## **Trustees’ Annual Report for the period**
**From 1[st] April 2024 Period start date to 31[st] March 2025 Period end date**
## **Charity name: SIRI GURU SINGH SABHA, CROYDON**
## **Charity registration number: 1203036**
## **Objectives and Activities CIO**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|Advancement of the Sikh religion; to have
regular prayer meetings; to tutor younger
children and adults Gurmukhi, the Sikh religion,
Kirtan (music); to promote the younger children
and youth to take active participation in the
prayers and running of events including the
kitchen, organising, and stepping forward with
ideas for fund raising and community activities.
To provide a warm and welcoming place for the
elderly to meet; to promote interfaith
understanding; to perform the Anand Karaj
wedding ceremony; to create a religious,
healthy atmosphere and a spirit of selfless
service based on Sikhi|
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|Daily prayers are held and attended by the
community.
Akhand Jaap’s a 6-hour recital of prayers as
part of special events.
Funeral – ceremonies
Anand Karaj (The Sikh wedding ceremony) is
regularly performed as and when requested.
There are regular classes where Gurmukhi,
Sikhism, Kirtan, (Dilruba / Harmonium and
Tabla instruments) are taught.
All attendees (whether for prayer or otherwise)
may access ‘langar’, the community kitchen for
a free hot meal.
Our trustees and members regularly attend
inter-faith group meetings, council meetings
and other charity-related meetings and events
across the interfaith spectrum.
We manage local school visits to the Gurdwara
as part of their Religious Education curriculum
and encourage students to learn about the
teachings of our Gurus
Trustees looking into improving the site to
cater for the influx of congregation, this is
project research stage as need to look at|
|||costs and what is possible with current site,
and any opportunity of looking for other sites.|
|---|---|---|
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|All trustees and members of Siri Guru Singh
Sabha, Croydon had full regard to the guidance
issued by charity commission on public benefit.
Since then, the charity has been able to
continue in its day-to-day activities and focus on
progression for better services for the
community.|
|**Additional information (optional)**
You may choose to include further statements|**Additional information (optional)**
You may choose to include further statements|where relevant about:|
|---|---|---|
||SORP reference||
|Policy on grant making|Para 1.38|HPV grant £500.00 INV 1019 dated 11/3/25
to CVA – Event took place 15thMarch 2025|
|Policy on social investment
including program related
investment|Para 1.38|We view langar, the Sikh open kitchen, as a
welcoming and simple investment in our local
community.
We are blessed with a wonderful team of
resolute kitchen assistants who have
undertaken their Food Hygiene Training to
provide hot food to the community, all
worshippers and the needy.|
|Contribution made by
volunteers|Para 1.38|Building & Maintenance. Fulfilment of
Ceremonial Duties (e.g., the weekly changing of
sheets and ceremonial dressing of the holy
Guru Granth Sahib Ji) Cooking & Cleaning.
Web Design / social media
IT Infrastructure|
|Other|||
## **Achievements and Performance**
SORP reference
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|The charity houses the only Gurdwara in
Croydon. The surrounding Gurdwaras are in
Crawley, Tooting, and Southfields. Therefore,
we attract Sikhs and non-Sikhs from a fair
radius and for these families to celebrate
lifetime events and worship together as a
community. We celebrate all the key calendar
birth dates relating to our Gurus and other
events such as Diwali and Bandi Chhor.
The charity has a fully equipped kitchen and
provides daily hot meals and snacks to all
attendees and the wider community as part of
our langar.
