St. la Parish Church. St Ives, Cornwall.
The Par￿h137 Church Council of the Ecclegastical Parish
of St la. St Ives (Di￿eSe of Trurol.
0￿rity number 1201438
Annual Report and Statement of Accounts for
the year ending 31st December 2024.
IncumLEnt=
The Revd. Dr. Nick Widdows
Honorary Treasurer:
Mr thri5 Weston
Accountants:
Da**, HaWrfen and Dodd
Banks:
HSBC Bank pk
Lloyds Bank pk
Barclays pk
IndeF￿ndent Examiner=
MrAFarr FCCA

INDEPENDENT EXAMtNER?S REPORT
TO THE TRUSTEES OF THE PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PAIUSH OF ST. IA ST. tVES
IOCESE OF TRURO
I report on the accounts for the year ended 31 Dec¢mber. 2024 which are attached.
Respeeth7e Responsibilittes of the Trnsttts and IndepeDdent Examiner
Th¢ chwity's trustecs consider that an audit is not required for this year under section 144(2)
of the Ckwities Act 2011 (the 2011 Act) and that an independent examination is needed.
It is my respyjnsibility to:
examine the accounts under section 145 of the 2011 Act.
follow the procedures laid down in the General Directions given by the Charity Commissioners
section 145(5Kb) of the 2011 Act. and
state whether particular matters have come lo my attention.
BASIS of IndependeDt ExAminer's Statement
My cxamination was carri¢d out in accordance with the General Dir¢ctions given by the
Charity Commission.
An examination inclu(k5 a review of the accountin8 records kept by the charity and a
comparison of the accounts presented with those records. Yt also includes consideration of any
unusual items or disclosures in the accounts, and seeking explanations from the management
committee concerning any such matters. The procedures undertaken do not provide all the
evidence that would be required in a full audil and consequently I do not express an audit
opinion on the Accounts.
Independent Examlner's Ststement
In connection with my eXami￿tio￿ no matters hav¢ wmc to my attention:
l) Which give me reasonable cause to belteve that in any material respect the requirements
to keep accounting records in accordance with s. 130 of the 2011 Act. or
to prepare accounts which accord with these accounting records have not been met. or
2) to which, in my opinion, attention sho
accounts to be reached.
Id be drawn in order to enable a proper understanding of the
Andrew Farr. FCCA.
Fairway View,
Helstone,
Camelford.
PL32 9RL
Dated: 9th May, 2025

St ￿.5t1¥@S Parbh thurth Annual Report 2024
Introduction
The Parochial Church Council IPCCI of the Ecclesiastical Parish of St la, St Ives IDioce5e of Trurol is a
registered charity (number 12014381. It 15 known as St la or St Ives PCC and manages the day to day
working of St la Parish Church in St Ives.
St la is one of two churches in the St Ives Anglican Benefi￿ and works closely with its sister church,
St John's in-the-fields. to fulfil its aims and purposes.
Aims and Purposes
Our primary purpose as a church is the promotion of the Gospel of our Lord Jesus Christ, according
to the doctrine5 and practices of the Church of England. Our main charitable purpose is therefore
the advancement of religion. The PCC is required by the Parochial Church (Powers) Measure 1956 to
to- operate with the parish priest Ivicarl in promoting in the parish the whole mission of the church,
pastoral. evangelistic. social and ecurnenical.
The parish church of St Ives is dedicated to St la. and is part of the Diocese of Truro within the
Church of England. It is a grade I listed Medieval church with a capacity of 300. The PCC has
mainterbante responsibilities for this church and thereby preserves this historic building for future
generations.
The PCC is also specifically responsible for the maintenance of number 5 and 6 Redfern Court, St
Andre￿5 Street. St Ive5.
Objectives and Attivities
In carrying out their responsibilities. the members of the PCC have had regard to the Charity
Commission's guidance on public benefit. As well as having an attive church membership. St la is
used by the community for key events. with special services held throughout the year. such as the
annual Feast Service, and the Remembrance Day service. Special seryices are also held at Easter and
Christmas, which many extra visitors and locals attend. The church also provides a focus for local
people at key times in their lives. including baptisms, weddings and funerals.
The worship at St la is primarily in the AngI￿catholIc tradition. This complements the worship on
offer at our sister church. St John's in-the-field5. which offers contemporary Services in the low-
church, Evangelical tradition. The regular services include said and sung weekly communion services
and regular evening servI￿s. There are also services on the occasion of major Christian festivals and
these are often well-attended by a wide range of people.
We seek to ensure that the church building is open and staffed for as much of the week as possible.
This 15 ma(Je FK155ible by both a committed core of volunteers and through the café that we run in
the garden or inside the church. We also provide regular midweek groups such as Christian
Meditatiori, Art and SpiritLtality, Choir Rehearsals, and more informal worship evenings.
Alongside our spiritual artivities the church runs a progrdmme of events enjoyed by many of our
local community and by visitors to St Ives. These events include live music, live theatre, and our
annual Christmas Market. 'Fair Mo..
The PCC has decided to make grdnts to other organisations from income acr05S the year. These
organi5ations should align with our own objertNes but normally will be working in a different or
across a wider geographical area. They will often be involved in providing relief in situations of
extreme poverty or disaster. The PCC aims to make grants amounting to a minimum of £l,(X)O each
year.

