## HERTFORDSHIRE ## FEDERATION OF WOMEN’S INSTITUTES ## ANNUAL REPORT For the year from 01 April 2024 to 31 March 2025 FEDERATION CHAIR: Jill Profit - **Royston WI** Kestrels, Church End, Barley, Royston, SG8 8JN FEDERATION VICE-CHAIRMAN: Pat Kingsland - **Knebworth WI** 13 Shackledell, Stevenage, SG2 9AE FEDERATION VICE-CHAIRMAN: Joanna Defries - **Colney Heath WI** The Willow, Church Lane, Colney Heath, AL4 0NH HONORARY TREASURER: Caroline Ellis - **Bricket Wood WI** (Until 12 October 2024) 8 Broomfield, Park Street, St Albans, AL2 2HY VICE TREASURER: (Until 12 October 2024) HONORARY TREASURER: (From 13 October 2024) Rahat Aboobaker - **Potters Bar Gems WI** 38 Santers Lane, Potters Bar, EN6 2BX FEDERATION SECRETARY: (Until 12 April 2024) Hayley Tapp FEDERATION SECRETARY: (From 13 April 2024) Lorraine Stapleton – **Wheathampstead WI** COUNTY HOUSE: 29 High Street, Wheathampstead, AL4 8BB Tel: 01582 834010 Email: office.herts.wi@gmail.com ## **MEMBERS OF THE BOARD OF TRUSTEES** Rahat Aboobaker 38 Santers Lane, Potters Bar, Herts, EN6 2BX **Potters Bar Gems WI** Hannah Costin 63 Caesars Road, Wheathampstead, AL4 8NR **Wheathampstead WI** Joanna DeFries The Willow, Church Lane, Colney Heath, AL4 0NH **Colney Heath WI** Anne Styles Robbers Cottage, The Street, Braughing, SG11 2QF **Braughing WI** (Until 12 October 2024) Jackie Westlake Wickham Cottage, Church Lane, Much Hadham, SG10 6DH **Much Hadham Evening WI (** From 10 December 2024) Pamela Wright 29 The Walk, Potters Bar, EN6 1QG **Oakmere WI** (Until 12 October 2024) Margaret Eccleston 3 Lindsey Road, Bishops Stortford, CM23 2TA **Bishops Stortford WI** Caroline Ellis 8 Broomfield, Park Street, St Albans, AL2 2HY **Bricket Wood WI** (Until 12 October 2024) Pamela Kershaw 4 Icknield Close, St Albans, AL3 4NQ **The Causeway WI** Pat Kingsland 13 Shackledell, Stevenage, SG2 9AE **Knebworth WI** Phillippa MacKinnon 210 Rumley Road, Luton, Beds. LU1 1UB **St Albans City WI** ## **WI ADVISERS** Margaret Eccleston 3 Lindsey Road, Bishops Stortford, CM23 2TA **Bishops Stortford WI Chair** Pamela Kershaw 4 Icknield Close, St Albans, AL3 4NQ **The Causeway WI** ## **NON-BOARD OF TRUSTEES APPOINTMENTS FEDERATION ARCHIVIST** Catherine Abrahams (Bricket Wood WI) **FEDERATION EDITOR OF WI NEWS** Beverley Hayes (Codicote WI) ## **INDEPENDENT FINANCIAL EXAMINERS (IFEs)** Lorraine Mead 68 Longacres, St Albans, AL4 0DR **The Causeway WI** Rita Powell 34 Fulling Mill Lane, Welwyn, AL6 9NS **Codicote WI** (co-opted 14 October 2024 – 08 April 2025) Catherine Abrahams (Bricket Wood WI) Caroline Ellis (Bricket Wood WI) Carrie Lennon (Tring WI) Jayne Hale (Great Gatsby of Great Ashby WI) Sara Evans (Great Gatsby of Great Ashby WI) Jill Profit Kestrels, Church End, Barley, Royston, SG8 8JN **Royston WI** Joyce Spackman Standon Green End Farm, High Cross, Ware, SG11 1BW **Much Hadham WI** ## **BOARD OF TRUSTEE APPOINTMENTS WI CAMPAIGNS OFFICER** Jackie Westlake (Much Hadham Evening WI) **CLIMATE CHANGE OFFICERS** Phillippa MacKinnon (St Albans City WI) Jackie Westlake (Much Hadham Evening WI) 1 _[Printed In House at HFWI – June 2025]_ **DATA PROTECTION OFFICER** Rahat Aboobaker (Potters Bar Gems WI) Our annual meeting was held in October 2024. We were pleased to welcome Annie Brewster, JP, High Sheriff of Hertfordshire and Esme Young, from BBC One’s Great British Sewing Bee judging duo. We hold one business meeting a year, which is our Annual Meeting in October, whereas we used to hold two, one in the spring too. Our spring meeting has changed into “An Afternoon with…”. In April 2024, we held a musical event entitled “An Afternoon at the Musicals” with performers from the West End. The spring event will be an annual fundraiser for the Federation. ## **EDUCATION & DEVELOPMENT TEAM** Rahat Aboobaker (Potters Bar Gems WI) Margaret Eccleston (Bishops Stortford WI) Jill Profit (Royston WI) ## **FEDERATION & INTER-COUNTY QUIZ** Pamela Wright (Oakmere WI) (Until 12 October 2024) Pauline Baycroft (Oakmere WI) (From 13 October 2024) ## **FINANCE TEAM** Rahat Aboobaker (Potters Bar Gems WI) Catherine Abrahams (Bricket Wood WI) Caroline Ellis (Bricket Wood WI) Sara Evans (Great Gatsby of Great Ashby WI) Jayne Hale (Great Gatsby of Great Ashby WI) Pat Kingsland (Knebworth WI) Carrie Lennon (Tring WI) Jill Profit (Royston WI) Our teams are organising entertaining and educational events for you all to enjoy. Although our larger events attract a good audience, we must not forget all our Team events too, whether large or small gatherings. It is not all about fundraising, although we must, but offering our members the hand of friendship, education or enjoyment in a group suited to that activity. We hope to provide something for everyone. ## **HEALTH & SAFETY OFFICER** Rita Powell (Codicote WI) (14 October 2024 – 08 April 2025) ## **IFE COORDINATOR** Rahat Aboobaker (Potters Bar Gems WI) ## **MUTLIMEDIA