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2024-01-01-accounts

Trustees Annual Report 2023/2024

Supported by

Azeem Amir

Gemma Hird Amanda Holt Hassan Butt Daniel Stoker

Since receiving charity status in early 2023, Learn With ESS Foundation has been actively building relationships within the local community to identify and support future projects. Although we haven't yet secured external funding, we've prioritized ensuring our policies, plans, and volunteer practices meet the highest standards to facilitate future success. The Foundation's trustees meet regularly to discuss progress and plan for the coming year. Our first year of operations has provided valuable experience and positioned us to pursue new opportunities in 2025

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Jan 23- 31 Jan 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Feb 23- 28 Feb 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Mar 23- 31 Mar 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Apr 23- 30 Apr 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 May 23- 31 May 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Jun 23- 30 Jun 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Jul 23-31 Jul 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Aug 23- 31 Aug 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Sep 23- 30 Sep 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Oct 23- 31 Oct 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Nov 23 - 30 Nov 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Dec 23- 31 Dec 23 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.

CLUB AND SOCIErY MONEY LEARN WITH ESS FOUNDATION 29 DUNSTER AVENUE, ROCHDALE, ROCHDALE. OL113RD Account number Sort code Statement date 29967441 0&02-00 01 Jan 24- 31 Jan 24 No transactions found for the period Important information aboui compensation arrangements We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Your deposit is covered by the scheme. Details on the protection of eligible deposits can be found in the information sheet and deposits excluded from the scheme can be found in the exclusion list which can be obtained from your local branch. For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk. Interest rate information Arranged Overdraft interest rates apply to the amount of any borrowing, up to your Arranged Overdraft limit. Unarranged Overdraft interest rates apply to any borrowing which is the result of our agreeing to a request from you for a temporary Unarranged Overdraft or temporary increase to an existing Arranged Overdraft to cover a payment despite lack of funds. Inlerest rates applicable during the statement period are available on request, please call the team at Virgin Money on 0800 121 7365 or +44 141 221 7300. Dispute resolution If you have a complaint, please talk lo us firsl so Ihal we can try to resolve it. If you are not happy with the way we handled your complaint or the result, you can then refer the matter to Ihe Financial Ombudsman Service. The Financial Ombudsman Service is an independent organisation that helps resolve complaints that customers and financial institutions haven't been able to solve themselves.