1 CHARITY COMMISSION FOR ENGiAND AND WALES Trustoes, Annual Report for tho perfod From: I" July 2023 Period start datè 30° June 2024 Period •nd date Chartty namo: Henl•y on Thames Church88 Dèbt Centr• Charlty r8gl¥tratlon numb•t: 11995S8 Oble¢tives and Actlvitios SORF reTfrw£è Sufflrnary of Ihe purp0$85 of the charity a5 sel out in its goveming docjjment 1.17 The purpo88s of the chaiity ar• for tho publlc benèffit.. al Thè rtrlref of p0rtY for pwsons Imng In and around Henley on Thamtr$ who are condlllon$ of need. hardship or distre55 by réason of tholr50cial or economic clTGUmStanc8$ by provldlng advicè and other sèrviGe5 as tho tmstees may from tlmo4041rn0 thlnk fft- bl Tho advancemènt of edueotlon of the public Itvlng In and around Honley on Th8mo5 In 811 matters relating to thè m8nagemènt ot their personal financos a5 the tNstees may from m to tim¢ thlnk fft-, cIThe advan¢¢ment of the Chrlstlan fatth through ¢are. compas81on and lvant practl¢al and splr6tual help as thg trn5tees ma from tlme.tO.tlmo thlnk fit We operats 3 0588ntlal SO1¢e$. Summary of the main 8Ctrrfthe5 in relation lo th088 purposes for the public b8nefil, in particular, the activibes. projects OT Services id8ntffied in th8 ac¢ount& Staletnent confirniing whelherthe trustees h8V had regard lo the guan( issued by Charity Commi55ion on pU1C b8nefit Pw¥ 1.17x 11 Debt ¢ounselllng 21 Job Club 31 Llfe Sklll81 Flnan¢lal Budn9 I c¢Jtffirm that tho Trtte0$ have rfrcelved, d agread to th8 guldancg i88uèd by the Charlty Commission on publl bBnoflt. Addltlonal inforniatkjn lopllonall You ma thaose lo include further statements whère felevant about.. SORPtrent8 The Débt Contre staff arg stspptsrt by voltsntsers In 3 aa5. -Belriond¥FS who accompany the d•bt ach in debt coun8ellinq. Coniribution made by vdunt8ers P¥• 1.38
who are tralned to Msl¥t In Likski11s,Job Club and Monoy management courses eneral voluntser5 to glve onetwn• 8VPPOrt to 011 course attend••5 All voluntggrs ar• rgRulrgd to havo 08S Achlevements and Perfornianco 50RF 11 Debt cnlI1[W Thits y••rw• provldAd d•bt help to a further 13 famlll¥s atKI nln• Indlvlduals.. We record each dlent confld8ntl8lly by SUCC•88fv8 numbers and after ourflrst 2 yws, w• hav• recorded our 44th ¢lltrt whi¢h eomprlw in totsl of 47 adults and 30 chlldren. As wlth last yoar- aach ¢as• unlquoly dlfferent and Includ08 in our communlty from all walks of lif¢. Tho w•lght of dobt can brfng deprèssli)n and 6tr¥1ou$ m8ntsl health con¢•rns. Th18 ¢aU Isolallon lor many of our cllen a wlthdrawal from communlty and a decrea• In percolved 8•1fMrth. Zl Job Club SurnTnaryof the rnain 8chi8V8m8nts of th8 chaAty, k1.n0 dIfferen Iho charity's work ha$ rnade to Ihe circUnceS of it8 b8fiCiar1es and any vlder n8fits to as a P• i)) Ov•rtho past y•arw¥ hav• run thro0 Job club cours. Our utchrnent arna contlnues to be k>cal Henley town resldants wlth the RG9 post ¢odo to nsuro that wfr bulld Gommunlty and offor ommvnlty opportunbtles to also Ilnk int church actlvttle8ldrop in and tsk• part In the Iwo Ir Baslc8 course out ottt local Ilbrnry by th• Actlvats L•amlno 31 Lrfo Skillsl Flnan¢lal Budgotlng Ov•rthe past yearwe hav• run 2 Lll• Ski115 owrsg5. In th¢ Lib Sklll¥ courno. we Ver practiral ffton saving t0¢hnIqu such as shopplng •nd ¢kong on a budget. lin9 healthity on les8. hom¢ èn8rgy 8avlng tlps, cr•atlng • porsonal budget, and how to makn good