stIa.StI￿ Parish thtwthAnnual Report 2024
Achie¥ements and Perforrnan
The Sunday worship at St la continues to attract a committed core of regular members. augmented
by regular and occasional visitors. especially durinE the summer months. There are challenges for
the church by virtue of its placement in the middle of a parish with few permanent residents and
with limited and expensive parking locally. However, its heritage and setting compensate for some
of these disadvantages and the church remains very popular with visitors. Recent growth of the
regular congregation has come primarily through the choir and the musical tradition of the church is
of a high standard. The voluntary teèms on a Sunday morning {the choir, the server5, the
sidespeople, and the churchwardensl make the services possible but also provide meaningful
opportunities for service for our congregants.
Our other events. café, and large services see many thousands of people coming through the church
each year for reasons other than worship. This allows many to make use of the beautiful building
and fosters a deeper connection between St la and the wider community.
By keeping the church open throughout the year there has been opportuntty for local residents and
visitors to St Ives to come into the building and to appreciate It as a pla￿ of peace, quiet prayer. and
rich history.
Flnancial Review
The financial performance for the year is outlined in the attached accounts and has been subject to
a review by the Independent Examiner.
Total unrestricted receipts were £134,654 {2023- £178.627} and total unrestritted payments were
£131,84412023- £171.5251. The main reason for the drop in both receipts and payments was that
the income and expenses from the Café up to 31 July 2023 were included in the unrestrirted
receipts and payments. but after that date the trading activities have been carried out by St la
Trading Limited. The surplus made by St la Trading Ltd which was donated to PCC funds is shown in
the unrestricted receipts.
There was a surplus of unrestricted receipts over payments of £2,810. down from £7,102 in 2023.
A breakdown of the designated and restricted funds are Shown in the accounts.
The overall operating position continues to be considered to be acceptable and viable.
The level of reserves currently held by St la remain5 at a high level due to the sale of the former
Parish Rooms (the Sunday School building} and donations for salaried post5. The active project to
invest some of this money into the maintenance and development of the church building to better
allow us to continue and grow our mission and ministry including works to make the church more
accessible is now underway and will see expendtture during 202512026. The minimum level of
reserves will be reviewed when a final decision is made on the scope and cost of this project.
The PCC operates as a going concern.

