Registered Charity. Number :. 1198462
THE KIDS BANK HQ
a Charitable Incorporated Organisalion
FINANCIAL STATEMENTS
FOR THE YEAR END
06 April 2023
The Kids Bank HQ
6 Bethany Close
Hornchurch

THE KIDS BANK HQ
CONTENTS
Kl SO
BANKI
FOR THE YEAR ENDED 06 April 2023
STATEMENT OF FINANCIAL ACTIVITIES.... .. ..........
BALANCE SHEET...........................................................................................................................................................
NOTES TO TIIE FINANCIAL STATEMENTS....

THE KIDS BANK HQ
STATEMENT OF FINANCIAL ACTIVITIES
Kl SO
BANKI
FOR THE YEAR ENDED 06 April 2023
Total
Recommended
categories by #ctivitv
Notes
Unreqtrieted
funds
Restrieted
income funds
Endowment
funds
Total Funds
2023
2022
Ineoming resources
Income and
endowment5 from:
Donation8 and legacies
3.955.98
0.00
0.00
3.955.98
0.00
Charitable activities
31.904.05
0.00
0.00
31.904.05
0.00
To¢al
35,860.03
0.00
0.00
35,860.03 0.00
Resources expended
Expenditure on:
Raising) tunds
14,235.52
0.00
0.00
14,235.52
0.00
Charitable activities
15.207.91
0.00
0.00
15,207.91
0.00
Oiher
369.99
0.00
0.00
369.99 0.00
Total
29,813.42
0.00
0.00
29,813.42
0.00
Net
income/{expenditure)
before investment
gAinsl(ltssses)
6.046.61
0.00
0.00
6,046.61
0.00
Net
ineomd(expenditure)
6,046.61
0.00
0.00
6,046.61
0.00
Ncl moN'ement in
funds
6,046.61
0.00
0.00
6,046.61
0.00
Rcconciliation of
funds:
Total funds brought
fOr￿'ard
0.00
0.00
0.00
0.00
Total funds earried
forward
6.046.61
0.00
0.00
6,046.61
0.00

THE KIDS BANK HQ
BALANCE SHEET
FOR THE YEAR ENDED 06 April 2023
BANKI
To¢al
Funds
2022
Recommended
categories by activity
Lyotes
Unrestricted
runds
Restricted
income funds
Endowment
funds
Total Funds
2023
Fixed asscts
Tangible assets
639.97
0.00
0.00
639.97 0.00
Total tixed assets
639.97
0.00
0.00
639.97
0.00
Current assets
Debtors
234.94
0.00
0.00
234.94
0.00
Cash al bank and in
hand
10
6.953.30
0.00
0.00
6.953.30 0.00
Total current assets
7.188.24
0.00
0.00
7,188.24 0.00
Creditors.. amounts
rallingy due wiihin one
year
1.781.60
0.00
0.00
1,781.60 0.00
Net curreni
asset￿{liabl1itLes)
5.406.64
0.00
0.00
5.406.64 0.00
Total assets less
current liabilities
6,046.61
0.00
0.00
6,046.61
0.00
Total net assets or
6,046.61
0.00
0.00
6,046.61
0.00
runds of the Charity
lJnrestricted funds
12
6.046.61
6.046.61
0.00
Restricted income
funds
12
0.00
0.00 0.00
Endowment funds
12
0.00
0.00 0.00
Total fund5
6,046.61
0.00
0.00
6,046.61
0.00

THE KIDS BANK HQ
BALANCE SHEET
FOR THE YEAR ENDED 06 April 2023
BANKI
The financial ststements were approved by the Board on 15-Feb-2024 and signed on its behalf by..
Clare Foster
Trustee
Date: .151.Q212024.....

