Nottingham Financial Resilience Partnership
(Registered charity, number 11992141
Financial statements
for the year ended 30 April 2024
Page
Contents
Trustees, annual report
Independent examiner's report
Re￿iptS & payments account
Statement of assets & liabilities
Notes to the accounts
9-10
capLUS
COMMUNITI ACCOUNTING

Nottingham Financial Resilience Partnership
Trustees, annual report
for the year ended 30 April 2024
Full name Nottingham Financial Resilience Partnership
Organisation type Charitable incorporated organisation
Registered charity number 1199214
Principal address
The Neighbourhood Centre
Robin Hood Chase
St Anns
Nottingham
NG3 4EZ
Trustees
James Jones, Chairman
Elaine Fox, until 2211112023
Dr Shaun French
Jason Gregory Eaves
Debbie Webster
Paul Rhodes, from 2610612024
Independent examiner
John O'Brien, employee of Community Accounting Plus, Units 1 & 2 North West, 41
Talbot Street. Nottingham, NG15GL
Governance and management
The charity is operated under the rules of its governing document adopted 08 June
2022.
Nominations have been sought and members have voted to elect trustees for the
forthcoming year. Successful nominees will be announced at the AGM. At every
[subsequentl annual general meeting of the members of the CIO, one-third of the
charity trustees shall retire from offi￿.
Objectives and activities
Our organisation concerns partner organisations working together to improve the
financial lives of people and communities in Nottingham. Activities include joint
working across a range of financial wellbeinglresllien￿ issues, policy, events, and
training/ education, gathering data and insights. It also includes contracting a
consultant whose role is to coordinate the partnerships work.

Nottingham Financial Resilience Partnership
Summary of the main activities undertaken for the public benefit
To promote financial inclusion, for the public benefit by preventing people from
becoming financially excluded, relieving the needs of those people who are
financially excluded and building the financial resilience of individuals and
communities and to embed financial inclusion into all areas of service provision
across the city of Nottingham.
The charity's objectives are restricted specially only for the public benefit to promote
the voluntary sector for the benefit of the public principally in the defined area of
Nottingham. To prevent or relieve poverty and f1nancial hardship by liaising between
charities, voluntary organisations, government agencies and other groups which are
dedicated to tackling poverty and financial hardship in the area of benefit.
Providing training, conference and seminars on subjects relevant to the
efficiency of the voluntary sector.
Identifying the needs of the voluntary sector for the area of benefit in relation
to public policy and legislation. For the purpose of this organisation. The
voluntary sector means charities and voluntary organisations.
Public benefit statement
The Trustees confirm that they have complied with the duty in section 17 of the
Charities Act 2011 to have due regard to the Charity Commission's general guidance
on public benefit. 'Charities and Public Benefit,.
Summary of the main achievements during the period
Our mission as the Nottingham Financial Resilience Partnership remains as crucial
as ever, particularly in the face of rising living costs that continue to strain household
budgets. We have successfully completed the third year of our Lottery-funded Action
Plan.
Alongside our important, ongoing funding from the Lottery, which has enabled so
much of our work to date, the additional funding we now receive from Public Health,
and their recognition of financial wellbeing as a priority in the Joint Health and
Wellbeing Strategy for Nottingham City 2022-25, is a testament to the importance of
our work. This further funding not only provides us with valuable opportunities, but
also strengthens our partnerships and enables us to broaden our reach.
We have also recently received an uplift to our Lottery grant which will support our
internal strengthening and external reach.
Our most recent resident survey, conducted in the spring by polling firm Census wide
in collaboration with our community champions, has provided us with valuable
insights. While the research highlights some progress, it also reveals concerning
findings that will shape our Year 4 Action Plan work. We are committed to
addressing these challenges head-on and delivering impactful inteNentions for the
benefit of our residents.
Together, we have the power to make a positive difference in the lives of individuals
and the communities we serve. l am excited about the opportunities that lie ahead
and the potential impact we can make over the coming months and years.

Nottingham Financial Resilience Partnership
The National Lottery Communities Fund 2023-2024
The year was significantly impacted by the events around the Nottingham City Council
budget situation from December 2023 onwards,. as the cuts had major implications for
financial resilience work in the city. Effects of the various ramifications meant that, for
some Partnership members. energies had to be given elsewhere.
Despite various issues, a lot of work was delivered and some significant strides
made by the Partnership, in some areas.
Our work strands for the year were as follows..
Increasing income levels
Addressing rising risk of homelessness from cost of living crisis and increasing
housing costs
Enabling people to increase their skills and confidence with money
Ensuring financial capability work is targeted according to identified need
Increasing reachl accessibility of the work within communities across the city
Increasing extent and quality of Financial Education in the city
Improving the levels of numeracy in the city
Increasing awareness of money help services
Reducing households skipping meals or cutting down the size of meals on a
regular basis
Develop a strategic joint working approach between mental health services and
money help
Increase awareness of access to energy related support
Work to increase savings and reduce reliance on other options
Nottingham City Council Debt protocol refresh clf from 21122and 22123
Maintain Primary Care Social Prescribing Advice Link Worker Project and
securing post March '24.
Continuing to build and develop the Partnership and ensure it is fit for purpose,
building from residenvcommunity and service user priorities.
Full details of our outputs and outcomes for our work strands for the year up till 30
April 2024, are available in our full report to the National Lottery.

