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2025-03-31-accounts

Creating healthy habits in body and mind through wellbeing programmes and workshops

Wellbody Wellmind Wellbeing (Registered charity number 1201196)

ANNUAL REPORT Year Ending 31[st ] March 2025

Annual Report Year ended 31st March 2025

Charity (registered) Name: Wellbody Wellmind Wellbeing

Registered Charity No:

1201196

Registered Office: 18 Longfellow Road, Worthing, BN11 4NU

Bankers:

NatWest Bank, 2a Charing Cross Road, London, WC2

Independent Examiners:

Trustees:

Thompson Accounting Christine Burke (Chairperson) Jacqueline Pear Katrina Holden Samanda (Adcock) McDowell

“Excellent practices which have helped me enormously.” Participant from Age Concern 2024

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A Note from the Chair of Trustees

This report reflects on Wellbody Wellmind Wellbeing’s second year as a registered Charitable Incorporated Organisation (CIO).

Over the past twelve months, our commitment has remained steadfast: to support those most in need who are often marginalised in society by promoting healthy habits for body and mind through inclusive wellbeing programmes.

Our approach is holistic and evidence-based, drawing on contemporary findings in psychology and neuroscience, while honouring the wisdom of ancient traditions. At the heart of our model remain are five interconnected pillars:

Food plays a vital role in every course, from nourishing two-course meals and wholesome snacks, helping participants experience the link between nutrition and mental wellbeing. We also introduce reflective journaling on all our courses as a tool to foster compassionate selfawareness and emotional growth. Each element of the model complements the others, offering a truly integrated approach to wellbeing.

Programmes Delivered

During this period, we successfully delivered a range of programmes tailored to diverse needs, including:

We are delighted that feedback continues to affirm the positive impact of our work. Participants report meaningful improvements in their wellbeing and an increased sense of community, outcomes that align closely with expected impacts from our Theory of Change.

Funding and Accessibility

A central priority this year has been securing funding to keep all programmes free of charge, ensuring equitable access for individuals and families who might otherwise be excluded. We are deeply grateful to the Sussex Community Foundation, The National Lottery, and the Pearce Foundation for their generous support throughout 2024/2025. Their contributions have been essential to the growth and sustainability of our work.

Acknowledgements

On behalf of the Board of Trustees, I would like to extend sincere thanks to our co-founders for their volunteer commitment, and to the delivery of our projects alongside our contractors and volunteers, whose dedication makes this work possible. Together, we are building healthier, more connected communities, one programme at a time.

Christine Burke

Chair

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Our Vision and Mission

We believe that everyone has the right to wellbeing, regardless of income, identity, or background. Our mission is to ensure that our services are free at the point of delivery to remove all financial barriers to access and reach those most often excluded, including marginalised and underserved communities.

Our Values

Our values of Connection, Compassion, and Integrity remain unchanged and underpin all of our work.

Our three-year strategy is being developed to align with the charity’s overall aims, values, and objectives, ensuring our reach and delivery are focused on those most in need.

Charity Aims and Objectives

Our objectives as outlined in our constitution, which serves as our governing document are highlighted at a high level below:

Object 1: To advance the education of the public in the subject of physical, mental and social wellbeing among people residing permanently or temporarily in Sussex, Kent and London, and also online.

The relief of sickness and the Object 2: preservation of health among people residing permanently or temporarily in Sussex, Kent

and London, and online. Our services provide relief to those in need, by reason of ill health, primarily working with hospices, carehomes, organisations and community centres.

Object 3: The prevention or relief of poverty in Sussex, Kent and London, and also online, by providing services to individuals in need and/ or charities or other organisations working to prevent or relieve poverty. Our services provide relief to those in need, by reason of financial problems.

Support to those most in need Despite Sussex’s overall affluence, significant pockets of deprivation persist, particularly in Brighton and Lewes. According to the Index of Multiple Deprivation (IMD), Brighton Kemptown ranks 138th out of 533 constituencies in England, placing it among the most deprived third nationally. Brighton Pavilion and Hove fall in the mid-range at 326th and 311th respectively, but within these constituencies, stark inequalities remain at the neighbourhood level. Several Lower Super Output Areas (LSOAs) in East Brighton, Whitehawk, and parts of Portslade and Moulsecoomb fall within the most deprived 20% nationally.