The beneficiaries are kept abreast of local and
new information by way of the charity website,
services are streamed via a YouTube channel
and daily WhatsApp forum messages allow for
the community to communicate their needs
and for us to serve them in the spirit of seva|
|---|---|---|
**Additional information (optional)** You may choose to include further statements where relevant about:
|Achievements against
objectives set|Para 1.41|The charity has overall, been fortunate in that
it has worked hard to maintain contact with
beneficiaries and especially those who are
vulnerable, elderly or alone without family
nearby.|
|---|---|---|
|Performance of fundraising
activities against objectives
set|Para 1.41|The committee undertook very little
fundraising for most of the year. Initiatives
have been put forward by members by
individuals in the management team and
escalated for positive work was a priority
Notwithstanding this, the Treasurer set to work
in recoveringback-dated Gift Aid claims.|
|Investment performance
against objectives|Para 1.41||
|Other||The current Trustees have worked continuously
to serve the beneficiaries without disruption,
to promote the aims and objectives of the
charity and engender a sense of calm and
caring for all those who seek assistance, advice,
support,spiritualpeace,andprayer|
## **Financial Review**
|**Financial Review**|||
|---|---|---|
|Review of the charity’s
financial position at the end
of the period|Para 1.21|Detailed Accounts attached for financial year 2024 - 2025|
|Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|Charity reserve is to invest the funds and to
improve the services that the charity provided.|
|Amount of reserves held|Para 1.22|£269,741.00|
|Reasons for holding zero
reserves|Para 1.22||
|Details of fund materially in
deficit|Para 1.24||
|Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23||
|**Additional information (optional)**
You may choose to include further statements|**Additional information (optional)**
You may choose to include further statements|where relevant about:|
|---|---|---|
|The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|Donation by Members
HMRC Gift Aid,
Grant by HPV|
|Investment policy and
objectives including any
social investment policy
adopted|Para 1.46||
|A description of the principal
risks facing the charity|Para 1.46||
|Other||Transfer of old Charity No: - 282163 to new CIO
Charity 1203036.
Funds transferred from previous old Barclays
club account to new Barclays CIO Current and
Savings Account.
Charity No: - 282163 was to be shut down with
Charity Commission and completed on 19th
December 2025.|
## **Structure, Governance and Management**
|Description of charity’s
trusts:|||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|Bye Laws|
|How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|CIO - ASSOCIATION|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Trustees are selected every 3 years which will
be October 2026.|
**Additional information (optional)** You may choose to include further statements where relevant about:
||||
|---|---|---|
|Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|Trustees are guided to the Charity trustee.
Trust board meetings are held regularly, and
any best practices discussed with regards to
developments in the charity sector.
Specific induction and all training will be
provided by external agencies such a
Strengthening Faiths Institute and Gurdwara
Aid and Online courses.|
|The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|The charity is a member of Strengthening
Faiths Institutes and Gurdwara Aid.
**The only gurdwara in UK that has been**
**awarded Safer Centre Award in June 2022**.
The charity coordinates with other UK and
International Gurdwaras.|
|Relationship with any
related parties|Para 1.51|We enjoy a very healthy relationship with the
local Borough Council in Croydon Trustee Mrs
Surinder Kaur Sahota, is regularly involved with
Faiths Together in Croydon and engaging on
Sikh spiritual matters. We are also positive
dealings with the Metropolitan Police and the
local communitysafetyofficers|
|Other||Regular interaction with Faiths Together in
Croydon and Croydon Communities
Consortium (CCC) and connected with the
SACRE team of Croydon|
## **Reference and Administrative details**
|Charityname|**SIRI GURU SINGH SABHA, CROYDON**|
|---|---|
|Other name the charity uses||
|Registered charity number|**1203036**|
|Charity’s principal address|NANAK COMMUNITY CENTRE, 176 ST. JAMES ROAD, CROYDON
CR0 2BU|
|---|---|
|||
**Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for**
**whole year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Kamaljit Kaur|GENERAL MANAGER|11/5/23 – present||
||Sundeep Singh Sokhi|EVENT MANAGER|11/5/23 – present||
||Kuljit Singh Chana|FINANCE MANAGER|11/5/23 – present||
||Surinder Kaur Sahota|COMPLIANCE MANAGER|11/5/23 – present||
||Jaspreet Singh Gill|LANGAR MANAGER|11/5/23 – present||
||Sukhwinder Singh|BUILDING MANAGER|11/5/23 – present||
||Satnaam Singh Khera|IT MANAGER|11/5/23 – present||
||Nirmal Singh Kalsi|EDUCATION MANAGER|11/5/23 – present||
||Sawaraj Singh
Cheema|ADMIN MANAGER|11/5/23 – present||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
## – Corporate trustees names of the directors at the date the report was approved
**Director name**
Name of trustees holding title to property belonging to the charity
**Trustee name Dates acted if not for whole year**
## **Funds held as custodian trustees on behalf of others**
Description of the assets held in this capacity
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
## **Additional information (optional)**
## **Names and addresses of advisers (Optional information)**
|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|
|---|---|---|
|**Type of**
**adviser**
**Name**
**Address**|||
||||
||||
||||
||||
|**Name of chief executive or names of senior staff members (Optional information)**|||
||||
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
## **Other optional information**
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
> **Signature(s)** SK Sahota
> **Full name(s) Surinder Kaur Sahota**
> **Position (eg Secretary, Chair, etc)[ Chair ]**
> **Date 9th January 2026**
SIRI GURU SINGH SABHA, CROYDON
Trustees Report and Accounts
31 March 2025
## **SIRI GURU SINGH SABHA, CROYDON Charity information**
## **Trustees**
SURINDER KAUR SAHOTA KAMALJIT KAUR SUNDEEP SINGH SOKHI NIRMAL SINGH KALSI JASPRIT SINGH GILL SUKHWINDER SINGH SAWARAJ SINGH CHEEMA KULJIT SINGH CHANA SATNAAM SINGH KHERA
## **Accountants**
MANN ACCOUNTANCY SERVICES FINANCIAL CHAMBERS 134-136 WHITEHORSE ROAD CROYDON SURREY CR0 2LA
**Bankers** BARCLAYS BANK
## **Registered office**
NANAK COMMUNITY CENTRE 176 ST JAMES ROAD CROYDON CR0 2BU
**Registered Charity number** 1203036
1
**SIRI GURU SINGH SABHA, CROYDON Registered Charity no: 1203036 Report of the trustees for the year ended 31 March 2025**
The Trustees present their report and the financial statements for the year ended 31 March 2025.
## **Governing Instrument and objectives**
The charity was registered with the Charity Commission on 13th May 2023. The charity's objects and regulations are regulated by a CIO constitution as the governing document.
a) Advancement of Sikh Religion
b) Have regular prayer meetings
c) Teaching of Gurumukhi, Sikh Religion, Kirtan to young children
d) Provide place for elderly persons to meet
e) Promote interfaith understanding
f) To perform marriages
g) Create a religious atmosphere and a spirit of service
h) Character development and how to become a good citizens for young children i) To further such other charitable purposes according to the law of England and Wales as may from time to time be determined by the trustees.
## **Trustees and principal officers**
|Surinder Kaur Sahota|Trustee|
|---|---|
|Kamaljit Kaur|Trustee|
|Sundeep Singh Sokhi|Trustee|
|Nirmal Singh Kalsi|Trustee|
|Jasprit Singh Gill|Trustee|
|Sukhwinder Singh|Trustee|
|Sawaraj Singh Cheema|Trustee|
|Kuljit Singh Chana|Trustee|
|Satnaam Singh Khera|Trustee|
2
## **SIRI GURU SINGH SABHA, CROYDON Registered Charity no: 1203036**
## **Financial Review**
The attached financial statements show the current financial state of affairs, which the trustees consider to be sound and will continue to closely monitor. The charity relies on donations and offerings from its members and the public. It is recognised that donations and offerings can fluctuate from year to year, thus the trustees aim to ensure that the charity has sufficient resources to continue its activities and to meet its obligations. To this end, it is considered prudent that sufficient liquid funds are maintained.
## **Risk Management**
The Trustees actively review the major risks, which the Charity faces on a regular basis and believe that maintaining reserves at current levels, combined with an annual review of the controls over key financial systems, will provide sufficient resources in the event of adverse conditions. The Trustees have also examined other operational and business risks faced by the Charity and confirm that they have established systems to mitigate these risks.
