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2025-03-31-accounts

NEW RIVER CHURCH

ANNUAL REPORT

AND

STATEMENT OF ACCOUNTS

FOR THE YEAR ENDED 31st MARCH 2025

CHARITY REGISTRATION NUMBER 1202947

Independent Examiners Ltd The Grain Store Hills Barns Appledram Lane South Chichester PO20 7EG

1

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION)

CONTENTS

FOR THE YEAR ENDED 31st MARCH 2025

Page
Legal and Administrative Information 1
Trustees' Report 3 to 7
Independent Examiner's Report on the 8
Accounts
Statement of Receipts and Payments 9
Statement of Assets and Liabilities 10
Notes to the Accounts 11 to 16

2

NEW RIVER CHURCH TRUSTEES REPORT MAR25

LEGAL AND ADMINISTRATIVE INFORMATION

CHARITY NUMBER

1202947

These accounts cover New River Church Charitable Incorporated Organisation’s first full 12 month period of activity. As the CIO was registered on the 04 May 2023, but the assets from Unity North London Trust (Charity No 1060893) were not transferred until 01 January 2024, the previously published accounts held only three months of activity.

WORKING NAMES NEW RIVER COMMUNITY HUB START OF FINANCIAL YEAR 1 April 2024 END OF FINANCIAL YEAR 31 March 2025 TRUSTEES AT 31 MARCH 2025 Wendy Anne Banks (Chair) Alan Charles Goldring Paul James Hutton Phillipe Edouard Alain Nicolas Graham Alfred Chappell (Secretary David George Wisker

The existing trustees appoint any new trustees following the provisions laid out in the Charity's governing instrument.

GOVERNING INSTRUMENT Constitution dated 24 February 2023 REGISTRATION DATE 04 May 2023: CIO registration

OBJECTS

The objects of the CIO are, for the public benefit:-

CORRESPONDENCE ADDRESS

21 Huxley Place Palmers Green London N13 5SU

PRIMARY BANKERS

The Co-operative Bank Olympic House, 6 Olympic Court Salford, M5 2QP

INDEPENDENT EXAMINER

Kim Gomes, Independent Examiners Ltd, The Grain Store, Hills barns, Appledram lane South , Chichester PO20

3

NEW RIVER CHURCH TRUSTEES REPORT MAR25

Trustees Report for the Financial Year ended 31 March 2025

Full Name of the Charity: NEW RIVER CHURCH Number in the Register of Charities: 1202947 Date of Entry in the Register of Charities: 04-May-23 Postal Address: NEW RIVER CHURCH 69 Croyland Road Edmonton London Telephone:- 020 8803 7000 N9 7BE Email:info@new-river.church Correspondent’s Address: The Secretary to the Trustees Graham Chappell 21 Huxley Place Palmers Green London Telephone:- 020 8882 8588 N13 5SU Email:graham.chappell@new-river.church Gift Aid Administration and Legal: Stewardship Anthony Collins Solicitors LLP 1 Lamb's Passage 134 Edmund Street London Birmingham EC1Y 8AB B3 2ES Insurance: Kingdom Bank Ruddington Fields Business Park Mere Way Ruddington Nottingham NG11 6JS

Summary of Trustees’ Investment Powers: The Trustees’ powers of investment are as described in clause 5.6 of the Constitution.

Aims and Organisation (where not described elsewhere in the reports and Financial Statements)

Where the CIO Operates: The activities of the Charitable Incorporated Organisation (CIO) are executed through the operations of New River Church based in Edmonton, North London. The church has established an office base for its staff and this facilitates the majority of the necessary administrative activities.

How the CIO is Organised: There is an Elders group which meets regularly with the Trustees’ Committee. A Leadership Team also meets with the Lead Elder to assist in co-ordinating the church’s programme and pastoral activities. Spiritual oversight of the Church is provided by Jenny Sinnadurai and Karen Dey. New River Church has a Safeguarding Statement. This is reviewed periodically by the Trustees.

Who the CIO Employs: As at the end of the report year, New River Church employed two part time members of staff, the Lead Elder and a Missions Worker. An externally funded full-time Youth Worker was in post from September 2022 until February 2025. A small team of casual cleaning staff are also paid via the Church’s PAYE scheme. The Lead Elder and the Missions Worker are enrolled in the Church’s pension scheme.

