## **Trustees’ Annual Report for the period**
**From 1[st] Nov 2024 Period start date To 30 Oct 2025 Period end date**
**Charity name: Arnside Sailing Club**
## **Charity registration number: 1200999**
## **Objectives and Activities**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The objects of the Charity are
1) To promote community
participation in healthy recreation
by providing facilities and
equipment for water sports,
including but not limited to sailing,
paddle boarding, kayaking, and
canoeing, and organising a
programme of water sports
activities.
2) The promotion of the maritime
heritage of Arnside village for the
public beneft by the preservation,
repair, and maintenance of historic
buildings and craft in Arnside.
3) To provide or assist in the
provision of facilities in the
interests of social welfare for
recreation or other leisure time
occupation of individuals who have
need of such facilities by reason of
their youth, age, infrmity or
disability, fnancial hardship or
social circumstances with the
object of improving their
conditions of life.|
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|The Club ofers water sports at
Arnside on one of the country’s
most scenic estuaries. In 2025,
the Club owned 22 sailing
dinghies, 7 sit on top kayaks and
11 paddle boards, which are
availableforuse bymembers and|
|||for training. Water sports at
Arnside are based at our Boat
Park, which is located on the
beach, half a mile from our
Clubhouse on the Promenade.
We use Killington Sailing
Association, near Sedbergh an
inland non tidal lake as a base for
training. We are a recognised RYA
Training Centre at Killington. We
run club nights there on Thursday
evenings in the summer. We also
ofer training at Arnside. In 2025
we ofered paddle board and
kayak trips to other locations and
dinghy cruises in lakes.
Our clubhouse in an old customs
bonded warehouse is one of the
oldest buildings in Arnside. We
own “Severn” a heritage yacht
built in Arnside in 1912. Arnside
has a signifcant maritime
heritage. Historically the estuary
was the port for Kendal.
Crossfelds of Arnside were leading
builders of Morecambe Bay
Prawners, yachts and other boats
including Arthur Ransome’s
Swallow from 1840s to 1940s.
The Club has a youth programme.
We also ofer training to schools
and other youth group. We have
an AALA (Adventure Activities)
Licence. The Club ofers reduced
fees to students and people on a
low income enabling them to take
part in water sports. We aim to
make water sports afordable so
that cost is not a barrier to taking
part.
The Club has a trading subsidiary,
“Old Customs House Trading
Company Ltd” which runs a
programme of social and music
events in our clubhouse paying a
rent and donating any profts to
the Charity.|
|---|---|---|
|Statement confirming
whether the trustees have
had regard to the guidance|Para 1.18|In managing the Charity trustees have
regard to the guidance issued by the
Charity Commission on public benefit|
issued by the Charity Commission on public benefit
## **Additional information (optional)** You may choose to include further statements where relevant about:
||SORP reference||
|---|---|---|
|Policy on grant making|Para 1.38|In 2025 we introduced a small bursary
scheme to help families on a low income to
pay for water sports training for their
children. To be eligible families had to be in
receipt of income support**.**The scheme
was funded by a grant from the Areti Trust|
|Policy on social investment
including program related
investment|Para 1.38|NA|
|Contribution made by
volunteers|Para 1.38|The Charity has no paid
employees. All the trustees and
ofcers are volunteers. Running
the Charity requires a considerable
amount of time. As well as the
committee the club has between
30 and 40 members who volunteer
on a regular basis, for example by
helping maintain our boat park,
timing races, operating safety
boats, taking new members out
sailing, helping instructors or
leading paddle board trips.
The Charity has an annual
volunteerof the yearaward|
|Other||The Charity provides training for
volunteers in areas such as frst
aid and safety boat operation. In
2025 we introduced an Assistant
Instructor Scheme and trained two
members as paddleleaders|
## **Achievements and Performance**
||SORP
referenc
e|||
|---|---|---|---|
|Summary of
the main
achievement
s of the
charity,
identifying|Para
1.20||**1. Watersports**
**1.1 Membership**
**Year**
2019
202
0
202
1
202
2
202
3
202
4
202
5
**Membe**
**r-ships**
69
113
169
150
149
123
116|
|the difference
the charity’s
work has
made to the
circumstance
s of its
beneficiaries
and any
wider
benefits to
society as a
whole.||The club ofers individual and family memberships.