THE KIDS BANK HQ
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 06 April 2023
BANKI
l Accounting Policies
1.1 Accounting Policies
The prineipal accounting poliLies adopted by ihe Charit).. which is a public benefit entity. in the preparation of the
accounts are as tolloivs.
1.2 Basis of preparation
Thcsc accounls havc bccn prcparcd undcr Ihc historical cosl convcnlion. as modified by the inclusion of
chari(able properties and fixed asset invesiments and invesimeni properties ai valualion.
Thcsc a¢coun15 havc bccn prcpared in accordance M'iih "Accounling and Rcportin¥ by C haritics.. Stsicmcnl of
ReLommended PraLiice appliLable lo charities preparing iheir acci)unis in accordanLe iviih ihe Financial
RLporlingy Standard applicablL in thL UK and RLpublic of Ircland11.-RS I O?)" (cffLcli￿c l January 2019)
IC'hariiie% SC)RP Il". RS l O?)). the Financial Rew)rtii)gi Standard applicable iii Ihe IIK and RepubliL of Irelaiid
IFRS 1021 and the Charities Act 201
These accounis are presented in p)unds sierling and rounded io ihe nearest pound.
1.3 Clloing eoneern
The Trusiee5 have prepared financial projection& taking into consideration the current economic conditions and
have. at the time ofapproving Ihese accounls. a reasonable elpeclalion that (he charily has adequate resources to
continue in opcrational cxi51cncc for ihe foreseeable future. Thus they continue lo adopt the going conccrn basis
ofa¥Lounting? in preparinby the alcounts.
2 Income from Donations and Legacies
Unrestricted
fund5
Restrieted
ineome
funds
F.ndowm¢nt
fund5
Tolal funds
2023
Total funds
2022
Analysis
Donation and gifts
3,955.98
0.00
0.00
3.955.98
0.00
Total
3,955.98
0.00
0.00
3.955.98
0.00
3 Income from Charitable Activities
Ullrestrieted
funds
Restricted
illcome
funds
Elldowmellt
funds
Total funds
2023
Total funds
2022
Anatysis

THE KIDS BANK HQ
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 06 April 2023
BANKI
Sale of Cood
31,904.05
0.00
0.00
31,904.05
0.00
Total
31,904.05
0.00
0.00
31,904.05
0.00
4 Expenditure on Raising Funds
Total funds 2023
Total funds 2022
Analysis
Staging fundraising
events
.800.53
0.00
Operating charity shops
Suppori Costs
3.469.72
0.00
8,965.27
0.00
Total
14.2J5.52
0.00
5 Expenditure on Charitable Activities
Total funds 2023
Total funds 2022
Analv8ls
Charil). running ¢051
Legal/professional fees
Item purchases
1.573.44
0.00
3.131.14
0.00
938.06
0.00
Support Costs
9.565.27
0.00
Total
15.207.91
o.uo
6 Support Costs
Total fund5 2023
Total funds 2022
Analysis
Wages and salaries
Printing and stationery
17.768.25
0.00
162.29
0.00
Governance Costs
Accountant5 fees
600.00
0.00
Total
18,530.54
.00

THE KIDS BANK HQ
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 06 April 2023
BANKI
7 Other Expenditure
Unrestricted
funds
Re51 ricted
ineome funds
Endow'ment
funds
Tolal funds
2023
Total funds
2022
Analysis
Other Expenditure
50.00
0.00
0.00
50.00
0.00
Depreciation Charge
for the Year-
Computer Equipment
319.99
0.00
0.00
319.99
0.00
Total
369.99
0.00
0.00
369.99
0.00
8 Tangible Fixed Assets
8.1 Cost or valuation
Compuler Equipment
At 31 MarLh 2022
0.00
Additions
959.96
Disposals
Revaluations
0.00
0.00
Transfer5
0.00
At 06 April 2023
959.96
8.2 Amortisation and impairments
Compuler Equipment
At 31 March 2022
0.00
Additions
319.99
Disposals
Revaluations
0.00
0.00
Transfers
0.00
At 06 April 2023

THE KIDS BANK HQ
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 06 April 2023
BANKI
8.3 N¢t book valu¢
Computer Equipment
At 31 March 2022
0.00
At 06 April 2023
639.97
9 Debtors: Amounts falling due within one year
Total f￿ndS 2023
Total funds 2022
PrepAyments & Aecrued income
234.94
0.00
Total
234.94
0.00
10 Cash at bank and in hand
Total fund$ 2023
Tol#l fund% 2022
Cash at bank and hand
6.953.30
0.00
Total
6.953.30
0.00
I I Creditors: Amounts falling due within one year
Total funds 2023
Total funds 2022
Accruals and deferred income
600.00
0.00
Other creditors
1.181.60
0.00
Total
1.781.60
0.00
12 Charity funds
12.1 Detai15 of material funds held and movement5 during the CURRENT reporting period
Fund names
Fund
balallce5
Gains and
105se5
Fund
balances
Income
Expenditure
Trallsfers

