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2025-03-31-accounts

CHARITY REGISTRATION NUMBER: 1198470

THRIVE

Unaudited Financial Statements

31 March 2025

S J ACCOUNTING SERVICES (NE) LTD

THRIVE

Financial Statements

Year ended 31 March 2025

Page
Trustees' annual report 1
Independent examiner's report to the trustees 4
Statement of financial activities 5
Statement of financial position 6
Notes to the financial statements 7

THRIVE

Trustees' Annual Report

Year ended 31 March 2025

The trustees present their report and the unaudited financial statements of the charity for the year ended 31 March 2025.

Reference and administrative details

Registered charity name THRIVE Charity registration number 1198470 Principal office 64 Somerset Road Norton Stockton on Tees TS20 2ND The trustees BH Hungin S Mulrine VJ McGowan J Robertson J Harrison L Young HL Mew Independent examiner SJ Accounting Services (NE) Limited 3 Galava Walk Ingleby Barwick Stockton on Tees TS17 5JD

Structure, governance and management

THRIVE is a Charitable Incorporated Organisation (CIO), incorporated on 31 March 2022 and is governed by a constitution which was adopted on 31 March 2022. The CIO is governed by an Executive Committee

Objectives and activities

The object(s) of the CIO are

(1) to relieve poverty and its effects in the borough of Stockton-on-Tees, Middlesbrough and Hartlepool. (2) to prevent or relieve poverty through undertaking and supporting research, on a national level, into factors that contribute to poverty and the most appropriate ways to mitigate these.

Nothing in this constitution shall authorise an application of the property of the CIO for the purposes which are not charitable in accordance with (section 7 of the Charities and Trustee Investment (Scotland) Act 2005) and (section 2 of the Charities Act (Northern Ireland) 2008).

1

THRIVE

Trustees' Annual Report (continued)

Year ended 31 March 2025

Achievements and performance

Thrive are a well-established, highly regarded and well-connected anti-poverty charity based in Teesside. The charity works locally, regionally and nationally to ensure that lived expertise of poverty and socio-economic disadvantage are included in debates that can lend themselves to ensuring positive local and national responses to the issues faced in communities. Our community is diverse, in that we have people who are reliant on benefits, are in low paid jobs, are carers, live with disabilities and health issues and feel silenced in debates and decisions that impact on their lives. The charity continually ensures lived experience of poverty and socio-economic disadvantage are at the forefront of all initiatives and projects that are developed and use reflective practices to guarantee the approaches adopted are fit for purpose.

The work of the charity over the past 12 months has responded to the needs evident within low-income and disadvantaged communities. New partnerships have developed; existing initiatives and activities have become embedded and Thrive has become an active and visible presence in Hartlepool.

Success has meant different things to different people. Thrive' ethos has never been to do for others but create spaces whereby people have the confidence, knowledge and support to enable them to drive forward positive change. This 'change' is often a journey based on what is important to the community and can alter as the journey progresses.

The following summarises some of the key successes and achievements over the past 12 months. These achievements have only been made possible through collaborations with partners and community members.

Locally:

Nationally

Poverty2Solutions:

" As part of 1ForEquality and government office to support drafting the guidance for implementation of the Socio-Economic Duty - ensuring implementation is meaningful and with people who suffer socioeconomic disadvantage

" Finalised a piece of research: 'Collaborating for Change: participatory policy making, strengths, weaknesses and opportunities'

" Submitted a report (Right to Social Security) and attended the United Nations in Genva to present this report at the International Convention on Economic, Social and Cultural Rights (ICESCR)

APLE (Addressing Poverty with Lived Experience)

" Thrive have been instrumental with regards to taking APLE on their journey of formalising as a CIO. Thrive have facilitated this participatory governance process.

" This past year has progressed the work relating to a European comparative piece of research with

2

THRIVE

Trustees' Annual Report (continued)

Year ended 31 March 2025

Kings College London and Kent University. The purpose of the project is to understand what makes the experience of claiming benefits in one system better than another system. Most research has looked at whether these systems reduce poverty and encourage people to work, but from speaking to claimants, we know that other things matter too - e.g. whether benefits provide dignity, security and feel fair. Thrive, as part of a wider participating group, want to make these experiences visible, and see how they compare across five countries (UK, Estonia, Hungary, Norway and Spain), and to use these to make experiences better in the UK and beyond. Thrive facilitated 3 workshops and have supported the compilation of the research findings.

