
## **Trustees’ Annual Report for the period** 

## **From 31/05/2023                            To 31/03/2024** 

## **Charity name: Ethnic Food Bank** 

## **Charity registration number: 1203329** 

## **Objectives and Activities** 

||SORP<br>reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|The charity’s purpose is to relieve fnancial<br>hardship among individuals in Bedford by:<br>1. Providing emergency food supplies tailored<br>to ethnic communites.<br>2. Signpostng benefciaries to relevant<br>informaton and advisoryservices.|
|Summary of the main actvites<br>in relaton to those purposes<br>for the public beneft, in<br>partcular, the actvites,<br>projects or services identfed<br>in the accounts.|Para 1.17 and<br>1.19|<br>Over 90 organisatons registered as<br>referral partners within the past year,<br>demonstratng a growing network of<br>support.<br><br>Benefciaries receive not only food<br>parcels but also advice from an on-site<br>Citzens Advice representatve,<br>enabling them to navigate fnancial<br>difcultes more efectvely.<br><br>Grant funding has provided stability,<br>ensuring sufcient resources to<br>procure ethnic food during periods of<br>low donatons.<br><br>Awareness and fundraising eforts<br>included partcipaton in community<br>events such as Eid Festval and the<br>Bedford River Festval.|
|Statement confrming whether<br>the trustees have had regard<br>to the guidance issued by the<br>Charity Commission on public<br>beneft|Para 1.18|The trustees confrm that they have had due<br>regard to the Charity Commission’s guidance<br>on public beneft and remain commited to<br>ensuring the charity’s actvites align with its<br>stated objectves.|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

||SORP<br>reference||
|---|---|---|
|Policy on grant making|Para 1.38|Not applicable|





|Policy on social investment<br>including program related<br>investment|Para 1.38|Not applicable|
|---|---|---|
|Contributon made by<br>volunteers|Para 1.38|Volunteers play a vital role in:<br><br>Collectng and sortng food donatons.<br><br>Assembling and distributng food<br>parcels.<br><br>Assistng benefciaries with carrying<br>heavy parcels.<br><br>Supportng fundraising initatves|
|Other||Not applicable|



## **Achievements and Performance** 

||SORP<br>reference||
|---|---|---|
|Summary of the main<br>achievements of the charity,<br>identfying the diference the<br>charity’s work has made to<br>the circumstances of its<br>benefciaries and any wider<br>benefts to society as a whole.|Para 1.20|<br>1,202 individuals received three meals a<br>day for at least seven days each,<br>totaling 25,664 meal parcels distributed<br>across Bedfordshire.<br><br>More informaton can be found on our<br>website:<br>htps://www.ethnicfoodbank.org<br>.|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

|Achievements against<br>objectves set|Para 1.41|1.<br>Increasing Awareness – Ongoing eforts<br>to enhance public knowledge about the<br>Ethnic Food Bank’s services.<br>2.<br>Collaboraton with Food Providers –<br>Regular atendance at CVS food<br>providers' meetngs, strengthening<br>partnerships and knowledge-sharing.<br>3.<br>Funding & Grant Management –<br>Gained experience in grant<br>applicatons,reportng,and tendering|
|---|---|---|





|||processes.<br>4.<br>Client Confdentality – Reinforced<br>safeguarding principles, ensuring<br>privacy when providing advisory<br>support. A recent case involved a<br>domestc violence survivor, who was<br>signposted to appropriate support<br>services without an immediate<br>safeguarding concern.<br>5.<br>Data-Driven Decision-Making –<br>Improved monitoring of service uptake<br>across diferent ethnic communites to<br>address disparites.<br>6.<br>Food Donatons – Despite outreach to<br>major supermarkets, securing space for<br>donaton boxes has been challenging.<br>Further eforts will be made.<br>7.<br>Youth Engagement – Bedford<br>Academy’s Year 8 students selected the<br>Ethnic Food Bank for a social acton<br>project, which could potentally secure<br>a £1,000 grant.|
|---|---|---|
|Performance of fundraising<br>actvites against objectves set|Para 1.41|Adequate funding has been secured to sustain<br>operatons, with a plan to increase fundraising<br>actvites.<br>Future initatves will focus on community<br>engagement and donor outreach.|
|Investment performance<br>against objectves|Para 1.41|None|
|Other||None|





