11
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THE PARISH OF
ALL SAINTS WITH
ST MARGARET
UPPER NORWOOD
ANNUAL REPORT
& ACCOUNTS- 2024
FeJwereo Lnanry Num( 12u12U
I CONTENTS
pcc................................................................................................................................................
Officers........................................................................................................................................
Vicar s Report...........................................................................................................................
pcc................................................................................................................................................
Deanery Synod.......................................................................................................................
Build ing Works........................................................................................................................
Small Saints............
All Saints Primary school.............................................................................................. l O
Events & Fundraising..........................................................-.............................-...............
Accou nts .................................................................................................................................12
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Ann1 PwJns&A(wnts. 2024
I VICAR'S REPORT
s we look back on 2024, we do so Wlth
graiitude, hope, and honesty. This has been
a year m3rked by growth, renewal, and joyful
Itness, but also by the ongoing challenges of
SU51aining and developing OUT life together. l am
incredibly rhankful for all who have coniributed
in so many ways to the minisiry and mission of
our church.
In May. Bishop Rosemarie presided ai the
Admission ro Holy Communion, celebrating wilh
a number of our children and
our school children. She was
clearly pleased with the strong
bond between the church and
school, which remains a vitsl
relationship.
In February, we were greaily
encouraged by rhe visit of Bishop
Christopher. His presence came at a
particularly sensiiive lime in the national
conversation aboui refugees, and il Was
moving ro see him use hig public
platform io express compassion and a
strong moral witne55 on behalf of the
Church. His vi5ii lifted spirit5 and gave us
strength ro continue our work.
July broughi Ihe joyful
celebrarion of Fr Ions ordinaiion
and First Mass. Welcoming a
new priesr 15 always a source of
fresh energy and blessing, and
we continue (o be enriched by
his minisiry. In November, thfee
of our young people were
confirmed ar Southwaik
Carhedral-a moving and
memorable occasion.
I'iL',
Also in February, we welcomed Bishop David
Hamid, who led the confirmation in Spanish of
14 young people. It was a deeply joyful and
Spirit-filled service, with Bishop David offering
powerful sermon on the slrengrh of rhe Holy
Our children's ministry, Small Saints, has giuwii
steadily, as have our all-age services. There is
more work to do, but thanks must go to the
ream of commirred leaders, Ruth, Irene and
Retxcca. who offer their time ènd energy each
week. Our choir continues to enhance our
worship beautifully, preparing music ènd
rehearsing diligenrly
ofren behind rhe scenes,
including iwice-monihly evening rehearsals.
Their contribution adds real depth and feverence
to our liturgy.
The Summer Fayre was a great success, thanks ro
Fr Jon and Mandy foi their leadership. It brought
the wider community together and lifted many
SPllllS.
Spirit and the Church's mission. It was a moment
of pride and encouragemeni for our Spanish-
speaking community.
Our parish was chosen to pilot the Anti-Racism
Charter study resources, which were well
received and fruiiful. These conver5aiion5
informed our new Mission Aciion Plan, prepared
collaboratively acioss both our English ènd
Spani5h-speaking iongregations. Thi5 work gives
us clear direciion and reflecis a genuine
momenrum in our missional ihinking. The goals
identified through the charter ère now
For the firs1 time, we celebraied Ihe whole of
Holy Week and Easier in boih English and
Spanish. The services were carefully prepared,
beautifully led, and well attended. Special thank5
go to Bron, our 5acrisi and churchwaiden. whose
iireless work made such an impaci throUghr
those holy days.
Ann1 PwJns&A(wnts. 2024
embedded in our plan.
Our engègement with the deanery and the
wider diocese iem6in5 Strong. We've continued
ro offer support 10 Spanish-speaking
congregaiions in orher parishes, and Ihis
collaboraiion has been enriching for all.
Financial 5U51ainabiliry remain5 a challenge. In
2024. we had a deficil of jusi over £9,0ffl, wilh
our reserves gradually decreasing. However. we
re spending less than in previous years and
making the most of whar we have. My thanks go
io our PCC for Iheir careful oversighr and
especially to Chris Chikwendu, who rook on the
role of treasurer following the sad death of
Brenda Coop. We remain grateful for Brenda'5
joyful service and faithful friendship over many
year&
The church-school relationship continL*S to
thrive. We were delighted to receive the highest
ratings acr055 all areas during Ihe SIAMS
Istaiuiory Inspection of Anglican and Meihodisc
Schools) inspection. Inspectors encouraged us ro
share our model and approach with other
schools. Later in Ihe year, Ofsied vi5iied and.
while the results were mixed, (here were many
affirmations and areas of encouiagemeni. I
continue to lead weekly collective worship.
prepare children for Holy Communion, and
support the RE curriculum, including school
visits to the church and seanal services.