NEW RIVER CHURCH TRUSTEES REPORT MAR25

Trustees Report (continued) for the Financial Year ended 31 March 2025

A Summary of the CIO’s Activities: The main activity of New River Church has been its weekly worship and praise celebrations held each Sunday morning. A small Sunday school operates in parallel for the remaining half of the Sunday meeting. A youth group meets during the week. House Groups also meet weekly. Worship, Prayer and Bible Study meetings also take place at various weekly and monthly points. A mother and toddler group also meets weekly during term-time. The on-line streaming of the Sunday meetings, which was initiated during the world-wide COVID-19 pandemic, has remained in place since. Post-service, the recordings remain publicly accessible and attract many ‘mid-week’ views.

Working with Other Organisations: During the period the Leadership Team continued to strengthen contacts with a range of other churches and organisations based in the London Borough of Enfield and, due to our work with foodbanks, now includes the Enfield Food Alliance. Other organisations, which also have a regional or national focus include The Message Trust, Pray London, Streetlight UK, School Pastors, Street Pastors and Nexus Youth Support Services. Representatives have also participated in the Enfield Faith Forum and are exploring ways to increase dialogue and understanding between faiths. The Metropolitan Police have invited the church to participate in SAFE Enfield, a Community Safety Partnership. The Lead Elder is a Police Chaplain, which is a voluntary position.

Review of Progress and Achievements

This report covers the second accounting period for the CIO since its establishment. Attendance levels for regular church meetings have remained steady and often reach the capacity of the building’s modestly sized congregational space.

Review of Financial Activities and Affairs

At the close of the period on 31st March 2025 there was a surplus on unrestricted Funds of £100,549.

The fund-raising initiative for the Building Project launched in 2017 continues to gain momentum with £303,508 raised by the period-end and further sums pledged. Planning consent for an extension and first floor addition was secured from the local authority in January 2021. However since that date due to a number of delaying factors, which included the rapid increases in building price inflation, the Trustees considered it prudent to revise the original approach by deciding to completely replace the existing structure with a new, more purpose designed building. Among the significant advantages this new strategy provides are:

At the time of this draft report, the building project team has taken a decision to temporarily pausing the development of the current scheme until the trustees have confidence that the eventual total cost is affordable. Among the additional fundraising actions being progressed is a loan application for 50% of the total project cost. Once the outcome of that submission is known, it is hoped that consultations can be

NEW RIVER CHURCH TRUSTEES REPORT MAR25

swiftly concluded with the local council in respect of revising the existing planning consent and concluding other matters such as securing Building Regulations approval.

Reserves Policy

Trustees will annually review the level of reserves they consider are appropriate to the charity's needs whilst endeavouring not to set aside funds unnecessarily. The review takes into account the church's size, the level of financial commitments held and the CIO’s responsibilities as an employer. The trustees aim to ensure the charity will be able to continue to fulfil its charitable objectives even if there is unexpected expenditure or a temporary shortfall in income.

Going Concern

Trustees acknowledge their responsibility for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting.

Public Benefit

The Trustees confirm that they have paid due regard to the Charity Commission guidance on public benefit before deciding what activities the charity should undertake and acknowledge the requirement to demonstrate clearly that the charity has charitable purposes or ‘aims’ that are for the public benefit. Details of how this is achieved are provided in this Trustees report.

Particulars of grants made to the value of £1,000 or more

The Trustees who served during the report period were:

Wendy Anne Banks (Chair) Alan Charles Goldring Paul James Hutton Phillipe Edouard Alain Nicolas Graham Alfred Chappell (Secretary David George Wisker

6

NEW RIVER CHURCH TRUSTEES REPORT MAR25

Trustees Report (continued) for the Financial Year ended 31 March 2025

Responsibilities of Trustees

The Charity Act 2022 requires the Board of Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of its incoming resources and resources expended for the period. In preparing those financial statements, the Board of Trustees should follow best practice and are required to;

The Board of Trustees is responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2022. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities and to provide reasonable assurance that:-

The systems of internal control are designed to provide reasonable but not absolute assurance against material misstatement or loss.

16th December 2025 Approved by the Trustees on….....................................

Signed on their behalf by Trustee …..............................

Printed Name: Graham Chappell

7

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION)

INDEPENDENT EXAMINER’S REPORT ON THE ACCOUNTS For the Year ended 31st MARCH 2025

I report to the Trustees on my examination of the accounts of the above Charitable Incorporated Organisation ("the CIO") for the year ended 31st March 2025.