OFFICER** Hannah Costin (Wheathampstead WI) ## **RESOLUTION OFFICERS** Margaret Eccleston (Bishops Stortford WI) Jackie Westlake (Much Hadham Evening WI) **(** From 10 December 2024) ## **SAFEGUARDING OFFICER** Lorraine Mead (The Causeway WI) ## NUMBER OF INSTITUTES: NUMBER OF MEMBERS: We are pleased our membership remains constant, sadly we have had WIs suspend, which Is always sad, very often not through lack of members but lack of members willing to stand as Officers. Remember, you can share Officers’ roles and it is not too onerous a task, worth stepping up and giving it a try rather than see your Institute suspended. We, as the Board of Trustees are here to support you. We have welcomed new institutes, whose membership quickly grows due, in a large part, to the power of social media. It is so encouraging to see our members, younger or more mature, enjoying the ethos of this wonderful organisation. Learning from each other and sharing friendship. You are never alone when you enter a room of WI ladies. Meetings held: 12 Board of Trustees, 1 Appointment Meeting, 1 Annual Council Meeting and 1 Special Meeting. **REPORT FOR THE CHAIR FOR THE YEAR TO MARCH 2025 Meetings in person: 8** **Meeting via Video Conferencing (Zoom): 2 Hybrid meetings (In-person and Zoom): 2 REPORT FOR THE CHAIR FOR THE YEAR TO MARCH 2025 Meetings in person: 8** I am serving my third year in office as Chair of the Federation. It is a great honour and a role that I am very pleased to be fulfilling. We had a successful letting of our County Room at our Headquarters at 29 High Street, Wheathampstead from April 2023 to the present day. It is a major part of our income, added to returned support for our Team and Federation events, which has led to a healthier financial year. The proportion of your subscription that the Federation receives is not enough to cover the Federation expenses of running our Headquarters in Wheathampstead or cover the staff salaries etc. All Board of Trustees are volunteers claiming only for their expenses. 2 _[Printed In House at HFWI – June 2025]_ Arts & Crafts) saw a new team leader and new team member in October 2024. This brought about some slight changes to our events. Try A Craft moved from November to February, having a spring theme for a change. There was a smaller in attendance, however, fun was had by all. We need your continued support, either as a member or as a member of our Team or Board of Trustees. Our success depends on you. We look to move positively into our next financial year. ## **Jill Profit Chair from October 2022** ## **COMBINED ARTS TEAM** ## **Meetings in person** Pauline Baycroft (Oakmere WI) Hannah Costin (Wheathampstead WI) Joanna DeFries, Chair (Colney Heath WI) Patricia Gale (Potten End WI) Joyce Gray (Kings Langley WI) Rita Powell (Codicote WI) (14 October 2024 – 08 April 2025) Pam Wright (Oakmere WI) Until 12 October 2024 Last year, we scheduled the Kimpton Tea Party for 4[th] July, following the feedback we collected, by the General Election! The next event was the (usually biennial) Literary Lunch. It was a sell out and with only hours to our speaker author had to pull out due to illness. With a huge stroke of luck, the author Gill Paul was able to step in and she was terrific. We are having another Literary Lunch on 6[th] November when our original speaker, Maggie Brookes-Butt, will talk to us. Next event, the Christmas Carol Party, we plan to hold another, early December this year. Homecraft Day was also moved to a later date from March to May. Members listened to two very good speakers. The morning speaker was Annie Godfrey, from Daisy Roots, Hertford, who took us on a journey through the gardening year with delightful pictures of all seasons. A wonderful display of potted plants, large and small, were on offer for members to buy. We had a lunch break and members were able to purchase items from two vendors, Madeline, Ulla, and of course, Annie’s wonderful plants. In addition, we had our usual Bring & Buy Haberdashery table. > [st] talked to us about Air fryers and how they have changed some peoples’ cooking habits. Monita demonstrated how to make muffins in the Air fryer using oil and yoghurt. They were very tasty, and members had the opportunity to taste them too, if they wished. Feedback was very positive. A note for your diaries, Try A Craft will now be known as Dabble Day. This will be held on 12th November 2025, from 10.00 am to 3.00 pm at Woolmer Green Village Hall. Homecraft Day will be back in March 2026, with date and venue to be confirmed. ## **Lorraine Mead** Next event, this year on 9[th] July is a watercolour painting afternoon with tea and cake, run by an experienced artist and teacher. ## **Joanna DeFries** ## **Chair, Combined Arts Team** **(formerly Performing Arts Committee)** ## **CRAFTS, CULINARY & BLOOMS TEAM Meetings in person** Ann Chance Read (Wheathampstead