The number of memberships at the year-end was
116. Including partners and children this equates to
around 300 members. This was 6% down on 2024
but still considerably higher than in 2019 pre-Covid.
Membership grew rapidly during Covid as people
were looking for things to do and since we
introduced paddleboarding in 2020. Since 2021
membership has declined due to people having less
free time post Covid, members moving on and
increased cost of living, for example for families.
Around 80% of members have joined since 2020.
There were 25 new memberships in the year (21%
of total membership). Going forward we need to
recruit this number of memberships each year to
continue with current levels of activity.
29 memberships (25% of the 2024 total) did not
renew. This compares to 38% in 2024. To retain
members, we need to put on activity that meets
their needs and encouraging them to take part.
Sailing was the main activity for nearly 40% of club
activity with paddle boarding and kayaking
accounting for 20%. Parents of youth sailors
accounted for 16% of members.
**1.2 Water Sports Activity**
In total organised water sports activity took place at
Arnside on 68 days and at Killington on 69 days with
7 trips to other locations.
At Arnside depending on the tide, we ofered a
programme of sailing at weekends and midweek.
This included racing, social sailing, dinghy cruises
out into the Bay, youth, improver and taster
sessions. A new initiative was to run sessions where
new members could go out with experienced
members. We ran dinghy cruises on Coniston Water
and Windermere.
Sailing numbers at Arnside were slightly down on
2024, especially in the autumn when the weather
was poorer. We were not able to take anyone out on
our Try Day due to strong winds, but went ahead
with an event in the Boat Park anyway, which
attracted fewer people. Our Classic Boat Regatta in
June was also afected by the weather. We ran 7
races at Arnside. In 2026 we want to increase the
numberof races andmembers,including youth||
|---|---|---|---|
taking part. We want to do more to encourage people who have done our sailing courses at Killington to sail at Arnside At Killington our Thursday club nights have continued to be a success with numbers averaging 12 per session. They provide an opportunity for people to sail, paddle, kayak or windsurf at the same time as others with the reassurance of instructor in a safety boat present. We use Killington as inland training centre as unlike Arnside it is not tidal. A new initiative was to run joint monthly races there with Killington Sailing Association (and Sedbergh School), which we plan to build on in 2026. In 2025 we ran a programme of group social paddleboarding and kayaking, including trips to locations such as Coniston, the River Lune at Halton and the Middle Derwent between Derwentwater and Bassenthwaite. At Arnside we ran a series of family paddle days. Kayaking and paddle boarding are good way of introducing children to water sports. Our paddle sports season was started in April by a visit from Jo Moseley, author of paddle boarding guides to Great Britain and the Lake District. She gave a talk in our clubhouse and paddle boarded with a group from the club in the estuary the next day. At Easter, Lizzie Collinge MP for Morecambe and Lunesdale came to a Family Fun Paddle Day on the estuary at Arnside. The event also included beach activities, such as sandcastle building. With the Paddle Boarding now a mature sport, the emphasis has changed from offering beginner lessons to running group social activity and family paddle days, With the number of people paddle boarding nationally being three times higher than sailing and for canoeing 4.5 higher, paddle sports offer a growth opportunity for the club. We are the only club in Cumbria and North Lancashire offering a programme of social paddle boarding. Doing paddle boarding as part of a club offers members people to paddle with, greater safety, support, led trips and the opportunities to progress **1.3 Becoming a Paddle UK Club** In January 2025 we became a Paddle UK Affiliated
Club. Paddle UK (formerly British Canoeing) is the governing body for Paddle Boarding and Canoeing. By becoming a Paddle UK Club, we get access to their advice, grant funding and promotion. Being a Paddle UK Club is a mark of quality. To qualify as a Paddle UK Club, a club has to meet their safety and safeguarding standards.
## **1.4 Training**
Offering training is important in attracting new members and meeting our charitable aims of getting more people out on the water.
## **Number of Participants by Year excluding schools and youth groups**
|**Activity**|**2023**|**2024**|**2025**|
|---|---|---|---|
|**Arnside**||||
|AdultSailing|20|20|12|
|YouthSailing|27|15|19|
|PaddleBoarding|38|22|35|
|Kayaking|11|15|5|
|**Killington**||||
|AdultSailing|20|36|29|
|YouthSailing|52|46|42|
|Windsurfng|3|4|6|
|Power and Safety
Boat|8|10|5|
At Arnside we ran taster lessons and high tide improver sessions for both adults and youth. Numbers taking part in adult improver sessions at Arnside declined in 2025 as we put on fewer sessions, whilst numbers for youth sessions increased. Paddle board lessons numbers increased as we introduced shorter taster lessons. However, numbers are well below the 160 recorded in 2021 when the sport was new.
