## **Trustees' Annual Report for the period**
Period start date Period end date 01 01 2024 31 12 2024
**From**
**To**
## Section A Reference and administration details
**Charity name** Lowender CIO **Other names charity is known by** Lowender **Registered charity number (if any)** 1200724 **Charity's principal address** Lowender Royal Circus Building, Back Lane West Redruth **Postcode TR15 2BT**
**Names of the charity trustees who manage the charity**
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Dates acted if not for whole Name of person (or body) entitled
Trustee name Office (if any)
year to appoint trustee (if any)
Davey Alison, To 19 [th] Sept 2024 First Charity Trustee
1
Catherine
Davey, Carasek, First Charity Trustee
2
Myghal
Davey, Mervyn First Charity Trustee
3
Rex
Lohro -Pasco, First Charity Trustee
4
Jowdy Fionnuala
Jones, Ryan From 27 [th] Nov 2024 Board of Trustees
5
Ashley
Tremewan, First Charity Trustee
6
Barbara Mary
7 Spake, Samantha From 22 [nd] May 2024 Board of Trustees
Neale, Board of Trustees
8 Elizabeth,Katherine
Ruth.
9 Leigh, Jessie Board of Trustees
10 Dudding, Lamorna From 22 [nd] May 2024 Board of Trustees
Day
11
12
13
14
15
16
17
18
19
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March **2012**
**TAR**
1
20
## **Names of the trustees for the charity, if any, (for example, any custodian trustees)**
**Name Dates acted if not for whole year**
## **Names and addresses of advisers (Optional information)**
**Type of adviser Name Address**
## **Name of chief executive or names of senior staff members (Optional information)**
## **Section B Structure, governance and management**
## **Description of the charity’s trusts**
Constitution 24[nd] May 2022
Type of governing document
(eg. trust deed, constitution) Charitable Incorporated Organisation
How the charity is constituted
- (eg. trust, association, company)
Appointed by Board of Trustees Trustee selection methods
(eg. appointed by, elected by)
## **Additional governance issues (Optional information)**
You **may choose** to include additional information, where relevant, about:
- policies and procedures adopted for the induction and training of trustees;
- the charity’s organisational structure and any wider network with which the charity works;
- relationship with any related parties;
- trustees’ consideration of major risks and the system and procedures to manage them.
Organisational Structure:
- Board of Trustees
- Organising Committee for 4-day festival
- Individual Project / Event Teams e.g. Perghenegi Youth Project, Cornish National Music Archive, free standing concerts.
- Volunteers
Policies and Procedures for induction and guidance of trustees, organising committees and volunteers:
- Environmental Policy
- Equal Opportunities Policy
- Equality and Diversity
- Safeguarding
- Policies and Procedures reviewed on annual basis. Trustees / project event organisers have undertaken advanced safeguarding training. DBS checks undertaken as appropriate for Perghenegi Youth Project.
## **Section C Objectives and activities**
March **2012**
**TAR**
2
To advance the education of the public in all aspects of Cornwall, its people, traditions, language, sports, arts and social and cultural history, including international and Celtic connections, in particular but not **Summary of the objects of the** exclusively by the provision of workshops, performances and **charity set out in its** demonstrations, outreach activities, courses, concerts and an annual **governing document** festival. **Annual Festival** Held over 4 days in October 2024 celebrating Cornish culture and Celtic **Summary of the main** connections with displays, workshops, concerts, and ceilidhs. **activities undertaken for the public benefit in relation to Projects these objects (include within** Objectives achieved through a series of Cornwall wide and international **this section the statutory** projects with events taking place throughout the year: **declaration that trustees have had regard to the guidance Outreach issued by the Charity** Objectives achieved by information exchange via digital platforms and **Commission on public** direct contact with the public. **benefit)**
## **Additional details of objectives and activities (Optional information)**
You **may choose** to include further statements, where relevant, about:
- policy on grantmaking;
- policy programme related investment;
Lowender CIO trustees, festival organisers and project / event teams all provide their time on a voluntary basis.
- contribution made by volunteers.
## Section D Achievements and performance
March **2012**
**TAR**
3
Section D Achievements and performance
**Summary of the main achievements of the charity during the year**
## **Four Day Festival**
Sports included Cornish Wrestling and Shinty. Concerts with wide range of Cornish artists plus representatives from other Celtic nations. Ceilidhs, dance workshops and music sessions ensured accessibility across wide age range, ability range and cultural diversity.
Mainstage events and ceilidhs were held in Redruth School which has purpose-built performance space as well as a large capacity sports hall. Concerts also held in Church and Chapel venues. Other events at various locations in Redruth.
## **Projects Cornwall taking place throughout year:**
- Regular monthly Cornish / Celtic music sessions throughout year provide an opportunity to share traditional music and improve performance skills.
- Treylva (Celebrating Cornish National Minority Status)
- Yeth and Tir (Celebrating links with other minority languages)
- Cornish Dance (Outreach project)
- Cornish Song (Outreach Project)
- Perghenegi (Youth Folk Ensemble)
## **Outreach**
- Information provided by marketing officer through social media and press outlets throughout year.
- Displays, information events and stand-alone concerts.
