## **Trustees’ Annual Report for the period from 01/01/2025 to 31/12/25**
## **Charity name: Light of Life Baptist Church**
## **Charity registration number:1201230**
## **Objectives and Activities**
The principal purposes of the Church are: -
The advancement of the Christian faith according to the principles of the Baptist denomination.
The Church may also advance education and conduct other charitable purposes in the United Kingdom and/or other parts of the world.
## **Beliefs**
As a member of the Baptist Union the Church subscribes to the Baptist Union’s Declaration of Principle:
“That our Lord and Saviour Jesus Christ, God manifest in the flesh, is the sole and absolute authority in all matters pertaining to faith and practice, as revealed in the Holy Scriptures, and that each church has liberty, under the guidance of the Holy Spirit, to interpret and administer His laws.
That Christian Baptism is the immersion in water into the name of the Father, the Son and Holy Spirit, of those who have professed repentance towards God and faith in our Lord Jesus Christ who ‘died for our sins according to the Scriptures; was buried and rose again on the third day’.
That it is the duty of every disciple to bear personal witness to the gospel of Jesus Christ, and to take part in the evangelisation of the world.”
## **Activities**
In fulfilling the purposes, the Church will engage in a range of activities either on its own or with others that will vary from time to time with activities being initiated, expanded, or closed, as appropriate.
The activities may include but are not restricted to:
- regular public worship, prayer, Bible study, preaching, and teaching.
- baptism, as defined in the Baptist Union’s Declaration of Principle.
- the Communion of the Lord’s Supper which shall normally be observed at least once a month.
- evangelism and mission, locally, regionally, nationally, and internationally.
- the teaching, encouragement, welcome and inclusion of all people.
- nurture and growth of Christian disciples.
- education and training for Christian and community service.
- giving and encouraging pastoral care.
- supporting and encouraging charitable social action in the United Kingdom and abroad.
- encouraging relationships with and supporting Baptists and other Christian denominations.
## **The charity trustees have regard to the guidance issued by the Charity Commission on public benefit.**
## **Achievements and Performance**
Light of Life Baptist Church CIO in 2025 was continuing the work of the church in promoting the Christian Faith as detailed in ‘Activities’ above.
In 2025 Light of Life Baptist Church CIO had the following achievements:
- Meeting altogether, at least twice a month (usually on 1[st] and 3[rd] Sundays) for services which include communion and provision for children, young people, and adults. Attendance at the services increased throughout 2025 and visitors, as well as regular church members, were often present.
- We have welcomed, enjoyed, and valued hearing from visiting speakers across the Baptist Union and other Christian Denominations, at a number of the services during Elizabeth Stoners sabbatical.
- The Christian celebrations of Easter, Harvest and Christmas were also marked by the fellowship with additional events, such as sharing pancakes with members at our Nourish service, an Ash Wednesday service, a community meal on Maundy Thursday, a Good Friday service, a sunrise service on Scratby beach on Easter morning, a Harvest celebration, Christmas Carol service and a Christingle service on Christmas Eve. Everyone has been welcomed to these events, by publicising both in the Chapel’s front Window (which is on the pavement edge) and through social media (The Chapel’s Facebook page). Events are promoted through the local Facebook community page. Christmas services were advertised in the free local NR29 booklet which is delivered to all households in the NR29 area.
- LoL held 4 Family Meetings (Partners’ meetings) in 2025. These meetings always include worship, sharing of administrative and legal information such as financial updates and policy reviews (as required), and opportunities to
prayerfully consider development of new and old activities. All these meetings are minuted.
- Safeguarding/Health and Safety/GDPR/ Social Media policies were reviewed at the AGM.
- The Church has continued to meet its legal requirements by being insured (buildings, contents, public liability, and employer’s liability) and has maintained fire safety and other safety and risk assessment checks.