Thanks must also go to Mandy, Silas, and Bruno,
who faithfully serve as sidespeople each week,
offering a warm welcome ro èll. In our Spanish-
speaking congregation, Dèniel coordinates the
choir and eucharisiic minisiers, while lavier
ensures rhe readers and other practical needs of
(he liturgy are well met. Their dedication is
deeply appreciated.
11
Pastoral work continues with vislts and services
in local nursing homes
Beulah Visra and
Pèrkview. A highlight was the schcx)I choir's
Christma5 Vlslt to Parkview, which was warmly
welcomed. We also mainiain links wilh Gibson
Lodge. currently wilh the suppori of our
colleagues from St Oswald's due to our own
limited clergy availability.
As we Iwk to the future, we do 50 Wlth realism,
faiih. and hope_There is much 10 be done- bui
much already ro be rhankful for. The Holy Spirit
continues to guide, to encourage, and to bless.
May we keep walking this path with courage, joy,
and love.
pcc
by Maureen Crooks (PCCSecretary)
We continue 10 grow and develop our mission
Ihanks io Faiher Anionio's leadership.
Eucharistic Ministers include, Ruih Sharsne,
Pairick Snr, Mike Hedges, and Daniel R
t)omin9uez (Spanish service).
Here is a summary of some of our aciivities and
achievemenis.
The PCC have also Tecenily welcomed non-
Voling mem[$. observers. who potentially may
want io become members ofthe PCC.
Father Antonio introduced an additional
weekday service for the Spanish congrega(ion.
on Tuesday evenin9s. This has been well
attended.
The children from Sm311 Saints Sunday School
now return at the end of the service to briefly
present whar they have learned ro the
con9regaiion and they remain for ihe rest of the
service. It s greai to see iheir 'show and iell, and
Ihis helps the children develop a sironger
connecrion with the Mass,
Father Ions first mass was held on Sunday 7ih
July with a lovely receprion afterwards. Father
Jon and Mandy joinily organised rhe summer
fete. There were fun stalls and aciivities and lots
of interest from passers-by. It was an excelleni
use of rhe churchyard.
l am thankful for and inspired by My fellow PCC
members. They èll bring è wealih of knowledge.
skills and enthusiasm to all PCC rasks, while the
majority of them working full-time. A lot of the
important and necessary work takes place
behind ihe scene5 and we are particularly
graieful to Bron, our Churchwarden. Mike, our
Clerk of Works and Chris our Treasurer for their
commiimeni.
The Mission Action Plèn survey was av3il3ble to
all the congregation and daia showed rhar
people were engaging
approx. 21 minutes
spent on the survey. Following on from this a
meeting with the whole congregaiion was
planned for Sunday 17th November. This was
well attended and well received as people from
both services (English and Spanish) attended. All
had the opportunity 10 give their viewi these
were recorded and ihese now feaiure in the
recently signed off Mission Action Plan IMAP).
Wirh support and contriburions from you, the
con9regarion, we look forward ro achieving
more in the coming months. Your support in
various foims to keep the church running
smoothly such acolytes, and readers 15 invaluable
and appreciaied.
The PCC agreed rhat we should exrend the
numbers of Euchèristic Ministers, including three
for the Spanish speaking services. The new
K(ReF
Ann1 PwJns&A(wnts. 2024
DEANERY SYNOD
by Bron Panter (Churchwarden andDeanerySynod Rep)
he Church of England Is split into Episcopal
Jurisdictions lareasl. Each area is known as a
Diocese, of which there are forty-lwo. Each wilh
a Diocesan Bishop, and Area Bishops. primarily
looking after pastoral matters.
Each year every Parish Church must hold a
meeting known as Ihe Annual Parochial Church
Meeiin9. The meeting can be held at any poini
between l January and 31 May. At ihis meering
once in 3 years we elect Lay people to represent
U5 on the Deanery Synod. We do not elect Clergy
as Ihey have an automatic place. The number of
Lay people is dependanr on the number of
people on the Church Electoral Roll. We qualify
for 3 Lay people. For the ierm of office from
2023 ro 2026 we elecied Atwold Williams, Mac
Hagan, and Bron Panrer. If a membef retires
duTing their term of office, then the Annual
Meeiing may source a person ro fill that vacant
place by whar is known as a Casual Vacancy. The
Lay people are members of the House of Laity.
The Clergy are members of the House of Clergy.
11 is Ihe people in ihese Houses that elect once
in 3 years people to sit on rhe DicKesèn Synod,
nd once in S years to Slt on the Church of
England's General Synod.
The Deanery Synod has three meetings per yeèr.
We meeT in the evenings at 8pm. This past year
we have mer ar Sr Lukes, Si Mark's, and here at
All Saints.,
In receni years we have taken a more seriou5
look a5 to the needs of our local communities.