- An Daras (Cornish Folk Arts Portal)
- Cornish National Music Archive (Music archive project in partnership with Exeter University’s Institute of Cornish Studies, Kresen Kernow and Federation of Old Cornwall Societies).
March **2012**
**TAR**
4
## **Section E Financial review**
Lowender CIO does not have a policy on reserves as part of its **Brief statement of the** constitution. Some funds are ring fenced for externally funded projects. **charity’s policy on reserves** These funds together with any unrestricted reserves each guide our activity plans for that financial year.
**Details of any funds materially in deficit**
## **Further financial review details (Optional information)**
You **may choose** to include additional information, where relevant about:
- the charity’s principal sources of funds (including any fundraising);
- how expenditure has supported the key objectives of the charity;
Principle Funding sources:
- Ticket Sales
- Event Bar Sales
- Donations
- Arts and culture funding for designated projects
Expenditure has supported the key objectives of the charity by the provision of workshops, performances and demonstrations, outreach activities, courses, concerts and an annual festival.
- investment policy and objectives including any ethical investment policy adopted.
## **Section F Other optional information**
None of the trustees have been paid any remuneration or received any other benefits from an employment with the charity or a related entity.
Expenses Reimbursed to trustees
- J.F. Lohro -Pasco £3,279 : sundry purchases due to delay in Lloyds providing debit card; travel expenses; purchase of flights for festival performers using credit card which offers better security.
- L.Dudding: Prizes for Lottery
- M R Davey: Lloyds online banking system did not accept Latvian banking code so performer fees of £700 paid through personal bank which did accept code and reimbursed; £50 travel expenses for Beast of Bodmin and players.
- E K R Neale: purchase of software and printing for CNMA
Note
Transaction: R A Jones: £2000 for providing sound crew and live streaming at festival event. This activity took place before Ryan Jones was adopted as a trustee.
March **2012**
**TAR**
5
**Section G Declaration**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s) Full name(s)** Mervyn Rex Davey **Position (eg Secretary, Chair,** Treasurer **etc) Date** 23/02/2025
March **2012**
**TAR**
6
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Lowender CIO 1200724
Receipts and payments accounts CC16a
For the period 01/01/2024 31/12/2024
To
from
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Grants 8,003 45,310 - 53,313 7,325
Grants - Governance & development - - - - 13,324
Donations 15 140 155 2,647
Projects 22,715 1,585 24,300 11,847
- - - - -
30,733 47,035 - 77,768 35,143
Sub total (Gross income for AR)
A2 Asset and investment sales,
(see table).
Receipt from sale of fixed asset - - - - 2,000
- - - - -
Sub total - - - - 2,000
Total receipts 30,733 47,035 - 77,768 37,143
A3 Payments
Marketing Officer 5,314 - 5,314 3,549
Core Costs 1,516 - 1,516 4,246
Governance costs - Accountancy 300 - - 300 14,570
Project costs 19,578 24,775 44,354 10,360
- - - - -
Sub total [ 26,708 ] 24,775 - 51,484 32,725
A4 Asset and investment
purchases, (see table)
Purchase of fixed assets - - - - 938
- - - -
Sub total [ - ] - - - 938
-
Total payments 26,708 24,775 - 51,484 33,663
Net of receipts/(payments) 4,025 22,260 - 26,285 3,480
A5 Transfers between funds - - -
A6 Cash funds last year end 11,618 9,772 - 21,390 17,910
Cash funds this year end 15,643 32,032 - 47,675 21,390
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13/05/2025
CCXX R1 accounts (SS)
1
## **Section B Statement of assets and liabilities at the end of the period**
|**Categories**
Signed by one or two trustees on behalf
of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|Signature
Accountancy
Marketing officer
Project costs
Project costs
Lloyds Account - Lowender
Lloyds Account - An Daras
Cash box
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**
**Details**
**Details**
**Details**
Sony Camera
Audio recorder
Tablets & sum up machines|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**15,527**
**30,637**
**-**
**1,395**
**116**
**-**
**15,643**
**32,032**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
Unrestricted
**913**
Unrestricted
**304**
Unrestricted
**254**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
Unrestricted
**240**
Unrestricted
**432**
Unrestricted
**500**
Restricted
**3,594**
**-**
Print Name|**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**|
|---|---|---|---|
||||**-**|
||||OK|
||||**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**When due**
**(optional)**
Date of
approval|
13/05/2025
CCXX R2 accounts (SS)
2
**Independent examiner's report on the accounts**
## **Section A Independent Examiner’s Report**
**Report to the trustees/** Charity Name Lowender CIO **members of On accounts for the year** 31[st] December 2024 **Charity no** 1200724 **ended (if any)**
## **Set out on pages**
(remember to include the page numbers of additional sheets)
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **31[st] December 2024** .
- **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
**Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
- accounting records were not kept in accordance with section 130 of the Act or
- the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
**Date:** 13/05/2025
**Signed: Name:** Amy Sole FCA **Relevant professional** Fellow member of the Institute of Chartered Accountants England & Wales **qualification(s) or body (if any):**
**Address:** Phillips Frith LLP
9 Tregarne Terrace, St Austell, Cornwall. PL25 4DD
## **Section B Disclosure**
Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
1
**Give here brief details of** N/A **any items that the examiner wishes to disclose** .
2