COMPANY REGISTRATION NUMBER: 13718842
CHARITY REGISTRATION NUMBER: 1198282
Ktrust Ltd
Compally Llmlted by Guarantee
Unaudited Financial Statements
30 November 2024

Ktrust Ltd
Company Limited by Guarantee
Financial Statement5
Year ended 30 November 2024
Page
TNslees' annual report (inCorw)r￿lng the dIre￿or.5 rryort)
Independent examinefs re￿rt lo ihe INslees
Statcm¢nl of financial activilies (including income and expendilutE
account)
Statement of financial position
Notes to the fina￿181 statements

Ktrust Ltd
Company Limiled by Guarantee
Trustees, Annual Report (Ineorporating the Dire¢lor's Report)
Year ended 30 Yovember 2024
The irustccs, who are also the direclors for the purposes of company law. prcscni ih¢ir report ihc
unaudited financial slalemenls of ihc charily for th¢ y¢aT ¢ndcd 30 Novcmbcr 2024.
REFERENCE AND ADMINISTRATIVE DETAI[
Registered ¢harity name
Charlty registraliDn number
Company reglstr#tl•n oumber 13718842
Prlnclpal office and registered Derwent HO￿ Fifth Avenue
offi¢¢
Tc8m Valley TTading Esia
Gatcshcad
NEII ONL
Kiru5t Ltd
1198282
THE TRVSTEES
Mi E Halberstsdt
Mr5 M R HaI￿rStadi
Mr A Rabinowiii
Independent examiner
Bcnny BTenig FCA
Cohen Arnold
Ncw Burlingion HO￿Se
1075 Fin¢hl¢y Road
London
NWI I OPU
STRucfuRE. GOVERNANCE AND MANAGEMENT
Governlng doeument
The charity is governed by lis Mcmorandom and Article of Association.
Appointment Training *Ad RecruitmeAt ofTrnstees
Thc organisaiion is run by ih¢ trusLcLs who all acl in an honorary capacity.
The statulory power of ap￿]n11￿g Iru51￿5 QT w new truslee shall be exercisable by ihe truslees
during their join¢ lives and ihcrcaftcr by the survivor of ihem.
Non¢ of th¢ Irustccs hav¢ any ￿r￿fiCial intercsl in thc charity.

KiThst Ltd
Company Limited by Gulranlee
Trustees, Annual Report (Incorporating the Director's Report)
Year ended 30 November 2024
STRucfuRE, GOVERNANCE AND MANAGEMENT1¢￿￿¢•)
Rlsk maAagement
Th¢ tru51¢¢5 hav¢ id¢ntified and rcvicwcd ihe n￿jOr risks to which thc charity is cxposcd. in pariicular
those rclated io the operalions and finance of ihe charity. and are satisfied thai sysienL% are in place io
miiigaie ihose risks.
Finan¢i*l risk m*n*gement 3Trd policies
The charily IM)Ids or issue financial in￿r￿n￿nts in order io achieve thiee main objeciives being..
to finance its operaiions
to manag¢ 115 cxposure lo inleresl and currency risks arising from operatio￿8 atHI
from ils sources of financc- and
for Berterdting funds.
In addiiion various financial insiTuments (e.g. trade dcmors, trddc Creditors, accruals and
pr¢paymcnls) arisc directly from ihe chaTills operalions.
Credlt rtsks
b)
The chariiy moniiors eredil risk closcly and Conside￿ that its current policies of credit risk Ch￿kS
me¢ts its objeclives of managing exposuTC lo credil risL
Thc charity has no significant conCcnlTalio￿ of credil risks. Amounis shown in ihc balancc shcei
represent Ihe maximum credii exposure in the event othLY parties fail io r￿r{omI their obligaiiong
under ihe finaneial instrumcnt.
li is reeognised Ihai sysierns ean Only providc rcasonablc but noi absolut¢ assurancc ihat major risks
have been adcquatcly managcd.
OBJECTIVLS AND AcfIviTIES
Objectives
The chariiy is emablished for ihe puryM)se of th¢ advan¢¢¥M)t of eharitAbl¢ purposes (a¢¢ording 10 th¢
law of England and Wales) a5 Ihc tru5Lccs scc fil from timc to timc in parlicular but r￿1 limiled to
making grants iowards advancing lh¢ orth(dox J¢wish faith. ih¢ rclicf of SICkR￿ and pr¢scrvalion of
health and ihe relief of financial hardship and poverty.
Activities
The charily makes granis 10 various insiiiuiions which are ideniified by the irustces as advancing ihe
objcclivcs of th¢ charily. Therc arc no changcs envisagcd in the immcdiatc fulurc.
Public benefit
The lrnslces havc cotLsidcred lh¢ Charity Commissions guidanc¢ on pybli¢ b¢n¢fii and ¢onsid¢r ihat
the charily COnforn￿ wilh them.
STRATEGIC REPORT
The following seeiions for aChicv¢￿￿ts pcrforniancc and financial revicw and invcstmcnt policy
fom) Ihc Siralegic report of ihc ch¥rily.

