# **THE SUNDAR SINGH FOUNDATION** Registered Charity Number: 1200025 # **FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025** ## **THE SUNDAR SINGH FOUNDATION CONTENTS FOR THE YEAR ENDED 31 DECEMBER 2025** ||Page| |---|---| |Reference and administraton|1| |Trustee Annual Report|2| |Receipts and payments account|5| |Statement of assets and liabilites|6| |Notes to the accounts|7| **THE SUNDAR SINGH FOUNDATION REFERENCE AND ADMINISTRATION FOR THE YEAR ENDED 31 DECEMBER 2025** |**Charity Name:**|The Sundar Singh Foundaton| |---|---| |**Charity Registraton Number:**|1200025| |**Registered Address:**|61 Bridge Street| ||Kington| ||Herefordshire| ||HR5 3DJ| |**The Trustees:**|P Singh MBE FRSA| ||P Bhata| ||J Khalsa MBE| |**Bankers:**|Wise Payments Limited| ||1st Floor, Worship Square| ||65 Clifon Street| ||London| ||EC2A 4JE| 1 ## **THE SUNDAR SINGH FOUNDATION** ## **TRUSTEE ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2025** ## **Joint Statement from the Trustees** The Trustees are pleased to present the annual report and accounts for The Sundar Singh Foundation. The Foundation exists to honour the legacy of Professor Sundar Singh Bhatia by supporting charitable work that advances education, relieves hardship, strengthens communities and promotes long-term opportunity. His belief in education, integrity and public service continues to guide the Foundation’s approach. During the year, the Trustees continued to develop the Foundation’s grant-making activity while building a sustainable financial base for future charitable support. We are grateful to those whose generosity and encouragement have helped establish the Foundation’s work. The Trustees remain committed to ensuring that the Foundation operates with care, transparency and good stewardship, so that its resources can be used thoughtfully and effectively for public benefit. ## **Structure, Governance and Management** The Sundar Singh Foundation was established in 2022 as a Sikh ethos-endowed UK charity dedicated to supporting disadvantaged communities in India and around the world. It is named in honour of Professor Sundar Singh Bhatia (1894–1970), a pioneering South Asian mechanical engineer and educator whose legacy of technical excellence and social upliftment continues to inspire our work. The Foundation is governed by a Board of Trustees responsible for setting strategic direction, overseeing grant-giving activity, ensuring good governance, and upholding our charitable objectives. ## **About Professor Sundar Singh Bhatia (1894–1970)** Professor Bhatia was born in 1894 in Gujranwala, Punjab. He came from a family involved in the steel, chalk, flour, and rice mill industries. In 1926, he travelled to the UK to study Mechanical Engineering at the University of Sheffield, graduating in 1928. This made him one of the first ethnic minority and South Asian individuals to graduate from the university, and among the early people of colour to graduate from a UK university. 2 His peers included civil engineer Teja Singh Malik, a 1917 graduate of the University of London involved in the design of New Delhi; Dr B.R. Ambedkar, who graduated from the London School of Economics in 1927 and later became the chief architect of the Indian Constitution; and Jawaharlal Nehru, who studied at Trinity College, Cambridge, graduating in 1910 before becoming independent India’s first Prime Minister. After graduating, Professor Bhatia returned to British India, where he became a leading figure in technical education. He established several engineering institutions across Punjab and Gujarat, including the Lukhdhirji Engineering College in 1951, founded at the request of H.H. Maharaja Shri Sir Lukhdhirji Waghji Sahib of Morvi. He devoted his life to improving welfare and advancement through technical education and knowledge. ## **Objectives and Activities** The official charitable object of the Foundation is: _“To advance such charitable purposes (according to the law of England and Wales) in any part of the world as the Trustees see fit from time to time by providing grants.”_ In practice, we pursue this object by proactively identifying and supporting charities whose work aligns with our focus and values. We do not currently accept unsolicited applications. Our key priority areas include: - The relief of poverty and sickness globally, including assistance to those affected by natural disasters and wars, through provision of medicines, shelter, food, clean water, and medical facilities. - Promoting sustainable development to improve economic growth and regeneration in disadvantaged communities. - Advancing education for those in need by providing financial aid, materials, and infrastructure for schools, colleges, and training centres. - Promoting human rights, equality, and diversity, particularly as a means to alleviate poverty. - Building community capacity by empowering disadvantaged groups to participate fully