2025-09-30-accounts

Trustees' Annual Report for the period

	Period start date	Period start date			Period end date	Period end date
	1st	10	2024		30th	09	2025
From				To

Section A Reference and administration details

Charity name Fellowship345 Other names charity is known by N/A Registered charity number (if any) 1199645 Charity's principal address Maen y Felin, 5, Black Lion Fields, Talybont, Ceredigion Postcode SY24 5EN

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18	Trustee name	Office (if any)	Dates acted if not for whole **year **	Name of person (or body) entitled to appoint trustee (ifany)
	BishopStuart Bell	Chairperson		Trustees/membership
	Mrs Prudence Bell			Trustees/membership
	Rev. David Poole	Secretary		Trustees/membership
	Mrs Anne Poole	Treasurer		Trustees/membership
	Mr John Ruff	Website Coordinator		Trustees/membership
	Mrs Catherine Ruff	Gift Aid secretary		Trustees/membership
	Mrs Diane Kelly			Trustees/membership
	Mr Stephen Kingston			Trustees/membership
	Mrs Helen Jones	Safeguarding Officer	Resigned 01/10/2024	Trustees/membership
	Mr David Jones		Resigned 01/10/2024	Trustees/membership

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name	Dates acted if not for whole year
N/A

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Names and addresses of advisers (Optional information) Type of adviser Name Address	Names and addresses of advisers (Optional information) Type of adviser Name Address	Names and addresses of advisers (Optional information) Type of adviser Name Address
Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Constitution Type of governing document (eg. trust deed, constitution) Charitable Incorporated Organisation How the charity is constituted (eg. trust, association, company) Elected and appointed by Trustees and membership at our Annual Trustee selection methods General Meeting. (eg. appointed by, elected by)

Additional governance issues (Optional information)

Any new trustees are interviewed and advised by existing trustees. All You may choose to include trustees are DBS checked and are on the recommendation of other additional information, where trustees, with full background checks being carried out. relevant, about: • policies and procedures The charities organisation and structure both abide by our document of adopted for the induction and Constitution and are in line with our commitment to the Jerusalem Statement and the Evangelical Alliance statement of faith. training of trustees; • the charity’s organisational Mrs Helen Jones stepped down as trustee but retains responsibility for all structure and any wider safeguarding issues – our Safeguarding Policy is posted on our website: network with which the charity www.fellowship345.co.uk. We do have a Thirty-one-eight annual works; Safeguarding Membership – for arranging DBS checks and up to date • relationship with any related guidance on safeguarding issues. parties;

• We hold six-weekly trustee meetings and ‘safeguarding’ and our ‘financial

• • trustees’ consideration of position’ are considered important agenda items. major risks and the system and procedures to manage We are affiliated with ACE – Anglican Convocation in Europe. Our trustee them. chair Bishop Stuart Bell is ACE - Assistant Bishop (Wales) – this is outside the remit of Fellowship 345, but our alignment of ACE is seen as very important as it ensures accountability and supervision for those in leadership roles.

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Section C Objectives and activities

Summary of the objects of the charity set out in its governing document Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

The key object of our charity is the advancement of the Christian faith, in accordance with our Fellowship 345 Statement of Belief and Practice, for the benefit of the public especially, but not exclusively, within North Ceredigion and the surrounding area. We believe the Jerusalem Statement December 2008 best describes our beliefs and practice.

The main activities for the organisation are to promote the Christian faith in North Ceredigion and the surrounding area through our weekly Sunday afternoon worship services, weekly bible study meetings carried out at members’ homes (we currently have four groups), a weekly prayer meeting, and Discipleship Explored Courses. The worship service, prayer meeting and discipleship courses are held at a village community hall which we lease for each activity. Rhydypennau village hall, Bow Street, Aberystwyth. SY24 5BQ. We advertise weekly through our Facebook page (fellowship345 Ceredigion) as well as other local Facebook pages. We emphasise that all are welcome to join us. For special services i.e. Christmas and Easter we also advertise through posters and individual invitations to the local community of Bow Street by leaflet drop. Our websitehttps://www.fellowship345.co.uk contains details about us/ weekly services/ sermons/ talks and thoughts etc. We have a banner on a Sunday outside the hall advertising our service and inviting people to join us. We collect food items for our local food bank on the first Sunday of the month. We undertake pastoral visits to those members who are sick. All trustees are aware of the Charity Commission Guidance on Charity Purposes and Rules. Our charity secretary Rev. David Poole is also our Charity Commission representative, as well as our DBS co-ordinator, and any new information is brought to the notice of all trustees during our regular committee meetings. Our constitution of Fellowship 345 includes the appointment, function and duties of our Trustees, the calling and procedure of general meetings etc. We abide by the requirement for statements of accounts, reports and returns as set out by the Charities Commission.

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Additional details of objectives and activities (Optional information)

We do give away funding to other Christion organisations. We are led in our decision making by what is happening to our Christian friends around the world and local Christian initiatives.