Ktrust Ltd
Company Llmlted by Gu&ranlee
Tru$t¢e$' Report (Incorporating the Dirertvr'% Report) Ironllnwé41
Year ended 30 November 2024
ACHIF.VFMF.NTS AND PF.RFORMANCF.
Th¢ financial ￿s￿liS of ihe Componls aclivities foT ihe year Are fully rcflecied in Ihc Qilachcd
FiDanctal Sialcmertis logcthcr wilh ihe Noles Ihcrcon.
FINANCIAL REVIEW AND INVESTMENT POLICY
The Trusiees consider Ihc posilion of ihc chariiy to be salisfieiory.
PIANS FOR FUTURE PERIODS
The charity wlll coniinuc il$ ch4riiabl¢ endcovours subjecl lo li$ incoming rcsources.
Graftt mAklni polley
Thc chorily 8¢¢¢pls &ppli¢alion for branis from repres¢nialives of Orthodox Jewish ¢haritic& whi¢h
are rcviewed by Ihe IruslE¢$ on ) regular basis.
Reserve8 poII¢y
Th¢ ¢harily otiempls lo malhiain suffi¢i¢nl rcsLYV¢S io mcci IhL' ever ii)crcasing dcmand on 11$ funds
from various ¢harilablc in81iiulions.
TIK iru¥tc¢s' annual report and the 5irnlc8i¢ reporf w¢r¢ approved on
on bcl?
Irof Ihc bnard of Iru51cL8 by..
nd signed
Mr F. HAlbw8l¥Ldt
Tru%lee

Ktrugt Ltd
Company Limlted by Guarantee
Independent Examiner's Report to the Trustees of Ktrust Ltd
Ye¥r ended 30 November 2024
I rcTK)rt lo Ihc irustecs on my cxaminaliott of ihe financial slatcmcnls of Kirusi Ltd ('Ih¢ chE4rily'l for
the year ended 30 Novernbcr 2024,
RESPONSIBILITJFS AND BASIS OF REPORT
As Ihe Irusl¢¢s of lh¢ Company (and also its dircclors foi Ihc purposes of company law) you ar¢
rcspon5ibl¢ for ihc prep¥ralion of thc financial slalcmcnls in 8ccordanc¢ witli ihe r¢quircm¢nis of Ilie
Companics A¢(2006 ('Ihc 2006 AeL'I.
Having 8ali8fied myself Ihal the oecounis ofilic eompony are noi r¢quir¢d to bc 4udilcd undcr Parl 16
of Ihc 2006 Acl ynd arc cligibl¢ for indepcnd¢ni ¢xainiiialion, I report in rLspLCt of my Lxaminalion of
lh¢ khariiy y acLounls as cdrriLd oul undcr scction 145 of ihe C.hAriiie% Act 2011 ('Ihc 201 l Act,). In
carrying out my examinalion I have ftsllowcd the Dire¢iions given by Ihc Charily Comniissiun under
S¢¢lion 1451511b) of ihc 2011 Act.
INDEPENDENT EXAMINER'S ST ATEMENr
have compl¢¢cd my cxgminalion. I confirm thai mthttews liav¢ ¢omc lo my aiicniion in conncclion
with thr Lxaminalion Biving mc ¢au5e io beli¢vc.'
C¢OUllling rccordi wore rtoi kept in r¢.8PCCt ofthc charily as required by seciion 386 of the
2006 Act: QT
Ihe financiol sialemenis do nol accoi'd wilh ihow Tccords., or
Ihe financial $iAlemeniS do nol comply with accounting requiromcnls ofseclion 396 of
Ihe 2006 Aci oihcr ihan any rcquircmcni ihal ihe accounis 8ivc A 'lrne and fai￿ view which
is noi & iiiallcr ¢onsid¢r¢d as ptsrl Ot. an ind¢pcndcni cxaminalion., or
Ihe financial stai¢menls have noi becn pr¢par¢d in accordance wilh th¢ methods and
principles of Ihc Siaieincnl of Rccomn)ci)d¢d Praclic¢ for uccounling and rcporiinu by
hariliLS applicabl¢ 10 ¢hArilie8 prep&riiig iheir accrfyuAI8 in aecrfftrdllnce with Ihc Flnancial
Reporiing Siandard applicable in ih¢ UK and Republic of Ireland IFRS 102).
havL' no coneems and havc ¢omc across no oihcr In&ii¢rs conne¢iion with Ihc exaniinAiion lo
which itlention Should bc drawn in this reporl in order io ¢n¥blL a prop6r und¢rs14ndin8 (If il)¢
8crounls lo be rcached.
Bcttny Br¢nig FCA
Cohcn Arnold
Ind¢pcndenl Exainincr
New 8uTling(on Housc
1075 Finclilcy Road
London
NWII OPU