- The leadership team of Charity Trustees met monthly during 2025 and continued to meet monthly during the 3 months that our pastor Elizabeth Stoner was on Sabbatical. The trustees’ meetings are a mixture of spiritual discernment, any pastoral needs, and legal and admin matters. All these meetings are minuted. Light of Life aims for all the fellowship to be involved in tasks, activities, and decisions, not just the charity trustees, and seeks to encourage involvement of everyone as able.
- In 2025 Light of Life Baptist Church CIO continued to meet, all together, in person twice monthly on a Sunday. At the first Sunday of the month, we meet for a ‘Nourish’ service. This is a time of sharing breakfast, followed by a time of contemplative worship and devotions. The Nourish format has seen more people attending.
- The third Sunday of the month is our ‘Gather’ service. This is an all-age service, incorporating praising (through song), prayer, teaching with sharing of communion together. The numbers attending is slowly growing.
- Our ‘Life Groups,’ small group meetings have continued throughout 2025. These happened in both our chapel building and in people’s homes.
- Oasis, a Renew Wellbeing Group, has continued to thrive, growing in numbers (now with approximately twenty attendees each week). Some of the Oasis attendees now attend other LOL services and activities (such as Sunday morning services) and are becoming embedded in the church family. Oasis meets every Monday morning, even on all the bank holidays continually throughout the year.
- In January 2025 we held a Youth Alpha course, which was attended by a small number of our youth. The Youth then went on to lead the Nourish service in May.
- Renew Cambridge -a small struggling Baptist Church (with whom we met in 2024 and have now been added to our regular tithes), a few members of Renew visited The Chapel and joined us for our March Gather service.
- In March one of the LoL partners started to steer an online life group called Xplore for those ‘New to faith.’ It continues and the direction of the topics discussed around faith are steered by the members thoughts and questions each time they meet.
- The Chapel hosted a packed few days of activities for Christian Aid Week in May 2025. As well as raising funds for Christian aid, the event brings different Christian denominations in the village together and attracts the community.
- Throughout the year LoL serves the community by providing free events. In 2025 two ‘Lego Cafes’ were held during school holidays. These provided a safe place for children to play, parents and carers to meet, free refreshments, opportunities for those attending to chat and get to know members of LOL, and opportunities to donate to Flegg area Food Bank (financially or by bringing food donations).
- LoL continued in 2025 supporting ‘The Bibles for Children’ by collecting and donating sufficient monies to provide Bibles in the local school.
- In June, a few members of the leaders’ team attended the Baptist Church at Wittard Road in Norwich for the regional Eastern Baptist Association meeting and service afterwards.
- At the beginning of June LoL started a short half an hour of evening worship on the first Sunday of the month led by one of the partners. This is a service of worship and thanks to God.
- In July LoL was awarded the grant application for buildings work to improve the warmth and efficiency of using The Chapel for services etc.
- In August LoL opened The Chapel for a local group to use the facilities while they were attending the local village fete.
- Elizabeth held a fifth Sunday family picnic (gathering) at her manse which was well attended.
- On September 3 partners of LoL took part in the Annual Churches sponsored bike ride, cycling between a number of churches around the parish and local areas.
- Light of Life provided the use of the chapel, free refreshments and cake, and toilet facilities for those who were out in the village on the evening of 31[st] October, opening our doors to approximately 150 of our community.
- In November we hosted a Tearfund Quiz- helping to raise money and awareness within the community of this charity. Both partners and members of the local community attended it.
- In December Oasis joined with the Ormesby St Margaret Church and took part in their Christmas tree festival.
- In 2025, the website was updated to include our inclusivity statement, which has increased enquiries from people looking for an inclusive church. As a result, we have had new members join us and share our services.
- Pastoral work, especially for those who are no longer able to attend chapel events and for those experiencing times of hardship (bereavement, illness, and hardships) continued in 2025. Pastoral visits are maintained by our minister, trustees, and all members of the fellowship. ‘Pastoral matters’ is a recurring agenda item at Trustees meetings, to ensure nobody is overlooked. During Elizabeths Sabbatical information was shared among the leadership team and partners were engaged to help when able.