Guest speakers are invited to speak to our congregation from these charities, and our congregation are invited to contribute to the cause – this is treated as restricted income.

As a Christian organisation, we do tithe a portion of our income to other Christian charities – this is shown in our unrestricted income.

In this financial year we have supported: Open Doors – Persecuted Church Good News for Everyone Wales Leadership Forum Christian Concern Tear Fund – Democratic Republic of Congo Bible Society We have raised and given away a total of £7,430.70.

You may choose to include further statements, where relevant, about:

• policy on grantmaking;

• policy programme related investment;

• contribution made by volunteers.

Our Christian Adventure Club is run by three volunteers who have worked in children’s work of this nature both professionally and as volunteers for many years. All have been thoroughly vetted and are known to the trustees over many years.

Our current objectives are:

• To grow numerically

• To grow younger – we currently hire the whole hall as a statement of faith each Sunday as we actively pursue a family / children’s ministry.

• To explore grant funding for a youth / children’s worker.

• • To give serious consideration for succession leadership, given the ages of our volunteer ministers – with a commitment to draw up a Recruitment Package for a part-time minister in Autumn 2025.

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Section D Achievements and performance

Summary of the main achievements of the charity during the year

Summarised from our AGM of 14thSeptember 2025: ⚫We 8 in our trustee/leadership team with serious and prayerful commitment to this enterprise. ⚫ We continue to run a Christian Adventure Club. ⚫ We have run a series of Christianity Explored and Alive in Christ courses. ⚫ We have an established a music group, of professional standard – which we believe to be the best worship accompaniment in West Wales. ⚫ Our charity membership has remained at 66. ⚫ We have 150 followers on Facebook. ⚫ Our special services such as Christmas and Easter attracted local people, and during the summer months we are welcoming holiday visitors. ⚫ We have 3 ordained Anglican clergy preachers + 1 non-conformist minister. ⚫ Our average Sunday attendance has been 49 over the year – sadly because of our age demographic we have lost some attendees to due to illness and death. These statistics fail to tell the whole story – the love and care expressed to each other week by week and through pastoral care is exceptional. ⚫ Summer visitors are finding us through our Facebook and our link with ACE. ⚫ We have 4 home groups. ⚫ We have a Wednesday weekly prayer meeting + a prayer meeting in Bronant + a prayer line via WhatsApp and e-mail. ⚫ The majority of our regular attendees contribute in one way or another to the worship life of the fellowship each week – this includes the welcome team / leading / prayers / readings / refreshments & pastoral care. ⚫ We have given away over £7,430.70 to local and national Christian charities. ⚫ We have established a website. ⚫ We are affiliated with ACE – part of the world-wide network of Anglican Christians.

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Section E Financial review

Brief statement of the charity’s policy on reserves

It became evident in our first year of business that our income would exceed our expenditure. We do ensure that we have funds in place for major items of expenditure which are: the Hire of the Hall; Public Liability Insurance; website; licences etc. Many of our congregation now pay by monthly BACS which also assists us in the budgeting process. All our current services are provided by volunteers i.e. retired clergy, retired children’s workers etc.

As part of our strategic planning, last year we set up a reserve business savings account, attracting interest. We were conscious that as our retired clergy get older and as our membership grows, we need to plan for our future. This includes a paid part-time minister and a Recruitment Pack for this position is currently being advertised (January 2026)

Details of any funds materially in deficit

Nil.

Further financial review details (Optional information)

All our income comes from voluntary donations from our members and any visitors. We have a donations box set out on a table but do not ask for donations as we view all our donations as voluntary. Some of our members prefer to pay by a monthly BACS. We claim gift aid and have gift aid declaration forms and gift aid envelopes for this purpose.

You may choose to include additional information, where relevant about:

• the charity’s principal sources of funds (including any fundraising);

All our expenditure is used for the enablement of our key objective which is to promote the Christian faith. In view of our generous members, we have easily covered all our expenses.

• how expenditure has supported the key objectives of the charity;

As stated previously we also give financial support to other Christian organisations, inviting guest preachers from these agencies to speak on their needs.

• investment policy and organisations, inviting guest preachers from these agencies to speak on objectives including any their needs. ethical investment policy adopted. All expenditure is authorised by our trustees, and two signatures are required for authorisation.

Section F Other optional information

We have now been in operation since October 2021 and have been thrilled to see our numbers increase in promoting the Christian faith. We continue to see growth amongst our members in their understanding, knowledge and faithfulness of what it truly means to follow faithfully our Lord and Saviour Jesus Christ.

