TRUSTEES,
ANNUAL REPORT
YEAR ENE)ING OCTOBEF2 2023
CUK
PR¢)IAOllNGSAFEGVAkDINS & EMOTIONAL WELLBEING
## **ABOUT NCUK**
N CUK’s vision is a safer, emotionally healthy community. Our mission is to promote robust and effective safeguarding practices and enhance emotional wellbeing in the UK’s Orthodox Jewish community by raising awareness, delivering expert training, and providing specialist clinical case management to institutions, families and individuals.
The charity was founded in March 2023 by community leaders passionate about making a difference via creating a brave, professional and innovative response.
## **OUR VALUES**
- **Dignity**
- **Professionalism**
- **Safety**
- **Impartiality**
- **Jewish values**
## **THE TRUSTEES**
**Eliyohu Eliezer Rubinstein Judith Rachel Nemeth Dr Sholaum Gerson Springer**
## **RABBI SHRAGA FEIVEL ZIMMERMAN** _**President**_
Rabbi Zimmerman has served as Rabbi of several prominent communities across America and England. He is recognised as a premier authority on Jewish law for the Orthodox Anglo-Jewish community. Rabbi Zimmerman is the Senior Rabbi and Head of the Beth Din of the Federation of Synagogues.
of the day. Throughout his time in the UK, he has provided strong, effective leadership and regularly demonstrates courageous integrity with far-reaching impact.
Rabbi Zimmerman’s vision, and unswerving moral compass, is central to NCUK.
## **RABBI ELIYOHU E RUBINSTEIN** _**Chair of Trustees**_
Rabbi Rubinstein is a highly regarded educator and leader. He has many successful years of teaching and leadership across Orthodox Jewish high schools in Manchester.
Rabbi Rubinstein is a Doctoral Researcher (DL) in the Department of Philosophy and the Department of Global Ethics at The University of Birmingham. He is presently completing the final draft of his PhD thesis in Moral Philosophy. He holds a BA (Hons) in Philosophy & Psychological Studies, MA in Philosophy of Religion & Ethics and received The Royal Institute of Philosophy Postgraduate Researcher Award 2020-21.
Widely recognised as an original thinker and a bold, visionary leader, Rabbi Rubinstein has a wide network of community leaders and professionals across Anglo-Jewry.
## **MRS JUDITH NEMETH** _**Trustee**_
Mrs Nemeth, an Ashdown Fellow, is an educational consultant. She has an astonishing breadth of expertise, from classroom teaching to training, infrastructure and policy work. Judith is Executive Headteacher of The Lubavitch Multi Academy Trust and runs Al Pi Darko, an international consultancy service to schools and parents.
Judith led the establishment of The Values Foundation for Faith and Families in Education. Working in the heart of Westminster, TVF ensures that faith and traditional family values are considered at every stage of education, legislation and policy.
## **DR SHOLAUM SPRINGER**
## _**Trustee**_
Former Manager of the Business Systems and Operational Research Department of the Bank of England, Dr Springer is a key software systems designer. He holds a BSc in Mathematics from UCL and a Doctorate in Mathematical Physics from Imperial College London.
Dr Springer is a distinguished Torah scholar and a graduate of both Manchester and Gateshead Talmudical Colleges. As well as regular lectures in Jewish philosophy at various schools and seminaries, he is a popular international speaker. Dr Springer has an extensive history of community involvement including holding the position of Director at Hatzoloh London and President of the Initiation Society.
## **ACTIVITIES**
## **NCUK delivers activities in 3 core areas**
**Awareness, Training & Education Schools Support Holistic Case Management**
## **2023 IN NUMBERS**
**----- Start of picture text -----**
5
SCHOOLS
ENGAGED
**----- End of picture text -----**
**45** MENTORING & SUPERVISION SESSIONS FOR HEADS & TEACHERS
**14** GROUP TRAINING SESSIONS
**980** CHILDREN REPRESENTED
**23** CASES OPENED
**235** TEACHERS AND PROFESSIONALS REACHED WITH SUPPORT
## **ACHIEVEMENTS**
In the short time that NCUK has been operational, we have established a professional and robust organisation, created structure and system, and begun to deliver impactful work.