Ktrust Ltd
Comp¥ny Limited by Guar•ntee
Siattmtnt of Financial Activities
(induding income and expenditure account)
Year eoded 30 Yi ovejnber 2024
2024
Unrestricied
nd5 Total funds Total fund5
2023
Intome and endowmeN15
Donations and Icgacics
Total income
146.4
14@4110
I4￿4￿0
131,500
131,500
146.4fy)
ExpeDdi¢ure
Expenditure on charitable activities
Total expenditure
A7
I140.3￿} 1140JOO) 1132.8491
(140)￿> {14OJDO) (132.8491
Net Inromel(expenditure) and ne¢ ThovemeDt in C¥wds
6,1(Kl
6,100
11,3491
ReconcillatloTr of funds
Total funds brought Forward
Total funds c¥Jrried forward
(1299)
4,801
(1399
50
4,8111
11,2991
The slalemcnl or rinancial acsivities incluts all gains and losses recognised in ihc ycar.
All i￿om¢ and cxp¢nditur¢ dLYiv¢ fr(vn c(mlinuing a¢iiviti¢s.
Tht llo¢tsoD pee5 7 to lo l•r• p•r¢ •fihe5e fu￿￿¢1￿1 51*teThnl&

K¢n￿l Ltd
Cornp4ny Llmited by Guarantee
Slatement of frlnanci&l Posltlon
30 N(bvember 2024
2024
2023
Current assets
Cash at bank and in hand
0,721
11,920)
4WII
4001
4,801
201
Credltors: amounts f#lllni due wlthln ODe year
Net currtnt 8$set$
12
11.500)
{1,2991
{1,2991
11,2991
Ttstal sisrti le$8 ¢urrent Ilibllltlei
Net 8M¢lJ
Fundh of the eharity
Unr¢slrieled fund5
4,801
4,801
11,2991
(1,2991
Totgl ¢h•rlty fundj
For ihe year ¢ndin8 30 Novombcr 2024 Ihe charity was eniiLled ￿ CXLmplion from audil u[￿er s¢clion
477 of th¢ Comp#ni¢s Act 2006 rcl4iin8 10 small ¢omp&nies.
Dircciorf rcsponsibilitics..
Th¢ members hyvc noi requircd ih¢ company 10 obtain an Audii of ils finan¢i81 sl8iemenls for Ihe
y¢8Y in quesiion in Aecordanc¢ wilh sKlion 476,.
Thc dircclors ll¢knowledgc iheir r¢$ponsibililies for complying wilh Ihe requiremenis of Ihe A¢1
wilh r¢speci to accouniing rccord5 and Ihe prcparaiion of finuncial slalcmcn¢s.
Th¢se financial sihiemenis hav¢ bccn p￿parQd in a¢¢ord4nc¢ wilh the provisigns applicable io
coinpanics 5ubjecl lo the small compaiiies, rcgimc.
rinanri418lalcmenls wor¢ approved by lh¢ board of Irusiccs and auihori5cd for ISBUC on
i•t
, and are signcd on behilf of ihe board by..
13
i E Halbcrslpldi
Truslec
The RDILii pAy$ 7 lo Ilj f•rTh p4ri of ihese nnanclal 5t*temtnlL