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

A. S. Poole Signature(s) S. R. Bell Anne Susan Poole Full name(s) Stuart Rodney Bell Position (eg Secretary, Chair, Trustee / Chair Trustee / Treasurer etc) Date 16/02/2026

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	FELLOWSHIP 345 Charity Number : 1199645	FELLOWSHIP 345 Charity Number : 1199645	FELLOWSHIP 345 Charity Number : 1199645	FELLOWSHIP 345 Charity Number : 1199645
	FINANCIAL STATEMENT for theperiod 01/10/24				- 30/09/2025
	Section A - Receipts & Payments
A1	Receipts	Total	Lastyear	A2	Payments	Total	Lastyear
		£	£			£	-
	Box Donations	10426.39	11266.72		Equipment - Banner/Music Stand	219.24	165.32
	Donations via BACS	16355.00	11419.24		Hire of Hall:October - September 2025	3840.00	2580.00
	Gift Aid	6286.01	2956.44		Stationary,Holy Communion Wine & Cups,Paper Cups,Printingetc	1142.82	1098.54
					Public LiabilityInsurance	259.82	259.82
	Interest - 95 Days Notice Deposit A/C	625.95			Website	268.00	246.00
					Unrestricted CharityDonations	4500.00	2557.50
					DBS Checks	150.00	169.50
	CharityDonations(Restricted)	3180.70	7270.64		CharityDonations(Restricted)	3180.70	7738.14
					Christian Courses & AwayDay	0.00	201.57
					ACE & Evangelical Alliance	3447.64	2512.86
					Guest Speakers	900.00	475.00
					Church Copyright Licence	230.00	223.00
					Refreshments	581.66	456.08
	Total Receipts	36874.05	32913.04		Totalpayments	18719.88	18683.33
A3 A5 A6 A7 A8 A9	Restricted funds included in total receipts 3180.70 Plus total cash funds brought forward from last year Less Transfer to Savings Deposit Account Less Interest accumulated in Deposit Savings account - 95 Days Notice Current cash funds available - 30/09/25 Total restricted funds at year end included in total cash funds above Deposit Savings Account - 95 days notice - 30/09/2025 Total Receipts less Total payments (Surplus / Defecit for the year			A4	Restricted funds included in total payments 3180.70 18154.17 9716.60 15000.00 625.95 12244.82 0.00 30625.95

			Section B - Statement of Assets and liabilities	Section B - Statement of Assets and liabilities
B1	Cash funds					Total		Last year
B1.1	Final bank balance as per Account Ledger	, including uncleared items				12244.82
	Reconciliation of final current account bank statement to accounts ledger:
		Bank statement total at year end			12244.82
		Plus amounts paid into bank but not cleared			0.00
		Less cheques written but not cleared			0.00
		Less any cheques uncleared from last year			0
		Total			12244.82
B1.2	Savings / deposit account balance					30625.95
B1.3	Petty cash in hand						0
B1.4	TOTAL CASH FUNDS - should equal B1.1+B1.2					42870.77
B2	Investments						0
B3	Other monetary assets						0
B4	Other assets held by fellowship 345		Value	Original cost
			Keyboard		718.54
			Banners		349.68
			Kettles		87.08
B5	Liabilities		Date Due	Amount due
	Payments due immediately but not paid			0	0
Signed on	behalf of all Fellowship Trustees		Independent financial examiners signature:
Signature		Name	Signature	Name
	S R Bell	Stuart Bell		Chris Macey
	A S Poole	Anne Poole
Date of Approval: 19/07/2026

		Section C - Notes to the Financial Statement	Section C - Notes to the Financial Statement	Section C - Notes to the Financial Statement
		Receipts
C2	Details of restricted donations	this year	Payments this year	Balance held at year end
	Open Doors	1526.00	1526.00
	Open Doors Gift Aid	356.50	356.50
	Tear Fund	1075.70	1075.70
	Tear Fund Gift Aid	222.50	222.50
	Total	3180.70	3180.70		0
C3	Details of unrestricted donations				Amount
		Receipts
	Details	this year	Payments this year	Balance held at year end
	Open Doors - Gift from General Funds	1000.00	1000.00
	Good News for Everyone - local gift	500.00	500.00
	Wales Leadership Forum	500.00	500.00
	Christian Concern	500.00	500.00
	Tear Fund	1000.00	1000.00
	Christian Adventure Club	250.00	250.00
	Bible Society	500.00	500.00
	Coalition for Marriage	250.00	250.00
	Total receipts from General Fund	4500.00	4500.00	0

Independent Financial Examiners Report

To the Trustees of Fellowship 345: Charity Number :1199645

I report to the trustees on my examination of the accounts of the Fellowship 345 for the year ended 3th September 2024.

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:

Date: 19/07/2026

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees / members of On accounts for the year ended Set out on pages	Fellowship 345	Fellowship 345	Fellowship 345
	30 September 2025	Charity no (if any)	1199645
	1-2

• I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 30/09/2025.

• Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

• accounting records were not kept in accordance with section 130 of the Act or

• the accounts do not accord with the accounting records

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

• Please delete the words in the brackets if they do not apply.

Signed:

Date: 19/7/26

Name: Christopher Hywel Macey

Relevant professional Fellow of the Chartered Association of Certified Accountants qualification(s) or body (if any):

Address: 75 Maesceinion

Waunfawr, Aberystwyth

Ceredigion SY23 3QQ

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

1

July 2026

IER

Give here brief details of any items that the examiner wishes to disclose .

2

July 2026

IER