The following statement from the the late 10th Duke of Richmond, is still unfortunately true. ‘…there are areas in Sussex which are in the bottom 20 per cent of national measures of social deprivation’. The 10th Duke of Richmond - Founder of Sussex Community Foundation.

In the Lewes district, communities in Newhaven, Peacehaven, and parts of Seaford also rank within the bottom national quintile, highlighting persistent coastal deprivation. These areas experience long-term impacts on health and wellbeing, including higher rates of mental ill-health, chronic conditions, and poor life expectancy.

Our work is rooted in addressing these challenges. We support a diverse range of

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individuals affected by social deprivation, including carers, foster families, those in temporary accommodation, homeless, asylum seekers, and older people. Many live in the hardest-hit areas of Brighton and Lewes, where targeted, inclusive support remains essential to tackling entrenched inequalities and promoting wellbeing for all.

The longer-lasting impacts of the COVID-19 pandemic have disproportionately affected those most in need in society in terms of education, job security and poverty levels.

Summary of our key programmes & events for 2024/25

Our team works with individuals and groups to encourage a growth mindset by challenging limiting beliefs and supporting the development of sustainable new perspectives through co-mentoring and cognitive practices. Working from the research evidence base, our freelancer team designs and delivers workshops that address the personal wellbeing and social issues that contribute to financial problems, both as preventative and ameliorative support.

We are incredibly thankful for the outstanding support from our trustees, funders, and partners, including The Pearce Foundation and 3VA (Voluntary Action) in Eastbourne, Lewes, and Wealden. Their commitment and collaboration have played a vital role in helping us reach key milestones in our early months of operation. Thanks to this shared effort, we have been able to offer over 550 free places across a range of tailored programmes, an achievement that reflects the strength of our partnerships and our shared dedication to making a lasting impact.

Below are highlights of the programmes and courses we delivered over the last 12 months, along with some of the programmes we are working on or planning over the following year.

1. HAF Camps Easter and Summer Holidays 2024

Our charity was once again fortunate to receive funding from East Sussex County Council through the Holiday Activities and Food Programme (HAF), the government initiative launched under the broader Levelling Up agenda. This programme aims to reduce inequality and support disadvantaged communities across the country. HAF specifically focuses on children from lowerincome families, providing access to enriching holiday activities alongside free, nutritious meals. With this support, we delivered two engaging holiday camps for children eligible for free school meals. A total of 240 were filled across the two camps, which ran for 2 and 6 days, from 10am to 2pm, and offered a wide variety of activities, including yoga, arts and crafts, and interactive games. As part of our commitment to health and well-being, we also provided healthy snacks and wholesome two-course lunches each day.

On these camps, we also supported a wide range of emotional needs and challenges among the children and families, requiring strong risk-management practices, close teamwork, and robust

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safeguarding throughout. Many of the children had additional needs, including autism, ADHD (attention deficit hyperactivity disorder), and type 1 diabetes, and we ensured tailored support was available throughout the camp.

Our ability to provide specialised care, particularly for children with type 1 diabetes, is a key strength. Few programmes have the staff expertise or confidence to accommodate such specific medical requirements, and this capability set our provision apart.

.

Feedback included:

2. Age Concern Eastbourne Taster and 6-week course – July 2024

We successfully delivered our second Six-Week Programme, Going Deeper, with Age Concern , engaging 15 participants (90 places in total). Building on the success of our 2023 course, this initiative was grounded in the recognition that social isolation and poverty have a profound impact on health and well-being, along with the other issues older people face and the challenges this can bring.

The interactive, experiential programme was carefully designed to deepen the connections formed in the previous course and to further combat loneliness by fostering the opportunity to build on the meaningful relationships and supportive networks. Once again, feedback was overwhelmingly positive. Many participants expressed a strong desire for continued sessions, highlighting the value of the warm, non-judgmental environment we provide, one that encourages genuine connection and lasting friendships.

Nutritious food remained a key element of the programme, with some participants acknowledging that it was the only substantial meal they had each day.

Feedback from participants’ responses included:

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3. Carers Support and Wellbeing (CSAW) – Sept/Oct 2024

The impact of caregiving on carers’ physical and mental health remains profound. According to

Carers UK’s 2024 State of Caring report, which surveyed over 11,000 carers:

These findings underscore the urgent need for programmes that support their health and wellbeing, providing safe, supportive spaces where carers can connect, reflect, and rebuild their resilience.