One of Ihe main focuses is working with
Croydon Cilizens. Their work is invaluable to
people who are struggling in all 50rt5 of different
ways. Quiie often young people with menial
healih issues. Croydon Ciiizens is a people-
power alliance of l(Kal civil society institutions.
TFW build ielationships, develop community
leaders, and acr on i5sue5 affecting our
communiiies. We are pari of Souih London
Citizens. iepresenting one hundred faith,
cotnmunity, and education institution5, and are
affiliated to Citizen5 UK, Ihe national home of
community organising.
Each Dlocese is splil inio Archdeaconries. Each
Archdeaconry has an Archdeacon. Who primarily
look5 after adminisirative and building mauer&
The Archdeaconries are eèch split into Deaneries.
Each Deanery ha5 an Area Dean who as$1515 the
Archdeècon at local level.
Our Croydon Area Bishop 15 the Ri Revd
Rosemary Mallet. The Archdeacon of Croydon is
the Venerable Greg Prior, and our Area Dean is
rhe Rpvd r.4nnn loy¢e Forbe5.
Here ai All Saints.. we
are in the Deanery of
Croydon Norih which
churches.st John's.
All Sain15' St Alban's.
Holy Innocents. St
Mark's, St Jude's, St
Paul's, St Oswald's. St
Siephen's. Sr Philips.
St Lukes, St Saviour's.
Each Deanery Synod
has a Chair (who is
the Area Deènl, a Lay Chair, a Deanery Synod
Secreiary, and a Deanery Synod Treasurer. Plus
Clergy, and elecied Laiiy from Ihe Parishes wiihin
Ihe Deanery. Our Lay Chair, and Treasurer is ar
the present time. Mr John Stephens from St
John's. Our Deanery Synod Secretary 15 Ms
Jennifer Thorne-Br3iihwaiie from Si Siephen's. In
some Deaneries, but noi all. Ihere is also an
Assistènt Area Deèn. We here in Croydon North
are fortunate to have an Assistant Area Dean.
and the Reverend Alison Brunr fills this role.
CrTrydon Ni)'r
meeting ar All Saint5 Itetrwy24j
tkarrysyll
Ann1 PwJns&A(wnts. 2024
We are also
The Deanery Synod also discusses many oiher
smaller topics. Not least Inviling members to
speak of the Mission work Ing undertaken in
rheir own Churches. Wonderful Children's work
being undertaken ai Sr Johns. The food bank ai
51 Albans where ihere is a never-ending increase
in demands from families and indeed single
people who find rhem5elve5 in need.
A150
offering on a Thursday a Communiry Coffee
morning, and on a Saiurday ar lunchtime a hot
meal to anyone who cèlls in. Churches within the
Deanery are all working hard in their own many
varied ways 10 serve Iheir local communily. To do
$0 effeciively ihough rhere needs ro be the
people who are willing, ènd who h3ve the time
10 Serve. This is not always easy for the younger
Church family members. Perhaps if you are a
lillle older, wirh FM)ssibly noi quite so many
demands on your rime, you may be willing ro
offer some help here in All Saint5. Please do
speak ¥Mth Father Anionio if you feel you may be
ble to do rhis.
There has been over the past few years, a change
in ihe feel of Deanery Synod meetings. A feel for
Ihe better. Members are friendlier, artendance is
higher, and ihere is a greater Sense of being part
of a communiiy working for the common good.
11 would be encouraging if here at All Saints,
some new willing,
possibly youngef
people, came
forward io servv
on the DeèneT}'
Synod. Especial 1>,
as we begin ro
focus on our Parisli
Mission Acii<)ri
plan. Please do
give
some
Ihoughi as to if
you might be
willing to come
on board.
promoting Lay
,Minis1ry wirhin Ihe
Deanery_ Marie
l.Villiams, who is ihe
appoinied Lay
Champion mer
Kiith us. There is
sirong desire in the
Church of England
to encourage and
value Lay Ministry.
,Uarie explained the
many different
From
Licensed Readers,
Pastoral Auxiliaries, Ihrough lo Church Army
Evangelisis, All sort5 of many varied roles are
available for the laity io discern. If you feel GCKI
might be nudging you io explore ihe roles
available, please do speak with Faiher Anionio.
Following the Makin Reporl, la repori which
revealed a serious breech in dealing wilh abuse
within the Church of Englèndl Safeguarding is
featuring high on ihe Deanery Synod agenda
and will remain so for the indefinite future The
Diocesan Safeguarding Team has in5rrucred each
Church to conduct è Safeguarding Audit. From
this audit the Team will be able to evaluate
where each Church is placed with Its DBS Checks
and Safeguarding Training. This will enable the
Diocesan Safeguarding Team 10 bring this area
up to the highest standard possible.
