## **Trustees’ Annual Report for the period** From **1 March 2024** Period start date To **28 February 2025** Period end date ## **Charity name: DARWEN MASTERS SWIMMING CLUB** ## **Charity registration number: 1200203** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|_The key aims of Darwen Masters Swimming_
_Club are the advancing of health or saving_
_lives and health educaton or sickness_
_preventon. It exists for the promoton of_
_community partcipaton in healthy recreaton,_
_primarily but not exclusively, for the beneft of_
_the inhabitants of Darwen, Blackburn and the_
_surrounding areas by the provision of facilites_
_for swimming and associated actvites._| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|_Provision of swimming sessions at an_
_indoor pool, delivered by a coach qualifed_
_to Swim England standards._
_• Sessions are tailored, dependant on the_
_abilites and ftness of the partcipants._
_• As a result, members improve their overall_
_health, ftness and wellbeing._
_• Members are encouraged partcipate in_
_compettve swimming events for adults_
_indoors and in open water, in line with the_
_ethos and values of Swim England_
_• The charity has run on a not-for-proft basis._
_Charity specifc events that generate a_
_surplus revenue, enable donatons to_
_local/natonal charites._| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|_The charity was granted charitable status with_
_the Charity Commission in 2022. The_
_membership voted to incorporate as a_
_charitable organisaton to refect its values and_
_the club consttuton._
_These include treatng everyone equally and_
_with due respect for diference of individuals._
_The club caters for any local adult members of_
_the public (local to Blackburn with Darwen) and_
_its neighbouring communites. It provides_
_opportunites for adults to improve their health_
_ftness and wellbeing in an area of the country_
_with relatvely very poor health outcomes._| **Additional information (optional)** You may choose to include further statements where relevant about: ||
SORP reference|| |---|---|---| |Policy on grant making|Para 1.38|_Historically, events that were organised_
_by the charity, included compettons which_
_produced a small fnancial surplus. These led to_
_donatons to local/natonal health related_
_charites (i.e., local hospice, Alzheimer’s_
_Society, Macmillan Nurses) as determined_
_by the commitee and the wider membership_
_(as per the consttuton). Since 2020 there have_
_been no additonal events to date._| |Policy on social investment
including program related
investment|Para 1.38|_The charity is run on a not-for-proft basis_
_and the outcomes for members are_
_beter health and wellbeing. Thus, the_
_charity contributes to the health and_
_wellbeing of the community overall and_
_reduced demands on the NHS._| |Contribution made by
volunteers|Para 1.38|_The commitee and trustees form the main_
_volunteer body._| |Other||| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|_The club has maintained “Stronger_
_Afliaton” status as a Masters Swimming_
_Club within Swim England (SE) the natonal_
_body, meetng all the required regulatory_
_frameworks including risk assessments,_
_coaching standards, Safeguarding and_
_general welfare._
_• In the year 2024-25 more than 100 coached_
_pool sessions were delivered._
_• Over tme membership tends varies_
_according to personal circumstances and the_
_39 years it has been within the range 35 – 58._
_In 2024-25 it stabilised at around 48._
_Virtually all swimmers being regular_
_atendees._
_• As a result, members reported their own_
_improvements and maintenance in health,_
_ftness and wellbeing._
_• High quality coaching has enthused members_
_and 16 entered Swim England’s local and_
_regional compettve swimming events and_
_15 members swam in open waters regularly_| - _at events across the north and south of England and in Wales._ - _• Continued prudent management of resources and increased membership has brought greater financial stability. Reserves are in place and well are managed._ ## **Additional information (optional)** |**Additional information (optional)**|**Additional information (optional)**|**Additional information (optional)**| |---|---|---| |You may choose to include further statements where relevant about:||| |Achievements against
objectives set|Para 1.41|Increased participation in the number of
members competing.| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|The club has maintained is reserves| |Other||| ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|_The club consolidated its fnancial positon in_
