## St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
Charity number 1198525
Annual Report and Financial Statements
for the year ended 31 March 2025
St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
## Annual Report and Financial Statements
## for the year ended 31 March 2025
|**Contents**|**Page**|
|---|---|
|Trustees' report|2 to 4|
|Examiner's report|5|
|Receipts and payments account|6|
|Statement of assets and liabilities|7|
|Notes to the accounts|8 to 9|
**Prepared by West Yorkshire Community Accountancy Service CIO**
1
## St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
## Trustees' report for the year ended 31 March 2025
## **Reference and administrative details of the charity, its trustees and advisors**
The trustees during the financial year and up to and including the date the report was approved were: **Name Position Dates**
**Position Dates** John Chuter Chair Barbara Chuter Secretary Karen Battye Treasurer Julia Blackburn David Blackburn Joanna Tansley Philip Calvert Jeanette Wheeler Shaun Barker Vicky Shaw
Resigned September 2024 Registered in England and Wales
**Charity number** 1198525 **Registered and principal address Bankers** Aireview Equestrian Centre NatWest Bank Harden Road 63 North Street Keighley Keighley BD21 4TP BD21 3SN
## **Independent examiner**
Alan Dodd FCCA
## **West Yorkshire Community Accountancy Service CIO**
Stringer House 34 Lupton Street Leeds LS10 2QW
## **Structure, governance and management**
The charity is a Charitable Incorporated Organisation (CIO) association formed on 5 April 2022 and is governed by a constitution. Previously unincorporated charity number 1093306 which has since been dissolved.
## **Method of recruitment and appointment of trustees**
The trustees of the charity are appointed by the members at the AGM.
2
## St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
## Trustees' report (continued) for the year ended 31 March 2025
## **Objectives and activities**
## **The charity's objects**
The objects for which the CIO is established are to promote the objects of the Riding for the Disabled Association incorporating Carriage Driving a charity registered under charity number 244108 ("RDA") by providing disabled people with the opportunity to ride and/or to carriage drive to benefit their health and wellbeing in the Bingley Area.
## **The charity's main activities**
To provide riding and related equestrian activities for disabled people of all ages.
## **Public benefit statement**
In setting our objectives and planning our activities our Trustees have given serious consideration to the Charity Commission’s general guidance on public benefit in particular benefit of disabled people.
## **Achievements and performance**
We started off the year with 20 riders and around 20 volunteers, these numbers fluctuated throughout the year with riders and volunteer numbers going up and down as people left. Volunteer numbers increased slightly with the addition of some younger volunteers who were completing the Duke of Edinburgh award scheme, we are pleased to add that a couple of these have stayed on and regularly support us during the school holidays. We also did a couple of social media appeals for volunteers which resulted in several enquiries and some new volunteers joining our team. We end the year with 26 riders and 23 volunteers.
Our Head Coach unfortunately had a fall which resulted in a broken elbow. We had rallied around and cut our days from 3 to 2 to try and fill in for her absence. Unfortunately, things did not go according to plan and by the summer she had decided that she could no longer carry on with her coaching role. We continued with the 2- day riding sessions but maintained the 3[rd] day as a horse welfare day and tack cleaning sessions.
One of our horses had gone down with laminitis at the beginning of March and we embarked on a long course of rehabilitation with him. We had to put him on Livery with the Equestrian Centre as we just did not have enough volunteers to maintain his daily care in the stable. Patience paid off in the end and by the end of the summer he was being reintegrated into lessons and trialled for use in the Riding school. The shared use of some of the Equestrian Centre horses and our horses has been something we have investigated and has resulted in 2 of our horses being added to the riding school licence and 2 of the Riding school horses being added to ours. It is beneficial to our horses as they need more exercise than just 2 sessions per week.
We decided this year we would submit entries to the RDA National Virtual Championships; this proved quite a daunting task. In the Spring we had an in-house competition for Dressage and Countryside Challenge, where all the riders were videoed, these were scored in line with National standards, we entered 10 videos in 4 different classes with 3 riders gaining a place in the top 3 in their class which resulted in their video being shown on the National Virtual Championship coverage on YouTube
Over the year 3 of our riders have been working on their bronze award for horse care and knowledge. All our riders have shown dedication and progress this year.
As a result of the Head Coach leaving, we have consolidated all the Admin, Horse Care and Lesson Admin between the 3 remaining Coaches and the group Volunteer Admin Officer. These roles have been documented, and we look forward to continuing the progress we have made.
3
## St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
## Trustees' report (continued) for the year ended 31 March 2025
## **Financial review**
The net receipts for the year were £921, wholly on unrestricted funds .
## **Reserves policy**
The charity's free reserves, at the year end were £29,443.
The trustees have decided on a reserves policy to maintain between £12K and £14K representing six months running costs.
The trustees are looking at how best to utilise the surplus reserves, including funds to purchase an additional horse.
