## **Nottingham Financial Resilience Partnership** (Registered charity, number 1199214) **Financial statements for the year ended 30 April 2026**
|**Page**|**Contents**|
|---|---|
|2 - 3|Trustees’ annual report|
|4|Independent examiner’s report|
|5|Receipts & payments account|
|6|Statement of assets & liabilities|
|7 - 8|Notes to the accounts|
# **Nottingham Financial Resilience Partnership Trustees’ annual report for the year ended 30 April 2026**
**Full name** Nottingham Financial Resilience Partnership
**Other names by which the charity is known** NFRP
**Organisation type** Charitable incorporated organisation
**Registered charity number** 1199214
## **Principal address**
The Neighbourhood Centre, St Anns, Nottingham, NG3 4EZ
## **Trustees**
Debbie Webster Jamie McMahon Shaun French Sally Denton Sajid Mohammed, since 10/10/2025
## **Independent examiner**
Eva Stevens, employee of Community Accounting Plus, Units 1 & 2 North West, 41 Talbot Street, Nottingham, NG1 5GL
## **Governance and management**
The charity is operated under the rules of its CIO-Foundation constitution adopted 08/06/2022.
## **Objectives and activities**
The charity’s objects are restricted specifically only for the public benefit to promote the voluntary sector for the benefit of public principally in the defined area of Nottingham (hereinafter called the area of benefit) to prevent or relieve poverty and financial hardship by:
- liaising between charities, voluntary organisations, Government agencies and other groups which are dedicated to tackling poverty and financial hardship in the area of benefit;
- providing training, conference and seminars on subjects relevant to the efficiency of the voluntary sector;
- identifying the needs of the voluntary sector and establishing projects or policies to address them; and
- acting as a representative of the voluntary sector for the area of benefit in relation to public policy and legislation.
For the purpose of this organisation - the 'voluntary sector' means charities and voluntary organisations.
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## **Nottingham Financial Resilience Partnership**
## **Summary of the main activities undertaken for the public benefit**
Supports people by addressing financial exclusion across the city of Nottingham.
## **Public benefit statement**
The Trustees confirm that they have complied with the duty in section 17 of the Charities Act 2011 to have due regard to the Charity Commission's general guidance on public benefit, 'Charities and Public Benefit'.
## **Summary of the main achievements during the period**
We raise awareness of the key issues in financial resilience in Nottingham and gain buy-in from key decision-makers. We have provided training for hundreds of front line workers. We have been successful in securing new funding for projects within the city. We have been recognised at a national level for 'best practice' in financial resilience work. We have established new ways of working strategically and have prompted a greater awareness of money help services amongst other providers. We have been instrumental in establishing a real increase in partnership working between various organisations which was not previously happening. This has resulted in better support for the residents of the city we held a 'stronger together conference attended by nearly 100 key stakeholders from across the city and was addressed by the deputy leader from the city council. We are working in partnership to achieve an anti-poverty strategy for the city.
## **Financial review**
We are relatively stable with a further sizeable funding proposal being considered as we submit these accounts.
## **The charity’s policy on reserves**
The Trustees have established a policy whereby the unrestricted funds not committed or invested in tangible fixed assets (‘the free reserves’) held by the charity should be two months of the total resources expended (£12,000 based on these financial statements). At this level, the board feel that they would be able to continue the current activities of the charity in the event of a significant drop in income. The Trustees are committed to maintaining this as far as possible.
Signed on behalf of the charity’s trustees:
Signed _____________________________________________ Date __________ Debbie Webster, Trustee
08/06/2026
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## **Independent examiner’s report to the trustees of Nottingham Financial Resilience Partnership for the year ended 30 April 2026**
I report to the trustees on my examination of the accounts of Nottingham Financial Resilience Partnership (the charity) for the year ended 30 April 2026.
