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2023-10-31-accounts

Trustees’ Annual Report for the period

From 31 October 2022 Period start date to 31 Oct 2023 Period end date

Charity name: Paddlers for Life Windermere

Charity registration number: 1200841

Objectives and Activities

SORP reference
Summary of the purposes
of the charity as set out in
its governing document
Para 1.17 To relieve sickness and protect and preserve good
health for persons facing cancer, in particular but not
exclusively breast cancer, or persons in need of
rehabilitation as a result of such illness within
Cumbria and Lancashire by providing or assisting in
the provision for physical activity and recreation,
notablyDragon Boating.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
Organise weekly paddling sessions weather
permitting, coaching and training sessions for the
team during the summer months. Regular attendance
by 30+ paddlers from a current membership of 90.
Paying for a safety boat and always having regard to
Health and Safety matters on and off the water.
Funding raised is used for Maintenance and Storage
of the Dragon Boats, any kit which is purchased for
the team. Organising fundraising events and other
off-water support events during the winter months.
Giving talks - not only to raise funds but also
awareness of our Charity’s aims. We use display
boards and distribute leaflets to raise our profile in
various locations including local hospitals. Our Charity
supports any of our members who become unable to
paddle by offering a non-paddling membership in
order that they continue to enjoy the friendship and
support.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
Para 1.18 As a Charity we have regard to the guidance issued by
the Charity Commission on public benefit and seek to
continue to carry out our purposes as detailed above

benefit

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38 N/A
Policy on social investment
including program related
investment
Para 1.38 N/A
Contribution made by
volunteers
Para 1.38 Our Charity relies greatly on volunteers for its
success. The Board of Trustees is entirely made up of
volunteers who are also members and have
experience of Breast Cancer. Our helms are all
volunteers – including 2 female cancer survivors and
4 male supporters (all members). Our support boat
drivers are also from our membership and volunteers
whom we have financed in training. We benefit from
countless hours of help from our families, friends and
local businesses who continually support and
strengthen our team.
Other We also benefit from being able to use the Low Wood
Watersports Centre where we store our boats and
from where we paddle each week.

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference
the charity’s work has made
to the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 We hold weekly paddling sessions in the summer
months. These sessions improve the fitness and
reduce the effects of cancer and its treatment on our
members, most of whom have, or have had, breast
cancer. In June we held a fund-raising event, the
Solstice Paddle. We paddled for 20+ miles, the length
of Windermere and back. This was both an excellent
team event and increased our profile locally in both
the private and business community. The above
events benefit our members through improved
physical fitness and endurance, wellbeing and
support for each other as Breast Cancer survivors.
We have also raised a significant amount for our
Charity through our annual fundraising Coffee
Morningin Silverdale. Our fundraisingevents are

crucial to keep us afloat. We have established a Donations page and increased our profile and regularly update our Facebook profile. We have used these fundraising events as an opportunity to raise awareness of breast cancer and the side effects of treatment such as Lymphoedema. Dragon boating helps to reduce the impact of these side effects on our members’ lives.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41 N/A
Performance of fundraising
activities against objectives
set
Para 1.41 N/A
Investment performance
against objectives
Para 1.41 N/A
Other N/A

Financial Review

Review of the charity’s
financial position at the end
of the period
Para 1.21 At the end of the financial year PfL
Windermere had £19691 in its bank accounts.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 Paddlers for Life Windermere’s policy is to hold
sufficient reserves to cover any unforeseen
expenses that may occur e.g. boat
replacement, safety equipment, repairs etc. We
fundraise in advance for an international breast
cancer event that will take place in France in
August 2026. Funds are required for
registration in 2024 (£400 per team member).
Coronavirus has impressed on us the need to
maintain ample reserves as we still had to pay
full rent etc. during 2020 when we were unable
topaddle or raise funds.
Amount of reserves held Para 1.22 £9000
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 N/A
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 There are currently no uncertainties about
Paddlers for Life Windermere continuing to
operate.

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47 Membership fees currently £40 per person
per year.
Silverdale Coffee morning £2092
Online donation site - £302
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46 PfL Windermere does not have a separate
investment policy. All excess funds are kept
in a deposit account with instant access.
A description of the principal
risks facing the charity
Para 1.46 If we could not raise enough funds each
year to pay our rent to the Low Wood
Hotel/Watersports Centre we would not be
able to provide beneficial paddling sessions
for breast cancer survivors.
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution plus additional Rules & By-
laws

How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
Para 1.25 Invitation to apply. Nominations to be
proposed and seconded by members. Election
at AGM. Guidance through publications from
Charity Commission – Essential Trustee – What
you need to Know. All current Trustees
available for advice if members are interested

trustees in the role.