WI) From October 2024 Emma Golding (Herts Belles WI) Marilyn Hornsby (Hertford Heath WI) Wendy Kersey (Hertford Heath WI) Lorraine Mead, Chair (The Causeway WI) Janet Rogers (Boxmoor WI) Eileen Walker (Boxmoor WI) Crafts, Culinary & Blooms (formerly known as **Chair of Crafts, Culinary & Blooms Team (formerly Arts & Crafts Committee)** ## **CURRENT & INTERNATIONAL AFFAIRS TEAM** ## **Meetings in person** Margaret Eccleston (Bishops Stortford WI) Pat Kingsland (Knebworth WI) Phillippa MacKinnon (St Albans City WI) Pat Murray (Buntingford WI) Joyce Spackman, Chair (Much Hadham WI) Barbara Wedgbrow (Bishops Stortford WI) Jackie Westlake (Much Hadham Evening WI) **(** From 10 December 2024) We have welcomed Jackie Westlake, OBE, to our team in December, her interests are the resolutions and how we can be more involved in them. 3 _[Printed In House at HFWI – June 2025]_ Our first wonderful event of the year was with Adam Frost in March 2024, who told us about his life in horticulture, his passion for gardening and about his work on the Coronation Gardens. Our spring meeting was to visit the lambing sheds at Standon Green Farm; always a popular visit with members. Next came a guided walk around Hitchin in April, a fascinating old town. This was later followed by another walk in September, this time around the village of Ashwell with a guide showing members the historical parts of the village. Underpinning the proposal is to offer a range of IT training. WIs were surveyed to prove member needs and requirements. If successful, HFWI will use the funding to buy IT equipment, support services, and external training providers. We are also hoping to encourage peer to peer mentoring and appoint volunteer digital ambassadors to support IT skills and learning within our membership. ## **Rahat Aboobaker Chair of Education & Development Team** ## **FINANCE TEAM** In September, the team met to discuss the resolutions for 2025. Our next big meeting was at the end of March 2025 when three farmers joined us, giving an insight into their farms and then answered members non-political questions. We are having an indoor meeting on 23[rd] September when it is hoped that a speaker from Hertfordshire County Council will tell us about Waste Aware in the county plus a speaker to talk about recycling. We hope to see you there! **Joyce Spackman Chair of Current & International Affairs Team** Rahat Aboobaker, Treasurer (Potters Bar Gems WI) Catherine Abrahams (Bricket Wood WI) Margaret Eccleston (Bishops Stortford WI) Caroline Ellis (Bricket Wood WI) Pamela Kershaw (The Causeway WI) Pat Kingsland (Knebworth WI) Carrie Lennon (Tring WI) Jill Profit (Royston WI) The recently formed team concentrated their efforts in two areas. A comprehensive review of the 2023/2024 end of year Financial Statements sent from WIs was undertaken. The main purpose of this exercise was to highlight areas where further training for Treasurers’ might be necessary to support and build skills and knowledge. ## **EDUCATION & DEVELOPMENT TEAM** Rahat Aboobaker, Chair (Potters Bar Gems WI) Ann Chance Read (Wheathampstead WI) Margaret Eccleston (Bishops Stortford WI) Jill Profit (Royston WI) We have launched an exciting new initiative. WIs have been invited to apply for educational opportunities which will be supported by the HFWI Restricted Fund of £5,000. The first round of applications will open on June 1, 2025. Information and application forms were circulated to WIs earlier in the year. The Team will initially review applications and WIs will be informed of HFWI Board decisions later in the year. The second is an ongoing initiative to set up and join the Independent Financial Examiner (IFE) training, to encourage and promote recruitment to the HFWI IFE programme. We currently have a team of six examiners who have undertaken several examinations for WIs. We believe the robust training and appointment of an in-house team ensures a consistent approach and provides expert support to WIs. The Federation is keen for more members to join our current team: Caroline Ellis, Carrie Lennon, Catherine Abrahams, Jayne Hale and Sara Evans. ## **Rahat Aboobaker** The Federation has applied for grant funding of £10,000 from the Denman Education Trust Fund. The Team decided on a proposal aimed at ‘Bridging Our Digital Divide’. ## **Treasurer** 4 _[Printed In House at HFWI – June 2025]_ and suspending WIs prior to closure. Thirdly, Advisers would no longer handle giving advice about finances, this responsibility passed to the Federation Finance Team with whom the MST work closely. ## **HOUSE TEAM** ## **Meetings in person** We continue to monitor all aspects of the maintenance of the house in the past year, and have undertaken any repairs or servicing of equipment that was required. The County Room (shop) has been rented out for the past 12 months and continues to be so for another 12 