**Camrose Baptist Church Trustees Report for year end 31 December 2023** 1 ## **Aim and Objectives** The principal purpose of Camrose Baptist Church is the advancement of the Christian faith according to the Baptist denomination. The governing document of the church is the church constitution and the application of the bible in relation to all activities that we undertake as a church. The Church may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world. The Church will normally promote, encourage, support and advance the work of the Baptist Union, the Association and BMS World Mission through prayer, through financial contributions and, where appropriate, by making personnel available from the membership of the Church. When it is able the Church will also support local Baptist and ecumenical gatherings. ## **Camrose Baptist Church Mission Statement is** Camrose Baptist Church exists to glorify God reaching out to all people, making Christ known, changing lives through the knowledge and truth of the Gospel. Making disciples of Jesus by Teaching, Equipping and faithfully reproducing in others the character of Christ. ## **Summary of Activities** The church supports a number of charities both locally and around the world through prayer covering and financial support, some organisations have also sent representatives in person to update the church about their work. BMS World Mission, Baptist Home Mission Mission for Life Ministries (Libera) London City Mission , FEBA Radio, Mission Aviation Fellowship Overseas Missionary Fellowship, South Asian Concern Christian Blind Mission, Evangelical Alliance Edgware & District Churches , and Pathway 2 The church also has specific ministry areas like pastoral support for all who attend the church overseen by Pastor Robson Lopes and the deacons. House groups meeting weekly at the church building in Edgware on Tuesday evenings and Wednesday morning and Hemel Hempstead on a Thursday evening, Girls Brigade Wednesday evening at the church , Prayer Meetings twice a week on Monday via Zoom and Friday face to face at church, Sunday School and Teens groups on a Sunday morning. On a Sunday morning, we have praise and worship followed by a sermon on a particular subject from the bible with a practical link as to how this should be applied to our daily lives and relationship with Jesus. Camrose Baptist Church has not sought any guidance from the charity commission regarding its public benefit since becoming a registered charity. ## **Grant Making Policy** The church distributes a proportion of its income to the previously mentioned organisations, these are not grants but gifts towards their work on an annual basis dependant on the churches level of income for that financial year. Individuals can approach Pastor Robson Lopes if they are in financial hardship/difficulty and individuals may be offered support from the Fellowship fund (on a case-by-case basis) at the discretion of Pastor Robson Lopes and the deacons – Individual church members can request that some of the regular giving be allocated to the fellowship fund. ## **Financial Review** We are thankful to God for the financial provisions provided to the congregation to support the ongoing work of Camrose Baptist Church in the UK and around the world and the income from the three rental properties 85 Vancouver Road ,16 Summit Close and 2 and 2a Fairfield Avenue. The finances efficiently managed by the church treasurer who provides a monthly report detailing expenditure to the church leaders at our deacons meeting, and the church members are provided the same report at our quarterly members meeting. The expenditure and accounts for the report cover the financial year 2023 ## **Structure, Governance and Management** 3 Camrose Baptist Church is governed by its constitution, this governs the responsibilities of church member, how members meeting is to be conducted, what happens when carrying out the day-to-day business like the appointing of church trustees (deacons) and appointing of a minister. The members of Camrose Baptist Church have the right to vote on any decision relating to the church. This takes place in a member’s meeting Members meetings are held every 3 months. The church has is Annual General Meeting in March each financial year. The churches financial year end date is 31 December. The deacons have overall responsibility for the day to day running of the church, but this is shared with volunteers who are part of various ministry teams for example worship, media, property (church building) catering, finance. The church would fail to function with these important ministry teams Prior to deciding to register with Camrose Baptist Church with the charity commission, the church was registered with HMRC for employment purposes. The members of church have the reserved authority under section 9.2 of the constitution to appoint and remove trustees and the minister. The following trustees have been in office during the period covered in this report Pastor Robson Lopes (Minister /chairperson) date appointed 12/10/2022 Charina Ocampo date appointed 01/01/2021 Vicky Mensah date appointed 01/01/2021 ## **Appointment of Independent Examiner** 4 Camrose Baptist Church appointed to independently examine the church’s financial accounts on 25 November 2024 as required by the charity commission of England and Wales for charities with an annual income of more than £25,000. The audited accounts are provided in addition to this report. The trustees of Camrose Baptist would like it to be on record that they acknowledge the delay in submitting the audited accounts on time , this was due to problems beyond their control with the previous independent examiner. ## **Plans for the Future.