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2026-04-06-accounts

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The Rebecca Kruza Foundation Trustee Report and Financial Statement Year Ended 2026 Charity Number: 1202121

Report of the trustees for the year ending 2026

The Trustees are pleased to present their annual report together with the consolidated financial statements of the charity for the year ending 2026 which are also prepared to meet the requirements of a Directors report and accounts for Companies Act purposes.

The financial reports comply with the charities Act 1993, the companies Act 1985, the

Memorandum and Articles of Association, and the Statement of Recommendation Practice –

Accounting and Reporting by charities (SORP 2005).

1. Executive Summary

We are a Charitable Incorporated Organisation (CIO) dedicated to essential improvements needed in perinatal services, to avoid and reduce the incidences of maternal/perinatal mental illness and suicide. We also support the health and wellbeing of mothers and babies during this period, which in turn will benefit the fathers/partners, siblings, and family as a whole. The provision of our Mother and Baby Residential Respite Home will form a safety net in which to catch mothers struggling to cope, and allow respite as an effective early intervention, and avoid the need for psychiatric and medical interventions, which are disruptive often separating a mother from her baby, and having long term detrimental consequences to bonding, child welfare and education. During the untreated passage of psychiatric mental illness towards psychiatric interventions, when, for example severe depression and psychosis develops, and tragically suicide is often a consequence, these are shown to cause adverse long term impacts most significantly 70% is spent on the most

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vulnerable young baby, and siblings while inevitably Fathers/partners and family, suffer so badly while coping with the fallout. Rebecca left behind a traumatised 8 month old infant, devastated partner of 20 years, family and friends yet she had no previous history of mental illness. This is what we want to avoid.

Since losing Rebecca to maternal suicide in 2017 we have dedicated our efforts to improvements across perinatal services, treatment and care. Having identified failures we concentrate on 3 main areas:

PMH remains the leading cause of maternal death during pregnancy and the first year after birth. Mothers and Babies: Reducing Risk through Audits and Confidential Enquiries across the UK (MBRRACE-UK) reports show that maternal suicide continues to be the leading cause of direct maternal death post-pregnancy, with psychiatric causes accounting for almost a quarter of all maternal deaths. Assessors have concluded that improved care may have altered outcomes in 67% of maternal suicides.

Between 10% and 20% of women experience mental illness during pregnancy or within the first postnatal year. When untreated, these conditions can escalate rapidly, leading to psychiatric intervention, separation of mother and baby, long-term harm to bonding and child development, family breakdown, and, in the most severe cases, suicide.

While Everglow’s primary aim is to establish a Mother & Baby Residential Respite Home in East Kent, we have also initiated improvements in maternity treatments and services to help prevent birth trauma, the trigger for a high percentage of perinatal decline cases.

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47% of EKHUFT mothers were assessed in 2024 as having a ‘mental health problem’ even before giving birth. This is an alarming projection of the population likely to develop an early post natal struggles that we can accommodate before becoming serious.

Our Mother and Baby Respite Home will provide early, preventative, nonmedical support for mothers experiencing mild to moderate perinatal mental health difficulties. The respite home will offer a safe, structured, and nurturing environment focused on rest, recovery, reassurance, maternal confidence, and bonding, intervening before distress escalates to crisis point.

Our main priority is the securing of a property suitable for purpose. Trustees have identified several local appropriate properties in collaboration with local estate agents and property developers. Once the funding for this is available the process of purchasing it will be actioned, and relevant organisations and authorities included in an advisory capacity thereafter. In the meantime, our charity will continue to engage in fund raising and awareness activities.

13. Wider Aims and Call to Action

Everglow’s mission is to deliver a Mother & Baby Residential Respite Home, educate healthcare professionals and the public on PMH and recommended alternative treatments and care, and campaign for systemic improvements and accountability. These aims are mutually reinforcing and central to the charity’s public benefit.

By funding this project, supporters will:

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The East Kent pilot provides a proven early intervention model, a safe nurturing environment for mothers and babies, and a replicable blueprint for national expansion ensuring no family must face the tragedy that claimed Rebecca Kruza’s life, and deprived her 8 month old infant of his mother’s love and care. Support for Everglow - The Rebecca Kruza Foundation is an investment in prevention, safety, and systemic change.

