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2024-12-31-accounts

REGISTERED CHARITY NUMBER: 1203160

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31ST DECEMBER 2024

FOR

GOLDINGS CHURCH

Cobbin Floyd Ltd Chartered Accountants 15a Station Road Epping Essex CM16 4HG

GOLDINGS CHURCH

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2024

Page
Report of the Trustees 1
Independent Examiner's Report 2
Statement of Financial Activities 3
Balance Sheet 4
Notes to the Financial Statements 5 to 8
Detailed Statement of Financial Activities 9

GOLDINGS CHURCH

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31ST DECEMBER 2024

The trustees present their report with the financial statements of the charity for the year ended 31st December 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number 1203160

Principal address

Goldings Church Englands Lane Loughton Essex IG10 2QX

Trustees

J Sandy C Holt M Luxford S Fell J Roe

Independent Examiner

Cobbin Floyd Ltd Chartered Accountants 15a Station Road Epping Essex CM16 4HG

Approved by order of the board of trustees on 9th May 2025 and signed on its behalf by:

J Sandy - Trustee

Page 1

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF GOLDINGS CHURCH

Independent examiner's report to the trustees of Goldings Church

I report to the charity trustees on my examination of the accounts of Goldings Church (the Trust) for the year ended 31st December 2024.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Natalie Floyd ACA

Cobbin Floyd Ltd Chartered Accountants 15a Station Road Epping Essex CM16 4HG

9th May 2025

Page 2

GOLDINGS CHURCH

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2024

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
97,017
Investment income
2
160
Total
97,177
EXPENDITURE ON
Charitable activities
General
107,197
Net gains on investments
499,900
NET INCOME
489,880
RECONCILIATION OF FUNDS
Total funds brought forward
37,894
TOTAL FUNDS CARRIED FORWARD
527,774
Restricted
funds
£
6,691
-
6,691
-
-
6,691
701
7,392
2024
Total
funds
£
103,708
160
103,868
107,197
499,900
496,571
38,595
535,166
2023
Total
funds
£
115,098
59
115,157
100,041
-
15,116
23,479
38,595

The notes form part of these financial statements

Page 3

GOLDINGS CHURCH

BALANCE SHEET

31ST DECEMBER 2024

Notes
FIXED ASSETS
Tangible assets
4
CURRENT ASSETS
Debtors
5
Cash at bank
CREDITORS
Amounts falling due within one year
6
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
8
Unrestricted funds
Restricted funds
TOTAL FUNDS
Unrestricted
fund
£
500,000
4,145
24,136
28,281
(507)
27,774
527,774
527,774
Restricted
funds
£
-
-
7,392
7,392
-
7,392
7,392
7,392
2024
Total
funds
£
500,000
4,145
31,528
35,673
(507)
35,166
535,166
535,166
527,774
7,392
535,166
2023
Total
funds
£
-
640
38,438
39,078
(483)
38,595
38,595
38,595
37,894
701
38,595

The financial statements were approved by the Board of Trustees and authorised for issue on 9th May 2025 and were signed on its behalf by:

J Sandy - Trustee

The notes form part of these financial statements

Page 4

GOLDINGS CHURCH

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST DECEMBER 2024

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property - not provided

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

continued...

Page 5

GOLDINGS CHURCH

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31ST DECEMBER 2024

2. INVESTMENT INCOME

2024
£
Bank interest received
160
3.
TRUSTEES' REMUNERATION AND BENEFITS
2024
£
Trustees' salaries
36,645
There were trustees' expenses of £8,432 paid for the year ended 31st December 2024 and £6,585
ended 31st December 2023..
4.
TANGIBLE FIXED ASSETS
COST
Additions
NET BOOK VALUE
At 31st December 2024
At 31st December 2023
5.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024
£
Other debtors
4,145
6.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024
£
Taxation and social security
231
Other creditors
276
507
7.
LOANS
An analysis of the maturity of loans is given below:
2024
£
Amounts falling due within one year on demand:
Other loans
(250)
2023
£
59
2023
£
36,570
for the y
Freehold
property
£
500,000
500,000
-
2023
£
640
2023
£
231
252
483
2023
£
(250)

There were trustees' expenses of £8,432 paid for the year ended 31st December 2024 and £6,585 for the year ended 31st December 2023..

continued...

Page 6

GOLDINGS CHURCH

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31ST DECEMBER 2024

8. MOVEMENT IN FUNDS

Unrestricted funds
General fund
Restricted funds
Deaf fund
Missionary
Church Kitchen Refurbishment
TOTAL FUNDS
Net movement in funds, included in the above are as
Unrestricted funds
General fund
Restricted funds
Church Kitchen Refurbishment
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
Restricted funds
Deaf fund
Missionary
TOTAL FUNDS
follows:
Incoming
resources
£
97,177
6,691
103,868
At 1.1.24
£
37,894
261
440
-
701
38,595
Resources
expended
£
(107,197)
-
(107,197)
At 1.1.23
£
22,778
261
440
701
23,479
Net
movement
At
in funds
31.12.24
£
£
489,880
527,774
-
261
-
440
6,691
6,691
6,691
7,392
496,571
535,166
Gains and
Movement
losses
in funds
£
£
499,900
489,880
-
6,691
499,900
496,571
Net
movement
At
in funds
31.12.23
£
£
15,116
37,894
-
261
-
440
-
701
15,116
38,595
At
31.12.24
£
527,774
261
440
6,691
At
31.12.24
£
527,774
261
440
6,691
7,392
535,166
496,571
At
31.12.23
£
37,894
261
440
701
38,595
701
38,595

continued...

Page 7

GOLDINGS CHURCH

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31ST DECEMBER 2024

8. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
115,157
115,157
Resources
Movement
expended
in funds
£
£
(100,041)
15,116
(100,041)
15,116

9. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31st December 2024.

Page 8

GOLDINGS CHURCH

DETAILED STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST DECEMBER 2024

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Gift aid
Investment income
Bank interest received
Total incoming resources
EXPENDITURE
Charitable activities
Pakistan teachers
Events
Donations
Support costs
Management
Trustees' salaries
Pensions
Rates and water
Insurance
Light and heat
Telephone
Postage and stationery
Sundries
Books, journals and publications
Travel expenses
Repairs and renewals
Subscriptions
Legal and professional
Governance costs
Accountancy
Total resources expended
Net (expenditure)/income
2024
£
102,988
720
103,708
160
103,868
11,978
800
5,499
18,277
36,645
1,095
460
1,493
2,380
720
1,000
4,703
191
3,423
32,852
1,020
2,422
88,404
516
107,197
(3,329)
2023
£
115,098
-
115,098
59
115,157
10,500
1,131
5,577
17,208
36,570
1,095
532
1,463
5,055
1,773
228
244
60
3,571
30,978
442
330
82,341
492
100,041
15,116

This page does not form part of the statutory financial statements

Page 9