GRIPP (Growing Rights Instead of Poverty Partnership)

" Thrive's position and participation in GRIPP has grown and flourished.

" Thrive have established themselves as a core member of GRIPP - facilitating the Trunk (governance group); submitting articles by our Thriving Women (poets) to voice issues relating to human rights and benefits; writing articles for ICESCR (International Covenant for Economic, Social and Cultural Rights)

This has been a year of growth, learning and embedding.

Financial review

The Statement of Financial activities shows the total reserves stand at £153,012 with £100,062 being unrestricted funds and £73,887 being free reserves.

Reserves Policy

The trustees aim is to expend all funds on their charitable objects; however, they recognise the need to maintain a certain level of reserves as a cushion against possible future difficulties. Free reserves at the level of 6 months running costs would allow the charity to continue it's operations while alternative funding sources were sought.

The trustees' annual report was approved on 26[th] August 2025 and signed on behalf of the board of trustees by:

BH Hungin Trustee

3

THRIVE

Independent Examiner's Report to the Trustees of THRIVE

Year ended 31 March 2025

I report on the financial statements for the year ended 31 March 2025, which comprise the statement of financial activities, statement of financial position and the related notes.

Respective responsibilities of trustees and examiner

The trustees are responsible for the preparation of the financial statements. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the next statement.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements:

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

SJ Accounting Services (NE) Limited Independent Examiner

3 Galava Walk Ingleby Barwick Stockton on Tees TS17 5JD

4

THRIVE

Statement of Financial Activities

Year ended 31 March 2025

2025 2024
Unrestricted Restricted
funds funds Total funds Total funds
Note £ £ £ £
Income and endowments
Donations and legacies 4 20,138 135,921 156,059 219,096
Charitable activities 5 5,500 5,500 5,408
---------------------------- -------------------------------- -------------------------------- --------------------------------
Total income 25,638 135,921 161,559 224,504
============================ ================================ ================================ ================================
Expenditure
Expenditure on charitable activities 6,7 36,276 160,061 196,337 158,367
---------------------------- -------------------------------- -------------------------------- --------------------------------
Total expenditure 36,276 160,061 196,337 158,367
============================ ================================ ================================ ================================
---------------------------- -------------------------------- -------------------------------- --------------------------------
Net (expenditure)/income (10,638) (24,140) (34,778) 66,137
============================ ================================ ================================ ================================
Transfers between funds 11,650 (11,650)
---------------------------- -------------------------------- -------------------------------- --------------------------------
Net movement in funds 1,012 (35,790) (34,778) 66,137
Reconciliation of funds
Total funds brought forward 99,050 88,740 187,790 121,653
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Total funds carried forward 100,062 52,950 153,012 187,791
================================ ================================ ================================ ================================

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 7 to 16 form part of these financial statements.

5

THRIVE

Statement of Financial Position

31 March 2025

2025 2024
Note £ £
Fixed assets
Tangible fixed assets 12 615 924
Current assets
Debtors 13 7,133
Cash at bank and in hand 153,168 180,935
-------------------------------- --------------------------------
153,168 188,068
Creditors: amounts falling due within one year 14 771 1,201
-------------------------------- --------------------------------
Net current assets 152,397 186,867
-------------------------------- --------------------------------
Total assets less current liabilities 153,012 187,791
-------------------------------- --------------------------------
Net assets 153,012 187,791
================================ ================================
Funds of the charity
Restricted funds 52,950 88,742
Unrestricted funds 100,062 99,050
-------------------------------- --------------------------------
Total charity funds 16 153,012
================================
187,792
================================

These financial statements were approved by the board of trustees and authorised for issue on 26[th] August 2025, and are signed on behalf of the board by:

BH Hungin Trustee

The notes on pages 7 to 16 form part of these financial statements.

6

THRIVE

Notes to the Financial Statements

Year ended 31 March 2025

1. General information

The charity is a public benefit entity and a registered charity in England and Wales and is unincorporated. The address of the principal office is 64 Somerset Road, Norton, Stockton on Tees, TS20 2ND.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

There are no material uncertainties about the charity's ability to continue.