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51 Copy of Constitution and Annual Report and
Accounts. Any other relevant literature from
Charity Commission
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51 Currently managed by 5 Trustees. (Min 4/no Max).
Other members responsible for other activities
within the organisation e.g. Communication,
Social/Media, Helms, Support drivers, 1StAid,
training, PR, Fundraising, maintenance,
merchandise
Relationship with any
related parties
Para 1.51 None
Other N/A

Reference and Administrative details

Charity name Paddlers for Life Windermere
Other name the charityuses
Registered charitynumber 1200841
Charity’s principal address 43 Ling Beck Park, Seaton, Workington, Cumbria CA14 1JQ

Names of the charity trustees who manage the charity

Names of the charity trustees who manage the charity Names of the charity trustees who manage the charity Names of the charity trustees who manage the charity Names of the charity trustees who manage the charity Names of the charity trustees who manage the charity
Trustee name Office (if any) Dates acted if not
for whole year
Name of person (or
body) entitled to
appoint trustee (if
any)
1 Rowena Pryor Chair Term ended 12 Feb
2023
2 Patricia
Gilligan
Secretary Term ended 12 Feb
2023
3 Elizabeth
Feather
Trustee Term ended 12 Feb
2023
4 Heather Park Secretary/Trustee From 12 Feb 2023
5 Jen English Trustee From 12 Feb 2023
6 Karen Hine Chair 12 Feb to 28 July
2023 Resigned
7 Louisa Co Chair 12 Feb to 28 July
2023 Resigned
Balderson
8 Judith Lewis Trustee/Chair
9 Lynne Carter Treasurer
10

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity Name and objects of the charity on whose behalf the

assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of adviser Name Address Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees

Signature(s) Judy Lewis Full name(s) Judith Lewis Position (eg Secretary, Chair Chair, etc)

Date 1st December 2023

PADDLERS FOR LIFE WINDERMERE BALANCE SHEET AS AT 31st OCTOBER 2023

Opering Balances as at 1st November 2022
Lloyds Bank (Reserve Funds)
Lloyds Bank (Unrestricted)
Hawiian Challenge Donations (Unrestricted)
Hawiian Challenge Donations (kitting out OC6)
Lloyds Bank (restricted -NHS) Ali assessments
Sport England Grant -covid
Income
General Donations
Silverdale Fundraising Event
Health Club/Car Park Donations
Membership Fees
Collection Boxes
Sales of Merchandise
Sales of Buoyancy Aids
OC6 Memberships collected from PFL members (Contra)
Funds collected from PFL members to be paid to YMCA
Funds collected from PFL members to be paid to Wilfs AGM Lunch
Returned Buoyancy Aid (Re sold)
Duplicate Membership fees (Contra)
Expenditure
7509.53
Garage Rent
6482.54
Lake Windermere Registration
3197.64
Insurance
2235.94
Maintenance & Equipment
1742.81
OC6 Fitout/Upkeep
524.19
21692.65 Health Assessments & Exercise (Ali)
Water Safety, Fitness Room Hire & Keni Training
Flowers for Boats
Flowers & Gifts
2833.59
Donations to representatives of PFLW at IBCPC event
2092.57
Merchandise
290.00
Postage
3353.00
Printing Thankyou Cards
271.28
8840.44
Zoom (Annual Subscription)
1284.50
Room Hire/Refreshments (Meetings)
43.00
1327.50
Sundry - Name Badges
10.00
OC6 Membership Fees paid by PFL (Contra)
665.00
YMCA Funds collected by PFLfor Solstice weekend
240.00
Deposit for AGM Lunch
43.00
Refund to member for unwanted Buoyancy Aid
80.00
1038.00
11205.94 Return of duplicate membership fee (Contra)
Closing Balances as at 31st October 2023
Lloyds Bank (Reserve Funds)
Lloyds Bank (Unrestricted)
Hawiian Challenge Donations (kitting out OC6 & Upkeep)
Lloyds Bank (restricted -NHS) Ali assessments
Sport England Grant -covid
32898.59
Lloyds Bank Balance 31st October 2023
6585.00
28.00
1913.13
588.05
333.96
325.00
266.00
40.00
185.99
300.00
1047.16
10.64
67.23
143.88
476.75
12.99
10.00
700.00
50.00
43.00
80.00
13206.78
9000.00
6847.83
1901.98
1417.81
524.19
19691.81
32898.59
19691.81