Participants’ feedback highlighted notable improvements in overall wellbeing as a direct result of attending the course. Previous evaluations/feedback have shown strong evidence of sustained positive change, particularly in integrating wellbeing practices into daily routines and developing lasting, healthy habits.

Feedback from participants:

“ This course has been amazing! I’ve learned to take the time to be in the now and notice the beautiful world around me”

“ Your gentle and caring instructions were clear, and I was able to pass them on to others”

“100% wellbeing”

The group requested a dedicated wellbeing day, which we held in October 2025. This opportunity was especially meaningful given that many participants are currently facing

significant stress in their personal lives. A focused wellbeing day offers far more than a momentary break, it provides a safe, supportive space to pause, reflect, and reconnect with oneself and others.

The group recognises that such a day can reduce feelings of overwhelm, strengthen coping strategies, and enhance emotional regulation. It allows participants to step away from daily pressures and engage in grounding and restorative activities. Just as importantly, it creates a sense of shared experience and community, helping individuals feel less isolated in their challenges.

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4. Just Friends Taster and 6-week course – July 2024

Just Friends is a charity dedicated to reducing the detrimental effects of loneliness. After a wellreceived taster session in Brighton in December, Just Friends invited us to deliver a 6-week programme in Newhaven, an area experiencing social and economic deprivation. We successfully delivered the Wellbeing Course. The impact on health and wellbeing was clear and the benefits included:

Feedback:

5. Homes for Ukrainians with 3VA

Since February 2022, local community organisations and volunteers from Wealden, Eastbourne and Lewes have worked together to welcome and support more than 1,800 Ukrainians seeking refuge in East Sussex. This year, our charity was invited to deliver a three-session programme for the Homes for Ukraine volunteer network. We tailored the workshops to the group’s needs, creating opportunities to strengthen connections, share locally sourced food, and explore practical wellbeing tools. As always, we focused not only on recognising existing wellbeing habits and learning new practices but on weaving them into everyday life to build sustainable wellbeing habits.

We greatly valued the chance to work with these dedicated volunteers and to gain deeper insight into the vital support they continue to provide. We are grateful to 3Va for their partnership in co-facilitating the workshops.

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Feedback from participants was extremely positive. Highlights included:

6. Taster Sessions

Just Life

Our trainers delivered a taster session for Just Life during the charity’s Wellbeing Day, offering participants much-needed respite, connection, and emotional support. Just Life is a charity that supports individuals experiencing homelessness or living in temporary or unstable accommodation, many of whom face significant stress, insecurity, and social isolation.

The session, held in May 2024, welcomed 12 attendees and provided a safe, calm space where participants could engage in gentle, mindful activities designed to reduce anxiety, build confidence, and foster a sense of community. For individuals navigating the challenges of homelessness, even a single session of structured

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support can have a meaningful impact, helping people feel seen, valued, and better able to cope with daily pressures.

Overall, the taster session contributed to improved wellbeing for participants and reinforced the importance of accessible, wellbeing support for those living in highly vulnerable circumstances.

Refugee Buddy Project

A Wellbeing Taster Session was delivered in November 2024 in Eastbourne for Ukrainian Refugees. Around 25 people attended and enjoyed a short introduction to our wellbeing practices.

‘‘Many many thanks again for joining us all yesterday, for meeting people and especially for your lovely wellbeing exercise taster.’’ Homes for Ukraine Team Programme Manager

7. Pearce Foundation

This past year has been a valuable period of growth and learning. Our collaboration with the Foundation enabled us to strengthen our existing practices and make meaningful progress in the areas identified for development. The support we received has had a lasting impact on our work and on the communities we serve.

Although this phase of our partnership concluded in September 2024, the Foundation played an instrumental role in empowering and supporting our fledgling charity, significantly enhancing our capacity to meet the needs of our beneficiaries. We are committed to building on this momentum and plan to reapply for further support in September 2025.

We are excited about the opportunity to work together again and have submitted a bid to be supported as a Returning Partner in 2026. This proposal outlines our focus on strategic development, organisational sustainability, and wider growth opportunities. We look forward to the possibility of continuing our work with such an inspiring and values-aligned organisation.