- In 2025, a couple of trustees began volunteering in different areas of their local community, including Ormesby ‘Stay and Play’. One trustee also volunteered to support the local Great Yarmouth Christmas Stocking campaign for families in need across the wider community. Members were informed about the campaign and encouraged to donate gifts.
## **Financial Review**
Light Of Life Baptist Church CIO, Charity Number 1201230 was legally registered with The Charity Commission for England on 5.12.22.
End of year accounts for Light of Life Baptist Church (up to 31.12.25) have been prepared and ratified by an external examiner.
## **Reserves Policy:**
We should only hold money in reserve for specific reasons. Whilst the Bible clearly indicates that we should not hoard, it is also clear that sensible planning for known events and responsibility for, and to, others is important. We are taught to believe that God will provide, and we all know that this is true and that there are many instances, both large and small, in which it can be demonstrated. God does not however expect his people to be foolhardy, but to count the cost of a project before they proceed with it. The Trustees need to balance their faith in the ongoing provision of God through his people, with the contractual obligations they have.
We believe it is correct and proper to hold in reserve a minimum of 3 months operational costs. This is to ensure we can meet our responsibilities and contractual obligations through any minor disruption in income.
The trustees will review the reserves policy every year, with the treasurer [continually] monitoring the status of the church finances and providing interim information / reports to leadership and membership meetings.
## **Structure, Governance and Management**
Type of governing Document: Constitution
How is the Charity Constituted? Charitable Incorporated Organisation
Trustee selection detailed in Constitution of Light of Life Baptist Church CIO. Trustees are members of Light of Life Baptist Church and are elected by the membership at Members’ meetings.
## **Reference and Administrative details**
|Charity name|Light of Life Baptist Church|
|---|---|
|Other name the charity
uses|LOL|
|Registered charity number|1201230|
|Charity’s principal address|Light of Life Baptist Church, The Chapel, North Road,
Ormesby, GreatYarmouth. NR29 3RS|
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7|**Trustee name**|**Office (if any)**|**Dates acted if**
**not for full**
**year**|**Name of person (or body)**
**entitled to appoint trustee (if**
**any)**|
|---|---|---|---|---|
||Rev Elizabeth
Stoner|Minister||Membership of Light of Life Baptist
Church|
||Gemma Pearce|Treasurer||Membership of Light of Life Baptist
Church|
||Catherine
Linstead|Secretary||Membership of Light of Life Baptist
Church|
||Stephen Howard|||Membership of Light of Life Baptist
Church|
||Hannah Farman|||Membership of Light of Life Baptist
Church|
||Marie Hearney||Jan- Oct|Membership of Light of Life Baptist
Church|
||Heather Nichols||Jan-Oct|Membership of Light of Life Baptist
Church|
## – Corporate trustees names of the directors at the date the report was approved.
**Director name** None
Name of trustees holding title to property belonging to the charity
|**Trustee name**|**Dates acted if not for**
**full year**||
|---|---|---|
||||
## **Funds held as custodian trustees on behalf of others.**
|Description of the assets
held in this capacity.|None held|
|---|---|
|Name and objects of the
charity on whose behalf
the assets are held and
how these sits within the
custodian charity’s||
objects. Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
## **Other optional information**
Light Of Life Baptist Church CIO, Charity Number 1201230 was legally registered with The Charity Commission for England on 5.12.22.
The financial year for Light of Life Baptist Church runs from 1[st] January to 31[st] December.
Light of Life Baptist Church CIO Charity Trustees’ plan for 2025 was:
- Succession planning for new Treasurer for 2025
- Continuing to fulfil our purposes of “advancement of the Christian faith according to the principles of the Baptist denomination.”
- Complete handover to new treasurer in 2025
All these targets were achieved.
Light of Life Baptist Church CIO Trustees plans for 2026 are:
- To live out our values of Hospitality/Sabbath/Spirituality through the events below:
- Continue with the action plan for the seven energy efficiency recommendations made in 2025 survey.