The General Synod has been required io review
how the whole of Safeguarding within the
Church of England is run. Is it to be outsourced
in lis entirety ro an independeni kK)dy. OT 10
remain within the Church of England.
When the General Synod mei in February of ihis
year. lengihy discussions were held, and a vole
was tèken. In simple terms. the vote wès cèiried
in favour for not to fully outsource safeguarding
scruiiny, for now. Opiing for a hybrid
independent safeguarding model. This wenr
against the wishes of both the Lead
Safeguarding Bishop Joanne Grenfell, and Ihe
Archbishop of York, who wanied to create a
more independent body.
adLliessii)g Ihe Synod.
Area Dean and Laychair ol the
Oeanery Synod It**rY?021)
Please do hold in your prayers our Area Dean the
Reverend Canon Joyce Forbe5, and the Deanery
Synod as a whole. As members coniinue to work
in what can often be quite challenging
circumstances, stiiving by their words and
action5 to reveal the unconditional, never-
ending availabiliiy of, G(xJ s love, for all.
tkarrysyll
Ann1 PwJns&A(wnts. 2024
BUILDINGWORKS
by Mi ke Hedges (Clerk of Works)
Works Completed During theyear
December 2024 - Discrere works to the gutters
were compleied and a number of roof iiles
replaced in prepèration for the winter.
Roof lon-goingl
The roofs were routinely
inspecied and Iiles replaced/ rewsiiboned as
necessary.
February 2024 - The eniry arrangements for the
m3in entrance (West Door) were reviewed and
security improved.
May 2024
Quinquennial
Priorily
Recommendation- The boiler rcM)m door was
replaced, ès recommended by the last
quinquennial inspection repori 120211. A steel
door and door frame were installed. These works
complered rhe high prioriry recommendations
of the quinquennial report.
Planned Works
The PCC approved, in principle, rhe annual
review of the Building Maintenance Plan. We 3ie
WOTking through ihi5 addressing urgent
priorities and as finances permit,
Quinquennial
Other Recommendaiions-
Some actions which could be undertaken in-
house have been completed.
We hope io secure funding ro both clean and
improve the grade 2-listed War Memorial.
June 2024 - Dulwich College Service Day - For
the firs1 time, as pari of iheir communiiy
I nvolvement, students from the College
completed husbandry tasks in the churchyard.
We are giareful ro Fr Jon for organi5ing ihi>
We hope to develop è soft play area for under-55
in ihe rear, south corner of ihe Nave.
September 2024 - A hopper on the Church
tower was cleared ol vegetarion so ihat drainage
from the
platform around the base of the
steeple was improved.
Long-Term Pl•ThnlThg
The frequency of routine gutier clearance and
lile inspection / replacement has been adjusted,
on a trial basis. from six visits to four visits a yeai.
November 2024 - A replacement air pump for
Ihe sewage treatment plant wès installed. The
previous air pump had lasted well.
The wooden floor in the entrance lobby is in a
p(x)r sraie of repair and will require replacing.
Aieès of the Church's walls in the Nave currently
require redecorarion.
There 15 a need to clean the higher section5 of
the iniernal walls of the nave.
More substantial work5 on the Church loof5 will
be required in rhe long-ierm.
tkarrysyll
Ann1 PwJns&A(wnts. 2024
SMALL SAINTS
by I rene Oworakanga (Children & Young People Discipleship andsafeguarding Officer)
i is now two years since Sunday school
reopened and off wiih a greai siari, if is on
every Sunday.
di5CUS5 Ihe of Ihe iopic to be raught and the
teaching meihods and styles TO employ during
the delivery of the lesson.
With incredible supporr from Father Antonia. we
have designed a new curriculum, purchased
maierials and recruited more Sunday school
teachers. We have five ieachers and up to 15
children atrending Sunday school every Sunday.
though this number fluciuares. Their age ranges
from 2 to I I whose various backgrounds reflect
rhe diversiiy of All Sèinr's community in Upper
Norwood.
We enjoy waiching the spiritual growth and
development of the children and our vision is to
develop responsible successful members Df
ChriS1ian and wider communiiy who iiansform
inio leaders wherever they are. Teaching the
Sunday school has enabled us too, to grow
sirong 5pirirually and improved my dependence
on God for leadership, especially for the delivery
of rhe lessons which sometimes are challenging.
We have monthly supervisory meetings with the
vicar where we have ihe OPPOftuniry to have an
input in the minisiry strategy of the school, plan5
and activities. We also given the opportunity to
raise ronrerns
In our lessons, we leach and encourage Chrisiion
values like love. kindness, respeci. honesiy and
share practical experiences of faith thatr e fl e c t
rhe importance of Chrisiian
values. They also learn thp
Importance of praying and
teach rhem how to pray.