The Trustees do not believe the Charity is subject to any substantial risk beyond the liabilities disclosed in this Report and Accounts
## **Trustees' responsibilities in relation to the financial statements**
Charity law requires the trustees to have accounts prepared that give a true and fair view of the state of affairs of the charity and of its income and expenditure for the financial period. In doing so, the trustees are required to:
- Select suitable accounting policies and then apply them consistently;
- Make judgements and estimates that are reasonable and prudent;
- ○ Prepare the accounts on a going concern basis unless it is inappropriate to assume that the charity will continue to operate.
The trustees are responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud or other irregularities.
This report was approved by the members of the committee on 02/07/2025
Signed on behalf of: Siri Guru Singh Sabha, Croydon
Kuljit Chana (Jul 2, 2025 14:15 GMT+1)
Kuljit Singh Chana Treasurer
## Kamaljit Kaur
Kamaljit Kaur (Jul 2, 2025 21:22 GMT+1)
Kamaljit Kaur General Secretary
3
**SIRI GURU SINGH SABHA, CROYDON Registered Charity no: 1203036 Independent Examiner's report to the Trustees of SIRI GURU SINGH SABHA, CROYDON**
We report on the accounts for the period ended 31 March 2025. set out on pages
## **Responsibilities of trustees and examiner**
The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year (under Section 144(2) of the Charities Act 2011 ("the 2011 Act")) and that an Independent examination is required instead.
## It is our responsibility to:
- examine the accounts carried out under section 145 of the 2011 Act and in carrying out my
- examination, to follow the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.
- to state whether particular matters have come to my attention.
## **Basis of the independent examiner's report**
Our examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.
## **Independent examiner's statement**
We have completed our examination. We confirm that no material matters have come to our attention in connection with the examination which gives us cause to believe that in, any material respect:
- the accounting records were not kept in accordance with section 130 of the 2011 Act; or
- the accounts did not accord with the accounting records; or
- the accounts did not comply with the applicable requirements concerning the form and content of
- accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.
We have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
MANN ACCOUNTANCY SERVICES Accountants
FINANCIAL CHAMBERS 134-136 WHITEHORSE ROAD CROYDON SURREY CR0 2LA
4
## **SIRI GURU SINGH SABHA, CROYDON Registered Charity no: 1203036 Balance Sheet as at 31 March 2025**
|**Notes**
**Fixed assets**
Tangible assets
3
**Current assets**
Debtors
Cash at bank and in hand
7
**Creditors: amounts falling due**
**within one year**
4
**Net current assets**
**Total assets less current**
**liabilities**
**Creditors: amounts falling due**
**after more than one year**
5
**Net assets**
**Funds**
Funds b/fwd
Net Income
**TOTAL FUNDS**|**2025**
**£**
482,301
14,325
270,013
(923)
283,415
765,716
-
765,716
730,110
35,606
765,716|**2024**
**£**
482,788
5,202
243,043
(923)
247,322
730,110
-
730,110
724,416
5,694
730,110|
|---|---|---|
These financial statements were approved by the members of the committee on 26/06/2025
Signed on behalf of: Siri Guru Singh Sabha, Croydon
Kuljit Chana (Jul 2, 2025 14:15 GMT+1) Kuljit Singh Chana Treasurer
## Kamaljit Kaur
Kamaljit Kaur (Jul 2, 2025 21:22 GMT+1) Kamaljit Kaur General Secretary
5
## **SIRI GURU SINGH SABHA, CROYDON Income and Expenditure Account for the year ended 31 March 2025**
|**Donations, gifts & membership subscriptions**
Expenditure
Other operating income
**Operating profit**
Interest receivable
**Net income for the year**|**2025**
**£**
168,161
(143,656)
11,059
35,564
42
35,606|**2024**
**£**
143,797
(144,203)
6,100
5,694
-
5,694|
|---|---|---|
6
**SIRI GURU SINGH SABHA, CROYDON Notes to the Accounts for the year ended 31 March 2025**
## **1 Accounting policies**
## _**Basis of preparation**_
The accounts have been prepared under the historical cost convention and in accordance with FRS 102, The Financial Reporting Standard applicable in the UK and Republic of Ireland (as applied to small entities by section 1A of the standard).