This proposal represents an improved reinstatement of a successful model of residential respite used until the 1990s. Evidence demonstrates that early intervention through respite can reduce reliance on high-risk psychiatric medication, prevent mother–baby separation, and alleviate pressure on overstretched NHS maternity and mental health services. The British Psychological Society (BPS) and the All-Party Parliamentary Group (APPG) Beyond Pills both advocate preventative and therapeutic alternatives wherever clinically appropriate.

The economic case for early intervention is compelling. In 2014 untreated PMH cost UK society approximately £8.1 billion per annual birth cohort, rising to an estimated £12.5 billion when adjusted to 2025 values. Nearly three-quarters of these costs relate to adverse outcomes for children. By contrast, the NHS would need to invest only £280–£337 million annually to deliver perinatal mental health care in line with national guidance, according to the Maternal Mental Health Alliance (MMHA) report. By providing our Respite Home we can save on both the human and financial costs.

East Kent faces particular need due to socio-economic deprivation, ongoing scrutiny of maternity services following the Ockenden and Dr Bill Kirkup reports, and limited access to specialist perinatal mental health provision. The proposed respite home will complement existing services, provide a trusted alternative for mothers disengaged from NHS care, and act as a preventative safety net.

Trustees and Committee:

Everglow is governed by a Board of Trustees and committee chaired by Lyn Richardson, all ‘Experts by Experience’ and /or having direct involvement with our campaign and perinatal issues and comprised of professionals from

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the UK and Bangladesh, across psychology, health and social care, education, residential care, and finance. The charity has strong backing from NHS leaders, educational institutions, and community organisations.

Capital and Revenue Funding

Everglow is seeking capital and revenue funding to secure a property, establish the service, and deliver a sustainable and financially resilient model capable of national replication. *We are exploring models that will be financially sustainable through collaboration with local authorities.(see page 11 for costs and table) .

2. Purpose and Background

Everglow – The Rebecca Kruza Foundation was established principally to uphold the rights of a mother and her baby to ensure the baby’s ‘Best start in life ‘. Vital to this is the mother’s maternity /perinatal care and her consequential ability to cope, to support bonding and for them to be kept together. Serious Perinatal mental illness runs the risk of separation :

“A mother and her baby have distinct, intertwined legal and human rights. Under UK law, the birth mother automatically holds full "Parental Responsibility" from birth. Both the mother and baby are protected by statutory rights regarding healthcare, welfare, and family. Mothers and their children have fundamental human and legal rights to care, protection, and shelter. ”.

“Article 8 of the European Convention on Human Rights protects your right to respect for your private and family life, meaning the state should not arbitrarily separate a mother and child without legal justification and proper due process”. https://www.equalityhumanrights.com/human-rights/human-rights-act/article-8respect-your-private-and-family-life

https://birthrights.org.uk/factsheets/human-rights-in-maternity-care/

Our charity work to raise awareness of the urgent improvements required in perinatal services and to reduce the incidence and impact of poor maternal mental health. The charity exists to promote and preserve the health and wellbeing of mothers and babies during the perinatal period, recognising that this in turn benefits fathers and partners, siblings, and the wider family.

The charity’s primary aim is to provide residential respite care for mothers and babies who are struggling with their mental health, allowing early and effective

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intervention before the need for psychiatric and medical treatments, which is disruptive and often involves separation of mother and baby, with long-term detrimental consequences for bonding, child welfare, education, and family stability.

When mental illness progresses untreated towards severe depression, psychosis, or suicide, the long-term adverse impacts are most profound for children at the very outset of their lives. Families and relatives expected to support them are also deeply affected.

The charity is established in memory of Rebecca Kruza, whose death was a result of poor perinatal services, treatment, and care. Her story is not an isolated one. Growing demand, limited resources, and systemic failures have created significant gaps across all service areas, particularly in preventative and prophylactic support.

3. The National Context and Evidence of Need

The MBRRACE‑UK ‘Saving Lives, Improving Mothers’ Care’ report confirms that mental health challenges notably suicide remain a leading cause of late maternal death (between 6 weeks and 1 year postpartum).

Key findings include:

  1. Maternal suicide remains the leading cause of direct (pregnancy-related) death in the year following pregnancy.

  2. Almost a quarter of all deaths of women during pregnancy or up to one year post-birth are due to mental health-related causes.