The Club is a RYA Training Centre at Killington. Killington accounts for the largest proportion of our training activity. We are group member of Killington Sailing Association, which allows us to use their lake for training and club nights. We are grateful for their continued support for our training activity there.
The number of adults taking part in sailing lessons at Killington decreased mainly as we had fewer participants for our midweek improver sessions there.
Numbers for youth courses during the school holidays were slightly down, perhaps as families
have less spare money. A Home Education Group accounted for 11 of the youth participants.
We ran a powerboat course for 4 people from Lancaster University in March with a spare place going to a club member.
## **1.5 Training Revenue**
||**2021**|**2022**|**2023**|**2024**|**2025**|
|---|---|---|---|---|---|
|**Arnside**|8050|4581|2730|2130|1839|
|**Killington**|6740|6473|1063
7|1218
0|1294
0|
|**Schools &**
**Youth**
**Groups**|1080|1230|4110|3987|3798|
|**Total**|1589
0|1229
2|1747
7|1835
7|1855
7|
Revenue from training has increased by 17% since 2021 largely due to running lessons for school and youth groups. Most of our training now takes place at Killington. Arnside revenue has declined as numbers for paddleboard lessons have decreased and as the emphasis has shifted to providing training at Killington, though we still run taster lessons and improver sessions at Arnside to introduce adults and youth to sailing on the estuary. Revenue from schools declined slightly in 2025 as we were not be able to offer Arnside School sailing sessions at Arnside due to the depth of water at low tide. This offset by running lessons for Sedbergh Summer School, a new customer.
## **1.6 Volunteer Training**
In 2025 we introduced an Assistant Sailing Instructor Scheme with 4 youth and 1 adult member taking part. Whilst not being full instructors, Assistant Instructor help instructors with lessons for example by showing participants how to rig a boat or taking them out sailing. The scheme offers older youth a chance to progress their skills and gain experience that will help them in the future life. Becoming an instructor is a means where an adult member can help the club, pass on their skills and meet new people. We plan offering a chance for older youth and adults to become full instructors in 2026 and possibly repeat the Assistant Instructor Course in 2027.
To support our paddle board programme, we trained two volunteers as Paddle Leaders in 2025. Paddle
Leaders are qualified to lead paddle board trips. In the Autumn we ran a SUP safety course for 8 members, which covered rescue techniques. We are looking at training two members as Paddle Board instructors in 2026. We ran refresher training for safety boat crew in the Spring, though only trained one new powerboat driver during the year. We put on a first aid course for Club Volunteers **1.7 RYA Impact Awards** Jane Caldwell, our secretary, was awarded a RYA Impact Award for her work as an Assistant Instructor supporting training. **1.8 Club Craft** We were given a Laser 2000 built in 2006 in good condition by a non-member in the spring increasing the number of club sailing dinghies to 22. We would like to record our thanks **1.9 Proposed Water Sports Hub** At present there are no proper changing facilities in our boat park in Arnside. We are developing plans for a “water sports hub” in our boat park consisting of changing facilities and a meeting / social room **.** We were awarded a grant of £6500 a February 2024 by the Council to develop plans for changing facilities. We decided not to go ahead with our initial proposals due to the estimated cost of £150,000 plus and as the building had to be relocated in the centre of the Boat Park to avoid tree roots cutting down on the amount of boat parking. We are now progressing plans for a smaller facility which costing around £80,000 which should be easier to fund. As well as water sports the facility could be used for Forest Schools. We anticipate applying for planning permission in 2026 or 2027 with a possible build in winter 2027/8 depending on how quickly we can raise the money. **2. Promoting Arnside’s Maritime Heritage** Arnside has a long maritime history. The estuary was the port for Kendal. Crossfields built yachts and Morecambe Bay Prawners in the village from 1840s to the 1940s.