_What NCUK has achieved in 6 months is highly impressive; we’re delighted to be a partner in this work._ _**Funding Manager**_
_NCUK is so forward-thinking. What they have created is phenomenal._ _**School Headteacher**_
## **LEADERSHIP STRUCTURE**
board and advisory roles.
We have set up advisory boards to support the below areas:
Education Community and social work Clinical excellence Legal and governance Strategy and Development
## **CLINICAL STRUCTURE**
We have appointed clinical leads and supervisors. They are working effectively to triage cases, deliver training in schools, provide community awareness sessions, supervise clinical team members and offer advice and oversight.
Our senior clinical supervisors are **Dr Michael Schauder** , **Mr Jonathan Rabson** , **Dr David Roth** and **Dr James Glass** .
**Shloime Bakst** schools supervision.
_Nesivos Chaim UK brings together experienced and forward-thinking community leaders and advocates with our best and most trusted professionals. Collectively, they form a formidable force for good and for improving the safeguarding and wellbeing of the community. Since inception, I have stood at the helm of this unique organisation and can say with confidence that NCUK is just what the community needs and has been waiting for._
_**Rabbi SF Zimmerman, President**_
## **PROFESSIONAL CLINICIAN NETWORKS ESTABLISHED**
82% of people surveyed felt it was ‘essential’ or ‘important’ to receive support from clinicians who are from the community and are culturally sensitive.[1]
We have developed relationships with an **extensive network of clinicians and professionals** from across the UK Orthodox communities. This network enables us to offer suitable, swift signposting for each case. This increases access to support for people who would otherwise struggle to do so. This is a work in progress, which benefits hugely from the existing networks of our senior team.
1Research by community anchor body, JCCG, 2021-23.
## **DELIVERED PREVENTATIVE EDUCATION & TRAINING COURSES**
We have delivered training sessions across groups of communal leaders and synagogues, a “Big Sister” mentoring organisation and 5 schools. Sessions covered a range of topics relating to safeguarding and mental health.
_I found the training really enlightening. The presenters gave me different ideas, tips and skills. It has really taught me how to understand people better, how to be there for someone and how to pick up on the said and unsaid. I felt I learnt more about myself and will be a better listener to everyone I encounter in life._ _**Perele, Mentor**_
## **ESTABLISHED CLOSE PARTNERSHIPS WITH SCHOOLS & ORGANISATIONS**
We have **established wellbeing departments** in schools. This includes:
- in each school; a new role for these schools, which we helped design and establish
- Setting up case management structures
- Ongoing supervision.
We engaged with a selection of Manchester schools to pilot our model. **NCUK’s reputation has now spread** and we have received enquiries from numerous schools across **London, Manchester** and **Gateshead** .
_I feel very supported by NCUK. It is making my work within the social and emotional aspect of school much easier. I have a strong support system and someone to go back to; our NCUK supervisor will always follow up. I really appreciate having access to specialists. They work directly with children when needed and also mentor and supervise our own work._
_To give just one example, NCUK is helping us with a child with ASD tendencies, who was refusing to attend school. Our CAMHS referral was bounced back; we felt things were hopeless until NCUK stepped in. Their team created specialist plans to help the child feel school was a safe, controlled place. This has not only helped the child to access learning; it has saved the school and the family the huge stress of scrutiny over school attendance by Ofsted and the local authority. The benefits are far-reaching and exponential._
_Since NCUK started in our school, the processes have moved faster. Help from CAMHS and NHS takes forever. Our interventions are now more focussed on outcomes and how we can improve the situation. NCUK helps us put things in place immediately. The child will still have a journey - but at least the journey can start immediately._
##
## **CREATED CASE MANAGEMENT MODELS**
We have brought together the latest CRM technology, clinical expertise and community guidance to create a case management system. A colour coded system (red for the most serious cases) enables us to prioritise and respond to cases according to risk levels.
The model ensures a swift response; usually from referral to assessment in a matter of hours. Treatment or care plans are implemented within days. Speed is critical in complex or serious cases.
In an abuse case, swift response can make the difference between preventing abuse or allowing things to escalate massively whilst waiting for help.