  3. Assessors concluded that improvements in care may have altered outcomes in 67% of maternal suicides. See

A liberal and increasing estimate: Between 10% and 20% of women develop a mental illness during pregnancy or within the first year after birth. Conditions include antenatal and postnatal depression, anxiety disorders, obsessive compulsive disorder, post-traumatic stress disorder, and postpartum psychosis. These conditions often develop suddenly and range mild to extremely severe, demanding a breadth of expensive support agencies .

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PMH is a major public health issue. When untreated, it has a highly disruptive impact on women and families and friends across whole communities, and in cases of suicide, the devastation and long-term consequences endure for decades.

3a. Updated Local Context: East Kent Maternity Care

Independent investigations, including Dr Bill Kirkup’s Reading the Signals (2022) and East Kent Hospitals Trust progress reports (2023–2025), highlight gaps in maternity and neonatal care. Despite improved CQC ratings, reduced stillbirth and neonatal mortality rates, and patient feedback initiatives, challenges remain in compassionate, family-centred support, particularly for underserved communities.

Everglow complements these improvements by providing peer support, trauma-informed early intervention, and targeted programmes for families affected by perinatal loss.

East Kent Local Evidence: NHS Maternity Services Survey 2024

The 2024 NHS Maternity Services Survey for EKHUFT highlights key local gaps:

These findings demonstrate a clear need for a dedicated residential respite home providing early intervention, reassurance, and structured support before mental health difficulties escalate.

3b. Target Market and Community Benefits:

Estimated: Perinatal community : A rough Quantification.

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Hundreds of mothers, fathers, siblings and families have directly benefited from our campaign, projects and events, while the wider community stretches this number to many hundreds. Since 2018 when our foundation was formed.

The recently released findings of the independent investigation into maternity and neonatal services provided by East Kent University NHS Foundation Trust, Dr Bill Kirkup explains how many mothers have become disengaged from maternity services due to a lack of confidence in the care provided.

Having access to a service that is not NHS-based, where women feel they can approach without judgement and receive care from staff with first-hand experience of PMH, is a critical gap not just in Kent, but nationwide.

The proposed charity aims to act as a safety net, supporting mothers who have lost confidence in existing maternity services, and providing a warm, friendly, and approachable environment for early intervention and restorative care.

3c. Competitors and Market Gap

Research shows there is no equivalent Mother & Baby Residential Respite Home in the UK. This proposal represents an improved reinstatement of a successful model of respite used until the 1990s, providing preventative, non-medical support for mothers with mild to moderate PMH difficulties.

Successful examples of residential respite home care exist, most prevalently in New Zealand, where this model has been recognised for reducing maternal distress, preventing mother–baby separation, and supporting long-term child development, and internationally many forms of auxiliary respite are found in New Zealand, Sweden, Holland, France, India, China and Laos. Locally in Dover’s, Lillie’s Lodge accommodates15-25 year old mothers and their child, in the care system supported by the DHSC contributions.

This demonstrates that the model is both evidence-based and scalable, providing a blueprint for national replication.

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3d. Business Plan Analysis

This highlights Everglow’s strategic position, strengths, and areas requiring careful planning.

Strengths

Weaknesses

Opportunities: Examples below all impact on perinatal care and demonstrate the need we are catering for.

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psychotropic medications, the set up of Maternity Commissioner to oversee changes to services and treatments.

EKHUFT shown to be 1 of the 5 worst performing trusts in the UK.,being investigated by Baroness Amos, maternity being among the failing departments and the area Everglow participated in.

Obstacles: We collaborate with grant funders on how to overcome these

4. Economic and Societal Impact

Public benefits are manifold:

Maternal Mental Health (MMH) affects everyone through lived experience, taxes, and the financial burden on the NHS and social care.

Perinatal ill mental health has become a major public health issue, identified as most prevalent during pregnancy and the first year after birth and is highly disruptive for mothers, babies , fathers and their families, It comes in a range of forms and levels, and when ineffectively or untreated often leading to suicide which has devastating and long term consequences often leading to complex and co-morbid conditions enduring into adulthood.

Consistently between 10% and 20% of women develop a mental illness during pregnancy or within the first year postpartum, including antenatal and

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postnatal depression, obsessive-compulsive disorder (OCD), post-traumatic stress disorder (PTSD), and postpartum psychosis. These conditions can develop suddenly, ranging from mild to extremely severe, and require varying levels of care or treatment.