_line with the two-year plan agreed at the_
_2023 AGM._
_• In the year to 28 February 2025, the charity_
_made a loss of £1,279.45p. This was a_
_reducton from the previous year, it_
_represented positve progress with the two-_
_year recovery plan agreed by all members._
_• Costs for 2025-26 were forecast to rise so at_
_the AGM in November 2024 the membership_
_agreed new membership subscriptons,_
_annual fees and a gif aid scheme was agreed_
_with HMRC._| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|_Whilst the charity exists on a not-for-proft_
_basis – for the beneft of the community it_
_serves, the commitee has steered a_
_deliberate course to sustainability, including_
_setng aside reserves which refect advice for_
_the charity sector (3-6 months operatonal_
_costs)._| |Amount of reserves held|Para 1.22|_£6139.29 of reserves are in place and well_
_managed.(Policy available on request)_| |Reasons for holding zero
reserves|Para 1.22|_N/A_| |Details of fund materially in
deficit|Para 1.24|_N/A_| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|_Potental fnancial risks remain managing the_
_balance between outgoings (mostly pool_
_hire/coaching) and increasing membership_
_(balance of the number of members and_
_capacity of the pool). These moved towards a_
_balance by the end of the reportng year._
_•The commitee had consistently used_
_atendance data, the fnancial accounts and_
_forecasts to inform decisions at regular_
_meetngs._
_•Monitoring procedures are in place to_
_minimise and mitgate uncertaintes._
_•There were no issues about the charity_
_contnuing as agoing concern._| ## **Additional information (optional)** ## You may choose to include further statements where relevant about: _• Membership subscriptions._ The charity’s principal sources of funds (including Para 1.47 any fundraising) Investment policy and objectives including any Para 1.46 social investment policy adopted |||| |---|---|---| |A description of the principal
risks facing the charity|Para 1.46|Rising costs, particularly the inflation of
pool-hire charges.
Potential loss of memberships through
personal financial circumstances leads to
reduced income could make the club
unviable.| |Other||| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed,royal charter)|Para 1.25|_Consttuton agreed with Swim England NW_
_(duefor review 2026)_| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|_Charitable Incorporated Organisaton (CIO)_| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|_The commitee (Trustees) are elected by the_
_wider membership, in accordance with the_
_consttuton. The ofcers and the_
_commitee are the de facto Trustees_| ## **Additional information (optional)** ## You may choose to include further statements where relevant about: |
Policies and procedures
adopted for the induction
and training of trustees|
Para 1.51|| |---|---|---| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|_The charity operates through a consttuton_
_which is endorsed and regulated by Swim_
_England NW._| |Relationship with any
related parties|Para 1.51|_Swim England NW is the relevant natonal_
_body for swimming._| |Other||| ## **Reference and Administrative details** |Charity name|Darwen Master Swimming Club| |---|---| |Other name the charity uses|| |Registered charity number|1200203| |Charity’s principal address|C/o
41 Sandringham Drive
Brinscall
Chorley
PR6 8SU| ||| **Names of the charity trustees who manage the charity** |1
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20|**Trustee name**|**Office (if any)**|**Dates acted if not for**
**whole year**|**Name of person (or body)**
**entitled to appoint trustee**
**(ifany)**| |---|---|---|---|---| ||Geof Dodd|Trustee|From 30 August 2022|The wider membership| ||Gerard Johnson|Trustee|From 30 August 2022|The wider membership| ||Kevin Massey|Welfare
Ofcer|From 30 August 2022|The wider membership| ||John Holland|Chairman|From 8 November 2023|The wider membership| ||Keith Eagle|Treasurer|From 8 November 2023|The wider membership| ||Lee Blackburn|Secretary|From 8 November 2023|The wider membership| ||Tracey Yates|Trustee|From 13 January 2024|The wider membership| ||Johnathan Cooney|Trustee|From 13 January 2024|The wider membership| ||Anthony Gotweiss|Trustee|From 13 January 2024|The wider membership| ||David Henry|Trustee|From 13 January 2024|The wider membership| ||Harry Hayden|Trustee|From 13 January 2024|The wider membership| ||Craig Blackburn|Trustee|From 13 January 2024|The wider membership| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| – Corporate