Disclosure exemptions

The entity satisfies the criteria of being a qualifying entity as defined in FRS 102. As such, advantage has been taken of the following disclosure exemptions available under paragraph 1.12 of FRS 102: (a) No cash flow statement has been presented for the company. (b) Disclosures in respect of financial instruments have not been presented.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

7

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

8

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Tangible assets (continued)

An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Fixtures and fittings - 20% straight line Equipment - 20% straight line

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

9

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

3. Accounting policies (continued)

Financial instruments (continued)

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

Defined contribution plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.

When contributions are not expected to be settled wholly within 12 months of the end of the reporting date in which the employees render the related service, the liability is measured on a discounted present value basis. The unwinding of the discount is recognised as an expense in the period in which it arises.

4. Donations and legacies

Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Donations
Donations type 1 4,453 4,453

10

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

4. Donations and legacies (continued)

Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Grants
JRF- Poverty 2 Solutions 56,125 56,125
APLE JRF Reimbursed expenses 29,664 29,664
Tudor Trust
Hartlepool Poverty Truth 12,000 12,000
Nuffield Ada Lovlace
Thirteen Community Fund Grant
Turn 2 Us Charity
Voices of Hartlepool
Wales Policy Team Reimbursed Expenses
GRIPP 15,232 15,232
SBC Peer Led Project
Awards 4 All 17,900 17,900
Amnesty International 5,000 5,000
Kings College 15,685 15,685
---------------------------- -------------------------------- --------------------------------
20,138 135,921 156,059
============================ ================================ ================================
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Donations
Donations type 1 2,696 2,696
Grants
JRF- Poverty 2 Solutions 70,330 70,330
APLE JRF Reimbursed expenses 39,740 39,740
Tudor Trust 36,667 36,667
Hartlepool Poverty Truth 33,450 33,450
Nuffield Ada Lovlace 10,127 10,127
Thirteen Community Fund Grant 600 600
Turn 2 Us Charity 600 600
Voices of Hartlepool 20,000 20,000
Wales Policy Team Reimbursed Expenses 1,791 1,791
GRIPP 2,600 2,600
SBC Peer Led Project 495 495
Awards 4 All
Amnesty International
Kings College
----------------------- -------------------------------- --------------------------------
3,896 215,200 219,096
======================= ================================ ================================

11

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

5. Charitable activities

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Other income from charitable activities
type 1 5,500 5,500 5,408 5,408
======================= ======================= ======================= =======================
Expenditure on charitable activities by fund type
Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Activity type 1 31,991 160,061 192,051
Support costs 4,285 4,286
---------------------------- -------------------------------- --------------------------------
36,276 160,061 196,337
============================ ================================ ================================
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Activity type 1 24,567 129,515 154,084
Support costs 4,284 4,283
---------------------------- -------------------------------- --------------------------------
28,851 129,515 158,367
============================ ================================ ================================
Expenditure on charitable activities by activity type
Activities
undertaken Support Total funds Total fund
directly costs 2025 2024
£ £ £ £
Activity type 1 192,051 192,051 154,084
Governance costs 4,286 4,286 4,283
-------------------------------- ----------------------- -------------------------------- --------------------------------
192,051 4,286 196,337 158,367
================================ ======================= ================================ ================================
Net (expenditure)/income
Net (expenditure)/income is stated after charging/(crediting):
2025 2024
£ £
Depreciation of tangible fixed assets 309 309
============== ==============
Independent examination fees
2025 2024
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 720 720
============== ==============

6. Expenditure on charitable activities by fund type

7. Expenditure on charitable activities by activity type

8. Net (expenditure)/income

9. Independent examination fees

12

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

10. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as The total staff costs and employee benefits for the reporting period are analysed as follows:
2025 2024
£ £
Wages and salaries 38,118 65,299
Social security costs 2,915 7,030
Employer contributions to pension plans 805 1,785
---------------------------- ----------------------------
41,838 74,114
============================ ============================

The average head count of employees during the year was 3 (2024: 3).

No employee received employee benefits of more than £60,000 during the year (2024: Nil).