Future Plans and Activities in the Pipeline:

We are excited about the opportunity to bid again with the Pearce Foundation and have reapplied to be supported as a Returning Partner with Pearce in 2026, with a bid outlining key areas to focus on in the forthcoming year.

We will also partner with RISE (Refuge, Information, Support and Education) and launch our first Wellbeing Together course for parents and their children. The programme will focus on fostering connection between parent and child, creativity, and exploring practical wellbeing tools and calming practices they can continue to use and enjoy long after the course ends.

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Following the success of our initial workshop with a group of carers supporting individuals affected by alcohol and drug misuse, CSAW have invited us to deliver a second Going Deeper six-week programme, specifically tailored to meet the unique challenges faced by this group.

Partnering again with Age Concern, an exciting new workshop, a reunion for 12 people to explore the longer-term impact of our work.

Ukrainian Refugee Buddy Project have requested two sessions, one in Uckfield and a second in Eastbourne, to be funded by the National Lottery.

Just Friends has requested additional courses for 2026, following previous participants’ interest in follow-up sessions. They are also keen for us to expand our work into new areas, reflecting the strong engagement and positive impact of the initial course.

“This course is very important, especially for people in stressful situations” Participant, Refugee Buddy Project

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Governance and Operations

Wellbody Wellmind Wellbeing continues to operate primarily on a voluntary, pro bono basis, supported by our co-founders, who are also freelance associate trainers.

The Board of Trustees

The WbWmWb Board of Trustees continued to offer a broad and highly valuable range of skills that strengthen our work, providing strategic direction and governance to the organisation. They work closely with the co-founders to identify and support the charity’s development.

The Trustees, supported by the Co-founders, also ensure the operational success of WbWmWb in the following areas:

Together, they contribute strong financial and administrative expertise, a deep understanding of the key areas above, along with coaching skills, pastoral awareness, and excellent organisational abilities, which have helped drive our progress and ensure that we deliver high-quality, lastingimpact courses.

Trustee Recruitment

Following the Charity Commissions guidance, the recruitment process follows the following lines, having considered the need or pending vacancies and the number of trustees required in the governing documents:

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Trustees meet quarterly to ensure regular oversight of the charity’s operations, financial health, and strategic direction. In addition to these formal quarterly meetings, trustees may also hold additional meetings as needed for specific projects, events, or decisions that require immediate attention.

The Administration of the Charity

The charity’s administration is carried out voluntarily by the trustees. The co-founders also play an active role in managing the organisation, with the majority of their time in 2024/25 dedicated to the organisation voluntarily.

Our trustees bring a broad and highly valuable range of skills that strengthen every aspect of our work. Their guidance and dedication have been central to our progress, helping us maintain high standards and deliver courses that create meaningful, lasting impact.

Programme Contractors, Trainers and Our Wider Support Team

This year, we had a small, core team, comprising of skilled training professionals, including trainers and teachers, with a wide range of relevant qualifications and experience.

Once again, we were fortunate to have the support of a dedicated small team of three volunteers who played a key role in the success of our HAF camps. Their enthusiasm and commitment added real value to the experience of the children and young people who attended.

Staff from our partner organisations also often join our sessions, bringing additional insight and support and helping us work more closely together.

Social Impact and Public Benefit

Our charity exists to enhance the wellbeing of individuals and communities who are most in need. Despite our modest income, we are proud to have made a meaningful and measurable difference through our grassroots initiatives. Our programmes are designed to support and empower individuals by promoting mental, emotional, and physical wellbeing in accessible, inclusive, and sustainable ways. Over the past year, we continued to focus on:

Community Engagement

We worked in partnership with local charities and community groups to deliver activities that bring people together, reduce isolation, and build a greater sense of connection and belonging. These collaborative efforts have enabled us to reach individuals who might otherwise be excluded from community support networks.

Wellbeing Programmes

Our free wellbeing training courses remained a cornerstone of our impact. Based on evidenceinformed models, these sessions offered practical tools in areas such as breathwork, bodywork, mental wellbeing, healthy eating, and relaxation. By removing financial barriers to participation, we ensured that individuals from marginalised or under-resourced backgrounds could access lifeenhancing support without cost.