Approved by the board of trustees on 23/1/2026
J W Chuter (Trustee)
4
## St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
## Independent examiner's report to the trustees of St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
I report to the charity trustees on my examination of the accounts of the CIO for the year ended 31 March 2025, which are set out on pages 6 to 9.
## **Responsibilities and basis of report**
As the charity trustees of the CIO you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').
I report in respect of my examination of the CIO's accounts as carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner's statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1 accounting records were not kept in respect of the charity as required by section 130 of the Charities Act; 2 the accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Alan Dodd FCCA
25/1/2026
## **West Yorkshire Community Accountancy Service CIO**
Stringer House 34 Lupton Street Leeds LS10 2QW
5
## St Ives (Bingley) Riding for the Disabled Association
## incorporating Carriage Driving
## Receipts and payments account
## for the year ended 31 March 2025
|Notes
2025
Unrestricted
funds
£
**Receipts**
Grants and donations
(2)
3,201
Riders fees
19,838
Field lease income
-
BMDC Day Care Support
3,589
Competitions
92
Membership income
350
Bank interest
630
Other income
159
**Total receipts**
27,859
**Payments**
Instructors fees
1,212
Equestrian centre
15,232
Field lease
-
Repairs, maintenance and cleaning
3,688
Vets fees
1,401
Farrier
420
Livery charges
-
Equipment, materials and resources
1,502
Events and competitions
258
Clothing and PPE
204
RDA Memberships and insurance
1,064
Independent examination of accounts
600
Training
256
Other expenses
1,101
Marketing, publicity and website
-
**Total payments**
26,938
**Net receipts / (payments)**
921
**Transfers between funds**
950
**Net movement in funds**
1,871
**Fund balances brought forward**
27,572
**Fund balances carried forward**
(3)
29,443|2025
Restricted
funds
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
(950)
(950)
950
-|2025
Total
funds
£
3,201
19,838
-
3,589
92
350
630
159
27,859
1,212
15,232
-
3,688
1,401
420
-
1,502
258
204
1,064
600
256
1,101
-
26,938
921
-
921
28,522
29,443|2024
Total
funds
£
2,548
19,921
4,200
3,151
69
525
220
240
30,874
8,902
12,252
600
907
1,127
1,075
20
1,319
145
339
2,065
600
-
663
163
30,177
697
-
697
27,825
28,522|
|---|---|---|---|
6
## St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
## Statement of assets and liabilities
|as at 31 March 2025
2025
Unrestricted
£
**Cash funds**
Cash at bank
29,375
Cash in hand
68
**Total cash funds**
29,443|2025
Restricted
£
-
-
-|2025
Total
£
29,375
68
29,443|2024
Total
£
28,485
37
28,522|
|---|---|---|---|
|**Assets retained for the charity's own use**
Toilet block and infrastructure
2 Field shelters
Water supply system
Arena equipment
Saddles and tack
3 horses
**Liabilities**
Accruals|2025
£
600
600|
|---|---|
The financial statements were approved by the board of trustees on 23/1/2026
J W Chuter (Trustee)
7
## St Ives (Bingley) Riding for the Disabled Association incorporating Carriage Driving
Notes to the accounts
for the year ended 31 March 2025
## **1 Accounting policies**
## **Basis of accounting**
The trustees have taken advantage of section 133 of the Charities Act 2011 and have prepared the accounts on a receipts and payments basis.
There has been no change to the accounting policies since last year.
No changes have been made to the accounts for previous years.
## **Taxation**
As a charity the organisation benefits from rates relief and is generally exempt from income tax and capital gains tax but not from VAT. Irrecoverable VAT is included in the cost of those items to which it relates.
## **Fund accounting**
Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity.
Restricted funds are subjected to restrictions on their expenditure imposed by the donor or through the terms of an appeal.
Further explanation of the nature and purpose of each fund is included in the notes to the accounts.
8
## St Ives (Bingley) Riding for the Disabled Association
## incorporating Carriage Driving
## Notes to the accounts continued
## for the year ended 31 March 2025
|**2 Grants and donations**
Other donations
**3 Restricted funds**
Bailey Thomas
**Fund name**
Bailey Thomas|2025
2025
2025
2024
Unrestricted
Restricted
Total
Total
funds
funds
funds
funds
£
£
£
3,201
3,201
2,548
3,201
-
3,201
2,548
Balance b/f
Incoming
Outgoing
Transfers
Balance c/f
£
£
£
£
£
950
-
-
(950)
-
950
-
-
(950)
-
**Purpose of restriction**
Support for a college leaver to gain skills for the workplace. The
transfer represents the notional cost of training provided by the
charity for two individuals met from this funding.|
|---|---|
## **4 Related party transactions**
## **Trustee expenses**
No trustee received any expenses during this year or the previous year.
## **Trustee remuneration and benefits**
No trustee received any remuneration or benefit during this or the previous year.
9