months. MST discussions regularly focus on the health of our WIs, particularly those finding it difficult to encourage members to take on the officer roles of President, Vice President, Treasurer or Secretary. This has become more problematic since NFWI gave 3 months grace on fees in 2020 thus moving the start of the subscription year to 1[st] April. While not a universal issue, in some Hertfordshire WIs, where the annual election of officers occur in May, members became reluctant to rejoin in April if they could not foresee anyone willing to take up the required roles in May potentially leading to early suspension. During the past year, it was considered by the Board of Trustees that the House Team no longer needed to meet separately, as all team members were also Board of Trustee members, therefore, House business could be included at Board Meetings. Provision was agreed that if required, a special meeting could be called to discuss House business. ## **Pat Kingsland** ## **Chair of House Team** ## **MEMBERSHIP SUPPORT TEAM (MST)** ## **Meetings in person & Zoom WI Advisers:** Margaret Eccleston (Bishops Stortford WI) Pamela Kershaw (The Causeway WI) **Ex-Officio:** Jill Profit (Royston WI) Lorraine Mead (The Causeway WI) Support Team (MST) met regularly, either in person, or kept in touch virtually or by telephone. Latterly, joined by Lorraine Mead, The Causeway WI. Following a national review, the WI Adviser role changed significantly in 2024. Concluding that the 6-month training period was off-putting to potential recruits to the role, NFWI cancelled future courses and relinquished their responsibility for training Advisers to the 6 x 30-minute modules will receive a certificate. They should then tell Federation, who will invite them to join the Membership Support Team where they can receive practical experience shadowing other Advisers. A second major change was in the responsibilities of the role. In future, WI Advisers will focus on opening new WIs (including working with their committees for a period of months until they are established), helping WIs that wish to merge or “enlarge”, advising WIs that run into difficulties HFWI faced this again in March 2025. Kimpton WI, which had narrowly escaped suspension in 2024, was suspended in March 2025. They were joined by: Chorleywood WI, Letchworth Garden City WI, Hinxworth & Edworth WI and Offley WI. Each WI had a long history, and we were sorry to see them suspended despite their members’ valiant efforts to continue. Many members said they would join other WIs close by. HFWI has WIs that they may wish to be more flexible in choosing the month of their Annual Meeting in future years. There is no doubt that those WIs continuously take in and support new members, try new ideas and continuously evolve are more likely to prosper. Once again, we must congratulate Codicote WI as they were rewarded nationally for a further increase in membership numbers. new committee members and officers. During April and May 2024, with help from other Board Trustees, we attended 15 Annual Meetings, running their elections and speaking on the proposed resolution “Dental Health Matters”. In a move to encourage more WIs to ask an Adviser or Board Member to attend their Annual Meeting in 2025, the Board of Trustees agreed to no longer charge WIs. This is an ideal meeting for members to focus on the role of the WI in society and one where a board member can bring a wider perspective, highlighting current activities at 5 _[Printed In House at HFWI – June 2025]_ federation and national level. Throughout the year, we have spontaneously answered members’ questions, some of which were later used for articles in HFWI News. We have often worked with WI Committees to find solutions to problems and will continue to do so. ## **Margaret Eccleston** **Chair of Member Support Team (formerly Members Advisory Committee)** ## **SPORTS & LEISURE TEAM Meetings in person** Ann Chance Read (Wheathampstead WI) Lorraine Mead, Chair (The Causeway WI) Jill Profit (Royston WI) Jean Thomas (The Causeway WI) Walking Netball held at Stanborough School, Welwyn Garden City, continues to be very popular and enjoyed by all attendees. A free netball taster day will be held on 21[st] June 2025. The event was attended by Walking Netball England coaches. Hopefully, this will encourage more members to start up their own Institute teams with the help of Federation Walking Netball, England. Thank you, Jean Thomas, our netball team captain for organising the event. Several members are going to brave taking to the skies in a gilder from Cambridge Gliding Centre in July. The evening has been organised by Jill Profit and we are really looking forward to it. A Golf Taster Day at Redbourn Golf Club with a two course lunch has been organised for any member that wishes to try golf in a relaxed and fun atmosphere. In the future, we hope