- Apply for grants to replace The Chapel roof.
- Further engagement with the local community and community projects.
- Encourage and help the faith of the young people to grow as disciples of Christ.
- Continue to develop Oasis as a consistent and regular well-being safe space for the wider community.
- Continuing the church rhythm and encouraging involvement from partners, children, and visitors as we grow together in faith, showing Christs love for all.
- Plan further visits to Renew Church Cambridge.
- Continue with serving the local community in a range of outreach events, eg. further Lego cafés, social events and inviting people to our monthly Nourish breakfasts.
- - To introduce teams of people to oversee and help (where able) with the day
to-day activities required to encourage growth and outreach of our church.
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
Catherine Linstead **Signature(s)** Gemma Pearce Catherine Linstead **Full name(s)** Gemma Pearce **Position (e.g.** Treasurer Secretary **Secretary, Chair) Date** 20/05/2026
**CC16a**
**Charity Name Light of Life Baptist Church**
**No (if any) 1201230**
## **Receipts and payments accounts**
Period start date
Period end date
**For the period from**
**To**
12/31/2025
1/1/2025
## **Section A Receipts and payments**
**Unrestricted Restricted Endowment funds funds funds**
**to the nearest £**
**to the nearest £**
**to the nearest £**
**Total funds Last year**
**to the nearest £ to the nearest £**
## **A1 Receipts**
|**A1 Receipts**|||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|Offertory|**40,940**||**-**||**-**||**40,940**||**35,310**||
|Legacy|**10,000**||**-**||**-**||**10,000**||**-**||
|Non restricted gift aid|**7,468**||**-**||**-**||**7,468**||**7,203**||
|Savings Interest|**722**||**-**||**-**||**722**||**942**||
|Donation - Pension Loan|**-**||**2,500**||**-**||**2,500**||**1,400**||
|Donation - LEGO Cafe|**48**||**-**||**-**||**48**||**-**||
|Donation - Bike Ride|**53**||**-**||**-**||**53**||**-**||
|Donation - Childrens Bibles|**-**||**239**||**-**||**239**||**-**||
|Donation - Food Bank|**-**||**5**||**-**||**5**||**-**||
|Donation - MNDA|**-**||**423**||**-**||**423**||**-**||
|Donation - Christian Aid|**-**||**407**||**-**||**407**||**-**||
|Donation - Oasis Utilities|**377**||**-**||**-**||**377**||**-**||
|Grant - Baptist Building CIO|**-**||**5,000**||**-**||**5,000**||**-**||
|Chapel Hire|**50**||**-**||**-**||**50**||**-**||
|Ink Cartridge Recycling|**11**||**-**||**-**||**11**||**-**||
|Unrestricted 2024 Donations|||||||||**1,850**||
|Restricted 2024 Donations|||**-**||**-**||||**4,078**||
|**_Sub total_**_(Gross income for AR)_|**59,668**||**8,574**||**-**||**68,242**||**50,783**||
|**A1 Receipts**||||||||||
|---|---|---|---|---|---|---|---|---|---|
|Offertory
Legacy
Non restricted gift aid
Savings Interest
Donation - Pension Loan
Donation - LEGO Cafe
Donation - Bike Ride
Donation - Childrens Bibles
Donation - Food Bank
Donation - MNDA
Donation - Christian Aid
Donation - Oasis Utilities
Grant - Baptist Building CIO
Chapel Hire
Ink Cartridge Recycling
Unrestricted 2024 Donations
Restricted 2024 Donations
**_Sub total_**_(Gross income for AR)_|**40,940**||**-**||**-**||**40,940**||**35,310**|
||**10,000**||**-**||**-**||**10,000**||**-**|
||**7,468**||**-**||**-**||**7,468**||**7,203**|
||**722**||**-**||**-**||**722**||**942**|
||**-**||**2,500**||**-**||**2,500**||**1,400**|
||**48**||**-**||**-**||**48**||**-**|
||**53**||**-**||**-**||**53**||**-**|