## **CASE STUDY**
Sara, aged 11, **was not performing well in school** . **Anxious THE and stressed** , she refused to attend lessons and was **PROBLEM** worried about her parents finding out. Previous therapy sessions hadn’t gone well and school/therapist communications with parents were strained. NCUK led an assessment process involving current & **THE** previous schools and parents. **Interventions were arranged** which included better parent engagement - e.g. meeting **SOLUTION** with Consultant Clinical Psychologist to outline benefits of anxiety medication. Both school and parents are better equipped to support. **THE** Intervention plan successfully implemented. Sara’s **anxiety OUTCOME and behaviour is improving** already. **Issues have been prevented from escalation** ; engagement with the family has been established.
## **COMMUNITY CRISIS MANAGEMENT**
In a true demonstration of the best test run being unplanned, we were called to action when tragedy struck at a prominent Manchester school.
_Without NCUK, we would not have known where to start._ _**Senior Leadership**_
We were able to **orchestrate a comprehensive crisis response** . Our support extended from **supporting staff through the initial shock** to **providing mental health support** months down the line.
Drawing on our bank of communal and clinical expertise, we provided:
- Advice and consultation for school leadership teams
- School crisis response plan created
- Sessions with groups of students
- Group training for teachers
- Therapy and emotional support for teachers and leadership
- Support and attendance at local authority meetings
- Talk for parents by Rabbi SF Zimmerman
- Follow-up mental health support for pupils and teachers
- Coordinated and empathetic support from trusted professionals already respected by the local community
_WIth NCUK at our side, we felt supported from A - Z._ _**Senior Leadership**_
_A few months down the line, school wellbeing is in a good place. A recent inspector said they would never have known a tragedy such as this, had struck so recently._
_**Senior Leadership**_
## **FUTURE PLANS**
Over the next year, we plan to continue to grow the organisation.
## **COMMUNITY ENGAGEMENT**
We plan to engage with further schools and community organisations. At the time of writing, we are in contact with **schools in Gateshead and London** who would like to bring the NCUK services to their school communities.
An encouraging range of social welfare organisations and grassroots groups have already reached out to enquire about NCUK support.
We plan to hold further awareness and training events and parent education for the wider community.
## **RESOURCE DEVELOPMENT**
We plan to develop our website and educational resources, including articles and videos. With the partnership of the Steinberg Family Charitable Trust, we plan to create a culturally sensitive wellbeing curriculum for schools and informal community groups to use.
## **JOINED UP WORKING**
Following successful engagement with local authorities during isolated cases this year, we plan to develop this initiative. We plan to deliver cultural awareness training, and build bridges between the communities we serve and their local authorities.
## **FUNDRAISING STRATEGY**
As the organisation continues to grow, we plan to seek new avenues for funding. As well as continuing existing partnerships and collaborations, we hope to build new relationships with supporters. We also plan to diversify our income streams by renting out spaces in our new premises, including meeting venues and therapy rooms. Offered at affordable rates, these rentals will double as a source of revenue and a service to the local community.
## **THANK YOU**
We are grateful to all of our friends, supporters and funders. We are grateful to enjoy the support of many community professionals, who have provided their advice and mentorship.
We would like to thank our partners, who have substantially supported our work. In particular, there are a couple of trusts who have been true champions of our cause, but have asked not to be publicly acknowledged. They supported NCUK with seed funding, without which we would not be writing this annual report. We gratefully acknowledge the National Lottery Community Fund’s grant award this year.
Many of our donors do not want to be named and so we thank them anonymously for their contributions. As a charity which strives to achieve high value for money, we can assure you that every donation - of any size - has been well spent supporting mental health and safeguarding in our community.
We thank everyone who has supported the cause in any way. By reading our report and sharing its ideas with others, you, too, can be an ambassador and raise awareness! Your efforts help us to achieve our vision of a safer, emotionally healthy community.