5tla.Stl¥esl¥rtsh Artnual Wrt2024
structure, Governance and Management
St la PCC is an unincorporated charity. The method of appointment of PCC members (who are the
trustees of the charity) is set out in the Church Representation Rules. All Church attendees are
encouraged to ￿gIster on the electoral roll and stand for election to the PCC. PCC members are
reqLFired to attend safeguarding training and to undergo a DBS check. They are also encouraged to
attend relevant training days offered by the Diocese of Truro.
In 2024 the PCC had several employees- a Pioneer Minister lfvll-time until June and then part-timel.
a café manager Ifull-timel. and assistant café-manager Ipart-timel as well as some temporary café
staff. a Youth and Children's Worker {part-timel. and administrator Ipart-timel. In addition there
wa5 3 Deanery Administrator Ipart-timel and three Deanery Youth and Children'5 workers employed
from June (two part-time workers) and August lone full-time workerl- These deanery employees
were all employed on behalf of Penwtth Deanery. There was also a regular cleaner and gardener
Iself*mployedl. The Reverend Keiren Marwood continued to work during the year within the
benefice as a self-supporting Assistant Minister. Dr Andrew Hicks was licensed to St la as a Lay
Reader during the year.
Whilst the Youth and Children's Worker is employed at St la. most of her work has taken place at St
John's in-the-fields. This demonstrates the close partnership and cooperation between the churches
in the benefice.
The PCC met six times in 2024. In between those meetings the churchwardens and treasurer met
regularly with the vicar and the Pioneer Minister. fime critical decisions were made by circulation.
Administrative Information
St la Church is situated in St Ives. Cornwall in the centre of the old town on the harbour edge. It is
part of the Diocese of Tnjro within the Church of England.
The formal address of the church is=
St la Church
Market Square
St Ives
Cornwall
TR26 ILE
However. correspondence should be directed a5 set out in 7.4.
The PCC is a body corporate under the Parochial Church Council Power5 Measures 11956135
amended and Church Representation Rules that came into force on 2 Jan 1957 and is registered as a
charity with the Charity Commission (number 12014381.
The incumbent vicar is the Reverend Dr Nick Widdows who is also the incumbent vicar at St John's in
the Fields in the Parish of Halestown which is St la's sister Church in St Ives. Correspondence should
be directed to=
The Vicarage
St John's in The Field5
Hellesvean
St Ive5
Cornwall
TR26 2HG
07789 680070
stiveschurch@gmail.com
www.stiveschurch.or
-uk

St ¥. St p•ri5h thwth knnual RepDrt 2024
PCC members and officers who have served during 2024:
offi￿ Ilf any)
Vicar land Chairl
Assistant Priest
Naky
Rev Dr Nick Widdows
'Rev Keiren MaTrKJod
Churchwardens
'MrsJ F Wendy Francis
'MrsAnn Luke
'Mrs Jean Curnow luntil the
APCM on 16June 20241
'Mrs E Anne Badcock Ifrom
the APCM on 16June 20241
'Mr Chris Weston
Treasurer
PCC Secretary
"Mrs Diane Crocker (until
the APCM on 16 June 2024
and remains a PCC member)
Mrs JosieTydeman lfrom the
APCM on 16 June 20241
'DrAndrew Hicks
Diocesan Synod
(also Deanery Synod)
(also Deanery Synod)
'Dr Anne Hicks
Deanery Synod
'MrWStuart Guppy (until
the APCM on 16June 20241
Mrs Jacinth Fowler
Other PCC Members
'Mrs Martha Patrick-
Horsman
'Mr W F David Badcock
*Mrs E Anne Badcock
'Mr Daniel Lawther
'Mr Graeme Parkhill
*Mr Jeffrey Williams
'Mrs Elizabeth Watson
* Denotes Charity Trustee
Note: all PCC members are appointedlreappointed at the APCM each year.
Approval
The report and accounts were approved at the Annual Parochial Church Meeting on Sunday 11 May
2025.