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Support Networks

We facilitated peer-led support groups that provided safe, welcoming spaces for individuals to share experiences, receive mutual support, and feel heard. These networks have become a vital lifeline for many, promoting resilience, connection, and long-term positive change.

Through all our work, we remain committed to creating healthier, happier individuals and stronger, more connected communities. Our activities align with our charitable purpose and meet the public benefit requirement by improving the mental and physical wellbeing of those we serve, particularly those who face disadvantage or social isolation.

We are grateful to our supporters, partners, and volunteers who make this work possible. With their continued help, we look forward to deepening our impact in the year ahead.

“The kindness from Maria and Nicole, the feeling of being cared for and feeling so wonderful that I feel that I want to do my best for others” Programme Participant, Lewes, October 2024

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Our Theory of Change document outlines the key outcomes our programmes aim to achieve for participants, including:

Medium-term

Longer-term

Funding

Wellbody Wellmind Wellbeing is primarily funded by grants, which we have received since its inception. We are grateful for these grants and some donations from private individuals.

We do not receive any statutory funding, but we will continue to seek grants from funding bodies and through partnerships to expand our work.

Our funding came from the following sources:

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As a small charity, we recognise the importance of building a sustainable funding base. In the year ahead, we will explore opportunities to diversify our income in line with our Governing Document, including:

These efforts will support the charity’s long-term resilience and help us continue delivering impactful programmes.

“This course was amazing, gentle and caring instructions were clear and I was able to pass them on.” Participant, carers group, October 2024

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Financial review

Income and Expenditure

During the financial year, the charity generated a total income of £26,017, all of which was received through grant funding. This represents a slight increase compared with £25,355 in the previous reporting period (1 December 2022 to 31 March 2024).

Total expenditure for the year was £19,827, a slight reduction from £20,148 in the previous period. Of this, £18,444 was spent directly on charitable activities in furtherance of the charity’s aims. Administration costs, including Trustees’ Indemnity Insurance, amounted to £1,383, reflecting the charity’s commitment to keeping overheads low. Although in future years this is expected to rise to a more reasonable level, ensuring the charity fully meets all overheads.

Financial Position

At year-end, the charity held £11,397 in cash, all of which was restricted funding. While these funds can only be used for their designated purposes, they provide sufficient resources to meet short-term commitments and support effective cash-flow management.

Insurance

The Trustees maintain a trustees’ liability insurance policy, costing £226 for 2024. This qualifying third-party indemnity was in force throughout the financial year and continues into the current year. The policy provides appropriate cover for all trustees named in the Trustees’ Annual Report and is considered adequate for the charity’s risk profile.

Risk Management

Reserves

In our second year as a registered charity, WbWmWb continues to seek to strengthen its financial. Position. As we began with no reserves, building an appropriate level of general reserves remains an important priority. Establishing reserves will help safeguard the organisation against unforeseen fluctuations in income and expenditure and will enable us to respond effectively to any sudden challenges arising from our charitable activities. Reserves also protect temporary or permanent reductions in income, supporting the charity as it adapts its cost base and operating model when needed.

The Board of Trustees has agreed that WbWmWb will work towards developing a reserves fund, with a long-term goal of holding the equivalent of two months’ running costs. This policy will continue to be reviewed annually.

The trustees are committed to ensuring the financial stability and sustainability of our

programmes. We are pleased to report that the risk of financial uncertainty is minimal, as all grants for our courses and initiatives are secured prior to the commencement or delivery of any activities. This proactive approach allows us to focus entirely on achieving our mission and delivering highquality services to those we support without concern for funding gaps.

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Our applications include an element for overheads covering insurance, IT, and related running costs. As of October 2025, we are pleased to say that some applications are solely to support the charity’s strategic planning, management, and administration.

Risk

The Board of Trustees ensures that effective risk management and internal control systems are in place to manage Wellbody Wellmind Wellbeing’s risks. A nominated trustee undertakes these responsibilitieas, reviewing internal policies, ensuring compliance with financial and Charity Commission regulations.

Policies

As trustees we remain steadfast in our commitment to maintaining the highest standards of governance, transparency, and accountability in all our activities.