Ktrust Ltd
Company Llmlted by Guarnntee
Notes to the Flnaneial Statements
Year ended 30 November 2024
General informatlon
Th¢ charily is a public iKn¢fil ￿tIlY aDd a pri￿1¢ con)pany limited by guwrantcc, rcgi5tC￿d in
EnglaThJ and Walcs and a Tegistercd charity in England and Walcs. The address of the registcrcd
o￿le¢ is Dcrweni HO￿Se Fiflh Aven￿e. Team Valley Ttxding Esiaic. Gaieshead, NEI I ONL.
ststemen¢ of compliaDre
These financial sialements have been prepared in compliancc wilh FRS 102, 'The Financial
R¢por(ing Siandard applicabl¢ in th¢ UK and the Republic of Ireland., ¢hc statern￿t of
Recommendcd Prdciicc applicable io chariiies preparing iheir accounts in accordance with Ihe
Financial RqM)rting Stand&rd applieable in the UK and Republic of Ireland (FRS 102) (Charilies
SORP (FRS 102)) and the Companies Aci 21XJ6.
Accoumtlng pollcies
Basis of preparation
The financial siaiemenis hayc l*en prcparcd on the historical cost basi&
Golng ¢oth¢ern
There are no malerial ￿r￿ertaInlI¢S about ihc chalil￿S abilily to conlinuc.
Jlldgements and key sources ol estimation uotertsiDty
The prcpardlion of th¢ financial stalements requires ni8nagewnenl lo make judgen￿ntS, ¢stimates
and assumptions ihat affcci ihe an￿WitS re￿Ied. Thcse cmimales and judgemcnls are
continually reviewed and are based ex￿rienc¢ and oih¢r faclors, including exp¢clali0￿% of
fvlure events ihat are believed to be reasonablc undcr ihe circumslances.
FuNd accouAtiJbg
Unrn7triclod funds aw iyail¥blc foT usc al thc di%rclion of thc tru51ccs lo furthcr any or th
charity's purpo￿.
D¢signal¢d funds are unrcstricted hnds caTmarkcd by thc Iruslecs for pariicular fulurc project or
eommiimenL.
Restric(ed funds are subjccid io rcslriciions on iheir expendiiure declared by the donor or
through ihc lerm5 of an appeal. and fall into onc of two subvclasscs.. rcslricied incOw￿ funds or
endowmen¢ funds.
In¢omittg r¢sour¢¢s
All income is included in ihe statement of financial aciivities when eniiilemeni has passed to the
charity. il 15 probable ihat the economic benefi15 associated wilh the Iran￿¢110n will flow to ihe
chariiy and the an￿Unt can be reliably measured. Income from donaiions is rccogniscd on
receipt.
Re50urce5 expended
Exp¢pdltu￿ is rcrogniscd on an acrTuals basis as a liability is incuTr¢d. Expcndilur¢ includ¢s
any VAT which cannoi bc fully recovered, and is C1￿]ficd ￿t￿￿er headings of ihe siaicmeni of
financial acltvili¢s to which il rclJ¢cs=