We employ variou5.
learning styles, music, roKa.
plays ènd they consolidate
Iheii learning through £rt.
We need volunteers to join the
Sunday school team Of volunteers.
In working as a volunteer, we have
found an opportunity to serve the
COTnmuniTy, enhance spiritual
developmenr and expand career
opportunities. We are pari of the
community that supports and
cares. Volunteering is very
rewarding, if you are considering
becoming one. please come for rhe
plIMInarY discussion. Being a volunteer is
great.
encouraged to pray and
reèd the bible every doy in
order 10 create and improve
rheii relationship wirh God. They are reminded
to put God first in whatever think or do.
The preparation for the Sunday les50n begins
with an online meeting usually on Monday
evening5 which is attended by all the volunteer
ieachers. The meeting siaris wilh a prayer asking
God's leadership. presence and blessing. We
We take safeguaiding seriously and comply with
the safeguarding t)olicy of Church of England
and are commirted ro safeguarding of children
and vulnerable adults all the time.
allsj"n
Ann1 PwJns&A(wnts. 2024
ALL SAINTS PRIMARY SCHOOL
by Josephine Copeland (Headteacher)
11 Saints Primary School, Croydon. continue
to work in sirong pannership wilh Al Sainis
Church, Upper Norwood.
perform at special evenrs such as Harvest,
Chri51mas. Easrer and Moihering Sunday.
Each year lime is set aside for First Communion
Prepara(ion for our older children. This is led in
schcy)I time by Fr Anionio and the RE Lead. All
children have their First Cofnmunion ai a
Eucharis1 service in school where parenis are
inwted io aitend and ihose nor yel boprised are
done so in front of the other pupils, siaff and
families. This is followed by a special celebration
in church later in the year. We celebraie ihi5
special moment as all children are able to
observe, receive 3 blessing or communion.
Families and sraff are able to receive too.
The Parish Priesi, Fr Anionio. 15 also Ihe Chair of
the school Governin9 BcKly and
regularly meets with the head
teacher lo disCUS5 all matiers
relaiing 10 school governance- full
Governing Body meetings,
committees and governor visits to
the school to see the school in
action.
Fr Antonio also greets each parent
at the 9aies once a week which
further highlighis the importance
of our coniinued positive
relationship between school
families and church- so many parents ask us to
pray for them. Fr Anionio leads whole school
Wednesday worship ènd works closely with the
school's RE Leader, Chanial Dolloh and ihe Pupil
Faith Team to ensure that all services at church
and school, including our KS2 Eucharists run
Smoothly and have a child centred approach.
We coniinue to uphold our school vision in all
Ihar we do logeiher and we do this well because
we are able io work well with our church. (see
SIAMS inspe(iion report- June 20241
Heodieacher
School Vision.. All Saints school is an open and
caring community committed to Christian
values.
Our school is based on the love of learning,
x)cial jusrice. inclusion and responsibility. 11 is
committed ro bringing positive change and
peace in our local community and the world.
The Head, Deputy, RE Lead and various staff
attend All 53inis church ai various poinrs
throughout the year for serwces as well as
church community events. The Pupil Faith Tearn
and Pupil school choir are always encouraged to
What doe5 the Lord require from you. but to do
just¢ love kindness and to walk humbly with your
God.- (Micah 6..81
enjtyng the Easiei parad
Ea5tertrx>nnet5 forthe Ea5tei par3de
Ann1 PwJns&A(wnts. 2024
EVENTS & FUNDRAISING
by Jon Fox (Assi51ant Curare) and Mandy Harris (Socials & Evenis Coordinator)
ver rhe past year, All Sainis has hosied a
number of joyful and meaningful evenis.
each one reflectir)g our commitment to being a
welcoming, Inclusive, and active presence in the
community. From the vibrant summer feie 10 Ihe
reflective and engaging Own House, these
events have brought people togeiher in
fellowship, celebration. and shared purpose.
rely some ouiside help, Ihe event highlighted
Ihe need to grow our volunteer base to sustain
such effort5 in the future.
In lighi of ihis and ro avoid overextending our
ieam. the Clergy and organisers have proposed
holding the Summer Fete every two years. In
aliernaie years, such as this one, we hope to run
a Chrisimas Fayre insiead, creating a rhyrhm of
annual flagship events rhat offer continued
opportunities lor outreach and fundraising.
Qui summer Fete, held in July, was a highlighi of
the year. Taking place across the church grounds
and School playing field. the event brought
rogerher members of ihe congregaiion and Ihe
wider community for a day of fun, generosity,
and connection. A fange of sialls
including
bric-a-brac, cakes, tombola, gift stands, and-win
a Teddy.
ensured there was someihing for
everyone. Popular atiraciions such as rhe BBQ
and beer tent, kindly provided by local landlord
and congregaiion member lan, and rhe lively
face painting stall, Supported by members of our
Spanish congregation. added colour and energy
10 ihe day.