Calculate what today’s costs are considering data below. Gathered between 2014 and 2022 it demonstrates the financial and human cost of untreated perinatal mental illness. MBRACE-UK reports are based on data only 18 months retrospectively and continues to report Maternal suicide as the greatest cause of maternal death increasing 3 fold during 2022.

From 2014 data:

Average cost per case:

Based on this information, by comparison the NHS would then have needed to spend only £280–£337 million per year to deliver perinatal mental health care in line with national guidance. But it couldn’t and continues to fail to do so. \\\\\

The rising cost today are staggering .Adjusting for rising incidence and inflation gives an estimated £12.5 billion long-term societal cost in 2025, with significant human suffering that our committee members, all experts by experience, can attest to.

To further balance the statistical evidence and bring it up to date, three articles published by The Independent in May 2024 unequivocally support the

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growing need for preventative and auxiliary services, which Everglow aims to provide charitably, without cost to the public purse:

5. Current System Failures and Funding Pressures

Despite increased knowledge, progress has not translated into sufficient action. Integrated Care Boards are advised to cut costs by up to 50%, and maternityrelated funding is no longer consistently ring-fenced. Almost half of the UK lacks access to specialist perinatal mental health services. Examples’ links include maternity failings (below) which provoke mental depreciation and illness.

East Kent continues to face scrutiny following the information detailed on page 5 ***:

Examples of investigations**** see page 8

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fbclid=IwAR2Q3drx26NzHnz04tSQHshMV5pC_4IDAe2AI3u1DBMbAh2FkSPvCkFDUm c

Dover and surrounding coastal areas remain historically socio-economically deprived, with demand significantly exceeding allocated budgets. There are obvious impacts and relationships between Perinatal Mental Health and their families/community Kent evaluated as having a 1% higher suicide rate.

Kent and Medway suicides higher than national average, according to KCC report

“Kent and Medway have suicide rates above the national average, according to new figures.

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Domestic abuse, financial stress, worry, drink and drug abuse, and failing relationships are contributing factors to people wanting to end their lives.”

6. Campaigning, Advocacy, and Rebecca’s Law

Everglow campaigns for Rebecca’s Law, advocating safeguards when psychiatric medication is prescribed during the perinatal period. Many antidepressants and psychotropic medications carry serious risks, including long-term and irreversible side effects and rising rates of drug-induced suicide, now under review by the MHRA. Everglow, has members on EKHUFT committees and many national committees and groups, and has been instrumental in bringing these new reviews about into maternity care and perinatal mental health and continues to collaborate with the MHRA.

Evidence : The charity holds extensive case histories and statistics on adverse effects of psychiatric medication on mothers severely impair baby bonding, caregiving capacity, and safety.

Respite care and therapies is the method preferred by mothers, help to prevent the need for high-risk medication and the complications of side effects, advocated by the BPS executive summary 2018

6a. Raising Awareness and Advocacy for Systemic Change

Everglow is collaborating with Baronesses Amos and Merron’s investigations into Maternal, Neonatal and Perinatal Mental Health across the U.K.

Everglow also campaigns to raise awareness of perinatal mental health and advocate for improvements across services. The charity acts as a voice for mothers, partners, children, and families affected by poor maternal mental health care.

Everglow challenges policymakers to ensure that enduring identified failings, in the continuum of investigations listed in page 7 **** and evidenced within this Business Plan, are targeted, and the recommendations are acted upon, improving accountability and maternal mental health outcomes nationwide.

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We are working within the aims outlined in NHS England » Implementing Better Births, which Everglow has been campaigning for since 2019 , and seeking to continue communications, and collaborating with them on these improvements.

6b. Educating Healthcare Professionals

Research shows midwives often feel ill-equipped to support women with PMH and lack awareness of available resources:

By educating healthcare professionals on MMH, Everglow will:

Everglow has collaborated with Canterbury Christchurch University on their Re-instated Midwifery Training programme and will educate healthcare professionals through partnerships with organisations such as Optima Birth, providing training to doctors, midwives, and allied health staff, ultimately improving patient care and public benefit.

6C) Community Events, Projects and Fund Raising:

These cover both the serious aspects of our campaign and the need to bring together the community and have fun to celebrate it and the lives of Rebecca and our children.