THE KIDS BANK HQ
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 06 April 2023
BANKI
brought
furn'ard
Carried
fon*thrd
Unrestricted funds
0.00
35.860.03 129.813.42)
0.00
0.00
6.046.61
Totxl
0.00
35.860.03 129.813.42)
0.00
0.00
6.046.61
12.2 Transfers between funds
This Year
Amount
BLlwLLn unrLstriclLd and rLstrictLd funds
BLiiveLn cndc)wmcnt and resiricicd lunds
Bclwccn cndowmLnl and unrcslriclL.d lunds
0.00
0.00
0.00

Trustees, annual report
(including directors, report)
for the period
CHARITY COMMISSION
FOR ENGLAND AND WAIES
Period start date
Period end date
Chariry name
The Kids Bank HQ
Charity reg
Objectives and Activities
SORP
reference
Summary ofthe purposes ofthe
charity as sel out in rts govemiNJ
document
Pari 1.17
o relieve the needs of persons in poverty in the
ondon and Essex areas by ways as the Irusle8s
m time-to-ts'me think fit, including but not
xclusive to providing clothing, and essential baby
ems lo those In need andlor other Charities and
anisalion is also workin
lo relieve
ove
roviding free essential items for children aged 0-11
ears. This is in the forni ol donations frorn the
ommunity or via funds raised via financial
onalions or income from store.
hese included Ibul not limited lol nappies. clothing
oys, unifomi, hygiene items, fomiula. A Christmas
rft appeal proving gifts to local children from
tru
families.
es. Truslees have followed guidance while
arrying out relevant activities and have consider it
en making decisions related lo the ¢harity'¥
urposes.
Summary ofthe main activities in
relation lo those purposes for the
public benefrt, in particular. the
aclivilies, projects or services
identrfied in the accounts.
Para 1.17 ar#J
1.19
ststemenl cenfrmirKJ Nthetherthe
trustees have had regard lo the
guidance issued by the Charity
Commission on public benefrt
Para 1.18
Additional information (optional)
You may choose to include further slalements where Televanl abcMt'.
SORP
reference
Para 1.38
Policy on grant making
PolKy on soc481 investment induding
program related investrnenl
Para 1.38
e Kids Bank HQ is not intending lo use Social
nvestrnenl as a roule lo achieve its goals.
Contribution made by vdunteer5
Para 1.38
ur volunteers assist in the operation of our
onprofft organisalion, and we find them directly or
ia through a nearby volunteer ¢enlre. Their
nctions vary ftom
eneral administration to driving, inventorying
roducts and sortin
and
ackin
donations.
Other
Charitatlè company accounts IwWat8s-Tw5te85' repNlknrthB
t*c*mbÈr2018

2018
Achievements and Performance
SORP
reference
Summary ol the main achievements of
the charity. identifying the drfferen(e the
arity'swork has made lo the
circumstsnces of ts IH)efiaaries aThJ
anywder benefits to society as a
whole.
Para 1.20
During the oudined period we have sueeessfully
pported hundreds of families living in povety in
e I￿al areas.
is has been done by providing essential items for
ildren aged 0-11 years. This has relieved some
rucial financial burden for struggling families durin9
e C￿r￿n1 cost of living crisis. as well as improving
ental health of those affected.
ur free school uniform workshop greatly supported
milies with the huge rising cost of school aged
hildren. We were able lo equip children with the
ssenlials for a successftAI start lo a new school
ear.
ur Christmas Appeal provides hundreds of
ildren wth Christmas gifts that would not have
eceived one otherwse. This raised parent morale
nd allowed pressure lo be taken from them over
he festive season.
a vh)ole suffounding communities were brought
ogether lo help us support those less fortunate.
romoting community wellbeing, as well a$ saving
e amounts of waste b
ree clin
Additional information (optional)
You may choose to include ￿rther statements where Televanl aiM)ut'.
SORP
reference
Para 1.41
Achievements against objectives set
succeedeil in supporting the exact number of
uslomers for each appeal, and we did il wth
inimum of 100.10.
majortty of appeals resutted in exceeding the
nrtial
oals sel.
FurKlraising has been difficult this year, we have run
veral sm8118CtNrties such as raffles.
Performance ol fundraising acINN￿$
against objectives set
Para 1.41
Investment perfomanee agairtsl
objectives
Par8 1.41
Other
t*c*mbÈr2018