St la. St Paffjh (thurth Atythy•l Reptyt2024
Signed
Vicar
Treasurer
Accounts and notes
The accounts and notes follow

The Parochial Church Council of the Eccles*ica Parish ofst la, St Ives
Statement OfFin￿ClaI Activitlesfor the ￿￿endIng31 December 2024
Vnrestrirted Design*ed
Restrirted
Totsl
Receipts
VoluntaryReceipts
Planned Giving
Gift Aid Recovered
Collectionsat Services
AFI Other Giving
Legacie5
Grant5
18.689.80
9.453.28
5,177.49
26.705.60
0.00
4.187.50
0.00
0.00
0.00
1.245.00
537.38
0.00
20.576.21
0.00
111.362.50
19,934.80
9.990.66
5,177.49
47,281.81
0.00
115,550.00
0.00
0.00
Activitiesfor generatingfunds
Fundraising Activities
17.569.73
0.00
0.00
17,569.73
Income from Investments
Bank Interest
466.58
9,022.58
1,484.73
10,973.89
Church Activities
Fees Retained by PCC
Deanery Funds
Other Incoming Rex)urces
St la Trading Donation
Rent Received
Other Income
3,627.40
0.00
0.00
0.00
0.00
3,671.02
3,627.40
3,671.02
30.465.88
18.300.00
11.40
0.00
0.00
0.00
0.00
0.00
2,350.00
30,465.88
18.300.00
2,361.40
Total Receipts
134.654.66
9.022.58
141.226.84
284.904.08
Payments
Cost of Generating Funds
Cost of FundraisingActivities
Church Activities
Mission Giving & Donations
Parish Share IMMFI
Ministry Expense5
Upkeep of Services
15.598.31
0.00
15,598.31
225.00
42,720.00
3,960.55
8.758.08
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
225.00
42,720.00
3,960.55
8,758.08
Church Expenses
Church Running Costs
Churchyard Costs
Mission ana Evangelism Costs
Salaries
Administration Costs
Other Payments
Rental Property Expenses
Governance & Accounting
Major Works and repairs
Sundrie5
Total P￿ents
24.718.03
1.920.00
493.30
28.863.97
1.726.64
0.00
0.00
0.00
0.00
0.00
0.00
0.00
3,409.60
74.211.21
5.683.86
24.718.03
1,920.00
3,902.90
103.075.18
7,410.50
1,096.51
1,714.00
0.00
0.00
12.603.11
0.00
12.603.11
0.00
0.00
18.920.00
0.00
102.224.67
1,096.51
1,714.00
31.523.11
50.00
246.672.17
50.00
131.844.39
SurplusllDeficitl
2.810.27
-3.580.53
39.002.17
38.231.91
Bank Balance5at 01.01.24
Bank Balances at 31.12.24
55,019.49
57.829.76
322.785.17
319.204.64
117,074.97
156.077.14
494,879.63
533,111.54

The Parochial Church Council of the Ecclesastical Pwish of St14 St Ives
Statement of Assets& Liabilitiesfor the yearending 31 December 2024
MonetaryAssets
2024
2023
General Current Account
HSBC
Barclays
HSBC
HSBC
42,184.93 74,376.28
62.280.83 12,672.13
43.748.38
7,937.22
75,069.74 85,335.01
81.557.63 81,354.25
88,582.82 84.931.35
161.094.96 155,927.23
4.116.26 3,886.25
558.635.55 506.419.72
26,796.01 11,540.09
531,839.54 494,879.63
Reserve
Restoration Savings
HampshireTrust 100 Day
Cambridge& Counties95 Day
YorkshireBSoc CommunitySavÉY
Square & Cash Balances
Total Cash and Bank Bala)ces
Le￿ Held on behalf of St la Trading
St la PCC Cash and Bank Balances
Funds included above held bythe PCC on behalf of Other Projects etc
CAF (Youth and Children'sworkerl
19,599.60 10,605.14
CAF (Church Marbagerl
2.052.26 10,333.51
Parish Admin Fund
3,535.53 9.788.71
DeaneryAdmin Fund
62,926.42 3.601.60
St la Trading
26,796.01 11,540.09
Clock Fund
0.00
2.500.00
Organ Fund
28.216.84 26,609.21
Fabric Fund
12,500.00 12,500.00
Restoration fund
27,246.49 41.136.80
TOTAL
182,873.15 128,615.06
Debtors
Gift Aid Recoverable
4.958.81
7.988.82
Creditors
Decembercostspaid injanuary
December Payroll
Late Electricity Bill
Charity Donations
Accruals
TOTAL
1.986.64
3,148.90
13.147.43 10,584.39
0.00
2,928.00
1,000.00
0.00
1,200.00
1,200.00
17.334.07 17,861.29
Non4nonetarya5sets
As per Terrier
The 60140 SweepstakeAccount is recorded in theaccountsfor audit purposes but
excluded from this statement asthe funds are d￿Med to belong to the 5ubscriber5.
ApprovLyJ bythe Parochial Church Council and signed on its behalf by-.
Revd Dr N Widdows
CPWeston
Chairman
Hon. Treasurer.