to be able to offer members a range of exciting sports activities including, dance, low impact fun exercise classes, fencing, Croquet, Boules to name but a few. ## **Lorraine Mead** ## **Chair of Sports & Leisure Team** 6 _[Printed In House at HFWI – June 2025]_ Section C Notes to the accounts cont Nola 3 Analysis of income R•5trict•d Urmlrkt•d Incomi Endowmgnt lunds fund• Totsl fund• Prlor Anal Donations and ifts Gift Wl Closin Inslitul88 General grants provided by govemmenvolher ari Membership subscriptions and sponsorships which are in substan Donated ood8 facilities and services Other 18 Donatlons and 1ogaGles: 3.657 1,775 3,657 296 9,130 1,901 30.834 30.834 30,553 Total 36,266 9,130 Charitablo activities: Fundraisin Activities AGM Accommodalton 17,878 17.878 19.7¢]0 1,337 other Charitsble Activities incom& 315 17,878 Other trading actlvltles: Room Rèntal N8wsl8tter income Publications Other Tradin activities 15,1 7,020 5,966 242 15.193 7,020 5.966 242 ,37 7,016 5.826 180 39 Total Income from Inva8tm•nts: Interest in¢ome Dividend income Rental and18asin Other 3,07 3,665 614 3,687 3,665 ,35 2,885 income Yotsl 614 5,244 Separate matorlal Itom of inGomg: Total Other: Conversion of endowment fijnds into income Gain on disposal of a tangib￿ fix￿ asset own use Gain on dispo881 of a programme related nve trnent Royalties from the exploitation of intell&lual Other Total TOTAL INCOME ¢Xh•r Infomla￿Qn. l income in thè prior ￿ar was unr•strlet•d except for. (please provldo d•serlptlon and amounts) CC17a (Exc811 Excass on AGM 3￿MOdat￿)n spendirrfJ over receipts of £3,256 and Closed Institutes receipt of £822 Section C Note5 to the ac¢ount5 lr.ontl Noto 6 Analy$l$ of expendltuvg Thb yèar L•st y••r iIDrwrrf¢W EndokThf4 T(￿f￿d¥ fu￿• An1￿1* IbJr• en ralsln fuThts: Staging lundraisiTrJ events Dd• Incorn• fvnd• 11.231 31 Total oxpondbknreon r4hlnufvnd¥ 11,704 11.7Q4 11,231 Exp￿￿￿re en ch•rbtsbl• octhttie•.' Charflabl6 Acimties Ex AGM Accomm(xl8b'on Costs Tolal •xwndlturn on dwiiabl• Tolal otPw •xp¢Thlltyr• TOTAL EXPEKirruRE 99 77.099 69,791 CC17a IEKcdl 08h)5llO Section C Notes to the accounts Note 8 Funds received as agenl &1 Please Gomplete Ihis note if the charity ha5 agreed lo ailminister the funds of anothar anlityas its agont. Note.. Ila Ghorit is actlng as an agent. hshouldnotrwlsg the Income In Ihe Statement of FlnanclalActivitses or the Balanc• Shoet. Amount recelved Amount Id out Balan¢¢ hold at rlod eTh De5criptionlnam? of party Related party (YeB Thls ar Last Thls ar Last Thls ar Subs¢rlptlons to N￿onal Fedoration of Womens Institute INFWI) Yo8 35.809 37.172 36.771 37.040 Formation of New Institut¢ 1.055 1.655 Payment to AC￿¥ 36 Provl$lon for S•rvk• Ch•ry• 1.000 1.000 937 937 2,375 Total 39.862 37.707 39,667 2,375 3,021 CC170 IExcel} 0810512025 Section C Notes to the account5 (cont) Note 11 Paid omployees Please complete this n¢)te if the Charity has any employees. 11.1 Staff Costs This year Last year Salaries and wages Social security costs Penslon costs (deflned contrlbutlon scheme) Olher employee beneflts 33,789 27.566 675 Total staff costs Thls year: Please provide details of oxpenditurn on Staff working for the charity whos• contracts aro wlth and aro pald by a r•lated party Last y•ar: Please provlde details of expendlturo on staff worklng for the charity whose contracts are wlth and aro pald by a related party Please glve detalls of the number of employees whose total employee beneflts (excludlng employor penslon costs) fell within each band of £10,000 from £60,000 upwards. If there are no such transactions, please enter Yrue, in the box pmvided. No employees received employee benefits (excluding employer pension costs) for tho roporting period of moro than £60,000 TRUE Band Number of employ065 This ar Last ar £60,000 to £69.999 £70,000 to £79,999 £80,000 to £89,999 £90,000 to £99,999 £100,000 to £109,999 This ar Last ar Please provide th6 total amount pald to key management personnel (includes trustees and senior management) for thelr servicès to the charliy. For speclflc amounts pald lo trustees, see Note 28. Is yoar st year CC17a (Excel) 0810512025 Section C Notes to the account5 Not• 10 Detsils ¢f ¢ertain Item$ of expendlture 10.1 Feos for txamlnatlon of th• accounts Phès•pmvide details ofthe amounl pald forany stalulory•xlwnwl sfflrtlny of ¢ounts and olhersorvi¢es providedbyyour Ind•pendent examlner. Ifnothlng waspaldplease enter Yl'in Ihe appropnat8 box(esJ. This yoar Last yÈ•r Indèp•nd•nt •xamln•rf8 f•0$ 1,2¢ 1,080 Assuran￿ 8ervic08 tsthèr than •udSt or Indepèndent •xamlnatlon rax advlsory f••$ Other f888 (for examplè: financlal advlce. consultancy, a¢￿UntaneY 8èpAcesl pad to th• Indgpondent examln8r CC17a IExc*ll tfj10512025 Section C Notes to thg. 2rcountg Note 14 Tanglble fixed assets Pleas• comwe thls noi*llth• ¢harttyhas any tan9lbl¢ l1x￿*s$•ts 1&1 Cost or valuaii4X Fr•tshtsld land & buildin98 Othèr