Another highlighr of the year was Open House,
held in September. This annual event once again
welcomed a steady stream of visi1015, many of
whom were 5repping inio our beautiful church
for the very first time. Displays about the church's
history were mounied around the building,
offering insights into our heritage. A new
ddition this year was an outdoor tour led by
local historian Siephen Oxford from the
Norwood Society. Held every half hour, these
lours explored rhe architecture of the church
and introduced visirors to some of the notable
figures buried in the churchyard
including, of
course. Admiral FitzRoy, whose story continues
io fascinaie.
Games like Bingo ènd 'Bid for a Bottle. sparked
lots of laughter, while the Khool field buzzed
with 3ciiviiies for children, supported by helpful
pupils from Dulwich College. A warm, sunny day
contributed to a fantastic turnoul. with many
families attending and engaging with the life of
Ihe church. Acce55ibility was a key priority, and
free activities for children encouiaged
participètion from those who might not
otherwise have attended, particularly in an area
facing Social and economic challenges.
Both returning guests and first-time visitofs
shared their own connections 3nd stories,
adding personal richness 10 Ihe day. Even long-
fime members of the church community found
themselves learning something new
reminder of Ihe depth of our shared history and
Ihe imporiance of keeping li alive and
accessible.
Thanks to the generous Support of volunteers
and visltor5, the fete raised over £l.(XM) for
church funds, wilh ioial income exceeding
£1,2W againsr costs of around £6CO. Jusi as
importantly, it offered è valuable opwrtunity to
build relation5hip5 and affirm our presence as a
community of welcome and care. While a small
team did much of ihe preparaiion. and we did
T(yJether, these events have helped strengthen
our church community, build new relationships,
and affirm our role as a place of hospitality,
reflection, and mission. We are deeply giateful to
all who contributed lime, energy, and
enthusiasm, and we look forward ro whai Ihe
coming year will bring.
**REGISTERED CHARITY NUMBER:1201205**
## **Independent Examiner's Report to the Trustees of All Saints with St Margaret**
## **U pper Norwood**
## **Independent examiner's report to the trustees of All Saints with St Margaret Upper Norwood**
I report to the charity trustees on my examination of the accounts of All Saints with St Margaret Upper Norwood (the Trust) set out on pages 13 to 20 for the year ended 31 December 2024.
## **Responsibilities and basis of report**
As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or 2. the accounts do not accord with those records; or
3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
22/07/2025
Alan Fitzgerald, FCA
CWF & Partners Chartered Accountants
Freedman House Christopher Wren Yard 117 High Street Croydon Surrey CR0 1QG
-12-
Annual Reports & Accounts -2024
## I **��!:?o�i�n!a�Activities for the Year Ended 31 December 2024**
|||Unrestricted|Restricted|Restricted|Ttal|Funds|
|---|---|---|---|---|---|---|
|||Funds|Funds||2024|2023|
|**Incoming Resources**|||||||
|Income from Donors|2[a]|£ 29,042|||£ 29,042|£ 30,407|
|Other Voluntary Income|2[bl|£ 1,398|£|352|£ 1,750|£
100|
|Investment Income|2[c]|£ 1,663|||£ 1,663|£ 1,937|
|Trading Income|2[dl|£ 4,439|||£ 4,439|£ 3,996|
|Non-Recurring Income|2[e]|||||£
278|
|**Total Incoming Resources**||**£36,542**|£|**352**|**£36,894**|**£36,718**|
|**Resources Expensses**|||||||
|Donation to Charities|3[a]|£
45|||£
45|£
40|
|Work of the Church|3[bl|£ 1,335|£|3,350|£ 4,685|£ 2,870|
|Diocesan Quota||£ 11,400|||£ 11,400|£ 10,800|
|Church Running Expenses|3[c]|£ 25,527|||£ 25,527|£ 37,382|
|Salaries - Director of Music/Organist||£ 3,640|||£ 3,640|£ 3,421|
|Administration Costs||£
98|||£
998|£ 2,514|
|**Ttal Resources Used**||**£42,945**|£|**3,350**|£**4,695**|**£57,027**|
|**Net Movement in Fund**||**£(6,403)**|**£(2,998)**||**£(9,401)**|**£(20,308)**|
|Fund Balances B/Fwd 01.01 .24||£ 36,037|£|5,994|£ 42,031|£ 62,339|
|Fund BalancesC/Fwd 31.12.24||£ 29,634|£|2,996|£ 32,630|£ 42,031|
- 13-
Accounts
Annual Reports & Accounts - 2024
## '[Balance Sheet- 31 December 2024]
|**ASSETS AND LIABILITIES**|||**2024**||**2023**|
|---|---|---|---|---|---|
|**Fixed Assets**||||||
|Fixed Assets fr Charity Use|4||2||2|
|**Current Assets**||||||
|Debtors|5|£|805|||
|Current Asset Investments||£|2,996|£|5,994|
|Cash at Bank and in Hand||£|29,818|£|37,025|
|**Ttal Current Assets**||£|**33,620**|£|**43,019**|
|**Current Liabilities**||||||
|Creditors due within One Year|6|£|990|£|990|
|**Total Current Liabilities**||£|**990**|£|**990**|
|**Net Current Assets**||£|**32,630**|£|**42,029**|
|Creditors over One Year||||||
|**Net Assets**||£|**32,630**|£|**42,031**|
|**Represented by Funds**||||||
|Unrestricted Funds||£|29,634|£|36,037|
|Restricted Funds||£|2,996|£|5,994|
|**Ttal Funds**||£|**32,630**|£|**42,031**|
The financial statements were approved by the Board of Trustees (the PCC) on 12/March/2025 and were signed on its behalf by:
Chris Chikwendu Tresurer
-14-
Accounts
Annual Reports & Accounts - 2024
## **'[Notes to the Financial Statements for the Year Ended 31 December 2024]**
## **1. ACCOUNTING POLICIES**
## **Basis of preparing the financial statements**
The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019): Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.