The Club owns Severn, a yacht built by Crossfields in Arnside in 1912. During the year Severn restoration by David Moss Boatbuilders at Skippool near Blackpool was ongoing. Severn was finally put back on the water in April 2026. The restoration cost £160,000 funded by grants from The National Lottery Heritage Fund, Garfield Weston Trust, Headley Trust, Cumbria Community Foundation, Arnside Silverdale Grant Fund, Barnes Trust, donations and fundraising events. The project is funded separately from the Sailing Club through the Friends Group. The project should give club members an opportunity to help sail a historic boat. Separately from the Club, several club members are involved with Morecambe Bay Prawner Trust which owns Spray, a boat built in Arnside in 1896. Just outside the reporting period in November 2025, we held a conference on Crossfields of Arnside and the different boats they built attended by about 50 people. Presentations included a talk about Pacific Moon, a Crossfield’s yacht that sailed to Tahiti in 1931/2 and Molly a yacht built by Crossfields in 1914 for a Lancaster doctor, now in the Mediterranean. As part of the National Lottery Heritage Fund project an archive website on Crossfields is being set up. We were awarded a £16,450 grant by the Council in the summer to set up a small maritime heritage centre in the foyer of our clubhouse and improve music equipment, though the grant has not yet paid. Our clubhouse in the Old Custom House is one of the oldest buildings in Arnside. The Classic Boat Regatta in June was hit by poor weather. In August we held our fifth maritime singing festival with singing on the pier and in the clubhouse. **3. Helping people in need, including young people 3.1 Youth** The Club offers RYA Youth Courses at Killington, taster and improver sessions at Arnside and training to schools and youth groups. The Club has an AALA Licence (Adventure Activities Licence). During the year we ran water sports sessions for three schools, three youth groups and for international students at Sedbergh Summer School.
In total 105 children and students took part in our school and youth group programme in 2025.
On our RYA Youth Sailing Courses at Killington, we trained 42 children and young people. We trained four youth members as Assistant Instructors.
Our AALA licence was extended for another three years. We would like to thank Ian Mason, our chief instructor for his work on the AALA application. We received a grant the Areti Trust in 2025. £1000 was to support water sports lessons for schools and youth groups in the Lancaster City Council area, especially those from disadvantaged areas and £1000 for a bursary scheme to help parents in receipt of Universal Credit to pay for water sports lessons. **3.2 Adults**
We became a RYA Sailability Club in 2023. Whilst we do not offer sailing sessions for disabled groups, we aim to accommodate people with disabilities or special needs on our training sessions.
The Club offers reduced cost membership to people with a low income and students. In 2025 this cost £25. We had 7 low income or student memberships. Including two families.
## **Additional information (optional)**
You may choose to include further statements where relevant about:
|Achievements against
objectives set|Para 1.41||
|---|---|---|
|Performance of fundraising
activities against objectives
set|Para 1.41||
|Investment performance
against objectives|Para 1.41||
Our plans for 2026 include Other developing our training programme by offering a clearer pathway for new participants supporting on their journey from being complete beginners to experienced participants. We want to grow the number of schools and youth groups we offer water sports to giving more young people a chance to take part in water-sports. We are running a RYA Level 1 Sailing Course for Beetham School in 2026. On the Isle of Wight, Seaview Yacht Club have set up a Youth Sailing Trust to fund a terms worth of free sailing lessons for local schools. We need to do more to encourage participants in school sessions to feed into the club’s youth programme. We plan training two or three of older youth members as full sailing instructors enabling to them help with lessons and improve their life prospects. We are looking at setting up a community rowing scheme in future by acquiring a boat that can be rowed by our 4 more people. Community rowing boats have proved popular elsewhere in the country **.**
## **Financial Review**
|**Financial Review**|||
|---|---|---|
|Review of the charity’s
financial position at the end
of the period|Para 1.21|The Club’s income was £38,967 in
2024 – 2025 compared to £39,165
in the previous year. The main
diference was that grant income
was slightly lower. Membership
and training income was slightly
up.
Membership accounted for 30% of
income, training 50% and rent
from Old Customs House Trading
Company 15%.
Expenses including deprecation
were £45662 giving a defcit of
£6695 compared to £2651 defcit
in the previous year. This
indicates that the Club is not
generating enough income to
invest in upgrading facilities or
replace boats and equipment
when they come up for renewal.
This means that we are dependent
on grants, donations and
fundraising to pay for new
initiatives, which may not always
be available. Prior to depreciation
expenses were £36001 giving a
surplus of £2986 compared to
£7000 in the previous year.
At the end of the fnancial year,
the club had assets of £348,704.