in society. - Educating the public on volunteering, philanthropy, environmental protection, and conducting research for public benefit. - Promoting moral and spiritual welfare within communities. Our grant-making approach favours smaller charities with: - A minimum five-year operational history - Annual income under £100,000 3 - A 100% donation policy, where all donated funds go directly to programme delivery - Evidence of strong governance and impact measurement We may also fund larger, well-governed charities that align with our strategic goals. ## **Guiding Principles** The Foundation’s work is shaped by the example of Professor Bhatia, whose life embodied the transformative power of education, integrity, and public service. Our approach is underpinned by the following principles: - **Long-term impact** – supporting sustainable solutions rather than short-term relief alone - **Integrity and fairness** – operating with transparency, humility, and respect - **Rigorous assessment** – due diligence and monitoring to ensure value and effectiveness - **Responsiveness** – evolving our approach in line with global needs - **Simplicity** – keeping administration lean so that resources are maximised for impact ## **Investment Policy and Financial Strategy** The Sundar Singh Foundation has established a clear investment policy aligned with its longterm charitable goals. The Foundation aims to build an endowment fund of £1,000,000 over a 35-year period by making regular monthly investments in diversified growth assets. The initial target is to reach a £100,000 endowment milestone. The endowment will grow progressively, with milestone goals set every £100,000, increasing the Foundation’s capacity for ongoing charitable grants. Investment accounts are held in the name of the Foundation where possible, with all platforms regulated by the Financial Conduct Authority (FCA) to ensure the security of assets. This investment approach balances the need to support charitable activities in the present, maintain adequate cash reserves for operational costs, and build a sustainable financial base to support the Foundation’s work well into the future. ## **Approved by the Trustees** P Singh MBE FRSA P Bhatia J Khalsa MBE **Date:** 28 June 2026 4 ## **THE SUNDAR SINGH FOUNDATION** ## **RECEIPTS AND PAYMENTS ACCOUNT** ## **FOR THE YEAR ENDED 31 DECEMBER 2025** |**Income**
Donatons & legacies
Charitable actvites
**Total income**
**Expenditure**
Donatons to charites
Events
Charges and commissions
Accountancy and prof fees
**Total expenditure**
Net income before transfers
Transfer to Endowment Fund1
**Net income afer transfers**
Cash funds brought forward
**Cash funds carried forward**|**Unrestricted**
**Funds £**
4,976
0
**4,976**
1,620
1,532
35
0
**3,187**
1,789
1,500
**289**
978
**1,267**|**Designated**
**Funds £**
0
0
**0**
0
0
0
0
**0**
0
0
**0**
0
**0**|**2025**
**Total £**
4,976
0
**4,976**
1,620
1,532
35
0
**3,187**
1,789
1,500
**289**
978
**1,267**|**2024**
**Total £**
8,190
0| |---|---|---|---|---| |||||**8,190**| |||||2,542
0
0
23| |||||**2,565**| |||||5,625
10,000| |||||**(4,375)**| |||||5,353| |||||**978**| 5 ## **THE SUNDAR SINGH FOUNDATION** ## **STATEMENT OF ASSETS AND LIABILITIES FOR THE YEAR ENDED 31 DECEMBER 2025** |**Assets**
Cash at bank and in hand
Investments1
Debtors
**Total assets**
**Current liabilites**
Creditors
Accruals
**Total current liabilites**
**Net assets**
Unrestricted funds
Designated funds
The endowment fund
**Total funds**
**Total funds carried forward**
The Trustees declare that they have approved the accounts.
Signed on behalf of the Trustees:|**2025**
**Total £**
1,267
8,377
0
**9,644**
0
0
0
**9,644**
1,267
0
8,377
**9,644**
**9,644**|**2024**
**Total £**
978
15,393
0| |---|---|---| |||**16,371**| |||0
0| |||0| |||| |||**16,371**| |||978
0
15,393| |||**16,371**| |||| |||**16,371**| |||| **Signed** J Khalsa **Date** 28 June 2026 **Name** J Khalsa MBE 6 ## **THE SUNDAR SINGH FOUNDATION** ## **NOTES TO THE ACCOUNTS** ## **FOR THE YEAR ENDED 31 DECEMBER 2025** ## **Accounting policies** These accounts are prepared on a receipts and payments basis in accordance with Charity Commission guidance for charities preparing receipts and payments accounts. ## **Note 1 - Transfer to Endowment Fund** The endowment fund is shown at market value at the year end. During the year, £1,500 was transferred into the investment account and £35 of investment charges were deducted. The reduction in the fund value from £15,393 to £8,377 reflects market movements during the year. ## **Going Concern** The charity is operating on a going concern basis. ## **Trustee remuneration and expenses** No trustee or other person related to the charity had any personal interest in any contract or transaction entered by the charity during the year. The trustees received £Nil for expenses incurred. ## **Related parties** There were no related party transactions during the year. 7