**Financial Review** 

|Review of the charity’s<br>fnancial positon at the end of<br>theperiod|Para 1.21|The charity’s annual accounts will be<br>independently reviewed and fled by an<br>accountant.|
|---|---|---|
|Statement explaining the<br>policy for holding reserves<br>statng why they are held|Para 1.22|All the grants received are used as per the<br>applicaton and mid and fnal grant reports are<br>sent before the deadlines.<br>Funds are reserved primarily for food<br>procurement if grant funding is exhausted.|
|Amount of reserves held|Para 1.22|Around £5000|
|Reasons for holding zero<br>reserves|Para 1.22|Not applicable|
|Details of fund materially in<br>defcit|Para 1.24|None|
|Explanaton of any<br>uncertaintes about the charity<br>contnuingas agoingconcern|Para 1.23|There are no uncertaintes afectng the<br>charity’s ability to contnue as a going concern.|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

|The charity’s principal sources<br>of funds (including any<br>fundraising)|Para 1.47|Grants from organisatons such as BLCF, Harpur<br>Trust, and Bedford Borough Council.<br>Fundraising eforts through:<br><br>A JustGiving page.<br><br>Public engagement at Eid Festval and<br>Bedford River Festval.|
|---|---|---|
|Investment policy and<br>objectves including any social<br>investment policy adopted|Para 1.46|Not applicable.|
|A descripton of the principal<br>risks facing the charity|Para 1.46|Limited storage space remains a challenge;<br>however, the charity is in the process of<br>acquiring a Portacabin through BPHA.|
|Other||None|





**Structure, Governance and Management** 

|Descripton of charity’s trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed, royal charter)|Para 1.25|The charity operates as a Charitable<br>Incorporated Organisaton (CIO).|
|How is the charity consttuted?<br>(e.g unincorporated<br>associaton,CIO)|Para 1.25|The charity operates as a Charitable<br>Incorporated Organisaton (CIO).|
|Trustee selecton methods<br>including details of any<br>consttutonal provisions e.g.<br>electon to post or name of any<br>person or body enttled to<br>appoint one or more trustees|Para 1.25|Trustees are appointed based on discussions<br>and board decisions.|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

|Policies and procedures<br>adopted for the inducton and<br>training of trustees|Para 1.51|New trustees receive a comprehensive<br>document outlining their roles and<br>responsibilites, enabling them to make an<br>informed decision before appointment.|
|---|---|---|
|The charity’s organisatonal<br>structure and any wider<br>network with which the charity<br>works|Para 1.51|The charity is governed by a Chair and Board of<br>Trustees.<br>Major decisions are made collectvely at<br>trustee meetngs.|
|Relatonship with any related<br>partes|Para 1.51|Dr Nadeem Mazi-Kotwal and Dr Minaz Mazi-<br>Kotwal are husband and wife.|
|Other||None|



## **Reference and Administrative details** 

|Charityname|Ethnic Food Bank|
|---|---|
|Other name the charityuses|None|
|Registered charitynumber|1203329|
|Charity’s principal address|130 Ashmead road<br>Bedford<br>MK41 7FD|
|||





**Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10|Trustee name|Ofce (if any)|Dates acted if not<br>for wholeyear|Name of person (or body) enttled<br>to appoint trustee(if any)|
|---|---|---|---|---|
||Dr Minaz Mazi-<br>Kotwal|31/05/2023|Ongoing|Ethnic Food bank founding<br>members|
||Dr Nadeem Mazi-<br>Kotwal|31/05/2023|Ongoing|Ethnic Food bank founding<br>members|
||Ms Rumina Begum|31/05/2023|Ongoing|Ethnic Food bank founding<br>members|
||Mrs Lila Begum|31/05/2023|17/01/2024|Ethnic Food bank founding<br>members|
||Dr Baljit Kaur<br>Upadhyay|31/05/2023|Ongoing|Ethnic Food bank founding<br>members|
||Mrs Manasi<br>Deshpande|31/05/2023|Ongoing|Ethnic Food bank founding<br>members|
||Mrs Ralley Rahman|31/05/2023|Ongoing|Ethnic Food bank founding<br>members|
||Mrs Esther McNeil|31/05/2023|Ongoing|Ethnic Food bank founding<br>members|
||Mrs Nesreen Akhtar|31/05/2023|Ongoing|Ethnic Food bank founding<br>members|
||Ms Zofa Brady|17/3/2024|Ongoing|Ethnic Food bank founding<br>members|
||||||