The Clubhouse accounts for
around 70% of the club’s assets
and club craft most of the
remaining 30%.|
|Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The Club’s policy is to hold a
minimum level of cash reserves to
cover 6 months operating
expenses, currently £18,000 a
year. Our income is seasonal with
the majority of income coming in
during the spring and summer in
advance of expenditure
In the short term we want to build
up cash reserves to help pay for
investment in new changing
facilities in our Boat Park and roof
repairs onour historic Clubhouse.|
|Amount of reserves held|Para 1.22|The Charityheld£27,682 incash|
|||at the end of thefnancialyear|
|---|---|---|
|Reasons for holding zero
reserves|Para 1.22|NA|
|Details of fund materially in
deficit|Para 1.24|NA|
|Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|NA|
## **Additional information (optional)** You may choose to include further statements where relevant about:
|
The charity’s principal
sources of funds (including
any fundraising)|
Para 1.47|
The Charity principal source of
funding is membership for 30% of
income, training 50% and rent
from our trading subsidiary Old
Customs House Trading Company
15%. For items of capital
expenditure, we are dependent on
grants and donations|
|---|---|---|
|Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|NA|
|A description of the principal
risks facing the charity|Para 1.46|The Club is at risk to membership
numbers and income declining. We
mitigate against this by monitoring
membership numbers, controlling
expenditure, so it matches our
income, attracting new members,
putting on activity to retain
existing members and reviewing
our strategy on a yearly basis.
Similarly, we are at risk to training
income declining. We mitigate
against this by monitoring take up,
reducing the amount training we
run, varying our training ofer so
we put on more of the popular
courses and less of those with a
low take up and by extra
promotion. We review our overall
training ofer at least once a year.
We are at risk from income our
trading subsidiary declining and
costs increasing. We mitigate
against this by monitoring sales
every month, managing
expenditure and seeking to
increaseincome,forexample or|
varying our product mix to concentrate on activity that creates a bigger profit margin. With fixed costs associated with the building, it is important that the trading subsidiary makes a profit and is not a drain on the charity resources. The Club is subject to risks associated with the national and local economic events, catastrophes such as Covid and changes in people’s lifestyles. An economic downtown for example might mean that people had less money to spend on water sports (or alternatively an opportunity to increase club turnover with more people holidaying at home). The club mitigates risk by keeping up to date to with national developments and water sports trends, by monitoring take up of club activities, cutting costs or by adapting the club’s product offering to current circumstances. A decline in revenue in one area can be offset by switching resources to a growth area. The Club is exposed to risks connected with owning club assets such as the clubhouse and club craft. We mitigate against this by holding adequate insurance, conducting regular safety inspections and by anticipating major items of expenditure in advance. The Club is subject to risks by running water sports and other activities. We seek to reduce risk from our activities by holding public liability and employer insurance (that also covers volunteers) and by having a safety management system in place. We conduct risk assessments, record incidents, provide safety boat cover, give volunteers first aid training, offer advice to participants on safety and have
operating procedures. We reduce risks to young people and vulnerable adults by having a safeguarding policy in place, by following RYA best practise and carrying out DBS checks on instructors and volunteers. The Club is subject to the risk of key members and officers moving on. We mitigate the risk of this by sharing the workload, encouraging new volunteers to come forward and develop their knowledge so that there are people who can take over in the future. Other
## **Structure, Governance and Management**
|Description of charity’s
trusts:|||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|Constitution adopted 14 Nov 2022|
|How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|CIO|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Trustees are elected by members
at the AGM each year. We aim to
have a balance of trustees from
diferent backgrounds with
diferent skill sets|
## **Additional information (optional)** You may choose to include further statements where relevant about:
|
Policies and procedures
adopted for the induction
and training of trustees|
Para 1.51|
New trustees are given an
induction on how the Charity
works, its charitable objectives,
acting in the public interest and
the role of charity trustee. Training
is given to trustees as appropriate.
Trustees are encouraged to take
part in club development events
runbytheRYAandPaddle UK|
|---|---|---|
|The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|The Charity is managed by the
main trustee committee which
meets monthly and has a yearly
strategy meeting to review activity
and plan for the coming season.
Diferent trustees have diferent
areas of responsibility and
expertise. The Charity seeks to
have trustees from diverse
backgrounds to refect the needs
of community and have trustees
with a wide range of experience
and expertise. Other club
volunteers not on the trustee
committee have responsibility for
diferent areas, such as the
maintenance of the Boat Park.