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We have varied events since 2018: See Events & News - Everglow - The Rebecca Kruza Foundation

Reference and administrative details

Charity number: 1202121 Address: 22 Glebelands, Alkham, Dover, Kent, CT15 7BY

Our Advisors

Auditors: K. Williams Accountant: admin@kwilliamsco.ltd., Registered office: 47 Castle Street, Dover, Kent, CT16 1PT

Administrator: Appointment is underway.

Banks: 1. Lloyds Bank Treasurers and 2. The Dudley Building Society , Harbour Buildings, 7 Waterfront W, Brierley Hill DY5 1LN

Solicitors

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Directors and Trustees

The directors of the company (the charity) are its trustees for the purpose of charity law. The

trustees serving during this year and since year end are as follows:

Chief Executive Officer Lyn Richardson Elected Trustees:

Lyn Richardson BSc.Psych.,Dip.SSc.GMBPsS.,CertsSEN. Kate Kruza BA(Hons)Early Years Ed.,QTS,CertsSEN Lizzie Smith Dip.SSc.

Alison Biddiss TA.,Certs:ChildPsychology,Trauma,Counselling

Committee: Louise Mermut BA(Hons U.CL.)Dip.CII. Laura B.ED.,QTS.,Dip.Hp.,CS. Paula PompeiBA(Hons).Pedagogy&SSc.,UTS. Elizabeth Richardson IDTA Teaching Cert. Hamilton Phipps ONC.CE. Rozin Begum MSc.Psychology.,ICAP.,BPA.,GMBPsS Vicky Roughley Dip.Chyp.

Structure, Governance and Management

The Rebecca Kruza Foundation is registered with the Charity Commission. Appointment of Trustees: These are currently: Kathryn Kruza, Elizabeth Smith, Lyn Richardson and Alison Biddiss

Guidance issued by the Charity Commission on Public Benefit I can confirm that all Trustees and committee members of Everglow the Rebecca Kruza Foundation Charity understand that they must gain no financial personal benefit from any transactions related to our charity through events, fund raising activities and/or donations, with the exception of possible incidental personal benefit items. They have been given to understand that all events and fundraising activities are for the benefit of the Perinatal community, this being: mothers, their babies, fathers and siblings , and those authorities and organisations who provide services and care for this section of the public, for example East Kent Hospital University Foundation Trust Maternity Department and Dover Homestart and local East Kent Nurseries That no activities , actions or events arranged by our charity will deliberately act in any way to cause any detriment or harm to those we are working to benefit in the aforementioned. We work to provide benefits for the perinatal community

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for example: A Mother and Baby Residential Respite Home, Free Baby gift Bags for parents in financial hardship., and contribute to training for midwives in birthing techniques, birth trauma and perinatal mental health, collaborating and sharing information with relevant authorities, and campaigning for improvements in perinatal services and care including the prescribing of medications and safeguarding of medicated mothers and their babies. We hold and arrange fund raising and awareness events, which give an opportunity to strengthen our perinatal and wider community.

Organisation

The board of trustees administers the charity. The board and committee informally and formally meets every 4-8 weeks, and covers fundraising, development, finance and audit. The Chief Executive is appointed by the trustees to manage day-to-day operations. of the charity. None of the trustees receive re numeration or other benefit from their work with the charity.

Trustees bear no financial responsibility for our charity since this is allocated to Treasurers Lyn Richardson C.E.O., and committee member Kathryn Kruza

The charity trustees are responsible for preparing a trustees annual report and financial

statements in accordance with applicable law and United Kingdom Accounting Standards.

(United Kingdom Generally Accepted Accounting Practice).

ACCOUNTS

Everglow the Rebecca Kruza Foundation Charity : ACCOUNTS April 1[st] 2025 to March 31[st] 2026

Includes Expenses for: Website Management, Administrator Costs, I.T Equipment, Contents of 40 Free Baby Bags @ £40 each , £1,600 Event and Miscellaneous costs.

Savings as shown below.

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IN OUT D
ATE
£ 11,691 £9,256
Grants
£9,000
Donations:
£2,268
From Charitable Activities
:
Folkestone Coastal Run
Gofundme
Auction
Raffle
Events
Investment Interest
£423		 Expenses
£1,263
From Event and Project Costs
£1,172
From
Website
and
Administrative fees
Investments/Savings
Dudley Building Society
£23,701