As the CIO's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

Responsibilities and basis of report

I report in respect of my examination of the CIO's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

As New River Church's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a fellow member of the Association of Charity Independent Examiners, which is one of the listed bodies.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed :

Date: 17.12.25

Kim Gomes FCIE MAAT Independent Examiners Ltd The Grain Store Hills Barns Appledram Lane South Chichester PO20 7EG

8

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION)

STATEMENT OF FINANCIAL ACTIVITIES

For the Year ended 31st MARCH 2025

Notes
Income and Endowments from:
Donations & Legacies
2a
Investment Income
2b
Charitable Activities
2c
TOTAL
Expenditure on:
Costs of Charitable Activities
3
TOTAL
4
Restated from Receipts & payments
BALANCES CARRIED FORWARD
RECONCILIATION OF FUNDS:
Funds Brought Forward 2023/24
TRANSFERS BETWEEN FUNDS
NET MOVEMENT IN FUNDS
NET INCOMING/(OUTGOING)
RESOURCES
Unrestricted
Restricted
Total
Total
Funds
Funds
2024/25
2023/24
£
£
£
£
134,477
-
134,477
22,866
6,585
-
6,585
863
475
116,131
116,606
27,044
141,537
116,131
257,668
50,773
103,058
75,057
178,114
56,380
103,058
75,057
178,114
56,380
38,480
41,074
79,553
(5,608)
-
-
38,480
41,074
79,553
(5,608)
62,437
277,397
339,835
345,443
1,266,717
-
1,266,717
1,266,717
1,329,154
277,397
1,606,552
1,612,160
1,367,634
318,471
1,686,104 1,606,552

All of the Charity's operations are classed as continuing operations.

The notes on pages 11 to 16 form part of these financial statements.

9

NEW RIVER CHURCH (CHARITABLE INCORPORATED ORGANISATION)

BALANCE SHEET

For the Year ended 31st MARCH 2025

Note
Fixed Assets
Tangible assets
2
Total Fixed Assets
Current Assets
8
Debtors
7
Total Current Assets
9
10
NET ASSETS
Funds of the CIO
General Funds
Designated
Restricted Funds
4
Total Funds
CO-OP Bank
Lloyds Banks
Assets
Petty cash
CASH AT HAND AND IN BANK
Creditors:due in more than one year
NET CURRENT ASSETS
TOTAL ASSETSless current liabilities
Creditors:due within one year
Restated
Total
Total
31-Mar-25
31-Mar-24
£
£
1,262,562
1,262,562
1,262,562
1,262,562
192,571
161,277
226,414
177,998
34
560
5,453
4,555
424,472
344,390
930
400
423,542
343,990
1,686,104
1,606,552
-
-
1,686,104
1,606,552
1,367,634
1,329,154
-
-
318,471
277,397
1,686,104
1,606,552

TRUSTEES RESPONSIBILITIES IN RELATION TO FINANCIAL STATEMENTS

The financial statements were approved , authorised and signed on their behalf by: 16th December 2025 Approved by the Trustees on …....................................

Signed on their behalf by Trustee …..............................

10

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION) NOTES TO THE ACCOUNTS

For the Year ended 31st MARCH 2025

BASIS OF PREPERATION

Due to the turnover being over the 250k threshold for March 2025,the accounts have been moved from the Receipts and Payments format and are now presented as accruals basis in March 2025.

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The accounts have been prepared in accordance with: the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) 2nd addition effective 1 January 2019 and with the Charities Act 2011.

The Charity meets the definition of a public benefit entity under FRS102. Assets and liabilities are initially recognised at historical cost unless otherwise stated in the relevant accounting policy notes.

Assessment of Going Concern

Preparation of the accounts is on a going concern basis. The trustees consider that there are no material uncertainties about the Charity's ability to continue as a going concern.

ACCOUNTING POLICIES

The particular accounting policies adopted are set out below.

INCOME

Recognition of Income

These are included in the Statement of Financial Activities (SOFA) when:

Grants and Donations

Grants and donations are only included in the SoFA when the general income recognition criteria are met (5.10 to 5.12 FRS 102 SORP).

Tax Reclaims on Donations and Gifts

Gift Aid receivable is included in income when there is a valid declaration from the donor. Any Gift Aid amount recovered on a donation is considered to be part of that gift and is treated as an addition to the same fund as the initial donation unless the donor or the terms of the appeal have specified otherwise.

Contractual Income and Performance Related Grants

This is only included in the SoFA once the CIO has provided the related goods or services or met the performance related conditions.

Government Grants

The CIO did not receive any government grants in the reporting period.

Volunteer Help

The value of any voluntary help received is not included in the accounts but is described in the Trustees' annual report.

Income from interest, royalties and dividends

This is included in the accounts when receipt is probable and the amount receivable can be measured reliably.

Investment Gains and Losses

This included any gain or loss on the sale of investments and any gain or loss resulting from revaluing investments to market value at the end of the year.