||**-**||**239**||**-**||**239**||**-**|
||**-**||**5**||**-**||**5**||**-**|
||**-**||**423**||**-**||**423**||**-**|
||**-**||**407**||**-**||**407**||**-**|
||**377**||**-**||**-**||**377**||**-**|
||**-**||**5,000**||**-**||**5,000**||**-**|
||**50**||**-**||**-**||**50**||**-**|
||**11**||**-**||**-**||**11**||**-**|
||||||||||**1,850**|
||||**-**||**-**||||**4,078**|
||**59,668**
||**8,574**||**-**||**68,242**||**50,783**|
|**-**
**-**
**_Sub total_ -**
**_Total receipts_ 59,668**
**A3 Payments**
Ministrycosts
**33,473**
Tithes
**4,906**
Memberships
**285**
Church Outreach
**317**
Donation - Childrens Bibles
**-**
Donation - MNDA
**-**
Donation - Christian Aid
**-**
Visitingspeaker costs
**90**
Church Operations
**1,201**
Chapel maintenance
**905**
Chapel maintenance(CIO)
**-**
Chapel Roof
**-**
Tech maintenance
**630**
BU Pension Loan
**1,262**
Chapel Utilities
**663**
Chapel insurance
**887**
Bank fees
**153**
Oasis
**50**
Hospitality, outreach, LOLyoung people
**-**
**-**
Chapel utilities and insurance
**-**
**-**
**_Sub total_ 44,820**
**A2 Asset and investment sales,**
**(see table).**
Misc refunds to account (youth chill monies
and manse water and seweragepayments
Gifts to other organisations (food bank, B f
C,tear fund)
Office, wifi, website, tech, CCLI, bank
charges|||**-**
**-**
**-**
**8,574**
**-**
**-**
**-**
**-**
**239**
**423**
**407**
**-**
**-**
**489**
**2,020**
**-**
**-**
**5,055**
**821**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**9,454**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**-**
**-**
**-**
**68,242**
**33,473**
**4,906**
**285**
**317**
**239**
**423**
**407**
**90**
**1,201**
**1,395**
**2,020**
**-**
**630**
**6,316**
**1,484**
**887**
**153**
**50**
**-**
**-**
**-**
**-**
**54,275**|||
||||||||||**534**|
||||||||||**-**|
||||||||||**534**|
|||||||||||
||||||||||**51,317**|
|||||||||||
|Ministrycosts|**33,473**||**-**||**-**||**33,473**||**32,868**|
|Tithes|**4,906**||**-**||**-**||**4,906**||**4,208**|
|Memberships|**285**||**-**||**-**||**285**||**-**|
|Church Outreach|**317**||**-**||**-**||**317**||**-**|
|Donation - Childrens Bibles|**-**||**239**||**-**||**239**||**-**|
|Donation - MNDA|**-**||**423**||**-**||**423**||**-**|
|Donation - Christian Aid|**-**||**407**||**-**||**407**||**-**|
|Visitingspeaker costs|**90**||**-**||**-**||**90**||**-**|
|Church Operations|**1,201**||**-**||**-**||**1,201**||**1,267**|
|Chapel maintenance|**905**||**489**||**-**||**1,395**||**2,090**|
|Chapel maintenance(CIO)|**-**||**2,020**||**-**||**2,020**||**-**|
|Chapel Roof|**-**||**-**||**-**||**-**||**-**|
|Tech maintenance|**630**||**-**||**-**||**630**||**-**|
|BU Pension Loan|**1,262**||**5,055**||**-**||**6,316**||**3,308**|
|Chapel Utilities|**663**||**821**||**-**||**1,484**||**-**|
|Chapel insurance|**887**||**-**||**-**||**887**||**-**|
|Bank fees|**153**||**-**||**-**||**153**||**-**|
|Oasis|**50**||**-**||**-**||**50**||**-**|
|Hospitality, outreach, LOLyoung people|**-**||**-**||**-**||**-**||**1,072**|
|Gifts to other organisations (food bank, B f
C,tear fund)|**-**||**-**||**-**||**-**||**498**|
|Chapel utilities and insurance|**-**||**-**||**-**||**-**||**2,424**|
|Office, wifi, website, tech, CCLI, bank
charges|**-**||**-**||**-**||**-**||**1,385**|
|**_Sub total_**|**44,820**||**9,454**||**-**||**54,275**||**49,120**|
**A4 Asset and investment purchases, (see table)**
||**-**||**-**||**-**||**-**||||
|---|---|---|---|---|---|---|---|---|---|---|