Ktr￿st Ltd
Company Limited by Guarantee
Notes to the Financial Statements
Year ended 30 November 2024
Accounting policies (C￿1￿￿)
Resources expended
Expcndilurc on chariiablc aciiviiies includes all c05ts incurrd by a charily in undcrtaking
a¢livilies ihat further ils charilable ain￿ for the benefit of ils bcncficiarics. including those
support cosis and ¢osis r¢laiing io Ihe gov¢man¢¢ ol th¢ ¢harily apporlion¢d io chaTiiablc
aetivilies.
Fijbancial instrument5
A financial &sset or a financial liability is reeognised only wh¢n the enlity becomes a party to the
contraclual provisions of thc instru[r￿n1.
Basic financial inslTuments are inilially recognised ai the amounl receivablc or paable including
any relaied Iransaciion costs. unle&8 ihe arr8ngen*ni ¢onstitul¢S a flnancing iransaction, whcr¢ it
is r¢¢ognIS￿ #t lh¢ prwnl Val￿ of thc fvturc pay1)￿lts di5countLYJ at a market rate of inlerest
for a similar de￿ 1nsirun￿n(.
Curreni assets and curreni liabiliiies are subsequently MeasU￿d al ttjc cash or oihcr
considcraiion io b¢ paid or rL¥¢ivcd atKI not discounled.
Debi inslrumcnls arc sub5cqucnily tnea5u￿d at amorti￿d rosl.
Llmlted by gu•rJut¢t
The charity is a company limiicd by guaraniec a￿1 has no share capital. The liability of ¢ach
mcmb¢r in the ¢v¢ni of winding up is limii¢d io £10.
Donatlons attd le£*cies
Unresiricied Tolal Funds Unresiricied Total Funds
2024
Fund5
2023
DonitlDIIS
Donaiions
146.4(K)
146,40D
131,5(K)
131,500
Donations r¢¢¢iv¢d include amunts r¢¢eiYed from ¢nlili¢s ¢onn¢ct¢d io ih¢ irusiecs.
Expendltmre on charltable A¢tlvlt6es by fund type
Unresiricied Toial Funds Unresiricled Total Funds
Funds
2024
Funds
2023
Grdnts paid
Suppori cosis
137.860
lJ7,860
131.280
1,569
131,280
1,569
140.31K)
140,31M)
132,849
132,849

Ktryst Lld
Company Limited by Guar•ntee
Notes to the Flnanci*l Statements
Year ended 30 November 2024
Expenditure on ehAritxble #clivities by activity type
Aclivilies
undenakcn
dir¢cily Suppori costs
Total funds
2024
Total fund
2023
Grants paid
GovernatKe costs
137.860
137.860
2.440
131.280
1.569
2.440
137.860
2.440
140JOD
132.849
Anaty5ls of grants
2024
Achisomoch Aid Company Limiied
Galeshead Kehilla Kollel Ltd
Amud Halzdokoh Trusl
Sundry granls (u￿r £5,(M)O)
98,610
14,1)1)o
18,250
137.860
Included in Sundry grants is an amounl of £3.0(Kl paid kn a charily of which one of ihe trustees is
a iruslcc of this chariiy.
Imdependent examin*tlon fees
2024
2023
Fecs payablc LO ihe indcpcndcnl cxamincr for=
Indepcndenl examination of the finar)cial 51alcments
2,340
1.500
10. Staff costs
The av¢rngc head couni of ¢nyloyc¢s during th¢ year was Nil {2023'. Nil).
No employce received employee bencfiis of more than £60,IKIO during the year {2023'. Nill.
I l. Trustee remlltterarfon attd expenses
No rcmuneraiion or ￿her bencfits from employmenl wilh thc charily or a rela¢cd cnlily wcre
received by the trusices.
12. Credifor5: amounts falling due within one year
2024
2023
Accrtyals and d¢f¢rr¢d I￿On
1,920
1,500

Ktrnsi Ltd
Company Limited by Guarantee
Note5 to the Fin8ncig1 Statementsic47ThHvdJ
Year ended 30 November 2024
13. Analys1$ of ¢harltllble 14nd$
Unrestricted l#nds
At
At
30 November
2024
2023
Expendilurr
Gcneral funds
(1,299)
146,41K)
(140,300)
4JOI
Ai
l Dccember
2022
Ai
30 November
2023
Inconr Ex￿ndit￿
Gen¢rni funds
131,5
(132.849)
(12991
14. Analysls of net Assets betweeo funds
Unre51ricled Total Funds
Funds
2024
Currenl ￿ets
Credilors Icss ihan l year
Net assets
6,721
(1.920)
4,801
6,721
(1,920)
4,801
Unrcsiricled Toial Funds
FutMIs
2023
Curreni asscis
Crcdilors Icss than l year
Net assets
201
(1.500)
(1.2991
201
(1.500)
(1299)
15. Related party trAnsgctions
All tran5aclions wilh related parfi(s have teen discloscd in the Financial Statemcnls and the
Notes ihereon.
i•-