Eliyohu E Rubinstein Chair of Trustees
**CHARITY REGISTRATION NUMBER: 1202254**
## **NESIVOS CHAIM UK**
## **TRUSTEES' REPORT AND UNAUDITED ACCOUNTS**
**31 OCTOBER 2023**
**NESIVOS CHAIM UK**
## **NESIVOS CHAIM UK CHARITABLE INCORPORATED ORGANISATION (CIO) FINANCIAL STATEMENTS 31 OCTOBER 2023**
||Pages|
|---|---|
|Trustees' Annual Report|2|
|Independent Examiner's Report|4|
|Statement of Financial Activities|5|
|Balance Sheet|6|
|Notes to the Accounts|7|
Page 1
**NESIVOS CHAIM UK TRUSTEES ANNUAL REPORT**
The trustees present their report with the unaudited financial statements of the charity for the period ended 31 October 2023.
## **REFERENCE AND ADMINISTRATIVE DETAILS**
## **Charity No. 1202254**
## **Principal and Registered Office**
464 Lower Broughton Road
Salford M7 2FG
## **Trustees**
The following trustees served during the year:
E E Rubinstein J R Nemeth S G Springer
## **Accountants**
Brookheim Limited 35 Mayfield Gardens London NW4 2PY
## **OBJECTIVES AND ACTIVITIES**
The charity's objectives as set out in its governing document is for the public benefit: the relief of sickness and suffering amongst persons, of the Orthodox Jewish community, who have or are suffering from mental health issues, addiction or the effects of abuse, and by extension their families and carers, in particular but not exclusively by: a) financial and practical support and assistance to attend established therapies focused on relieving their condition and oversee and manage the various aspects of any treatment provided; b) the provision of education, guidance and information to medical professionals and the wider community more generally on the subject of warning signs and appropriate next steps for anyone who may be suffering from mental health issues, addiction or the effects of abuse.
The trustees confirm their compliance with the duty to have due regard to the public benefit guidance published by the Charity Commission when reviewing the charity's aims and objectives in planning future events.
## **ACHIEVEMENTS AND PERFORMANCE**
The organisation employs its funds and resources to promote robust and effective safeguarding practices and enhance emotional wellbeing in the UK's Orthodox Jewish community by raising awareness, delivering expert training and providing specialist clinical case management to institutions, families and individuals.
The financial results for the period to 31 October 2023 are fully reflected in the attached Financial Statements and the Notes thereon.
## **FINANCIAL REVIEW**
## **Reserves Policy**
The charity's policy is to maintain funds at a level which the trustees deem appropriate after considering future commitments and the likely costs for the next year.
As at 31 October 2023 the charity held a surplus of £82,273 of Restricted Funds.
Page 2
**NESIVOS CHAIM UK TRUSTEES ANNUAL REPORT**
## **PRINCIPAL RISKS AND UNCERTAINTIES**
## **Risk Management**
The trustees have identified and reviewed the major risks to which the charity is exposed, in particular operational and financial risks and are satisfied that appropriate systems are in place to manage and mitigate these risks.
## **PLANS FOR FUTURE PERIODS**
The charity intends to continue its current activities and actively pursue further ways in which it can expend its activities for the benefit of its beneficiaries.
## **STRUCTURE, GOVERNANCE AND MANAGEMENT**
The charity is a registered charity (charity number 1202254) and is governed by a CIO Foundation Constitution dated 9 March 2023.
The trustees administer the day-to-day affairs of the charity. None of the Trustees have beneficial interest in the charity.
## **STATEMENT OF COMPLIANCE**
The charity is a public benefit entity, a registered charity in England and Wales and is unincorporated. The address of the principal office is 464 Lower Broughton Road, Salford, M7 2FG.
## **Statement of trustees' responsibilities in relation to the financial statements**
The charity trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).
The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.
Signed on behalf of the charity's trustees
E E Rubinstein
Trustee
19 April 2024
Page 3
**NESIVOS CHAIM UK INDEPENDENT EXAMINERS REPORT**
## **Independent Examiner's Report to the trustees of NESIVOS CHAIM UK**
I report to the trustees on my examination of the financial statements of NESIVOS CHAIM UK for the period ended 31 October 2023 which comprise the Statement of Financial Activities, the Balance Sheet and the related notes.