3018
Financial Review
SORP
reference
Para 1.21
Review of the charity's financial
pos￿￿n atthe end ollhe
th the current finanaal crisis. sourong funding
as become more difficult to obtain. The vast
ajorty of our financial donats.ons are from
ndividuals 8nd Businesses that follow our charities
ission and support our cause. We have seen an
ncfease in sales in our store. this seems lo be due
o the cost of living and people seeking cheaper
emab.ves wlh the rising c051s of raising children.
are extremely proud lo have run and
aintained our Chafily self-sufficienuy this year.
However. going forward we wll need lo consider
ture
rant a
lications.
e reserves are needed lo meet the working
pital requ1￿mentS of the charity and the
anagemenl Cornmittee are confident that al this
evel they would be able to continue the current
ctivities of the charty In the event of a significant
rop in funding via paying wages and any over
eads. Since we are a charitable organisation.
any families in need contact us outside of the
ppeal periods. As a result, we need the reserves
o cover an
assistance that our clients ma need.
Stalernent explaining the policy for
hdding reseNes slating whythey
are hdd
Para 1.22
Amount ol reserves heky
Para 1.22
£6.647
Reasons for holding zero reserves
Para 1.22
Details ol fund matsrialty in defvt
Para 1.24
Explanation of any Un￿rtaInlieS aboul
the charity continuing as a going
concem
Para 1.23
ilsl we have remained relatively self sufficient
his year. as the people relying on our services
row. we will need lo look al further grant makers I
nsure we can cover the day lo day running of our
hari
Additional information (optional)
You may choose to indude further statements where relevanl aboLrt'.
SORP
reference
The charty's principal sour￿$ of
funds linduding any fundraising
Para 1.47
osl of our unrestricted funds are generated from
mmunty donations.
Investment policy and oty'ectives
induding any social inveslmerrt
policy adopted
Para 1.46
A description ol the principal nsks
facing the charity
Para 1.46
Other
t*￿mber20l8

4018
Structure, Governance and Management
Description of charity's trusts:
SORP
reference
Para 1.25
Type ol govemiNJ do￿lMent
Ilrust deed. memorandum and
artic￿$ ol assoaation etcl
onstitubon Document
How is the charity consbtuted?
Para 1.25
cio
le.g limrted company, uni•ed
association, CIO)
Trustee selection melhods including
details of any constrtulional prtiwsions
e.g. election lo post
or name ol any person or
enlilled lo appc¥nl oneu mLYe
Iruslees
Para 1.25
rustee are fixed and there are no plans lo expand
he group. The Trustee do however appc)inl
epresentalives to help in the day to day running of
he CIO in accordance with ils constilulion. These
re selecied and agreed by the Board of Trustees al
board meeting. When choosing candidates, the
rustee5 take into account the abilities,
ackgrounds. and experience ￿qUIred for the
fficienl mana
emenl of the CIO.
Additional information (optional)
You may choose lo include fvrther slalemenls Whe￿ relevant abouL'
SORP
reference
Para 1.51
Policies and procedu￿$ adopted for the
induction and training of INstee$
copy of the wevious yearfs accounts, past AGM
eeting$, and the Constitution are all supplied lo
ew trustees.
The charity's organisalional slwcture and
any wider ne￿Ork with which the
charity works
Relats'onship wrfh any relatsd part
Para 1.51
is Charity Is r￿t part of a wider nefv￿rk.
Para 1.51
Other
t*c*mbÈr2018

5018
Reference and Administrative details
Charity name
The kn'ds Bank HQ
Other name the charity uses
Registered ehanty number
1198462
Charity's prinupal address
6Bethanv ai)se
Hi)mchurch
Essex
RM12 4QD
Names of the charity trustees who manage the charity
Office lif any)
Dates acted il not loi
Name of person lor
whole year
body) enrirled io appoint
trustee lif anvl
Trusiee name
Clare Fnsler
Chair
Claire Saunders
Trusiee
Kellv Rosevear
Trustee
20
t*c*mbÈr2018

6of8
Reference and Administrative details
(cont)
Corporate trustees - names of the directors at the date the report was approved
Director name
Name of trustees holding title to property belonging to the charity
Trustee name
Dates acted if not for whole
year
t*c*mbÈr2018