trustees names of the directors at the date the report was approved ## **Director name** Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** ## **Funds held as custodian trustees on behalf of others** Description of the assets _N/A_ held in this capacity Name and objects of the _N/A_ charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for _N/A_ safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** **Type of Name Address adviser** ## **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s)** Kevin Massey **Full name(s)** Kevin Massey **Position (eg Secretary,** Trustee **Chair, etc)** **Date** 31 August 2025 ## **TREASURER’S ANNUAL REPORT 2024-25** ## **Darwen Master Swimming Club Profit and Loss Account for the year ended** |
**28/02/2025**
**Income**
Subscripton income
Other training
Swim England member contributons
Sale of merchandise
Rafe
100 x 100
Bank interest
Other income
**Expenditure**
Pool hire costs
Coach's fees
Swim England fees paid
Purchase of merchandise
Postal swim fees
Donaton 100 x 100
Other expenses
**(Loss) / Proft for the year**||
**2024-25**||**2024-25**||||| |---|---|---|---|---|---|---|---|---| |||||||2023-24||2023-24| |||||||||| ||**14,658.00**|||||10,652.00||| ||**0.00**|||||0.00||| ||**418.50**|||||471.05||| ||**661.00**|||||378.50||| ||**144.00**|||||0.00||| ||**0.00**|||||0.00||| ||**139.29**|||||0.00||| ||**0.00**||**16,020.79**|||0.00|11,501.55|| |||||||||| |||||||||| ||**12,189.00**|||||7,922.50||| ||**2,362.50**|||||2,448.75||| ||**1,725.60**|||||1,583.95||| ||**677.00**|||||554.00||| ||**0.00**|||||0.00||| ||**0.00**|||||0.00||| ||**346.14**||**17,300.24**|||411.05|12,920.25|| |||||||||| |||||||||| ||||**(1,279.45)**||||(1,418.70)|| |||||||||| 1. The club agreed at the AGM in November 2023 to adopt a strategy to take action to return to breakeven over a two-year period. The 2024-25 year being the first of these two years, and as such a loss was expected 2. Overall, the club operated at a loss of £1,279.45 in the year 3. Further action was agreed at the AGM in November 2024 that would achieve a breakeven position across the 2025-26 year. The actions are: - a. A £1/month increase to the monthly subscription - b. The introduction of an annual £25 membership fee - c. Reclaim of 25% Gift Aid on the annual fee 4. The club started the year with 48 members and ended it with 47. With 10 leavers and 9 joiners in the year. To support this level of swimming, pool hire was at seven lanes for most of the year. 5. Income in the year increased by £4,501.24. - a. The sustained higher level of membership across the year combined with the £4/month subscription increase resulted in an additional £4,006 of subscriptions - b. Donations of £144 were received from the Xmas party - c. The deposit account holds £6,000, and received interest of £139.29 during the year 6. The three key expenses remain; pool hire, coaching fees and Swim England affiliation fees. 7. Expenses increased by £4,361.9 from the previous year. Pool hire cost increase of £4,266.50 accounted for most of this reflecting the sustained higher level of lane hire and a 5% rental increase. 8. The legacy donation of £500 designated for the development of the club was used during the year to train additional coaches and part fund a banner 9. Reserves at year end are at five months of operating costs and remained within the Charity Commission guidelines of “up to six months operating costs”. However, to retain this position the actions agreed at the AGM must be implemented 10. The club fulfilled its responsibilities to the Charity Commission and published audited accounts within the scheduled time limit. ## **Darwen Master Swimming Club Balance Sheet at year end 28 February 2025** |**Current Assets**
Cash at Bank
Prepayments and stock
**Total Current Assets**
**Current Liabilites**
Accruals
Donaton provision
**Total Current Liabilites**
**Net Assets**
**Member Funds**
Funds brought forward
Proft / (Loss) for the year
Funds carried forward||**2024-25**||**2024-25**||2023-24
9,267.41
0.00||2023-24
9,267.41
505.40| |---|---|---|---|---|---|---|---|---| |||**7,482.56**||||||| |||**0.00**||||||| |||||**7,482.56**||5.40
500.00||| |||||||||| |||||||||| |||**0.00**||||||| |||**0.00**||||||| |||||**0.00**||10,180.71
(1,418.70)||| |||||||||| |||||||||| |||||**7,482.56**||||8,762.01| |||||||||| |||||||||| |||**8,762.01**||||||| |||**(1,279.45)**||||||| |||||**7,482.56**||||8,762.01| |||||||||| The accounts were independently examined and verified by Mrs B Hoyle……B Hoyle…………………………….. Dated………5 September 2025……………………………………