** Camrose Baptist Church seeks to further develop it’s the house groups and encourage everyone within our church family to find an area where they can serve the church and live for Jesus. Camrose Baptist Church will be looking to continue to support organisations that work for the advancement of the Christian faith, who provide practical support for the relief of poverty, educational and spiritual assistance. 5 This report was approved by the trustees on 09 June 2025 6 Cèmri>s* BaptlstChurth- Charlty Number 1200344 Annual Report and Arcounts Year ended 3111V2023 CONTENTS Charity Information Trustees, Report Income and ExpendItU￿ Account Balan￿ Sheet Independent Examlnèfs Statement Notes to the Accounts page 2 page 3 page 4 page 5 page 6 page 7 ?agelof7 Camrose Baptlst chur¢h Charfty Inforniation Trustses Rcsbson Lopes Charina Ocampo Vicky Hamelo Mensah Bankers Natwest Bank 315 Statlon Road, Harrow, Middlesex. HAI 2AD Charity Numljer 1200344 Page2of7 Camrose Baptlst Church Trustees Report The trustse5 present their annual report and accounts for the period ended 31 December 2023. Pwlnclpal ActMtle5 The organisation was engaged In charltable and reli8ious attivbtles. Trustees The trustees who served between l January 2023 and the date of thls report were as follows". Name Date Appointed Date Resigned Robson Lopes CharinB Ocampo cky Hatnelo Mensah 1211012022 0110112021 OIIOV2021 The charity is an unlncorporated body. There Is requirementfor members to pay any annual subscription or simllar le￿v. The work of the organisatSon is supported by voluntary donations and retrtal income from properties it owns. There are no shareholdèrs In receipt of dlvidend distrfbutlons or other such benefits. This annual report was approved by the board on Of June 2025. Robson Lope5 Trustee Charin3 Ocampo TrL¢Stee Page3of7 Camrose Baptist Church Income and Expendliure A¢¢ountforthe perlod from l Jamiary 2023 to 31 Lle¢ember 2023 Notes 2023 Income: Rentsl of Residential Properties Gift Aided Donations Gift Aid Tax Refund General Oonatlons Hall and Church Lettlngs Interest on Bank Deposits Events and Activities Irscome Total Income 45345 42312 10578 2525 161 110572 Expenses . Wage5 and Salarles Manse Rental Support for Individuals and 0￿￿nIS8t[0ns Repairs and Malnten3nce ght and Heat- Church and Manse Insuran¢e- Church and other Propertles Pension Contributions Solicitors Fees Cle8nln& Gardening and Waste Disposal Property Semo Charge5 {inc Council Tax & Water) Catering, Hospltallty and Entertaining Equipment Leasing and Hiring Memberships 3nd Subscdptlons other Legal and Professional ExpEn5es Softwa Accountancy Fees Staff Trainingand Welfare ststionery and Prtntlng {Èxt photocopier) Internet Travel and Subsistence . Equlpment Expensed Advertising and PR 22852 22200 927S 8895 6177 496g 4288 3782 2145 1808 1245 755 652 535 238 49 38 26 22 Totsl Expenditure 971)52 Surplu5/lDefkit) for the period 520 Retslned SurplusllDeficit) for the period 13520 Irmme and Expendtture atcount broughtfofward 116136 Income and Expenditure account carried forward 129656 Page4of7 Camros8 Baptist Church Balance Sheet as at 31 December 2023 Notes 2023 Current Assets: Debtors Prepayments and Accrued Income Bank Deposlts 14958 4697 113313 Totsl Assets 132968 Current Liabilities: Creditors- Amount failing due within one year 3312 Total Llabilltles 3311 Net Assets 129656 Capital and Reser¥ek' Called up share capital Income and Expenditure Account 129656 Surplus Funds 129656 Appllcatlon of Assets to Funds General Fund 129656 Total Assets 129656 Page5of7 Independent Examinerf5 Statrment Camrose Baptist Church Is a Registered Charlty. The charlvs trustees conslder that an audft Is not required for this year under section 43121 of the Charities Act 1993. In connertion with my examination no matter has come to my attention which gives me reasonable cause to believe that in any materlal respect the requlrements". lal To keep accounting records in accordance with 5ettion 41 of the 1993 Act- and Ibl To prepare accounts which accord with the accounting records and compty with the accountlng requlrements of the 1993 Art have not been met. or to which, in my opinion. attention should be drawn in order to obtain a proper understsnding of the accounts to be reached. Bruce Embleton Msc ICPA Faith in Finance Limited 8 Old James Street Nunhead London SE15 3TS 17 June2025 Page 6of7 Camrose Baptist Church Notes to the A¢¢ounts for the perl¢xI l January 2023 to 31 De¢ember 2023 l. Accounting Poli¢ies Accounting Convention The accounts have been prepared under the historlcal cost convention. 2. Re*rved Funds There are no reserved funds at this time. 3. Charltable Ststus The organisation 15 an unincorporated tharity without shareholders. As a ￿sUIt no taxes are payable on its surplus funds and there are no dividends payable to shareholders. 