11. Trustee remuneration and expenses

12. Tangible fixed assets

Fixtures and
fittings Equipment Total
£ £ £
Cost
At 1 April 2024 and 31 March 2025 229 1,312 1,541
============== ======================= =======================
Depreciation
At 1 April 2024 92 525 617
Charge for the year 46 263 309
-------------- ----------------------- -----------------------
At 31 March 2025 138 788 926
============== ======================= =======================
Carrying amount
At 31 March 2025 91 524 615
============== ======================= =======================
At 31 March 2024 137 787 924
============== ======================= =======================
Debtors
2025 2024
£ £
Prepayments and accrued income 7,133
============== =======================
Creditors: amounts falling due within one year
2025 2024
£ £
Trade creditors 51 687
Accruals and deferred income 720 462
Other creditors - desc in a/cs 52
-------------- -----------------------
771 1,201
============== =======================

13. Debtors

14. Creditors: amounts falling due within one year

13

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

15. Pensions and other post retirement benefits

Defined contribution plans

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £805 (2024: £1,785).

16. Analysis of charitable funds

Unrestricted funds

Unrestricted funds
At
At 31 March 20
1 April 2024 Income Expenditure Transfers 25
£ £ £ £ £
General funds 75,884 25,638 (36,276) 8,641 73,887
Redundancy Reserve 23,166 3,009 26,175
---------------------------- ---------------------------- ---------------------------- ---------------------------- --------------------------------
99,050 25,638 (36,276) 11,650 100,062
============================ ============================ ============================ ============================ ================================
At
At 31 March 20
1 April 2023 Income Expenditure Transfers 24
£ £ £ £ £
General funds 80,073 9,304 (28,851) 15,358 75,884
Redundancy Reserve 17,180 5,986 23,166
---------------------------- ----------------------- ---------------------------- ---------------------------- ----------------------------
97,253 9,304 (28,851) 21,344 99,050
============================ ======================= ============================ ============================ ============================

14

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

16. Analysis of charitable funds (continued)

Restricted funds

Restricted funds
At
At 31 March 20
1 April 2024 Income Expenditure Transfers 25
£ £ £ £ £
Tudor Trust 9,168 (9,168)
Voices of Hartlepool 17,877 (8,372) 9,505
Ada Lovelace
JRF Supervision 6,150 (6,150)
JRF- Poverty 2
Solutions 33,972 56,125 (58,375) 31,722
APLE JRF Reimbursed
expenses 29,664 (25,009) (3,000)
1,655
Awards 4 All 17,900 (17,430) 470
CDCF Poverty Hurts
Hartlepool Poverty Truth 21,573 12,000 (33,573)
GRIPP 15,232 (7,857) (2,500)
4,875
Amnesty International 5,000 (277) 4,723
SBC Peer Led Project
Wales Policy Team
---------------------------- -------------------------------- -------------------------------- ---------------------------- ----------------------------
88,740 135,921 (160,061) (11,650)
52,950
============================ ================================ ================================ ============================ ============================
At
At 31 March 20
1 April 2023 Income Expenditure Transfers 24
£ £ £ £ £
Tudor Trust 8,330 36,667 (35,829) 9,168
Voices of Hartlepool 20,000 (2,121) 17,879
Ada Lovelace 10,127 (4,882) (5,245)
JRF Supervision 6,150 6,150
JRF- Poverty 2
Solutions 70,330 (34,737) (1,621)
33,972
APLE JRF Reimbursed
expenses 39,740 (28,990) (10,750)
Awards 4 All
CDCF Poverty Hurts 9,920 (9,020) (900)
Hartlepool Poverty Truth 33,450 (11,044) (833)
21,573
GRIPP 2,600 (606) (1,994)
Amnesty International
SBC Peer Led Project 495 (495)
Wales Policy Team 1,791 (1,791)
---------------------------- -------------------------------- -------------------------------- ---------------------------- ----------------------------
24,400 215,200 (129,515) (21,343)
88,742
============================ ================================ ================================ ============================ ============================

15

THRIVE

Notes to the Financial Statements (continued)

Year ended 31 March 2025

17. Analysis of net assets between funds

Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Tangible fixed assets 615 615
Current assets 99,447 52,950 152,397
-------------------------------- ---------------------------- --------------------------------
Net assets 100,062 52,950 153,012
================================ ============================ ================================
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Tangible fixed assets 924 924
Current assets 98,126 88,742 186,868
---------------------------- ---------------------------- --------------------------------
Net assets 99,050 88,742 187,792
============================ ============================ ================================

16