information (optional) You may choose to include further statements where relevant about: 

|Policies and procedures<br>adopted for the induction<br>and training of trustees|Para 1.51|Potential trustees are sent a document<br>explaining the roles and responsibilities<br>and they make an informed decision to<br>become the trustees.|
|---|---|---|
|The charity’s<br>organisational structure<br>and any wider network<br>with which the charity<br>works|Para 1.51|The charity has a chair and board of<br>trustees. Most decisions are made in in<br>the trustees meeting.|
|Relationship with any<br>related parties|Para 1.51|Dr Nadeem Mazi-Kotwal and Dr Minaz<br>Mazi-Kotwal are husband and wife.|
|Other||None|



## Reference and Administrative details 

|Charity name|Ethnic Food Bank|
|---|---|
|Other name the charity<br>uses|None|
|Registered charity number|1203329|






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Charity’s principal address  130 Ashmead road<br>Bedford<br>MK41 7FD<br>**----- End of picture text -----**<br>




## Names of the charity trustees who manage the charity 


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Name of person (or body)<br>Dates acted if not for<br>Trustee name  Office (if any)  entitled to appoint trustee<br>whole year<br>(if any)<br>Dr Minaz Mazi- 22/3/2023  Ongoing<br>1 Kotwal  Ethnic Food bank founding<br>members<br>Dr Nadeem Mazi- 22/3/2023  Ongoing  Ethnic Food bank founding<br>2<br>Kotwal  members<br>Ms Rumina  22/3/2023  Ongoing  Ethnic Food bank founding<br>3<br>Begum  members<br>Dr Baljit Kaur  22/3/2023  Ongoing  Ethnic Food bank founding<br>4<br>Upadhyay members<br>Mrs Manasi  22/3/2023  Ongoing  Ethnic Food bank founding<br>5<br>Deshpande  members<br>Mrs Ralley  22/3/2023  Ongoing  Ethnic Food bank founding<br>6<br>Rahman  members<br>Mrs Esther  22/3/2023  Ongoing  Ethnic Food bank founding<br>7<br>McNeil  members<br>Mrs Nesreen  22/3/2023  Ongoing  Ethnic Food bank founding<br>8<br>Akhtar  members<br>Ms Zofia Brady  17/3/2024  Resigned on  Ethnic Food bank founding<br>9<br>25/1/2026  members<br>**----- End of picture text -----**<br>


– Corporate trustees names of the directors at the date the report was approved 

Director name Dr Minaz Mazi-Kotwal Dr Nadeem Mazi-Kotwal Ms Rumina Begum 

Name of trustees holding title to property belonging to the charity 


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Trustee name  Dates acted if not for<br>whole year<br>None<br>**----- End of picture text -----**<br>





Funds held as custodian trustees on behalf of others 

Description of the assets None held in this capacity 

Name and objects of the charity on whose behalf None the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and None segregation of such assets from the charity’s own assets 

## Additional information (optional) 

Names and addresses of advisers (Optional information) 

Type of Name Address adviser 


Name of chief executive or names of senior staff members (Optional information) Dr Minaz Mazi-Kotwal 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

**Not applicable** 

## **Other optional information** 

**Not applicable** 



## **Declarations** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

**Signature(s) Full name(s)** Dr Minaz Mazi-Kotwal **Position (eg Secretary,** Chair and Trustee **Chair, etc) Date** 26/01/2026 




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Ethnic Food Bank 1203329<br>Receipts and payments accounts CC16a<br>For the period  01-Apr-24 31-Mar-25<br>To<br>from<br>Section A Receipts and payments<br>Unrestricted  Restricted  Endowment<br>Total funds Last year<br>funds funds funds<br>to the nearest<br>to the nearest £ to the nearest £ to the nearest £ to the nearest £<br>£<br>A1 Receipts<br>Donations                       3,165                              -                          3,165                            -<br>Grants                       1,500                      12,000                              -                        13,500                            -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>Sub total  (Gross income for<br>                    12,000                              -                        16,665                            -<br>AR)  [                      4,665 ]<br>A2 Asset and investment sales,<br>(see table).<br>                              -                                -                                -                              -<br>                              -                                -                                -                              -                                -<br>Sub total                                -                                -                                -                              -                                -<br>Total receipts                    4,665                   12,000                             -                      16,665                           -<br>A3 Payments<br>Advertising                               -                        1,439                              -                          1,439                            -<br>DBS                                -                             22                             22<br>Direct Expense                               -                        5,671                              -                          5,671                            -<br>Equipment                               -                           215                              -                             215                            -<br>Furniture                               -                           891                              -                             891                            -<br>Insurance                               -                             84                              -                               84                            -<br>Mobile                               -                             96                              -                               96                            -<br>Other                          100                           100<br>R&M                               -                             75                              -                               75                            -<br>Rent                               -                        1,900                              -                          1,900                            -<br>Sub total [                         100 ]                     10,392                              -                        10,492                            -<br>A4 Asset and investment<br>purchases, (see table)<br>                              -                                -                                -                              -<br>                              -                                -                                -                              -<br>Sub total [                              - ]                               -                                -                              -                                -<br>Total payments [                      100 ]                  10,392                             -                      10,492                           -<br>Net of receipts/(payments)                    4,565                     1,608                           -                      6,173                        -<br>A5 Transfers between funds                            -                           -                            -                                -                          -<br>A6 Cash funds last year end                             -                           -                            -                             -                          -<br>Cash funds this year end                    4,565                     1,608                           -                      6,173                        -<br>**----- End of picture text -----**<br>


CCXX R1 accounts (SS) 

31/01/2026 

1 



|**Categories**<br>Signed by one or two trustees on<br>behalf of all the trustees<br>**B5 Liabilities**<br>**B3 Investment assets**<br>**B2 Other monetary assets**<br>**B4 Assets retained for the**<br>**charity’s own use**<br>**B1 Cash funds**<br>CCXX R2 accounts (SS)|**Details**<br>**Details**<br>**_Total cash funds_**<br>(agree balances with receipts and payments<br>account(s))<br>Current Account<br>**Details**<br>**Details**<br>**Details**<br>Signature<br>2|**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**16,065**<br>**5,841**<br>**-**<br>**-**<br>**-**<br>**-**<br>**16,065**<br>**5,841**<br>Agreement Error<br>Agreement Error<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>Print Name<br><br>Dr Minaz MAzi-Kotwal<br>Dr Nadeem MAzi-Kotwal|**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>OK<br>**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**When due**<br>**(optional)**<br>Date of<br>approval<br>31/01/2026<br>31/01/2026|
|---|---|---|---|