Nottingham Financial Resilience Partnershlp
The charity's policy on res8pie8
The Trustees have established a policy whereby the unrestrict@d funds not
committed or invested in tangible fixed assets ('the free resetves,) held by the charity
should be two months of the total reSoUr￿S expended (£8.500 based on these
financial statements). At this level, the board feel that they would be able to continue
the current activities of the charity in the event of a signrficant drop in income. The
Twstees are committed to working towards achieving this.
Signed on behalf f I
's trustees:
Signed
James Jone5, Trustee
Date
13-11-1

Independent examiner's report to the trustees of
Nottingham Financial Resilience Partnership
for the year ended 30 April 2024
I report to the trustees on my examination of the accounts of Nottingham Financial
Resilience for the period ending 30 April 2024.
Responsibilities and basis of report
As the trustees of the charity you are responsible for the preparation of the accounts
in accordance with the requirements of the Charities Act 2011 {'the Act,).
I report in respect of my examination of the charity's accounts carried out under
section 145 of the 2011 Act and in carrying out my examination I have followed all
the applicable Directions given by the Charity Commission under section 145(51(b) of
the Act.
Independent examiner's statement
I have completed my examination. I confirm that no matters have come to my
attention in connection with the examination giving me cause to believe that in any
material respect..
accounting records were not kept in respect of the charity as required by
section 130 of the Act., or
2. the accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the
examination to which attention should be drawn in this report in order to enable a
proper understanding of the accounts to be reached.
Signed
John O'Brien
Xffsc, FCCA, FCIE
Employee of Community Accounting Plus
Date 1811212024

Nottingham Financial Resilience Partnership
Receipts & payments account
for the year ended 30 April 2024
2023
Total
Funds
2024
Total
Funds
Unrestrl¢tsd Restrlcted
Funds
Fund$
Note
Receipts
Grants & donations
Opening transfer from previous entity
Total receipts
35400
26518
61918
216
94225
94441
216
94225
94441
Payments
Administration fees
Bank charges
Consultancy fees
5215
11692
57
57171
186
403
660
3011
11692
57
57171
186
403
660
3011
45651
128
393
Insuran
Independent examination fee
Other activities
Publicity
Website
Total payments
3566
3542
280
58775
300
73480
300
73480
3143
Net receiptsl(payments)
Cash funds at start of this period
Cash funds at end of this period
216
20745
3143
23888
20961
3143
24104
3143
216

Nottlngham Flnanclal Reslllence Partnershlp
ststement of assets and liabilities
at 30 Aprll 2024
2ff23
Cash a88ets
Bank a￿nts
3143
3143
24
24104
Other mongtary aM0ts
Debtor8
X12
A38ets rntainod for th8 charltys own us•
G8n8ral ￿(￿prnert
Llabllftlos
Creditors
550
550
n2
These financial statements are ac￿pted on behalf of the charity by:
Signed
James Jones. Trustee
Dated nD-11- XY

Nottingham Financial Resilience Partnership
Notes to the accounts
for the year ended 30 April 2024
1. Receipts & payments accounts
Receipts and payments accounts contain a summary of money received and money
spent during the period and a list of assets and liabilities at the end of the period.
Usually, cash received and cash spent will include transactions through bank accounts
and cash in hand.
2. Grants & donations
Unrestrictgd
R9Stricted
Total
The National Lottery Community Fund
ttingham City Council
Sundry donation
50225
44000
50225
44000
216
94441
216
216
94225
3. Funds analysis
Opening Receipts (Payments)
balance
Closing
balance
Restricted funds
TFE National Lottery Community FurKI
M)ttingham City COU￿11 - Public Health
50225 (30418)
19807
44000
43062
4081
94225 (73480) 23888
3143
3143
Unrestricted funds
Ge￿ra1
216
216
216
216
Description of restricted funds:
The National Lottery Community Fund - To achieve objectives on the
annual action plan.
Nottingham City Council - NFRP receives funding from Public Health in
Nottingham City Council to act as delivery partner for the Financial
Wellbeing strand of the Health & Wellbeing Strategy.

Nottingham Financial Resilience Partnership
4. Debtors
Prepayment- Insurance
202
202
5. Creditors
Independent examination fee
732
732
6. Trustees, remuneration
Trustees received no expenses, remuneration or benefits in this period.
7. Related party transactions
There are no related party transactions.
8. Glossary of terms
Creditors: These are amounts owed by the charity, but not paid during the
accounting period.
Prepayments: These are services that the charity has paid for in advance, but
not used during the accounting period.
Restricted funds: These are funds given to the charity, subject to specific
restrictions set by the donor, but still within the general objects of the charity.
10