land & Plan( ma¢hin•ry •NJ FIxtw￿. fflttlngB aDd8quipment hld• Atthe beainnina of the vear Addltlons Revalualon$ 351,805 tIspD¥als Transfer6" At end of the year 3S1.805 361.605 1&3 ￿p￿CIatIon and Impalrngnts -Basi SL or RB Istralght Lir￿ or RedudrvJ Balan¢81 SLorRB SLorRB SLorRB SLorRB Al b8glmlr¥J of the year D15posals D¢pr8datlon Impalmienl Tra￿fers. At end ofthe yoar 14.3 Not book value Nel bcrt)k valug at the WnnirYJ of Ih8 year 351.605 351.605 Nel bL¥)k value at Ihe enLI ol Iho year 351.frf)5 351.605 CC170 (Ewll 0810Y2025 Section C Noic$ 10 tho Acr.ounts Note 17 Phose ttrfsrtoto11th• ¢ha*Ytyh•s•ry￿v&$kn*rf8s￿ols 17.1 Flxgd Inv•stmotts IpliaG• wo¥ld• for••¢h ¢lass oflnwth•ntl In¥estmont assets Cath & ca• u*•d Socl Oth•r Totsi Cawwwlfairlvalwatbaoinniw of perfod Add.. ath*lkins b Inyestrnents d￿n9 147,774 147.774 LI￿.. d&prysak altAr￿T¥a value L•9•.' Inwlmi•nty Nkld.. R•v•r4DI of Inwirm•ft AddlldBductl.. transfwlDI(o￿tI In thtr Ad¢WtlBdu¢t)'. n•tpirfk)g81 on revoluotiDn C8wwfKJ If8irlv8lL**0nd 9.539 9.539 138235 13ts235 *14a8• •pD¢SfyadthUOnS •cqul¥ltlonBll¥owJh Ir wthgpartt•s Inan •mi*hngth trIn$￿Il￿. F0rir4d•d$￿WIU1¥, lh• 1*11 1$ lh• ¥•lts• o1th¢ 4¢¢vrftyqWtsd on lh* Itl$ Its• tNsiw$'or vO¢ws'J¥w1¢411m•ie rff•lrv•lu*. 172 Pleaso provldo a broakdry*Tr of Invv¥iThents showTr above agroglng wlth tho sh￿tr•W 804 differentialirwj l)¢tw•gn th95¢ held 4tfaIrV•l￿ th1)w held at Cost ￿s6 irnpnlrnionL AMfy8i8 ol Inv08tmert8 F•1rv￿u• *ty•*•f*J C4•h LYr¥¥h •(￿￿41•n￿ Ll$t•d Inv•sbMnts 13S2 Inv••tn*nt prwrti S¢*l•l Oth•r InvMlm•nt• arand t<*•1 IF•lr¥alu• aty•ar•m4l+C••thss Inwlm*nt) CC17a(ExEd) Section C Notes to the accounts cont Note 19 Debtors and propaymonts Plea¥e Gomphte this nots If th• ¢h•Ylty has any dgbtors orprnpaym•nts, 19.1 Analy418 of d•btors Th1$ sEar Last >•ar Trado debtors Pr•paym•nts and accru•d Income other d•lrtors 100 Total 100 2,736 Plthts• compl•l• 19.2 wh•rn a met•ri•l d•btoris re¢ower•ble morn th•n • yw•ft•rtho rnportlng d•t•. 19.2 Analy818 of dobtors recoverable In more than 1 y￿r {Included in debtorn ab￿9} Thil war Last war Trade debtors PrepayTrents and accru￿ in¢om• Oth•r d•btors Total CC178 IExc411 08ffj5r2QS Section C Notes lo the accounts Icontl Not? 20 Croditors and accruals Please complgto thls note If the ¢h4rlly h•s •ny¢rndltorn or •¢¢nMIs. 20.1 An41ysis of ¢rédltor8 Amounts falllng due wlthln one ar Last war Amounts falllng due after mor• than one ar Th18 voar Last year Thls vo A¢crn•l• for gr•nts P￿blO Bank lo•s and 4)v•rdraft8 Tr•d• cr•drl¢rs P•ym•nts raulY•d on aecount for contracts or p•rfornHntrr•l#tsd grants A¢¢rual• and deforred inrom• Taxatlon and •ocial ￿curIty Othw cr•dltOTS 6.208 795 Total 20.2 DefeTred incom• Pleas? complgee this not• rfth• charfty has d•ff•trTed Incom•. This Pl•ase •xplaln the rn•s¢￿s whylnGomg Is ￿￿orro￿. W• charg• lora sp•ak•rdirgCtory. whl¢h Is published bi•annually. H*Mlho In¢¢%n• Is hold o¥•r 3.468 Thlg ￿ar Last vear B*nc• at th• st•rt ofthe reportlng perlod Amotsttts add￿ In ¢urr¢nt perfod Amounts released to incom? pr•vioys p•riod$ Balanco at tho ¢thd of tho roPOrtÉng p•rlod 3,468 310 3.468 3,468 310 CC17a (Excd) 08K1512025 Section C Notes to the accounts Icontl Note 20 Cr¢ditors and accruals Ploas• compl•t• thls note If tho Gharttyhas Rny cr0dl(0￿ oraccnmls. 20.1 Analys1$ of ¢r•dltors Amounts falllng du• wlthln onè Amount8 falllng du• aft•r morn than on• Thi$ Trmr L•8t v¥ar Thi¥ v•ar Last v•ar AccrualB for wonts p•yabl* k lo•ns •nd ts￿rdrafts Trade credltorn Payments recelved on account for contracts or p•rfomian¢¢vr¢l•ted grants A¢crual$ and doforr¢d In¢omo Taxatlon and soclal gecurfty Oth•r cr•dltors 1.e66 8,208 795 962 Total 20.2 D8forr•d incom• Pl••s¢ completo IhA$ ftots rfth• ch•rfty has d•fwwllneom•. Thls Last Plva$• ￿p1••n thg wsons whylncom• Is dgfgrrad. We ¢haryo for a $￿kOrdIreCt0ry. whlch Is publlshed b￿annUallY. Half the Income Is held over 3,468 Th1$ war La$t v••r Balance atth• 8tsrt of th• r•portlng p•rlod Amounts added In currnnt ￿rIOd Amounts releaBed to income from proviou$ p•riods Balance at the end ofth• r•porting p•rfod 3,468 310 3,468 310 3.468 CC178 (Exd) 0810512025 Section C Nolos to thp 3r.c.niints cont Notg 24 Cash al bank arKI In hand Thl*vg#r Last ¥•AT *ortt•m)¢uh loV•￿￿•T￿•(￿￿lh￿ 3 nb)nlh• m•tsJrlty d•t• Sh¢MttsrmdèwNs Cash al llank and ￿ hand Olher Totsi CCihlExdl Section C Notes to the accoun15 cont N¢)ts 24 sh 01 bwnk 4nd IA L•&iv•ar Shortt*micaAh Ilw Ihon3 month• ￿￿￿1￿*111 ShorttsTmdgpoB116 eash at blnk And h￿d Oth•r CC17glExt 1.1 3)11. PR5 1Q.' Y*V InWMwptyW13JPFRS102WRPI- C17•1 sor.iion C Noi*s to thg 3r.c.aunl cont Noto 2 2.2 INCOME A¢counting p￿{¢1*$ 18 rnDr• i0￿*th￿r@PAy1W We or Nla bY1￿F￿s I￿As(￿lp￿FRs 102. Yes 0rly1réud￿ IKryrlt GrnnlK ¥&m8t15.10kn5.12FRS102 SORPI Inltr•usg Otwrfryrn￿nl3ttsj9iJrts. MUSI PTovhlBd 0￿Y￿G￿r3￿ts￿ arg mÉtl5.1fj FFi$ 1Q2 50RPI ¢* 9￿ ¢. been *dwoik319. 