## **Responsibilities and basis of report**
As the trustees of the charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). I report in respect of my examination of the charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner’s statement**
I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or
2. the accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Signed _________________________ Date ______________________ 08/07/2026 Eva Stevens BSc, CPFA Employee of Community Accounting Plus
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## **Nottingham Financial Resilience Partnership Receipts & payments account for the year ended 30 April 2026**
|_2025_
Total
**Unrestricted**
Funds
**Funds**
£
**Note**
**£**
**Receipts**
6000
Activities income
-
72739
Grants & donations
**2**
89500
3
Sundry receipts
-
78742
**Total receipts**
**89500**
**Payments**
75630
Consultancy fees
44503
14909
Administration fees
8542
300
Website
360
47
Publicity
-
1240
Other activites
4951
439
Insurance
439
732
Independent examination fee
762
-
Communications
12430
-
Sundry expense
17
187
IT
62
93484
**Total payments**
**72066**
(14742)
**Net receipts/(payments)**
17434
24104
Cash funds at start of this period
219
9362
**Cash funds at end of this period**
**17653**|**Restricted**
**Funds**
**£**
-
-
-
**-**
-
-
-
-
-
-
-
-
-
-
**-**
-
9143
**9143**|**_2026_**
**Total**
**Funds**
**£**
-
89500
-|
|---|---|---|
|||**89500**|
|||44503
8542
360
-
4951
439
762
12430
17
62|
|||**72066**|
|||17434
9362|
|||**26796**|
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## **Nottingham Financial Resilience Partnership Statement of assets and liabilities at 30 April 2026**
|_2025_
£
**Cash assets**
**Note**
9362
Bank accounts
9362
**Other monetary assets**
219
Prepayments
**4**
219
**Assets retained for the charity’s own use**
General equipment.
**Liabilities**
(762)
Creditors - Independent examination fee
(762)|**_2026_**
**£**
26796|
|---|---|
||**26796**|
||274|
||**274**|
||(810)|
||**(810)**|
These financial statements are accepted on behalf of the charity by:
Signed ___________________________________ Date ___________ 08/06/2026 Debbie Webster, Trustee
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## **Nottingham Financial Resilience Partnership Notes to the accounts for the year ended 30 April 2026**
## **1. Receipts & payments accounts**
Receipts and payments accounts contain a summary of money received and money spent during the period and a list of assets and liabilities at the end of the period. Usually, cash received and cash spent will include transactions through bank accounts and cash in hand.
## **2. Grants & donations**
|Nottingham City Council
Experian|**Unrestricted**
**Total**
**£**
**£**
62500
62500
27000
27000
**89500**
**89500**|
|---|---|
## **3. Funds analysis**
|**Restricted funds**
The National Lottery Community Fund
Nottingham City Council Public Health
**Unrestricted funds**
General fund|**Opening**
**balance**
**£**
4971
4172
**9143**
219
**219**|**Receipts (Payments)**
**£**
**£**
-
-
-
-
**-**
**-**
89500
(72066)
**89500**
**(72066)**|**Transfers**
**£**
-
-
**-**
-
**-**|**Closing**
**balance**
**£**
4971
4172|
|---|---|---|---|---|
|||||**9143**|
|||||17653|
|||||**17653**|
The specific purposes for which the funds are to be applied are as follows:
- The National Lottery Community Fund - to develop and complete a 5-year action plan.
- Nottingham City Council Public Health - to act as delivery partner for the Financial Wellbeing strand of the Health & Wellbeing Strategy.
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## **Nottingham Financial Resilience Partnership**
## **4. Prepayments**
**----- Start of picture text -----**
£
Insurance 219
Website 55
274
**----- End of picture text -----**
## **5. Trustees’ remuneration**
Trustees received no expenses, remuneration or benefits in this period.
## **6. Related party transactions**
- There were no related party transactions in this period.
## **7. Glossary of terms**
**Creditors:** These are amounts owed by the charity, but not paid during the accounting period.
**Prepayments:** These are services that the charity has paid for in advance, but not used during the accounting period.
**Restricted funds:** These are funds given to the charity, subject to specific restrictions set by the donor, but still within the general objects of the charity.
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