The Charity uses freelance
instructors for training, one of
whom administers the club’s
training programme on a contract
basis.
We have a Friends Group for
Severnour historic yacht.|
|||The Charity has a trading
subsidiary Old Customs House,
Arnside Ltd which runs a
programme of live music and
social events in the Clubhouse
paying a rent to charity and
donating any profts to us.
The Charity is afliated to the RYA,
the national governing body for
sailing and an approved RYA
Training Centre at Killington. In
January 2025 we became
members of Paddle UK, the
governing body for canoeing and
paddle boarding, giving us access
to their advice and support. We
are members of Cumbria
Canoeists, the regional body for
promoting canoeing and
paddleboarding.|
|---|---|---|
|Relationship with any
related parties|Para 1.51|The Club is a group member of
Killington Sailing Association. We
use Killington as a base for
training**.**|
|Other||Our plans for 2026 include
developing our|
## **Reference and Administrative details**
|Charity name|Arnside Sailing Club|
|---|---|
|Other name the charity uses||
|Registered charity number|1200999|
|Charity’s principal address|19 Promenade
Arnside
Carnforth
LA5 0DH|
|||
## **Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Alasdair Simpson|Commodore|||
||Jane Caldwell|Secretary|||
||Alan Dawson|Treasurer|||
||Andrew Pringle||||
||Andrew Newman||||
||Chris Stanger||||
||Marianne Lueking||||
||RosemaryRichards||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
## – Corporate trustees names of the directors at the date the report was approved
## **Director name**
Name of trustees holding title to property belonging to the charity
**Trustee name Dates acted if not for whole year**
## **Funds held as custodian trustees on behalf of others**
Description of the assets held in this capacity
Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects
Details of arrangements for safe custody and segregation of such assets from the charity’s own assets
## **Additional information (optional)**
## **Names and addresses of advisers (Optional information)**
**Type of Name Address adviser**
**Name of chief executive or names of senior staff members (Optional information)**
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
## **Other optional information**
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s) Full name(s)** Alasdair Simpson
**Position (eg Secretary,** Commodore (2024 - 2025 **Chair, etc)**
**Date**
11 Augusr 2026
# **Arnside Sailing Club Accounts**
**Year Ended 31 October 2025**
## **Arnside Sailing Club Income & Expenditure Account Year Ended 31 October 2025**
|**Income**
Rent from The Old Customs
House Arnside Ltd
Membership fees
Water activities & training
Grants and donations
Sundries
**Expenses**
Water activities and training
Watersports co-ordinator &
volunteer training
Establishment costs
Insurance
Repairs and maintenance
Legal and professional
Sundries
Dinghy pen development
Depreciation charges
Release of deferred grants
and donations
Net charge
Loss on disposal of equipment
**Deficit for the year**|**Year Ended**
**31 October 2025**
**£**
**£**
6,000
11,812
19,654
1,302
200
38,967
16,510
7,285
962
4,992
2,543
543
3,166
4,872
13,295
(8,506)
9,661
0
45,662
(6,695)|**Year Ended**
**31 October 2025**
**£**
**£**
6,000
11,812
19,654
1,302
200
38,967
16,510
7,285
962
4,992
2,543
543
3,166
4,872
13,295
(8,506)
9,661
0
45,662
(6,695)|**Year Ended**
**31 October 2024**
**£**
**£**
6,000
11,735
19,122
2,308
0
39,165
15,573
6,635
769
3,796
2,533
383
2,464
9,664
0
41,816
(2,651)|**Year Ended**
**31 October 2024**
**£**
**£**
6,000
11,735
19,122
2,308
0
39,165
15,573
6,635
769
3,796
2,533
383
2,464
9,664
0
41,816
(2,651)|
|---|---|---|---|---|
||||||
||||||
|||||(2,651)|
## **Arnside Sailing Club Balance Sheet As At 31 October 2025**
|**Fixed assets**
Investments
Freehold property, at valuation
Integral fixtures & fittings:
Cost brought forwards
Additions
Less accumulated depreciation
Plant & equipment:
Cost brought forwards
Additions
Disposals
Less accumulated depreciation
**Current assets**
Debtors and prepayments
Loan to The Old Customs House
Trading Co. Ltd
Building society account
Bank current account
Paypal account