**Corporate trustees – names of the directors at the date the report was approved** 

Director name Dr Minaz Mazi-Kotwal Dr Nadeem Mazi-Kotwal Ms Rumina Begum 

**Name of trustees holding title to property belonging to the charity** 


**----- Start of picture text -----**<br>
Trustee name Dates acted if not for whole<br>year<br>**----- End of picture text -----**<br>


**Funds held as custodian trustees on behalf of others** 

Description of the assets held None 



in this capacity Name and objects of the charity on whose behalf the None assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation None of such assets from the charity’s own assets 

## **Additional information (optional)** 

Names and addresses of advisers (Optional information) 

Type of Name Address adviser 

Name of chief executive or names of senior staff members (Optional information) 

Dr Minaz Mazi-Kotwal 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

**Not applicable** 

## **Other optional information** 

## **Not applicable** 



**Declarations** 

The trustees declare that they have approved the trustees’ report above. 

Signed on behalf of the charity’s trustees 

Signature(s) Full name(s) Dr Minaz Mazi-Kotwal Position (eg Secretary, Chair, Chair and Trustee etc) Date 31/01/2025 




**Ethnic Food Bank 1203329 Receipts and payments accounts CC16a For the period** 31-May-23 31-Mar-24 **To from** 


**----- Start of picture text -----**<br>
Section A Receipts and payments<br>Unrestricted  Restricted  Endowment<br>Total funds Last year<br>funds funds funds<br>to the nearest<br>to the nearest £ to the nearest £ to the nearest £ to the nearest £<br>£<br>A1 Receipts<br>Donations                       4,639                              -                          4,639                            -<br>Grants                       5,000                      13,199                              -                        18,199                            -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>Sub total  (Gross income for<br>                    13,199                              -                        22,838                            -<br>AR)  [                      9,639 ]<br>A2 Asset and investment sales,<br>(see table).<br>                              -                                -                                -                              -<br>                              -                                -                                -                              -                                -<br>Sub total                                -                                -                                -                              -                                -<br>Total receipts                    9,639                   13,199                             -                      22,838                           -<br>A3 Payments<br>Direct Expense                               -                        4,836                              -                          4,836                            -<br>Insurance                               -                           206                              -                             206                            -<br>Mobile                               -                             78                              -                               78                            -<br>Stationary                               -                             85                              -                               85                            -<br>Rent                               -                              -                                -                                -                              -<br>R&M                               -                        1,900                              -                          1,900                            -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>Sub total [                              - ]                       7,105                              -                          7,105                            -<br>A4 Asset and investment<br>purchases, (see table)<br>                              -                                -                                -                              -<br>                              -                                -                                -                              -<br>Sub total [                              - ]                               -                                -                              -                                -<br>Total payments [                           - ]                    7,105                             -                        7,105                           -<br>Net of receipts/(payments)                    9,639                     6,094                           -                    15,733                        -<br>A5 Transfers between funds                            -                           -                            -                                -                          -<br>A6 Cash funds last year end                             -                           -                            -                             -                          -<br>Cash funds this year end                    9,639                     6,094                           -                    15,733                        -<br>**----- End of picture text -----**<br>


CCXX R1 accounts (SS) 

31/01/2025 

1 



|**Categories**<br>Signed by one or two trustees on<br>behalf of all the trustees<br>**B5 Liabilities**<br>**B3 Investment assets**<br>**B2 Other monetary assets**<br>**B4 Assets retained for the**<br>**charity’s own use**<br>**B1 Cash funds**<br>CCXX R2 accounts (SS)|**Details**<br>**Details**<br>**_Total cash funds_**<br>(agree balances with receipts and payments<br>account(s))<br>Current Account<br>**Details**<br>**Details**<br>**Details**<br>Signature<br>2|**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**9,639**<br>**6,094**<br>**-**<br>**-**<br>**-**<br>**-**<br>**9,639**<br>**6,094**<br>OK<br>OK<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>Print Name<br><br>Dr Minaz Mazi-Kotwal<br>Dr Nadeem Mazi-Kotwal|**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>OK<br>**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**When due**<br>**(optional)**<br>Date of<br>approval<br>31/01/2025<br>31/01/2025|
|---|---|---|---|