## **Responsibilities and basis of report**
As the charity's trustees you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011('the Act'). The trustees consider that an audit is not required for this year under the Charities Act 2011, s.144(2) (the 2011 Act) and that an independent examination is needed.
I report in respect of my examination of the charity's financial statements carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in, any material respect:
- [the accounting records were not kept in respect of the charity as required by section 130 of the Act; or]
- the financial statements do not accord with those records; or
-
- the financial statements do not comply with the applicable requirements concerning the form and content of the financial statements set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the financial statements give a 'true and fair' view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.
Pini Shebson ACA Brookheim Limited 35 Mayfield Gardens London NW4 2PY 19 April 2024
Page 4
**NESIVOS CHAIM UK STATEMENT OF FINANCIAL ACTIVITIES**
## **FOR THE PERIOD ENDED 31 OCTOBER 2023**
|**Notes**
**Income and endowments from:**
Donations and legacies
2
Other
3
**Total**
**Expenditure on:**
Raising funds
4
Charitable activities
5
Other
6
**Total**
**Net movement in funds**
**Reconciliation of funds:**
Total funds brought forward
**Total funds carried forward**||**Restricted**
**funds**|
|---|---|---|
|||**2023**|
|||**£**|
||||
|||175,000|
|||6|
|||175,006|
||||
|||5,211|
|||76,090|
|||6,432|
|||87,733|
||||
|||87,273|
||||
|||-|
|||87,273|
||||
||||
||||
Page 5
**NESIVOS CHAIM UK BALANCE SHEET**
## **AS AT 31 OCTOBER 2023**
|**Charity No. 1202254**
**Fixed assets**
Tangible assets
10
**Current assets**
Debtors
11
Cash at bank and in hand
**Creditors:**Amount falling due within one
year
12
**Net current assets**
**Total assets less current liabilities**
**Total net assets**
**The funds of the charity**
**Restricted funds**
Restricted income funds
13
**Total funds**
Approved by the trustees on 19 April 2024|**2023**
**£**
3,636|
|---|---|
||3,636
98,310
487|
||98,797
(15,160)|
||83,637
87,273|
||87,273|
||87,273|
||87,273|
|||
And signed on their behalf by:
E E Rubinstein Trustee 19 April 2024
Page 6
**NESIVOS CHAIM UK NOTES TO THE ACCOUNTS**
## **FOR THE PERIOD ENDED 31 OCTOBER 2023**
- 1 **Accounting policies**
## **Basis of preparation**
The financial statements have been prepared in accordance with Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.
## **Change in basis of accounting or to previous accounts**
There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.
## **Fund accounting**
|**Fund accounting**||
|---|---|
|Unrestricted funds|These are available for use at the discretion of the trustees in furtherance of the general|
||objects of the charity.|
|Designated funds|These are unrestricted funds earmarked by the trustees for particular purposes.|
|Revaluation funds|These are unrestricted funds which include a revaluation reserve representing the restatement|
||of investment assets at their market values.|
|Restricted funds|These are available for use subject to restrictions imposed by the donor or through terms of an|
||appeal.|
|**Income**||
|Recognition of income|Income is included in the Statement of Financial Activities (SoFA) when the charity becomes|
||entitled to, and virtually certain to receive, the income and the amount of the income can be|
||measured with sufficient reliability.|
|Income with related|Where income has related expenditure the income and related expenditure is reported gross in|
|expenditure|the SoFA.|
|Donations and legacies|Voluntary income received by way of grants, donations and gifts is included in the the SoFA|
||when receivable and only when the Charity has unconditional entitlement to the income.|
|Tax reclaims on|Income from tax reclaims is included in the SoFA at the same time as the gift/donation to|
|donations and gifts|which it relates.|
|Donated services and|These are only included in income (with an equivalent amount in expenditure) where the|
|facilities|benefit to the Charity is reasonably quantifiable, measurable and material.|
|Volunteer help|The value of any volunteer help received is not included in the accounts.|
|**Expenditure**||
|Recognition of|Expenditure is recognised on an accruals basis. Expenditure includes any VAT which cannot|
|expenditure|be fully recovered, and is reported as part of the expenditure to which it relates.|
|Expenditure on raising|These comprise the costs associated with attracting voluntary income, fundraising trading|
|funds|costs and investment management costs.|
|Expenditure on|These comprise the costs incurred by the Charity in the delivery of its activities and services|
|charitable activities|in the furtherance of its objects, including the making of grants and governance costs.|
|Grants payable|All grant expenditure is accounted for on an actual paid basis plus an accrual for grants that|
||have been approved by the trustees at the end of the year but not yet paid.|
|Governance costs|These include those costs associated with meeting the constitutional and statutory|
||requirements of the Charity, including any audit/independent examination fees, costs linked|
||to the strategic management of the Charity, together with a share of other administration|
||costs.|
|Other expenditure|These are support costs not allocated to a particular activity.|
## **Taxation**
The charity is exempt from tax on its charitable activities.