1 8&tal88rMlarycordlkrn G0nWoft￿c L•Ao¢*o Yos Yes No Gov•rnm•rtir4n TM Ary Gift Aid dmw*r•trOvwttIMaLkThtiun Yos Nl ¢wtr•¢t￿l lnMffl••￿ TN5 * ody1￿￿10￿ hithg SOFA LYI%thèchArty￿IVO¥Wlhgfd*dgMdscf p•rform•￿9 ￿1*•d 8rt9sor rnEttr•r•*rymar¢•rebknJ Ye5 No Nl4 lotby Ye$ No Nla [W￿t&dOc￿dS ftyiosalèp4em&aGLY*J8t vdL*¢n Intsl reco￿1)￿ thh trryn 0￿￿tradi￿ styk r￿￿S￿d i1￿b￿ar1)e Y85 No Nl4 frijm (tstrÈdltvJ Yeg Nl8 Yeg No NIA for Donatsd Mts42•• DDnthd Sor￿ iflts SOFA%tthrtt4h*l attrA val*+2r *•till￿•# YtS No Yes No IhSOF Yes No weThllLYeon8UpM￿Ets. Y8$ No VduM••rh•lp r8PCrt. licomofromlrdw TN% In *prO￿t￿a￿l￿a￿j￿r¢w￿abknr4Tr li•• Inddwtd•ndb •th¢rfpiiorA rWtD ￿￿lDr¥￿e4¢X0tr InBurAr￿8 ¢4aim$ iTh*JdtyJ ￿t￿scE￿*￿n1I•0￿*￿I if)*m•￿￿O￿l crMwA mBtlS.10toS.12FR810280FPl4rI4m IrKWas￿lwnOfr 28 .1 Truits• r•nwn0r￿￿￿ Th￿y￿ OriThlthd•nutyifru•*rF*IMI TrUE Thth y• TWE DI￿P￿c￿01th? Bakne41 P￿￿nI¢V L••ty••r Jn m￿n¢t1 r•￿•d p¥ty rfodqr CC)78lEK theWI INSPIRING WOMEN HERTFORDSHIRE FEDERATION OFWOMEN'S INSTITUTES ANNUAL FINANCIAL SUMMARY FOR PERIOD ENDED 31 MARCH 2025 Charitable Incorporated Organisation Number 1202209 p&1 HERTFOIU)SHIRE FEDERATION OFWOMEN'S INsrrrn (HFWI) SUMMARY Accou￿ FOR PERIOD EIYDED 31ST MARCH 2025 I am pleased to present the Treasurers report for the year ending 31st Marcb 2025. As a Clwitsble Incorporated Organisation {CIOI, we must prepare the Accounts in a prescribed forniat. Heartwood Accountants has independently examined the 2024-2025 Final Accounts. A copy of their report TS attached. The required submi&8ion to the Clwites Commission will be made following fornial approval at the Annual Council meeting in October 2025. This report provides the key financial higb]ights, sumrnarising main income streams and expenditure, and our overall financial health. For reference, the Statement of ￿nancial Aciimties and Balance Sbeet are attache(L Income Total incoming resources for the year amounted to £89.303 (exduding Restricted Flmds) In the year to March 2025, the HFWI received £30,836 in membership subscriptions from 2761 metnbers, slightly higher than the previous year. The net surplus generated from Fundraising activities organised by the HF￿ Events Teams support operational and fixed cost. HFWI CODtinue to claim Gift Aid from HMRC on the Federation element of the Subscription Fee. Income from daims made in this year is approxirnately £500 higher than 2023/2024. We were awarded a Community Grant of £iooo from Hertsmere to support the cost of our 20¥ Annual Coun￿7 Meeting. Annual rentsl income has contributed to HFWI financial stabllity. The dividends from our share portfolio stays level, we received higher interest rates on bank accounts following careful management of cash funds. Total resources spent for the year amounted to £77?099. The cost fundraising activiiies stays at the same level as the previous year, however the net sury)lus generated has fallen from - £iok to £6 Whilst Staff costs have risen in line with inflationary increases, elements of overhead Costs included upgrading photocopying equipment, legal fees associated with tra￿fer of a&8ets to the CIO have Contributed to higher expenditure in this Net Gain The net Income gain for the year is £12,204. Overall net Income, before Investment losses i8 -£3k below the p￿0￿S year. The market value of our investment portfolio currently shows a loss of approXin￿telY £10 pg.2 Restrlcted Funds Following Charity Comm￿10n Guidelines Restricted Funds are separately categorised and checked in the Statement of Financial Activities. The balance includes funds to support educational projects, monies held in reserve for 3 years, from closed institutes, and levy income to fund future expenditure associated with attending National General Meetings. The Board ofThLStees continue to oversee the financial health of the Federation. Revenue and expenditure and investment streams are kept under review to support financial stability. Organisiug creative. innovative, and fun charitable events which will attract members attend2nce stay a constant challenge. Strategies for the upcoming year include devolving educational funding to WI'S and improving our functionality to keep reliable supp)rt to our membership. Acknowledgements I would like to extend my gratitude to myfe1lowTruSt￿ for their dedication. None ofwhom receive renumeration from HFWI funds. their hard work ensures that Hertfordshire Federdtion remains fillancially robust and able to fulfil its charitable purposes. I must also thank my predecessor, Caroline Ellis, who has supported and guided me ID my Tole as your Federation Treasurer. If any member has questions. please contact me prior to 30th September 2025. Thank you foTyOU continued support as we conttnue to focus on prudent fiscal management to sustain and ellhall￿ our activities in the year ahea(t Rahat AkK)obaker Honorary Treasurer 3 May 2025 pg.3 CHARITY COMMISSI FOR ENGLAND AND W arity Name Hertfordshire