**Current liabilities**
Creditors and accruals
Net current assets
**Total assets less current liabilities**
**Long term liabilities**
Deferred grants and donations
**Represented by:**
Accumulated surplus
Safety boat engine fund
Revaluation reserve|**As At**
**31 October 2025**
**£**
**£**
1
250,000
8,344
0
8,344
3,694
4,650
131,506
528
0
132,034
51,437
80,597
335,248
1,253
11,868
10,151
17,711
12
40,995
1,709
39,286
374,534
25,830
348,704
98,780
624
249,300
348,704|**As At**
**31 October 2024**
**£**
**£**
1
250,000
8,344
0
8,344
2,955
5,389
128,494
3,012
0
131,506
38,881
92,625
348,015
2,475
7,268
10,151
22,642
12
42,548
828
41,720
389,735
34,336
355,399
105,475
624
249,300
355,399|**As At**
**31 October 2024**
**£**
**£**
1
250,000
8,344
0
8,344
2,955
5,389
128,494
3,012
0
131,506
38,881
92,625
348,015
2,475
7,268
10,151
22,642
12
42,548
828
41,720
389,735
34,336
355,399
105,475
624
249,300
355,399|
|---|---|---|---|
|||||
||||389,735
34,336|
||||355,399|
||||105,475
624
249,300|
||||355,399|
ARNSIDE SAILING CLUB
REPORT QF THE INDEPENDENT EXAMINER TO THE TRUSTEES OF THE CLUB ON THE
ACCOUNTS FOR THE YEAR ENDED 31 OCTOBER 2025
I reportto the Trustees on my examination of the accounts of the club for tho ygar ended.31
October 2025 which have been prepared in acGordance with tho Charilies Act 2011 (the Act)
and with the FinanGial Reporting Standard 102 leffeotive 1%l January 2016) as modifted by
FRS 102 SORP (Statement of Recommended Practlce for Accounting for Charhles) 2015
las amandad by the Bulletln Issued in February 2016). (The SORP), published by the
Charlty Commlsslon In England & Wales (CCEW), 8nd unoer the historical cost convention.
Respactive responsibilitias of thè Trustè•s and th8 Indèpèndont Examinèr
and the basis of the report
As the club's trustees. y¢Ju are responsible for the preparation of the financial statements in
accord8n¢e w¢th the Charllie$ Acl 2011 gnd all olher appllcabEe law and wf(h United Kingdom
Generally Accepted Accounllng Practlce. appllcable to smaller entities. and for being satbsfied that
the financial statements give a tr.ue and falr view.
It is my responsibility to -_
i. pxamine the accounts under section'145 of the Charitie5 Act.
ii. follow the procedures laid down in the general Diwtions given by the Charity
Commission (under section 145(5)Ib) of the Charities Act)
Basis of Independent Examinerfs Statement and
Scope of work und8rtaken
I report In respect of my exaMinatSon of the club's acoounts oarrigd out undei 5145 01 tho Acl. In
carrylng out my examination. I have followed Directsons given by Ihe Chaiify Commission under
section 145151 (b) of the Act setllng out the duties of 8n Independent examiner in relation to lh8
conducling of an independent examination. An in'dependent examln81ion includes a revlew of the
8ccounling records kept by the Glub and the accounting systems employed by the club and a
comparison of the accounts presented to Ihose records. It also includes consideration of any
unusual Items or diaclosures In the accounts, and seeking explanations from you, as Trustees,
ccncerning such matters. The purpose of the examinalon is to establish as far as p055ible that
there have been no breaches of the charty legislation and that on a test basls of evidence rel8vaDt
to the amounts and disclosures made, the accounts comply with the SORP.
I have cornpleled my examination and Gan Confimi that no material matters have come to my
attantion in ttonnèction wllh th• èxamination giving m0 causè to bali8V8 thal in any matèrial
respgQt.
A¢countlng records were not kept In rospect of the charity a5 required by the
Charf(ies Act
The accounts do not accord with thos& records
The accounts do not Gomply with the applicable requirements concernlng the form
and contant of lh8 accounts set out in the Charilies Act other than any requirement
that Ihe ac¢ounts giva a true and fair view4 which is not a matter constdered as part
of an Independent examlnatlon.
I have no concems and have come across no ott)er matters in connection with the
examinat.
under
nding o
hich attention should be drawn in this report in order to enable a proper
the accounts to be reached.
Raistri
FCA
Fairfax House
6 Mill Field Road
Bingley
BD16 1PY
41h August 2026