4. Creditors- Amount falling due within one year Rent Deposits and P￿payMentS Held 2190 Accountancy Fees 535 Other Trade Credltors 531 Bank Loans and Overdrafts Loans from Trustee5 Corporation Tax VAT Salaries & Pension5 Charitable Donations 56 5. Share Capltal Due to the organisation's status as an unincorporated charity there is no authorised share capital whether issued or not. Page 7of7 Cèmri>s* BaptlstChurth- Charlty Number 1200344 Annual Report and Arcounts Year ended 3111V2023 CONTENTS Charity Information Trustees, Report Income and ExpendItU￿ Account Balan￿ Sheet Independent Examlnèfs Statement Notes to the Accounts page 2 page 3 page 4 page 5 page 6 page 7 ?agelof7 Camrose Baptlst chur¢h Charfty Inforniation Trustses Rcsbson Lopes Charina Ocampo Vicky Hamelo Mensah Bankers Natwest Bank 315 Statlon Road, Harrow, Middlesex. HAI 2AD Charity Numljer 1200344 Page2of7 Camrose Baptlst Church Trustees Report The trustse5 present their annual report and accounts for the period ended 31 December 2023. Pwlnclpal ActMtle5 The organisation was engaged In charltable and reli8ious attivbtles. Trustees The trustees who served between l January 2023 and the date of thls report were as follows". Name Date Appointed Date Resigned Robson Lopes CharinB Ocampo cky Hatnelo Mensah 1211012022 0110112021 OIIOV2021 The charity is an unlncorporated body. There Is requirementfor members to pay any annual subscription or simllar le￿v. The work of the organisatSon is supported by voluntary donations and retrtal income from properties it owns. There are no shareholdèrs In receipt of dlvidend distrfbutlons or other such benefits. This annual report was approved by the board on Of June 2025. Robson Lope5 Trustee Charin3 Ocampo TrL¢Stee Page3of7 Camrose Baptist Church Income and Expendliure A¢¢ountforthe perlod from l Jamiary 2023 to 31 Lle¢ember 2023 Notes 2023 Income: Rentsl of Residential Properties Gift Aided Donations Gift Aid Tax Refund General Oonatlons Hall and Church Lettlngs Interest on Bank Deposits Events and Activities Irscome Total Income 45345 42312 10578 2525 161 110572 Expenses . Wage5 and Salarles Manse Rental Support for Individuals and 0￿￿nIS8t[0ns Repairs and Malnten3nce ght and Heat- Church and Manse Insuran¢e- Church and other Propertles Pension Contributions Solicitors Fees Cle8nln& Gardening and Waste Disposal Property Semo Charge5 {inc Council Tax & Water) Catering, Hospltallty and Entertaining Equipment Leasing and Hiring Memberships 3nd Subscdptlons other Legal and Professional ExpEn5es Softwa Accountancy Fees Staff Trainingand Welfare ststionery and Prtntlng {Èxt photocopier) Internet Travel and Subsistence . Equlpment Expensed Advertising and PR 22852 22200 927S 8895 6177 496g 4288 3782 2145 1808 1245 755 652 535 238 49 38 26 22 Totsl Expenditure 971)52 Surplu5/lDefkit) for the period 520 Retslned SurplusllDeficit) for the period 13520 Irmme and Expendtture atcount broughtfofward 116136 Income and Expenditure account carried forward 129656 Page4of7 Camros8 Baptist Church Balance Sheet as at 31 December 2023 Notes 2023 Current Assets: Debtors Prepayments and Accrued Income Bank Deposlts 14958 4697 113313 Totsl Assets 132968 Current Liabilities: Creditors- Amount failing due within one year 3312 Total Llabilltles 3311 Net Assets 129656 Capital and Reser¥ek' Called up share capital Income and Expenditure Account 129656 Surplus Funds 129656 Appllcatlon of Assets to Funds General Fund 129656 Total Assets 129656 Page5of7 Independent Examinerf5 Statrment Camrose Baptist Church Is a Registered Charlty. The charlvs trustees conslder that an audft Is not required for this year under section 43121 of the Charities Act 1993. In connertion with my examination no matter has come to my attention which gives me reasonable cause to believe that in any materlal respect the requlrements". lal To keep accounting records in accordance with 5ettion 41 of the 1993 Act- and Ibl To prepare accounts which accord with the accounting records and compty with the accountlng requlrements of the 1993 Art have not been met. or to which, in my opinion. attention should be drawn in order to obtain a proper understsnding of the accounts to be reached. Bruce Embleton Msc ICPA Faith in Finance Limited 8 Old James Street Nunhead London SE15 3TS 17 June2025 Page 6of7 Camrose Baptist Church Notes to the A¢¢ounts for the perl¢xI l January 2023 to 31 De¢ember 2023 l. Accounting Poli¢ies Accounting Convention The accounts have been prepared under the historlcal cost convention. 2. Re*rved Funds There are no reserved funds at this time. 3. Charltable Ststus The organisation 15 an unincorporated tharity without shareholders. As a ￿sUIt no taxes are payable on its surplus funds and there are no dividends payable to shareholders. 4. Creditors- Amount falling due within one year Rent Deposits and P￿payMentS Held 2190 Accountancy Fees 535 Other Trade Credltors 531 Bank Loans and Overdrafts Loans from Trustee5 Corporation Tax VAT Salaries & Pension5 Charitable Donations 56 5. Share Capltal Due to the organisation's status as an unincorporated charity there is no authorised share capital whether issued or not. Page 7of7