The Parochtal Church Council of the Eccle5astical Parish of St14 St l¥*s
Statement of financia Activitiesforthe ye¥ending 31 December2024
Notes
l Unrestricted Income
Planned Giving
Net Amount given under gift aid
Other Planned GivinE
2024
2023
15.280.23 16.003.00
3,409.57
809.17
18,689.80 16,812.17
9.453.28
7,702.37
5.177.49 6.158.93
Gift Aid Reco¥ered
Collectionsat services
All Other Giving
Sundry Donations
Church Expenses Box
Votive Candles
Donation5 From Bookstall
Donationsfor Refreshments
3,234.43
2,503.45
5,538.98 7.229.89
7.260.83
7.702.14
2,813.77 3.171.24
7.857.59
0.00
26.705.60 20,606.72
0.00 2,000.00
4.187.50 3,875.00
Legacies
Grants
FundraisingActi¥ities
September Fest and Music Events
Fairmo
Cafe
15.474.43 17.735.07
2.095.30
2,628.84
0.00 82.203.69
17.569.73 102,567.60
466.58
468.67
3,627.40
1,035.60
Bank Interest
FeesRetained byPCC
Other Incoming Resources
Donation from St la Trading
Rent Receivexl
Other Income
30.465.88
0.00
18.300.00 17.400.00
11.40
0.00
48,777.28 17.400.00
Tota Unrestrirted Incorne
134.654.66 178.627.06
Note
Café income received in 2023 wasto 31 July 2023, afterwhich timethecafe
was operated by St laTrading Ltd.

The Parochial Church Council of the Eccle5a5tical Parish of St14 St l%*s
Statement of Financial Activitiesforthe TrEar ending31 December 2024
Notescontinued
2 Unrestricted Payments
Cost of Generating Funds
Cost of FundraisingActivities
Church Artivities
Mission Givirig & Donations
Parish Share IMMFI
Ministry Expenses
Upkeep of Services
Refreshments
Service costs
Bookstall purchases
2024
2023
15.598.31 46,139.73
225.00
250.00
42,720.00 46,967.00
3.960.55
1.920.00
2.520.25
5.215.13
1.022.70
0.00
3,168.94
633.00
8,758.08
Church Expenses
Church Running Costs
CleaninFJCaretaker
Insurance
utilities
Church Maintenance
4.452.00
3.767.75
4,631.51
5,428.31
13,125.49
5,277.34
2.509.03 24,718.03 10,360.55
Churchyard Co#$
Mission and Evangelism C051s
Salaries
1,920.00 4,297.97
493.30 2,008.68
Salaries
Payroll PrOCe￿ng Costs
Administration Costs
Office Costs
Bank Charges
Telephone & Internet
Other Payments
Rental Property Expense5
Governance & Accounting
Major Works and repairs
Sundries
Total Payments
28.649.74
214.23 28￿63.97
35,013.08
522.60
546.31
263.89
916.44
938.63
153.61
803.22
1,726.64
1,096.51
1.714.00
3.734.77
90.00
50.00
50.00
131044.39 171,525.18
Donationswere male in J￿￿ary 2025 to:
Salvation Army
Heart OftheFather
500
500
Cost of Fundrai￿nE in 2023 includes Cafépurchases up to 31 July 2023