Financial Review Revw ofthe charlty'8 finana5 po81kn atthè end ofthe period 121 Tho Dobt Centro had tolal r•c•lpl¥ of £96267 and payments of£63.795.Bank balancts for th• débt Contre were £64 •arend Th• Trustees a target obJod¥8 01 holdlng the •qulvalent of 12 month¥ C08ts In r•Ber¥e8, In order to prt+vlde stabll and contlnu ot our orvico8. £64 860 at ar end statement exk4aiThng th8 pdicy fcf holding reserv88 stating why they 8re hE Amount of resetves held Rèas$ for hdding zero reserv8S Details offund maton0Hy in defitit ExplanaliDn of afty unortaintiss about the tharity coTrliTruing as a concarn Pw8 122 P¥a 122 124 P•a 123 The charlty 18 a golng eon¢•m.but wo are always rellant on èxtemal fvndraislng to suppjementthe ¢tsr• wrtrllJutSon8 from local church•s Additlonal Infomwllon loptlonall You ma th¢yJs8 to indude further siatements where revant about.. Ourfour foufiillnq churche8.' o St Mary's Honley Trfnlty @ 4 o Chrl8tchurch LIR o H¢nley Baptlst Church Our assoclatod partner church••: o St Nlcholas Remenham o Sacred Hèakt RC. Hon o St Mary'8 Wafgrnv• H•nley Town Coun¢ll sOh Qxfordshlr• Dl•tslct c¢11 Honley Lion5 Allquando Chamber Cholr The Anthtyry (T¢)nyl Lan• Foundatltsn Local ch4ritablo foUnthOn who given anonymously. Prfvat• IndI¥1d1£, Marry ofwhom have cho8en to enhancè tholr don&*iuns wlth Gfft Aid The charity's prfndpal sour(ss of fund$ linduding arw fundT445inyl Pw4 1.47
Structure, Govemance and Managoment Descripth)n ol tharity's trusts.. Type of goveming d(ment I5 TYu•t D•od Fbw is the charity constituted? 125 CIO Charltablo Incorporated Oryanlsation TnJstÈe SetK)n methr¥Js induding detsrf5 of any (yJnstitulion8I pro¥AonS e.g. ection to wst or narne of any person or body Ènliued to apry)int ono or ITre Vu5tees I5 4 of our 6 Trust aro the Church leadors from our foundlng churches.. St Marys H•nley. Holy Thtyrin1ty @4 Honloy. Honlèy Baptlst chUh and Chrlstchurch URC. Henley 2 othttrTrustees arè r¢tlrod bu51no85rn0ft l ¢hurch memb•rn All our Tru8t•e8 ar• unpald ¥oluntqgfS Addltlonal InfoatIOn loptlonall You ma oosa to indude further statom8nts wheTe relevant aboLrt'. Wg are afflllatod wlth the Natlonal ¢harlty "Chdstlans Agaln8t Pov•rty- wh¢r•by w• makè 09r••d monthty p•yrnonts and r•celvo In r•tum 11 8888ntlal suPrt fof th¢ recrultmenti tralnlng of our staff 21 8peclall8ad FCA rtyuwd finanGlol adv1¢ to aS51st the r•tt•ootlaWon I r•solullon of our D1 Cl. Ilnan¢l•l i¥¥u•s 31 8podallsod tsa4nlng materfals to holp run our Job Club and Llfe Skllls l Monoy Management ¢ourn The Charitys tyganisatKwl 5trJcture and any wder F7 1.s1 charfty wot*s Our start-up was supported by 2 loul charltiés who Id•ntffied th• nèèd for SPBriali58d dvbt assistsnco: 11 Cltlzons AdvlG• 21 Nomad Relatk)nthp wsth ary rel8tsd patties 1.st B4)th ¢harftt•s now r•férdl¢nts to u ours•rvlc88 Refor•n and Admlnlstratlvo dotalls Ch8ri narr ther name the c H•nle Henle on Thamos Churche5 Debt Centre Debt Cetre e$ number 1199558
CharlW$ PlinGipal address 2 NORThFIELLI HOUSE 11. NORTHFIELD END HENLEY-ON-THAMES RG9 2JG
Nam•¥ of th• Charlty trust•es who man•gp th• chawlty Oth•lWanyl ••( Rov Jeremy Taylèr Rov Samuel Brewthr P•stor Joanno Bray R•v Glyn Mllllngt¢)n Terence Grourk Chalr Francls Goodwln Trea5ur•r
Dgclarations Tho trutst••s d•eF¥t that th•y h•v• apwo¥•d the tru8tse8' r*port al)ov8. Slgnèd on behalf of thg ¢harity'8 tru 8lgnalur•lg1 K Full nam•ls1 Rèv J•rnvny T4yhr Posltlon l•¥ S•Grvtsry. Chalr, otcl Chair