11

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION) NOTES TO THE ACCOUNTS For the Year ended 31st MARCH 2025

Expenditure and liabilities

Charitable Activities

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes costs that can be allocated directly to such activities.

Liability Recognition

Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the CIO to pay out resources and the amount of the obligation can be measured with reasonable certainty.

Governance and Support Costs

Support costs represent the cost of central functions, for example governance costs, payroll administration, information technology. Governance costs are those support costs which relate to public accountability of the charity and its compliance with regulation and good practice.

Grants Payable without Performance Conditions

Where there are no conditions attaching to the grant that enables the donor CIO to realistically avoid the commitment, a liability for the full funding obligation must be recognised.

Deferred income

Deferred income not been included in the accounts.

Creditors

The CIO has creditors which are measured at settlement amounts less any trade discounts.

Provisions for liabilities

A liability is measured on recognition at its historical cost and then subsequently measured at the best estimate of the amount required to settle the obligation at the reporting date

Debtor

Debtors (including trade debtors and loans receivable) are measured on initial recognition at settlement amount after any trade discounts or amount advanced by the CIO. Subsequently, they are measured at the cash or other consideration expected to be received.

1. TANGIBLE FIXED ASSETS
Cost
01-Apr-24
Additions
Cost at
31-Mar-25
Depreciation
01-Apr-24
Charge
Depreciation at
31-Mar-25
Net Book Value
31-Mar-25
Net Book Value
31-Mar-24
Equipment
Building
Total
£
£
£
84,107
1,178,455
1,262,562
-
-
-
84,107
1,178,455
1,262,562
-
-
-
-
-
-
-
-
-
84,107
1,178,455
1,262,562
84,107
1,178,455
1,262,562

Both the Building and equipment are held at the insurance value.

The annual commitments under non-cancelling operating leases and capital commitments are as follows:

31 March 2025 : None 31 March 2024 : None

12

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION) NOTES TO THE ACCOUNTS For the Year ended 31st MARCH 2025

2. ANALYSIS OF INCOME

Note
3. ANALYSIS OF EXPENDITURE
Note
a) Costs of Charitable Activities
5
Independent Examiner Fee
Insurance & Legal fees
Bank charges
Furniture&Fittings/Equipment
Evangelism
Hardship Grants
Ministry Gifts & Grants
Miscellaneous (incl Church W/e
Office Costs
PA Systems
Premises Running Costs & Rent
Staff Costs
Room Hire Costs
Advertising & Publicity
Building & Fabric Costs
Catering & Hospitality Costs
Children's & Youth Work
Development Fund
Local & Borough Mission /
Miscellaneous (incl Church W/e
Other income (incl Overseas
c) Incoming from Charitable
b) Investment Income
Interest Received
a) Donations & Legacies
Gifts & Offerings
Income Tax Recovered
Unrestricted
Restricted
Total
Total
Funds
Funds
2024/25
2023/24
£
£
£
£
111,158
-
111,158
19,143
23,319
-
23,319
3,722
134,477
-
134,477
22,866
6,585
-
6,585
863
6,585
-
6,585
863
-
47,146
47,146
13,012
-
1,480
1,480
481
-
18,379
18,379
3,058
475
49,126
49,601
10,493
475
116,131
116,606
27,044
Unrestricted
Restricted
Total
Total
Funds
Funds
2024/25
2023/24
£
£
£
£
3,464
-
3,464
1,068
3,150
-
3,150
15,085
5,526
8,719
14,245
1,473
8,187
-
8,187
1,308
626
-
626
45
1,894
-
1,894
300
-
9,747
9,747
-
20,237
18,978
39,215
12,125
1,168
-
1,168
-
945
-
945
423
2,094
468
2,562
75
7,292
7,134
14,426
3,063
42,682
30,010
72,693
19,053
-
-
-
75
930
-
930
-
4,781
-
4,781
2,229
80
-
80
58
103,058
75,057
178,114
56,380

13

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION) NOTES TO THE ACCOUNTS (continued) For the Year ended 31st MARCH 2025