We are dedicated to ensuring the sustainability and impact of our programs, fostering an environment of inclusivity, respect, and compassion for all those we serve. Our focus continues to be on providing accessible and effective wellbeing support through evidence-based programs and resources, delivered by a passionate and skilled team of staff and volunteers.

We recognise the importance of upholding strong financial stewardship. As stated above, all funding for our programs is secured before delivery, ensuring a stable and secure financial

‘Many thanks again for the absolutely wonderful session last week, it was just right in every way and really appreciated by every person I have spoken to since. What a beautiful and memorable experience to live, together with this group of people, and yourselves’ Homes for Ukrainians with 3VA January 2024

foundation for our work. We continue to actively seek opportunities for growth and collaboration to expand our reach and enhance the lives of those who face challenges and will benefit from our services.

As trustees, we take our responsibility to guide the charity with integrity seriously, making decisions that align with our core values and the needs of those we support.

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Supporting Our Work

If you feel inspired to make a regular donation that would really help us with our planning. UK bank account holders can set up direct debits via regular giving, and also claim Gift Aid for their donations. Donations can be cancelled at any time, so if your situation changes you can change your direct debit

One-off donation

You can make a one-off donation either by cheque or bank transfer (payable to ‘Wellbody Wellmind Wellbeing or contact us for our bank details)

If you would like to find out more about how you make a donation or be part of our work, please contact: www.wellbodywellmindwellbeing.co.uk

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Names of the charity trustees who manage the charity

Trustee name Ofce
(if applicable)		 Dates acted if not
for wholeyear		 Name of person (or body) enttled
to appoint trustee(if any)
Christne Burke Chair Trustee Board
Jacquline Pear Trustee Board
Kat Holden Trustee Board
Sam(Adcock)McDowell Trustee Board

Statement of Trustees’ responsibility

The Trustees are responsible for preparing the Trustees’ Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice). In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping proper accounting records that disclose the charity’s financial position with reasonable accuracy at all times and enable them to ensure that the financial statements comply with the legal requirements for charity (CIO).

They are also responsible for safeguarding the charity’s assets and taking reasonable steps to prevent and detect fraud and other irregularities.

The Trustees confirm they have complied with the duty in Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s general guidance on public benefit.

The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustee by:

Christine Burke Chair January 2025

www.wellbodywellmindwellbeing.co.uk fb wellbodywellmindwellbeing

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Wellbody W•llmlnd W•llbelng (CIO) CC16a Recelpts and payments accounts 31r¥2025 Section A Receipts and payments a•0 s￿¢0 28,Ql 7 14411 17•• 14•14 1•43 17•• 414• l••• 19.827 IV27 20,148 190 110 307 IlJ•7 11J•7 &207 Sectiori B St,Iteiiieiit of assets aiid Ii.It)ilities .It tkie eiid of tlie period Cat•9N*B fvnd• B1 Cwh fun 11J•7 i Dthall• r06 J I'eAr

INDEPENEDENT EXAMINATION REPORT TO TRUSTEES OF WELLBODY WELLMIND WELLBEING CIO ON THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025.

Respective responsibilities of the directors.

The trustees are responsible for the preparation of the accounts and consider that an audit is not required for this year.

I report on the accounts for the Wellbody Wellmind Wellbeing for the year Ended 31st March 2025.

This report is made solely to Wellbody Wellmind Wellbeing as a body. My review has been undertaken so that I might state, those matters I am required to state to them in a report and for no other purpose. To the fullest extent permitted by law. I do not accept or assume responsibility to anyone other than the Trustees as a body for my review, for this report or for the opinions I have formed.

It is our aim to:

Basis of independent report

Our review was carried out in accordance with the general Directions given by Companies House. An examination includes a review of the accounting records kept by the company and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide any of the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a “true and fair view”

and the report is limited to those matters set out in the statement below.

Independent statement

In connection with my inspection, no matter has come to my attention.

  1. Which gives me reasonable cause to believe that in any material respect the requirements

  2. to keep accounting records in accordance with section of the Act; and

  3. to prepare accounts which accord with the accounting records and to comply with the

accounting requirements of the Act have not been met; or

  1. to which, in my opinion, attention shown be drawn in order to enable a proper understanding of the accounts to be reached.

P Okusi Thompson Accountants Approved Independent Examiner SIGN 336-338 London Road Cricket Green Mitcham CR4 3UD ...................