DEBT t19955B CHARITY COMMISSIO FOP ENGLANO AND WAIE HEFUYONThAMES¢HURCMES CEp¥fRE CC16a Recei ts and payments accounts Fortha period 01U1-23 24 Section A Receipts and payments Unrestricted fttn¢J8 Restrictgd funds EndowmeDt fundè Totsl funds La$tye•r A1 Receipts GraniÉ4nddunalion Churt5 ljher 212 9.60J 1.59E 19,392 401 jUGI¥9 Gmss in(x)m& AR} 287 96387 A2 Asset and Inv•sbnent Sales. {se•tablel. ub totsl 9&267 8fj.287 A3P st&ff c(li0t0SIaff Nthmal 1Th¥nce dPèns •nts 31733 JiTJJ 4,310 310 CthebansAwnst 2.270 Pov¢ty 1.186 Banktha Fndral C(uts siattinrutrtsd elnS•S Atthwnt8ntyse1C•s 1,933 3.795 11055 Sub totsl 63,796 A4 Ase•tand ImieBbTrlént urcha$eG, tabl•l Sub totèl f&O55 Tolalp8yments 63.795 65.796 NetolreceIp{payMaftts} A5TronsfgT¥ funds A8 C*h lund$14st wr end Cash funds thlsyear end 3147 32.47 32.380 31388 32.388 86Q 32.3•8 1810312025 CCXX R1 accounts ISSI
Section 8 Statement of assets and liabilities at the end of the period Umrestricted funds J nqartst£ Restricted funds to Trw¥rpstÉ Endowm•nl funds to noafÈ¥E Iti ri)ri B1 Ca8h fund8 Cash * bank." [reTht aeAaWrf12023 £32.3881 CB5h It bk dèp05ht awount12W23' £0 Totsi cash funds 6i860 xzthlSTri l1rtrict0d funds R¢8tricted nds Endnt fund B2 OlrM0ery assets D¢btor for2U22123tsx on D8bi¢rbr2ff23124 0xdaiM dutron GillAid Opblpl fof6P¥rf lo JQ 2024tsK d#lM dueW GIfiAWJ Fvnd tothl¢h CrlrA> B3 Investment a568ts Fundtowthh •9At C(rFliWI1 onBI B4 Assets retslned fort charlty's own use FUt0JIth Iva1 rEIèts& Unrtgtwted B5 Liabllltles Cfèdkoifty tt0stB {3023. £7.4011 aff inujrreo 4.101 Dats of al s*nBdby0n@ ttrUSte2S0n ehJVolaltsltLtyie¢s Signalwe Print Narne J8teryChatksTafvi 2S oJ12C f 103 Frantss Dornlfmc Gorthn 1610312025 CCXX P2 wnts(s81
Independent Examlnerfs Report to th8 Trustees of the Hentey On Thames Churches Debt Centre on tha accounts for the ye¥r 8nded 30 Juna 2024 as set out on paoes 1 2 Respective responsFbilities of trusteès and exarninar The members of the PCC, a¥ chsritytru5tEe5, ore wponsible f the preparÈtiM of t&(count8 TIw¢or6rU an is not r4uiredforthis yearundw Sectn 144(21 of the ChaiitièsAcl 2011 lthèActl. and Ihjl an I8p•ent examination r6 ned. It Is my r88fN)nsibility lo exarninethe 3ccouDts (v88¢t1 145 olthe Ad, Idl( the prIureS d(vm In me G8nerai Dirticb(Khts gKven by IheCh¥ty convnSn (under sethn 145 {51 Ibl of $nd lo stattwthther partKuLfrm8tters hwecometo my atl8ntK. Basis of indop•ndent 8xaminer's statem8nt YexlnatIoTr5 in a¢48re1hthé GÈnw81 oli¥1n5 giveTr bythe ChatityCommi58K)n. AD exa19 IldeS * re¥wor the accountiry records kept bylhe ¢hvrth ¢tsnpaiison of thè accounts presented with those re(rS 1131so in¢lLe$ consideratb) of uDu8ual rterns or di8cbsures In the accounts. and Seen9 explabOn5 hom thp andino ¢trnMrt of Ihe PCC c1(Ming such matters. Tha prOre$ wden8ken do notprowde 1 Ihe 6vidwftsihai be wuired In a full audrf. And congdqU2nUy noopinion is grwÉn a#towhelkprth9 aLtounls wesenla IrueaDd fairf v and th• r•port 1% Ivnit9d tothosè maltws setout in the statÈment L Ind•pandent examinerfs ststsment In coine¢t?nwth rnyex4mifi8b. no mter h88¢810 my 1 whlch giv&s me reasts)ats believe thal In any materlal re5peGt. the the requiremerts" tokeep proper ac¢ourting rxcrfda ore k•F4 {in #r• with #ectb 130 ofthpAGtI and to prep8re account$whh accord wtth th8 8ccounting records and ¢omp5ywith Ihe accounting requirem8nts oftht Act have not bpen tneL or 2 lofiKh, in rny0pin1. attentTr shId be drown inot(*rtO2b]e ¥Lwoper undetstanding ol Ihe arLourtslo be react. 3lgned.' klarth 2025 3rn8-. Mr Robert L Somers FCA Relevant prof10&1 qual1110n(S) orboty I •nyl'. oflhe In¥iule ofchartetsd A¢courtlS in England and Wales Address.. 121 Mothl Vi 1&Y on Thatnes OxFordshife RG9 2HD