||**-**||**-**||**-**||**-**||||
||**_Sub total_ -**||**-**||**-**||**-**||**-**||
||||||||||||
||**_Total payments_ 44,820**||**9,454**||**-**||**54,275**||**49,120**||
||||||||||||
||**_Net of receipts/(payments)_ 14,848**||**- 880**||**-**||**13,967**||**2,197**||
|**A5**|**Transfers between funds**
**-**||**-**||**-**||**-**||**-**||
|**A6**|**Cash funds last year end**
**26,457**||**5,492**||**-**||**31,949**||**-**||
||**_Cash funds this year end_ 41,305**||**4,611**||**-**||**45,916**||**2,197**||
## **Section B Statement of assets and liabilities at the end of the period**
|**Categories**
**B1 Cash funds**
**B2 Other monetary assets**
**B3 Investment assets**
**B5 Liabilities**
**B4 Assets retained for the**
**charity’s own use**|**Details**
Current account
BU 1 month notice deposit account
BU 7 day notice deposit account
**Details**
**Details**
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
Pension Loan with Baptist Union
Corporation Limited, outstanding balance|**to nearest £**
**2,113**
**36,617**
**2,575**
**41,305**
OK
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Unrestricted**
**funds**
**Unrestricted**
**funds**
**Fund to which**
**asset belongs**
**Fund to which**
**asset belongs**
**Fund to which**
**liability relates**|**to nearest £**
**4,611**
**-**
**-**
**4,611**
OK
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**32,919**
**-**
**-**
**-**
**-**
**Restricted**
**funds**
**Restricted**
**funds**
**Amount due**
**(optional)**|**to nearest £**
**Endowment**
**funds**|
|---|---|---|---|---|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||OK|
|||||**to nearest £**
**Endowment**
**funds**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**Current value**
**(optional)**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**Current value**
**(optional)**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**-**|
|||||**When due**
**(optional)**|
||Pension Loan with Baptist Union
Corporation Limited, outstanding balance||**32,919**||
||||**-**||
||||**-**||
||||**-**||
||||**-**||
Signed by one or two trustees on behalf of all the trustees
|Signature|Print|Name|Date of
approval|
|---|---|---|---|
## **Independent examiner's report on the accounts**
## **Section A Independent Examiner’s Report**
**Report to the trustees/ members of**
Charity Name Light of Light Baptist Church
**On accounts for the year ended**
31 December 2025
**Charity no (if any)**
1201230
## **Set out on pages**
CC16a p1-3
(remember to include the page numbers of additional sheets)
## **Responsibilities and basis of report**
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **31 / 12 / 2025** .
As the charity trustees of the Trust, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention ( ~~other than that disclosed below~~ *) in connection with the examination which gives me cause to believe that in, any material respect:
- accounting records were not kept in accordance with section 130 of the Act or
- the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. * _Please delete the words in the brackets if they do not apply._
**Signed:**
**Date:**
19.04.2026
**Name:**
Martin John Rivett
1
**October 2018**
**IER**
**Relevant professional qualification(s) or body (if any):**
**Address:**
49 Crestview Drive
Lowestoft
Suffolk NR32 4EW
**Section B Disclosure**
Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
**Give here brief details of any items that the examiner wishes to disclose** .
2
**October 2018**
**IER**