4. RESTRICTED FUNDS
CURRENT FINANCIAL YEAR
Events
PRIOR YEAR
a) Church House seed
b) Community Grocery Project +
Food Bank
c) Other
Hardship Gifts
a) Events
b) Community Grocery Project +
Food Bank
a) Mission to Greece
b) Mission to Message Academy
Manchester
c) Enfield Youth FTSOTG & Inside
Out Projects
d) Mission to Message London
e) Mission to Youth
f) Mission to Sri Lanka
g) Mission to the Middle East
h) Mission to the Middle East
a) Church House seed
d Other
Hardship Gifts
a) Events
b) Other
Ministry Gifts
Building Fund
b) Other
Ministry Gifts
a) Mission to Street Light
a) Church Weekend
Other Projects
b) Mission to Greece
c) Mission to Message Academy
Manchester
d) Enfield Youth FTSOTG & Inside
Out Projects
e) Mission to Message London
f) Mission to Youth
g) Mission to Sri Lanka
Building Fund
h) Other Missions
c) Community Project grants
Other Projects ( formerly
'Development fund)
Balance
Balance
01/04/24
Income
Expenditure
Transfer
31/03/25
£
£
£
£
256,603
46,905
-
-
303,508
-
14,268
(14,268)
-
-
6,050
-
-
-
6,050
105
1,480
(1,585)
-
-
2,119
2,800
(2,119)
-
2,800
254
240
(468)
-
26
3,058
4,111
(4,960)
-
2,210
125
4,662
(4,787)
-
-
1,674
13,403
(13,346)
-
1,731
-
2,366
(2,366)
-
-
1,633
3,600
(3,180)
-
2,053
100
1,500
(1,600)
-
-
5,614
11,703
(17,223)
-
94
63
3,908
(3,971)
-
-
-
3,622
(3,622)
-
-
-
1,560
(1,560)
-
277,397
116,128
(75,055)
-
318,471
Balance
Balance
04/05/23
Income
Expenditure
Transfer
31/03/24
£
£
£
£
-
12,952
-
243,651
256,603
-
-
-
6,050
6,050
-
481
(493)
117
105
-
60
-
194
254
-
3,058
-
-
3,058
-
125
-
-
125
-
-
-
-
-
-
4,678
(3,779)
775
1,674
-
1,639
(1,639)
-
-
-
940
(1,005)
1,697
1,633
-
375
(375)
100
100
-
2,209
(10,666)
16,191
7,734
-
-
-
63
63
-
528
(528)
-
-
-
27,044
(18,484)
268,838
277,397

The Restricted Funds are wholly represented by the Charity's cash reserves and are to be expended as specified above.

14

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION) NOTES TO THE ACCOUNTS (continued) For the Year ended 31st MARCH 2025

5. STAFF COSTS AND NUMBERS

Gross Wages & Salaries
Employer's National Insurance Costs
Employer's Pension Contributions
TOTAL
TOTAL
2024/25
2023/24
£
£
69,883
14,701
762
1,263
2,048
434
72,693
16,398

Average number of employees who were engaged in each of the following activities:

TOTAL TOTAL
2024/25 2023/24
Charitable Activities 4 4

Trustee David Wisker, employee, received £36,552 gross salary in the current financial period.

The Charity operates a PAYE scheme to pay all employed members of staff and no employees received emoluments in excess of £60,000. N/A

6. TRUSTEES AND OTHER RELATED PARTIES

Apart from Trustee David Wisker receiving £36,552 in gross salary, no other payments were made to trustees or any persons connected with them during this financial period. No material transaction took place between the organisation and a trustee or any person connected with them.

7. DEBTORS AND PREPAYMENTS
Trade Debtors
8. CASH AT BANK AND IN HAND
Current Account - CO-OP Community
Savings Account - Lloyds - 32 Day
Current Account - CO-OP Business
Current Account - Lloyds Business
Savings Account - CO-OP - 14 Day
Savings Account - Lloyds - 32 Day
Petty Cash
Total
Independent Examination
9. CREDITORS AND ACCRUALS:
AMOUNTS FALLING DUE WITHIN ONE
Total
Total
2024/25
2023/24
£
£
5,453
4,555
Total
Total
2024/25
2023/24
£
£
5,418
7,042
500
3,239
-
4,235
36,821
24,431
187,153
150,000
189,093
150,327
34
560
419,019
339,835
Total
Total
2024/25
2023/24
£
£
930
400
930
400

15

NEW RIVER CHURCH

(CHARITABLE INCORPORATED ORGANISATION) NOTES TO THE ACCOUNTS (continued) For the Year ended 31st MARCH 2025

10. CREDITORS AND ACCRUALS: AMOUNTS FALLING DUE IN MORE THAN ONE

Nil 2024 (Nil 2023)

11. RISK ASSESSMENT

The Trustees actively review the major risks which the charity faces on a regular basis and believe that maintaining the free reserves stated combined with the annual review of the controls over key financial systems carried out on an annual basis will provide sufficient resources in the event of adverse conditions. The Trustees have also examined other operational and business risks which they face and confirm that they have established systems to mitigate the significant risks.

16