Fsderation of Womens Insitute Annual accounts for the 1st 112024 Chari eriod Perh)d end date 31st March 2025 110 1202209 Perirxj $tartdate Section A Statement of financial activities R*$trl¢tod £ UnrestrScted Income funds funds Rèeommended Catègo￿ts by thAty Endowment fund8 Total fvnds Prfor ygwfvnd$ Incomlng rosources (Nots 3} F01 F02 F03 F04 F05 Income and gndowmgrbts from: 36.266 17.878 28,421 6.738 9.129 45.395 17.878 28.421 7.352 34,014 21,352 26,395 5,244 Churitat40 ar￿￿$ Ctrrtrad1￿ Inveth8Dts s•paryd￿ mHterLql knoflnEorM 9)2 614 Total Resourc05 oxpendod {Nots 8) Exp•ndlturo on: R3l&NJfU￿ts S07 11.704 1.320 11,704 1,320 11,231 Styawe mawbi hem Qfexp S10 64.075 64.075 Totsl S12 N•t incom&llwAponditur•) b•fore inv•stm•nt gains1{105sesl S13 S14 $15 S16 S17 12,204 9,539 9,743 21,947 9.539 12,408 17,214 Not 9aiWkMes)on InvestmenLs Net Incomel(expendlture) Extraordinary items Transfers between funds Other roco9nl8•d 9aln¥lllO88￿). GaIn8a￿j oflbxed a8S8tsfor tho¢F*rfty$ ovm use ¢￿tr9￿1n81(Iosse$j N•t movem•nt in funds S18 S19 Reconclllatlon of funds.. TDtsi lund5 bwMfoMrd 821 S21A 596.354 29.373 625.727 587,646 Total funds carried fonvard S2? 802.512 35.623 Section B Balance sheet Unrejtrlcted Incorne Endowment Total th18 frJnd$ lunds fvnds year Tot•l14sty•ar Flxed assets Intanglble assets Tangible assets H•ritag& ass•ts Inv•skn•nts F01 F02 F03 F04 F05 IN¢)ts 15) {Nots 141 {Note 16) (Note 171 TOtair￿ed assets 351.605 351,605 351,605 138236 138236 147.774 489.841 489.841 499.379 Current assets Stscks D•btors (Nots 18) (Nots 19) (Nots 17.4) Cash at and In hand (Note 241 Tolal curnt assets Ic 2.735 Investments 117.015 117.115 35.623 35W3 152.638 152.738 133.641 1*376 Crodltors: amounts fallSng due wlthln one yMr (Not¢ 201 7.965 N•t curr•nl asset￿(11&hll1l1•s) A 115046 35M3 150.669 128.411 Total ass•ts l•ss current liatslilies 35A3 640.510 627.7¢XI Crodltor8: amounts falling duo aft•r ¢)rn yoar {Not• 20) Proy151ons for Ilablllllos 2.375 2.375 2.063 Tot•1 n•t assets orllabllltlos D16 602.512 35.623 63&135 625.727 Funds of the Charity Endowm?nt funds (Note 27) R•strlcted Income fundB (Not• 271 Unr•strlcl•d funds R•b*luallon rns•r4• 518 35.623 35.623 602.512 29.373 596.354 919 602512 Tot?1 fvnd$ B21 602.512 35M3 638.135 625.n7 Signed byone ormv tTrJstees on tth8ifof all the trustees Date of approv Prlnt Name Rahat Aboobaker GI111￿ Ibfft 178 IExeell 0810512025 Independent examiner's report on the accounts Section A Independent Examiner s Report R¢port to tho trustggsl members of HÉRTFORDSHIRE FEDERATION OF WOMEN'S INSTrruTES On a¢¢ourt8 forthe year end 31 March 2025 Charlty no (W any) 1202209 Set out on paggs Respective The charty's trustees org responsib￿ for the preparation of the accounts. r•sponsibilitles of The charty's trustees consider that an audit is not required for this year trn8tee8 and examiner under seclion 144 of the Charities Act 2011 (the Charities AGtI and that an irKlependent examination is needed. It is my responsibility to.. exami￿ the acts)unts under section 145 of the Charrti8$ A to follow the procedures laid down in thg general Directions given by the Charity Commission {under section 145151{bl of the Charibes Ad, and to State whether matter5 have G¢xng to my attentlon. Basls of IndBpendent My examination was carded out in acC￿anCe with general Dlredions given •xamln*s stat•m•nt by the Charity comm1ss￿￿. An examinat11￿ Includes a re￿8W of the accounting rewrds kept by Iho charity and a comparison of thè accounts presented ￿th those reLx>rds. It also inthdes consideratN)n of any unusual items or disdosures in the account5 and 5eeknng explanations from the trustees conceming any such matters. The pr￿edureS undertaken do not provide all the evKtence Ihat would be r￿Uired in an audtt, and consequently no opinion is given as to whether the accounts present a In and fairf view. armfj the rewrt 1$ limited lo those matters set ¢￿t in the statement below. Ind•pendgnt In conneclion wth my examination, no matter has come to my attenlp)n oxaminor'8 Statement (other than that disdosed below") 1. which gives me reasonable cause to believe thal in, any m*erial respe the requirements.. to keep acc4Junting records in accordance with seGlion 130 of the Charities Act., and to prepare accounts which accord vrilh the accounting rec(wds and comply with the acwunting requirements of the Charities A have ftot been meL or 2. to which, in my opinw. attentk)n S￿uld be drawn to enable a proper understanding of tha accwnts to be reached. ' Pl&ase delgte thg words In lh8 brackets If thBy do not appty. 1610612025 Slgnod: CHARLES GOLDSTEIN Relevant prof•ssional CHARTERED ACCOUNTANT IER March 2012 qualification(sl or body (rf any): Addr•ss: HEARTWOOD ACcOUNTA￿s LTD RIVERSIDE HOUSE. 3 PLACE FARM WHB4THAMPSTEAD HERTS. AL4 8S8 qttction B Disclosure Onty complete rflhe ex8miner needs to highlight materlal protlems. IER March 2012