## _**Income**_
Income constitutes voluntary donations, gifts and membership subscriptions.
## _**Tangible fixed assets**_
Tangible fixed assets are measured at cost less accumulative depreciation and any accumulative impairment losses. Depreciation is provided on all tangible fixed assets, other than freehold land, at rates calculated to write off the cost, less estimated residual value, of each asset evenly over its expected useful life, as follows:
|Fixtures, fittings, tools and equipment
over 5 years
**2**
**Employees**
Average number of persons employed by the charity|**2025**
**Number**
1|**2024**
**Number**
1|
|---|---|---|
|**3**
**Tangible fixed assets**
**Land and**
**buildings**
**£**
**Cost**
At 1 April 2024
455,455
Additions
-
At 31 March 2025
455,455
**Depreciation**
At 1 April 2024
-
Charge for the year
-
At 31 March 2025
-
**Net book value**
At 31 March 2025
455,455
At 31 March 2024
455,455
.
**4**
**Creditors: amounts falling due within one year**
Accrued expenses|**Fixtures &**
**fittings**
**£**
24,351
7,358
31,709
16,381
3,832
20,213
11,496
7,970|**Furniture &**
**equipment**
**£**
35,623
1,103
36,726
16,260
5,116
21,376
15,350
19,363
**2025**
**£**
923
923|**Total**
**£**
515,429
8,461
523,890
32,641
8,948
41,589
482,301
482,788
**2024**
**£**
923
923|
|---|---|---|---|
7
## **SIRI GURU SINGH SABHA, CROYDON Notes to the Accounts**
**for the year ended 31 March 2025**
|**5**
**Creditors: amounts falling due after one year**
Local Council loan
**6**
**Cash at bank and in hand**
Cash at bank
Cash in hand|**2025**
**£**
-
**2025**
269,741
272
270,013|**2024**
**£**
-
**2024**
242,958
85
243,043|
|---|---|---|
8
## **SIRI GURU SINGH SABHA, CROYDON Detailed Income and Expenditure Account for the year ended 31 March 2025**
|**Donations, gifts & membership subscriptions**
Expenses
Other operating income
**Net Income**
Interest receivable
**Total Net Income**|**2025**
**£**
168,161
(143,656)
11,059
35,564
42
35,606|**2024**
**£**
143,797
(144,203)
6,100
5,694
-
5,694|
|---|---|---|
9
## **SIRI GURU SINGH SABHA, CROYDON Detailed Income and Expenditure Account for the year ended 31 March 2025**
_This schedule does not form part of the statutory accounts_
|**Expenses**
Wages and salaries
Catering costs
Speakers and programmes
Presentations and events
Travel expenses
Premises costs:
Repairs and maintenance
Rates & water charges
Security expenses
Light and heat
Cleaning & laundry
Waste disposal
General administrative expenses:
Telephone and fax
TV subscription & web hosting
Postage, printing & stationery
Music & Kirtan classes
Trophies and gifts
Office expenses
Training
Insurance
Coach, event hire & childrens trips
Bank and credit card charges
Flowers and decoration
Equipment hire and tools
Depreciation
Donations
Computer accessories & software
Health and safety
Sundry expenses
Legal and professional costs:
CIO costs
Accountancy fees
Book keeping
Architetect fees|**2025**
**£**
168,161
2,000
22,913
40,698
-
1,146
66,757
6,147
3,128
1,488
20,323
11,313
3,039
45,438
1,048
368
665
6,898
476
507
-
2,708
1,394
889
670
539
8,948
-
1,521
80
-
26,711
-
900
250
3,600
4,750
143,656|**2024**
**£**
143,797
1,000
21,446
34,542
4,985
354
62,327
21,119
4,461
732
12,763
10,849
2,873
52,797
1,031
159
469
8,075
407
-
1,525
2,538
1,501
568
933
167
9,111
529
277
259
159
27,708
250
900
221
-
1,371
144,203|
|---|---|---|
10