Page 7
**NESIVOS CHAIM UK NOTES TO THE ACCOUNTS**
## **Tangible fixed assets and depreciation**
Depreciation where relevant is provided in order to write off each asset over its estimated useful life.
## **Trade and other debtors**
Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.
## **Cash and cash equivalents**
Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.
## **Trade and other creditors**
Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.
## 2 **Income from donations and legacies**
|Donations
3
**Other income**
Bank Interest
4
**Expenditure on raising funds**
_Costs of generating voluntary_
_income_
Advertising and marketing|**Total**
**2023**
**£**
175,000|
|---|---|
||175,000|
||**Total**
**2023**
**£**
6|
||6|
|||
||**Total**
**2023**
**£**
5,211|
||5,211|
Page 8
**NESIVOS CHAIM UK NOTES TO THE ACCOUNTS**
## 5 **Expenditure on charitable activities**
|_Expenditure_
_on_
_charitable_
_activities_
Provision
of
support
and
education
_Governance costs_
Independent Examiner's Fees
6
**Other expenditure**
Employee costs
Depreciation of fixed assets
Legal and professional costs
7
**Net income before transfers**
**2023**
This is stated after charging:
**£**
Depreciation of owned fixed assets
1,212
Independent Examiner's fee
1,200|**Total**
**2023**
**£**
74,890
1,200|
|---|---|
||76,090|
||**Total**
**2023**
**£**
2,820
1,212
2,400|
||6,432|
|||
## 8 **Trustee remuneration and expenses**
In a decision approved by Charity Commission, one of the Trustees has received remuneration for services provided to the charity.
None of the trustees have been paid any expenses in the current or prior periods.
## 9 **Staff costs**
No employee received emoluments in excess of £60,000.
The average monthly number of full time equivalent employees during the year was as follows:
**2023 Number** Employees 2 2
Page 9
**NESIVOS CHAIM UK NOTES TO THE ACCOUNTS**
## 10 **Tangible fixed assets**
|**Cost or revaluation**
At 9 March 2023
Additions
At 31 October 2023
**Depreciation and impairment**
At 9 March 2023
Depreciation charge for the year
At 31 October 2023
**Net book values**
At 31 October 2023
11 **Debtors**|**Total**
**2023**
**£**
-
4,848|
|---|---|
||**4,848**|
||-
1,212|
||**1,212**|
||3,636|
|||
|Prepayments and accrued income
12 **Creditors:**
amounts falling due within one year
Trade creditors
Other creditors
Accruals|**2023**
**£**
98,310
98,310
**2023**
**£**
4,390
9,570|
|---|---|
||1,200|
||15,160|
Included within other creditors is a loan to the charity by one of the Trustees. The loan is interest free and repayable on demand. The creditor has confirmed they have no intention of recalling the loan should it in any way affect the charity's ability to operate.
## 13 **Movement in funds**
|**Restricted funds:**
**Total funds**|**At 31**
**October 2023**
87,273|
|---|---|
||**87,273**|
Page 10
**NESIVOS CHAIM UK NOTES TO THE ACCOUNTS**
## 14 **Analysis of net assets between funds**
||**Total**|
|---|---|
||**£**|
|Fixed assets|3,636|
|Net current assets|83,637|
||**87,273**|
## 15 **Related party disclosures**
Other than any mentioned above there were no related party transactions requiring disclosure.
Page 11