## **Income**
All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.
## **Expenditure**
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.
Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.
## **Tangible fixed assets**
Depreciation is not provided as the assets are shown at a nominal sum.
## **Taxation**
The charity is exempt from tax on its charitable activities.
## **Fund accounting**
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.
-15-
Notes to the Financial Statements
Annual Reports & Accounts - 2024
|**2. INCOME RESOURCES**|**2. INCOME RESOURCES**|Unrestricted
Funds|Restricted
Funds|Restricted
Funds|Ttal
2024|Funds
2023|
|---|---|---|---|---|---|---|
|(a)|**Income from Donors**||||||
||Tax Efcient Planned Giving|£ 9,864|||£ 9,864|£ 10,431|
||Income Tax Recoverable|£ 5,028|||£ 5,028|£ 4,031|
||Other Planned Giving|||||£ 5,084|
||Collection at Services|£ 14,150|||£ 14,150|£ 9,793|
||Gift Day and Donations|||||£ 1,038|
||**Ttal**|£29,042|||£29,042|£30,407|
|(b)|**Other Voluntary Income**||||||
||Fund Raising|£ 1,398|£|352|£ 1,750|£
100|
||**Total**|£ 1,398|£|352|£ 1,750|£
100|
|(c)|**Investment Income**||||||
||Interest Received|£ 1,663|||£ 1,663|£ 1,937|
||**Ttal**|£ 1,663|||£ 1,663|£ 1,937|
|(d)|**Trading Income**||||||
||Use of Church Buildings|£ 2,070|||£ 2,070|£ 1,725|
||Fees|£ 2,369|||£ 2,369|£ 1,797|
||Other Income|||||£
474|
||**Total**|£ 4,439|||£ 4,439|£ 3,996|
|(e)|**Non Recurring Income**||||||
||Legacies||||||
||Grants|||||£
278|
||Ttal|||||£
278|
||**Total Income Resources**|**£36,542**|**£**|**352**|**£36,894**|**£36,719**|
-16 -
Notes to the Financial Statements
|**3.RESOURCES EXPENDED**|**3.RESOURCES EXPENDED**|Unrestricted
Funds|Restricted
Funds|Ttal
2024|Funds
2023|
|---|---|---|---|---|---|
|(a)|**Donations to Charities**|||||
||Home Mission|£
45||£
45|£
40|
||**Ttal**|£
**45**||£
**45**|£
**40**|
|(b)|**Work of the Church**|||||
||Diocesan Quota|£ 11,400||£ 11,400|£ 10,800|
||Worship Expenses|£ 1,335||£ 1,335|£ 2,670|
||Social Expenses||£ 3,350|£ 3,350|£
199|
||**Total**|£**1,335**|£**3,350**|£**4,685**|£**2,870**|
|(c)|**Church Running Expenses**|||||
||Running Expenses and Insurance|£ 16,647||£ 16,647|£ 18,742|
||Church Maintenance|£ 8,880||£ 8,880|£ 18,640|
||**Ttal**|**£25,527**||**£25,527**|**£37,382**|
Notes to the Financial Statements
-17-
Annual Reports & Accounts - 2024
## **4. FIXED ASSETS FOR THE USE OF THE PAROCHIAL CHURCH COUNCIL**
||||Furniture and|Furniture and|||
|---|---|---|---|---|---|---|
||Digital|Organ|Equipment|||Total|
|**Tangible Fixed Assets**|||||||
|Costs as at 01/01/24|£|45,825|£|37,951|£|83,776|
|Additions|||||||
|Disposal|||||||
|**As at 31/12/24**|£|**45,825**|£|**37,951**|£|
**83,776**|
|Depreciation as at 0 1/01 /24|£|45,824|£|37,950|£|83,774|
|Charge fr the Year|||||||
|Disposal|||||||
|**As at 31/12/24**|£|**45,824**|£|**37,950**|£|
**83,774**|
|**Net Book Value as at 31 /12/24**|£||£||£|
**2**|
|**As at 31/12/24**|£||£||£|
**2**|
The digital computer organ was purchased in February 2007 and is shown at a nominal sum of £1.