The Parochial Church Council of the Eccles*ical Parish of St la. St Ives
SLitement of Financial Activitiesforthe ending31 December 2024
Notescontinued
Parish
Hall
Funds
3 De%gn*ed Funds
Boiler
ReseTh
Tot
Income
Interest Received
9,022.58
9,022.58
Expenditure
Maintenance
Shelving in Vestry
Architect, QS & Structural
Engineer
Printer& con￿rnableS
1,511.00
6,995.00
1,511.00
6,995.00
3,311.00
786.11
3.311.00
786.11
Totsl Expenditure
12.603.11
12.603.11
SurplusllDeficitl For theyear
-3.580.53
-3.580.53
Balanceat 01.01.24
313,782.54 9.002.63 322,785.17
Balance at 31.12.24
310.202.01 9.002.63 319.204.64

Oco￿orn￿o00
ome4￿r*O00o
000st4￿000
0￿r+￿1￿J0oO
ocnuir*rriOOO
O 10 f*J O r4 0
c¢J Ln ty) Ln o
r4 Ln ￿ m m Lr>
Ln ni
0000
0000
O fyb Ln
oi
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￿￿Or
tmo*
rt
C)￿_￿C) >F

The Parochial Church Council ofthe Eccles35tical Pwish of St la. St Ives
Statement ofFinancial Arti¥itiesforthe ￿ar ending 31 Decernber2024
Notes Continued
5 Non- PCC Accounts
St la Trading Limited
2024
Income
Takings (Net of VAT)
131,986.06
Expenditure
Equipment, Crockery& Set upcosis
Purchases
Salaries
Payroll Costs
Sundries
Donation to St la PCC
Bank Charges
3.745.00
61,578.09
44.989.91
417.25
120.00
30.465.88
2.210.02
Total Expenditure
143.526.15
Surplus/{Deficit)
-11,540.09
Balance at 1.1.24
11.540.09
Balance at31.12.24
0.00
These accounts have been prepared on the accruals basis
and take into account the VATpayment made in April 2024
of£26,796.01.
The Donation to St la PCC coversthe surplusfor 2023 and 2024

The Panxhial Church Council (rfthe Eccles*ical Parish of St14 St l¥es
st*ement of Financial Activitiesforthe yearending 31 December2024
Note5Continued
6 Non- PCCAccounts
PCC St Ives 60/40 Sweepstake
Account for the year ended 31112/24
2024
2023
Subscribers
Prepaid
Monies received in error
811.00
40.00
30.00
881.00
680.00
0.00
0.00
680.00
Po
ments
Draw winners
Items bought for church
240.00
240.00
142.80
382.80
240.00
Excess receiptsover payments
Opening balance 1/112022
Closing balance 3111212022
641.(M)
6.091.65
6.732.65
297.20
5.794.45
6.091.65
Year end balanceas per latest statement (Print out at 15 Jan 20251
6,732.65
Prepared by C P Weston
0210312025
1164 membersfor12 months, 2 fDrlO months, 2 for8 monthsand I for7months.
212 winningchequesfrom 20231s* note71 notcashed & wnoniesduewereconverted
into 2 x 2024 membership (bringing total in year to 711 and 2 x £8 donation5.
31 £30 wasreceived in error into account on 30 Decfrom memberwho meant to donate
to St la Christmas appeal. Cheque 617 ISSU￿ for same amount to St la PCC
general account but not cashal until 2025.
412024 Drawwinnersaremadeup of£200.00 for2024 plus£40from 2023 winners
handed back. Note£40 duebut notyet presented.
51 No purchases made in the year.
612023. 56 membersfor 12 monthsand onememberfor8 month&
712023 Drawwinnersare£200.OOfor 2023, £40.00 for2022. Note£40duebut
not presented-see note2.
81 Cassock purchased for serverfrom funds in 2023