7018
Funds held as custodian trustees on behalf of others
Description of the assets held in this
capacty
Name and objects of the charity on
whose behalf the assets are held
and how this fall$ within the
custodian charity's objects
Details of arrangements for safe
custody and segregation of such
assets cfrom the charity's own assets
Additional information (optional)
Names and addresses of advisers (Optional information)
Type of adviser Name
Address
Name of chief executive or names of senior staff members Ioptional information)
Exemptions from disclosure
Reason for non-disclosure of key personnel detsils
Other optional information
t*c*mbÈr2018

8of8
Declarations
The company has taken athiantage of the small ¢ompanie$' exemptlon in preparing the
report above.
The trustees d￿lar• thatthgy have approved the trustees, report (including dIr￿tors,
report) above.
Signed on behalf of the charity's trustees/directors
Signaturels)
Full namelsl
aare F￿￿ter
Position leg Secretary,
Chair. etcl
Chair
Date
1S.02.24
Charitatlè company accounts IwWat8s-Tw5te85' repNlknrthB
t*c*mbÈr2018

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's report
on the accounts
Section A
Ind•pènd•nt Examiner's Report
Reportto the
trustoesldirectorsl
members ol
The Bank HQ
On accounts far the y•ar
ended
6 W"12023
Charlty no.:
11W62
Company no.:
S•t out on pag
l ￿P)rt to the ¢h¥ty Injstees on my ex￿in￿￿>n ofthe a¢￿unt$ of the
¢￿panY for the year ended C6104r2023.
R•sponslbllltl•s •nd
basi• of report
As the charty's trust0￿ ol th• Company Ivtho are also the directors ofth•
ompany fgr lh• purpw• gf coM￿nY lawl, you arn responsible for the
preparation of the accounts in accordance wrth the requireTh￿￿t8 ol the
Ccmpanios Act 2CQ61"th• 2C(6 Act")
Havino satIsf￿d mysdf that the acLounls ol the Company are not required
to be 8udited for Ihis year under Part 16 of 2006 Act 3Thd are èligiblè for
independent examination. l ￿pOrt in ￿specI of my examinalion of your
charty's aetounts as camed out under seelion 145 of the Charrties Act 2011
(Yhe 2011 Act"). In carrying oul my examination, I have followed the
Dlreetions gfven Dy the cnarty Commission (under seaion 14515llbl of the
2011 A¢1.
Independènt
•xamin•rf• •tst•ment
I have comp18ted rny •xamination. I confirn that no material matters ha
come to my attention lother than that disclosed telow'l which gives me
ause to beI￿ve that
accounting records were not kept in acctrd8nce wrth seLtKin 3B6 01 the
CoMpan￿S Acl 20C6. c
Ihe aECDun15 tkn not acEDrd with such record5, C*
Ihe accounts do not comply wilh relevant a¢¢ounling wuiromonls
undcr Sect￿ 3g6 01 thc CompanK% Act 2006 other thon any
reqUi￿n￿nI that the accounts gNe a 'true and fairf view which is
not a matter uJnsid•.rpd as part cjf an indFthpg.ndpnt pxaminatinn.. or
Ihe accounts have not been prepared in xcordance with the
Chant*s SORP IFRS1021
IER
Odober X118

I have no eortèms and have come acxoss no othèr mattèrs in connedic
wrth the examinatK)n to which attention should be drawn in report In
der lo enable a proper uThJerstandI￿j of ￿lUnts lo be reach￿1.
' pi&ase d8lere Ihe wonls In rfthey do rivl ytyly.
SIgn￿.
14102r2024
Name:
Kyl* F*h1house
Relevant professional
qualificatlonlsl or body
101 Jny}-
ICAEW
ICACW
Address:
18 Hanninfftkj Closo. Raybi9h, Essex. SS6 9EL
Soction 8
Disclosure
Onty complete rt the examiner needs lo highlwJht ma¢¥r¢al matters ol concern
Isee LL32, Independent examinatien ol eharty accounis." direaion$ and
guKlon¢e for ex•nin•rsl.
Glve h•r• brltrld•talh of
any It•m8 that th•
•xamln•r wl•hM to
dl8cIo89.
IER
October 2018