Furniture and equipment were items purchased in 2011 and 2012. They are shown at a nominal sum of £1.
|**5.DEBTORS**||2024|2023|
|---|---|---|---|
|Tax|£|805||
|**Total**|£|**805**||
|**6. CREDITORS**||2024||2023|
|---|---|---|---|---|
|Accruals|£|990|£|990|
|Ttal|£|990|£|990|
-18 -
Notes to the Financial Statements
||||Net movement|Net movement|||
|---|---|---|---|---|---|---|
|**7. MOVEMENT IN FUNDS**|At|01/01/24|in|funds|At|31/12/24|
|**Unrestricted**|||||||
|General Fund|£|
**36,037**|£|**(6,403)**|£|
**29,634**|
|**Restricted**|||||||
|Fixed Assets|£|
2|||£|
2|
|Organ Fund|£|
2|£||£|
3|
|Fitzroy Fund|£|
421|||£|
321|
|Piano Fund|£|
3|||£|
3|
|Music Workshop|£|
2,094|||£|
2,094|
|Area Mission Fund|£|
3,038|£|(2,999)|£|
39|
|Flower Fund|£|
65|||£|
65|
|Art Festival Fund|£|
369|||£|
369|
||£|
**5,994**|£|**(2,998)**|£|
**2,996**|
|**Total Funds**|£|
**42,031**|£|**(9,401)**|£|
**32,630**|
Restricted funds comprise the book value of assets owned by the Parish and small revenue funds for which external money has been given for particular purposes.
Net movement in funds, included in the above are as follows:
||Incoming|Incoming|Resources|Resources|Movement|Movement|
|---|---|---|---|---|---|---|
||Resources||Expended||in|funds|
|**Unrestricted funds**|||||||
|General Fund|£|**36,542**|£|**(42,945)**|£|**(6,404)**|
|**Restricted**|||||||
|Organ Fund|£||||£||
|Area Mission Fund|£|351|£|(3,350)|£|(2,999)|
||£|**352**|£|**(3,**3**50)**|£|**(2,998)**|
|**Total Funds**|£|**36,894**|£|**46,295**|£|**(9,401)**|
-19-
Notes to the Financial Statements
Annual Reports & Accounts - 2024
||||Net movement|Net movement|||
|---|---|---|---|---|---|---|
|**7. MOVEMENT IN FUNDS**|At|01/01/23|in|funds|At|31/12/23|
|**Unrestricted**|||||||
|General Fund|£|
**54,855**|£|**(18,818)**|£|
**36,037**|
|**Restricted**|||||||
|Fixed Assets|£|
2|||£|
2|
|Organ Fund|£|
2|||£|
2|
|Fitzroy Fund|£|
421|||£|
421|
|Piano Fund|£|
3|||£|
3|
|Music Workshop|£|
2,049|||£|
2,094|
|Area Mission Fund|£|
4,593|£|(1,555)|£|
3,038|
|Flower Fund|||£|65|£|
65|
|Art Festival Fund|£|
369|||£|
369|
||£|
**7,484**|£|**(1,490)**|£|
**5,994**|
|**Total Funds**|£|
**62,339**|£|**(20,308)**|£|
**42,031**|
Comparative net movement in funds, included in the above are as follows:
||Incoming|Incoming|Resources|Resources|Movement|Movement|
|---|---|---|---|---|---|---|
||Resources||Expended||in|funds|
|**Unrestricted funds**|||||||
|General Fund|£|**36,214**|£|**(55,032)**|£|**(18,820)**|
|**Restricted**|||||||
|Area Mission Fund|£|279|£|(1,834)|£|(1,555)|
|Flower Fund|£|225|£|(160)|£|65|
||£|**504**|£|**(1,994)**|£|**(1,490)**|
|**Total Funds**|£|**36,718**|£|**(57,026)**|£|**(20,308)**|
## **8. RELAED PARTY DISCLOSURES**
There were no related party transactions for the year ended 31 December 2024.
-20-
Notes to the Financial Statements